REAL WORLD

PROJECT
Kyle Moon
Name: Kyle Moon “ I researched three careers in
this field. I chose this particular
Scenario: Married, 3 Children, 1
one because it is what I like to
Dog
do, and you make plenty of
Spouse Makes: 100% Same money.
Age: 25 Salary:
Occupation: Computer &
Information Systems Manager
Education Level: Bachelors
Degree
2
Mentor
My mentor is Amanda
McMillan, she is a
Technology Integration
Specialist for Loganville
High School. She taught me
multiple things to help with
my career. These including,
Chromebook repair, iPad We spent five hours
Set-up and erasing. Also, she together and she taught me
taught me about the Virtual so much regarding
Reality learning used at technology integration in
Loganville Middle School. Walton County Schools.

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Taxes
╺ My wife and I make $22,658.33
per month. After Federal & State
Tax, FICA, Social Security, and
Medicare, we make $13,277.51
per month.

╺ I chose 10% retirement which is

$1,475.28

╺ FEDERAL = $4,840.00
╺ FICA = $328.55
╺ SOCIAL SECURITY = $1,404.82
╺ GEORGIA = $1,332.17
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HEALTH CARE
I chose the BCBS Silver Pathway Health Care Plan.

MONTHLY PREMIUM
Monthly premium is $1,226.28

DEDUCTIBLE CO-PAYS
$2,000 Individual ER: $500
$4,000 Family Total Primary Doctor: $35
Specialist Doctor: $70
UNREIMBURSED MEDICAL
EXPENSES
$400/mo for unexpected medical
bills DENTAL & VISION
Children Dental Included
Routine Eye-Exams Included
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LIFE
INSURANCE
I chose a 20 year, $250,000 life
insurance plan. The monthly
payment is $14. I chose this plan
because if something ever
happens to me during my life, my
family will get the money they
need.

6
MY HOUSE

╺ 10182 Azalea Drive, Covington, GA 30014

╺ I chose this house because it is in a nice part of

town, along with great schools.

╺ I budgeted $500/mo for house

repair/improvement

╺ Property Taxes are $3,120/year $260/month

Owning this house will be better in the long run,

because it is a newer house and you don’t have to
worry
7 about any issues.
MY VEHICLES
2017 F-150 XLT
SuperCrew® 4X4
I chose this vehicle for me
because gas mileage is
decent and I may have to
haul things for my job.
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2017 Explorer Limited
I chose this vehicle for my
wife because it has room for
the children and is good on
gas.
Both vehicles also have very
high safety ratings I budget $400 per month on vehicle
maintenance. (Oil changes, tires, etc)
I budget $378.14 for gasoline for both
vehicles (for work and other
adventures).
 Trash

Trash service is $20 per month

Utilities

Electricity Water Cable/TV

Electricity Water for my The Comcast

through Snapping house is $121.30 Triple Play for my
Shoals is $234.32 per month. I use home is $99 per
a month. I use 13,200 gallons of month
2,349 kWh per water.
bill.

Cell Service

With two phones, and ATT Next

Service and Insurance. I Pay
$195.65 per month.

9
Menu
This is my menu for
the week.
My dog eats a bag a
week of dog food
($22.98) and has
$400 vet bill per mo
10
Menu Prices

My food costs
$321.71 per week,
$1286.84 per
month.
Also, I spend $400
per month on
household supplies
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Entertainment &
Other Expenses

I chose a Gym Membership one for me and the

spouse, $39.98/mo

Two movies per month for the family, ($15 x 5 people)

$75 x 2

Two Braves Games per Month (45 x 5 Twice a Month)

Vacation of $2300

Daycare for 3 Children is $1,200 per month

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 Category Monthly Budget Category Monthly Budget
Amount Amount

Income: Expenses: Home

Wages & Bonuses 271,900 Mortgage/Rent 1208.43

Income Subtotal $271,900 Home Insurance 209.91

Income Tax Withheld Property Tax 260

Federal Income Tax 4840.00 Home Repair 500

State & Local Income 1332.17 Utilities

Tax
Electricity 234.32
Social Security 1404.82
Water/Sewer 121.30
Medicare 328.55
Cable, Internet, Phone 99.00
Retirement 1475.28
Cell Phone 195.65
Spendable Income 14,752.79
13 Trash 20
 Category Monthly Budget Category Monthly Budget
Amount Amount

Food: Gasoline/Oil 378.40

Groceries 1286.84 Auto Repair/Maint. 400

Eating Out, Snacks, 980 Auto Insurance 254.07

Lunch
Debt Payments:
Health Entertainment

Insurance 1226.28 Movies 150

Unreimbursed Copay 400 Sporting Events 450

Fitness 39.98 Vacation 2300

Life Insurance 14 Pets

Transport Food 22.98

Car Payments 1793 Boarding 400

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 Category Monthly Budget Amount

Student Loan Debt $75

Miscellaneous

Toiletries 400

Daycare Monthly 1,200

Total Expenses $14,619.16

Total Surplus or Shortage +$133.63

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