SMU Asoc

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Seniors’!Experience!e.Handbook!2015!
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Information!on!Second!Majors,!Accounting!Tracks,!
Internships!and!Exchange!Programmes!!
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Last!updated!on!26!October!2015
! 1!
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Preface!
The!myriad!of!choices!facing!SMU!Accountancy!students!in!terms!of!deciding!which!second!
major!or!track!to!take!up,!which!company!to!intern!at!or!which!university!to!go!for!exchange!at!
can!be!quite!daunting!for!some!of!us.!This!handbook!aims!to!provide!information!that!will!
hopefully!make!these!choices!easier!for!you.!
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Much!of!the!information!in!this!handbook!is!based!on!the!experiences!of!current!third!and!
fourth!year!(those!who!matriculated!in!AY12/13!or!AY13/14)!SMU!accountancy!students.!We!
would!like!to!extend!our!sincere!thanks!to!everyone!who!has!contributed!in!some!way!to!this!
handbook,!whether!by!being!one!of!the!more!than!200!respondents!to!our!Seniors’!Experience!
eNHandbook!survey!or!by!kindly!agreeing!to!share!information!about!your!various!majors,!
tracks,!internships!and!exchange!experiences.!!
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At!the!same!time,!we!would!like!to!advise!that!since!most!of!the!information!in!this!handbook!is!
based!on!personal!experiences,!it!has!not!been!endorsed!by!the!companies!and!universities!
listed!here.!We!would!strongly!recommend!that!readers!of!this!handbook!refer!to!official!
websites!or!materials!as!well!as!the!school’s!online!resources!(Oasis,!BOSS,!etc.)!in!conjunction!
with!information!presented!in!this!handbook!in!order!to!make!informed!decisions.!With!that,!
we!sincerely!hope!this!handbook!proves!useful!for!you!and!wish!you!all!the!best!for!the!rest!of!
your!SMU!journey.!
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! 2!
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Table!of!Contents!
Second!Majors!
Fast!Facts!....................................................................................................................................!4!
Finance!.......................................................................................................................................!5!
Economics!...................................................................................................................................!9!
Operations!Management!.........................................................................................................!11!
Organisation!Behaviour!&!Human!Resources!(OBHR)!..............................................................!13!
Marketing!.................................................................................................................................!16!
Analytics!...................................................................................................................................!18!
Accounting!Tracks!
Fast!facts!...................................................................................................................................!20!
Risk!Management!&!Assurance!................................................................................................!21!
Financial!Management!.............................................................................................................!22!
Taxation!....................................................................................................................................!23!
Internships!
Fast!Facts!..................................................................................................................................!24!
Big!4!..........................................................................................................................................!25!
MidNtier/Small!accounting!firms!...............................................................................................!34!
Banks!........................................................................................................................................!37!
Other!Companies!......................................................................................................................!41!
Government!Agencies!..............................................................................................................!45!
Exchange!Programmes!
Fast!Facts!..................................................................................................................................!48!
Some!Universities!Which!Students!Went!To!For!Exchange!......................................................!49!
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! 3!
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Second!Majors!
!
Fast%Facts*%
!
Percentage!of!Accountancy!students!in!the!last!10!years!who!graduated!with!a!second!major!
• 76%!!
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!
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Proportion!of!students!admitted!in!AY2010!who!completed!various!second!majors!upon!
graduation:!
!
Others!
2%!
No!second!major!
Majors! 22%!
oﬀered!
OBHR! by!SOE!
1%! 5%!
Operadons!
Management!
2%! Finance!
64%!
Strategic!
Management!
2%!
Corporate!Comms!
1%! Markedng!
1%!
!
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*The!above!statistics!and!more!information!can!be!obtained!at!Oasis!Resources!SOA!resources:!
https://oasis.smu.edu.sg/psp/ps/EMPLOYEE/EMPL/h/?tab=SIS06_RESOURCES.!
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! 4!
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Finance%
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Requirement!for! Minimum!grade!of!BN!for!FNCE101!or!FNCE102!
taking!up!second!
major:!
Additional!modules! 3!Finance!electives!
needed*:!
Minimum!no.!of! 38!
course!units!required!
to!graduate:!
Double!counting! FNCE210/QF305!can!be!double!counted!as!Global!and!
possibilities**:! Regional!Studies!(GRS)!modules!
FNCE213!can!be!double!counted!as!a!Technology!and!
Entrepreneurship!(TE)!module!
!
*Refer!to!OASIS!!!Study!!!Advisement!and!Curriculum!!!Second!Major!Requirements!for!more!info!on!
additional!modules!needed!for!second!majors!and!double!counting!possibilities.!!
**List!is!not!exhaustive.!Refer!to!the!course!descriptions!of!finance!electives!on!BOSS!for!updated!information!of!
finance!electives!that!can!be!double!counted.!
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Reasons!for!taking!up!this!second!major!!
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• High!degree!of!overlap!between!accounting!and!finance!modules:!Finance!and!accounting!
are!closely!related,!so!knowledge!gained!from!accounting!modules!can!be!applied!to!
understand!finance!modules!better!and!vice!versa.!!
Accounting!modules!where!finance!knowledge!would!be!an!advantage:!!
N!Advanced!Financial!Accounting!!
N!Corporate!Advisory!!
N!Corporate!Financial!Management!!
N!Valuation.!
• Interest!in!subject:!FNCE101!Finance!and!FNCE102!Financial!Instruments,!Institutions!and!
Markets!(FIIM)!sparked!my!interest!in!taking!Finance!as!a!second!major.!
• Relevance!to!future!career!
• Usefulness!in!daily!life:!I!felt!that!even!if!I!did!not!work!in!the!finance!industry,!I!could!still!
apply!some!of!the!finance!concepts!I!had!learnt!to!my!personal!life!(e.g.!personal!
investment,!etc.).!
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! 5!
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Seniors’!advice!on!modules!taken!towards!the!completion!of!this!second!major!!
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• Analysis!of!Equity!Investments!!
!
" What!is!the!most!difficult!thing!about!this!module?!
N The!project.!It!might!be!challenging,!quite!heavy!and!timeNconsuming!as!it!involves!
valuation.!
!
" What!tips!or!advice!do!you!have!for!your!peers!who!are!taking!this!module?!
! Refer!to!the!project!you!did!for!FNCE101!Finance!as!it!will!help!in!doing!the!project!for!this!
module.!
! You!may!consider!taking!part!in!various!competitions!such!as!stock!pitch!challenges!and!the!
CFA!Challenge!prior!to!taking!this!course!as!they!will!enhance!your!knowledge!in!business!
valuation.!
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• Behavioural!Finance!
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! Tying!in!facets!of!psychology!to!finance.!!
! It!requires!a!change!of!mindset!from!the!fundamental!analysis!of!share!price!movements!
that!most!other!finance!modules!consider,!to!a!more!technical!way!of!explaining!things.!
!
! The!first!few!lessons!may!be!difficult,!but!it!gets!easier!to!understand!later!on!in!the!course!
when!you!are!able!to!string!concepts!together.!!
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• Corporate!Finance!
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! Memorising!all!the!definitions!of!the!terms!in!Corporate!Finance.!
! Beating!the!bell!curve!for!this!module!as!there!is!little!room!for!careless!mistakes!during!the!
final!exam.!
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! Important!to!practise!past!year!papers.!
! Class!participation!will!go!a!long!way!towards!putting!yourself!ahead!of!the!bell!curve.!
! Research!and!read!up!on!the!concepts!online!to!get!a!better!understanding.!
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• Enterprise!Risk!Management!
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! Steep!learning!curve,!where!students!are!expected!to!learn!many!methods!of!analysis!on!
their!own,!such!as!ValueNAtNRisk,!rolling!average,!etc.!!
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! 6!
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! Take!this!module!if!you!are!keen!on!risk!management!and!want!to!learn!how!to!quantify!
risks.!!
! It!may!help!if!you!are!an!International!Trading!Track!student.!
!
• Entrepreneurial!Finance!!!
!
! Coming!up!with!a!viable!business!idea!that!is!creative,!yet!practical!for!the!project.!
! How!to!systemise!the!seemingly!common!sense,!yet!abstract!knowledge!into!a!set!of!skills!
for!the!exam,!as!well!as!for!real!business!use.!
!
! Try!to!get!group!mates!from!different!disciplines.!A!variety!of!different!ideas!are!needed!
when!it!comes!to!different!aspects!of!the!business.!For!example,!when!it!comes!to!
marketing,!business!students!are!great!at!designing!advertisements,!while!accounting!
students!are!proficient!in!coming!up!with!the!projected!financial!statements.!
! It!might!be!helpful!to!read!up!on!some!business!or!startNup!stories.!!
! You!may!consider!reading!an!introductory!textbook!on!this!subject.!
! This!module!is!quite!qualitative.!
!
• Financial!Planning!and!Advisory!
!
! Knowing!key!reliable!data!sources!where!data!for!the!projects!can!be!extracted!from.!Some!
information,!such!as!bank!interest!rates!or!overNtheNcounter!(OTC)!bond!yield!rates,!can!
only!be!obtained!through!talking!to!people!in!the!industry.!
!
! This!module!is!meant!to!impart!knowledge!on!personal!finance!and!not!so!much!on!
financial!instruments!or!financial!modelling.!
! The!project!should!be!relatable!to!a!layman!and!how!he!should!spend/invest/borrow!funds,!
that!is,!the!project!has!to!make!it!easy!for!people!to!understand!how!they!can!participate!in!
financial!markets.!
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• Global!financial!risk!management!
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! The!final!exam.!
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! Prepare!well!for!the!final!exam,!as!it!will!make!up!50%!of!your!overall!grade.!
! It!might!be!helpful!to!have!a!background!in!statistics.!
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! 7!
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• Mergers!and!Acquisitions!
!
! This!course!may!be!quite!challenging!due!to!the!high!calibre!of!the!students!who!usually!
choose!to!take!this!and!the!generally!high!expectations!of!professors.!
!
! It!may!be!useful!to!take!this!module!with!friends!who!have!experience!in!investment!
banking!or!Mergers!and!Acquisitions,!as!they!will!give!you!much!needed!insight!that!most!
others!might!miss.!!
! There!may!be!a!considerable!amount!of!overlap!between!this!module!and!Corporate!
Advisory!and!Valuation.!!
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• Portfolio!Management!
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! The!stock!simulation!game!for!the!project.!
! The!long!questions!in!the!final!exam.!
!
! Be!prepared!to!watch!the!market!closely!as!the!entire!project!hinges!upon!your!stock!
simulation!results.!
! It!may!be!helpful!to!have!group!members!who!are!interested!in!trading!stocks.!!
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Possible!career!paths!and!employers’!perception!of!second!major!
!
• Banking:!Corporate,!Retail!or!Investment!
• Corporate!Finance!
• Equity/securities!analyst!
• Asset!management!
• Trading!
• Financial!advisor/consultant/planner!
• Insurance!companies!
• Consulting!firms!
• Employers’!perception:!A!finance!major!may!be!valued!by!banks!or!consulting!firms,!since!it!
shows!an!interest!in!the!Finance!industry,!provides!an!understanding!of!financial!markets!
and!basic!financial!products!like!equities,!fixed!income!and!options,!as!well!as!improves!
proficiency!in!required!skills!such!as!financial!valuation!and!Microsoft!Excel.!However,!it!
would!be!even!more!useful!for!you!to!take!the!specific!finance!modules!relevant!to!your!
preferred!sector!in!the!finance!industry.!!
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! 8!
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Economics%
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! Students!admitted!before! Students!admitted!from!
AY15/16! AY15/16!onwards!
Additional! N!Applied!Econometrics,!! N!Intermediate!Mathematics!for!
modules!needed:! N!Intermediate!Microeconomics! Economics!
N!Intermediate!Macroeconomics! N!Introduction!to!Econometrics!
N!International!Economics!A!or!B! N!Intermediate!Microeconomics!
OR!International!Trade! N!Intermediate!Macroeconomics!
N!Any!2!Econs!major!electives!OR! N!Economics!of!Globalisation!
International!Macroeconomics! N!Economic!Development!in!Asia!
and!any!1!Econs!major!elective! N!Any!2!Econs!major!electives!
N!Economic!history!or!Economic! !
Development!in!Asia! !
Minimum!no.!of! 40! 42!
course!units!
required!to!
graduate*:!
Double!counting! International!Economics!A!and!B,!International!Trade,!Economic!
possibilities**:! History!and!Economic!Development!in!Asia!can!be!double!counted!
as!Global!and!Regional!Studies!(GRS)!modules!
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• Interest!in!the!major!
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• Intermediate!Mathematics!for!Economics!
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N Challenging!final!exam,!it!may!be!difficult!to!complete!it!on!time.!
!
N Those!who!have!taken!H2!Math!in!junior!college!would!find!it!easier!to!do!well!for!this!
module.!
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• Intermediate!Macroeconomics!
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N Challenging!concepts!and!heavy!content.!
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N Study!hard!for!the!module!right!from!the!start.!
! 9!
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• Applied!Econometrics!
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N The!concepts!taught.!!
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N Attempt!the!past!year!papers!and!study!very!hard!for!this!module.!
N One!may!consider!taking!STAT151!Introduction!to!Statistical!Theory!instead!of!STAT101!
Introductory!Statistics!if!one!is!planning!to!take!Applied!Econometrics.!
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• Intermediate!Microeconomics!
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N NIL!
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N Listen!attentively!in!class,!revise!and!try!not!to!make!careless!mistakes!during!the!tests!and!
final!exam.!
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• International!Economics!A!
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N The!project,!where!a!lot!of!research!needs!to!be!done.!
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N Have!good!group!members!for!the!project.!
N Listen!attentively!in!class!as!not!all!concepts!in!the!textbook!will!be!tested.!
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• Economic!Development!in!Asia!
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N This!module!is!contentNheavy.!
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N Study!hard!as!this!module!is!contentNheavy.!
N This!module!involves!quite!a!lot!of!math.!
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Possible!career!paths!and!employers’!perception!of!second!major?!
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• Statistician!
• Analyst!
• Roles!in!the!financial!sector!
• Employers’!perception:!Generally!perceived!as!a!rigorous!second!major.!
! 10!
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Operations%Management%
%
Additional!modules! Operations!Management,!Service!Processes,!Supply!Chain!
needed:! Management,!3!Operations!Management!Electives!
Minimum!no.!of! 42!
to!graduate*:!
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• Relevant!skills:!The!modules!required!to!complete!this!second!major!teach!relevant!skills!
for!the!current!business!environment,!such!as!supply!chain!management!and!service!
processes.!
• Interest!in!subject:!Was!interested!in!this!major!after!taking!Management!Science!(now!
known!as!Decision!Analysis)!and!Business!Processes!(now!known!as!Operations!
Management),!where!you!need!very!logical!thought!processes!as!well!as!flexibility!in!
applying!concepts.!
• Link!between!Accountancy!and!Operations:!Operations!Management!teaches!one!about!
what!happens!on!the!ground,!while!Accounting!focuses!more!on!what!happens!behind!the!
scenes.!This!allows!students!to!broaden!their!perspectives!and!better!appreciate!what!they!
are!learning.!
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• Business!Process!(now!known!as!Operations!Management)!
!
N The!newsvendor!model,!which!can!be!applied!to!many!scenarios.!
N Challenging!final!exam.!
N Data!mining!for!the!project,!which!was!very!timeNconsuming.!
N Many!mini!reports!to!write.!!
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N Practise!and!consult!your!professor.!!
N Study!the!textbook!well!and!also!prepare!to!be!tested!on!content!not!found!within!the!
classroom!materials!!
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• Supply!Chain!Management!!
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N Very!heavy!project!component.!
! 11!
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N Formulating!an!excel!solution!to!solve!a!realNlife!case!study!of!a!company:!Due!to!
confidentiality!issues,!not!all!information!required!in!one’s!solution!can!be!provided!by!the!
company,!hence!there!may!be!a!need!to!constantly!think!of!alternative!solutions.!!
!
N Have!some!sort!of!background!knowledge!about!the!supply!chain!world.!
N Have!a!good!mix!of!members!in!your!project!group,!such!as!having!a!member!who!is!good!
at!excel,!a!member!who!is!good!at!thinking!out!of!the!box,!and!a!member!who!is!good!at!
directing!everyone!back!to!the!task!at!hand.!
N The!module!is!not!totally!quantitative,!and!instead,!has!a!50:50!mix!of!qualitative!and!
quantitative!aspects.!
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Possible!career!paths!and!employers’!perception!of!this!second!major!
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• Chief!Operating!Officer!
• Procurement/Logistics!analyst!
• Purchasing!manager!
• Product!development!manager!
• Business!and!operations!improvement!analyst!!
• Master!production!scheduler!
• Management!consultant!
• Employers’!perception:!Employers!may!perceive!someone!who!has!taken!this!second!major!
to!be!all!rounded!as!he/she!would!possess!technical!and!analytical!skills!that!are!relevant!to!
many!job!functions.!Students!who!have!taken!this!second!major!would!have!been!trained!
both!to!understand!the!big!picture!(through!operations!management)!and!have!an!eye!for!
detail!(through!accounting).!!
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! 12!
!
Organisation%Behaviour%&%Human%Resources%(OBHR)%
!
Additional!modules! Human!Capital!Management,!4!OBHR!electives!
needed:!
Minimum!no.!of! 40!
to!graduate*:!
Double!counting! OBHR211!can!be!double!counted!as!a!Technology!and!
possibilities**:! Entrepreneurship!(TE)!module!!
!
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• Relevant!skills:!Many!of!us!will!be!working!with!people!or!even!taking!on!managerial!roles!
in!the!future.!Hence,!knowledge!acquired!from!OBHR!on!how!to!motivate,!positively!
influence!and!develop!others!will!be!useful!and!relevant!even!if!one!does!not!intend!to!
work!in!the!HR!industry!in!the!future.!
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• Human!Capital!Management!(compulsory!module!for!this!major)!
!
N The!project,!where!the!group!has!to!come!up!with!their!own!project!topic,!interview!a!small!
company!and!compare!it!with!a!big!company.!
!
N This!module!gives!a!broad!view!of!what!OBHR!is!all!about!and!might!help!students!to!
discover!which!aspects!of!OBHR!they!prefers!or!would!like!to!pursue.!!
!
• Training!and!Development!
!
N Being!aware!of!all!the!practical!aspects!of!conducting!an!effective!training!course.!!
N This!module!is!highly!practical!yet!built!on!the!basis!of!theoretical!concepts.!Therefore,!it!
may!be!difficult!learning!how!to!apply!the!textbook’s!content!to!real!life!scenarios.!!
!
N It!is!useful!to!buy!the!textbook.!!
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! 13!
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• Governing,!Managing!and!Protecting!Knowledge!in!Organisations!(also!known!as!Knowledge!
Management)!
!
N The!project!findings!need!to!be!in!accordance!with!the!concepts!of!knowledge!
management,!as!well!as!be!able!to!be!shared!with!other!batches!of!students!in!the!future.!
Thus,!it!would!be!good!to!produce!a!video!for!the!project,!but!this!will!be!challenging!for!
those!without!videoNmaking!experience.!
!
N It!may!be!useful!to!look!for!journal!articles!on!this!topic.!!
!
• The!Mosaic!of!Leadership!
!
N The!project!component,!where!the!group!has!to!interview!a!business!leader,!learn!about!
his/her!leadership!style!and!how!it!has!impacted!his/her!company,!and!then!provide!
recommendations!based!on!the!concepts!learned!in!class.!!
!
N Even!though!the!project!is!tough,!it!is!highly!relevant,!helpful,!practical!and!teaches!
students!how!to!apply!what!they!have!learnt.!!
N Study!hard!for!the!quizzes!by!reading!the!textbook!and!slides!as!they!will!help!with!your!
grades.!
!
• Technology!solutions!for!Human!Resource!Development!and!Management!
!
N As!this!module!is!highly!practical!and!has!many!topics!that!are!targeted!at!future!HR!
professionals,!practical!issues!that!you!may!not!have!faced!before!may!be!dealt!with.!
Hence,!it!may!be!difficult!to!learn!and!be!wellNversed!in!them.!!
!
N Consider!taking!this!module!after!taking!a!few!core!HR!modules!so!that!you!can!build!on!
prior!knowledge.!However,!it!is!also!fine!to!take!it!early!on!as!there!will!be!individual!
presentations!on!many!core!HR!topics!and!issues,!allowing!everyone!to!familiarise!
themselves!with!the!concepts.!
!
• Managing!Generation!Y!in!a!Multigenerational!Workforce!
!
N The!research!paper,!where!students!have!to!come!up!with!their!own!survey!questions!to!
obtain!findings!for!the!paper,!and!read!many!journal!articles!to!support!every!point!
mentioned!in!the!presentation.!
!
! 14!
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N Read!as!many!journal!articles!as!possible!and!make!sure!your!presentation!and!report!are!
supported!by!them.!
N It!would!be!good!to!have!experience!in!writing!research!papers!before!taking!this!module.!
N This!module!seemed!more!like!a!Social!Science!module!than!an!OBHR!module.!
!
Possible!career!paths!and!employers’!perception!of!second!major!
!
• HR!department!of!a!company!(handling!matters!such!as!recruitment,!professional!
development,!payroll,!etc.)!
• HR!specialist!(specialising!in!headhunting,!being!a!fullNtime!trainer,!etc.)!
• HR!consultant!
• Employers’!perception:!Employers!may!value!a!graduate!with!this!second!major!if!he/she!is!
interested!in!pursuing!a!career!in!the!HR!industry.!
!
! !
! 15!
!
Marketing%
!
Additional!modules! Marketing,!Consumer!Behaviour,!Marketing!Research,!3!
needed:! Marketing!electives!
Minimum!no.!of! 40!
to!graduate*:!
Double!counting! MKTG209/220!can!be!double!counted!as!a!Technology!and!
possibilities:! Entrepreneurship!(TE)!module.!MKTG224/449!can!be!
double!counted!as!a!Global!and!Regional!Studies!(GRS)!
module!
!
!
• Creative!nature:!This!major!allows!me!to!use!my!creativity!to!explore!new!ideas.!!
• Interest!in!subject:!I!took!Marketing!101!and!realized!that!I!had!great!interest!in!it!and!
wished!to!study!it!in!greater!depth.!
!
!
• Marketing!(MKTG101)!
!
N Being!introduced!to!marketing!concepts,!which!may!be!new!and!foreign!to!those!who!have!
not!taken!any!marketing!modules!before.!!
!
N Listen!attentively!in!class!as!it!can!be!a!very!abstract!module,!which!also!involves!numbers.!
N Marketing!does!not!just!involve!advertising,!but!also!deciding!on!distribution!channels!and!
pricing!structures!of!a!range!of!products.!!
!
• Consumer!Behaviour!
!
N Having!multiple!quizzes!throughout!the!semester.!
N This!module!is!content!heavy,!and!requires!students!to!study!a!lot!of!information!from!the!
textbook.!It!is!very!theory!driven!but!backed!by!real!life!examples.!!
!
N Read!the!textbook!before!class!and!make!sure!to!be!more!aware!of!your!surroundings!as!
examples!of!marketing!can!be!found!everywhere.!
!
!
!
! 16!
!
• Pricing!
!
N Having!to!answer!application!questions!with!knowledge!that!is!outNofNtheNbox.!You!cannot!
just!memorise!and!regurgitate!the!content!taught!in!this!module.!
!
N Read!more!articles!related!to!how!companies!price!their!products!so!that!you!will!be!able!to!
gain!more!insights!for!the!project!and!final!exam.!
!
• Marketing!Research!
!
N It!is!very!quantitative!and!involves!a!lot!of!statistical!analysis,!which!can!be!challenging!for!
people!who!are!not!comfortable!with!numbers.!!
N Knowing!the!precise!meanings!of!statistical!measures,!differentiating!the!measures!and!
understanding!and!knowing!the!right!circumstances!to!apply!them.!!
!
N Revise!the!content!in!STAT101!Introductory!Statistics!before!taking!this!module.!
N Clarify!your!doubts!early.!As!the!lesson!progresses,!you!will!learn!new!measures!that!can!
easily!confuse!your!understanding!if!you!do!not!have!a!strong!foundation.!
!
• Customer!Relationship!Management!
!
N Coming!up!with!quality!recommendations!on!how!to!manage!customer!relationships!!
!
" What!tips!or!advice!do!you!have!for!your!peers!who!are!taking!that!module?!
N Read!widely!to!find!out!about!novel!and!practical!ideas!for!the!project.!
!
Possible!career!paths!and!employers’!perception!of!second!major?!
!
• Entrepreneur!
• Marketing!roles!such!as!marketing!consulting,!brand!management,!advertising,!digital!
marketing!and!event!management!in!big!companies!such!as!Unilever!and!P&G,!companies!
in!the!FMCG!(FastNmoving!consumer!goods)!industry!as!well!as!companies!in!the!beauty!
industry!such!as!L’Oreal!!
• Employers’!perception:!While!a!degree!in!accounting!promotes!more!structured!thinking,!
marketing!hones!a!different!set!of!skills.!Though!these!two!disciplines!are!not!explicitly!
complementary,!together!they!shape!one’s!perspective!and!ideas.!For!example,!an!
Accountancy!graduate!with!a!marketing!major!will!not!be!blown!away!by!novel!ideas!for!
products!without!understanding!the!cost!drivers!and!budget!management.!!
!
! 17!
!
Analytics%
!
! Students!admitted!before! Students!admitted!from!
AY15/16! AY15/16!onwards!
Additional!modules! Analytics!foundation,! Analytics!foundation,!
needed:! Computational!Thinking,! Computational!Thinking,!
Any!5!Analytics!Electives,! Any!5!Analytics!Electives,!
Analytics!Practicum! Analytics!Practicum!
Minimum!no.!of! 39! 40!
to!graduate*:!
Double!counting! Computational!Thinking!can!be!double!counted!as!a!
possibilities**:! General!Education!module!
ACCT221!(Accounting!Information!Systems),!ACCT411!
(Enterprise!Accounting!Systems)!can!be!double!counted!as!
Analytics!electives!
Decisional!Analysis!(formerly!Management!Science)!can!be!
double!counted!as!an!Analytics!elective!
!
!
• Interest!in!big!data!and!programming:!Big!data!is!the!new!buzzword!in!data!analysis.!An!
Analytics!major!allows!students!to!learn!how!to!make!full!use!of!big!data,!and!hence!it!is!
fast!becoming!a!skill!that!many!employers!seek.!!
• Link!between!accountancy!and!analytics:!A!student!majoring!in!analytics!and!opting!for!the!
accounting!analytics!track!will!be!able!to!serve!as!the!link!between!accountants!and!IT!staff!
in!projects!that!require!them!to!work!hand!in!hand!and!communicate!effectively.!
• Transferable!skills:!The!problemNsolving!methodology!and!mindset!acquired!is!transferable.!
• Overlap!with!BAcc!curriculum:!The!overlap!and!double!counting!of!certain!modules!already!
required!to!be!taken!under!the!BAcc!curriculum!was!an!incentive!to!do!this!second!major.!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
! 18!
!
!
• Computational!Thinking!
!
N Trying!to!grasp!the!abstract!methods!of!thinking!required!in!the!module.!The!project!
difficulty!level!is!set!a!lot!higher!than!what!is!taught!is!class.!There!is!a!need!to!really!
understand!the!concepts!and!apply!them!on!top!of!doing!research.!
!
! Practise,!participate!in!class!actively,!clarify!your!questions!with!your!professor!and!be!able!
to!think!out!of!the!box!for!creative!and!effective!solutions.!
! The!focus!is!not!on!coding,!so!you!do!not!need!to!have!a!coding!background.!Being!an!IS!
student!does!not!necessarily!mean!you!have!an!advantage!in!this!module.!Therefore,!do!not!
be!afraid!to!take!it!even!if!you!are!a!nonNIS!student.!
!
• Analytics!Foundation!
!
" What!is!the!most!difficult!thing!about!the!module?!
N The!project!is!very!challenging!and!timeNconsuming.!
!
N Try!not!to!take!it!together!with!too!many!projectNheavy!modules.!
!
!
Possible!career!paths!and!employers’!perception!of!this!second!major!
!
• IT!audit!
• Forensic!accounting!!
• Audit!Analytics!!
• Data!analytics!departments!in!the!Big!4!Accounting!Firms!!
• Employers’!perception:!A!very!useful!major!for!companies!which!deal!with!big!data,!which!
will!be!more!likely!to!hire!a!fresh!graduate!who!has!both!accounting!and!IT!knowledge.!
!
!
!
!
!
!
!
!
! 19!
!
Accounting!Tracks!
Fast%facts%
!
Accounting!Tracks!in!order!of!popularity!
• Risk!Management!&!Assurance!!
• Financial!Management!
• Taxation!
!
Sources!of!information!relied!on!to!choose!Accounting!Track!(in!order!of!popularity)!
• OASIS!
• Talks!on!Accounting!Tracks!organized!by!SOA!
• Advice!from!professors!
• Advice!from!seniors!
• Others!
" Friends!who!have!taken!up!a!particular!Accounting!Track!or!who!have!completed!
Accounting!Options!under!a!particular!Accounting!Track!
" Passion!in!a!particular!Accounting!Track!
" Exposure!during!internships!where!I!discovered!a!particular!field!which!I!might!be!more!
interested!in!
" School!emails!regarding!Accounting!Tracks!!
" Tried!out!an!Accounting!Option!under!a!particular!Accounting!Track!to!decide!whether!
or!not!I!enjoyed!the!content!that!was!being!taught!
" Happened!to!take!most/all!of!the!Accounting!Options!that!qualified!me!for!a!particular!
Accounting!Track!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
! 20!
!
Risk%Management%&%Assurance%%
!
Reasons!for!taking!up!this!Accounting!Track!!
!
• Good!complement!to!a!second!major!in!finance:!I!felt!that!it!would!complement!my!second!
major!in!Finance,!since!being!comfortable!with!the!vocabulary!used!by!risk!managers!would!
be!useful!in!today’s!climate!of!regulatory!tightening!where!risk!management!is!becoming!
more!crucial!to!many!companies!and!financial!institutions.!
• Relevance!to!career:!Interest!in!being!an!auditor!in!the!future.!
• Interest!in!subject:!I!took!Governance!and!Risk!Management!and!felt!that!Risk!
Management!&!Assurance!was!an!interesting!field!to!explore.!
!
Accounting!Options!taken!towards!the!completion!of!this!Accounting!Track!!
!
• Compulsory!electives:!
! Governance!&!Risk!Management!
! Internal!Audit!
!
AND!
!
• Choose!1!elective:!
! Auditing!for!Public!Sector!
! Corporate!Advisory!!
!
More!information!on!track!requirements!can!be!found!in!the!academic!student!handbook.!
(oasis!study!advisement!and!curriculum!academic!student!handbook)!Please!refer!to!the!course!
description!and!preNrequisite(s)!of!the!aboveNstated!modules!in!the!academic!section!of!the!ASoc!
website.!Tips!and!advice!from!those!who!have!taken!these!modules!can!be!found!in!the!Module!
Difficulty!Guide!2015.!
!
Possible!career!paths!and!employers’!perception!of!Accounting!Track!!
!
• Internal!audit!
• External!audit!!
• Risk!Management!
• Corporate!governance!consulting!
• Banking!
• Insurance!
• Advisory!
• Employers’!perception:!Knowledge!of!risk!is!increasingly!sought!after!by!employers,!and!
they!may!perceive!one!who!has!a!track!in!Risk!Management!&!Assurance!as!having!an!edge!
over!their!peers.!
!
!
!
! 21!
!
Financial%Management%
!
!
• Relevance!to!career:!Interested!to!work!in!the!Finance!department!of!a!company!
• Good!complement!to!a!second!major!in!finance!
!
!
! Strategic!Management!Accounting!
! Corporate!Financial!Management!
!
AND!
!
! Governance!&!Risk!Management!
! Advanced!Taxation!
! Enterprise!Accounting!Systems!
! Valuation!
!
More!information!on!track!requirements!can!be!found!under!oasis!study!advisement!and!
curriculum!academic!student!handbook.!Please!refer!to!the!course!description!and!preNrequisite(s)!of!
the!aboveNstated!modules!in!the!academic!section!of!the!ASoc!website,!and!tips!and!advice!from!those!
who!have!taken!these!modules!from!Module!Difficulty!Guide!2015.!
!
Possible!career!paths!(and!employers’!perception!of!Accounting!Track)!!
!
• Financial!accountant!
• Fund!accountant!
• Financial!Planning!and!Analysis!
• Chief!Financial!Officer!(CFO)!
• Financial!Controller!
• Treasury!
• Business!Analyst!
• Financial!advisory!!
• Employers’!perception:!For!those!who!plan!on!pursuing!career!in!finance,!this!track!may!
provide!a!slight!advantage,!as!the!modules!required!to!complete!this!track!such!as!
Valuation,!are!quite!useful!in!banking!or!other!financeNrelated!careers.!
!
!
!
!
!
! 22!
!
Taxation%
!
!
• Relevance!to!career:!The!modules!required!to!complete!the!taxation!track!are!practical!and!
relevant!to!a!future!career!in!tax.!
!
!
! Advanced!Taxation!
! Double!Taxation!Agreements!!
!
AND!
!
! MNC!Business!Model!&!Tax!in!Asia!Pacific!!
! GST!!
!
More!information!on!track!requirements!can!be!found!under!oasis!study!advisement!and!
curriculum!academic!student!handbook.!Please!refer!to!the!course!description!and!preNrequisite(s)!of!
the!aboveNstated!modules!in!the!academic!section!of!the!ASoc!website,!and!tips!and!advice!from!those!
who!have!taken!these!modules!from!Module!Difficulty!Guide!2015.!
!
Possible!career!paths!and!employers’!perception!of!Accounting!Track!!
!
• Tax!computation!or!tax!consulting!in!the!Tax!departments!of!the!Big!4!Accounting!Firms,!
other!smaller!accounting!firms!and!MNCs!
• IRAS!!
• Tax!policy!departments!such!as!at!the!Ministry!of!Finance!
• Employers’!perception:!The!knowledge!gained!from!the!modules!under!the!Taxation!track!
might!offer!an!advantage!to!Accountancy!graduates!who!intend!to!seek!a!career!in!the!Tax!
industry.!!
!
!
!
!
!
!
!
!
!
!
!
!
! 23!
!
Internships!
Fast%Facts%
!
SMU!BAcc!Top!10!internship!destinations!in!AY2013/14!
(In!no!particular!order)!
!
N!KPMG!
N!HSBC!
N!Deloitte!
N!Goh!Ngiap!Suan!&!Co.! Top!10!internship!
N!Pricewaterhousecoopers! destinations!represented!!
N!BDO! by!41%!of!internships!in!
AY2013/14!
N!Ernst!and!Young!
N!DBS!
N!CreditEase!
N!NexiaTS!
!
!
SMU!BAcc!AY2013/14!internship!breakdown!by!industry!
!
1%%
2%% 1%%
Professional%Accounting%
4%%
Finance,%Insurance,%trading%
20%% Services%
47%%
Manufacturing%
Government%and%statutory%
board%
Law%
25%%
Others%
!
!
https://oasis.smu.edu.sg/psp/ps/EMPLOYEE/EMPL/h/?tab=SIS06_RESOURCES.!!
!
! 24!
!
Big%4%
!
!
!
!
!
!
!
!
Company:! Pricewaterhouse!Coopers!
Department:! Assurance!
Internship!period:! MayNJuly!or!DecemberNFebruary!
Job!description:! N!Assist!client!service!staff!with!Assurance!assignments,!
including!drafting!standard!letters!and!organizing!necessary!
documents!for!dispatch!to!client.!!
N!Assist!in!the!review!of!financial!statements!and!undertake!
simple!internal!and!external!audit!procedures.!
!
!
!
1.!How!did!you!find!out!about!this!internship?!
School!emailer.!!
!
2.!How!many!and!which!types!of!selection!processes!did!you!have!to!go!through?!
N!Online!verbal,!numerical!and!inductive!reasoning!tests!
N!Interview!
!
3.!What!were!you!asked!during!the!interview/assessment!centre?!
N!Asked!to!elaborate!on!experiences!listed!on!resume!
N!Largely!situational!interview!questions!on!experiences!
!
4.!Did!you!enjoy!the!organization's!culture/environment?!
Yes,!the!seniors!at!PwC!were!helpful.!
!
!
5.!Does!the!company!give!interns!full.time!employment!offers?!
Yes.!
!
!
!
!
!
!
!
! 25!
!
Company:! Pricewaterhouse!Coopers!
Department:! Tax!
Job!description:! Assist!the!Seniors!and/or!Managers!to!provide!
comprehensive!and!effective!corporate!tax!compliance!
services!to!clients!
!
!
School!emailer,!Company!website!
!
N!Online!verbal,!numerical!and!inductive!reasoning!tests!
N!Individual!Interview!
!
N!Questions!about!my!CCA/CSP!
N!Questions!about!soft!skills!
NQuestions!testing!technical!knowledge!
!
!
4.!What!was!the!length!of!time!between!submitting!your!internship!application!and!being!
invited!for!an!interview?!
2!–!3!weeks.!
!
!
Yes.!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
! 26!
!
!
!
!
!
Company:! Ernst!and!Young!
Department:! Assurance!
Job!description:! NProvide!independent!verification!of!clients’!compliance!with!
accounting!principles.!
!
School!eNmailers,!Company!website,!Networking!session!at!SMU!
!
2.!How!many!and!which!types!of!selection!processes!did!you!have!to!go!through?!!
One!group!interview!
!
NGeneral!questions,!(tell!me!about!yourself,!why!EY!as!compared!to!other!big!4!firms,!why!did!
you!choose!to!study!accountancy)!!
NCompetencyNbased!questions,!questions!about!when!you!led!a!team!
N!A!few!ethical!questions.!!
!
4.!Advice!for!future!applicants?!!
The!questions!are!for!the!most!part!nonNtechnical.!Try!to!show!that!you!are!a!person!who!can!
work!well!in!a!team.!It!may!be!easier!to!get!a!winter!internship!since!SMU!is!the!only!local!
university!that!offers!a!modified!term,!so!you!will!not!need!to!compete!with!NUS!and!NTU!
interns.!
!
5.!Did!the!tasks!you!were!assigned!during!the!internship!correspond!to!the!given!job!
description?!
Yes,!work!was!highly!related!to!audit.!
!
Yes,!EY!organised!events!specially!for!interns!such!as!networking!nights.!The!colleagues!I!met!
there!were!very!friendly!and!willing!to!help.!
!
7.!What!are!some!positive!and!negative!aspects!of!the!internship?!
Positive!aspects:!Friendly!working!environment,!good!opportunity!to!learn!more!about!audit!
and!broaden!your!network,!not!asked!to!do!filing/photocopying!
Negative!aspects:!Methodical!nature!of!audit!work,!Clients’!offices!may!be!located!in!outNofN
theNway!areas.!
!
Yes,!students!graduating!within!the!next!18!months!after!the!internship!are!eligible!to!be!
offered!full!time!employment.!
! 27!
!
Company:! Ernst!and!Young!
Department:! Performance!Improvement!
Job!description:! NWork!with!clients!to!drive!value!and!improve!performance!
through!business!growth!strategies!and!transformation!in!
operations,!finance,!customer,!supply!chain,!people!and!
technology!functions.!
!
!
School!Emailer!
!
Individual!interview!(2!interviewers!present)!
!
3.!What!were!you!asked!during!the!interview?!
N!General!questions.!(tell!me!more!about!yourself,!why!EY,!why!consulting,!your!previous!job!
experiences,!army!experiences,!biggest!regret,!what!qualities!do!consultants!need,!etc)!
!
Just!be!yourself!and!read!up!on!EY!and!consulting.!
!
description?!
Yes!
!
Yes,!I!was!exposed!to!what!consulting!really!means!in!the!working!world.!!
!
Positive:!Valuable!experience!in!consulting!(preparing!presentation!slides,!doing!up!excel!
sheets,!attend!focus!group!discussions,!etc.).!!
Negative:!Hours!can!be!long!!
!
Yes,!students!who!are!graduating!within!12!months!after!completing!their!internships!and!
eligible!for!full!time!offers.!
!
!
!
!
!
!
!
!
! 28!
!
!
!
Company:! KPMG!
Department:! Internal!Audit,!Risk!and!Compliance!
!
1.!How!did!you!find!out!about!this!internship?!!
Ontrac!
!
3!online!tests!and!an!interview!
!
3.!What!were!you!asked!during!the!interview?!!
I!was!asked!about!how!internal!audit!was!related!to!my!past!working!experiences.!
!
description?!!
Yes.!
!
!
Company:! KPMG!
Department:! Audit!–!Diversified!Industries!
!
Ontrac,!School!Emailers,!Company!website!
!
3!online!tests!and!an!interview!
!
3.!What!was!the!length!of!time!between!submitting!your!internship!application!and!being!
invited!for!an!interview?!
2!to!3!weeks.!
!
4.!What!were!you!asked!during!the!interview?!!
N!Questions!about!the!modules!I!have!taken!
N!Questions!about!my!CCA/CSP!activities!
N!Questions!about!soft!skills!(e.g.!leadership,!teamwork)!
!
Yes.!
! 29!
!
!
!
Company:! Deloitte!&!Touche!
Department:! Audit!
Job!description:! NProvide!independent!verification!of!clients’!compliance!with!
accounting!principles.!
!
!
School!emailers!and!Ontrac.!!
!
!
2.!How!many!and!which!types!of!selection!processes!!did!you!have!to!go!through?!!
One!interview!!
!
!
3.!What!were!you!asked!during!the!interview/assessment!centre?!!
N!What!do!you!think!about!work!life!balance.!!
N!What!other!internships!have!you!applied!for?!
N!Do!you!think!you!are!a!creative!person?!
N!Questions!on!modules!you!have!taken!and!experiences!listed!in!your!resume!
!
!
N!Read!Glassdoor/research!to!get!ideas!on!possible!questions!
N!Prepare!a!list!your!strengths!and!weaknesses!
N!Be!sincere!and!honest!
N!Prepare!some!questions!to!ask!them!
!
!
!
!
!
!
!
!
!
!
!
!
!
! 30!
!
Department:! M&A!Transaction!Services!and!Valuation!
Job!description:! N!Research!on!industry!and!company!outlooks!based!on!
analyst!reports!
N!Create!valuation!models!
!
!
School!Emailer!!
!
One!Interview.!!
!
N!Background!knowledge!of!the!modules!I!have!taken.!!
N!Whether!I!knew!how!to!use!Bloomberg.!!
!
4.!Advice!for!future!applicants?!
N!Knowledge!of!how!to!use!Bloomberg!and!Capital!IQ!would!be!useful!
N!Make!sure!you!know!about!discounted!cash!flow,!comparable,!Damodaran’s!stuff.!!
N!Prepare!a!few!questions!to!ask!the!interviewer!
!
description?!
Yes.!
!
Yes.!Pretty!friendly!and!relaxed.!The!team!is!quite!small!so!they!are!all!very!approachable!and!
welcoming.!!
!
Positive:!Really!good!learning!experience.!I!was!given!proper!work!to!do,!albeit!with!guidance.!
Work!was!challenging!and!interesting.!!
!
Negative:!I!was!the!only!intern!in!the!department.!The!location!has!no!sheltered!walkways,!so!it!
gets!troublesome!when!it!rains.!Do!not!expect!to!go!home!on!time.!Working!until!830N9/10pm!
is!normal.!
!
!
!
!
!
!
!
! 31!
!
Department:! Enterprise!Risk!Services!
Job!description:! N!Assess!clients’!internal!controls!and!systems!
N!Assess!risks!taken!by!a!defined!function!and!advise!on!ways!
to!minimize!risk!
!
!
School!emailers,!Deloitte!website!
!
2.!How!many!and!which!types!of!selection!processes!did!you!have!to!go!through?!!!
Written!essay!and!one!interview!
!
N!Essay!question!was!on!the!3!important!factors!you!would!consider!when!applying!for!a!job!
N!Interview!questions:!Why!did!you!choose!this!internship,!Asked!about!SMU!modules!you!have!
taken,!why!Deloitte!instead!of!the!other!big!4!firms,!how!have!you!managed!failure,!where!do!
you!see!yourself!in!5!years,!give!an!example!of!how!you!solved!a!problem!
!
4.!Advice!or!tips!for!future!applicants?!!
N!Good!to!have!taken!AIS!before!applying!for!this,!as!some!knowledge!on!internal!controls/using!
Vizio!would!be!useful.!!
N!Number!of!interns!accepted!is!lower!than!Audit!but!higher!than!the!number!accepted!for!
financial!advisory!roles.!
N!Understand!the!company!and!what!you!can!contribute!in!line!with!their!objectives!
!
description?!!
Yes.!!
!
6.!Did!you!enjoy!the!organization's!culture/environment?!!
Yes,!the!people!are!friendly!and!approachable.!
!
7.!What!are!some!positive!and!negative!aspects!of!the!internship?!!
Positive:!Work!given!is!interesting,!get!to!apply!AIS!knowledge!to!real!life!situations,!I!was!given!
a!range!of!tasks!to!expose!me!to!different!aspects!of!the!job.!
Negative:!Clients!are!not!always!open!to!hearing!criticisms!of!their!systems!and!controls,!role!
did!not!really!provide!an!inNdepth!understanding!of!fullNtimers’!roles!in!the!department!
!
!
Yes.!
!
!
! 32!
!
Department:! Corporate!Finance!
Job!description:! N!Middle!Market!Investment!Banking!role!facilitating!
transactions!between!50N500M.!!
N!Work!includes!preparing!pitchbooks,!fundamental!research!
and!financial!analysis!
!
!
!
Seniors!
!
One!interview!with!partner!and!manager!
!
What!I!know!about!the!role!and!why!I!am!suited!for!it!
!
Prepare,!prepare!and!prepare.!Make!sure!you!have!a!clear!understanding!of!the!firm!and!the!
role!in!order!to!prepare!the!relevant!skill!sets!to!shine.!
!
description?!!
Yes.!
!
Yes,!the!Deloitte!culture!is!very!familyNlike!and!they!have!events!to!make!the!interns!feel!at!
home.!!
!
Positive:!You!get!to!learn!a!lot!during!the!internship.!!
Negative:!Job!gets!quite!mundane!after!awhile.!!
!
Yes,!Deloitte!does!offer!job!opportunities!even!for!year!2s!when!they!intern!there.!!
!
!
!
!
!
!
!
!
!
! 33!
!
MidEtier/Small%accounting%firms%
!
Company:! A!Garanzia!LLP!
Department:! Audit!
Internship!period:! April!to!July!
Job!description:! N!Performance!of!external!audit!for!clients,!testing!of!selected!
accounting!transactions,!review!financial!statements!and!
variance!analysis!
N!Preparation!of!various!audit!work!papers!and!financial!
statement!in!accordance!with!FRS!!
!
External!recruitment!website!
!
One!telephone!interview!
!
N!Why!are!you!interested!in!working!for!our!company?!
N!Do!you!have!any!relevant!past!working!experience?!
!
No!
!
Company:! BDO!
Department:! Management!Consulting!
Internship!period:! Summer!
Job!description:! N!Research!and!assistance!on!consulting!projects!
!
Interview!over!the!phone.!
!
description?!
Yes.!!
!
Yes.!The!people!in!the!management!consulting!team!are!pretty!friendly.!Majority!are!females.!A!
few!department!outings!now!and!then.!
!
Positive:!Pretty!chill!environment!to!work!in.!The!department!only!has!about!25!full!time!
employees.!
Negative:!Didn’t!get!to!go!for!client!meetings!or!presentations.!
! 34!
!
Company:! BSL!Public!Accounting!Corporation!
Department:! Audit!
Internship!period:! MayNJune!
Job!description:! N!Assist!in!auditing!companies’!accounts!
!
I!found!out!about!this!internship!through!the!company!website,!after!which!I!called!and!then!
emailed!them!regarding!the!position!
!
None.!After!getting!in!touch!with!the!company!via!phone!and!email,!I!was!just!asked!to!go!
down!to!the!office!and!sign!the!contract.!
!
description?!
Yes,!I!was!attached!to!a!company!in!the!Jurong!area,!and!assisted!in!the!auditing!of!the!
company’s!accounts.!
!
Yes,!the!people!there!were!friendly!and!helpful.!
!
Company:! CA!Practice!Pac!
Internship!period:! MayNAugust!
Job!description:! N!Assist!in!execution!of!audit!assignments!
!
1.!How!did!you!find!out!about!this!internship?!!!
Ontrac!
!
2.!How!many!and!which!types!of!selection!processes!did!you!undergo?!!
One!interview!
!
N!How!do!you!know!about!our!company!and!why!do!you!want!to!work!here!instead!of!at!the!Big!
4?!
N!Why!did!you!choose!to!study!accountancy?!
N!What!have!you!learnt!from!your!past!working!experiences?!
!
4.!Any!advice!for!future!applicants?!!
N!Be!aware!of!the!job!scope!and!company!background!!
N!Be!sincere!and!earnest!when!answering!the!interviewer’s!questions.!
!
description?!
Yes.!
! 35!
!
Company:! Goh!Ngiap!Suan!&!Co.!
Department:! Audit!
Internship!period:! 16!weeks!(summer)!
Job!description:! N!Take!on!external!audit!assignments!
N!Prepare!and!update!financial!statements!and!notes!
!
!
Ontrac.!
!
None.!I!was!only!required!to!submit!my!cover!letter,!resume!and!academic!transcript.!
!
description?!
Yes!
!!
!
Positive:!Opportunity!to!understand!audit!process!and!apply!knowledge!from!FA,!FRA!and!AIS,!
Full!time!staff!were!willing!to!patiently!explain!any!errors!made!
!
Negative:!Steep!learning!curve,!limited!training!time!(1!day)!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
!
! 36!
!
Banks%
!
!
!
Company:! DBS!
Department:! Debt!Capital!Markets,!Fixed!Income!Origination!
Internship!period:! August!to!December!
Job!description:! N!Aid!senior!bankers!in!preparation!of!pitchbooks!for!clients!
N!Prepare!client!updates!and!participate!in!deals.!
!
Through!a!friend!
!
An!IQ!test!and!an!interview.!
!
N!My!interests!
N!How!comfortable!I!am!when!working!in!teams!
N!Commitment!level!!
N!What!do!I!know!about!the!job!
!
Research!on!the!company!and!department!you!are!interviewing!for!and!know!what!the!
department!does.!Make!sure!that!you!know!about!the!industry!and!general!expectations.!!
!
description?!
Yes!
!
Yes,!there!was!a!good!learning!environment.!Colleagues!were!willing!to!teach!and!guide!on!
matters!for!which!you!may!not!able!to!find!answers!on!your!own.!People!were!friendly!and!
easy!to!talk!to.!Even!the!senior!bankers!were!very!approachable.!
!
!
7.!Did!you!receive!a!full!time!employment!offer?!
They!did!ask!me!to!go!back!for!another!internship!during!the!next!holidays!and!were!thinking!of!
converting!me!to!full!time!when!I!graduate.!!
!
!
! 37!
!
!
!
Company:! HSBC!
Department:! HSBC!Student!Ambassador!Programme!
Internship!period:! August!to!May!(Monthly!activities)!
Job!description:! N!This!is!not!exactly!an!internship,!but!more!of!a!preN
internship!programme!
N!Students!get!the!opportunity!to!learn!more!about!HSBC’s!
culture,!network!with!bankers,!and!may!be!offered!a!summer!
internship!with!HSBC!at!the!end!of!the!programme!
!
!
School!Emailer!
!
Online!tests!(English!and!Math),!phone!interview,!assessment!centre!
!
!
Phone!interview:!
N!Why!are!you!interested!in!banking/joining!this!programme?!
N!Describe!situations!where!you!have!(1)!led!a!team,!(2)!come!up!with!a!creative!idea!(3)!
overcome!a!difficult!challenge!
N!What!do!you!think!about!HSBC!in!relation!to!its!competitors?!
N!Are!you!aware!of!any!recent!market!news!on!HSBC?!
!
Assessment!Centre:!
N!Given!4!different!CSR!alternatives!for!HSBC,!told!to!work!as!a!group!to!suggest!which!of!these!
is!the!best!option!
!
N!Read!up!on!banking,!HSBC’s!departments,!competitors!and!values!
N!Make!sure!you!are!ready!to!talk!about!leadership/teamwork!experiences!
!
!
!
!
!
!
!
! 38!
!
!
!
Company:! OCBC!
Department:! April!to!July!(3!months)!
Job!description:! N!Prepare!China!Daily!Report,!subNbranch,!ending!balance!and!
management!reports!!!
N!Financial!planning!and!trend!analysis!
!
Official!website!of!the!bank!
!
One!interview!
!
N!Why!would!you!like!to!work!for!this!company?!
N!Tell!us!about!your!past!working!experience!
N!Questions!about!what!I’ve!learnt!in!school!
!
description?!
Mostly.!(Some!adNhoc!duties!as!requested!by!supervisor)!
!
Yes,!I!enjoyed!it!very!much!
!
No.!
!
!
!
!
!
!
!
!
!
!
!
! 39!
!
!
!
Company:! UOB!
Department:! Corporate!Banking!Overseas!
Internship!period:! May!to!July!(10!weeks)!
Job!description:! Provide!financing!to!corporations!(mainly!loans)!
!
Bank’s!website!
!
2!Rounds:!The!first!round!was!a!video!interview!and!an!online!assessment.!The!second!round!
was!an!interview!at!the!UOB!office!with!the!desk!I!was!to!intern!with.!
!
Video!interview:!Straightforward!‘fit’!questions!
Online!assessment:!Five!parts!–!one!questionnaire!and!four!tests!including!shapes,!logical,!
verbal!and!numerical!reasoning!tests!
FaceNtoNface!interview:!More!‘fit’!questions,!questions!related!to!past!work!experience!and!
other!items!on!my!CV,!interests!
!
Read!up!on!the!functions!of!the!department/desk!beforehand!and!understand!the!
requirements!for!the!role.!Ensure!that!you!can!align!your!skills!and!experience!with!the!role!you!
are!applying!for.!!
!
Positive!–!great!work!environment,!good!learning!experience,!structured!internship!complete!
with!a!2Nday!orientation!programme!where!we!had!the!opportunity!to!see!and!understand!the!
functions!of!different!departments!in!the!bank.!
Negative!–!superiors!are!at!times!hesitant!to!load!interns!with!too!much!work,!!need!to!gain!
their!trust!and!ask!for!more!responsibilities!!
!
6.!Does!the!company!give!interns!full.time!employment!offers/how!many!interns!receive!
employment!offers?!
Performing!well!in!the!internship!will!give!interns!a!better!chance!of!entering!the!Management!
Associate!(MA)!programme!upon!graduation.!Not!too!sure!of!the!exact!number!of!interns!
receiving!employment!offers!but!there!are!as!substantial!number!of!MAs!I!met!that!were!part!
of!the!internship!programme!during!their!undergraduate!days.!
!
! 40!
!
Other%Companies%
!
!
!
Company:! 3M!
Department:! Finance!(Tax)!
Job!description:! N!Conduct!yearly!review!of!past!GST!declarations!to!keep!up!
with!3M’s!ACAP!premium!status!since!2014.!!
N!Assist!in!fieldwork!such!as!retrieval!and!photocopy!of!
documents!and!data!entry!of!sampled!transactions!
N!Perform!review!work!under!the!guidance!of!a!supervisor!
!
!
!
One!interview.!
!
2.!What!were!u!asked!during!the!interview?!!
N!My!interests!and!academic!plans!in!the!years!to!come.!!
N!Why!I!chose!to!go!to!SMU!Accountancy!and!not!NUS/NTU!or!overseas.!!
N!What!I!knew!about!the!company!and!what!I!liked!about!the!company!
!
I’ve!heard!that!there!were!selection!processes!done!through!networking!sessions!or!phone!
interviews!as!well.!Do!research!on!your!job!role!and!the!company.!Just!keep!an!open!mind!and!
show!how!interested!you!are.!
!
description?!!
Yes,!I!did!a!lot!of!review!work!
!
Yes,!the!finance!department!had!a!very!nice!culture!which!made!me!feel!welcomed.!
!
!
!
!
!
!
!
! 41!
!
!
!
Company:! CapitaMalls!Asia!Limited!
Department:! April!to!July!(14!weeks)!
Job!description:! N!General!administrative!duties!
N!Update!and!reconcile!company!daily!transaction!records!!
N!Monthly!bank!reconciliation!
N!Categorize!financial!documents!
N!Develop!models!for!intracompany!financial!activities!(e.g.!
allocation!and!calculation!of!shares!through!share!plans)!
!
!
OnTrac!
!
Interview!
!
N!Past!working!experience!
!
N!Understand!company’s!culture!and!business!before!going!for!the!interview!
N!Be!sure!to!review!your!resume!and!cover!letter!to!deliver!the!most!useful!and!important!
information!to!HR!in!a!meaningful!way!
!
description?!
Yes,!but!there!were!also!some!adNhoc!duties!
!
Yes,!my!coNworkers!were!friendly!and!encouraging!
!
Positive:!Learnt!a!lot,!good!exposure!to!real!life!working!experience!
Negative:!Heavy!workload,!frequent!overtime!
!
No,!this!company!generally!doesn’t!hire!fresh!graduates!
! 42!
!
!
!
Company:! Temasek!Holdings!Pte!Ltd!
Department:! Strategic!&!Public!Affairs!
Job!description:! Annual!report!production!and!publishing!
!
!
!
SMU!OnTrac!
!
Two!rounds!of!interviews.!!
One!with!department!manager!and!another!with!the!director.!!
!
N!Why!do!you!want!to!join!Temasek?!!
N!What’s!your!biggest!achievement?!!
N!What!are!your!strengths!and!weaknesses?!!
N!Questions!regarding!experiences!listed!on!my!resume!!
!
description?!!
Yes!
!
Yes!
!
No,!there!are!currently!no!available!positions!for!fresh!graduates!in!this!department.!
!
!
!
!
!
!
!
!
!
!
! 43!
!
!
!
Company:! Felicitas!Global!Pte!Ltd!
Position:! Research!Associate!
Internship!period:! September!to!November!(LOA!required)!
Job!description:! N!Assist!in!research!projects!
N!Conduct!research!using!quantitative!and!qualitative!
techniques!
N!Draft!reports!
!
!
!
SMU!OnTrac!
!
One!Interview!
!
N!Do!you!have!relevant!past!working!experience?!
N!Give!me!an!example!of!a!problem!you!faced!on!your!previous!job,!and!tell!me!how!you!solved!
it.!
N!Share!some!examples!of!how!you!have!been!able!to!motivate!others.!
!
I!would!recommend!having!mock!interviews!with!more!experienced!seniors!before!going!for!
your!internship!interview.!Interview!questions!may!be!tricky!so!keep!calm!and!be!flexible.!
!
description?!
Yes,!but!there!were!some!adNhoc!duties!as!well.!
!
Positive:!Many!learning!opportunities,!good!colleagues!and!great!working!environment!
Negative:!Heavy!workload!
!
No,!the!company!is!not!hiring!fresh!graduates!at!the!moment.!
!
!
!
!
! 44!
!
Government%Agencies%
!
!
!
!
!
Company:! Accounting!Corporate!Regulatory!Authority!(ACRA)!
Department! Financial!Reporting!Surveillance!
Internship!period:! 27!April!–!4!August!
Job!description:! N!Administer!Companies!Act!applications!related!to!financial!
reporting!
N!Review!selected!financial!statements!filed!with!ACRA!for!
compliance!with!accounting!standards!
!
!
Ontrac!
!
2.!How!many!and!which!types!of!selection!processes!did!you!have!to!go!through?!!!
There!was!no!selection!process.!!
!
description?!!
Yes,!I!handled!Companies!Act!applications!pertaining!to!financial!reporting!and!accounting!
standards!compliance.!!
!
Yes!the!people!at!ACRA!were!very!friendly!and!willing!to!share!their!experiences.!My!
supervising!colleague!and!reporting!officer!gave!me!good!opportunities!to!learn.!!
!
Pros:!While!many!know!of!the!mainstream!accounting,!audit!or!tax!internships,!compliance!is!
something!not!everyone!is!aware!of.!This!is!a!different!side!of!accounting!worth!experimenting.!!
Con:!Surveillance!does!require!a!lot!of!expertise.!!
!
Because!of!the!expertise!required,!interns!might!not!get!a!employment!offer!right!away.!Most!
of!my!colleagues!in!this!department!had!prior!experience!in!audit.!!
!
!
!
! 45!
!
Company:! Accounting!Corporate!Regulatory!Authority!(ACRA)!
Department:! Extensible!Business!Reporting!language!(XBRL)!Financial!
Reporting!Intern!
Internship!period:! May!to!July!
Job!description:! N!Perform!User!Acceptance!Testing!on!BizFinx!Preparation!
Tool!!
N!Conduct!checks!on!templates!to!verify!that!ACRA!Taxonomy!
is!properly!reflected!!
!
!
SMU!OnTrac!
!
Two!rounds!of!interviews.!
One!with!HR!officer,!and!the!other!with!the!department!manager!
!
3.!What!were!you!asked!during!the!interviews?!
N!What’s!your!biggest!achievement!and!how!did!you!manage!to!achieve!it?!
N!What!can!you!contribute!to!ACRA!if!we!hire!you?!!
N!What!are!your!strengths!and!weaknesses?!!
N!Tell!us!about!past!working!experience!!
!
Understand!the!company’s!background!and!what!you!can!contribute!to!the!role!you!applied!
for.!Support!your!answers!with!convincing!examples.!
!
description?!!
Yes!
!
PositiveN!Lots!of!learning!opportunities!
NegativeNHeavy!workload,!frequent!over!time!!
!
No,!ACRA!does!not!have!positions!available!for!fresh!graduates.!
!
!
!
!
!
!
!
!
! 46!
!
!
!
Company:! Inland!Revenue!Authority!of!Singapore!(IRAS)!
Department:! IIT!division!–!CONCEN!call!Centre!
Internship!period:! May!to!July!
Job!description:! N!Answer!taxpayers’!queries!and!provide!advice!!
!
SMU!OnTrac.!
!
Short!telephone!interview!with!an!IRAS!HR!officer.!
!
The!interviewer!asked!a!few!questions!to!clarify!job!scope!and!period!of!internship.!
!
Focus!on!resume!writing!as!no!face!to!face!interview!was!required.!!
!
description?!
Yes.!The!main!task!assigned!to!us!was!to!answer!taxpayers’!queries!and!provide!quality!advice.!!
!
Yes.!IRAS’s!culture!is!very!friendly.!The!supervisors!were!quite!close!in!age!to!interns!and!they!
were!very!helpful.!We!often!hung!out!with!the!supervisors!for!lunch!and!outings.!The!internship!
experience!was!very!enjoyable.!!!
!
Positive:!Better!understanding!of!concepts!relating!to!individual!income!tax.!!
Negative:!I!did!not!get!a!chance!to!gain!exposure!to!corporate!tax!and!GST.!We!were!only!
allowed!to!handle!individual,!sole!proprietorship!and!partnership!tax!matters.!
!
8.!Did!you!receive!an!employment!offer/does!the!company!give!interns!full!time!employment!
offers?!
IRAS!was!willing!to!offer!us!(the!interns)!temporary!positions!but!not!permanent!positions!as!
most!of!us!were!just!year!2!students!then.!One!of!the!assistant!managers!actually!asked!if!any!
of!us!wanted!to!work!in!IRAS!after!we!graduate!during!a!casual!talk.!
!
! 47!
!
Exchange!Programmes!
Fast%Facts%
!
Percentage!of!students!who!participated!in!global!exchange!!
programme!before!graduation!
!
! !
Admission!year! 2008! 2009! 2010! 2011!
%!who!participated!
in!exchange!
programme! 60%! 64%! 65%! 68%!
!
!
!
!
Top!5!Countries!for!Exchange!(For!exchanges!in!2011.13)!
!
20%!
18%!
16%!
14%!
12%!
10%!
19%!
8%! 16%!
6%! 12%! 11%!

10%!
4%!
2%!
0%!
France! South!Korea! Germany! Sweden! USA!
!
!
!
https://oasis.smu.edu.sg/psp/ps/EMPLOYEE/EMPL/h/?tab=SIS06_RESOURCES!
!
!
! 48!
!
Some%Universities%Which%Students%Went%To%For%Exchange%
!
!
!
University:! Università!Carlo!Cattaneo!(LIUC)!
Location:! Milano,!Italy!
Semester:! Semester!2!
Modules!cleared:! N!Forensic!Accounting!(Accounting!Options)!
N!Sustainable!Economic!Policy!&!Management!(Global!
Regional!StudiesN!GRS)!
N!Strategic!Analysis!of!Italian!Industries!(GRS)!
N!Management!Information!Systems!(Technology!&!
Entrepreneurship!–!T&E)!
!
Budget:! SGD16,000!
!
!
1.!Why!did!you!choose!this!university?!
I!chose!the!universities!because!of!the!courses!offered.!As!I!plan!to!graduate!in!3.5!years,!I!
wanted!to!take!at!least!one!accounting!option!on!exchange.!Choosing!this!university!enabled!
me!to!do!this.!
!
2.!What!were!your!accommodation!arrangements!like?!
I!heard!bad!reviews!about!the!hostel!offered!by!the!university!so!I!rented!an!apartment!(rent!
was!cheaper!than!hostel).!Apartment!was!15!minutes!bicycle!ride!away!from!the!school.!
!
3.!What!are!the!pros!and!cons!of!going!for!exchange!at!this!university?!
Pros:!Slow!pace!of!courses,!decent!number!of!courses,!great!location!for!travel!around!Europe!
Cons:!Less!vibrant!student!life.!!
!
! 49!
!
!
!
University:! HEC!Paris!
Location:! Paris,!France!
Modules!cleared:! Global!and!Regional!Studies,!Technology!and!
Entrepreneurship,!General!Education!(Arts),!Marketing!
major!elective!
!
!
1.!Why!did!you!choose!this!university?!!
Reputable!school!name.!Paris!is!a!central!location!in!Europe,!making!it!a!good!base!for!travel!
around!the!continent!
!
2.!Did!you!manage!to!apply!for!exchange!with!friends?!!
Yes.!!
!
3.!What!were!your!accommodation!arrangements!like?!
On!campus!accommodation.!
!
Pros:!Relatively!low!living!expenses!since!university!is!located!further!from!city!centre,!Hostel!
was!close!to!airport!(great!for!travel)!
Cons:!Inconvenient!to!get!to!Paris!city!centre!
! 50!
!
!
!
University:! Copenhagen!Business!School!
Location:! Copenhagen,!Denmark!
Modules!cleared:! Global!and!Regional!Studies,!Technology!and!
Entrepreneurship,!General!Education!(Arts)!
Budget:! SGD20,000!
!
I!wanted!to!apply!for!a!university!in!Europe!with!enough!slots!so!that!I!could!get!in!with!my!
friends!
!
2.!What!were!your!accommodation!arrangements!like?!!
OffNsite!apartments.!
!
3.!Any!recommendations!in!terms!of!food/travel!for!others!who!choose!to!go!on!exchange!in!
this!country?!!
Since!eating!out!is!expensive!in!Denmark,!it’s!best!to!go!to!supermarkets!(the!cheaper!range)!to!
buy!food!to!cook!at!home.!Remember!to!take!note!of!the!opening!hours!and!closing!hours!as!
they!tend!to!open!late!and!close!early.!
!
What!are!the!pros!and!cons!of!going!for!exchange!at!this!university?!!
Pros:!Modules!are!not!content!heavy,!Final!grades!are!100%!weighted!to!either!an!exam!or!
assignment!
Cons:!High!living!expenses,!Housing!is!an!issue!since!the!school!does!not!offer!on!campus!
accommodation.!The!university!only!links!you!up!with!the!owners!of!dorms!near!the!school.!
(some!of!which!are!not!in!fact!very!near)!
!
!
! 51!
!
!
!
University:! European!University!Viadrina!Frankfurt!(Oder)!
Location:! Germany!
Modules!cleared:! N!Multinational!Enterprises!(Finance!major!elective!+!GRS)!
N!German!Level!1!(General!Education!Arts)!
N!Market!Microstructure!Theory!(Finance!major!elective)!
N!Knowledge!and!Information!Management!(T&E)!
N!Postcommunist!Transformation!and!Enlargement!of!the!EU!
(GRS)!
Budget:! SGD20,000!
!
N!Relatively!cheap!location!as!compared!to!the!rest!of!Western!Europe.!!
N!Very!near!Berlin!(capital!of!Germany),!easy!access!to!other!parts!of!Europe!for!travel!
!
2.!Did!you!manage!to!apply!for!exchange!with!friends?!
Yes!
!
Pros:!Flexibility!of!being!able!to!take!master!modules,!free!public!transport!within!the!state!of!
Brandenburg!and!Berlin,!Interaction!with!locals!through!their!buddy!system,!onN!campus!
accommodation!
Cons:!Nothing!much!to!do!in!town!since!it’s!a!university!town,!General!public!don’t!really!speak!
English!
!
4.!Any!suggestions!for!others!who!are!going!for!exchange!at!this!university?!
N!Get!a!buddy!!So!that!you!can!interact!with!the!locals!as!well!as!learn!some!basic!German!for!
communication!!
N!Apply!for!the!German!visa!early!as!it!is!very!tedious!and!they!take!some!time!to!get!back!to!
you.!!
! 52!
!
!
!
University:! University!of!Cambridge!
Location:! United!Kingdom!
Semester:! Term!3B!(8!weeks!during!summer)!
Modules!cleared:! History!of!Medicine!(GE!Arts)!
Budget!(SGD):! Accommodation!N!$5000,!Tuition!feesN!$5000,!FlightN$1300!
!
N!Reputation!of!Cambridge!as!one!of!the!world’s!top!universities!
NAlways!wanted!to!go!to!United!Kingdom!so!this!seemed!like!a!perfect!opportunity!to!spend!8!
weeks!there.!
!
Yes,!I!applied!with!a!close!friend!in!summer!2013.!There!were!also!about!20!SMU!students!
there.!!
!
OnNcampus.!Accommodation!was!expensive!and!the!room!was!not!fantastic!to!say!the!least,!
but!it!is!an!experience!to!live!in!a!college!that!was!built!in!1347.!
!
4.!Any!recommendations!in!terms!of!food/travel!for!others!who!choose!to!go!on!exchange!in!
this!university?!
N!Travel:!It!was!a!pretty!short!8!weeks!so!I!explored!several!parts!of!UK!(Scotland,!Oxford,!
Windsor!etc.)!and!went!to!Paris.!!
NFood:!Given!meal!credits!at!dining!hall.!Take!note!that!Cambridge!university!colleges!do!not!
allow!frying.!Coast!Fish!&!Chips!near!St!John’s!College!offers!a!good!takeNout!deal.!If!you!do!go!
to!London,!I!highly!recommend!trying!the!lobster!Burger!&!Lobster.!
!
! 53!
!
!!
!
!
University:! University!Tubingen!
Location:! Germany!
Modules!cleared:! Marketing!major!elective,!Accounting!option!
Budget!(SGD):! 10,000!
!
!
I!wanted!to!visit!Germany!and!travel!around!Europe.!
!
Yes.!
!
OffNsite!apartments!
!
4.!What!are!the!pros!and!cons!of!going!for!exchange!at!this!uni?!
Pros:!Really!enjoyed!the!culture,!lifestyle!
Cons:!Course!mapping!is!difficult,!the!semester!period!differs!from!that!of!SMU!
!
!
! 54!
!
!
!
!
University:! Vienna!University!of!Economics!&!Business!
Location:! Austria!
Modules!cleared:! N!Global!Entrepreneurship!(T&E)!
N!International!Financial!Management!II!(GRS)!
N!Selected!Topics!in!Gender!and!Intersectional!Studies!(GE!
Arts)!
N!Principles!of!Strategic!and!Financial!Controlling!(Acct!
Option)!
N!Electives!Bloc!Course!I!N!International!Supply!Chain!
Management!(Ops!Option)!
Budget!(SGD):! 15,000!(Approx.)!
!
!
N!Centre!of!Europe!(ease!of!travel)!
N!Semester!starts!late,!allowing!me!to!do!a!winter!internship!
!
!
Off!site!hostels!by!OEAD.!
!
!
3.!What!are!the!pros!and!cons!of!going!for!exchange!at!this!uni?!
Pros:!Workload!of!modules!was!not!too!heavy!
Con:!High!cost!of!living!in!Vienna!
!
! 55!
!
!
!
University:! The!Wharton!School,!University!of!Pennsylvania!
Location:! United!States!of!America!
Modules!cleared:! N!International!Corporate!Finance!(GRS)!
N!Merger!&!Acquisitions!(Finance!Option)!
N!Venture!Capital!&!Entrepreneurship!(T&E)!
N!Corporate!Valuation!(Finance!Option)!
Budget!(SGD):! 20,000!!
!
Strength!in!the!finance!department!
!
On!campus.!
!
3.!Did!you!have!many!opportunities!for!travel?!!
Lots!of!opportunities!for!travel.!I!think!major!cities!to!travel!to!would!be!New!York,!Chicago,!
Washington,!Boston,!Orlando,!Miami,!Florida,!San!Francisco,!Los!Angeles!and!Las!Vegas.!!
!
4.!What!are!the!pros!and!cons!of!going!for!exchange!at!this!university?!!
Pros:!The!United!States!is!a!lot!more!experiential!(lots!of!different!things!to!do!at!each!place)!
while!Europe!tends!to!be!more!scenic!in!its!offerings.!
Cons:!It‘s!pretty!expensive!to!travel!within!United!States.!Flights!are!not!as!cheap!as!Europe.!!
!
5.!Any!suggestions!or!recommendations!for!others!who!are!thinking!about!going!for!exchange!
at!this!university?!!
There!are!only!2!spots!per!semester!so!competition!is!stiff!and!an!element!of!luck!is!present.!If!
you!are!very!keen!to!go!to!Wharton,!you!should!put!in!the!strongest!application!possible!and!
simply!hope!for!the!best.!
!
!
! 56!

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