TARIQ MEHMOOD

Permanent Address Mailing Address

S/o Rtd. Chief Tech. Khan Bahader
Railway Road, University Town,
Peshawar.
e-mail: tariq_meh70@yahoo.com
Tel: (Res) ++92+91 5701600
NIB Bank
Lamsy Arcad Branch, Fakhre Alam
Road, Peshawar, NWFP Pakistan
e-mail: tariq.mehmood@nibpk.com
Cell# 03005928940

Skills

Professional
Financial reporting & Analysis, Tax Management, Budgeting, Auditing,
Compliance etc
Computer
Bank software used – UniBank, PIBAS & PIBAS Plus, T24 etc
Windows, DOS, MS Office (word, excel, PowerPoint), PiBas, UNIBANK 2000, e-
mail, LAN, Internet, CAD, FoxPro Programming, C-Language, System Analysis &
Data Structure etc

Experience

NIB Bank
Team Leader QAU
POP 29.04.2008 till date at Lamsy Arcad Branch (G10)
As Team Leader (Internal Control Unit) I am assisting Country Head QAU (Quality
Assurance Unit) in controls & compliance of 15 branches. Detail JD is as below:-

Visiting branches of Peshawar Hub (N1 & N2) on monthly basis.

• Review various products on monthly, quarterly, semi annual & annually basis &
report writing of the same on risk factor basis, detail as below:-
Monthly Review – Adherence to SBP specified policy for Cash Management,
cheque book issuance,
AOF, Advances, standing instructions, dormant accounts, deceased, KYC, daily
vouchers,
Receipts/payments, clearing, collection, keys custody/vault opening
procedure, remittances, Fcy.
Returns, withholding/income tax, system management, suspense accounts,
ATM etc.
Quarterly Reviews – Deceased accounts, standing instructions, terms/fixed
deposit, call deposits,
incidental charges, drop boxes, Business continuity plan, stamps on hand,
main office & other bank
accounts, security stationery, stop payments instructions, expenses &
provisions, income,
loan/advances consumers & commercials, export finance scheme SBP, etc.
Half yearly Reviews: Statement of accounts, lockers, IPOs, profitability, etc.
Yearly Reviews: Unclaimed, Zakat etc
• All of the reviews are conducted by using State-of-Art technology of T-24/Pibas
on portable/compatible systems.
Critical analysis of SBP/Internal-external audit reports and minimizing the risk
factor.
Attending seminars, workshops, meetings with High-ups & local management.
Meeting with BMs, BOMs, AOMs, Cluster Heads, regarding control issues and
reporting of the same to
 cover the risk factor.
Compliances of both SBP & Banks’ policy on risk basis.
Confidential enquiries & report writing to Managements.
• Follow-up of various key control issues.
• Escalating/crash reporting of glaring/gray area control issues branches.
• Budgeting expenses on annual basis.

United Bank Limited,

CCAG Officer, (Compliance & Control Assurance Group) (OGII)
POP 01.09.2007 to 28.04.2008 at Peshawar Cantt.
As ICAD Officer (Internal Control Assurance Division) I am assisting Sr. ICAD Manager
in control assurance functions of 70 branches. Briefly our JDs consist of following
functions as a team:-

Introduction/presentation of new Audit policy SAP (Self Audit Program).

Critical analysis of SBP/Internal-external audit reports and minimizing the gaps
pointed out.
Develop & implement effective strategies to promote strong sense of controls
across the organization.
Visiting branches semi annually and review various processes, discuss the gaps
with the branch operation and identify the root causes.
Participate/Conduct various seminars/coaching/training sessions on control
issue.
Working on MIS data provided by HO on sample basis.
Review outstanding issues, risk analysis and discuss the status of rectification
with branches.
Review various desk manuals and update the same with HO through
suggestions etc.
Projection of escalation levels to staff.
Meeting BMs/OMs/AOMs/Ams etc & discuss complex issues/gaps with them &
give recommendations regarding problem solving.
Red alerts identified will be based on central database on system dependent &
will be escalated to responsible department.
Rebust training to staff by ICAD on implementation of DCFC (Department
Control Functional Checklist) & creating awareness program for distribution
network about control weaknesses & control requirement from time to time.

United Bank Limited,

Compliance & Control Officer, (OGII)
POP (CCD Officer) September 2005 till August, 2007 at Peshawar Cantt.
(ICU Head) October 2003 to August 2004 at Swabi Area
(ICU Head) November 2002 to September 2003 Timergara Area
(ICU Head) March 2002 to October 2002 at Kohat Area

As CCD Officer (Compliance & Control Officer) I am assisting CCH (Compliance &
Control Head) in compliance & control functions of 22 branches. Briefly our JDs
consist of following functions as a team:-

Compliance Functions.

Compliance as well as implementation of all strategies/policies/instructions

communicated by SBP through BPD in branches.
In compliance functions we have to look after huge/suspicious/benami
transactions, NAB/various Government confidential queries & reporting,
 On monthly basis we are reporting the rectification position of exception raised
by CCD, Audit both internal/external & SBP.
Besides this we are also reviewing leakage of income as per the SOC/HO
instructions & reporting the same.
Review & report KYC/dormant/unclaimed accounts, classification of
consumer/commercial/stuck-up loans, SAMG Accounts, standing instructions of
account holder/customer,
Review deduction of FED/I.Tax/S.Tax etc and deposit of the same within
stipulated time in Government treasury.
Review SBP returns.

Control Functions.

Give feed back to high-ups/top management on various measurements/issues

from time to time as required.
Reporting of various key issues/MPR on monthly, quarterly, semi annual &
annual basis.
In controls we review vouchers (60% sample of average monthly), Account
opening forms (AOF), dormant account, unclaimed accounts, SBP returns, Cash
both local & Fcy., Statement of Accounts (SOAs) supervision, expenditures,
advances, consumer loans/finances, lease agreements, security measurements,
controls on system, DAC, excess over limit, etc as per the frequency set ie
monthly, quarterly, semi-annually & annually.
As a control function we are reporting various compliance & control functions
by visiting branches on monthly basis.
Special assignment is also a key function of our department, which is carried as
per the requirement like auctions, inquiries, quality measurements, etc
Review various reports i.e. daily override statement, non-financial transactions,
various instrument like cheque-book issuance, DD, PO etc.

Education Resource and Information Centre (ZKF) NGO

Finance Manager (01st Oct, 2000 to 10th March, 2002)
As a Finance Manager I assisted Director ERIC ZKF in following area:-

Financial reporting to ZKF management & donors

Feasibilities & monitoring of various projects on education sector.
Review of accounts books & cash flows.
Meeting AusAid officials regarding development & sustainability of projects.
Budgeting/costing for AusAid funded projects under the umbrella of ZKF.
Liaison with donor organization.
Auditing of internal accounts as well as projects accounts
Resource mobilization & reporting of the same.

Training & Workshops

Attended 7 days training session on “Presentation skills” & new department

functions i.e. “Internal Control Assurance Division” at Marriott, Karachi.
Attended 1 day training session on “Presenting with impact” at Marriott,
Islamabad.
Attended 2 days training session on “Effective Team Building” at Best-Western
Hotel, Islamabad.
Attended 1-day training session on “Time Management” at Best-Western Hotel,
Islamabad.
Attended 18 days module training at United Bank Ltd. Training Centre,
Islamabad, main topic were Basic Banking, Uni-Bank 2000 & ICU and Audit Role.
 Attended 1-day workshop on “SBP Prudential Regulation” at United Bank Ltd.
Training Centre, Islamabad.
Attended 6-days training session on “Foreign Exchange & International Import
Export” at UBL Training Centre, Islamabad.
Attended one day In-house training session on “Anti-Money Laundering” at UBL,
RHQ, Peshawar.
Attended 2 days In-house training session on “Fixed Asset Management” at UBL
RHQ, Peshawar.

Education

Master of Arts (Economics) 1999-2001, University of Peshawar (2nd Division).

Master of Business Administration (Finance & Accounts) 1997-1999, Preston
University, Peshawar (1st Division).
Bachelor of Arts (Economics) 1994-1997, University of Peshawar (2nd Division).
Diploma in Computer Sciences 1995-1996, Pakistan Computer Academy,
Peshawar1992-1994 (1st Division).
Diploma in Commerce 1992-1994 Government Commerce College, Peshawar (2nd
Division).
SSC (Science) 1990-1992, PAF Intermediate College, Risalpur (2nd Division)

Professional Examination

DIBP Stage I examination of IBP appeared in.

Language

English (Fluent), Urdu (Fluent) & Pushtoo (mother language)

Reference

Mr. Zaheer Uddin Babar Mr. Zafar Ali

AOM, NIB Bank Ltd, Unit Head, UBL, RHQ,
Deans Trade Centre, Peshawar Cantt: Mardan, NWFP
NWFP, Pakistan Pakistan. (Tel: ++92+03339847742)
Ph: ++92+91 5273551
e-mail: zaheeruddin.babar@nibpk.com