Professional Documents
Culture Documents
2% lower rate and 50% lower Processing Fees for A/c holders
Savings upto Rs 2375/-*
Check eligibility in 1 minute. Approval in 15 minutes.
*Conditions Apply
(savings calculated on loan amount of Rs 50000/- . Approval TAT from the
time of submission of relevant documents at branch with no address
change applicable for account holders.)
You will get some exclusive features and benefits with your HDFC Bank Two Wheeler Loan
2% lower rate and 50% lower Processing Fees for A/c holders
Savings upto Rs 2375/-*
Check Loan eligibility in 5 min and loan status in 15 min*
Get flexible repayment options, ranging from 12 to 48 months available even at the point
of purchase.
Repay through ECS/Standing Instructions/post-dated cheques with easy EMIs.
Calculate your EMI.
Get hassle free loans
Loan available across 3000+ branches Pan India
Get a speedy loan approval.
We provide loans up to 100% for Account holders for specific models at attractive interest
rates.
Enjoy triple benefits when you take a loan from HDFC Bank:
Faster loan - Our loan sanction and disbursal is one of the quickest with easy
documentation and doorstep service.
Competitive pricing – Our loan rates and charges are very attractive
Transparency – All charges are communicated up front in writing along with the loan
quotation
Eligibility and Documentation of Two Wheeler Loan
Get details on eligibility criteria & documents required for HDFC Bank Two Wheeler Loan
To be eligible for a HDFC Bank Two Wheeler loan, you need to:
Be a salaried or self-employed individual.
Be between the age of 21 years (at the time of application) and <= 65 years (at the end of
the loan tenor).
Earn a minimum gross income of Rs. 84,000/- p.a. for salaried profile and Rs. 72,000/-
p.a. for self-employed profile.
Reside for at least 1 year at the given residence address (in case of transfer from other
location with less than 1 year at current location - please provide relevant documents to the bank
during loan approval stage).
Be working for at least 1 year.
Have a phone at your residence or office.
If you are eligible for a HDFC Bank Two Wheeler Loan, you can apply simply by submitting just
the following documents:
Proof of Identity:
Any one of Passport Copy/ Photo Credit card- front & reverse/ Voters ID card/ Driving License/
PAN card/ Copy of Company ID card of MNC/ Public Ltd./ PSU/ Govt. company/ Ration Card (If
Photo is given).
Address Proof:
Any one of Passport Copy/ Voters ID card/ Driving License/ Rental agreement/ Telephone Bill/
Electricity bill/ Gas Connection Bills/ Ration Card/ Sale deed/ Property purchase agreement/
Credit Card billing statement (latest)/ LIC policy/ Letter from Company or Company provided
Accommodation (List of the company's as per the Banks List- ID card of MNC/ Public Ltd.,/ PSU/
Govt. Company Containing the residence address), Address proof in the name of the applicant's
Spouse or parents name is acceptable.
Income Proof:
For Salaried : Latest Salary slip for Govt. employees; If Salary slip is not available, Only salary
certificate to be accepted with deductions, For Partnership/ Proprietary firms & Pvt. Ltd. Co's-
Salary Certificate to be accepted with the following mitigants: Salary Certificate to clearly state the
deductions, Name & Designation of the authorized signatory.
For Self-Employed: Copy of the latest I. T. return.
What are the Special Schemes available?
We have special Two Wheeler loan schemes for you that suit your needs.
Tenure up to 48 months.
Pre approved Loan of upto 100% for Account Holders on select models.
What are the Interest Rates & Charges of Two Wheeler Loan ?
Enclosed below are HDFC Bank Two Wheeler Loan Interest Rates & Charges
Here is the list of all the charges applicable to your Two Wheeler Loans.
Description of Charges Two Wheeler Loans
Loan Processing Charges Maximum - 3% of Loan Amount
Loan Rs 1000/-
Rebooking/Reschedulement
Charges
Rates offered to customer during the period of Oct'15 to Dec'15
Average
Product
Min IRR Max IRR Avg IRR
SUPER BIKE 10.50% 14.85% 12.25%
TWO
WHEELER
LOAN