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Introduction:-
Zarai Taraqiati Bank of Pakistan is the largest agriculture bank in the country. It
has many branches in all over the country. The bank has multi services and
investment plans to development of agriculture in country
History:
Pakistan is basically an agricultural country, and finance has been
needed for itsrapid development. With a view to meet this basic need
the Agricultural DevelopmentFinance Corporation was set-up in 1951,
About ZTBL
ZTBL is a key R.F.I of Pakistan providing affordable, rural and agriculture
financial/non-financial services to the rural Pakistan , comprising 68 %
of the total population. The Bank through a country-wide network of
440 branches is serving around half a million clients annually and over
one million accumulated account holders with the average loan size of
around Rs.162331 serving 68%, 29% & 3 % of subsistence, economic
and large growers respectively.
*ZTBL provides loans of worth Rs 30 billion every year and 11,000 small
NPLs had been settled under guidelines of the State Bank of Pakistan.
*Role of ZTBL in agriculture sector for economic development
of Pakistan
ZTBL (formerly Agriculture Development Bank of Pakistan) has played
its significant role in providing the requisites leverage to the farming
community.
Its growth rate is as low as 1.2 %.It employs the 45.0 % of total labor
force. Its contribution to exports (Food Group) is 8.62 %.At the time of
partition, contribution of agriculture sector to GNP was 60%, which
decreased to 29.4% in 1980-81.
3: agri-business loans
Periods:
ZTBL provides short ,medium, long term loans for farm and of farm
activities
Eligibility:
Farmers of at least 3 acres land holding will be eligible to avail financing
under the scheme provided loan proposal is feasible