Professional Documents
Culture Documents
d) A 15-year old high school student stabs his classmate who Quasi-Delict; Mismanagement of Depositor’s Account (2006)
is his rival for a girl while they were going out of the classroom Tony bought a Ford Expedition from a car dealer in
after their last class. Explain. (2%) Muntinlupa City. As payment, Tony issued a check drawn against
his current account with Premium Bank. Since he has a good
SUGGESTED ANSWER: reputation, the car dealer allowed him to immediately drive home
The school, teacher and administrator as they exercise special the vehicle merely on his assurance that his check is sufficiently
parental authority. (Art. 2180, par. 7 in relation to Art. 218 and Art. funded. When the car dealer deposited the check, it was
219 of the Family Code) dishonored on the ground of "Account Closed." After an
investigation, it was found that an employee of the bank misplaced
e) What defense, if any, is available to them? (2%) Tony's account ledger. Thus, the bank erroneously assumed that
his account no longer exists. Later it turned out that Tony's
SUGGESTED ANSWER: account has more than sufficient funds to cover the check. The
The defense that might be available to them is the observance of a dealer however, immediately filed an action for recovery of
good father of the family to prevent the damage. (Last par., Art. possession of the vehicle against Tony for which he was terribly
2180, Civil Code) humiliated and embarrassed. Does Tony have a cause of action
against Premium Bank? Explain. (5%)
school may be held subsidiarily liable not because of the
SUGGESTED ANSWER: conviction of Peter, but because of the negligence of Paul under
Yes, Tony may file an action against Premium Bank for Art. 2180.
damages under Art. 2176. Even if there exists a contractual
relationship between Tony and Premium Bank, an action Court Vicarious Liability (2001)
has consistently ruled that the act that breaks the contract may After working overtime up to midnight, Alberto, an
also be a tort. There is a fiduciary relationship between the bank executive of an insurance company drove a company vehicle to a
and the depositor, imposing utmost diligence in managing the favorite Videoke bar where he had some drinks and sang some
accounts of the depositor. The dishonor of the check adversely songs with friends to "unwind". At 2:00 a.m., he drove home, but
affected the credit standing of Tony, hence, he is entitled to in doing so, he bumped a tricycle, resulting in the death of its
damages (Singson v. BPI, G.R. No. L-24932, June 27, 1968; driver. May the insurance company be held liable for the negligent
American Express International, Inc. v. IAC, G.R. No. 72383, act of Alberto? Why?
November 9, 1988; Consolidated Bank and Trust v. CA, G.R.
No. L-70766 November 9,1998). SUGGESTED ANSWER:
The insurance company is not liable because when the
Vicarious Liability (1991) accident occurred, Alberto was not acting within the assigned
Romano was bumped by a minivan owned by the tasks of his employment. It is true that under Art. 2180 (par. 5),
Solomon School of Practical Arts (SSPA). The minivan was driven employers are liable for damages caused by their employees who
by Peter, a student assistant whose assignment was to clean the were acting within the scope of their assigned tasks. However, the
school passageways daily one hour before and one hour after mere fact that Alberto was using a service vehicle of the employer
regular classes, in exchange for free tuition. Peter was able to drive at the time of the injurious accident does not necessarily mean that
the school vehicle after persuading the regular driver, he was operating the vehicle within the scope of his employment.
Paul, to turn over the wheel to him (Peter). Romano suffered In Castilex Industrial Corp. v. Vasquez Jr (321 SCRA393
serious physical injuries. The accident happened at night when [1999]). the Supreme Court held that notwithstanding the fact
only one headlight of the vehicle was functioning and Peter only that the employee did some overtime work for the company, the
had a student driver's permit. As a consequence, Peter was former was, nevertheless, engaged in his own affairs or carrying
convicted in the criminal case. Thereafter, Romano sued for out a personal purpose when he went to a restaurant at 2:00 a.m.
damages against Peter and SSPA. after coming out from work. The time of the accident (also 2:00 a.
m.) was outside normal working hours.
a) Will the action for damages against Peter and SSPA prosper?
b) Will your answer be the same if, Paul, the regular driver, was ALTERNATIVE ANSWER:
impleaded as party defendant for allowing Peter to drive the The insurance company is liable if Alberto was negligent
minivan without a regular driver's license. in the operation of the car and the car was assigned to him for the
c) Is the exercise of due diligence in the selection and supervision benefit of the insurance company, and even though he was not
of Peter and Paul a material issue to be resolved in this case? within the scope of his assigned tasks when the accident
happened. In one case decided by the Supreme Court, where an
SUGGESTED ANSWER: executive of a pharmaceutical company was given the use of a
A. Yes. It will prosper (Art, 2180) because at the time he company car, and after office hours, the executive made personal
drove the vehicle, he was not performing his assigned tasks as use of the car and met an accident, the employer was also made
provided for by Art. 2180. With respect to SSPA, it is not liable for liable under Art. 2180 of the Civil Code for the injury caused by the
the acts of Peter because the latter was not an employee as held by negligent operation of the car by the executive, on the ground that
Supreme Court in Filamer Christian Institute vs. CA. (190 SCRA the car which caused the injury was assigned to the executive by
485). Peter belongs to a special category of students who render the employer for the prestige of the company. The insurance
service to the school in exchange for free tuition fees. company was held liable even though the employee was not
performing within the scope of his assigned tasks when the
B. I would maintain the same answer because the accident happened [Valenzuela v. CA, 253 SCRA 3O3 (1996)].
incident did not occur while the employee was in the performance
of his duty as such employee. The incident occurred at night time, Vicarious Liability (2002)
and in any case, there was no indication in the problem that he was Explain the concept of vicarious liability in quasi-delicts. (1%)
performing his duties as a driver.
SUGGESTED ANSWER:
C. In the case of Peter, if he were to be considered as This principle renders a person liable for the negligence
employee, the exercise of due diligence in the selection and of others for whose acts or omission the law makes him
supervision of peter would not be a material issue since the responsible on the theory that they are under his control and
conviction of Peter would result in a subsidiary liability where the supervision.
defense would not be available by the employer. In the case of
Paul, since the basis of subsidiary liability is the pater familias rule Vicarious Liability (2004)
under Art. 2180, the defense of selection and supervision of the OJ was employed as professional driver of MM Transit
employee would be a valid defense. bus owned by Mr. BT. In the course of his work, OJ hit a pedestrian
who was seriously injured and later died in the hospital as a result
ALTERNATIVE ANSWER: of the accident. The victim’s heirs sued the driver and the owner
C. In the case of Peter, if he were to be considered the of the bus for damages. Is there a presumption in this case that Mr.
doctrine of VICARIOUS LIABILITY is that which employee, the BT, the owner, had been negligent? If so, is the presumption
exercise of due diligence in the selection and supervision of Peter absolute or not? Explain. (5%)
would not be a material issue since the conviction of Peter would
result in a subsidiary liability where the defense would not be SUGGESTED ANSWER:
available by the employer. In the case of Paul, since he was in the Yes, there is a presumption of negligence on the part of
performance of his work at the time the incident occurred, the the employer. However, such presumption is rebuttable. The
liability of the employer shall cease when they prove that they AVIS under Article 2180 of the Civil Code. Not being the employer,
observed the diligence of a good father of a family to prevent AVIS has no duty to supervise Silvestre. Neither has AVIS the duty
damage (Article 2180, Civil Code). When the employee causes to observe due diligence in the selection of its customers. Besides,
damage due to his own negligence while performing his own it was given in the problem that the cause of the accident was the
duties, there arises the juris tantum presumption that the negligence of Silvestre.
employer is negligent, rebuttable only by proof of observance of
the diligence of a good father of a family (Metro Manila Transit ALTERNATIVE ANSWER:
v. CA, 223 SCRA 521 [1993]; Delsan Transport Lines v, C&tA The motion should be denied. Under the Public Service
Construction, 412 SCRA 524 2003). Likewise, if the driver is Law, the registered owner of a public utility is liable for the
charged and convicted in a criminal case for criminal negligence, damages suffered by third persons through the use of such public
BT is subsidiarily liable for the damages arising from the criminal utility. Hence, the cause of action is based in law, the Public Service
act. Law.