Budget and Cash Flow Spreadsheet (CFS)

Step 1 1) Update the orange cell with the date of your simulation start date
Step 2 2) Enter you starting bank balance (top cell) and future paychecks (below the top cell)
Step 3 3) Enter in payments (or expected payments) to vendors for bills on their expected transaction date
Step 4 4) Review bank account regularly. Add any bank fees or other withdrawals. Investigate discrepancies in balance
Step 5 5) Make notes for yourself in the comments to help with establishing a routine or habit

Note: the Budget Challenge Budget and Cash Flow Tool is provided free of charge to participants of the the Budget Challenge Personal Finance Simulation and is intended only for use with this program
Date Deposits Withdrawal Apartmen Renter's Car Loan Car Ins School Cable Energy Cell Credit Total Total Checking Comments
s & Bank t Ins loan bill Phone Card Withdrawals Deposits Acct Balance
fees
10/5/2017 ($ 1,000.00) ($ -  ) ($ 1,000.00) $1,000.00)
10/6/2017 ($ -  ) $1,000.00)
10/7/2017 ($ -  ) $1,000.00)
10/8/2017 ($ -  ) $1,000.00)
10/9/2017 ($ -  ) $1,000.00)
10/10/2017 ($ -  ) $1,000.00)
10/11/2017 ($ -  ) $1,000.00)
10/12/2017 ($ 969.35) ($ 15.00) ($ 984.35) $15.65)
10/13/2017 ($ 1,205.67) ($ -  ) ($ 1,205.67) $1,221.32)
10/14/2017 ($ 195.00) ($ 49.50) ($ 244.50) $976.82)
10/15/2017 ($ -  ) $976.82)
10/16/2017 ($ -  ) $976.82)
10/17/2017 ($ -  ) $976.82)
10/18/2017 ($ 88.14) ($ 88.14) $888.68)
10/19/2017 ($ 300.00) ($ -  ) ($ 300.00) $1,188.68)
10/20/2017 ($ -  ) $1,188.68)
10/21/2017 ($ 1.64) ($ -  ) ($ 1.64) $1,190.32)
10/22/2017 ($ -  ) $1,190.32)
10/23/2017 ($ -  ) $1,190.32)
10/24/2017 ($ -  ) $1,190.32)
10/25/2017 ($ 405.84) ($ 258.49) ($ 664.33) $525.99)
10/26/2017 ($ 1,205.67) ($ -  ) ($ 1,205.67) $1,731.66)
10/27/2017 ($ -  ) $1,731.66)
10/28/2017 ($ -  ) $1,731.66)
10/29/2017 ($ -  ) $1,731.66)
10/30/2017 ($ -  ) $1,731.66)
10/31/2017 ($ 54.22) ($ 54.22) $1,677.44)
11/1/2017 ($ -  ) $1,677.44)
11/2/2017 ($ -  ) $1,677.44)
11/3/2017 ($ 442.76) ($ 442.76) $1,234.68)
11/4/2017 ($ -  ) $1,234.68)
11/5/2017 ($ -  ) $1,234.68)
11/6/2017 ($ 500.00) ($ 500.00) $734.68)
11/7/2017 ($ -  ) $734.68)
11/8/2017 ($ 636.62) ($ 636.62) $98.06)
11/9/2017 ($ 1,192.41) ($ 9.95) ($ 9.95) ($ 1,192.41) $1,280.52)
11/10/2017 ($ -  ) $1,280.52)
11/11/2017 ($ -  ) $1,280.52)
11/12/2017 ($ -  ) $1,280.52)
11/13/2017 ($ -  ) $1,280.52)
11/14/2017 ($ 49.50) ($ 49.50) $1,231.02)
11/15/2017 ($ 94.55) ($ 94.55) $1,136.47)
11/16/2017 ($ -  ) $1,136.47)
11/17/2017 ($ -  ) $1,136.47)
11/18/2017 ($ -  ) $1,136.47)
11/19/2017 ($ -  ) $1,136.47)
11/20/2017 ($ 380.84) ($ 380.84) $755.63)
11/21/2017 ($ 2.01) ($ -  ) ($ 2.01) $757.64)
11/22/2017 ($ 300.00) ($ -  ) ($ 300.00) $1,057.64)
11/23/2017 ($ 1,192.41) ($ 600.00) ($ 600.00) ($ 1,192.41) $1,650.05)
11/24/2017 ($ 258.49) ($ 258.49) $1,391.56)
11/25/2017 ($ -  ) $1,391.56)
 Budget and Cash Flow Spreadsheet (CFS)
Step 1 1) Update the orange cell with the date of your simulation start date
Step 2 2) Enter you starting bank balance (top cell) and future paychecks (below the top cell)
Step 3 3) Enter in payments (or expected payments) to vendors for bills on their expected transaction date
Step 4 4) Review bank account regularly. Add any bank fees or other withdrawals. Investigate discrepancies in balance
Step 5 5) Make notes for yourself in the comments to help with establishing a routine or habit

Note: the Budget Challenge Budget and Cash Flow Tool is provided free of charge to participants of the the Budget Challenge Personal Finance Simulation and is intended only for use with this program
Date Deposits Withdrawal Apartmen Renter's Car Loan Car Ins School Cable Energy Cell Credit Total Total Checking Comments
s & Bank t Ins loan bill Phone Card Withdrawals Deposits Acct Balance
fees
11/26/2017 ($ -  ) $1,391.56)
11/27/2017 ($ -  ) $1,391.56)
11/28/2017 ($ -  ) $1,391.56)
11/29/2017 ($ -  ) $1,391.56)
11/30/2017 ($ -  ) $1,391.56)
12/1/2017 ($ -  ) $1,391.56)
12/2/2017 ($ -  ) $1,391.56)
12/3/2017 ($ -  ) $1,391.56)
12/4/2017 ($ -  ) $1,391.56)
12/5/2017 ($ -  ) $1,391.56)
12/6/2017 ($ 800.00) ($ 678.00) ($ 1,478.00) ($86.44)
12/7/2017 ($ 1,192.41) ($ -  ) ($ 1,192.41) $1,105.97)
12/8/2017 ($ -  ) $1,105.97)
12/9/2017 ($ -  ) $1,105.97)
12/10/2017 ($ -  ) $1,105.97)
12/11/2017 ($ -  ) $1,105.97)
12/12/2017 ($ -  ) $1,105.97)
12/13/2017 ($ 49.50) ($ 457.07) ($ 506.57) $599.40)
12/14/2017 ($ -  ) $599.40)
12/15/2017 ($ -  ) $599.40)
12/16/2017 ($ -  ) $599.40)
12/17/2017 ($ -  ) $599.40)
12/18/2017 ($ -  ) $599.40)
12/19/2017 ($ -  ) $599.40)
12/20/2017 ($ 97.54) ($ 97.54) $501.86)