RETAIL PAYMENTS STATISTICS ON NPCI PLATFORMS

Sr. No. NPCI Operated Systems F.Y-2014-15 F.Y-2015-16 F.Y-2016-17

Financial Txns: Volume (in Mn) Value (in Bn) Volume (in Mn) Value (in Bn) Volume (in Mn) Value (in Bn)
1 NFS Inter Bank ATM Cash Withdrawal 2,374.30 8,311.67 2,837.01 9,993.22 3,170.18 10,818.39
2 NACH- National Automated Clearing House 324.63 1,196.97 1,392.79 3,715.09 1,968.03 7,207.84
2.1 APBS Credit (Disbursement based on UIDAI No.) 168.43 61.43 717.46 185.98 949.28 286.63
2.2 ACH Debit 3.33 57.80 24.28 503.77 88.39 1,479.84
2.3 ACH Credit 80.83 52.32 508.24 879.17 730.73 3,844.25
2.4 NACH Credit 72.04 1,025.41 115.17 1,998.34 1.47 27.05
2.5 NACH Debit - - 27.63 147.83 198.16 1,570.08
3 CTS Cheque Clearing (Processed Volume) 926.00 66,009.50 919.80 69,889.15 1,111.86 74,035.22
4 IMPS 78.44 581.89 220.81 1,622.29 506.84 4,116.24
5 RuPay Card usage at (POS) 5.25 10.76 25.41 44.74 195.22 289.95
6 RuPay Card usage at (eCom) 0.85 0.51 10.24 5.76 87.56 59.34
7 AEPS (Inter Bank) Txn over Micro ATM (e.g. Cash withdrawal/ Cash Deposit) 0.36 0.86 16.29 22.82
8 BBPS (Bill Fetch & Bill Payment) 0.056 0.04
9 UPI - Unified Payments Interface 17.86 69.47
9.1 BHIM 6.19 18.04
9.2 USSD 2.0 0.77 1.09
9.3 UPI excluding BHIM & USSD 10.24 48.48
10 USSD 1.0 40.99 0.14
11 NETC 23.52 6.61
Total Financial Txn (A) 3,709.46 76,111.29 5,406.41 85,271.12 7,138.42 96,626.07
Non Financial:
NPCI Operated Systems F.Y-2014-15 F.Y-2015-16 F.Y-2016-17 (Apr'16 to Feb'17)
Volume (in Mn) Value (in Bn) Volume (in Mn) Value (in Bn) Volume (in Mn) Value (in Bn)
12 NFS Inter Bank Txn over ATM (e.g. Balance inquiery/ Mobile No. registration etc.) 693.97 - 863.00 - 1,102.02 -
13 AEPS (Inter Bank) Txn over Micro ATM (e.g. Balance inquiry/ Mini statement etc.) - - 0.33 - 9.55 -
14 AEPS (Intra Bank) UIDAI Authentication over Micro ATM - - 94.30 - 318.88 -
15 eKYC Verification (Successful Txn) - - 12.63 - 47.55 -
16 Demographic Queries(Authenticated UID) - - 12.98 - 31.68 -
17 Archieval Query on CTS (Print+Retrieve request) (NAS) - - 0.92 - 1.62 -
18 Account No. Verification Service under ACH 61.40 - 36.56 - 37.69 -
19 Old Account Confirmation (OAC) service under ACH - - 7.65 - 2.96 -
20 Customer NACH (Earlier ECS) Mandate Processed 1.16 - 4.53 - 14.02 -
21 Aadhaar Mapper Enabled Services (AMES) - - 118.11 - 231.48 -

Restricted -
22 Aadhaar Status Verification Services 30.54 - 315.62 - 99.27 -
23 Aadhaar OverDraft Verification Service (AOVS) 0.02 - 2.99 - 2.46 -
24 Aadhaar Seeding Queries
25 UPI (Balance Enquiry) 25.22 - 28.90 - 31.35 -
26 QSAM
Total Non Financial Txn (B) 812.33 1,498.52 1,930.54 -

Total Financial + Non Financial (A+B) 4,521.79 76,111.29 6,904.94 85,271.12 9,068.96 96,626.07

Restricted -