Apack Prod Doc Fcubs 12.0 CD

ORACLE FLEXCUBE
Accelerator Pack – Product Catalogue
ORACLE
FINANCIAL SERVICES
Accelerator Pack – Product Catalogue Page 1 of 31

Table of contents
Table of contents ............................................................................................................................................. 2
Overview & Objective ............................................................................................................................... 4
Product Parameters : Corporate Deposits........................................................................................................ 5
1 Product Code : CDP1 – Bearing Normal Fixed Rate. ............................................................................... 5
1.1 Introduction ...................................................................................................................................................... 5
1.2 Business Scenario Covered ............................................................................................................................... 5
1.3 Synopsis............................................................................................................................................................. 5
1.4 Detailed Coverage ............................................................................................................................................. 6
1.5 Events Covered: ................................................................................................................................................ 8
1.6 Advices / Statements: ....................................................................................................................................... 8
1.7 Additional Information:..................................................................................................................................... 8
2 Product Code : CDP2- Discounted Normal. .............................................................................................. 9
2.1 Introduction ...................................................................................................................................................... 9
2.2 Business Scenario Covered ............................................................................................................................... 9
2.3 Synopsis............................................................................................................................................................. 9
2.4 Detailed Coverage ............................................................................................................................................. 9
2.5 Events Covered: .............................................................................................................................................. 12
2.6 Advices / Statements: ..................................................................................................................................... 12
2.7 Additional Information:................................................................................................................................... 12
3 Product Code : CDP3 – Bearing Capitalized Floating Rate. .................................................................. 13
3.1 Introduction .................................................................................................................................................... 13
3.2 Business Scenario Covered ............................................................................................................................. 13
3.3 Synopsis........................................................................................................................................................... 13
3.4 Detailed Coverage ........................................................................................................................................... 14
3.5 Events Covered: .............................................................................................................................................. 16
4 Product Code : CDP4 – True Discounted Normal. .................................................................................. 17
4.1 Introduction .................................................................................................................................................... 17
4.3 Synopsis........................................................................................................................................................... 17
4.5 Events Covered: .............................................................................................................................................. 19
5 Product Code : CDP5 – Bearing Normal Floating Rate. ......................................................................... 21
5.1 Introduction .................................................................................................................................................... 21

5.3 Synopsis........................................................................................................................................................... 21
5.5 Events Covered: .............................................................................................................................................. 24
6 Product Code : CDP6 –Capitalized Bearing Fixed Rate. ........................................................................ 25
6.1 Introduction .................................................................................................................................................... 25
6.3 Synopsis........................................................................................................................................................... 25
6.5 Events Covered: .............................................................................................................................................. 28
7 Annexure – B ( Gateway Services) .......................................................................................................... 29
7.1 Introduction .................................................................................................................................................... 29
7.2 Business Overview .......................................................................................................................................... 29
7.3 Supported Gateway Services for CD ............................................................................................................... 29

Overview & Objective
FLEXCUBE – Accelerator Pack provides pre-configured standard business products and ready to
use transaction sets that a bank would want to parameterize using the FLEXCUBE application.
The objective of the pack is to provide the bank a head start in the FLEXCUBE implementation so
as to fast track the rollout. The module that is covered as part of this document is Corporate
Deposits. The purpose of this document is to provide an insight into the various business products
and the transaction products configured for Corporate deposits in bank.

Product Parameters : Corporate Deposits
1 Product Code : CDP1 – Bearing Normal Fixed Rate.

1.1 Introduction
This is a Bearing Normal Interest product, the purpose of this product is to achieve the
tenor and tier wise interest computation for the deposit products. In case of prepayment or
pre closure penalty will be collected from the customer.
1.2 Business Scenario Covered
 Cross currency contracts are very common in the current business scenario, most of the
clients those who are involved in the business prefer cross currency contracts to take the
advantage of the exchange rate fluctuations in the market, so they actually gain interest
on the amount deposited and advantage of the higher returns due to increase in the value
of the currency, there can be small margin of loss due to fall in exchange rate but
normally it would be compensated with the interest gained.
 In this product interest would be liquidated on monthly basis (Frequency could be

amended in contract level while booking new CD).
 Financial institutions can provide an option to the customer to change the principle
amount, interest rate and the maturity date of the contract any day before the maturity of
the deposit contract. The main purpose is to attract investor to increase the principal
amount without losing the interest and also giving the flexibility to extend or shorten the
maturity period of the contract.
Rollover :-
 Auto Rollover
 Manual Rollover
1.3 Synopsis
Few important features covered as part of this product are as follows:
 Forward contracts are allowed.

 Bearing Normal method of interest calculation.
 Fixed interest rate.
 Daily accrual.
 Monthly Interest Liquidation schedules.
 Minimum and maximum tenor defined.
 Holidays ignored during schedule processing.
 Rate variance is supported up to maximum of 10.
 Auto or Manual Rollover could be defined in the contract.
 Tax on interest will be deducted during maturity as well as on rollover.

1.4 Detailed Coverage
Preferences:
Payments : Bearing
Schedule Type : Normal
Accruals
Frequency : Daily
Start Date: 31
Interest Period Basis : Include From Date
Tenor
Minimum : 1
Maximum: 60
Default : 12
Unit : Month
Schedules:
Auto Liquidation ON
Settlement Required ON
Annual Percentage Yield Calculation Required OFF
Prepayment Penalty ON
Forward Dating Allowed ON
Day basis for Annual Percentage yield NA
Minimum Amount currency GBP
Minimum Amount for Prepayment Penalty 1
Partial Payment Manual Liquidation OFF
Tax Applicable ON
Certificate of Deposit OFF
Allow Rollover ON

Holiday Treatment:
Holiday Currency NA
Consider branch holiday ON
Ignore Holidays ON
Cascade Schedules OFF
Move across month OFF
Rollover Details:
ICCF Rollover Product
Rollover Auto
Rollover Mechanism New Version
Apply Tax ON
Rollover With Interest OFF
Deduct Tax on Rollover ON
Interest Component:
Amount Type : Principal
Collection Type: Advance
Rate Type : Fixed
Borrow Lend Indicator : Borrow
Rate Type Cycle : UP
Event : Book
Rule: INTR
Component: CDP1_INTR
Category: Outstanding
Level Number : 1
Main component: Yes
Units : Days
Code Usage : Auto
Currency : GBP, USD

Schedules Component:
Period
Component Refer Frequency Unit Day Month Date Unit Period
Value
CDP1_INTR Date Monthly 1 Month
Value
Principal Date Bullet 1 Month
TAX:
Tax Scheme : WHT
Tax
Tax rule Component Basis Amount Tag Event Tax Type
WHTR WHTR_AMT CDP1_INTR_LIQD LIQD Withholding
WHTR1 WHTR1_AMT CDP1_INTR_ROLL ROLL Withholding
1.5 Events Covered:
BOOK - Booking of Contract

INIT - Contract Initiation
ACCR - Accrual
CAMD - Contract Amendment
LIQD - Liquidation
REVN - Rate Revision
REVP - Reversal of Payment
ROLL - Rollover of Contract
VAMB - Value Dated Amendment Booking
VAMI - Value Dated Amendment Initiation
1.6 Advices / Statements:

LD Deal Slip – Deal Slip
LDAMDADV – LD Amendment Advice
LD_CONT_ADV – Contract Advice
LD_DR_ADV – Debit Advice
PAYMENT_MESSAGE - Payment Message
LD_CR_ADV - LD credit Advice
PAYADV – Payment Advice
PAYADV_SIM – Payment Simulation Advice
LD_ROLL_ADV - Rollover Advice
1.7 Additional Information:

Prepayment penalty rate or amount can be modified during pre payment.
Rollover could be selected as Manual or Auto in contract level.
Interest rate can be modified using VAMI.

2 Product Code : CDP2- Discounted Normal.
2.1 Introduction
Corporate Customers to get the Discounted interest for their deposit during the time of
opening the deposit need to use this product. The interest type of this product is fixed and
rollover is applicable for the deposit which would be renewed automatically during the
maturity date.
Discounting Method of interest calculation is one of the rare scenarios where the branch will
pay the customer interest for the whole term at the time of booking of the contract
irrespective whether the contract is active till the maturity date. This is followed by the
financial institutions to address its short term financial needs.
2.3 Synopsis

 Discounted method of interest calculation.
 Daily accrual.
 Automatic liquidation.
Preferences:
Payments : Discounted
Accruals
Frequency : Daily
Start Date: 31
Tenor
Minimum : 1
Maximum: 60

Default : 12
Unit : Month
Schedules:
Auto Liquidation ON
Tax Applicable ON
Allow Rollover OFF
Holiday Treatment:
Holiday Currency NA
Ignore Holidays OFF
Rollover Details:
Rollover Auto
Apply Tax OFF
Deduct Tax on Rollover OFF

Interest Component:
Rate Type : Fixed
Event : Book
Rule: INTR
Level Number : 1
Main component: Yes
Units : Days
Code Usage : Auto
Currency : GBP, USD
Period
Value
Value
TAX:
Tax Scheme : WHT
Tax
WHTR1 WHTR1_AMT CDP2_INTR_LIQD LIQD Withholding

2.5 Events Covered:

ACCR - Accrual
LIQD - Liquidation


Interest rate cannot be modified using VAMI.

3 Product Code : CDP3 – Bearing Capitalized Floating Rate.
3.1 Introduction
Corporate Customers for their deposit gets the capitalized interest during the time of
maturity using this product. The interest type of this product is fixed and rollover is
applicable for the deposit which would be renewed automatically during the maturity date.
The following are the scenarios covered:

 One of the common offerings of the bank is tenor and tier wise interest rate. The
purpose of this is to attract the customers on long term Deposit with attractive
interest based on the tenor. Also there have been a little fancy type by adding
slabs which also further attract more deposits for greater amount with greater
interest rate.
 Bank charges prepayment penalty mainly because it might lose its short term
funds and has to arrange funds from other resources, hence to overcome these
shortcomings they charge penalty and discourage people in doing premature
withdrawal.
 The corporate deposit could be rolled over for the same period during the time of
maturity. In Bearing Capitalized since the interest will get liquidated to the
principal, the rollover could happen only with principal option.
Deposit amount of the rolled over deposit would be initial deposit amount plus the
capitalized interest minus the tax on interest. The roll over happens automatically
on the maturity date by creating a new version whereas the other parameters
remains the same.
Rollover :-
 Auto Rollover
Manual Rollover
3.3 Synopsis

 Bearing Capitalized method of interest calculation.
 Floating interest rate.
 Daily accrual.

Preferences:
Payments : Bearing
Schedule Type : Capitalized
Accruals
Frequency : Daily
Start Date: 31
Tenor
Minimum : 1
Maximum: 60
Default : 12
Unit : Month
Schedules:
Auto Liquidation ON
Tax Applicable ON
Certificate of Deposit ON
Allow Rollover ON
Holiday Treatment:
Holiday Currency NA
Ignore Holidays ON

Rollover Details:
Rollover Auto
Rollover Mechanism Spawn Contract
Apply Tax ON
Rollover With Interest ON
Interest Component:
Rate Type : Floating
Rate Code : FLOATCD
Event : Book
Rule: INTR
Component: CDP3_FLOAT
Level Number : 1
Main component: Yes
Units : Days
Code Usage : Periodic
Currency : GBP
Period
Value
CDP3_FLOAT Date Monthly 1 Month
Value

TAX:
Tax Scheme : WHT
Tax
WHTR WHTR_AMT CDP3_FLOAT _LIQD LIQD Withholding
WHTR1 WHTR1_AMT CDP3_FLOAT_ROLL ROLL Withholding
3.5 Events Covered:

ACCR - Accrual
LIQD - Liquidation

LD_CAP – Capitalization Advice

Rate revision will be applied in case of any changes in the interest rate as per the schedules
maintained.

4 Product Code : CDP4 – True Discounted Normal.
4.1 Introduction
Corporate Customers to get the True Discounted interest for their deposit during the time of
opening the deposit need to use this product. The interest type of this product is fixed and
rollover is applicable for the deposit which would be renewed automatically during the
maturity date.
True Discounting Method of interest calculation is one of the rare scenarios where the
branch will pay the customer interest for the whole term at the time of booking of the
contract irrespective whether the contract is active till the maturity date. This is followed by
the financial institutions to address its short term financial needs.
4.3 Synopsis

 True Discounted method of interest calculation.
 Daily accrual.
.
Preferences:
Payments : True Discounted
Accruals
Frequency : Daily
Start Date: 31
Tenor
Minimum : 1
Maximum: 60

Default : 12
Unit : Month
Schedules:
Auto Liquidation ON
Tax Applicable ON
Allow Rollover OFF
Holiday Treatment:
Holiday Currency NA
Ignore Holidays OFF
Rollover Details:
Rollover Auto
Apply Tax OFF
Deduct Tax on Rollover OFF

Interest Component:
Rate Type : Fixed
Event : Book
Rule: INTR
Level Number : 1
Main component: Yes
Units : Days
Code Usage : Auto
Currency : GBP, USD
Period
Value
Value
TAX:
Tax Scheme : WHT
Tax
WHTR1 WHTR1_AMT CDP4_INTR_LIQD LIQD Withholding
4.5 Events Covered:

ACCR - Accrual
LIQD - Liquidation



Interest rate cannot be modified using VAMI.

5 Product Code : CDP5 – Bearing Normal Floating Rate.
5.1 Introduction
This is a Bearing Normal Interest product, the purpose of this product is to achieve the
tenor and tier wise interest computation for the deposit products. In case of prepayment or
pre closure penalty will be collected from the customer
The following are the scenarios covered:

i. One of the common offerings of the bank is tenor and tier wise interest rate.
The purpose of this is to attract the customers on long term Deposit with
attractive interest based on the tenor. Also there have been a little fancy type
by adding slabs which also further attract more deposits for greater amount
with greater interest rate.
ii. Whenever Central bank (RBI – INDIA) steps in and decides to

increase/decrease the CRR rate then all banks in the nation have to change
their interest rate across all products offered by them. To overcome this
scenario periodic floating for all the deposits is done. This ensures that
whenever there is change in the interest rate then all the deposit contracts
booked on or later date than this rate change date will have new interest rates
affected to it.
iii. Bank charges prepayment penalty mainly because it might lose its short term
funds and has to arrange funds from other resources, hence to overcome
these shortcomings they charge penalty and discourage people in doing
premature withdrawal.
5.3 Synopsis

 Bearing Normal method of interest calculation.
 Floating interest rate.
 Daily accrual.
 Tenor wise interest rate maintained at the ICCF product.
 Slab wise maintenance is also supported.

Preferences:
Payments : Bearing
Accruals
Frequency : Daily
Start Date: 31
Tenor
Minimum : 1
Maximum: 60
Default : 12
Unit : Month
Schedules:
Auto Liquidation ON
Tax Applicable ON
Allow Rollover ON

Holiday Treatment:
Holiday Currency NA
Ignore Holidays ON
Rollover Details:
Rollover Auto
Apply Tax ON
Interest Component:
Rate Type : Floating
Rate Code : FLOATCD
Event : Book
Rule: INT1
Component: CDP5_INT1
Level Number : 1
Main component: Yes
Units : Days
Code Usage : Auto
Currency : GBP, USD

Period
Value
CDP5_INT1 Date Monthly 1 Month
Value
5.5 Events Covered:

ACCR - Accrual
LIQD - Liquidation



6 Product Code : CDP6 –Capitalized Bearing Fixed Rate.
6.1 Introduction
Corporate Customers for their deposit gets the capitalized interest during the time of
maturity using this product. The interest type of this product is fixed and rollover is
applicable for the deposit which would be renewed automatically during the maturity date.
 Cross currency contracts are very common in the current business scenario, most of the
clients those who are involved in the business prefer cross currency contracts to take the
 advantage of the exchange rate fluctuations in the market, so they actually gain interest
on the amount deposited and advantage of the higher returns due to increase in the value
of the currency, there can be small margin of loss due to fall in exchange rate but
normally it would be compensated with the interest gained.
 In short we will say compounding factor for the corporate deposit contracts. Here at each
liquidation cycle the interest is added to the current principle amount and then further
interest will get computed on this value. During maturity the interest amount will get
liquidated to the deposit. In most of the countries deposits are always capitalized and
savings are taken as simple interest.
 Financial institutions can provide an option to the customer to change the principle
amount, interest rate and the maturity date of the contract any day before the maturity of
the deposit contract. The main purpose is to attract investor to increase the principal
amount without losing the interest and also giving the flexibility to extend or shorten the
maturity period of the contract.
 The corporate deposit could be rolled over for the same period during the time of maturity.
In Bearing Capitalized since the interest will get liquidated to the principal, the rollover
could happen only with principal option.
Deposit amount of the rolled over deposit would be initial deposit amount plus the
capitalized interest minus the tax on interest. The roll over happens automatically on the
maturity date by creating a new version whereas the other parameters remains the same.
Rollover :-
 Auto Rollover
 Manual Rollover
6.3 Synopsis

 Bearing Capitalized method of interest calculation.
 Daily accrual.

Open ended deposit type of product that supports multiple currency deposit booking. Target
market for the product is corporate customers who can assure a minimum period of deposit
to be 3 months. Interest basis is actual/360. The payment schedule is bullet payment.
Forward contract is allowed to book. Interest is capitalized on every liquidation cycle.
Holidays are ignored for the maturity of the contract and the interest computation. Rate
variance for the interest component is to the maximum of 10 basis points. Contract rollover
is for principle as interest would get liquidated to principal during rollover. Tax is also
calculated on maturity of the contract and also on the rollover of the contract.
Preferences:
Payments : Bearing
Schedule Type : Capitalized
Accruals
Frequency : Daily
Start Date: 31
Tenor
Minimum : 1
Maximum: 60
Default : 12
Unit : Month
Schedules:
Auto Liquidation ON

Tax Applicable ON
Allow Rollover ON
Holiday Treatment:
Holiday Currency NA
Ignore Holidays ON
Rollover Details:
Rollover Auto
Apply Tax ON
Interest Component:
Rate Type : Fixed
Event : Book
Rule: INT1
Component: CDP6_INT1
Level Number : 1
Main component: Yes

Units : Days
Code Usage : Auto
Currency : GBP, USD
Period
Value
Value
6.5 Events Covered:

ACCR - Accrual
LIQD - Liquidation

LD_CAP – Capitalization Advice


7 Annexure – B ( Gateway Services)
7.1 Introduction
FLEXCUBE is using synchronous and asynchronous gateway services to ensure data flow
from external system to FCUBS in XML format.
7.2 Business Overview

Bank can use gateway services for communicating external system to FLEXCUBE. CD
module is also supporting gateway operations.
7.3 Supported Gateway Services for CD

Following gateway services are major contributor to CD Module,
 FCUBSLDService
Service
Service Name Operations Operation Description
Description
Deposits Authorization of Provision Loans and
FCUBSLDService AuthProvisionLDContract
Service Deposit Contract
Deposits
FCUBSLDService LDVamiDeleteSim Deletion of Deposit Vami simulation
Service
Deposits
FCUBSLDService LDVamiCreateSim Creation of deposit vami simulation
Service
Deposits Modification of Loans and Deposits
FCUBSLDService LDVamiContract
Service Value Dated Amendment
Deposits Authorization of Loans and Deposits
FCUBSLDService LDVamiAuthorize
Service Value Dated Amendment
Deposits Simulation of Inactive Active Deposit
FCUBSLDService LDInactivateSimulate
Service simulation
Deposits Deletion of Loans and Deposits Value
FCUBSLDService LDDeleteVami
Service dated amendment
Deposits Simulation of Active Deposit
FCUBSLDService LDActivateSimulate
Service simulation
Deposits Deletion of Loans and Deposit
FCUBSLDService DeleteProduct
Service Product
Deposits
FCUBSLDService DeleteLDSIMContract Deletion of Deposit contract simulation
Service
Deposits Deletion of deposit payment
FCUBSLDService DeleteLDPaymentSim
Service simulation
Deposits Deletion of Loans and Deposits
FCUBSLDService DeleteLDPayment
Service Payment
Deposits Deletion of Loans and Deposits
FCUBSLDService DeleteLDContract
Service Contract
Deposits Deletion of FeeAccrual Loans and
FCUBSLDService DeleteFeeAccrualLDContract
Deposits Deletion of Loans and Deposit Branch
FCUBSLDService DeleteBrnPrm
Service Parameters
Deposits Creation of Provision Loans and
FCUBSLDService CreateProvisionLDContract
Deposits
FCUBSLDService CreateProduct Input of Loans and Deposit Product
Service
Deposits
FCUBSLDService CreateLDPaymentSim Input of deposit payment simulation
Service
Deposits
FCUBSLDService CreateLDPayment Input of Loans and Deposits Payment
Service
Deposits
FCUBSLDService CreateLDContract Input of Loans and Deposits Contract
Service
Deposits Creation of FeeAccrual Loans and
FCUBSLDService CreateFeeAccrualLDContract

Deposits Creation of Loans and Deposit Branch
FCUBSLDService CreateBrnPrm
Service Parameters
Deposits Authorisation of Loans and Deposit
FCUBSLDService AuthorizeProduct
Service Product
FCUBSLDService AuthorizeLDContract
Service Contract
Deposits Authorization of Loans and Deposit
FCUBSLDService AuthorizeBrnPrm
Service Branch Parameters
Deposits Rollover of Loans and Deposits
FCUBSLDService RolloverLDContract
Service Contract
Deposits Reversal of Loans and Deposits
FCUBSLDService ReverseLDPayment
Service Payment
Deposits Reversal of Loans and Deposits
FCUBSLDService ReverseLDContract
Service Contract
Deposits Reversal of FeeAccrual Loans and
FCUBSLDService ReverseFeeAccrualLDContract
Deposits Reassignment of Loans and Deposits
FCUBSLDService ReassignLDContract
Service Contract
Deposits Query of Provision Loans and Deposit
FCUBSLDService QueryProvisionLDContract
Service Contract
Deposits
FCUBSLDService QueryProduct Query of Loans and Deposit Product
Service
Deposits
FCUBSLDService QueryLDSIMContract Query of deposit Contract simulation
Service
Deposits
FCUBSLDService QueryLDPaymentSim Query of Payment simulation
Service
Deposits Query of Loans and Deposits
FCUBSLDService QueryLDPayment
Service Payment
Deposits
FCUBSLDService QueryLDContract Query of Loans and Deposits Contract
Service
Deposits Query of FeeAccrual Loans and
FCUBSLDService QueryFeeAccrualLDContract
Deposits Query of Loans and Deposit Branch
FCUBSLDService QueryBrnPrm
Service Parameters
Deposits Modification of Provision Loans and
FCUBSLDService ModifyProvisionLDContract
Deposits Modification of Loans and Deposit
FCUBSLDService ModifyProduct
Service Product
Deposits Modification of Loans and Deposits
FCUBSLDService ModifyLDContract
Service Contract
Deposits Modification of FeeAccrual Loans and
FCUBSLDService ModifyFeeAccrualLDContract
Deposits Modification of Loans and Deposit
FCUBSLDService ModifyBrnPrm
Service Branch Parameters
Deposits
FCUBSLDService LDVamiQuerySim Query of Deposit VAMI
Service
FCUBSLDService AuthLDPayment
Service Payments
Deposits Authorization of FeeAccrual Loans
FCUBSLDService AuthFeeAccrualLDContract
Service and Deposit Contract
Deposits Authorization of deposit payment
FCUBSLDService AuthLDPaymentSim
Service simulation

Oracle Financial Services Software Limited
Oracle Park
Off Western Express Highway
Goregaon (East)
Mumbai, Maharashtra 400 063
India
Worldwide Inquiries:
Phone: +91 22 6718 3000
Fax:+91 22 6718 3001
www.oracle.com/financialservices/
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ORACLE FLEXCUBE

Accelerator Pack – Product Catalogue

Accelerator Pack – Product Catalogue Page 1 of 31

Accelerator Pack – Product Catalogue Page 2 of 31

Accelerator Pack – Product Catalogue Page 3 of 31

Accelerator Pack – Product Catalogue Page 4 of 31

1 Product Code : CDP1 – Bearing Normal Fixed Rate.

1.2 Business Scenario Covered

 In this product interest would be liquidated on monthly basis (Frequency could be

Few important features covered as part of this product are as follows:

 Forward contracts are allowed.

Accelerator Pack – Product Catalogue Page 5 of 31

Annual Percentage Yield Calculation Required OFF

Forward Dating Allowed ON

Day basis for Annual Percentage yield NA

Minimum Amount currency GBP

Minimum Amount for Prepayment Penalty 1

Partial Payment Manual Liquidation OFF

Certificate of Deposit OFF

Accelerator Pack – Product Catalogue Page 6 of 31

Consider branch holiday ON

Cascade Schedules OFF

Move across month OFF

ICCF Rollover Product

Rollover Mechanism New Version

Rollover With Interest OFF

Deduct Tax on Rollover ON

Accelerator Pack – Product Catalogue Page 7 of 31

BOOK - Booking of Contract

1.6 Advices / Statements:

1.7 Additional Information:

Accelerator Pack – Product Catalogue Page 8 of 31

2.2 Business Scenario Covered

Few important features covered as part of this product are as follows:

 Forward contracts are allowed.

2.4 Detailed Coverage

Accelerator Pack – Product Catalogue Page 9 of 31

Annual Percentage Yield Calculation Required OFF

Forward Dating Allowed ON

Day basis for Annual Percentage yield NA

Minimum Amount currency GBP

Minimum Amount for Prepayment Penalty 1

Partial Payment Manual Liquidation OFF

Certificate of Deposit OFF

Allow Rollover OFF

Consider branch holiday ON

Ignore Holidays OFF

Cascade Schedules OFF

Move across month OFF

ICCF Rollover Product

Rollover Mechanism New Version

Apply Tax OFF

Rollover With Interest OFF

Deduct Tax on Rollover OFF

Accelerator Pack – Product Catalogue Page 10 of 31

Accelerator Pack – Product Catalogue Page 11 of 31

BOOK - Booking of Contract

2.6 Advices / Statements:

LD Deal Slip – Deal Slip

2.7 Additional Information:

Accelerator Pack – Product Catalogue Page 12 of 31

3.2 Business Scenario Covered

The following are the scenarios covered:

 Forward contracts are allowed.