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4 Ûª‡¸©«kö 2018
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* kfspu;jpd rpwg;gpjo;fSf;F milahsk; fpilj; J s; s ,e; j

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apdhy; rq;ff;FuYf;F jdpj;j

With Best Compliments From

S. Mathiyalagan M.A., Dip.in Yoga, A. Ponsubramanian

LIC Agent, ZM Club Member 617-753 LIC Agent - 0066375E
Seemanoor, Thirumayam Tk CM Club, Aranthangi
Pudukottai District 622 507 Cell: 94438 16542
Cell : 94435 93149

M. Palaniselvam, T. Senthilkumar
LIC Agent, Code No. 0091075E ZM Club Member
DM Club Member, Rettaiyalam - 614 619. LIC of India, Aranthangi
Cell : 99657 44432 Cell: 98424 74463

Ûª‡¸©«kö 2018 5
 ĺïÂz«_

rupnad ek;gitf;Fk; Kaw;rpapy; gy rq;ff;Fuiy njhlu;e;J thrpg;Nghk;

mikg;Gfs; nray;gLfpd;wd. ekJ thrpg;ig Nerpg;Nghk;
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jiyKiwf;F topfhl;Lk;.
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ed;wp! ed;wp !!
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Njhou;fs; jq;fsJ gzp epiwit -
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rq;ff;Fuy;... cwtpd; Fuy;
&. 10>000
rq;ff;Fuy;... njhopyhsp
tu;f;fj;jpd; Fuy;

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ALL INDIA INSURANCE EMPLOYEES' ASSOCIATION

LIC BUILDING, SECRETARIAT ROAD, HYDERABAD

Camp: Bangalore
February 15, 2018
The General Secretary,
Insurance Corporation Employees' Union,
Thanjavur Division

Dear Comrade,
It is a matter of great pride and happiness that your monthly magazine
SANGAKURAL has completed 25 years of glorious existence. I am happy that you have
decided to celebrate this historic occasion by bringing out a special issue in February 2018.
A trade union journal carries the vital responsibility of educating its readers on not
just the contemporary issues but also to create a trade union and class consciousness.
Understanding today's myriad problems in correct ideological and class perspective is the
absolute necessity to meet the challenges posed by them. SANGAKURAL has been
carrying out this task with admirable efficiency and great deal of success.
The remarkable contribution of ICEU, Thanjavur and its membership in making our
organisation a trade union with revolutionary class outlook and to expand our influence in
society owes a great deal to SANGAKURAL. The ICEU, Thanjavur Division is a worthy
example of a trade union's responsibility in intervening in the social struggles of the
people. Today there is a threat to the noble values and ideals of our organisation. Never in
the past were the values that laid the foundation of Indian Republic in threat as they are
today. It has become the prime responsibility of the trade union movement to effectively
counter these threats and successfully meet the challenges of the twin monsters - neo-
liberalism and communalism. This is the defining struggle of the trade union movement
and democratic forces in the country. I am sure SANGAKURAL will make significant
contribution to this struggle.
I congratulate all the comrades who are associated with bringing out this monthly
journal and greet all the employees of Thanjavur Division on this momentous occasion.

Comradely yours,
Amanulla Khan
President
Ûª‡¸©«kö 2018 7
 ĺïÂz«_

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8 Ûª‡¸©«kö 2018
 ĺïÂz«_

ALL INDIA INSURANCE EMPLOYEES' ASSOCIATION

LIC BUILDING SECRETARIAT ROADHYDERABAD 500063
Email: aiieahyd@gmail.com

PRESIDENT: Phone: 040-23244595

AMANULLA KHAN
GENERAL SECRETARY:
th
V. RAMESH 15 February, 2018

To
Com. S. Selvaraj
The General Secretary
ICEU, Thanjavur Division.
Dear Comrade,
I am extremely happy to note that “SANGAKURAL” the monthly magazine of
th
ICEU, Thanjavur has completed 25 years and a function is organized on 24 February, 2018
commemorating the occasion.
SANGAKURAL has an uninterrupted publication for 25 years educating our
members and employees of insurance sector itself a tremendous accomplishment.I
complement ICEU, Thanjavur and Editorial Board of SANGAKURAL for this stupendous
achievement.
I am aware that for last two and half decades SANGAKURAL carried many articles
reflecting varied subjects. Sangakural rightly was critical against the Neo-liberal
globalisation which centered on the push for free trade, free flow of capital, deregulation,
and privatisationat a time when most of print media controlled by the big corporates were
flouncing on achievements due to these economic reforms. The magazine also articulated
the need for social harmony and peace in the society.
I am sure and confident that SANGAKURAL will continue to impart the knowledge
and ideology to the insurance employees and also to other sections of the society in the
jurisdiction of Thanjavur Division and prepare them for an ideological struggle where men
and women become conscious of this conflictand march towards an equitable society.
Wishing SANGAKURAL more success, I greetyou all on the occasion of Silver
th
Jubilee function on 24 February, 2018.
Comradely Yours,
V. Ramesh.

Ûª‡¸©«kö 2018 9
 ĺïÂz«_

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ĺïÂz«_

Ûª‡¸©«kö 2018 11
 ĺïÂz«_

kVµï káx¦[... ¨_éV Aï¿D ÖçÅkмï....

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v >V«Vá\Vª ÃVìÂþº kÄ]
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12 Ûª‡¸©«kö 2018
 ĺïÂz«_

13-02-2018

The General Secretary,

ICEU/Thanjavur Division,
THANJAVUR.

Dear Comrade,

I am very glad to note that “Sangakural” is completing the 25th year of its publication.
Bringing out a magazine continuously for 25 years without any omission is a big task.
The contribution of comrades in the Editorial Board during the past 25 years is
commendable.

In the present day scenerio, magazines like “Sangakural” play a pivotal role in
countering the news manufactured by the pro-capitalist corporate media. I am sure
this magazine would continue to develop the understanding of our comrades and thus
succeed in strengthening the unity of our comrades cutting across the caste and
religion.

On this occasion, I convey my best wishes to the Comrades of Thanjavur Division

who are the backbone of the publication and success of this magazine.

Thanking you,

Comradely yours,

(M KUNHIKRISHNAN).
President, SZIEF.

Ûª‡¸©«kö 2018 13
 ĺïÂz«_

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Ûª‡¸©«kö 2018 15
 ĺïÂz«_

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rq;f Fuy; ,jOf;F nghJ Ntz;Lk; vd;W AIIEA 47 Mz;Lfshf
epWtdq;fs; xd;wpf;fg;gl

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tho;j;Jf;fis njuptpj;J Ntiy epWj;jq;fs;> gpuRuq;fs;>
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,ilapy; rpy fhyk; ,izg; g [ _yk; fpilf; f f; Toa
jtpu njhlu;r;rpahf ,jio ed;ikfs;:-
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- ,e;j epWtdq;fs; jq;fSf;Fshd
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nghd; tpohf;fSk;> itu tpohf;fSk;
fle;j fhyq;fspy; ,oe;J cs;sJ.
nfhz;lhl kdkhu tho;j;JfpNwd;.
,izg;gpd; %yk; ,ij tUthahf
nghJ fhg;gPl;L Copau;fSf;F fpilf;f tha;g;Gs;sJ.
rkPgj;jpa gl;n[l; mwptpg;G kfpopr;rp -
- cyfkakhf;fy; R+oypy; ngupa
iaAk;> mjpur; r; piaAk; nfhLj;Jf;Fs;sJ.
epWtdq;fs; kl;LNk jhf;F gpbf;Fk;
kfpo;r;rpf;fhd fuzk;> mfpy ,e;jpa
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gpwF> Ie;J epWtdq;fshf cUthfp -
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As;sij ghu;f;fyhk;. jdpahu; nghJ
Nfhupf;ifff;F fpilj;Js;s ntw;wp.
fhg;gPl;L epWtdq;fSk; ,iza
%d; W epWtdq; f is ,izf; f
Muk;gpj;Js;sJ. HDFC ERGO epWtdk;
te;jpUf;fpw mwptpgi ; g ehk; tuNtw;Fk;>
L & T epWtdj;ij thq;fpAs;sJ. Mf
mNj rkaj;jpy>; epA+ ,e;jpah m]{ud;];
,d;iwa Nghl;b epiwe;j R+oypy;
fk;ngdpiaAk; xd;wpizj;J xNu
nghJ Jiw epWtdq;fs; jq;fSf;Fs;
nghJ Jiw epWtdkhf cUthf;f
Nghl;bia jtpug ; g
; Jjhd;> epWtdj;Jf;Fk;
Ntz;Lk; vd;W typAwj;Jf;FfpNwhk;.
ey;yJ thbf;ifahsUf;F ey;yJ.
mjpupr;rpapd; fhuzk;: epWtdq;fis
xd;wpizg;gJ mij gyg;gLj;jp> - Reinsurance re;ijapy;> gpuPkpak;
Nritia NkYk; rpwg;ghf nra;tjw;F Nguk; nra; t jpy; ngupa epWtdq; -
vd;w fhuzj;jpUf;F ,y;yhky;> gq;F fSf;F rhjfkhd R+oy; ,Uf;Fk;.
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mjpu;r;rpia cUthf;fp cs;sJ. #p. Mde;j; jhq;fpLk; rf;jpAk; ngupa
epWtdq;fSf;F cz;L.
16 Ûª‡¸©«kö 2018
 ĺïÂz«_
- xt;nthU Mz;Lk;> Nfhbf;fzf;fhd
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fspd; Cjpak;> kw;Wk; Copau;fSf;fhd
nfhs;iffs; xd;whf ,Ug;gjhy;
,izg;gpy; ve;j rpuKk; ,Uf;fhJ...
- kpf Kf;fpakhf ,izg;gjhy;>
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fpsiffis> fpuhkg;Guj;jpYk; Jtf;fp>
rhkhdpa kdpjDf;Fk; fhg;gPL fpilf;f
top tif nra;ag;gLk;.
Vw;fdNt> epA+ ,e;jpah m]{ud;rpd;
gq;Ffs; 14% tpw;fg;gl;Ls;sjhy;> ,e;j
epWtdj;ij ,izg;gjpy; rpf;fy;
cs;sjhf $wg;gLfpwJ. ,J cz;ik
my;y. epA+ ,e;jpahtpd; 14% gq;F
J. SUNDARAMURTHY
(Life Member Since 1990)
LIC OF INDIA, ROCKFORT BRANCH, TRICHY,
ĺïÂz«_ Øk^¹ swV gõ½_
Ö[ó«[ü »aBìïçá¥D, ¨_.n.E. W®kªÝç>©
ÃVmïVÂzD ÃèçB ¼\uØïV^ÓD
ĺïÂz«çé¥D kVµÝmþ¼Å[.
Ø\[¼\KD ĺïÂz«o[ Ãèï^ Ø>V¦«
kVµÝmþ¼Å[.
tpw;wjpy;> 10% gq;Ffis LIC> United
india, oriental kw;Wk; national ,d;R+ud;];
epWtdq;fs; thq;fp cs;sd . xU rpW
rjtPj gq;Ffs; jhd;> re;ijapy;
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,izg;Gf;F jilahf ,Uf;fhJ.
Njitg;gl;lhy;> xd;wpizf;fg;g l; l
epWtdk; me; j gq; F fisAk;
kWthq;fy; (Re-purchase) nra;aKbAk;.
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epWtdkhf cUthf;f Ntz;Lk;. gq;F
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tifapy; Gjpa fhg;gPL jpl;lq;fis
cUthf;f Ntz;Lk;> fpuhkg;Gwq;fspy;
Gjpa fpisfis jpwf;f Ntz;Lk;
vd;w Nfhupf;ifia typAWj;jp
AIIEAd; Nghuhl;lk; njhlUk;
01347757
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Ûª‡¸©«kö 2018 17
 ĺïÂz«_

With Best Compliments From

N. KOTHANDARAMAN

d
LIC Agent - 02814757
No.6, Poonaikkanni Street
Ariyalur - 621 704.

LIC MANI TEA STALL

Near LIC Office, Trichy Main Road,
Ariyalur - 621 704.
Cell: 9787487172

cöç\ : A. Eâ½ÃVA & 04329 - 223282

98439 15556
gõ¦kì tª«_ kVâ¦ì
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sçézçÅkVï¡D þç¦ÂzD.
ïV¼éë ¼«V| (ÃV_Ãõçð x[AÅD) ¶öBÙì.
18 Ûª‡¸©«kö 2018
 ĺïÂz«_
,d;W filfshy; vupe;j kJiu ty;yurha; Xu; fdT

Öm ¼ÃV«V⦠ïVéD...
md;W fz;zfpahy; vupe;jJ. mij epiwthf;F.
ghz;bad; ePjp tOtpajhy; Fuyw;w kdpju;fspd;
Nfhtyd; md;W Fuyha;
ghuhs;gtu;fis ,bj;Jiuf;Fk; fjpaw;w kdpju;fspd;
ghtyu;fs; ,d;W. fjpaha;
fhu;g;gNul; muRfspd;
kyf;Fopf;Fs; kdpjd;. rjpkhw;wp
rtf;Fopf;Fs; kdpjk;. rhkhd;au;fspd;
ePSk; J}uq;fs; NjhNshL rtk;. tpjp khw;wg; NghuhLNthk;!
gpd; ahNuhL rptk;.
VNuhb kz; Guz;L
Miria Jwe;j Gj;jd; ngl;Nuh Foha; milal;Lk;!
re;epahrpaha;… Ntshz; kz;lykha;
re;epahrpnay;yhk; fhtpup nly;lh kyul;Lk;!
,d;W murhl;rpaha;
Vio tptrhap
kdjpd; Fuyhk; fz;zPu; ePu; epd;W
kf;fspd; Ml;rpahk; fhtpup ePu; fil Nrul;Lk;!
nte;jzypy; tupNahu; – muR
ntz; rhkuj;jpy; ngUKjyhspfs;. kl;lw;w kfpo;r;rp
kz;zpy; gutl;Lk;…
GST tupNahL vupnghUis ntbj;Jf; fpsk;Gk;
,izf;fhky; Nghuhl;lf; fsj;jpy;
xNu tup Njrk;… ,q;Nf G+fk;gkha; GJkf;fs;
];khu;l;> b[pl;ly; vy;yhk; ,dp vy;NyhUf;Fkhd
ntj;J Nfh\k; Njrkha; … ek; Njrk;!

Ms;Nthu; nfhs;iffs; Nt\k; nfhz;l

Jauk; jUk; – ek; ehrk; nra;Ak; Nkh(b)rk; Nghf;fp
vjpu;Nghuhl;lq;fshy; GJg; Gul;rp ntbf;fl;Lk;! mjpy;
epk;kjp tUk; ek; gq;Fk; ,Uf;fl;Lk; !
fy;tpAk;> kUj;JtKk;
nghJtpy; it.
Ntz;lhk; ,J jilnad;why;
kJtpy; it.

epue;jug; gzpfis
cUthf;F – Ntiy Njb
miyAk; ,isQu;fis
Njrj;jpd; vUthf;F. v!;.vy;. $jh;
rPh;fhop

Ûª‡¸©«kö 2018 19
 ĺïÂz«_

md;ghu;e;j NjhoNu> Fwpj;j rupahd Gupjiy

Øku¤© ÃBðD
jq;fsJ Nfhl;lr; rq;fj;jhy; Vw; g Lj; J tjpy; ,t; tpjo;
ntspaplg;gLk; 'rq;ff;Fuy;' ,jo; 25 msg; g upa gq; f hw; w pAs; s J.

Ø>V¦«â|D
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nray;ghl;by; ,j;jifanjhU ,jio Njhou;fspd; gzp Nghw;wj; -
ntspf;nfhzu;tJ vd;gJ kpf jf;fJ. ,t;tpjio njhlu;eJ ;
Kf;fpakhd gzpahFk;. cWg;gpdu;fis ntspfn ; fhzu cWJizahf
Mu;tj;Jld; thrpf;fr; nra;Ak; tifapy; ,Ue; J tUk; Mrpupau; FOj;
FWf;nfOj;Jg; Nghl;b> cly; Njhou; f Sf; Fk;> gilg;ghsu;
MNuhf;fpak; Nghd;w gFjpfisAk; -fSf;Fk;> thrfu;fSf;Fk;
cs; s lf; f p ntspapl; L tUtJ ,j; j Uzj; j py; vdJ
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nfhs;iffs; Fwpj;J kf;fspd; kdjpy; njuptpj;Jf; nfhs;fpNwd;.
Vw;gLj;jg;gl;l khiafis ePf;Ftjpy;> 'rq;ff; Fuy;' ,jo; jdJ ntw;wpg;
r%fj;jpy; eilngWk; mePjpfs; kPJ gazj;ij nkd;NkYk; njhlu;e;J
epahakhd Nfhgj;ij Vw;gLj;J Kd;ndLj;Jr; nry;y vdJ
-tjpy;> kf;fs; xw;Wikia vk;. fphp#h kdkhu;e;j tho;j;Jf;fs;!
,izr; nrayhsu;>
Fiyf;Fk; tyJrhup rf;jpfs; AIIEA.

ĺïÂz«_ Ãè EÅÂï
kVµÝmÂï^
¼>Vwç\¥¦[
R. æMkVÄ[,
>çékì,
ïV©¬â|Âïwï »aBì ĺïD
p«ºïD þçá

20 Ûª‡¸©«kö 2018
 ĺïÂz«_
The world has witnessed a
GLOBALISATION – PAIN FOR MANY
paradigm shift in the economic
policies that were being practiced
& PLEASURE FOR FEW
in the late 1970s with the advent of
Thatcherism and Reaganomics
with the new slogan “Free Market
Economy”. The central theme of
this theory was the State
withdrawing from its social
responsibilities and providing
space to the capital to exploit all
segments of the economy to the
benefit of few greedy capitalists
who wanted to thrive on the blood
and sweat of the toilers. The
proponents of this philosophy
while demanding free movement of capital
wanted restrictions on the movement of labour.
This philosophy gained momentum at a faster
pace after the dismantlement of USSR in the
year 1990. This period also witnessed setbacks
to the socialist system in some of the countries
in the world.
In India, the process of globalization was
initiated during the regime of Rajiv Gandhi
government. However, it gained momentum in
1990 when P V Narasimha Rao became the
Prime Minister and Manmohan Singh became
the Finance Minister. They embraced a new
economic philosophy under the name of New
Economic Policies with a sole intention of
giving more space to the private capital in the
affairs of country's economy. Since then,
though the country has witnessed changes in
the government, the process of globalization
has gained momentum and is being
implemented in full speed by the present Modi
government. The experience of the neo liberal
policies being practiced by successive
governments at the centre proves
clearly that this globalization J. Suresh,
process dictated by the financial Joint Secretary,
SCZIEF
capital has only helped a few greedy rich
individuals to make more profits by becoming
super rich and pushing vast majority of the
people into impoverishment. Majority of the
people are languishing in poverty and are
deprived of a decent living.
The experience worldwide clearly
indicates that the present finance capital driven
globalization has become the process of pain
for vast majority of the people across the globe
while it is a pleasure for few super rich
individuals. In the process of globalization, the
capital has shifted its character from industrial
/productive capital to finance capital, mostly
investing in speculative areas without
contributing much for the generation of
employment. The finance capital in its greed for
super profits is attacking the rights and life and
living of the people in the name of austerity
measures. It is an irony that while the
contribution of labour power in the production
has increased considerably during the last 25
years, the share of their income has increased
by a mere 1% while the profits and assets of the
CEOs of various companies and the assets of
super rich individuals have risen
astronomically by more than 300%. The crisis
that engulfed the world in 2008 is still
continuing with most of the countries
experiencing economic stagnation. The IMF
has lifted its global growth forecast from 3.5%
to 3.6% this year. It has however slashed the
growth of Australia to 2.2% from earlier
prediction of 3%. The Global Financial report of
IMF expresses concern over the growing
indebtedness of G20 economies, which is at
$135 trillion, which is 235% of GDP that makes
up 85% of the total world economy. The report
also notes that before 2008 crisis, there were
relatively safe investment-grade
bonds to the tune of $16 trillion,
which was yielding 4% but the
Ûª‡¸©«kö 2018 21
 ĺïÂz«_

amount has come down to just $ 2trillion now. It
is noted that only 5% of the investment grade
bonds yields more than 4% compared with 80%
($15.8 trillion) before the crisis.
According the latest Oxfam report, the
richest 1% of population in the world are
controlling 68% of the world's wealth while 78%
of world population is languishing with an
income of less than 1 US $ a day. This has
resulted in widening inequalities between rich
and poor within country as well as in the globe.
According to the Swiss Bank, UBS and Price
Waterhouse Coopers (PwC) report, the total
wealth of the world's billionaires shot up by 17%
last year. The total billionaire's number
increased by 10% to 1542 and their total wealth
increased by $ 1 trillion dollars hitting $ 6 trillion,
which is more, the GDP of either Germany or
Japan. The growth rate of wealth of these
billionaires was three times higher than the rate
of growth of the global stock market during the
last one year. Asia now has the more
billionaires than the United States, including
318 in China, up by 67 since 2015. USA still has
the largest number of billionaires with 563,
including 25 new billionaires in 2016. Almost
half of the wealth of the world's billionaires,
$ 2.8 trillion is concentrated in USA. In India just
1% of the population is controlling 73% of the
national wealth whereas 78% of the people are
eking out a living with just Rs.20/- per day. 67
Crore Indians comprising the population's
poorest half saw their wealth rise by just 1% in
2017. In the world, 3.7 billion people accounting
for 50% of the world population saw no
increase at all in their wealth while the 83% of
the wealth generated was grabbed by just 1%
of the people. In the year 2017, the wealth of the
richest 1% of Indian increased by 20.9 lakh
crores which is equivalent to the Central

\>ºïçá ï¦Ím \M> ¼åBD ïV©¼ÃVD!

©áVü½Â ÃVoy[ çÃïçá AÅÂï詼ÃVD!!
clì ïVÂzD {¼ÄV[ æéÝç> ÃVmïV©¼ÃVD!!!

¨[®D ¶[A¦[
D. MUTHAIAH B.Sc., DMM
D.M. Club Member, LIC of India
Arantangi Branch

22 Ûª‡¸©«kö 2018
 ĺïÂz«_
Government's annual budget for 2017-18.
2017 saw an unprecedented increase in the
number of billionaires , at a rate of one every
two days. Billionaire wealth has risen by an
average of 13% a year since 2010- six times
faster than the wages of ordinary workers,
which have risen by a yearly average of just
2%. It will take 941years for a minimum wage
worker in rural India to earn what a top paid
executive at a leading company earns in a
year.
In India just 1% of the population is
controlling 73% of the national wealth whereas
78% of the people are eking out a living with
just Rs.20/- per day. 67 Crore Indians
comprising the population's poorest half saw
their wealth rise by just 1% in 2017. In the
world, 3.7 billion people accounting for 50% of
the world population saw no increase at all in
their wealth while the 83% of the wealth
kVµÝmÂïÓ¦[
V. Balasubramanian
VEE VEE CONSTRUCTIONS
DESIGNERS & BUILDERS
22, Bharadhiar Street, R.M.S. Colony, North Extension,
Edamalaipatti Pudur, Trichy - 620 012.
E.mail : veeveeconstructions.try93@yahoo.com
veeveeconstructions.try@gmail.com
generated was grabbed by just 1% of the
people. In the year 2017, the wealth of the
richest 1% of Indian increased by 20.9 lakh
crores which is equivalent to the Central
Government's annual budget for 2017-18.
2017 saw an unprecedented increase in the
number of billionaires , at a rate of one every
two days. Billionaire wealth has risen by an
average of 13% a year since 2010- six times
faster than the wages of ordinary workers,
which have risen by a yearly average of just
2%. It will take 941years for a minimum wage
worker in rural India to earn what a top paid
executive at a leading company earns in a
year.
According to 2017 Hurun list of wealthy
people, in China 2130 individuals have now
fortunes estimated to exceed $300 million,
roughly double the number from five years
ago. 74 people have joined the 2017 Hurun
& 0431 - 2472087
Cell: 94431 - 53087
Ûª‡¸©«kö 2018 23
 ĺïÂz«_

rich list, bring the list's combined assets to $
2.6 trillion. China now accounts for 36% of the
world's billionaires. It has 647 billionaires in
2017 in US dollar terms, up from 594 in 2016.
There were no billionaires in China in 2003.
The wealth of the top 100 people rose by 60%
this year. According to a study by French
economist Thomas Pikketty, “the top 10%
income share rose from 27% to 41% of
national income between 1978 and 2015,
while the bottom 50% share dropped from
27% to 15%.
The capitalism is in severe crisis and to
come out of the crisis, capital is attacking the
rights of workers in the name of austerity
measures while doling out concessions to
rich. The economic crisis has resulted in
protectionist tendencies in the capitalist
countries with Brexit being the classic
example. The election of Donald Trump as
President of USA and the policies being
pursued by his government clearly points out
the inherent contradictions of capitalism. In
order to continue its hegemony over the world,
the US is trying to use its military power. The
growing military tensions between USA and
North Korea and attempts of USA to challenge
China militarily are a matter of great concern
for the humanity. While the imperialism is
trying to dominate the world, there are
struggles which are challenging the inhumane
capitalist system. The developments that have
taken place in Latin America, the socialist
countries of Cuba, China, and Vietnam etc.
are a matter of encouragement for the working
class. The developments in these countries
clearly prove that the capitalist system is
inhuman only a socialist path of development
can end the exploitation of human being by the
system.

With Best Compliments From :

Rtn. J. SARAVANAN DME., CIS, CIP, CII (London)

Adviser, LIC of India, Star Health Insurance
Member, Chairman's Club
Member, Million Doller Round Table (USA)
Member, Galaxy Club

Gnanam Towers,. #85, Chinnaiah Street, Pattukkottai - 614601. Tamil Nadu

& 04373 - 255783 Mobile : 94433 23676 Email: licsaravananpkt@gmail.com

24 Ûª‡¸©«kö 2018
ĺïÂz«_

c
¶ºïVáD\[ mçð

& 04362 - 233484

p Økºï¼¦ük«V
Cell: 94439 76032

E_Âü
3-A, ØÄ_kD åïì, «VÛ©ÃV åïì Ãü ü¦V©,
Ø\½Âï_ ïV¼éë ¼«V|,
>ÞÄVÆì ‡ 613 007.

ï Ó ¦ [ ¨ºï^ kVµ¡D, ¨ºï^ káxD

kVµÝmÂ
\ºïVm ¨[ØÅ[®D
ĺ¼ï xwºz!
¨ºï^ ĺïÝ][ z«¼é...
À xwºz!
Ö[ó«[ü mçÅ \â|\_éVm
ÖÍ]B ¼>ÄÝç>¼B ÃVmïVÂï
z«_ ØïV|ÂzD
¨ºï^ ĺïÝ][ z«¼é...
À xwºz!!
R. «V¼Ûi R. T«\è ‡Am¼ïVâç¦ þçá

Ûª‡¸©«kö 2018 25
 ĺïÂz«_

ÃBðD Ø>V¦«â|DjQ;irf; Nfhl;l fhg;gPl;L

Copau; rq;fk; ntspapl;L
ikag;gLj;jp> ,af;fk;
midtiuAk; xd;WgLj;jp
rhu;e;j
mij
tUk; “rq;ff; Fuy;” khj Nehf;fp mtu;fis nray;gLj;Jfpd;w
,jo; ,t;thz;L jdJ xU 'mikg;ghsu;' vd;w gzpapidr;
nts;sp tpohtpidf; nra;aNtz;Lk; vd;gNj ,jo;fs;
nfhz;lhLtJ Fwpj;J Fwpj;j nghJthd vjpu;ghu;g;G.
kpf;f kfpo;r;rp milfpNwd;. mt;tifapy;> 'rq;ff; Fuy;' me;jg;
mJ njhlq; f pa gzpapid fle;j fhy; E}w;whz;Lf;
fhyj;jpypUe;J ,d;W tiu fhykhf nrt;tNd rpwg;ghf nra;J
mjd; thrfd; vd;w tUtJ Nghw;Wjw;FupaJ.
tifapy; ngUkpjk; fhy; E}w; w hz; L f; fhyk;
nfhs;fpNwd;. njha;tpd;wp njhlu;eJ ;
gy; N tW ,af; f q; f s; ntspte;jpUg;gJ kl;Lk; my;yhky;>
jq;fsJ mikg;G rhu;e;j mfpy ,e;jpa ,d;R+ud;]; Copau;
,jo;fis ntspapl;L rq;fj;jpd; tpOkpaq;fis cau;j;jpg;
tUfpd;wd. mj;jifa ,jo;fs;> me;j gpbg;gjpYk;> mwpTj; jsj;jpy;
mikg;Gf;fspd; rpj;jhe;jq;fs;> Njhou;fisg; gapw;Wtpg;gjpYk;
,yl;rpaq;fs;> Fwp
,.vk;. n#hrg; 'rq;ff;Fuy;' rpwg;ghd
,yf; F fs; Nghd; w tw; i w gq; f pid tfpj; j pUf; f pwJ.

S. SOUNDARARAJAN
Member of the Divisional Manager's Club Agents.

LIFE INSURANCE OF CORPORATION OF INDIA

Off : 526, North Pradakshnam Road, Karur - 639 001.
Res : 20, Kamarajapuram, 5th Cross Street, Thirunagar Main Road, Karur
Ph : (O): 232214 Cell: 96009 51519

26 Ûª‡¸©«kö 2018
 ĺïÂz«_

fl;Liufs; nra;jpfs; Nghd;wtw;wpd; njhlupy; ,lk; ngw;W tUtJ

%yk;> rq;fj;jpd; murpay;> rpwg;ghdJ.
nghUshjhu> r%ff; fz;Nzhl;lq; - ,it jtpu eilKiw murpay;>
fis Njhou;fsplk; vLj;Jr; nry;Yk; cly; eyk;> nghJ mwpT> ,af;fr;
gzpapid kpfr; rpwg;ghfr; nra;Js;sJ. nra;jpfs; vd [duQ;rfkhd gy;NtW
,e;jf; fhyj;jpy; ntspte;J mkrq;fisAk; cs;slf;fpa
nfhz; b Ug; g tw; w py; > mz; z y; 'rq;ff;Fuy;' nts;sp tpohtpidj;
mk;Ngj;fiug; gw;wpa “mk;Ngj;fiu njhl;bUf;fpwJ. mjd; ntw;wpfukhd
mwpe;J nfhs;Nthk;” njhlu; fl;Liu gazk; NkYk; njhlu vdJ cskhu;e;j
Fwpj;J Fwpg;gpl;Lr; nrhy;y Ntz;Lk;. tho;j;Jf;fs;.
lhf;lu; mk;Ngj;fu; xLf;fg;gl;l
kf;fspd; jiytuhfTk;> murpay;
rhrdr; rl;lj;jpd; tiuthsuhf kl;LNk

K.
mU gp>
rpj;jupf;fg;gl;L te;jpUf;Fk; epiyapy;>

rpV ;ir
jQ
rl;lj;Jiw kl;Lk; my;yhJ> cyf

z
epiyf;F cl;gl;l ,e;jpa r%fk;>

h
xLf;fg;gl;l gpuptpdh;> ngz;fs; vd
mtuJ tpupe;J gue;j rpe;jidfSk;>
mtuJ gd;Kfg; gzpfSk; ,e;jj;

With Best Compliments From

98432 92929
Cell:
94432 65969
Email: rathinavellic@gmail.com

M. RATHINAVEL,
Member of the Chairman's Club Agents.
Code No. : 03156746

Off: Kalai Ravi Complex, 16/16A, Resi : Manmangalam West,

Saminathapuram North, KARUR -1. Manmangalam Post
Ph: 04324 232332 KARUR - 6.
Cell: 94875 64392 Ph: 04324 288213

Ûª‡¸©«kö 2018 27
 ĺïÂz«_

]
ÖMB
kVµÝmÂïÓ¦[

C. Subramaniyan

Mani Printers
DTP H OFFSET H SCREEN H BINDING

¶çªÝm kçïBVª ¸öõ½º

\u®D çÃõ½º ¼kçéï^
EÅÍ> xçÅl_, z¤Ý> ¼å«Ý]_
ØÄFm >«©Ã|D.
C15/1, 5th Main Road, Ramalinga Nagar,
Woraiyur, Trichy - 620 003.
Email : maniprinters.cs@gmail.com
Ph: 0431 - 2775105.

28 Ûª‡¸©«kö 2018
 ĺïÂz«_

cõç\ïçá \çÅÂzD
ehlhSkd;w [dehafj;jpd; Ngu; gq;Nfw;wdu;. gj;jpupif -
ehd;F ngupa J}z;fshf cs;sit: fSf;Nfh> njhiyf;fhl;rp -
1. muR> 2. rl;lkpaw;Wk; mjpfhuk; fSf; N fh ,r; n ra; j pia
nfhz;l ehlhSkd;wk; / rl;lkd;wq;fs;> ntspapl NeuKkpy;iy>

»¦ïºï^
3. ePjpj;Jiw 4. fUj;Jupikiag; ,lKkpy;iy.
ghJfhf;Fk; Clfq;fs;. ehL jOtpa Ntiy
Mdhy;> ,d;W me;j ehd;fhtJ epWj;jq;fis ,e;jpaj;
J}z; nry;yupj;Jf; nfhz;bUf;fpwJ. njhopyhsp tu;f;fk; elj;jpa
JUg;gpbj;Jf; nfhz;bUf;fpwJ. NghJk; > mjDila
,l;yupd; mikr;ruhd Nfhagy;]; Kf;fpaj;Jtj;ij Clfq;fs;
“xU ngha;iag; gyKiw $wpdhy; mJ ntspg;gLj;jtpy;iy. Nfhbf;
cz; i kahfp tpLk; > ” vd; W fzf;fhd> ,yl;rf;fzf;fhd
nray;gl;ltd;. mtdJ ghijapy; ek; kf;fs; gq;Nfw;Fk;
ehl;by; Clfq;fs; gazpg;gNj ,d;iwa epfo;TfSf;Nf ,e;j fjp
ngUk; rthyhf khwpAs;sJ. ,J vd;why; kw;witfisg; gw;wpr;
ekf;Fg; Gjpjy;y. neUf;fb epiy nrhy;yNt Ntz;lhk;.
fhyj;jpy; mr;rbf;fg;gLk; midj;Jk; “,e;jpahtpy; Clfq;fspd; cilik -
jzpf;iff;Fs;shf;fg;gl;L> muRf;F ahsu;fshf fhu;gg; Nul; tu;jj
; f epWtdq;fs;
vjpuhd fUj;Jf;fs; jLf;fg;gl;lJk;> khwp tUtJ mtw;wpd; gd;Kfj; jd;ik -
,d;R+ud;]; xu;f;fupNyNa mf;fhyj;jpy; iaAk;> mtw;wpd; Rje;jpukhd
jil nra;ag;gl;l gf;fq;fis fUg;G nray;ghl;ilAk; mupj;J tpLk;>” vd;W
ikapl;L ntspapl;lJk; tuyhW. mTl;Yf; gj;jpupifapd; Mrpupau;
Mdhy;> jzpf;if ,y;yhkNyNa tpNdhj; nk`;uh Fwpg;gpl;lJ ,q;Nf
nra;jpfis tutplhky; nra;Ak; epidT$uj;jf;fjhFk;.
EZf;fq;fs; ,d;W tsu;e;J tpl;ld. U\;ag; Gul;rp 1917,y; ele;jJ.
GJjpy;ypapy; ehlhSkd;wj;ij Kw;Wif mg;NghJ njhiyj;njhlu;G trjp>
-apl;L njhopw;rq;fq;fs; xd;Wgl;L %d;W gj;jpupiffs; ,d;Ws;s khjpup fpilahJ.
ehl;fs; elj;jpa Nghuhl;lj;jpy; 4 yl;rk; MdhYk; “Mfhntd;nwOe;jJ ghu;
Ngu; f s; gq;Nfw;wjhf kw;wtu;fNs Afg;Gul;rp” vd;W ghujpahuhy; ghl
$Wfpwhu;fs;. Mdhy;> jpy;ypapypUe;J Kbe;jJ. Mdhy;> njhiyf;fhl;rp
ntspahFk; gj;jpupiffs; kl;Lky;y> tpthjq;fspy; $l ahiu miof;fyhk;>
njhopyhsu; gj;jpupiffs; jtpu kw;w ahiu miof; f f; $lhJ vd; W
ve;jg; gj;jpupifapYk; ,r;nra;jp xU tup epu;thfq;fs; %yk; muR fl;lisapLk;
$l ntspaplg;gl -tpy;iy. mtyk; ,d;W epfo;eJ ; nfhz;bUf;fpwJ.
njhiyf;fhl;rp -fspYk; xU tpdhb$l ntg;gk; mjpfkhf Mf Mf 100o
fhl;lg;gltpyi; y. ntg;gj;jpy; jz;zPu; Mtpahf khWk;
mNjNghy> midj;J tptrhapfs; vd;gJ ,aw;ifapd; tpjp> tpQ;Qhdk;.
rq;fq;fs; rhu;gpy; ehlhSkd;wk; vjpNu mJNghy; mlf;FKiwfs; gfpuq;fkhf
,uz;L ehl;fs; ele;j Kw;Wifg; ,Ue;jhYk;> ufrpakhf
Nghuhl;lj;jpy; ,uz;L ,yl;rk; vd; . rP d p t hrd; ele;jhYk; xU fl;lj;jpy; mit

Ûª‡¸©«kö 2018 29
 ĺïÂz«_

cWjpahf Kwpabf;fg;- gLk;. ,ij vOg;gptUk; “rq;ff;Fuy;” gzp

ahuhYk; jLf;f KbahJ. rpwf;fl;Lk;! mLj;J nghd;tpoh>
“fhL ntsQ;nrd;d kr;rhd;> ekf;F itutpoh vd E}w;whz;L tpoh Nehf;fp
ifAk; fhYk;jhNd kpr;rk;>” “fhL ntw;wpeil Nghll;Lk;!

R.G.
ntsal;Lk; ngz;Nz ekf;F fhykpUf;FJ
gpd;Nd” vd;W ghba gl;Lf;Nfhl;ilahiu
epidtpy; nfhs;Nthk;.
[dehafj;Jf;fhf> cupikfSf;fhf
njhlu;e;J 25 Mz;Lfshf Fuy;
Radiant Genius
K. mUzh rp.V.gp.> jQ;ir Revolutionary Guide
Reliant Guardian
Rare Gem
Remarkable Gift
S. ghyfpU\;zd;
fz;nlhd;bkd;l; fpis
jpUr;rp.

With Best Compliments From

Res : Vedichipalayam & Post

Karur - 639114.

Off: KPR Building,

Near Vembu Mariamman Kovil,
A. SAKTHIVEL No.4, Pasupathipuram,
CHIEF ADVISOR Karur - 639 001.
Thanjavur Division
LIC's Mini Off:
94433 82265 Uppidamangalam,
98431 82265 Karur - 639 114.
86103 95495 lic.sakthivel@gmail.com

30 Ûª‡¸©«kö 2018
 ĺïÂz«_

>ÞçÄ ¼ïVâ¦Ý]uz
jQ;irf; Nfhl;lr; rq;f nra;jp ,J gpd;du; VII<V rpy

ó⦩Ã⦠\è\z¦D
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gazj;jpy; nts;sptpoh Mz;by; vd;w xU E}yhf
fhybnaLj;J itf;fpwJ vd;w nra;jp ntspaplg;gl;lJ. ,e;j
tpag;igAk; kfpo;r;rpiaAk; E}Yf;F toq;fpa jdJ
kdepiwitAk; mspf;Fk; xU ,dpg;Gr; K d ; D i u a p y ; ekJ
nra;jp. Nfhl;l mstpyhd xU mikg;G mUikj; Njhou; Mu;[p gjpT
,J Nghd;w ,jio ntspapLtJ nra; J s; s ij ,q;Nf
vt;tsT fbdkhd gzp vd;gij ehd; Fwpg;gpl tpUk;GfpNwd;>
mwpNtd;. jQ;irf; Nfhl;lj; tuyhw;Wf; Fwpg;Gfis>
Njhou;fshy; Jtf;fg;gl;l jp xu;f;fu; mfpy ,e;jpa rq;f
vd;w ,jOk; elg;G vd;w ,jOk; rpy nray;ghl;il KOikahf
khjq;fSf;Ff; $l njhlu Ma;T nra;J tifg;gLj;jp>
Kbatpy;iy vd;gJ ekJ mDgtk;. gpujhdkhf %d;W
Mdhy; 1994 - k; Mz; b y; tiffspy; gjpT
Jtf;fg;gl;l ,e;j ,jo; nra;jJ>
jtwhky; khjhkhjk; ,t;tpaf;fk; Fwpj;j
ntspahfp 24 Mz;L - KOikahd ghu;it
fisf; fle;Js;sJ vd;w fpilf;fj; Jiz GupAk;.
rhjid jQ;irf; murpay; r%fk; rhu;e;j
Nfhl;lj;Jf;F R+l;lg;gl;l Nfhupfi ; ffs;>
kzpkFlk;. Kjypy; Jtf;fg; Nghuhl;lq;fs;> nghUshjhu
-gl;lNghJ mg; N ghjpUe; j Kd;Ndw;wj;Jf;fhd
tha;g;G trjpfspd; Nfhupf;iffs;> ,af;fq;fs;>
mbg;gilapy; xU vspa xg;ge;jq;fs;> rq;f mikg;G
Mdhy; cs;slf;fj;jpy; tsu;r;rp njhlu;ghd tuyhW
fdkhd ehd;F gf;f ,johf vd rq;f tuyhw;iw tpsf;fpr;
ntspte;jJ> gpd;du; ,jopay; nrhy;ypaUg;gJ xU Gjpa
EZf;fq;fs; iftug; ngw;W mofpa tifapy; tuyhw;Wg; ghlq;fis
gd;Kfj; jd;ik nfhz;l ,johf nrhy;ypf; nfhLf;fpwJ. epfo;r;rpg;
fle;j gy Mz;Lfshf ntspaplg;gl;L Nghf;Ffis> Nghuhl;lq;fs;> ngw;w
jkpof Nfhl;lq;fspd; nra;jp kly;fspy; ntw;wpfs;> re;jpj;j gpd;dilTfs;
jdpj;Jtkhd ,lj;ijg; ngw;Ws;sJ vd;w tpjj;jpy; tpsf;fpr; nrhy;tNjhL
vd;why; kpifapy;iy epWj;jpf; nfhs;shky; mitfspd;
rq;ff;Fuy; ,jopd; Kjy; gpd; D s; s murpay; mk; r q;fisAk;
gj;jhz;Lfspy; ky;N`hj;uhFO Nfhbl;Lf; fhl;bapUg;gJ ,d;iwf;F
mwpf;iff;F vjpuhd khngUk; ,af;fk; Njitahd xd;whFk;. ve;jg; gaDk;
ngd;\d; Nghuhl;lk; Nghd;wit jhdhf tutpy;iy Nghuhl;lq;fspd;
Kd;dpiyg;gLj;jg;gl;ld> mfpy ,e;jpa %yk; ngwg;gl;lit vd;w nra;jp E}y;
,d;R+ud;]; Copau; rq;fj;jpd; G+uhTk; ,ioNahbapUf;fpwJ.
RUf;fkhd tuyhW xU fp. ,yf;Ftd; - njhlh;r;rp 34k; gf;fk;
njhluhf ntspaplg;gl;lJ.
Ûª‡¸©«kö 2018 31
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4 tpjpfis filgpbf;f rpW J}f;fk;... mjhtJ 1¼ kzp Neuk;
kPz;Lk; kPz;Lk; ntt;NtW ePbf;Fk;. mjd; gpd;Nd Mo;e;j cwf;fk;
thh;j;ijfshy; Vw;gLk;.
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vd gy Ntiyfisr; Ntiyapy; ghjpiaahtJ
nra;jpLk;> ek; cly; Kbj;jpUf;f Ntz;Lk;.
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nfhs;Sk; Neuk; ,uT 11.00 Kjy; vspjpy; nrhpf;ff; $bajhf 7.00 -
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jd; fopTfis ePf;Fk; Neuk; Acu.Hr.
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32 Ûª‡¸©«kö 2018
 ĺïÂz«_
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fbfhuk;" vd;w caphpay; jj;Jtj;jpw;F>
nrd;w Mz;by; NtW kUj;Jth; -
fSf;F Nehgy; ghpR jug;gl;lJ. mJ
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 ĺïÂz«_
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nfhz;lhl;lq;fSf;fhd Neukhf
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,j;jid Mz;Lfshf mt;tg;nghOJ
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`hh;Nkhd; mLj;jLj;J `hh;Nkhd; msT kdjstpy; Vw;W gad;ngWNthk;.
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gLj;JtJk; ,d;Rypd;> ml;hPdypd;> kdKz;lhdhy; khh;f;fKz;L...
ijuhf;]pd; Mfpait rhpahf Rue;J 'kdR" gw;wp njhlh;e;J NgRNthk;...
er;Rf;fis ePf;fp> Neha; vjph;g;G Mo;e;j J}f;fkij iftpNly;!
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xU gf; f j; i j epug; G tjw; f hd ,af;fq;fs;> tuyhw;Wr; rpwg;Gkpf;f
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VII<V tuyhw;Wf; Fwpg;Gfs; njhlu; Nguzpfs; kdpjr; rq;fpypg;
Jtf;fg;gl;lJ. Mdhy; mJNt Nghuhl; l q; f s; Nghd; w tw; i w
rq;ftuyhw;iw jkpopy; nfhz;L ntw;wpfukhf;fpajpy; rq;ff;Fuypd;
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,J rq;ff;Fuypd; xU Xa;Tjpaj; jpl;lk; Fwpj;j cld;ghL
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mike;jJ vd;W ngUikAld; fpilf;Fk; tl;bNa Xa;t+jpaj;ij
Fwpg;gplyhk;. VII<V tuyhW Fwpj;J tplf; $Ljyhd gyid mspf;Fk;
tFg;G vLf;Fk; jkpof Nfhl;l vd;w khia gug;gg;gl;L te;j
Njhou;fSf;F kpfTk; gaDs;s xU Neuj;jpy;> Xa;Tjpaj;Jf;F
Mtzkhf ,J mike;Js;sJ tpUg;gj;Nju;T mspg;gJ Fwpj;j xU
vd;gij gy Njhou;fs; vd;dplk; njspthd topfhl;Ljiy rq;ff;Fuy;
njuptpj;Js;sdu;. toq;fpaJ. mJNt rupahd
ky;Nfhj;uh FOtpd; gupe;Jiu - epiyg;ghL vd;gij tuyhW
fSf;F vjpuhf jQ;irf; Nfhl;l ep&gpj;Js;sJ.

34 Ûª‡¸©«kö 2018
 ĺïÂz«_

With Best Compliments From

Cell: 98946 40433

Email: mail2licthaniks@gmail.com

B. THANIKACHALAM
Chief Insurance Adviser
LIC Policy Service Point
LIC of India Branch Unit I, Karur

#52 A/3, R.S.P. Complex, Sengunthapuram Main Road,

Near 8th Cross, Karur - 2.

With Best Compliments From

P. Arumugam ZM CLUB AGENT
Chief Life Insurance Adviser
President, LICAOI, Jayankondam
Vice President, LICAOI, Thanjavur Division
No. 99, Government Hospital Road,
Jayankondam, Ariyalur District - 621 802.
Cell: 98659 98303
Email: parumugamlic@yahoo.co.in
V. Arumaikkannu
CM CLUB AGENT
Secretary, LICAOI, Jayankondam
No. 2/110, Kumarankaduvetty
Iravangudi Post, Kallathur VIA
Udayarapalayam (Tk) 621 803
Cell: 98424 88092
Email : arumailic1@gmail.com

T. Sivakumar A. Barnabas CM CLUB AGENT

CM CLUB AGENT,
Office Bearer, LICAOI, Thanjavur Division
No.1-B, Sannathi Street, Jayankondam Post,
Udayarpalayam TK 621 802 Cell: 99766 77952
Email: licsivasutha@gmail.com
Chief Life Insurance Adviser
Treasurer, LICAOI, Jayankondam
No. D/1, 5th Cross Extension, Thirunagar,
Velayutha Nagar, Jayankondam - 621 802.
Cell: 9842191577 Email : baslic3109@gmail.com

Ûª‡¸©«kö 2018 35
 ĺïÂz«_

ÖMB kVµÝmÂïÓ¦[

B. «zåV>[
E°¸, ]òßE

36 Ûª‡¸©«kö 2018
 ĺïÂz«_

ÄöBVª ]çÄkal_
25 M©LfŸ bjhl®¢áahf mªj ,jH; btËÆl¥g£lJ.
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ĺïÂz«_
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nfh£l r§f« Jt§»a áy M©LfËš ,naRjh!; mt®fŸ
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bghUshs® kiwªj njhH® ts®¢áia v£oíŸsJ.
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ngh‹w khj ,jH; btËÆl¥g£lJ. muáaš/ bghUshjhu«/ r_f« rh®ªj
jÄH; bkhÊÆš bra; â fisí« ÃfH; î fŸ/ FW¡bfG¤J¥ ngh£o
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njhH® E.K.S. mt®fS«/ njhH® N.S. ,jHhf ts®¢á milªJŸsJ.
mt®fS« jÄH; j£l¢R gÆ‹wJ v‹ Mu«g¤âš xUáy K‹dÂ
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tÈíW¤j¥ g£l ,u©L fU¤J¡fis ,jHhf btËtUtJ ghuh£L¡FÇaJ.
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x‹W - ekJ r§f¤â‰F brhªj f£ol« cz®îfis fÉij tot¤âš
nt©L«. btË¥gL¤JtJ Äfî« ghuh£L¡FÇaJ.
RU§f¢ brh‹dhš xU bjhʉr§f«
,u©L - ekJ r§f¤â‹ rh®ghf khj
btËÆL»‹w ,;jH; vªj âirtÊÆš
,jH; btËÆl¥gl nt©L«.
ga¡f nt©Lnkh mªj¥ gÂia
ekJ r§f« 2002 M« M©oÈUªJ
âw«gl ‘r§f¡Fuš’ epiwntw; ¿
jdJ brhªj¡ f£ol¤âš brašg£L
tU»wJ. ‘r§f¡Fuš’ bk‹nkY«
tUfpwJ.
tsuî« jdJ M¡f¥ó®tkhd g -
khj ,jiH¥ bghW¤jtiu 1994M« Æid bjhluî« vdJ ,ja ó®tkhd
M©oÈUªJ ‘r§f¡Fuš’ v‹w bgaÇš thH; ¤ J¡fis bjÇɤJ¡
S.R. fpU\;z_h;j;jp
khj ,jH; btËÆl¥g£L bfhŸ»nw‹.
tU»wJ. Jt¡f¤âš eh‹F (jiyth;/ j";ir nfhl;l LIC
g¡f§fŸ bfh©l ãuâahf Xa;t{jpah; r';fk;)
Ûª‡¸©«kö 2018 37
 ĺïÂz«_

With Best Compliments From

M. PRAVEEN
Agency Code No.0240075B
MDRT CLUB

2/1, Dindigul Road,

Manapparai.
Cell: 88833 55366

With Best Compliments From

K. >tµßØÄ_k[
xïkì, \õ¦é ¼\éVáì \[Å c®©¸ªì

çé© Ö[iR«[ü ïVì©ØÃV¼« [ g© ÖÍ]BV

¶KkéïD : 526, k¦Âz ¸«>³ðD ¼«V|, ïÔì ‡ 639 001.
T| : 1, ïV¹ÃVçáBD, \õ\ºïéD ¶ÞÄ_ & >VKÂïV, ïÔì 639 006.
¼ÃV[ : (¶) 232214 ØÄ_ : 98434 88444

38 Ûª‡¸©«kö 2018
 ĺïÂz«_
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nfhy; y g; g l; l J nfh^ukhdJjhd; . nghWg;ig Njhou; vd;.tujuh[d;
mtUf;fhf ePq;fs; vOjpa ftpij vd;dplk; nfhLj;jpUe;jhu;. ehd; mij
ed;whf cs;sJ. Mdhy; mNj nkhopngau; j ; J mDg; g papUe; N jd; .
Neuj;jpy; mtruepiy fhyj;jpy; ele;jJ mij rupghu;f;Fk; nghWg;G Njhou;
vd;d vd;gijAk; ePq;fs; njupe;J Mu;.[p.aplk; jug;gl;bUe;jJ. mtu;>
nfhs;s Ntz;Lk; vd;W fpl;lj;jl;l xU mjpy; rpy El;gkhd jpUj;jq;fisr;
kzp Neuk; mtru epiy fhyf; nra;jpUe;jhu;. Neupy; re;jpj;jNghJ
nfhLikfis tpsf;fpdhu;. ehd; md;iwf;F fl;rpj; jpl;lj;ijg;
]; j hgd fhq; f purpypUe; J kJf; $ u; gw;wp tpsf;fk; Nfl;Bu;fs;.
uhkyp';fk;
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,d;iwf;F mij nkhopngau;f;Fk; Nghd;w mikg;ghf cUthf;fpajpy;
,lj;jpw;F te;jpUf;fpwPu;fs; vd;W $wp mtUf;Fk; Kf;fpa gq;Fz;L. mtuplk;
ifFYf;fpdhu;. Njhoufs; fhl;ba md;G kfj;jhdJ.
xUtid cUg;gbahf cUthf;fp- vy;NyhuplKk; ,ay;ghf goff;$ba
apUf;fpNwhk; vd;w ngUkpj czu;T gz;ghsu;.
mjpy; ntspg;gl;lJ. jiyf;fdk; nfhQ;rk; $l ,y;yhj
Njhou; Mu;.Nfhtpe;juh[d; rpwe;j jiytu; mtu;. vspik mtuJ
Ngr;rhsu;. rpwe;j vOj;jhsUk; $l. gy ,ay;ghf ,Ue;jJ. Njhou;
fUj;juq;Ffspy; mtu; NgRtijf; Mu;.Nfhtpe;juh[d; xU fhe;j rf;jp
Nfl; b Uf; f pNwd; . mtNuhLk; Nghy gyiuAk; <u;j;jhu;. <u;f;fg;gl;ltu;
NgrpapUf;fpNwd;. rpf;fyhd -fis ,af;fj;jpd; gf;fk; Nru;j;jhu;.
nghUshjhu tp\aq;fis mtu; mtuJ kiwtpd;NghJ mQ;ryp
vLj;Jiuf;Fk; ghq;F gpd;gw;wj;jf;fJ. nrYj; j ptpl; L mtuJ cliy
mJNghy mtuJ vOj;jpYk; rpf;fy; ghu;j;jNghJ cjLfspy; nfhQ;rk;
,y; y hj Mw; n whOf; f hd eil thu; j ; i jfs; xl; b f; n fhz; b Ug; g J
,Uf;Fk;. khu;f;rp];l; jj;Jthu;j;j NghyNt ,Ue;jJ. ,e;j r%fj;jpw;F
Vl;by; mtu; vOjpa fl;Liufs; nrhy;y mtuplk; ,d;dKk;
fhj;jpukhdit. thu;j;ijfs; ,Ue;jd. mtuJ
vy;Irp Copau; rq;fj;ij cUf;Fg; tho;f;ifNa xU nra;jpjhd;.

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r';;ff; FuYk; ehDk;

,Ugj;ije;J Mz;Lfshf nfhz;L tu Ntz;Lk;
rq;ff;Fuy; ntspte;J nfhz;bUg;gJ vd;gjpy; Njhou;fs;
kpFe;j kfpo;r;rpia mspf;fpwJ. ,uh. Gz;zpa%u;j;jp>
vdf;Fk;> fhg;gPl;Lf; fof Copau; fp.,yf;Fkzd;> Nr.
rq;fj;jpw;Fk; ,ilNaahd cwT nry; t uh[; Kjyhdtu; -
gpd;dpg;gpize;j xd;whFk;. jkpo;ehL fSld; ehDk; vd;id
muR Copau; rq;fj;ijj; jQ;irapy; ,izj; J f; nfhz; L
tsu;j;njLj;jjpYk;> ehd; cl;gl muR gzpahw;wpaJ vd;
Copau; rq;fj; Njhou;fs; gyiu tho; e hspy; vd; n wd; W k;
njhopw;rq;f czu;T kw;Wk; tu;f;f kwf;f KbahjitfshFk;.
czu;T+l;b tsu;j;njLj;jjpYk; me;jg; gof;fk;jhd;
fhg;gPl;Lf; fof Copau; rq;fj;jpd; ,g;NghJk; jPff
; jpu;
jiytu;fshf tpsq;fpa Njhou;fs; nra; j pa hsdhf> nra; j p -
vd;.rPdpthrd;> Mu;. Nfhtpe;juh[;> fisAk;> nkhopahf;ff;
fp. ,yf;Fkzd;> ,.Nf.rPdpthrd; fl; L iufisAk; tpiuthf
Kjyhdtu;fSf;F Kf;fpa gq;F mDg; g p itg; g jw; F
cz;L. mNjNghy; fhg;gPl;Lf; fof cjTfpwJ vd;W nrhd;dhy;
Copau; rq;fj;jpd; gzpfisj; jkpopy; kpifay;y> cz;ik.
nfhz;LtUtjw;F> Muk;g fhyq;fspy; xU njhopw;rq;f gj;jpupf;if vg;gb
Njhou; ,.Nf.rPdpthrDld; ehDk; ntsptuNtz;Lk; vd;gjw;F rq;ff;Fuy;
vd; i d KOikahf <LgLj; j pf; xU Kd; k hjpupahFk; . khNkij
nfhz; l tdhNtd; . jkpo; e hL Njhou; nydpd;> fl;rpg; gj;jpupifapd;
Kw;Nghf;F vOj;jhsu; rq;fj;jpd; Kf;fpaj;Jtj;ij> “vq;fpUe;J
jQ;ir efuf; FO rhu;ghf “elg;G” njhlq;FtJ?” vd;Dk; jd; E}ypy;
vd;fpw xU jl;lr;R nra;ag;gl;L> fPo;f;fz;lthW $Wfpwhu;:
irf; N sh]; i ly; ( cyclostyle ) “ek;Kila fUj;Njhl;lj;jpd;gb>
nra;ag;gl;l ,jio ,.Nf.rPdpthrDk; ek;Kila nray;fspd; njhlf;fg;
ehDk;jhd; jl;lr;R nra;J Gs;sp> ekf;Fj; NjitahdnjhU
ntspapl;Lte;Njhk;. ];jhgdj;ij ehk; cUthf;Ftjw;F
,e;j mDgtq;fs; rq;ff;Fuy; Kd;Ndhbahf ehk; vLj;J itf;Fk;
,jioj; njhlq;Fk; rkaj;jpYk; Kjy; mb vd;gJ> my;yJ> ehk;
njhlu;e;jJ. Njhou;fs; ,uh. cUthf; F k; ]; j hgdj; i j
Gz;zpa%u;j;jpAk;> fp. ,yf;FtDk; tsu;j;njLj;J> Mokhf;fp> tpupthd
me;jg;gzpia vd;dplk; nfhLj;jhu;fs;. Kiwapy; cWjpahf Kd;ndLj;Jr;
mg;NghJ mjid ehd; vd;Dila 'tPuh nry;tjw;fhdg; gpujhd ,ioahf
fzpdp ikaj;jpd;' %ykhf> xt;nthU ,Ug;gnjd;gJ> ekf;fhf Xu; murpay;
khjKk; Fwpg;gpl;l fhyf;nfLtpw;Fs; gj;jpupifiaj; Jtf;FtJ vd;gNjahFk;.
jl;lr;R nra;J je;J tpLNtd;. Njhou; ek; midtUf;Fk; Njit Xu; murpay;
Nr. nry;tuh[; fzpdp ikaj;jpw;F gj;jpupif. mj;jifa gj;jpupifapd;wp>
te;J mjidg; ngw;Wr; nghJthf r%f
nry;thu;. Fwpg;gpl;l r. tPukzp [dehafj; i jf; fl; l Nth
fhyj;jpw;Fs; ,jiof; mbg;gilahf cs;s
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 ĺïÂz«_
nfhs;if cWjpAld; ek;Kila NkYk; mtu; $Wfpwhu;: “MapDk;>
gpur;rhuj;ij> fpsu;r;rpia KiwAld; gj;jpupifapd; gq;fspg;G vd;gJ>
Kd;ndLj;Jr; nry;yNth KbahJ. fl;rpapd; rpe;jidfisg; gutr;
jdpegu; eltbf;if> tl;lhu mstpyhd nra;jy;> Copau;fSf;F murpay;
Jz;Lg; gpuRuq;fs;> rpWntspaPLfs; fy;tpia mspj;jy; kw;Wk; murpay;
Nghd;w tbtq;fSld;> nghJthd ez;gu;fis mzp Nru;j;jy;
kw;Wk; jpl;lkpl;l Kiwapy; Mfpatw; W ld; kl; L k; RUq; f p
fpsu;r;rpfis elj;jpl ekf;F vd;W xU tpltpy;iy. xU gj;jpupif vd;gJ xU
gj;jpupifapd; mtrpaKk; ,g;NghJ $l;Lg; gpur;rhufd;> xU $l;L
cUthfpapUg;gJ Nghy fpsu;r;rpahsd; kl;Lky;y> mJ xU
Kd; n dg; N ghJk; cUthdjpy; i y. $l;L mikg;ghsDk; MFk;.''
mj;jifanjhU gj;jpupifapd;wp> ehk; gpd;du;> ''vd;d nra;a Ntz;Lk;?''
ek;Kila flikia - kf;fs; kj;jpapy; vd;Dk; E}ypy; nydpd; $Wfpwhu;: “ek;
MSk; tu;f;fq;fSf;F vjpuhf epyTk; gj;jpupif vd;gJ tu;f;fg; Nghuhl;lj;jpd;
murpay; mjpUg;jp kw;Wk; vjpu;g; xt;nthU jPg;nghwpiaAk; tprpwptpLk;
Gzu;r;rpia xd;wpizj;J> nfhy;ydpd; JUj;jp Nghd;W
xUKfg;gLj;jp> njhopyhsp tu;f;fj;jpd; ,Ug;gJld;> kf;fspd; Neu;ikahd
Gul;rpfu ,af;fj;ij Kd;ndLj;Jr; rPw;wq;fis Cjp> Cjp fhl;Lj; jPahf
nry;Yk; gzpia - KOikahf nra;J nfhOe;J tpl;nlupar; nra;Ak;
Kbf;f KbahJ.” gzpiaAk; nra;tjhFk;. ,d;iwa

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,Uf;fyhk;> Mdhy; njhlu;e;J Ntz;Lk; vd;gJ mtu;fs; Nehf;fky;y>
Kiwahf Kaw;rp Nkw;nfhs;sg; khwhf> r%fj;ijj; jq;fspd;
gLifapy; > xU gapw; r p ngw; w fl;Lg;ghl;by; itj;Jf; nfhs;s
Nghuhspfspd; Nrid nfhQ;rk; Ntz; L nkd; g Nj mtu; f s;
nfhQ;rkhf tsu;e;J> tpupthfp> mjd; Nehf;fkhFk;. ,tu;fshy; jpzpf;fg;gLk;
Kiwahd gapw;rpiag; ngw;WtpLk;.'' ''ntF[df; fyhr;rhuk;'' vd;gJ ek;ik
Njhou; nydpd; $wpa Nkw;$wpa vjhu;j;j epiyikfs; Fwpj;J Mokhfr;
$w;WfSf;F ,zq;f> “rq;ff;Fuy;” rpe;jpf;f tplhky; kOq;fbf;Fk;
fle;j 25 Mz;Lfshf njhlu;e;J tpjj;jpy; cUthf;fg;gLfpd;wJ.
ntspte;J nfhz;bUf;fpwJ vd;gijf; mw; g j; j dkhditfs; Fwpj; j
fhZk;NghJ kpfTk; kfpo;r;rpahf Mlk;gukhd tpsk;guq;fs; cldbahf
,Uf;fpwJ. ehk; Nkw;nfhs;s Ntz;ba
mj;jpahtrpakhd eltbf;iffis
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thdj;jpypUe;J te;j ituq;fs;
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mWf; f pd; w d. Clfq; f s; %yk;
tu;f;f czu;Tld; tsu;j;njLg;gjpy;>
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rpwg;ghfr; nra;J nfhz;bUf;fpwJ.
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ngz;fis kpfTk; fPo;j;jukhff;
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te;J nfhz;bUg;gJk; vd;idg; Nghd;W
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cyfkaj;jpd; iffspy; cs;s
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cyfshtpa eyd;fisg; ghJfhf;ff;
xspTkiwtpd;wp mg;gl;lkhfNt ntspg;
$ba tpjj;jpy;> mtu;fspd; gad;ghl;L
-gLj;JfpwJ. r%ff; nfhLikfSf;F
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vjpuhf kf;fspd; vjpu;g;Gfs; kw;Wk;
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vd;Wk;> ''nghJ kf;fs; fyhr;rhuk;''
fz;L nfhs;tjpy;iy. cjhuzkhf>
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yl;rj;jpw;Fk; Nkw;gl;l njhopyhsu;fs; tpgj;Jf;Fs;shfptpl;ld.
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kK©ØÃÅ¡D kVµÝmþ¼ÅVD!
káìßE ¶]ïVöï^
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¼Äì\[ þá© Ø\DÃì ¼ïV⦠\[Å c®©¸ªì
xïkì ¨õ 02106756 xïkì ¨õ 01365756
¨_.n.E. g© ÖÍ]BV, ¨_.n.E. g© ÖÍ]BV,
Am¼ïVâç¦ þçá Am¼ïVâç¦ þçá
ØÄ_ : 94434 30954 ØÄ_ : 94431 51159

S.K. xï\m ÃVÔ G. >ºï¼k_

¼Äì\[ þá© Ø\DÃì xïkì ¨õ 02831756
xïkì ¨õ 04585743, CLIA xïkì ¨õ. 04585743, CLIA
¨_.n.E. g© ÖÍ]BV, Am¼ïVâç¦ þçá ¨_.n.E. g© ÖÍ]BV, Am¼ïVâç¦ þçá
ØÄ_ : 98426 51721 ØÄ_ : 97512 21222

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r';ff;Fuy; 7. rq;ff;Fuy; fUj;Jfis njhptpf;f
1. rq;ff;Fuy; khj ,jo; SMS vz; vd;d?
tpdho tpdh
Jtq;fg;gl;l khjk;> kw;Wk; 8. r';ff;FuYf;F nts;sp tpoh (2018)
Mz;L vd;d? ,d;#ud;]; xh;f;fUf;F (2018)
2. rq;ff;Fuy; Kjd; Kjypy; ................. tpoh?
vj;jid gf;fq;fshf 9. rq;ff;Fuy; Jtq;fg;gl;l Mz;by;
ntspaplg;gl;lJ? ekJ LICapy; eilngw;w Kf;fpa
3. rq;ff;Fuy; jw;nghOJ epfo;T vd;d?
vj;jid gf;fq;fshf 10. cyf muq;F nray;ghLfisAk;
ntsp tUfpwJ? tpthpj;jpLk; ek; rq;fj;jpd;
4. rq;ff;Fuy; ntg;irl; rq;ff;Fuy; ,jo; Jtq;fpa 1993k;
ngah; vd;d? Mz;L cyfpd; ve;j ehl;bd;
tpLjiyg; Nghuhl;lj;jpw;F Kw;Wg;
5. rq;ff;Fuy; nts;sptpoh Gs;sp itf;Fk; mikjpff ; hd xg;ge;jk;
Mz;L epfo;r;rpf;F rpwg;G ifnaOj;jhfpaJ?
tpUe;jpduhf miof;fg;gl;L kiwe;j
Kf;fpa gpuKfh; ahh;? jiyth; njhHh; NMS
6. rq;ff;Fuy; khj ,jopd; J. Nhpaehuhazd; 1. Njhoh; N.M.S. gpwe;j Ch;
Logo ( F w p a P L ) vd;d? fz;Nlhd;nkd;l; fpis vJ?
jpUr;rp

239694
BTM & 04362 273790

BALAJI
THANGA MALIGAI A/c
72, Gandhiji Road,
Thanjavur PIN : 613 001

Ûª‡¸©«kö 2018 47
 ĺïÂz«_
2. Njhoh; N.M.S. mth;fs; ahUila kPz;Lk; gwpf;fpw MAjk; vdg;Ngrp>
mwpTWj;jyhy; ,sk; tajpNyNa ahuhy; ghuhl;ilg; ngw;whh;? ve;j
njhopyhsh; eyDf;fhf jdJ Mz;L? ve;j Ch;?
tho;it mh;g;gzpj;Jf;nfhz;lhh; 7. Njhoh; N.M.S. ,d;#ud;]; Jiw
3. Njhoh; N.M.S. ve; j Mz; L murpd; “,ay;ghd Vf Nghfkhf
vy;.I.rp.apy; Copauhf gzp epakdk; (NATURAL MONOPOLY) ,Uf;f Ntz;Lk;”
nra;ag;gl;lhh;? vd;W ntspg;gilahfg; Ngrpa
4. Njhoh; N.M.S. gzpapy; Nrh;e;j Kd;dhs; hprh;t tq;fp fth;dh; ahh;?
Xuhz;bNyNa rq;fj;jpy; Kf;fpa 8. Njhoh; N.M.S. ,d;#ud;];
nghWg;gpy; Njh;e;njLf;fg;gl;lhh;. mJ Copah;fSf;F kl;Lkpy;yhky;> tq;fp
vd;d? Copah;fSf;Fk;> tq;fp Copah;
5. Njhoh; N.M.S. Kjd; Kjypy; rq;fj;jiyth;fshYk; ghuhl;Lg;ngw;w
rq;fj;jpy; Vw;w kz;lyg; nghWg;G kpfg;nghpa Copah;fSf;fhd gyid
vJ? ve;j Mz;L? ngw;Wj;je;jhh;. mJ vd;d?
6. Njhoh; N.M.S. - Copah;fs; 9. Njhoh; N.M.S. 1963> 1998>
Cjpa cah;T kl;Lkpd;wp> 2002 Mfpa Mz;Lfspy;
gztPf;fk; Kjyhspj;Jt tfpj;j rq;fg; nghWg;Gfs;
r%fj;jpy; vg;gb ahit?
Copah;fs; Cjpa cah;it 10. Njhoh; N.M.S. jd;id

\>ßÄVì¸[ç\ÂzD, \Âï^ Îu®ç\ÂzD

z«_ ØïV|ÂzD Ö[ó«[ü »aBì ĺïÝ][
ĺïÂz«_ Ãè Ø>V¦« kVµÝmD
& 04322 - 221429
60 YEARS ÃV«DÃöBtÂï çï«VEBVª ü>VêD
Ä>ì[ \¹çï \õ½
SMM

Am¼ïVâç¦
ØÃV[swV ïõ¦ W®kªD
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>tµ Joçï© ØÃV½ïÓD þç¦ÂzD.

48 Ûª‡¸©«kö 2018
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cWg;gpdh;fs; vt;thW miof;f Mz;Lfs; gzpGhpe;jhh;?
Ntz;Lk; vd;W tpUk;Gthh;? 7. Njhoh; R.G. mfpy ,e;jpa rq;fj;
njhHh; R.G. jiyikafk; nrd; i df; F
1. Njhoh; R.G. vy;.I.rp. gzpf;F ve;j khw;wg;gl;l nghOJ tfpj;j NtW
Mz;L> vq;F Nrh;e;jhh;? gjtp vd;d?
2. Njhoh; R.G. ve;j fy;Y}hpapy; gl;lk; 8. Njhoh; R.G. jQ;irf; Nfhl;l
gapd;whh;? nghJr;nrayhsuhf 1963y;
Njh; e ; n jLf; f g; g l; l nghOJ>
3. Njhoh; R.G. ve;j Mz;L jQ;irf;
mtUila nray;ghLfSf;F
Nfhl;lj;jpy; jd;id ,izj;J
mwpTiu $wp cjtpa Kf;fpa ,U
nfhz;lhh;?
jiyth;fs; ahh;?
4. Njhoh; R.G. Kjd; Kjy; ve;j Mz;L
9. Njhoh; R.G. ekJ mfpy ,e;jpa
nghJr; nrayhsuhf; Njh;e;njLf;fg; -
,d;#ud;]; Copah; rq;fj;jpw;F
gl;lhh;?
mg;ghw;gl;L tfpj;j VNjDk; xU
5. Njhoh; R.G. Kjd; Kjypy; mfpy nghWg;G vd;d?
,e;jpa mstpy; ve;j nghWg;ig
10. Njhoh; R.G. jdJ ciuia
Vw;Wf; nfhz;lhh;? vq;F?
Jtf;Fk;nghOJ vg;gb Jtf;Fthh;?
6. Njhoh; R.G. ,izr; nrayhsuhf
(sç¦ï^ 67D ÃÂïD)
mfpy ,e;jpa mstpy; vj;jid

With Best Compliments From :

S. SENTHILKUMAR
CM'S CLUB MEMBER - MDRT (USA)
31, ACT NAGAR, PERIYAR NAGAR,
KULITHALAI

Ûª‡¸©«kö 2018 49
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¶[¼Å ØÄV[ªm gpg;utup 2001 - gf;fk; 3 Vg;uy; 2002 (E]whtJ ,jH;)

ngz;fSf;F mjpfhuk; jiya';fk;
toq;Fk; Mz;lhf 2001I rNuh[; epidtfj; jpwg;G tpohtpd;
ĺïÂz«_

,e;jpa muR mspj;Js;sJ. NghJ Njhou; NMS Fwpg;gpl;lJ Nghy

Mdhy; rl;lkd;wk;> murpDilag; nghJj;Jiw mopg;G
ghuhSkd;wj;jpy; 33% ,l jhf;Fjypy; filrpahf tPog; NghFk;
xJf;fPL toq;FtJ Nfhl;ilahf Ntz;Lkhdhy; ehk;
,Oj;jbf;fg;gLfpwJ. ,Uf;fyhk;. mjw;F Kd;dhy;
(17 Mz;Lfs; Kbe;Jk; ek;Kila Nfhl;ilia fhf;f tPo;e;J
muRfs; khwpAk; mNj nfhz;bUf;Fk; gpw Nfhl;il -fisj;
epiy.) jLj;J epWj;j ehk; ekJ Nfhl;iliar;
Mf!;;l; 2001 - gf;fk; 3 Rw;wp Nghuhl;lk; vDk; mfopia
gaz tpLg;G rYif mikj;Njj; jPu Ntz;Lk;.
trjpia vy;.I.rp epthfk; (Nfhl;il ,d;Dk; gykhf epw;fpwJ.
uj;J nra;jij vjpu;j;Jk;> mfopAk; ,d;Dk; Mokhf ,Uf;fpwJ.)
me;jr; rYifia kPz;Lk; toq;f etk;gu; 2003 gf;fk; 4
Ntz; L k; vd; W typAWj; j pAk; bjhlUk; nfs;tpfs; :
khu; f ; r p]; l ; fk; A +dp]; l ; fl; r papd; 1. ghg;ghg;gl;b/fPupg;gl;b/ehl;uhkq;fyk;
ehlhSkd;w cWg;gpdu; Njhou; ghR Cuhl;rp jiytu; Nju;jy; epyf;Fkh?
Njt; Mr;rhu;ah 04.07.2001 md;W 2. kfspUf;F 33% ,l xJf;fPL
epjpaikr;ru; a];te;j; rpd;`h ghuhSkd;wj;jpy;> rl;lkd;wq;fspy;
mtu;fSf;F fbjk; vOjpAs;shu;. fpilf;Fkh?
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ngw;Ws;Nshk;) ghuhSkd;wj;jpy; tUkh?
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Nghf; F tuj; J Copau; nrd; w fy;tp fpilf;Fkh?
Mz;bw;fhd Nghd]; Nfl;L Nghuhba 5. tujl;riz xopAkh?
NghJ murhq;fj;jpd; f[hdh fhyp vd;W 6. ngz; rpRf; nfhiy epw;Fkh?
Ml;rpahsu;fs; fz;L nfhz;ldu;. 7. fhtpupg; gpur;id jPu;e;JLkh?
mjid njhlu;e;J muR g]; fl;lz tpdhf;fisj; njhLg;Nghk;. ,JNt$l
cau;it kf;fSf;Fg; guprhf mspj;jJ. jPu;Tf;fhdj; njhlf;fkhf ,Uf;fyhk;.
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gpg;utup 2002 gf;fk; 3 fpilf;ftpy;iy)
14.02.1962 y; cjakhd ekJ Nfhl;l #dtup 2004 jiya';fk;
rq;fj;jpw;fhd nrhe;jf; fl;bl jpwg;G ,e;jpah xspu;fpwjh? my;yJ
tpoh tUk; 17.02.2002 md; W Nju;jYf;fhf xspu;fpwhjh?
eilngwTs;sJ. ehL KOtJk; cs;s
E}W Nfhl;lq;fspYk; E}W rq;f (Nju;jYf;fhf xspu;e;jij ehk; ,d;Wk;
fl;blq;fs; kyul;Lk;. ghu;f;fpNwhk;).
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rl;lj; njhFg;ig jpUj;jp mikAq;fs; New;Wtiu ,e;Jr;rl;lj;ij
vd;W mk;Ngj;fiu kPz;Lk; kPz;Lk; jPtpukhf vjph;j;J goikkpf;f ,e;Jr;
tw;GWj;jpdhh; ghh;fth. rl;lj;jpd; jPtpu Mjuthsh;fshf
rh;jhh; A&f;fk; rp'; : ,Ue;j rpyh;> ,d;W midj;jpe;jpa
Mdhy; rh;jhh; `{f;fk; rpq;> ,e;j; Fbikr; rl;lk; (All India Common Civil )
rl; l j; j pypUe; J rP f ; f path; f Sf; F xd;iw Vw;Wf; nfhs;s Kd;te;jpUg;gJ
tpyf;fspf;f Ntz;Lk; vd;whh;. jhq;fs; jdf;F kpFe;j tpag;G jUtjhf
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thhpRhpik Nghd; w tw; i w nfhs;tjpy;iy vd;gJ gonkhop. me;j
gpd;gw;Wtjhy;> gpw;Nghf;fhd ,e;Jr; goikthj rpWj;ijfs;> ,k;kNrhjhit
rl; l k; Njitapy; i y vd; w hh; . fLikahf jhf;Ffpd;wd.
rlq;Ffs; mw;w jpUkzk; - k W k z k ; > ,e;Jr; rl;lj; njhFg;gpd; tiuTf;F
taJ - cwT fl;Lg;ghLfs; ,d;wp ehd;ife;J Mz;Lfs; Mfp tpl;lJ@
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cz;L. MfptpLk; vd jtwhf
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Gwk; Ngrpf; nfhz;Nl> jho;j;jg;gl;l - jdpahf chpikapay; rl; l j; i j
th;fs; gl;baiy FbauRj; jiyth; vd;dhy; jhf;fy; nra;a KbAk; vd;W
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midtUf;Fkhd nghJf; Fbikr; my;y@ ve;j xU Fwpg;gpl;l
rl;lk; Njit vd;fpd;wdh; rpyh;. rkaj;ijAk; gpw kf;fs; kPJ jpzpf;f
mth;fs; ,r;rl;lk; fpwp];jth;> K];yPk;> muRf;F vt;tpjkhd mjpfhuKk;
ghh;rp;> a+jh; cs;spl;l ,e;J my;yhj fpilahJ vd;gNj rkar;rhh;gpd;ik
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Ntz;Lnkd;gJ mth;fsJ thjk;. mk;Ngj;fh;. kf;fspd; czh;Tfis
mjhtJ ,e;Jr; rl;lNk nghJikr; Gwf; f zpg; g jw; f hf ehk; ,q; N f
Fbikr; rl;lk; vd;gJ mth;fsJ mDg;gg;gltpy;iy vd rigapdUf;F
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vd;gjhFk;. ,d;Dk; rpyh; nghJ mk;Ngj;fh;.
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,J ,e;Jr; rl;lk; vd;gij vLj;J tpl;L mk;Ngj;fh;.
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tifapy; ,e;Jr; rl;lj; njhFg;G
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tpl;lhh;@ mNj Nghy;jhd; %yk; kjpg;gspf;f ,r;rig
kfhtP u Uk; . ... rP f ; f pa flikg;gl;Ls;sJ@ MfNt
FUkhh;fSk; jdpr; gQ; r hgpw; F k; ,e; J r; rl; l k;
rl;lq;fis ,aw;wtpy;iy. nghUe;Jk; vd;W thjj;ij njhlh;e;jhh;
Mdhy; ,th;fis vy;yhk; mk;Ngj;fh;. vg;gbg;gl;l re;Njfq; -
,e;Jf;fshf kjk; khw;WtJ fisAk;> vg;Ngw;gl;l jhf;Fjy; -
,r;rl;lj;jpd; Nehf;fky;y vd fisAk; cs Rj;jpNahL Neh;ikahf>
njspTgLj;jpdhh; mk;Ngj;fh;. vspjhf vjph;nfhz;lhh; mk;Ngj;fh;!
rl;lj;ijg; nghWj;jtiu (njhlUk;)

·>Í]«\Vï¡D, ·B\öBVç>¼BV|D
¨[®D ¨[çª ÃVmïVÝm kòD
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å\m ĺïÝ][
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Am¼ïVâç¦ þçá
Ûª‡¸©«kö 2018 59
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xïkì - »aBì Îu®ç\ {ºïâ|D

ĺïÂz«o[ Îo xwÂïÝ]_ ï᩼ÃVö_
çï¼ïV쩼ÃVD!
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R. xÝmÂz\Vì R. ÃwM¼k_ A. ¼«k] Ã. ÃVéxòï[

xïkì ¨õ 4689756 xïkì ¨õ 4973756 xïkì ¨õ 4013756 xïkì ¨õ 4973756
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¼>ÄD ïVÂï ¼åÄD ká쩼ÃVD! \M> ¼åBݼ>V|
﫺ïçá ¼ïV쩼ÃVD! Îu®ç\ÂïVª ""ĺïÂz«_''
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\Vü \V>k[ ¨D.°.,

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60 Ûª‡¸©«kö 2018
 ĺïÂz«_

ØåÞÄV« kVµÝmþ¼Å[
vy;yhtw;iwAk; vOj itg; g Jk; >

ØåþµÍm, \þµÍm
jdpahu;kag;gLj;jp tUk; ,d;iwa Copauplk; nfhz;L
Mgj;jhd murpay; #o;epiyapy;> nry;tJk; kpf
njhopw;rq;f ,af;fj;jpd; murpay; Kf;fpakhd rq;fg;
ghu;it Kf;fpaj;Jtk; ngWfpwJ. gzpfs;.
mjpYk; “nghJj;Jiw ,t; t ifapy; >
epWtdq;fs; Njrj;jpd; Nfhtpy;fs;” ml;ilg;glk; njhlq;fp>
vd;W nrhd;d NeUTf;F jiyaq;fk;> fl;Liufs;>
Nenujpuhf epd;W> nghJj;Jiw ftpij> ehlfghzp
epWtdk; midj;ijAk; cyfr; ciuahly;fs;> fUj;Jg;
re; i jfspy; $tpf; $ tp tpw; f glq;fs;> Copau;fspd;
KaYk; kj;jpa muR> “nghd; gilg;Gfs;> mjpYk;
Kl;ilapLk; md;dk;” vdj; jpfOk; Fwpg;ghfj; Njhopaupd;
MAs; fhg; g P l ; L f; fofj; j pd; gilg;Gfs; vd xU
“tapw;iw mWj;J Kl;ilia ntF[d ,jo; NghyNt>
vLf;f” epidf;fpwJ. nfhz;L tUtJ kpfg;ngUk;
Nghuhl;lk;.
,e;epiyapy;> fhg;gPl;Lf; fof
Copau; rq;fk; jdJ rq;fg; fle;j 25 Mz;Lfshf> ,jid
gzpfspd; murpay; Kf;fpaj;Jtk; ntw;wpfukhfr; nra;JtUk; ekJ
czu;e;J Copau;fspd; czu;it “rq;ff;Fuy;” njhlu;e;J ,e;j –
cyu;e;J tplhky; fhg;ghw;wp tUtJ Njrj;jpd; nrhj;Jfisg; ghJfhj;J>
ghuhl;l kl;Lky;y> Vida ek; ciog;ghsp kf;fSf;Nf nrd;W
Njhoikr; rq;fq;fs; ftdpj;Jg; Nru;f;Fk;” gzpia ntw;wpfukhfr;
gpd;gw;wTk; jf;fJ. nra;tJ njhluNtz;Lk; Ntz;Lk;
vd;W 25 Mk; Mz;L tpohtpy;
,e;j tifapy; fhg;gPl;Lf;fof
nefpo; e ; J kfpo; e ; J > neQ; r hu
Copau; rq;fj;jpd; Nghu;f;Fzk;
tho;j;jp. gzpnjhlu Ntz;LfpNwd;
kpFe; j gzpfs; Njrj; i jf;
fhg; g hw; W k; Kf; f paj; J tk; “jhdh vy;yhk; khWk; vd;gJ
kpf;fit! gioa ngha;”
– gl;Lf;Nfhl;il.
gj;jpupif elj;JtJ> rq;fk;
elj;Jtjpy; kpFe;j Kf;fpaj;Jtk; “ehd; te;jhy; khw;WNtd; vd;gJ
cilaJ. ntWk; nra;jp Gjpa ngha;”
nrhy; t jhf kl; L kpd; w p> – fe;ju;td;
mofpaNyhLk; mu;j;j
eh. Kj;Jepytd;/
ehk; ,ize;jhy;
G+u;tkhfTk; czu;r;rp-
khw;wyhk; vd;gNj
fukhfTk; gilg;Gfis
cz;ik.

Ûª‡¸©«kö 2018 61
 ĺïÂz«_

A - Accessible N - Noble

NMS & RG
B - Benevolent O - Omnicompetent

Amazing
C - Charismatic P - Popular
D - Diligent Q - Quotable
E - Empathetic R - Remarkable
F - Friendly S - Sacrificers
G - Grandeurs T - Tactical
H - Human U - Unionists
I - Incomparable V - Voracious Readers
J - Jubilant W - Writers
K - Knowledgeable X - experienced
L - Leaders Y - Young In Spirits
M - Marvels Z - Zealous
Leaders - Always Interested In Employee Affairs V. Ponneswari
Cantonment Branch,
Trichy.

bts;sp tpHh Mz;oy;

tPW eil nghLk;
r';ff;FuYf;F
thH;j;Jf;fs;!
- ICEU, Karur II

62 Ûª‡¸©«kö 2018
 ĺïÂz«_
1. cw;gj;jpj; njhopypd; ngah; tUl KOtJk; xNu

bjhHpw;r';fk; vd;d
2. ,jpy; Ntiy nra;gth;fspd; taJ rP u hf eilngWfpd; w

bra;a ntz;Lk;?
kw;Wk; ghy; NtWghL njhopy; mjpfkhd
Vw;w ,wf;fq;fs; cz;lh>
3. ,jpy; Ntiy nra; g th; f spd;
me;epag; Nghl;bia
vz;zpf;if
rkhspf;f Ntz;b -
4. Cjpaq;fSk; $ypfSk;: apUf;fpwjh> gpujhd
(m) gapw;rpahsh;fs;> (M) ehs; $yp Nehf;fk; cs;ehl;L
my;yJ ntiy msitg; nghWj;j tpahghukh my;yJ
$yp> jufh; f s; nfhLf; f pd; w ntspehl;L tpahghukh>
$yp tpfpjk;> thue;ju> tUlr; ,juit.
ruhrhpf; $yp. (ghujp Gj; j fhyak; -
5. (m) njhopw;rhiyfspy; Ntiy khu; f ; ] ; vq; n fy;]; Nju;T
Neuk; (M) rpwpa mstpy; njhopy; E}y;fs; ghfk; 5 gf;fk; 111-
elj;Jgth;fsplk; Ntiy nra;Ak; 112)
Neuk; kw;Wk; tPl;by; Ntiy xU njhopw;rq;fk; vd;ndd;d
nra;Ak; Neuk; (,t;tifahd tpraq;fis Ma;T nra;a Ntz;Lk;
cw;gj;jpj; njhopy;fs; vd;W fhu;y; khu;f;]; 150
eilngWkhdhy;) (,) Mz;LfSf;F Kd; nrhy;yp
,uT Ntiy kw;Wk; -apUg;gijg; gbf;Fk;NghJ
gfy; Ntiy. tpag;G Vw;gLfpwJ.
6. czTf;F xJf;fg;gLk; Fwpg;ghf khu;f;]; $wpa
Neuq;fs; kw;Wk; 11tJ mk;rj;ij mfpy
njhopyhsh;fs; elj;jg; ,e;jpa ,d;R+ud;]; Copau;
-gLk; Kiw rq;fk; kpfr; rpwg;ghff;
7. gl;liw epiyikfs; filgpbf;fpwJ. 1980fspy;
kw;Wk; Ntiy nra;Ak; ele; j ngd;rd;
epiyikfs; gl;liw - Nghuhl;lj;jpd;NghJ rq;fk;
fspd; ,lg;gw;whf;Fiw> nfhLj; j fzf; f P L fs;
fw; N whl; l trjpfs; > epu;thfj;jhy; kWf;fKbahj
#hpa xsp tUtjw;F msTf;F Jy;ypakhf
trjpapy; y hjpUj; j y; > thA ,Ue;jJ;. vz;zpf;ifapy; ngUfptUk;
tpsf;Ffs; cgNahfpj;jy;@ Rj;jk;> ghyprpis gioa ml;uPkh nkrpd;fshy;
,juit ru;tP]; nra;aKbahJ vd;w epiy te;j
8. Ntiyapd; jd;ik NghJ re;ijapy; mJNghd;w
,ae;jpuq;fs; VjhtJ ,Uf;fpd;wjh>
9. Ntiyapd; fhuzkhf cly; gOjile;jhy; rPu; nra;a KbAkh vd
epiyf;F Vw;gLk; ghjpg;G vy;yh tpraq;fisAk; Ma;T nra;J
10. xOf;f epiyikfs; gapw;rp Kiw gpd; ikf;Nuh g;uhrru;fis Vw;Wf;
11. cw;gj;jpj; njhopypd; ,ukzd; nfhz;lJ Nghd;w eltbf;if
epiyik: gUtfhyj; -fisg; gl;bayplyhk;.
njhopyh my;yJ mNefkhf
Ûª‡¸©«kö 2018 63
 ĺïÂz«_

With Best Compliments From :

/

/
S. KAVITHA MDRT Agent
T. SWAMINATHAN B.A., FchFP.,
Chief Life Insurance Advisor,
Life Insurance Corporation of India
Bazaar Street, Valangaiman - 612 804.
Cell : 94433 64362
email : licswami66@gmail.com

kVµÝmÂïÓ¦[
APPROVED DEALER & SERVICE PROVIDER
For Fire EXTINGUISHERS
TGS. ELECTRONICS
T. SITHARAMAN

S. k·\]
For LIC POLICY & SERVICE CONTACT
S. VASUMATHI
x>[ç\ ïV©¬â| g¼éVÄïì
>çékì \[Å c®©¸ªì
çé© Ö[iR«[ü ïVì©ØÃV¼« [
g© ÖÍ]BV
Member of the Chairman's Club for Agents ¶KkéïD : ýk[ ¸«ïVi, ÿµ>áD, ïVÍ]÷ ¼«V|,
Chief Life Insurance Advisor >ÞÄVÆì ‡ 613 001.
T| : 11/33, «VÛV÷ ¼«V|, æMkVÄA«D,
Shop No.5, G.D. Complex, (Opp) Thilagar Tidal, >ÞÄVÆì ‡ 613 009.
South Rampart, Thanjavur ¼ÃV[ : (¶) 230701 ØÄ_ : 93603 15203
Cell : 93603 15203 Ph : 232378, Cell : 93457 33384 ÖØ\l_ : vasumathi2601@gmail.com
64 Ûª‡¸©«kö 2018
 ĺïÂz«_
15. czT jahh; nra; (2)
3
17. ePh;r;rj;J kpfe;j ,e;jf;

z®ÂØï¿Ým
fha;tif Nfhilf;F
cfe;jJ (4)
20. khdKs;s khd; (3)
21. 1>3>5>7... ,it .........
vz;fs; (2)
23. ghuk; (2)

kétòÍm Ö¦D
14
3. gpwg;G (4)
5. (tlnkhop) kfDf;F
filapy;iy (2)
10. filnfhLj;jhy;
,isatd; (2)
11. f; ',Ue;jhy;
'[hf;fpuij'- murh;
24 25 26 27 tUfpwhh; (2)
13. mf;fhyj;jpa Kfj;jy; msit
xd;W (4)
Ö¦tòÍm kéD 19. 'J'itj;jhy; Js;Sk; (2)'
1. kfpo;r;rpahd nfhz;lhl;lk; (5) 24. nghd;dp (3)
4. ________ fld;fs; Nfhbf;fzf;fpy;
tq;fpfspy; cs;sd (2) ÿaòÍm ¼\_
6. fhspjhrdpd; fhtpak; xd;W (6) 7 .......... jil ,Ue;jhy;
8. ij' te;jhy;'frf;fpf; fl;L (2) ew;fhhpaq;fis Jtq;fhkypUg;gJ
9. trjpfs; kpff;Fiwe;j fpuhkj;jpd; ek;gpf;ifahf cs;sJ (3)
Kd;ndhl;Lr; nrhy; (2) 11. kdKjph;r;rp (5)
14. rikaypYk; cz;L> fz;zhbapYk; 12. Neha; rhpahfptpl;lJ (3)
cz;L (3) 13. gdpf;fl;b ...... ePH ........ ........ (2)
17. ntapypd; jhf;fk; (3) 16. ekJ ,af;fj;jpy; xUtiu xUth;
18. kpfg;goikahdJ (3) tpspg;gJ ,g;gbj;jhd; (2)
20. ,UKiw nrhd;dhy; eWkzk; (2) 19. ik',l;lhy; epiwa (2)
22. fdpiag; gpope;njLg;gJ (2) 25. ntspehL Nghf ,J Ntz;Lk;(2)
23. gjpT (3) 26. vl;Lj;njhifapy; xd;W (5)
25. tpFjp',y;yhjjhy; tpFjp ,y;iy (2) 27. kpf ey;y jPh;g;G ntspahd
tof;F ,e;j Cuf;Fj;
¼\oòÍm ÿµ njhlh;GilaJ (4)
1. etuj;jpdq;fspy; xd;W (5) kâ¦t⦠¨¿ÝmÂïçá ÖçðÝ>V_
1. W窡 åV^ ïVbD
2. kfpo;r;rp nfhs; (2)
3. N[hb (2)
5. ek;ik tpl;Lr;nrd;w ek; topfhl;b(5) åD >çékòD
6. Ke;ija hprh;t; tq;fp fth;dh;
2. ĺïÂz«o[ ØïVõ¦Vâ¦xD
þç¦ÂzD.
ngahpy; Kd; gFjp (4)

Ûª‡¸©«kö 2018 65
 ĺïÂz«_
jkpo; nkhop fw; W f; epfo;Tfs;> rNfhju njhopw;rq;f
{ºþ ÎoÂïâ|D! nfhs;tjw;Fk; thrpg;gjw;Fk;> ,af;fq;fs;> kf;fs; vjph; nfhs;Sk;
vOJtjw; F k; fbdkhd gpur;rpidfs;> kw;Wk; gw;gy Jiwfspy;
""ĺïÂz«_''
nkhop vd;gJ vd; fUj;J. jq;fs; <Lghl;ilg; ngUf;fpf; nfhs;s
Vnddpy; ehd; Muk;gj;jpy; Ntz;bAs;sJ. jQ;irf; Nfhl;lr;
Mq;fpyf; fl;Liu -fisj; rq; f j; j pd; “ rq; f f; F uy; ” cl; g lg;
jkpopy; nkhop khw; w k; gy; N tW Nfhl; l q; -fspypUe; J
nra;Ak; gzpapy; gy gpuRhpf;fg;gLk; ,jo;fs; fhg;gPl;L
Mz;Lfisr; nry;topj;jtd; Copah;fspd; ,af;fj;jpw;Fg; ngUk;
mjw;fhfj; jkpo; nkhopia Gfior; rk;ghjpj;Jj; je;Js;sd.
mjpfkhff; fw;Wf; nfhs;s 25 Mz;Lfs; fhg;gPl;L Copah;fs;
Ntz;bajhfp t p l ; l J . kl;Lkpd;wp ,ju Jiwfspy; gzpGhpgth;
Mdhy;> gpd;dhy; Mq;fpy -fSk; gbj;Jg; gad; ngWtNjhL>
nkhopapy; mjpf ftdk; tphpthd njhopw;rq;fg; gzpapy; KO
nrYj;Jk; gzpapy; <Lgl Kr;Rld; <Lgl “rq;ff;Fuy;” NgUjtpahf
Ntz;bajhfp tpl;lJ. mike;J te;Js;sJ. 25 Mk; Mz;by;
midj;J ,e;jpa fhg;gPl;L Copah; mbnaLj;J itf;Fk; “rq;ff;Fuy;”
rq;fj;jpd; fPo; jpuz;Ls;s Copah;fs; NkYk; jdJ rpwg;ghd gzpiaj;
fhg; g P l ; L muq; f j; N jhL jq; f s; jsuhJ njhlu Ntz;Lnkd;W vd; ,ja
nray; g hLfisr; RUf; f pf; G+h;tkhd tho;j;Jf;fisj;
nfhs;s KbahJ. murpay; nf. nltpl; njhptpj;Jf; nfhs;fpNwd;.

kVµÝmÂïÓ¦[

R. ØÛBz\Vì
xïkì, >çékì \[Å c®©¸ªì

çé© Ö[iR«[ü ïVì©ØÃV¼« [ g© ÖÍ]BV

¶KkéïD : "ýk[ ¼ÛV]', 16, ¦V¦ì ØÃÄ[â ¼«V|, zDüïVðD ‡ 612 001.
T| : 21, ·kVt åïì, påïì ïVéM, zDüïVðD ‡ 612 001.
¼ÃV[ : (¶) 2430197 (T) 2413195 ØÄ_ : 94432 77140 licjayakumar@yahoo.co.in
66 Ûª‡¸©«kö 2018
 ĺïÂz«_
nghJj; J iwAk; jkpo;nkhop njhlu;ghd fl;Liufs;>
>ºï zÅ^ fhg;gPl;Lj;JiwAk; jdpahu; -
fspd; yhg Ntl;ilf;F
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nknyOk; r%fg; gpur;rpidfs; Fwpj;j
fUj; J f; f s; > ftpijfs; Nghd; w
,Ue; J te; J s; s J. gd;Kf mk;rq;fis jhq;fp tUk;
,g;nghOJ eNue;jpu Nkhb rq;ff;Fuy; xU KOikahd ,johf
Ml;rpapy; mJ kpfTk; fhl;rpaspf;fpwJ.
jPtpukhfpAs;sJ. mNjhL nts;sp tpohf; fhZk; rq;ff;
Copau;fspd; Cjpaq;fSk; Fuypy; ehDk; xU rf gazp vd;gjpy;
cupikfSk; gwpf;fg;gL- ngUik nfhs;fpNwd;. rq;ff;Fuy;
fpd;wd. ,e;j R+o;epiyapy; Nkd;NkYk; tsu tho;j;JfpNwd;.
rq;ff;Fuy; ,e;jg;
gpur;rpidfis murpay; cd; rpe;jid
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njhlu; e ; J fl; L iufis cd; nray;fs;
ntspapl;L tUfpwJ. ,jd; ciog;ghsp kf;fspd; Nghu; ths;.
%yk; Copau;fspd; czu;T cd; mzptFg;gpy;
epiyia tsu;j;J tUfpwJ. fhg;gPl;bd; ehDk; Xu; ngUik kpF
gy mk;rq;fis kpfj; Jy;ypakhf fhyhl;gil tPud;.
Ma;T nra;J vOjg;gLk; fl;Liufs; rq;ff; FuNy
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tUk; fl; L iufs; epWtdj; j pd; rq;f ehjk; xypf;fl;Lk;
kPJs;s mjd; mf;fiwiaAk; jpf;nfl;Lk;.
Njhoik czu;itAk; tho;j;Jf;fs; toq;fl;Lk;
ntspg;gLj;Jfpd;wd. 'mwpNthk; topnaq;Fk;.
mk;Ngj;fiu' njhlu; Copau;fSf;F
rupahd r%fg; ghu;itia jUfpwJ. tzf;fj;Jld; ,uh. ,ukzd;
brayhsuha; gjtpnaw;whh;. 7) R.N. ky;nAhj;uh
Fkhuk';fyk;/ 1963/ kJiu bjd;kz;ly
cWg;gpdh; -khh;f;rp!;l; ,jH; bghJr;
10) md;g[fGkpa
5) bjd;kz;ly ,izr; brayhsh;/ 1961 6) nkhfd;
njhHh; jpz;Lf;fy; ehuhazd; 9) Mrphpah; FG
Mz;L (jw;fhypf CHpah;) 4) fpisr; r';f brayhsh;
,d;Nud;!; xh;f;fh; ,jH; 8) njhHh;. ckhehj;/
tiu (15 Mz;Lfs;) 7) btspaPl;lhsh; (Publisher)
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njhHh; NMS CHpah; r';fk;/ 1988/ b#a;g{h; 6) 1988 Kjy; 2003
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ahrh; muh/gj;Jk; ,];Nuy; mjpgUk; mikjp 4) 1963/ bghJr; b rayhsh; j"; i r nfhl; l k;
tpLjiy ,af;fk; 1993 -> PLO jiyth; fy;Y]hp/ jpUr;rp. 3) 1962 (j";irf; nfhl;lk; cjak;)
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7) 81 481 82 385 8) itutpHh 9) bgUkst[ njhHh; R.G.
5) vGj;jhsh; "hep 6) fhk;nul; my;yJ Re;juk;
4) http://sangakural.blogspot.in bghJr;brayhsh;/ 2002- mfpy ,e;jpa jiyth; 10)
1) #dthp 1994 2) ehd;F 3) ,Ugj;jp ehd;F bghJr;brayhsh;/ 1988-mfpy ,e;jpa
r';ff;Fuy; : 8) Xa; t {jpak; (1995) 9) 1963- bjd; k z; l y

sªV½ sªV Ã]_ï^

Ûª‡¸©«kö 2018 67
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B. GURUMOORTHY FchFP
Chairman's Club Member
Chief Life Insurance Advisor
LIC OF INDIA, UNIT - I, KUMBAKONAM

LIC PREMIUM COLLECTION CENTRE

ooo
27-B, Dr. Besant Road, Kumbakonam-612 001.
Ph: 2402372, Cell: 94434 06372, 98424 81655
E-mail : licgurumoorthy15@gmail.com
Resi : 55/G-8, Abirami Flats, Pachaiyappa Street, Kumbakonam - 612001.

m  ï Ó ¦ [
kVµÝ
Cell : 98420 53153
& (04374) 243552

M.J. RAVI RAMAN M.Sc., FchFP

Certified Financial Planner
Member : LIC - Zonal Manager's Club& MDRT (USA)

Resi :
Off : "Jeevan Jothi"
6, Kasukara Chetty Street,
16-Dr. Besant Road,
Ayyampet - 614 201.
Kumabakonam - 612 001.
Thanjavur (Dt.)
Email : raviramanlic@gmail.com / raviraman.raman@facebook.com

68 Ûª‡¸©«kö 2018
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Mjhu; ml;il mtrpankd muR Nghthu;fs;?
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mghak;jhd;. jw;NghJ gyUf;F $l;L Nghy epw;fpwJ.
kUe;J vjpu;g;G (MULTI DRUG RESISTANT muR myl;rpak;
TB ) ngUk; mr;RWj;jyhf ,Uf;fpwJ.
tho;tpy; tre;jq;fis
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rhjuz rYiffis kl;LNk
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fshf;Fk; Nkhb murpd; nfhs;iffis
njhifia Fiwg;gjw;F vd;d top
vjpu;g;Nghk;.
vd;gij kl;LNk fzf;fpy; nfhz;L

\éì EÅÂï kVµÝmþ¼Å[

Ln. K. JAYASUNDAR M.Sc., B.Ed., CIS

Chairman's Club Member
Premium Point, Kollidam

72 Ûª‡¸©«kö 2018
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fz;Zf;F njhpahj fhe;j fapwha; ck; Ngr;R!
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rf;jpfspd; Ml;rpapy; ,Uf;fpwJ mz;zy; mk;Ngj;fu;. mtH nrhd;d
vd;gJjhd; tuyhW ekf;F topapy; njhopyhsp tu;f;fk;
czu;jj ; pAs;s ghlk;. KjyhspjJ; tKk; Kjyhspj;Jtj;NjhL> kjthjj;ijAk;
kjthjKk; Nru;e;Nj gazpf;Fk;. xd;W vjpu;j;J rku; GuptJjhd; mwpthu;e;j
kw;nwhd;iw Cl;bNa tsu;f;Fk;. ,e;J nrayhf ,Uf;Fk;.

With Best Wishes

S. Rajkumar
Agency Code No. 61875A
MDRT Agent,
Member, Zonal Manager's Club for Agents
LIC of India, Branch Office,
Cantonment Branch
Tiruchirapalli

78 Ûª‡¸©«kö 2018
 ĺïÂz«_
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ghu; i tAld; ehl; b d; gy; N tW cjhuzq;fNs.
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<LgLj;jp tUtjhfl;Lk;. fhg;gPl;L xypff; Ntz;Lnkd csg;G+u;tkhf
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fPo;ntz;kzpf;F tUlhtUlk;
Ûª‡¸©«kö 2018 79
 ĺïÂz«_

\éì EÅÂï kVµÝmþ[¼ÅVD!

RC. PANCHVARNAM
Member of the Chairman's Club for Agents
Chief Life Insurance Advisor

Life Insurance Corporation of India

Resi : 54/145, Vasantha Nagar, Airport, Trichy - 620 007.
E-mail : giripanchvarnam@yahoo.co.in.
licpanchvarnam@gmail.com

Cell : 98430 - 55257 Tel : 0431 - 2331678

With Best Wishes

99521 28153
Cell :
94430 01573

S. SENTHILKUMAR CII, MDRT

No. 68, Ganapathi Nagar,
Medical College Road, Opp. Sathiya Stadium
Thanjavur - 613 001.
80 Ûª‡¸©«kö 2018
 ĺïÂz«_

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With Best Compliments From

K. ASOGAN K. CHANDRASEKARAN
LIC Agent, Code No. 0037275E Agency Code No. 01358756
LIC OF INDIA Chairman's Club Member,
Aranthangi LIC OF INDIA, Aranthangi
Cell : 94447 04714 Cell: 94434 20489

RAMA. RAMAIAH V. MURUGAN

Agency Code No. 0093175C LIC Agent, Code No. 0107275E
Zonal Manager Club Member DM Club Member
6/530, South Street, Aranthangi
Avudayar Koil Cell: 99438 32683

Ûª‡¸©«kö 2018 81
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jdpahh;kak; Njhy;tpaile;J tpl;lJ. nghJj; Jiwfspd; fP o ; n fhz; L
khw;W Kd; khjphpia muR nfhz;L tu tuNtz;Lk; vd njhopyhsh; fl;rpAk;>
Ntz;Lk; vdTk; vr;rhpj;Js;sJ. njhopw;rq;fq;fSk; NghuhbtUk;
,Uk;G kdpjh; vd Gfog;gLk; khh;f;fnul; fhyj;jpy;jhd; fhhpgpahd; epWtdk;
jhl;rh; fhye;njhl;L jdpahh;kak; fldpy; %o;fp jpthyhfpAs;sJ.
Nghw;wptsh;f;fg;gl;L te;jJ. It is not
the business of the government to be in
business vd;w mtuJ thrfk; vd;d
MdJ?
,uz;L kpy;ypad; n`f;Nlh;
epyg;gug;ig jdpahh; epWtdq;fs;
fle;j 40 Mz;Lfspy; murplkpUe;J
mgfhpj;Js;sdh;. mg;gbAk;
nghJkf;fs; gadilatpy;iy. Vio
vspa kf;fs; gadile;j te;j (NHS)

ÖMB kVµÝmÂïÓ¦[

D. Økºï¦«V\[
>çékì \[Å c®©¸ªì
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kVµÝmÂïÓ¦[
Ph: 04369 - 220116
Cell: 94881 10116

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ÃVoE>V«ì ¼Äçk ç\BD

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ØÄ_ : 98424 29789
84 Ûª‡¸©«kö 2018
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mQ;rp mQ;rp tho;e;Njhhpy; xypj;Jf; nfhz;NlapUf;fpwJ

capUf;F capuha;
mjpubaha; Xh; Fuy;! Xh; Fuy;!
Muthuk; ,y;yhJ XubAk; gpd; thq;fhky;

Mopg; Nguiyaha; Xh; Fuy;@
,lJrhhp nfhs;ifAld;
,bKof;fkha; Xh; Fuy;!
<dnkd;W ,fo;e;Njhiu
<l;baha; tPo;j;jpaJ Xh;Fuy;!
chpikf;F tpij Cd;wp
cw;rhfg;gLj;jpaJ Xh; Fuy;!
CUf;Fk; cjtpL vd;W
Cf;Ftpj;jJ Xh; Fuy;!
vd;iwf;Fk; mwnkd;W Nghuhb>
vjphpiaAk; mutizj;jJ Xh;
Fuy;!
Vsdk; nra;NjhiuAk;>
Vzpaha; cah;j;jpaJ Xh; Fuy;!
Iakpd;wp vOjp vOjpNa>
Ie;ije;ij fle;jJ Xh; Fuy;!
xU ehSk; jsh;twpahJ>
xU Fuy;!
Xfpg; Ganyd jhf;fpaJ Xh;Fuy;!
xsljk; vJntd;w NjhoUf;F
m/Nj ,Jntd;wJ Xh; Fuy;!
nts;sp tpoh epytha; xsph;tJ
rq;ff;Fuypd; ghzp!
nghd;tpoh fjpuha; kpspu
tho;j;j ,d;W ,y;iyNa xU
Qhep!!
yf;\;kp ehjd;
mhpaY}h; fpis

Ö[ó«[ü mçÅ ÃVmïV©A

ØÃVmÝmçÅ ÃVmïV©A ¨ª
Ø>V¦ìÍm ¼ÃV«V½ kòD
¶þé ÖÍ]B Ö[ó«[ü »aBì ĺïÝ][
¼ÃV«V⦺ïÓÂz kK ¼ÄìÂzD
ĺïÂz«çé kVµÝmþ¼ÅVD.
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]òk«D¯ì þçá
Ûª‡¸©«kö 2018 85
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xïkì, >çékì \[Å c®©¸ªì

çé© Ö[iR«[ü ïVì©ØÃV¼« [ g© ÖÍ]BV

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T| : 28/1, ·Í>«DÃV^ åïì, ¼kéV¥>D ÃVçáBD ¼ÃVüâ, ïÔì ‡ 639 117.
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86 Ûª‡¸©«kö 2018
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,isauh[h… 70fspd; kj;jpapy;

ÃÝ\s¯ [ kç«...
Ãõð©A«D mkºþ
Ma;tpy; jsgjp jpiug;glj;jpy;
Jtq;fp ,d;W tiu jkpou;fspd; ,lk; ngw;w 'uhf;fk;kh
tho;it mtuJ ,irahy; ifia jl;L' vd;fpw ghly;
Mf; f pukpj; J f; nfhz; b Uf; f pwhu; Kjy; gj;Jg; ghly;fspy; 4
vd;why; mJ kpifapyi ; y. mtUf;F Mk; ,lj;ij gpbj;jpUf;fpwJ
,e;jpahtpd; ,uz;lhtJ caupa vd;why; ve;j mstpw;F
tpUjhd gj;ktpG+\d; tpUij ,e;j cyf mstpy; mtuJ
Mz; L toq; f p kj; j pa muR ,irahy; ftu;e;jpUf;fpwhu;
nfsutpj;jpUf;fpwJ. mtUila ,irg; vd;gij Gupe;J nfhs;s
gzpf;F toq;fg;gl;l tpUJ rw;W KbAk;. ,iria rhkhd;a
jhkjk; vd;whYk; $l jkpou;fSk;> kf; f spd; ,irahf
jkpo;ehLk; epr;rak; ngUik nfhs;Sk;. khw;wpajpy; mtUf;F
Njdp khtl;lk; gz;zGuk; fpuhkj;jpy; kpfg;ngupa gq;F cz;L.
ghtyu; tujuh[Dld; nghJ - fpuhkpa ,ir>
Tilik ,af;f Nkilfspy; Nkw;fj;jpa ,ir>
Jtq;fpa mtuJ ,irg;gazk; fu;ehlf ,ir vd
gy;NtW rhjidfSf;Fg; gpd; midj;J ,irfspYk; jdJ
njhlu;e;J nfhz;bUf;fpwJ. Kj;jpiuia gjpjJ ; gj;ktpG+\d;
urpfu;fis ftu;e;j ghly; tpUJ ngw;w ,isauh[htpw;F
vd;fpw jiyg;gpy; 155 ekJ tho;j;Jf;fis
ehLfspy; gpgprp elj;jpa Xu; cupj;jhf;fpf; nfhs;fpNwhk;.

ĺïÂz«_ \éì EÅÂï kVµÝmþ¼ÅVD.

LIC ïV©¼ÃVD!
¼>ÄD ïV©¼ÃVD!!
AIIEA ZINDABAD

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æìïVa þçá AIIEA REDSALUTE

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 ĺïÂz«_

ÖBÂïsB_ >ÝmkD ,e;jg;

kfhNguz;lq;fshy;
gpugQ;rk; Nguz;lk; njhlq;fp ek;Kila
(Super G+kpf;Nfhs; tiu
Clusters) MdJ. kfhNguz;lk; vg;NghJk; ,aq;fpf; nfhz;Nl ,Ug;gjhy;,
midj;Jk;

gy;yhapuk; Nguz;lq;fis mit njhlu;e;J khw;wj;Jf;F

(Clusters) cs; s lf; f paJ . cs;shfpd;wd. ehSf;F ehs;, kzpf;F
Nguz;lNkh xd;iwnahd;W kzp, epkplj;Jf;F epkplk;, tpdhbf;F
Rw;wpf; nfhs;Sk; mz;lq;fis t p d h b midj;Jk; njhlu;e;J
(Galaxies) cs; s lf; f paJ . khwpf;nfhz;Nl ,Uf;fpd;wd. #upad;$l
mz;lk; vd;gJ jk;ikr; rpwpJ rpwpjhf khw;wk; mile;J, rpyNfhb
Rw;wptUk; el;rj;jpuf; Mz;Lfspy; rhk;gyhfp mope;JNghFk;
$l;lq;fis (Stars) nfhz;lJ. vd;fpd;wdu;. ,aw;ifapYs;s midj;Jg;
xt;nthU e l ; r j ; j p u K k ; nghUs;fs; kw;Wkpd;wp, kdpj r%fKk;,
jd;idr; Rw;wptUk; gy kdpj r%fj;jpy; epytf;$ba midj;Jk;
Nfhs; f is cs; s lf; f pa njhlu;e;J khWjYf;F cs;shfpf;
FLk; g j; i jf; nfhz; l J .
nfhz;Nl ,Uf;fpd;wd. kdpj ciog;Gk;,
Nfhisr; Rw;wptUk; Jizf;
ciog;gpd; tbtq;fSk;, ciog;gpd;
Nfhs;fSk; cs;sd. ehk; thOk; G+kp
Neu; j ; j pAk; , ciog; g pd; cw; g j; j pg;
vd; D k; Nfhs; , #upad; vd; D k;
el;rj;jpuj;ijr; Rw;wp tUfpwJ. G+kpiar; nghUs;fSk;, cw;gj;jpg; nghUs;fspd;
re;jpud; vd;Dk; Jizf;Nfhs; Rw;wp tpdpNahf KiwAk; njhlu;e;J khwpf;
tUfpwJ. #upaf; FLk;gj;jpy; ,d;Dk; gy nfhz;Nl ,Uf;fpd;wd.
Nfhs;fs; cs;sd. mtw;Wf;Fk; kdpj cWg;GfSk;, Fwpg;ghf kdpj
Jzf;Nfhs;fs; cs;sd. #upaf; FLk;gk; %isAk;, %isapypUe;J cjpj;njOk;
(ehKk; Nru;e;Jjhd;) ghy;top (Milkyway) rpe;jidAk; vz;zq;fSk;$l njhlu;e;J
vd;Dk; mz;lj;jpd; ikaj;ij kzpf;F 8 khWjYf; F cs; s fpd; w d . khw; w k;
yl;rj;J 28 Mapuk; fp.kP. Ntfj;jpy; Rw;wp xd;iwj; jtpu kw;wit ahTk; khwpf;
tUfpwJ. ,t;tsT Ntfj;jpy; Rw;wpdhYk; nfhz;Nl ,Uf;fpd;wd. khw;wk; xd;Nw
#upad; ghy;topia xUKiw Rw;wptu 2 vd;iwf;Fk; khwhjJ. khWjy;
NfhbNa 30 yl;rk; Mz;Lfs; Mfpd;wd. tsu;r;rpia Nehf;fpaJ. Kd;Ndw;wj;
G+kp ePuhYk; epyj;jhYk; MdJ. jpirapyhdJ. khWjYk;, tsu;r;rpAk;,
,q;Nf jhtuq;fs;, tpyq;Ffs;, kdpj Kd;Ndw;wKk; ,izgpupahky; vg;NghJk;
,dq;fs; tho;fpd;wd. G+kpapd; xt;nthU epfo; e ; J nfhz; N l ,Uf; f pd; w d .
nghUSk; %yf;$Wfshy; MdJ. ,jidNa ',af;fk;' vd;fpNwhk;. ,aw;if,
%yf;$Wfs; mZf;fshy; Mdit. kdpj r%fk;, kdpj rpe;jid ,tw;wpd;
mZtpy; vnyf;l;uhDk;, GNuhl;lhDk;, ,ilawhj ,af;fj;Jf;Fk;, khw;wj;Jf;Fk;,
epA+l; u hDk; cs; s d . kfhNguz; l k; tsu;r;rpf;Fk; ce;Jrf;jpahf, Cw;Wf;
njhlq;fp mZtpd; vnyf;l;uhd; tiu fz;zhf tpsq;FtJ vJ? khw;wk; Vd;,
midj;Jk; vg;NghJk; ,aq;fpf; nfhz;Nl vg;gb epfo;fpwJ? ,aw;ifAk;, kdpj
,Uf;fpd;wd. mjhtJ, gpugQ;rj;jpYs;s r%fKk; nghJthd Fwpg;gpl;l rpy
midj;Jg; nghUs;fSk; vg;NghJk; tpjpfSf;F c l;gl;Nl ,aq;F
,af;fj;jpy; cs;sd. fpd;wdth? mg;gbnadpy;
khw;wk; xd;nw khwhjJ K. rptyp';fk; mt;tpjpfs; ahit?
gpugQ;rj;jpYs;s kfh
88 Ûª‡¸©«kö 2018
 ĺïÂz«_
(1) vjpu;epiyfspd; xUika[k; nghuhl;lKk; Kbahj xUikNa . xt; n thU
$u; e ; J Nehf; f pdhy; my; y J kdpjDf;Fs;Sk; jdpkdpjDk; r%f
Mokhfg; gFj;jha;e;J ghu;j;Njhkhdhy; kdpjDk; ciwfpwhd;. ,Utu;f;Fs;Sk;
,aw;ifapy;, r%fj;jpy; epyTk; ,ilawhj Nghuhl;lk; eilngw;Wf;
xt; n thd; W k; , ,U vjpu; e piyfspd; nfhz;Nl ,Uf;fpwJ.
xUikahf tpsq;Ftijf; fhzyhk;. ,U vjpu;epiyfSf;Fk; ,ilNa
mZtpy; vnyf;l;uhDk; (-), GNuhl;lhDk; jPu;f;f Kbahj Kuz;ghL vg;NghJk;
(+) Nru; e ; J s; s d . fhe; j j; j py; epyTfpwJ . mit vg; N ghJk;
njd;JUtKk; (N), tlJUtKk; (S) xd;Nwhnlhd;W Nghuhbf; nfhz;Lk;,
,ize;Js;sd. kdpj r%fKk;$l Mz;, mNjNtisapy; ,iz zgpupahkYk;
ngz;fshy; MdJ. r%fj;jpd; epyTfpd;wd. (1) ,uz;by; xd;W kl;Lk;
,d;wpaikahj mq;fkhd FLk;gk; jdpj; J epyt KbahJ . vg; N ghJk;
fztd;, kidtp ,izg;gpy; MdJ. ,uz;Lk; Nru;e;Nj epyTk;.
,f;fhyj;Jf; fzpdp$l td;nghUs;, (2) xd;wpy;iyNay; ,d;ndhd;wpy;iy.
nkd;nghUs; Mfpa ,uz;bd; gpupf;f (3) ,uz;Lk; xd;Wf;nfhd;W fhuzkhf
gHbkhHp brhd;dh mDgtpf;fDk;/ Muhaf;TlhJ
gonkhop nrhd;dh mDgtpf;fDk;> Muhaf;$lhJ vd;w jpiug;gl
trdk; Nghy> ek;kpilNa gad;gl;LtUk; gy;NtW $w;Wf;fs; Njhd;wpa
gpd;dzpNah> KOikahd nghUNsh njhptjpy;iy. gy Neuq;fspy;>
jtwhff; $l Ghpe;Jnfhz;L> gad;gLj;jpAk; tUfpNwhk;. cjhuzkhf> mb
cjTtJNghy mz;zd; jk;gp cjTtjpy;iy> fsTk; fw;W kw> Mapuk;
Ngiuf; nfhd;wtd; miu itj;jpad; Kjyhd gonkhopfisf; $wyhk;.
,d; D k; gytw; w py; > Kd; D k; gpd; D Ks; s tw; i w mwpahky; >
fUj;jpw;nfhs;shky;> jtwhd nghUs; nfhs;fpNwhk;. cjhuzkhf>
nfhiyAk; nra;ths; gj;jpdp vd;gJNghd;w $w;W. ,d;Dk; rpytw;wpy;>
rhpahfg; gad;gLj;jpdhYk;> KOikahfj; njhpahky;> KOg; gad;ghLk;
njhpahkYk; rpytw;iwg; gad;gLj;jptUfpNwhk;. cjhuzkhf> khwhjJ
vJTkpy;iy vd;gijj; jtpu khwhjJ vJTkpy;iy. ,e;j xw;iwf;$w;Nw
gy;NtW epfo;Tfisg; Ghpe;Jnfhs;s cjTk;NghJ> ,af;ftpay;
jj;Jtj;ij KOikahf mwpe;J gpur;rpidfis mZfpdhy;> ek;
tho;tpYk; ek;ikr; Rw;wpAk; eilngWk; mNdfkhf midj;J
epfo;TfisAk; vspjpy; Ghpe;Jnfhs;s KbAk;. ,d;Dk; nrhy;yg;Nghdhy;>
,e;jg; gpur;rpid ,g;gbj;jhd; KbTf;F tUk; vd;Nw $wptpl KbAk;. vdNt>
khHf;rpa jj;Jtq;fis> vspa nkhopeilapy;> ,ay;G tho;f;ifNahL
xg;gpl;L tpsf;fpLk; ty;yik ngw;w> NjhoH.K.rptypq;fk;> ek;
Ntz;LNfhSf;fpzq;fp> ,e;j vspa tpsf;ff; fl;Liuia vOjpapUf;fpwhH.
,jid> eilKiwapy; re;jpf;Fk; gpur;rpidfNshL xg;gpl;Lg; gbj;jhy;
vspjpy; Ghpe;Jnfhs;s KbAk;. ,af;ftpaypd; Jiztpjpfis tpsf;Fk;
fl;LiufisAk;> rq;ff;FuYf;fhf vOj Ntz;Lk; vd;w ek; Nfhhpf;ifia
NjhoH fl;lhak; Vw;ghH! -mwpTf;fly;

Ûª‡¸©«kö 2018 89
 ĺïÂz«_
tpsq;Ffpd;wd. (4) xd;W epyt tiuaWg;gpy; 'ngz;' vd;gJ gz;igAk;,
,d;ndhd;W epge;jid MFk;. (5) xd;W 'gjpndl;L taJ' vd;gJ msitAk;
,d;ndhd;wpd; epug;Gf;$W (Compliment) Fwpf;fpd;wd. msT jdpahf epyT -
MFk; . mjhtJ xd; W kw; w ij tjpy;iy. vg;NghJNk VNjDk; xU
epiwthf;FfpwJ. (6) xd;iwnahd;W gz;gpd; msthfNt ,Uf;fpwJ. msT
vg;NghJk; kWjypf;fpd;wd. vd; g J Fwpg; g pl; l gz; g pDila
(7) xd;iwnahd;W tpyf;fNt Kay;fpd;wd. tsu;r;rpapd; gupkhzk;, fl;lk;, Ntfk;,
(8) xd;Wf;nfhd;W vjpu;epiyNa jtpu, juk;, tpahgfk;, jPtpuk; Nghd;wtw;iw
vjpupfsy; y . (9) ,ilawhj tpsf;Fk; tiuaWg;G vdyhk;. ,U NtW
Nghuhl;lj;jpy; xd;iw kw;wJ nghUs;fspd; xg;Gikf;Fk;,
ntw;wpnfhs;s ,ayhJ. (10) ,uz;Lk; NtWghl;Lf;Fk; cupa $Wfs; gz;G vd
cs;Kuz;ghl;bd; $WfshfTk;, tiuaWf;fg;gLfpd;wd.
gFjpfshfTk; tpsq;Ffpd;wd. ehk; Vw;nfdNt ghu;j;jthW,
kdpj r%fj; j pd; tuyhw; W g; xt;nthU nghUspYk; xd;Wf;nfhd;W
Nghf;fpy;, xt;nthU fl;lj;jpYk; gpupf; f Kbahky; xUq; f pize; J
nray;gl;L te;j vjpu;epiyfisAk; fplf;Fk; vjpu;epiyfSf;F ,ilNa
mtw;Wf;F ,ilNaahd Nghuhl;lq;- epyTk; Kuz;ghl;bd; fhuzkha;,
fisAk; ehk; fhz KbAk;. njhlf;f mtw; W f; f pilNa eilngWfpd; w
fhy Mjpg; nghJTilik r%fj;jpy; ,ilawhj Nkhjy; f s; , xt; n thU
,aw;if-kdpjd;, mLj;Jte;j mbikr; nghUspYk; Kjypy; msT khw;wj;ij
r%fj;jpy; Mz;lhd;-mbik, gpwFte;j Vw; g Lj; J fpd; w d . msT khw; w k;
epyTilikr; r%fj;jpy; gz;izahu;- Fwpg;gpl;l fl;lj;jpy; gz;G khw;wj;Jf;F
gz;izabik vd;Dk; vjpu;epiyfs; topNfhYfpwJ. gz;G khw;wk;
epytf; fz;Nlhk;. jw;NghJ epytptUk; mile;jJk; mg;nghUs; Kw;wpYk;
Kjyhspj;Jt r%fj;jpy; Kjyhsp- NtnwhU Gjpa nghUshf khwpg;NghtJk;
ghl;lhsp vd;Dk; vjpu;epiy tu;ff ; q; - cz;L. ePiuf; nfhjpf;fitj;jhy; mjd;
fisAk;, mtu;fSf;F ,ilNaahd ntg; g epiyapy; msT khw; w k;
0
,ilawhj Nghuhl;lq;fisAk; fz;L eilngWfpwJ. 100 nr-I vl;baJk;
tUfpNwhk;. gz;G khw;wk; epfo;e;J, ePuhfpa jputg;
Mf, vjpu;epiyfspd; xUikAk; nghUs; ePuhtp tbtpy; thAg; nghUsha;
Nghuhl;lKNk gpugQ;rg; nghUs;fspd;, khwpg; NghfpwJ. ntg;gepiy Fiwe;J
0
kdpj r%fj;jpd; ,ilawhj nry;tJk; msT khw;wNk. 0 nr-f;Ff;
,af; f j; J f; F k; , khw; w j; J f; F k; , Fiwe;jJk; ePuhfpa jputg; nghUs;
tsu;r;rpf;Fk;, Kd;Ndw;wj;Jf;Fk; ce;J gdpf;fl;b tbtpy; jplg; nghUsha;
rf; j pahf , Cw; W f; fz; z hf khWfpwJ.
tpsq;Ffpd;wd vd;gJ fz;$L. NfhopKl;ilf;Fs; ,Uf;Fk;
0
(2) mst[ khw;wKk; gz;g[ khw;wKk; fUthdJ , 40 nr ntg; g epiyapy;
milfhf; F k; N ghJ , tsu; r ; r paile; J
ve;jnthU nghUSk; gz;G, msT
21-Mk; ehspy; FQ;rhf ntsptUfpwJ.
Mfpa ,uz;lhYk; tiuaWf;fg;gLfpwJ
mt;thNw jhapd; tapw;wpy; tsUk;
'gjpndl;L taJs;s ngz;' vd;w fUTk; 10 khjj;jpy; Foe;ijahfg;
90 Ûª‡¸©«kö 2018
 ĺïÂz«_
gupzkpf;fpwJ. tuyhw;wpy; kdpj r%f epiykWg;G' MFk;. gioaJ ,ilawhJ
mikg;GKiwAk; ,j;jifa gz;G kWg; G f; F cs; s hfpg; Gjpajhf
khw;wj;Jf;F Mshfp te;Js;sJ. Mjp khw;wg;gLfpd;w nray;KiwNa tsu;r;rp
r%fj;jpypUe;J mbik r%fKk;, vdg;gLfpwJ. 'gioad fopjYk; Gjpad
mbik r%fj;jpypUe;J epyTilik GFjYk; tOty;y, fhy tifapdhNd'
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t W i s h e s
With Bes Cell : 94439 71685

K.N. ASOKAN
Agency Code No. 004275N
LIC Agent
C.A. Branch, Thanjavur

kVµÝmÂïÓ¦[
ØÄ_ : 74021 784020

Lion T. Sadiq Batcha

Member of the Branch Manager's Club for Agents A. EkÂz\Vì
LIFE INSURANCE CORPORATION OF INDIA xïkì ¨õ : 0067775N
Off : "Jeevan Prakash", Ground Floor, Gandhiji Road, Thanjavur-1
Res : 17/12/1305, Old Nellu Mandi Street, East Gate, Thanjavur-1.
¨_.n.E. g© ÖÍ]BV, E.°.¸. >ÞÄVÆì
Tel : (O): 230701 Cell: 98437 11612 email: tsadiqparvin59@yahoo.com
ÖékÄ ÃVoE ¼Äçk \u®D A]B ÃVoE ¨|Âï Ø>V¦ìA ØïV^á... xòï[ ½¼«¦ìü, c«Âïç¦
Pan Apply, Vehicle Insurance ¨|Âï... Ø>V¦ìA ØïV^á ¼kõ|þ¼ÅVD. ¨ºï¹¦D ¶çªÝm s>\Vª c«D, ¯ßE \òÍmï^ þç¦ÂzD.

Cell : 96004 45341, 94886 85341

K. SARAVANAN
Advisor - DA Club Member 00823.75N

S. KUMAR Life Insurance Corporation of India

Off : "Jeevan Prakash" Res : 1158, Ayyan Thiruvalluvar Nagar,
LIC AGENT, CAB-LIC of India, Manojipatty (Po), Medical College (via)
AGENCY CODE No. 0078875N Thanjavur -1. Thanjavur - 613 004.
LIC OF INDIA, C.A. Branch, Thanjavur THE NEW INDIA ASSURANCE CO LTD.,
Cell : 94867 42949 85/P, Market Road, IInd Floor, Thanjavur - 613 001.

Ûª‡¸©«kö 2018 93
 ĺïÂz«_

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¶[A¦[
Ln. O.S. Økºï¦VÄéD
B.A., M.P.Ed.,
].x.ï. z.¼ïVs_, ¼\uz Î[¤B ØÄBéVáì

M. THAYUMANVAN
Agency Code No. 00675 75M
LIC Agent
Øéâ·t ¨õ¦ì¸ç«Äü LIC of India, Branch Office
Ø\l[¼«V|, ÿ«ûì ‡ 622 502. Keeranur
Am¼ïVâç¦ \Vkâ¦D
Cell : 94431 65355

94 Ûª‡¸©«kö 2018
 ĺïÂz«_

With Best Compliments from

Cell : 98424 67300

Cell : 94435 89457 R. JAYAKUMAR

Agency Code No. 330302
MDRT / Chairman Club Member
LIC of India
Branch Office, Mannargudi

A. BALASUBRAMANIAN
Agency Code No. 1153302
Chairman Club Member
LIC of India
Branch Office, Mannargudi

Rtn. Y.G. Gopidass B.A., FchFP.,

Member - Chairman's Club & MDRT (USA)
.. National Insurance Company Ltd.
Star Health & Allied Insurance Co. Ltd.

No.7, Mothilal Street, Kumbakonam - 612 001.

Ph: 0435 - 2442530, Cell: 94431 16307
E.mail : licyggopi@gmail.com

Ûª‡¸©«kö 2018 95
 ĺïÂz«_

With Best Wishes

Cell: 88839 20716

SRI MADHURAA
Interiors
v Modular Kitchen v All Wood Works
v GIP Board False Ceiling v Aluminium Works
v Thoughened Glass Works

No. 186, Fathima Nagar, Putthar Street, Woraiyur, Trichy - 620 003.
e-mail: m.navukkarasu@gmail.com

\éì EÅÂï kVµÝmþ[¼ÅVD!

R. DHANAKOTTI
Chief Life Insurance Advisor
Chairman's Club Member,
MDRT Member U.S.A.

Life Insurance Corporation of India

Off : Cantonment Branch, Dindigul Road
(Opp. National College), Trichy - 620 001.
Cell : 94431 - 88003
e-mail : r_dhanakotti@yahoo.co.in
96 Ûª‡¸©«kö 2018
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Ûª‡¸©«kö 2018 97
 ĺïÂz«_

ØÄ_ : 94431 63224

C. RAMALINGAM B.Sc., B.L., M. RAMCHANDRAN

Advocate Member Of The Distinguished Culb For Agents

12, NGO Colony, Keeranur, LIFE INSURANCE CORPORATION OF INDIA

Pudukottai District - 622 502. Off : OSV Complex, Main Road. Keeranur - 622 502 Tel : 262305
Res : Perunjunai Po., Thirugokarnam Via, Pudukkottai Dt.
Email : licramalingadv@gmail.com Cell : 98426 95753 email: ramachandranlic5@gmail.com

99443 37873
Cell:
86084 48678

AALAYA
Event Management
v Engagement
v Valikappu
v Marriage Reception
v Shastiapthapoorthi
C. SANTHANAM,
v Birthday Parties v Grahapravesam Agency Code No. 01761756
v Dinner Parties v Outdoor Catering LIC Agent
v Other Functions LIC of India, Branch Office
72/13, Kodappu Road, UKT Malai, Trichy - 102. Keeranur

kVµÝmÂïÓ¦[

SANDWICH PANELS K. Elango

Cell : 94431 31194
97509 31194
97509 31195

SRI VARI TRADERS

No. 1477/7, Theeran
Sathiya Moorthy Nagar,
(Near Pulliyampettai Bus Stop)
Kumbakonam - 612 103.

98 Ûª‡¸©«kö 2018
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kVµÝmÂïÓ¦[
ØÄ_ : 94436 46717
¨_.n.E. xïkì Ãèl_ ....
32 gõ|ï^
¶çªÝm sëºïÓÂzD... A. BALRAJ B.Sc., M.A., B.Ed.,
N. ïVEsükåV>[ Zonal Manager Club Member
Code No. 2153756 / 751
¨_.n.E xïkì, LIC of India, Branch Office,
19, ÿwÝ ¼>ì T], ¶[ªkVÄ_, Keeranur
Am¼ïVâç¦ \Vkâ¦D.
S. «V\[
xïkì, >çékì \[Å c®©¸ªì
çé© Ö[üR«[ü ïVì©ØÃV¼« [ g© ÖÍ]BV
¶KkéïD : OSV ïVD©áÂü, Ø\l[¼«V|, ÿ«ûì ‡ 622 502. & 262305
T| : 133, ÃV«] åïì, ïâ½BkB_, «VÛ¼ïVÃVéA«D, Am¼ïVâç¦ \Vkâ¦D
ØÄ_ : 94437 36514
Ûª‡¸©«kö 2018 99
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ÖMB kVµÝmÂïÓ¦[

Cell: 97902 08221

89039 88559

S. gªÍ>«VD
Chief Life Insurance Advisor, LIC OF INDIA,
AGENT, NEW INDIA Assurance Co. Ltd.,

A]B ÃVoEï^ ¨|©Ã>uzD,

mö> ¼ÄçkÂzD ¶bï¡D
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24/A, A.R.R. ¼«V|, zDüïVðD

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vd;gjhd murpaypd; ntspg;ghL. tpl;L Njrpaf; nfhbapy; cs;s

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