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kl/jf/ tyf s]xL lgs6 ;~rf/sdL{ tyf
lkmNdsdL{nfO{ dfq lgDTofOPsf] lyof] .

It’s not just what you

do, it’s who you do it for.

We are in your
community helping
you plan for the
future, so that you
and your loved ones
keep enjoying all
the good in life.

Sonam T. Baruwa, LUTCF

Agent
New York Life
Insurance Company
CA Insurance Lic #0E17265
9525 Queens Blvd.
4th Floor
Rego Park, NY 11374
(917) 526-8270
stbaruwa@ft.newyorklife.com

©2016 New York Life Insurance Company,

51 Madison Avenue, New York, NY 10010
Keep Good Going™ is a trademark of New York Life
Insurance Company, all rights reserved.

Life Insurance. Retirement. Long-Term Care.

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917 690 1583
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2018, Mar 16-31 cleJolQm
...........................................................................................................................................................................................................................................................................................
Chief Editor : Ang Chhiring Sherpa
Editor : Ngima Pakhrin
cd]l/sf / pQ/
Managing Director
: Temba Dongba Hyolmo sf]l/ofaLrsf] ;DaGw
c
Advisor : Dr. Tara Niraula
: Ang Dawa Sherpa d]l/sL /fi6«klt 8f]gfN8
Legal Advisor 6«Dk pQ/ sf]l/ofnL g]tf
lsd hf]ª pg;Fu e]6jftf{
: Khagendra Chhetri ug{ ;xdt x'g'ePsf] 5 . pQ/ sf]l/ofnL
: Girija Gautam g]tf lsd;Fu e]6]kl5 cd]l/sf uPsf]
Co-ordinator blIf0f sf]l/ofnL k|ltlglw d08nn] u/]sf]
k|:tfjcg';f/ cd]l/sL /fi6«klt 6«Dk
Women & e]6jftf{ ug{ tof/ x'g'ePsf] xf] . cToGt}
Children : Machchhe Gurung s6'tfk"0f{ ;DaGw /x]sfb'O{ d'n'saLr x'g]
Indigenous : Indira Chongbang of] e]6jftf{nfO{ cToGt} dxTjsf ;fy
California : Jangbu Sherpa
x]l/Psf] 5 . pQ/ sf]l/of / cd]l/sfaLr
;DaGw ;'wf/ x'g' ;du| ljZj zflGt /
Columnist : BK Newa :yfloTjs} nflu dxTjk"0f{ sbd xf] .
Nepal Bureau: Netra Tamang e]6jftf{ s;/L x'G5 / s] ;xdlt x'G5 <
Jou| k|tLIffsf] ljifo ag]sf] 5 .
: Prabin Budhathokee ;fgf] d'n's pQ/ sf]l/of / ljzfn
d'n's cd]l/sfaLRf ;DaGw ;'wf/ u/L
Everest Times Inc New York, 42-32, 64 st. woodside NY. 11377 sf]l/ofnL Kf|folåknfO{ cf0fljs c:qd'Qm
New York. Phone : 347 741 1522 agfpg ;Sg] xf] eg] xfn b]lvPsf]
Email : everesttimes@gmail.com cGt/f{li6«o tgfj w]/} xb;Dd ;dfwfg
x'G5 . o;sf nflu ljgf zt{ jftf{ u/L
;d:ofsf] plrt lgsf; lgsfNg'k5{ .
o'4 ;d:ofsf] ;dfwfg xf]Og eGg] s'/f
a'em]/ g} jftf{sf nflu 6«Dk / pg tof/
x'g' ePsf] xf] eGg] cfd a'emfO /x]sf]
5 . 5}6f}F k6s;Dd cf0fljs k/LIf0f
Gofofno grnfp u/L cfkm\gf] zlQm k/LIf0f u/]sf] pQ/
sf]l/ofsf] cf0fljs sfo{qmdn] lrlGtt /
tl;{t l5d]sL blIf0f sf]l/of ;fy} hfkfg
kmfu'g dlxgfsf] clGtd xKtf g]kfnL Gofofnodf Ps / cd]l/sfn] pQ/ sf]l/ofnfO{ dgfpg]
lsl;dsf] …gf6sÚ d~rg eof]–k|wfgGofofwLz uf]kfn pkfo g} jftf{åf/f ;d:ofsf] /fhgLlts
k/fh'nL /fi6«kltnfO{ zky v'jfpFbf v'jfpFb} kbd'Qm . lgsf; lgsfNg' xf] . o'4 u/] ljgf;dfq
zLtn lgjf;df zkysf] tof/L rln/x]sf] lyof] . otf lglDtg] ePsfn] o'4sf] af6f] aGbug{
;jf]{Rrsf] Gofo kl/ifb\ ;lrjfnon] k/fh'n kbd'Qm ePsf] pQ/ sf]l/ofsf] OR5f cg';f/ g} jftf{ u/L
kq hf/L ul/;s]sf] lyof] . o;n] g]kfnL /fhgLlt t/+lut ;a} kIfnfO{ dfGo x'g] pkfo lgsfNg' g}
agfOlbof] . hgtfnfO{ crDd kfl/lbof] . ca /fi6«kltsf] a'l4dfgL x'g]5 .
zky /2 xf]nf ls < t/ ePg . pg} k/fh'nLaf6 /fi6«klt HffkfgL pklgj]zaf6 d'Qm eO{ :JftGq
ag]sf] sf]l/of k|folåk jfXo sf/0fn]
ljBfb]jL e08f/Ln] zky lnOg\ . ubf{ ljeflht eO{ pQ/ sf]l/of / blIf0f
of] gf6ssf] k"j{ tof/L uf]kfn k/fh'nL k|wfgGofofwLzdf sf]l/of ag]sf x'g\ . ljefhgkl5 ;g\
lgo'QmL ePb]lv g} z'? ePsf] lyof] . hGdldlt ljjfbn] pu| !(%)—%# ;Dd o'4 u/]sf b'O{ d'n'saLr
?k lnFb} ubf{ pgLeGbf cl3Nnf k|wfgGofofwLz ;'zLnf clxn];Dd zflGt ;Demf}tf ePsf] 5}g .
sfsL{nfO{ dfcf]jfbL s]Gb|sf cWoIf k'iksdn bfxfn k|r08 k|fljlws ?kn] b'j} d''n's clxn] klg
g]t[Tjsf] ;/sf/n] cK7]/f]df kf/] . o'4sf] cj:yfdf 5g\ . oxL cj:yfdf
sfsL{nfO{ dxfcleof]u;Dd nufpg] k|of;n] dfcf]jfbL / b'j} d'n'sn] cf—cfkm\gf] 9ª\un] cfly{s
sf+u|]; ;/sf/ cfnf]lrt aGg k'u] . ToxL df}sfdf k/fh'nL tyf k|ljlw ljsf; u/]sf 5g\ . cfly{s
k|wfgGofofwLz ag] . ToxL …Aofsu|fpG8Úaf6 gf6s d~rg lx;fan] blIf0f sf]l/of alnof] 5 eg]
yflnof] . oxL aLrdf sf+u|];n] ;/sf/ xftdf lnof] . k|x/L ;}Go lx;fan] pQ/ sf]l/of alnof]
dxflg/LIfs aGg gkfPsf gj/fh l;njfn ;f+;b ag] . 5 . cf0fljs k/LIf0fsf qmddf cGt/
dxfb]zLo If]Kof:q k/LIf0f;d]t ul/;s]sf]
Pdfn] cWoIf s]kL zdf{ cf]nL ;Qfdf k'u]kl5 ;jf]{Rrdf pQ/ sf]l/ofn] ca cf0fljs k/LIf0f gug]{
uPsf] l;njfnsf] sLt]{ d'2f klg …l8;ld;Ú kfl/of] . clxn] arg blIf0f sf]l/ofnfO{ lbPsf] 5 h;n]
;jf]{Rr sfd' k|wfgGofofwLz bLks/fh hf]zLsf] lhDddf ubf{ kl5Nnf lbgdf b'O{ b]zaLr pRr:t/Lo
/x]sf] 5 . cfkm" avf{:tLdf k/]sf] ef]lnkN6} k/fh'nLn] e]6jftf{dfq ePg Pp6} em08fd'lg uf]naGb
/fi6«klt ljBfb]jL e08f/L;dIf /fhLgfdf a'emfP . eP/ b'j} d'n's zLtsfnLg cf]nlDks
cg]sf} hGdldlt sfod u/]sf k|wfgGofofwLznfO{ v]n v]n] . h;n] ubf{ cToGt} tgfj
;s];Dd cfˆgf] k/Lkf6Ldf rnfpg] / gePkl5 kbd'Qm / qf;sfaLr zflGt sfod x'g] cfzf
ul/lbg] /fhgLlts v]nn] clxn] Gofofno kLl8t ag]sf] knfPsf] 5 .
5 . sfsL{ k|s/0f / k/fh'nL k|s/0f tfhf pbfx/0f xf] . pQ/ sf]l/ofnLd"nsf g]tf d'g hfoOg
b]zsf kLl8t gful/snfO{ Gofo lbnfpg] ;jf]{Rr lgsfodf blIf0f sf]l/ofsf] /fi6«kltdf lgjf{lrt
ePkl5 pxfFn] jftf{åf/f sf]l/ofnL
rnv]n x'Fbf b]z g} nlHht x'g] vfnsf 36gf ePsf] 5 .
;d:ofsf] lbuf] ;dfwfg ug]{, ;}lgs
Gofo ;Dkfbgdf ;Tolgi7f eP/ sfd ug]{ ;'zLnfnfO{ ;dfwfg gvf]Hg] k|lta4tf hfx]/ ug'{ ePs}
ha/h:tL ub{g c7\ofP/ lgsfNg] / hGdldlt sLt]{ u/]sf sf/0f pQ/ sf]l/ofl;t ;DaGw ;'wf/
k/fh'nLnfO{ ;lhn} pDsg lbg] k|k~r /fhgLlts j[Qaf6 ug]{ kl5Nnf] jftfj/0f ag]sf] xf] . pxfFn]
ul/Psf] 5 . pbf/tfk"Jf{s jftf{ u/L ;d:ofsf] lbuf]
b]zsf] k|dv
' zlQm eg]sf] Gofofkflnsf, Joj:yflksf / ;dfwfg u/L sf]l/of k|folåkdf :yfoL
sfo{kflnsf xf] . o;sf ;dfg zlQm ePklg Gofofkflnsf zflGt / d]nldnfk sfod ug]{ s'/fnfO{ g}
ljz'4 u}//fhgLlts lgsfo xf] . t/, o;}nfO{ km'6an d}bfg cfkm\gf] klxnf] k|fyldstfdf /fVg' ePsfn]
h:tf] agfP/ ;/sf/n] rnv]n ug]{ u/]sf] 5 . oL glh/x?n] kl5Nnf lbgdf tgfjdf sdL cfPsf] xf] .
casf lbgdf klg Gofofnosf k|dv ' x?n] :jtGq 9+un] sfd /fi6«klt d'gsf] pQ/ sf]l/of k|ltsf]
u5{g eGg] ljZjf; 6'6g\ yfn]sf] 5 . o:tf] cj:yfdf Gofosf] pbf/jfbL Pj+ ;'wf/jfbL b[li6sf]0fsf sf/0f
sd x'Fb} uPsf] tgfj ca a9\g lbg' x'Fb}g .
;jf]R{ r lgsfosf] ul/df 36\g lbg x'Gg . o;sf] Pp6} pkfo
sf]l/of :yfoL zflGt / d]nldnfksf nflu
eg]sf] Gofofnodf /fhgLlts rnv]n aGb ug'{ k5{ . cf0fljs xltof/ d'Qm agfpg'k5{ . o;sf
nflu b'j} sf]l/ofn] pbf/tfk"j{s nrstf
6
5g\ . pQ/ sf]l/oflj?4 cd]l/sf / ;+o'Qm
/fi6«;+3n] cGt/f{li6«o gfsfaGbL nufPsf
5g\ . t/ klg gfsfaGbLnfO{ a]jf:tf
ub}{ pQ/ sf]l/ofn] k6s k6s cf0fljs
If]Kof:q k/LIf0f u/]/ cf0fljs zlQm
/fi6«sf ?kdf cfkm"nfO{ pEofPsf] 5 .
kl5Nnf] k6s 5}6f}F cf0fljs k/LIf0f u/]/
ljZjd} txNsf dRrfPsf] pQ/ sf]l/ofn]
cGt/ dxfb]zLo If]Kof:q agfP/ cfkm\gf
d'n's cf0fljs c:qaf6 ;'/lIft ePsf]
‰ aLs] g]jf bfjL u/]sf] 5 .
hlt;'s} 7"Nff] cGt/f{li6«o gfsfaGbL
nufP klg To;nfO{ a]jf:Tff ub}{ pQ/
b]vfpg'k5{ . sf]l/of ldNbf ljZjd} zflGt sf]l/ofn] hfb'do ?kdf u/]sf] cf0fljs
x'G5 / gldNbf ljZjd} czflGt / cl:y/tf c:qsf] k|ultn] ljZjd} xnrn k}bf
x'g] cj:yf 5 . To;}n] ca o'4sf] af6f] ePsf] 5 . cd]l/sfsf] h'g;'s} efudf klg
b'j}n] TofuL zflGt / d]nldnfksf] gLlt cGt/ dxfb]zLo If]Kof:q k|xf/ ug]{ x}l;ot
lng'k5{ . o;sf nflu blIf0f sf]l/ofsf] agfPsf] pQ/ sf]l/of;Fu cd]l/sfn] ;fy{s
;xof]u cd]l/sf / pQ/ sf]l/ofsf] jftf{ u/L cf0fljs ljjfbsf] plrt lgsf;
;xof]uL rLg / ?;n] lg0ff{os e"ldsf lgsfNg' a'l4dfgL x'g]5 . pQ/ sf]l/ofsf]
v]Ng'k5{ . pQ/ sf]l/of / cd]l/sfaLr OR5flj?4 cf0fljs xltof/ /lxt agfpg
jftf{ u/fpg /rgfTds e"ldsf v]ln/x]sf ;Dej 5}g . cf0fljs xltof/n] ;DkGg
rLgn] jftf{nfO{ kl/0ffdd'vL agfpg yk eO;s]sf] of] d'n's;Fu ;fy{s / pkof]uL
k|of; ug'{kg]{ b]lvPsf] 5 . cd]l/sf / jftf{ u/L ;d:ofsf] bL3{sfnLg ;dfwfg
k'g{lgld{t dfofb]jL dlGb/
cd]l/sL /fi6«klt 6«Dk / pQ/ sf]l/ofnL
g]tf lsdaLr x'g] elgPsf] P]ltxfl;s e]6jftf{
cf}krfl/stfdf ;Lldt x'g'x'Fb}g . o;af6 ;d:of
;dfwfgsf] 7f]; pknlAw xfl;n x'g'k5{ . cfk;df /x]sf]
cljZjf; x6fO{ ljZjf;sf] cfwf/ agfpg ;Sg'k5{ .
jftf{sf] jftfj/0f aGb} /x]sf a]nf ca Pscsf{lj?4
cfqmfds s'g} klg ultljlw ug'{ x'Fb}g .
pQ/ sf]l/ofaLr lau|]sf] ;DaGw ;'wf/ vf]Hg' g} cfhsf] cfjZostf xf] .
eof] / b'O{ sf]l/ofaLr PsLs/0f x'g] kl5Nnf jif{x?dfpQ/ sf]l/ofnfO{
jftfj/0f aGof] eg] of] ;a}eGbf 7"nf] cf0fljs /fi6« aGgglbg cd]l/sf / ;+oQ' m
P]ltxfl;s pknlAw x'g]5 . ljZj zflGtsf /fi6«;ª\3n] u/]sf] k|of; ;kmnx'g ;s]g .
nflu ;xcl:tTj, Ps b]z b'O{ Joj:yfs} cGt/f{li6«o gfsfaGbLsf] ;dfgf ub}{
cfwf/df b'O{ sf]l/of ldn] eg] o;n] cf0fljs zlQm ag]sf] pQ/ sf]l/ofnfO{ ca
ljZjd} gofF ;Gb]z lbg]5 . yk cf0fljs k/LIf0f ug{ cfjZjs 5}g .
cd]l/sL /fi6«klt 6«Dk / pQ/ sf]l/ofnL p;n] ca /fi6«sf] ;Dk"0f{ zlQm cfly{s tyf
g]tflsdaLr x'g] elgPsf] P]ltxfl;s e]6jftf{ ;fdflhs ljsf;df nufpg'k5{ . l5d]sL
cf}krfl/stfdf ;Lldt x'gx' Fb' }g . o;af6
blIf0f sf]l/of, hfkfg / cd]l/sfl;tsf]
;d:of ;dfwfgsf] 7f]; pknlAw xfl;n lau|]sf] ;DaGw ;'wf/ ug'{k5{ . o'4
x'gk' 5{ . cfk;df /x]sf] cljZjf; x6fO{ ;d:ofsf] ;dfwfg xf]Og eGg] s'/fnfO{ ;a}
ljZjf;sf] cfwf/ agfpg ;Sg'k5{ . jftf{sf] kIfn] cfTd;ft\ u/L jftf{åf/f g} sf]l/ofnL
jftfj/0f aGb} /x]sf a]nf ca Pscsf{lj?4 ;d:ofsf] bL3{sfnLg ;dfwfg vf]Hg'k5{ .
cfqmfds s'g} klg ultljlw ug'{ x'Fb}g . jftf{ sf]l/ofdfca s]xL u/L o'4 eof] eg] of]
cl3 g} pQ/ sf]l/oflj?4sf] cd]l/sL ;fy} sf]l/ofdf dfq ;Lldt x'g] 5}Gf . o;sf]
cGt/f{li6«o gfsjGbL v'sn ' f] u/fpg] lbzfdf c;/ ljZjJofkL ?kdf kg]{5 . To;}n]
klg plrt sbd rfNg] xf] eg] kl/l:ylt c? sf]l/ofdftgfj a9fpg] pQ]hgf km}nfpg]
;xh x'g]5 . ultljlw ;a} kIfaf6 /f]Sg h?/L 5 .
blIf0f sf]l/ofdf cd]l/sfn] 7"nf] 6«Dk / lsdaLrx'g] elgPsf] k|:tfljt
nufgL u/]sf] 5 . blIf0f sf]l/ofsf] e]6jftf{nfO{ ;fy{s / pknlAwd"Nfs agfO{
;'/Iffsf nflu sl/a $) xhf/ cd]l/sL
ljZjnfO{ cf0fljs c:qsf] qf;af6 d'Qm
;}lgs t}gfy ul/Psf] 5 . pQ/ sf]l/ofnfO{ ug'{ cfhsf] k|d'v cfjZostf xf] . o;sf
l5d]sL rLg / ?;n] ;xof]u ul//x]sf nflu b'j} kIf xb};Ddsf] nrs aGg'k5{ .

7 ljljwf
...........................................................................................................................................................................................................................................................................................
;]tf] sf]6 / sfnf] sf]6
sf 7df8f}+sf] tftf] ljifo xf]
;]tf] sf]6 / sfnf] sf]6 . b'a}
sf]6 nufpg]n] u/]sf] sfd
klg /dfO{nf] 5 . gle{s c:ktfndf b]a|] v'§fdf
;d:of b]lvPkl5 egf{ ePsL laGb' kf}8]nsf]
blxg] v'§fsf] ck/];g eof] . pgnfO{ To;/L
cs}{ v'§fdf ck/];g u/]sf 8f k|jL0f g]kfnnfO{
sf/afxL ug]{ elgof . t/ kmf;km'; olts} s'/f
;lsof] .
d]l8sn sfplG;nn] sf/afxL u5'{ egL
3f]if0ff u¥of] . t/, s]xL sf/afxL ePsf] 5}g .
otf k|wfgdGqL s]kL zdf{ cf]nLn] klg oxL
ljifonfO{ lnP/ o:tf] lrlsT;f ;]jfn] b]z
stf k'Unf egL 8fS6/x?nfO{ s6fIf ul/;s]sf
5g\ . 8fS6/nfO{ sfo{ If]qd} cfqmd0f a9]sf]
eGb} To:tfnfO{ …h]n pObfp6 a]nÚ sf] Joj:yf
x'g'kg]{ cfjfh p7fpFb} cfPsfx? klg of]
36gfkl5 r'krfk 5g\ .
oxL ljifo ;]nfpg gkfpFb} sfnf] sf]6sf]
/dfO{nf] 36gf klg eof] . ;jf]{Rr cbfntdf
sfnf] sf]6s} sf/afxLdf k/] sfnf] sf]6 nufP/}
;jf]{Rr kbdf cf;Lg /x]sf uf]kfn k/fh'nL .
ljBfb]jL e08f/LnfO{ /fi6«kltdf zky v'jfpg
zLtn lgjf; k'u]sf k/fh'nLsf] dg Tolt a]n}
xkxkL udL{n] kf]n]sf] cg'xf/n] b]vfpYof] .
Tof] lztn lgjf;n] s] sf] lztn lbGYof] .
;jf]{Rrdf s] s] v]nf] ug'{5 eg]/ dgleq s'/f
v]nfpFbf v]nfpFbf etetL kf]n]sf]n] x'g;S5
pgsf] cfFvf / sfgaf6 lztn lgjf;d} w'jfF
k'Tk'tfO/x]sf] lyof] .
ljBfnfO{ OZj/sf] gfddf zky v'jfpFb}
ubf{ k/fh'nLsf] dg 9's9's lyof] . cfFvf
kf]lnP/ sfnf] sfnf] x'b}lyof] . ToxLa]nf pgsf]
;fydf /x]sf] df]afOndf cfkm" kbd'Qm ePsf]
;dfrf/sf] gf]l6lkms];g ah ePsf] x'g;S5 .
Psbd cflQPsf b]lvGy] . olt 7'nf] ;df/f]xdf
;jf]{Rr lgsfodf /x]sf k/fh'nLnfO{ Tof] If0f
cf]/fnf] nfu]sf] d[u em} nfUof] . lrofla:s'6df
k/fh'nL;Fu s;}n] 6]an ;]o/ u/]gg\ eg]
ldl8ofnfO{ 5n]/ pgL rfF8} lg:s] .
s'g} a]nf cfkm}n] k]n]sf Gofokl/ifb\sf
;lrj g[iWjh lg/f}nfn] pgnfO{ kbd'Qm ePsf]
k= påj/fh zf:qL
-;flxTo, efujt, Hof]ltiffrfo{_
-615–439–7798_
d df dL d' d] df] 6 6f l6 6" 6] oL cIf/jf6 gfd
k|f/De ePsf JoflQmx?n] l;+x /flz xf] . of] /flzsf]
:jfdL ;"o{ xf] . o; /flzdf hGd]sf dflg;x?sf]
;'Gb/ Pj+ k'i6 z/L/ 7'nf] lgwf/ vl/nf] hLp8fn
cfsif{s tyf k|efjzfnL JoflQmTj x'g5] .
of] /flzsf dxfg'efjx? k|fo a'l4dfg, pBdL,
d]x]gtL, lgle{s, lg8/, :jtGq ljrf/ ePsf],
k/fqmdL, x/]s sfo{df s'zntf k|fKt, gLlt lgod
hfGg], pRr cfsf+IfL, vfgkLgdf zf}lvg, b]z
ljb]zsf] e|d0f ug]{, l5§} l/;fpg] k|s[lt ePtf klg
a'l4k'j{s rt'y{åf/f kl/l:ytLnfO{ ;DxfNg ;Sg]
‰ g]q tfdfª
;a}eGbf w]/}k6s wfpg'kg]{ c:ktfn
xf] . hfnh]ndf k/]kl5 w]/} k6s
wfpg'kg]{ csf]{ 7fpF xf] cbfnt . oL b'O{
7fpFsf k|d'v kbdf /x]sfx?nfO{ eujfg
;/x dflgG5 . t/, b]a|] 3'F8fsf]
ck/];g ug'{kg]{ blxg]sf]
ul/lbG5g\ 8fS6/n] . ;]jfu|fxLsf] d'2fdf
km};nf lbg'kg]{ t/ cfˆg} d'2fdf km};nf
ub}{ a:5g\ GofofwLz . o;n] Gofo /
pkrf/nfO{ stf k'¥ofpnf <
kq k7fof] . ldl8ofdf pgL kbd'Qm ePsf] va/
km}ln/xbfF pQm kq kbd'Qm ePsf] hfgsf/L dfq
ePsf] eg]/ klg km}nfOof] . To;kl5 ;'s]sf]
cf]7df clnslt cfFt ylklbof] k/fh'nLnfO{ .
To;kl5 pgn] Gofo kl/ifb\sf] kq cj}wflgs
ePsf] eg]/ af]n] . sfg'g af]s]/ afn'jf6f/ k'u] .
t/, cs}{ ;/sf/n] k|wfgGofofwLzdf lgo'Qm
u/]sf k/fh'nLn] c6]/ u/]sf] k|wfgdGqL cf]nLn]
la;]{sf /x]g5g\ . s]xL lbgcl3 dfq ljbfdf
a;]/ ;jf]{RrnfO{ pDngaf6 /f]Sg' eg]/ cf]nLn]
;'emfj lbPs} lyP . k/fh'nLn] dfg]sf lyPgg\ .
l;+x /fzL
Ifdtfjfg tyf ;fgfltgf / dfd"nL sfo{sf] j]jf:tf
ug]{ Pj+ 7'nf–7'nf sfo{df cfˆgf] ;Dk"0f{ jn js{t
nufpg] k|s[ltsf x'G5g\ .
l;+x /flzsf hftsx?nfO O:6ldq, efOaGw'
ePtf klg plgx?sf] ;xof]u jf pgLx?sf] ;'vsf]
sdL /xg] 5 . pRr clenfifL x'gfn] ;b}j logLx?
pRr ;f]r pRr sd{ ug{ dg k/fp5g\ . pRr :t/Lo
j}ejzfnL, ;'v, ;d[l4 Pj+ ef]u ljnf;Ltfsf] hLjg
ofkg ug{ k|jn OR5f /fV5g\ . olb logLx?sf] hGd
s'08nLdf zlg cz'e :yfgdf jf b'lift ePdf
kfl/jfl/s ;'vdf sdL cfpg]5 .
o; /flzsf dxfg'efjx? GofowLz, sfo{no
k|dv' d]g]h/, /fhgLlt tyf pRr:t/Lo sfo{ Pj+ s'g}
klg ;+:yfsf] k|ltlglwTj jf g]t[Tj O{Toflb sfo{df
;kmntf k|fKt x'G5 .
l;+x /flzsf dxfg'efjx? k|To]s sfo{nfO
cfTdfljZjf;sf ;fy ljlzi6 tl/sfn] ug{ dg
k/fp5g\ . logLx? :ki6jfbL, p4f/jfbL, v'Nnf Xbo
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1008gayatri@gmail.com
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lgb]{zs bf]ªnfO{
HIMALAYAN DRIVING SCHOOL INC.
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;xof]u /sd x:tfGt/0f u/]sf x'g\ . pkrf/ tyf cGo ;fdflhs sfo{df cfly{s
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OUR ADDRESS:
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72-26 BROADWAY, 4 FLOOR, JACKSON HEIGHTS, NY 11372
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afWo eP . k'u] dn]l;of .
s'g} a]nf j}b]lzs /f]huf/Lsf nflu /fd|f]
uGtJo dflgg] dn]l;of pgL k'Ubf c;'/lIft
alg;s]sf] /x]5 . w]/}k6s n'6]/fx?sf] ;fdgf
ug{'kof]{ . Úsfd ug]{ 7fpFd} n'6\g cfpFy],
s'6lk6df pqGy], To;kl5 Hofg hf]ufpg
ePklg dn]l;of 5f8\g] lgwf] u/] . pef] nfluG5
ls eg]/ tLgrf]l6 t ljb]z uPs} xf], t/ Tof]
;fnsf] tfn klg To:tf] eof],Ú xl/ ;':tfP .
l/kf]6{ 10
Ps jif{ k'Ug} nfu]sf] 5 xl/n] cfˆg} kfvfdf u|fxs kmfd{;Dd} cfpg yfn]kl5 clxn] sdfO{
kfv'/f ahfg{ yfn]sf] . sdfO{ klg ylkb} 5 . klxnf] /fd|f] x'g yfn]sf] 5,Ú xl/ eG5g\, Úcfˆg} kfvfdf
lgw{Ss sfd ug{ kfpFbfsf] cfgGbn] tLgk6s
jif{ vr{ s6fP/ a:of]–@ nfv . eG5g\, Úkfvfs} ljb]lzPsf] kL8f la;{b}5' . kfvf]d} o:tf] x'g]
sdfO{n] vf8L hfFbf nfu]sf C0f ltg{ yfn]sf] 5' .Ú /x]5 . aNn df6f] lrg]+ .Ú
pgnfO{ o;/L ufpFd} u/Lvfg] cfF6 eg] vf8L
ylkPsf] C0f / kl/jf/sf] e/f];f yfn] .Ú cGttM kfvf] v]taf/Ldf t/sf/L v]tL / x'Fb} tgx'Fsf] ;fyLn] lbPsf /x]5g\ . Útgx'Fsf]
ag]sfn] s]xL t ug}{ kof]{ . pgL sf7df8f}+df afv|fkfng ug]{ of]hgf agfP tfdfªn] . ;fyLn] g} dnfO{ afv|fkfng ug]{ ;fx; lbof],
8]/f u/L a:y] . 5f]/f5f]/L lghL :s'ndf of]hgf ;'gfP/ xf/u'xf/ u/]kl5 ;fyLefO{af6 clg efO{x?n] klg xf]:6]x};] u/] . ;'?df # cf]6f
e/;s k9fpFb}lyP . tLgk6ssf] ljb]z ofqf ;xof]u kfP . clg kfvfs} lrq] uf]7sf] leQfdf afv|f lsg]sf] lyPF, clxn] !( cf]6f dfp;lxt
c;kmntfn] 5f]/f5f]/L ;/sf/L :s'ndf ;/] . ut ;fns} r}tdf em'lG8of]-yfsg kz'kfng #% afv|f ePsf 5g\,Ú v';L x'Fb} tfdfªn] eg]
ÚTo;kl5 uf]ne]8fsf] 6g]n nufO uf]ne]8f /
sfFqmf] kmnfP .Ú
Ps jif{ k'Ug} nfu]sf] 5 xl/n] cfˆg}
kfvfdf kfv'/f ahfg{ yfn]sf] . sdfO{ klg
ylkb} 5 . klxnf] jif{ vr{ s6fP/ a:of]–@
nfv . eG5g\, Úkfvfs} sdfO{n] vf8L hfFbf
nfu]sf C0f ltg{ yfn]sf] 5' .Ú
clxn] tfdfªsf] b}lgsL v;L, af]sf,
afv|fnfO{ ;kmf;'U3/ /fVg / 3fF; sf6\g]b]lv
s'v'/fsf] x]/rfxdf laT5 . o;sf cnfjf
l;hgcg';f/ t/sf/L v]tLdf klg Jo:t 5g\ .
uf]ne]8f, sfFqmf], sfpnL, km;L{ kmNg yfn]sf]
5 . ahf/ /fd|} kfPsf] 5 .
Úklxnf] jif{d} /fd|f] eof], clxn] #% j6f
afv|f, #) cf]6f s'v'/f 5g, a]Rbf klg al9/x]s}
5,Ú v';L x'Fb} tfdfªn] ;'gfP . oxL Joj;fodf
lg/Gt/tf lbg] of]hgfdf 5g\ xl/, ufpFd} ;'g
kmnfpg] c7f]6 5 pgsf] . eG5g\, Ú;'g ufpFd}
kmNg] /x]5, d eg] rf/lt/ ef}tl/PF . ca oxL
a;fO ufpFdf emof]{ . tyf s[lif pBf]usf] k|df0fkq . ;fyL geO PSn} kfvf]df kl;gf aufpg] xf] .Ú
To;kl5 pgn] lbpF;} ;kgf b]Vg yfn], hfFbf 8/ nfUg] Tof] kfvf] v]tdf ;'? eof] af; . clxn] pgsf] kl/ro km]l/Psf] 5 -gfd
/flt klg clgb} ;kgf a'Gg yfn] . eg], Ús'g} ;fydf afv|f / s'v'/fsf] kmfd{ . uf]ne]8f, pxL xl/ tfdfª, jif{ $! . kl/roM kfvf] v]td}
;do d}n] w]/] /+uLg un}+rfx? a'g]sf] lyPF, t/ sfFqmf], km;L{sf lj?jfn] kfvf] 9fSb} lyof] . afv|fkfng / t/sf/L v]tL u/L ;kmntftkm{
cfˆgf] hLjg To:tf] lsg aGb}g eg]/ ;f]Rg Ú>LdtLsf] ;fy kfPF, s'v'/f/v;L lsGg nlDs/x]sf s[ifs .
 k[i7
11 l/kf]6{ )&$, r}t !–!%
2018, Mar 16-31 !!
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nlntk'/ kmf]lghdf a'4 k|l;4 j}1flgs

l:6kmg xlsªsf] lgwg
lj Zjsf rlr{t a]nfotL
j}1flgs l:6kmg xlsªsf]
lgwg ePsf] 5 . pgsf] &^
jif{sf] pd]/df dfr{ !$ df lgwg ePsf]
xf] . ANofs xf]n kQf nufPsf pgnfO{
klxnf] kf]:6df pgn] n]v]sf lyP …d xd];f
;[li6sf] /rgfdfly s]lGb|t 5' . ;do Pj+
cGtl/If xd];fsf nflu /x:o aGg ;S5 .
o;df d]/f] sf]l;; /f]lsGg .Ú
xlsªn] kf/jfl0fs o'4sf] hf]lvd
vuf]nzf:qsf rlr{t j}1flgs dflgG5 . / ljZjJofkL hnjfo' kl/jt{gn] k[YjLsf]
pgnfO{ cd]l/sfn] ;a}eGbf pRr gful/s cfo'df r'gf}lt ylk/x]sf] k6sk6s atfpg]
;Ddfg lbPsf] 5 . pgsf] …c la|km lx:6«L u/]sf lyP .
ckm 6fOdÚ lstfa ;jf{lws laqmL ePsf] …o;af6 dfgj hfltnfO{ hf]ufpg]
k':ts dflgG5 .
xlsª SoflDa|h
ljZjljBfnodf ;}4flGts
a|Dxf08 lj1fg s]Gb|sf zf]w
lgb]{zs ;d]t lyP . pgL
XjLnr]o/df lxF88'n uy]{ .
z Pe/]:6 ;+jfbbftf÷nlntk'/ dG8nsf ;+of]hs uh'/wg /fO{n] sfo{;ldlt rog @! jif{sf] pd]/df 8fS6/x?n]
ePsf] 3f]if0ff u/]sf lyP . ;ldltdf cgnfOg df]6/ Go/f]g gfds /f]u nfu]sf]
g]kfn cflbaf;L hghflt kqsf/ ;+3 lhNnf klqsfsf k|wfg;Dkfbs ;'ljg dxh{g / sf7df8f}+ hfgsf/L lbPsf lyP .
zfvf nlntk'/ -kmf]lgh_sf] cWoIfdf a'4 of]~hg zfvfsL cWoIf dL/f cdfTo lyP . df]6/ Go/f]gsf] pkrf/
rog ePsf 5g\ . kmfu'g @& ut] nugv]nl:yt kmf]lghsf s]G›Lo cWoIf 8G8 u'?ªsf] u/]kl5 lrlsT;sn] s]xL jif{
nlntk'/ dndf cfof]lht sf] rf}yf] clwj]zgaf6 k|d'v cfltYotfdf ePsf] clwj]zgdf sf7df8f}+ dfq afFR5 eg]sf lyP . To;kl5
of]~hgsf] cWoIftfdf !! ;b:oLo sfo{;ldlt zfvfsL cWoIf dL/f cdfTo, nlntk'/ kmf]lghsf pgL JxLnlro/sf] ;xf/f lng
rog ePsf] 5 . ;+:yfks cWoIf k|tLs tfdfª, nlntk'/ afWo eP / pgsf] …EjfO;
clwj]zgaf6 pkfWoIfdf nIdL ?Daf, kmf]lghs} ;x;lrj gfltsfhL dxh{gnufotn] l;Gyf];fOh/Ú ;xf/fn] dfq af]Ny] . Psdfq pkfo eg]sf] csf]{ a:g of]Uo
;lrjdf ;~ho >]i7, ;x;lrjdf ;Demgf dxh{g, ;Daf]wg u/]sf lyP . xlsªsf] hGd a]nfotdf * u|x kQf nufpg' xf],Ú pgn] eg]sf
sf]iffWoIfdf ;'lgtf a6fh', ;b:ox? laBf lnDa', nlntk'/ zfvfaf6 lgjt{dfg cWoIf hgj/L !($@ df ePsf] lyof] . ;w}+ JxLn lyP, …dfgjtfsf] eljiosf nflu
;~rs'df/L tfdfª, g]q tfdfª, gfltsfhL dxh{g / lro/df /xg] pgn] zf/Ll/s c;Ifdtfsf xfdLn] cGtl/Ifdf hfg] l;nl;nf hf/L
;'l;nf yfkfdu/, ;'/]; tfdfª, k|sfz lyª, afah'b dflg;n] s];Dd ug{ ;S5 eGg] /fVg'k5{ . xfdL of] ;+j]bgzLn u|xdf
;/:jtL of]~hg / z'ek|eft /fO{nufot !! hgfsf] ;'/h JoGhgsf/ s]G›Lo kfif{bdf cfPsf 5g\ eg] dfgs agfPsf 5g\ . csf]{ Ps xhf/ jif{eGbf a9L hLljt
sfo{;ldlt rog u/]sf] 5 . ;flxnf tfdfª, ;lhgf If]i7 / k|]d :ofª\tfg k|b]z ;g\ @)!$ df xlsG; klxnf]k6s /xg ;Sg]5}gf}+ .Ú
kmf]lghsf s]G›Lo dxf;lrj Pj+ lgjf{rg kfif{bdf rog ePsf 5g\ . km];a'saf6 rrf{df cfP . km];a'ssf] –EjfO; ckm cd]l/sf

a]nfotåf/f @# ?;L s"6gLlt1 b]z lgsfnf

n08g . a]nfotL
k|wfgdGqL y]/];f d]n] s]xL ?;L
s"6gLlt1nfO{ b]z lgsfnfsf]
3f]if0ff u/]sL 5g\ .
k"j{ u'Ktr/ ^^ jif{sf
;]u]{O l:qmkfn / pgsL ##
jif{sL 5f]/L o'nLcflj?4
ePsf] xTof k|of;df bf]ifL 7x/
u/L pgLx¿nfO{ b]z lgsfnfsf]
3f]if0ff ul/Psf] clwsf/Lx¿n]
atfPsf 5g\ .
o;} dlxgfsf] z'?df ePsf]
36gfsf kLl8t tL afa' 5f]/Lsf]
clxn] uDeL/ cj:yfdf c:
ktfndf pkrf/ eO/x]sf] 5 .
t/ ?;L ;/sf/n] eg] tL
afa' 5f]/Lsf] xTof k|of;df tL
s"6gLlt1x¿sf] ;+nUgtfnfO{
c:jLsf/ ub}{ cfO/x]sf] 5 .
d]n] bf]ifL dflgPsf @#
hgf ?;L s"6gLlt1nfO{ b]z
lgsfnfsf] 3f]if0ff ug'{ePsf]
k|wfgdGqLsf] sfof{non]
hgfPsf] 5 . sfof{noåf/f hf/L
jQmJodf b]z lgsfnfsf] 3f]if0ff
ul/PsfnfO{ Ps xKtfleqdf b]z
5f]8\g ;do lbOPsf] 5 .
k|wfgdGqL d]n] olt
hd{g rfG;n/df ds]{n km]l/ lgjf{lrt
w]/} ;+Vofdf ljb]zL hd{gLsf] tNnf] ;bgsf s"n &)( hgf ;f+;bdWo] #^$
s"6gLlt1x¿nfO{ b]z lgsfnf hgfn] ds]{nsf] kIfdf dtbfg u/]sf lyP .
ul/Psf] of] #) jif{kl5sf] ;+;bsf] :ki6 ax'dt pxfFnfO{ k|fKt ePsfn] ds]{n rfG;n/df
;a}eGbf 7"nf] 36gf ePsf] klg lgjf{lrt x'g'ePsf] tNnf] ;bgsf ;efd'vn] 3f]if0ff u/]sf lyP .
atfPsL 5g\ . ds]{n g]t[Tjsf] o'lgog kf6L{ / ;f]l;on 8]df]qmØfl6s kf6L{ -
pgn] ?;;Fusf] s"6gLlts P;kL8L_n] u7aGwg ;/sf/ agfpg] af/]df ;f]daf/ ;Demf}tf
;DaGwnfO{ 6'6fpg eg] grfx]sf] kqdf x:tfIf/ u/]sf lyP .
:ki6 kfl/g\ . t/ b'O{kIfLo pRr: u7aGwg agfPsf b'O{ kf6L{ hd{gLsf ;a}eGbf 7"nf kf6L{
t/Lo s"6gLlts ;Dks{ eg] x'g\ . o:nfO{ …7"nf] u7aGwgÚsf] ;+1f lbOPsf] 5 . lgjf{rg kl5
tTsfnsf nflu :ylut ul/Psf] ds]{nn] /fi6«kltnfO{ e]6\g' ePsf] 5 eg] tTsfn gofF dlGqkl/ifb\
a]nfotn] hgfPsf] 5 . agfpg] tof/L u/]sL 5g\ .
k|wfgdGqL d]n] ?;n] o;}aLr rLgsf /fi6«klt l; lhg lkªn] km]/L rfG;n/
cfof]hgf u/]sf] ljZjsk aln{g . hd{g rfG;n/df PGh]nf ds]{n km]/L lgjf{lrt ePsL lgjf{lrt x'g' ePsf]df PGh]nf ds]{nnfO{ awfO{ lbPsf 5g\ . pgn]
k|ltof]lutfsf] s'g} klg 5g\ . hd{gLsf] ;+;bn] a'waf/ pgnfO{ rf}Fyf] sfo{sfnsf nflu a'waf/ k7fpg'ePsf] z'esfdgf tyf awfO{ ;Gb]zdf rLg;Fusf]
sfo{qmddf a]nfotL rfG;n/df lgjf{lrt u/]sf] xf] . ;DaGw cfufdL lbgdf cem k|uf9 aGg] ljZjf; klg JoQm u/]sf
/fhkl/jf/sf s'g} ;b:o jf o'/f]ksf] ;a}eGbf 7"nf] cy{tGq ePsf] d'n's hd{gLdf pgsf] 5g\ . ds]{nnfO{ cGo b]zsf /fi6« tyf ;/sf/ k|d'vx¿n] klg
s'g} dGqL ;xefuL gx'g] klg nf]slk|otfnfO{ lnP/ ljZje/L g} rrf{ ePsf] 5 . awfO{ ;Gb]z k7fPsf] ;/sf/L clwsf/Lx¿n] atfPsf 5g\ .
hfgsf/L lbPsL 5g\ .
 k[i7
!@ )&$, r}t !–!%
2018, Mar 16-31 ;dfrf/ 12
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hgtfn] efif0f xf]Og, j}zfvcufj} kf6L{

kl/0ffd vf]hs
] f 5g\\ M k|r08
Pstf M k|wfgdGqL

sf7df8f}+ . g]skf -dfcf]jfbL s]Gb|_sf cWoIf
Pj+ ;+;bLo bnsf g]tf k'iksdn bfxfn …k|r08Ún]
g]kfnL hgtfn] efif0f xf]Og, l;w} kl/0ffd vf]h]sf]
atfPsf 5g\ .
k|ltlglw;efsf] a}7snfO{ ;Daf]wg ub}{ k|r08n]
g]kfndf efif0f w]/} ePsfn] l;w} …PS;gÚ rflxPsfn]
;/sf/n] To;tkm{ nfUg] ljZjf; JoQm u/] .
d'ns' df ljBdfg ;a} k|sf/sf] a]lytL, ljs[lt cGTo
uGf{ sbd rfNg] ljZjf; JoQm ub}{ pgn] eg], æ;'/Iff lgsfo,
k|zf;g, Gofono ;a}lt/ ljs[lt 5 . k|wfgdGqLnfO{ oL
ljifodf hfgsf/L 5 eGg] pxfFsf] egfOaf6 :ki6 ePsf]
5 . of] k6s hgtfn] h;/L e/f];f u/]sf 5g\ . To;nfO{
sfdaf6 k'li6 ul/of];\ eGg] g]kfnL hgtfsf] ck]Iff 5 .
;/sf/n] kl/0ffd b]vfpg z'? u/f];\ .Æ
Oltxf;d} klxnf]k6s b'O{ ltxfO ax'dtsf] ;/sf/
ag]sf] / ;/sf/sf] xft alnof] /x]sfn] e|i6frf/
lgoGq0f ug{ b[9tfsf ;fy sbd rfNg cfu|x u/]] .
cWoIf bfxfnn] eg], æg]kfnL hgtfn] jt{dfg
;/sf/k|lt 7"nf] e/f];f u/]sf 5g\ . /fHosf ;a}
c+udf x'g] u/]sf] l9nf;':tLsf lj?4 sbd rfNg]
e/f];f u/]sf 5g\ . hgtfsf] e/f];fnfO{ ;/sf/n]
k"0f{?kdf sfof{Gjog ug]{ ljZjf; lnPsf] 5' .Æ sf7df8f}+ . k|wfgdGqL s]kL zdf{ cf]nLn]
k|wfgdGqLn] u/]sf] cleJolQm cg';f/ ;/sf/n] cfufdL j}zfvcufj} g]skf -Pdfn]_ / g]skf
b[9tfsf ;fy sfd ug'{kg]{ pNNf]v ub}{ pgn] /fhgLlts -dfcf]jfbL s]Gb|_ aLr kf6L{ Pstf x'g;Sg]
l:y/tf / ;'zf;g lbg] P]ltxfl;s cj;/ k|fKt atfPsf 5g\ .
ePsfn] hgtfsf ;fd' u/]sf] k|lta4tf k"/f u/]/} ;/sf/nfO{ ;dy{g ug]{ ;+3Lo ;+;b\ /
5fl8g] b[9tf JoQm u/] . w]/} cK7Øf/f lbgx? kf/ u/]/ k|b]z;efsf ;b:osf nflu kmfu'g #) ut]
/fhgLlts pknlAw k|fKt ePsf] pNn]v ub}{ pxfFn] laxfg k|wfgdGqL lgjf; afn'jf6f/df cfof]lht
g]kfnL hgtfsf ;fd' u/]sf] jfrf ca efif0fdf xf]Og, hnkfg sfo{qmddf Pdfn]sf cWoIf;d]t
sfof{Gjogdf vf]h]sf] k|i6 kf/] . /xg'ePsf k|wfgdGqL cf]nLn] ;dosf] dfu /
zflGt k|lqmofsf w]/} sfd k"/f ePsf] / s]xL hgtfsf] rfxfgfadf]lhd rfF8} kf6L{ Pstf x'g
afFsL /x]sfn] To;nfO{ klg k"0f{?kdf sfof{Gjog u/]/ nfu]sf] atfP .
hfg'k5{ cWoIf bfxfnn] eg] . jt{dfg ;/sf/ ljutsf] cfufdL j}zfv ( ut] g]kfn sDo'lgi6
;/sf/sf] lg/Gt/tf geO{ gofF cfwf/df :yfkgf ePsf] kf6L{sf] :yfkgf lbj;sf lbg b'a} kf6L{aLrsf]
;/sf/ ePsfn] hgtfsf kIfdf sfd ug}{kg]{ afWotf Pstf 3f]if0ff ug{ ;'emfj lbP klg To;cl3 g}
/x]sf] klg pgn] pNn]v u/] . u[xsfo{ k"/f ePdf Pstf x'g;Sg] pNn]v ub}{ pgn]
eg]—æjt{dfg ;/sf/ d'ns ' df zflGt, :yfloTj,
ljsf;, ;d[l4 / /fli6«o Pstfsf] k|j4{gsf nflu
k|efjsf/L ?kdf cl3 a9\g ;Ifd 5 .Æ
k|wfgdGqL cf]nLn] /fi6«kltsf] lgjf{rg /
k|wfgdGqLsf] ljZjf;sf] dtdf ;fy lbPsf]df
;b:ox¿nfO{ wGojfb lbFb} Gofofnodf
b]lvPsf] ljjfbaf/] lrGtf JoQm u/] .
pgn] – æclxn] Gofofno eses pDnL
/x]sf] 5, Gofo kfpF eGg] dfG5] tdf;f x/]/
k'k'{/f]df xft nfP/ al;/x]sf 5g\, lhDd]jf/
kbsf af/]df hGd ldlt / z}lIfs k|df0fkqaf/]
ljjfb x'g' b'Mvb\ cj:yf xf] .Æ
csf]{ k|;+udf k|wfgdGqL cf]nLn] ;dosf]
dfu, hgtfsf] rfxfgf / b]zsf] lxtsf kIfdf
;+ljwfg ;+zf]wg ug{ cfkm"x¿ ;wF} tTk/ /x]sf]
k|i6 kf/] .
;f] cj;/df g]skf -dfcf]jfbL s]Gb|_
sf cWoIf k'iksdn bfxfn …k|r08Ú n] l;+uf]
/fi6«nfO{ Ps l9Ssf agfP/ hgtfn] lbPsf]
cleef/fadf]lhd kl/jt{gnfO{ ;+:yfut ub}{
ljsf; / ;d[l4sf] n8fOFdf cfkm"x¿n] ljho
xfl;n ug]{ b[9tf JoQm u/] .
pgn] kl/jt{gsf/L ldn]sf] b]Vg grfxg]
k|ltlqmofjfbLn] ljutsf s6'tfnfO{ k|rf/ u/]/
cfkm"x¿sf] Pstf efF8\g vf]h] klg Tof] ;kmn
x'g g;Sg] bfaL u/] .
sfo{qmddf ;+3Lo ;dfhjfbL kmf]/d
g]kfnsf cWoIf pk]Gb| ofbj, /fli6«o hgtf
kf6L{ g]kfn cWoIf d08nsf ;+of]hs dxGy
7fs'/ / ;/sf/nfO{ ;dy{g ug]{ ;+3Lo ;+;b\ /
k|b]z;efsf ;b:osf] ;xeflutf /x]sf] lyof] .

/fi6«kltdf bf]xf]l/Og\ e08f/L, dx/f ;efd'vdf

k|wfgGofofwLzåf/f zky lglj{/f]w

sf7df8f}+ . ;+3Lo
nf]stflGqs u0ftGq g]kfnsf]
/fi6«klt kbdf ljBfb]jL e08f/L
cTolws dt k|fKt u/L ljhoL
ePsL 5g\ . e08f/Ln]n] #(
xhf/ @&% dtef/ k|fKt ul/g\ .
e08f/Lsf k|lt:kwL{ g]kfnL
sfFu;]| sL g]qL s'df/LnIdL /fO{n]
!! xhf/ &#) dt k|fKt u/]sL
lyOg\ . lgjf{rgdf ;+3Lo ;+;b\tkm{
tLg / k|bz ] ;ef ;b:otkm{ kfFr
dt ab/ ePsf] lyof] .
;+3Lo ;+;b\sf ##!
dtbftfdWo] #@^ / k|b]z;efsf
%$( dWo] %#^ hgfn]
dtbfg ug'{ePsf] lyof] . s"n
dtbftfdWo] ;+3Lo ;+;b\sf
kfFr / k|b]z;efsf !# u/L !*
hgf dtbftf cg'kl:yt lyP .
/fi6«klt e08f/Ln] ef]lnkN6
kmfu'g #) ut] kbd'Qm
k|wfgGofofwLz uf]kfn
k/fh'nLaf6 zky lnPsL 5g\ .
sf7df8f}+ . k|ltlglw;efsf]
pk/fi6«klt lgjf{rg ;efd'v kbdf dfcf]jfbL s]Gb|sf
r}t ( ut] x'g] g]tf s[i0faxfb'/ dx/f lglj{/f]w
lgjf{lrt ePsf 5g\ .
lgjf{rg cfof]un] ;efd'v kbsf nflu
pk/fi6«kltsf] lgjfrg r}t kmfu'g @% df ePsf] pDd]bjf/L
( ut] ug{] ePsf] 5 . k|dv ' dgf]gogdf dx/fsf] dfq pDd]bjf/L
lgjf{rg cfo'Qm 8f cof]wLk|;fb k/]kl5 lglj{/f]w ePsf] ;+3Lo ;+;b\
ofbjsf] cWoIftf a;]sf] ;lrjfnon] hgfPsf] 5 .
a}7sn] pk/fi6«kltsf] lgjf{rg dx/f lgjf{lrt ePsf] cf}krfl/s
;f]] ldltdf ug{] lg0f{o u/]sf] 3f]if0ff eg] @^ ut] dfq ul/Psf]
cfof]usf k|jQmf gj/fh lyof] . g]skf-Pdfn]_sf g]tf tyf
9sfnn] hfgsf/L lbP . k"j{;efd'v ;'jf;rGb| g]Djfªsf]
cfof]usf cg';f/ r}t k|:tfj / dfcf]jfbL s]Gb|sf g]tf
( ut] z'qmaf/ laxfg !) b]j u'?ªsf] ;dy{gdf pxfFn] cfh
ah]b]lv ck/fGx # ah];Dd lgwf{l/t lgjf{rg tflnsfcg';f/
cGt/f{li6«o ;Dd]ng s]Gb| gofF pDd]bjf/L btf{ u/]sf lyP] .
afg]Zj/df dtbfg x'g]5 . k|dv
' k|ltkIfL bn g]kfnL
lgjf{rg sfo{tflnsfcg';f/, sfFu];| n] k|ltlglw;efsf]
r}t ! ut] dtbftf gfdfjnL ;efd'vsf] ;flng JolQmTj
k|sfzg, r}t # ut] / ;Gt'ltt Jojxf/n] ;+;b\ /
pDd]bjf/L btf{ tyf r}t $ ut] ;+;bLo k2ltsf] ul/df clej[l4
pDd]bjf/sf] clGtd gfdfjnL x'g] ljZjf;;lxt ;efd'v kbdf
k|sfzg ug]{ sfo{qmd 5 . pDd]bjf/L glbPsf] hgfPsf] 5 .
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2018, Mar 16-31 !#
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z Pe/]:6 ;+jfbbftf÷Go'of]s{
g]kfnL cd]l/sg snfsf/ ;+3sf]
t];|f] clwj]zg ;DkGg ePsf] 5 . ;+3sf]
clwj]zgdf ePsf] lgjf{rgn] ;'dg
a'9fdu/sf] g]t[Tjdf gofF sfo{;ldlt
snfsf/ ;+3df bf]xf]l/P ;'dg
rog ul/Psf] 5 . lgjf{lrt cWoIf
a'9fdu/ bf];|f] k6s klg cWoIf ePsf]
xf] . ;+3sf] lgjf{rgdf a'9fdu/n] #% dt
NofPsf lyP eg] pgsf] k|ltik|wL{ ufos
ceo 9'ªu]nn] @% dt NofPsf lyP .
To;}u/L dxf;lrjdf ljdn 8fFuL lgjf{lrt
ePsf 5g\ . pgn] #^ dt kfP eg] pgsf
k|lt:kwL{ 8]hL z]kf{n] @$ dt kfP .
To;}u/L ;lrj kbdf ;f}/d/fh t'nfwf/n]
#& dt k|fKt u/]sf lyP eg] k|lt:kwL{ /fh]Gb|
/fO{n] @# dt NofPsf lyP . cGo kbx? eg]
lglj{/f]w lgjf{lrt eP . jl/i7 pkfWoIfdf
lgzf ljZjsdf{, pkfWoIfx?df ljSsL k'nfdL
du/, j;GtL /fO{, uLt ljnf{sf]6L, P6gf
sfsL]{, kfj{tL /fO{ / sf]iffWoIfdf ;+uLtf yfkf
du/ rog ePsf 5g\ .
To:t} ;x;lrjdf d'gf e08f/L,
;xsf]iffWoIfdf k|]d ;]Gr'/L, o'jf ;+of]hsdf
?ljg zdf{ / If]qLo pkfWoIodf /fdl;+x
a:g]t rog ePsf] 5 . sfo{;ldltsf]
;b:ox?df k':sf/ a/fn, ;'j0f{ s'df/ zfSo,
lblnk s'df/ >Lif du/, k'hf Gof}kfg], ;'/]Gb|
af:tf]nf, lbkf yfkf, gljg >]i7 / ;'jf; rGb|
df]SQmfg /x]sf 5g\ . lgjf{lrt sfo{;ldltnfO{
k|dv' lgjf{rg cfo'Qm Pj+ cflbjf;L
hghflt dxf;+3 cd]l/sfsf jl/i7 pkfWoIf
tyf d':tfª lsb'usf cWoIf /fhs'df/
lji6n] k|df0fkq lbPsf lyP .

g]kfnsf] df}lns :jfb af]s]sf]

Go'of]s{sf] klxnf]
emf]n dMdM
vfP/ cfgGb lng'; . xfdL tkfO{nfO{
:jfut u5f}{, xfdL tkfO{sf] ;]jfdf ljleGg
g]kfnL vfgfsf kl/sf/ ;]jf u5f}{ .
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s+u|];Dofg qmfpnLåf/f If]qLnfO{ ;Ddfg

Go'of]s{ . !)* cf}+ gf/L lbj;sf] cj;/ kf/]/ Go'of]s{sf
s+u];| Dofg hf];]km qmfpnLn] clwsf/sdL{ g]kfnL dlxnf ga{bf clwsf/sf] gf6s d~rg
If]qLnfO{ ;Ddfg u/]sf] 5 . clwsf/sf cu{gfOh/ tyf k|f]uf| d
8fO/]S6/ If]qLn] nfdf] ;dob]lv g]kfnL ;d"bfodf clwsf/sf
;jfndf k'¥ofPsf] of]ubfgsf] sb/:j?k s+u];| Dofg qmfpnLn]
pQm ;Ddfg u/]sf] xf] .
;Ddfg ut dfr{sf] !@ tfl/v Go'of]s{sf] af]6lgsn uf8]{gdf
ePsf] lyof] . gf/L Oltxf; dlxgfsf] ?kdf dgfpFb} cfPsf]
sfo{qmddf o;k6s If]qL;Fu} cGo b'O{ ;+:yfsf] clwsf/sd{LnfO{
klg qmfpnLn] ;Ddfg u/]sf lyP . clwsf/sdL{ If]qLn] ;g
@))& b]lv clwsf/dfkm{t lg/Gt/ ?kdf g]kfnL ;d'bfosf]
;]jfdf nfUb} cfPsL lyOg .
…d]/f] x/]s ;+3if{nfO zlQmdf kl/0ft u/L To;}nfO{ g} jsfnt
ug]{ cf}hf/ agfP h;sf] kmn:j¿k of] kl/0ffd kfPsf] ;a}nfO{ Go'of]s{ . cGt/fli6«o gf/L u/]sf lyP .
;'gfpg kfpFbf laef]/ ePsL 5',Ú ;Ddfg kfPkl5 If]qLn] elgg\, lbj; ljljw sfo{qmdsf] ;fy gf6sdf clwsf/df
…d}n] o:tf] ;Ddflgt k'/:sf/ kfp5' eg]/ slxNo} sNkgf u/]sf] ljZje/L dgfOof] . gf/L lbj;s} :jo+;j] s ub}{ cfPsf ;b:ox?n]
lyOg . t/ lg/Gt/ lg:jfy{, OdfGbf/, nugzLn / s7f]/ kl/>d cj;/ kf/]/ clwsf/n] klg efu lnPsf lyP . tLg 306f
sfd u/] afkt of] pknlAw ePsf] 7fg]sL 5' .Ú Go'of]s{df gf/L lbj; dgfPsf] cjlwe/ ePsf] sfo{qmddf
5 . …u|fdL0f / zx/L dlxnfåf/f Ps306f ;Gb]zd'ns gf6s k|:t't
dlxnfx?nfO{ ?kfGt/0f u/f},Ú eGg] u/]sf lyP . lbj;sf] pb\3f6g ;g
d'n gf/fsf ;fy clwsf/n] gf/L @))& b]lv clwsf/df lg/Gt/
lbj; dgfPsf] lyof] . cfO/x]sf / ;xof]u ub}{ cfO/x]sf
:yfgLo HofS;gxfO6df sl/a cfwf bh{g hlt dlxnfx?
cfof]hgf ePsf] sfo{qmddf u/]sf lyP . sfo{qmddf ;s'g
…xfd|f] hLjgsf] ?kfGt/0fÚ gfds 1jfnLn] sljtf jfrg u/]sf lyP
;Gb]dn ' s gf6s k|:t't u/]sf eg] d]o/ clkm;sf k|ltlglwx?
lyP . gf6sn] ljb]zL e'lddf lgsu'nf]6f / s'G5f]un] gf/L
sfdbf/n] ef]Ug' k/]sf] ;d:of lbj;af/] dGtJo lbPsf lyP eg]
pgLx?n] kfpg] xsclwsf/, clwsf/sf cu{gfOh/ tyf k|fu] d
sfdbf/sf] ;jfndf s;/L Ps 8fO/]S6/ ga{bf If]qLn] clwsf/n]
h'6 x'g] / l6lkP; gjLs/0fsf] ub} cfPsf] sfo{qmdx?sf] af/]df
af/]df ;Gb]z d'ns gf6s k|:t't dGtJo lbPsf lyP .

xflb{s awfO{ tyf

z'esfdgf
g]kfnL cd]l/sg snfsf/ ;+3,
gy{ cd]l/sfsf] t];f| ] dxflwj]zgaf6 bf];f| ]
sfo{sfnsf] nflu cToflws dtaf6 lgjf{lrt x'g' ePsf]df
cWoIf >L ;'dg a'9fdu/ tyf
;Dk"0f{ l6dnfO{ xflb{s awfO{ tyf oxfFx?sf]
sfo{sfn ;kmntfsf] nflu z'esfdgf .

/fhs'df/ lji6, cWoIf tyf lbk]z lnDa', cWoIf tyf

d':tfª lsb'u o'P;P ls/ft ofSy'ª r'Dn'ª
kl/jf/ cd]l/sf kl/jf/
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lkmKgfn] dgfof] dlxnf >lds lbj;

z Pe/]:6 ;+jfbbftf÷Go'of]s{
Gf]kfn cflbjf;L hghflt dlxnf dxf;+3
cd]l/sf -lkmKgf_n] !)* cf}+ cGt/f{li6«o dlxnf
>lds lbj; dgfPsf] 5 . …k];| km/ k|f]u];| Ú eGg]
gf/f;lxt z'? lbj; cflbjf;L hghflt dlxnfsf]
cfly{s, ;fdflhs / ;+:yfut ljsf;df ;xof]u
k'¥ofpg] p2]Zon] ul/Psf] lkmKgfsL pkfWoIf OlGb/f
rf]ª\jfªn] hfgsf/L lbOg\ .
g]kfn k|x/LsL k"j{ l8cfOhL kfj{tL
yfkfdu/n] kfg;df lbk k|Hjng u/]/ pb\3f6g
u/L z'? ul/Psf] sfo{qmddf cfk|jf;L sfg"g,
:jf:Yo aLdf / s/sf] af/]df jQmfx?n]
sfo{kq k|:t't u/]sf lyP . cfk|jf;L sfg"gsf
af/]df jl/i7 clwjQmf /d]z >]i7n], :jf:Yo
aLdfsf af/]df xl/z xdfn / s/sf] af/]df
kz'klt >]i7n] sfo{kq k|:t't u/]kl5 ;xefuL
dlxnfx?aLr 5nkmn sfo{qmd ;~rfng
ul/Psf] lyof] . ;+:yfsf ;lrj jGbgf /fO{ /
dR5] u'?ªn] sfo{s|d ;+rfng u/]sf lyP .
sfo{qmddf dlxnfsf] ;fdflhs, cfly{s /
;fF:s[lts ljsf;sf nflu lkmKgfn] ul//x]sf] sfdsf]
af/]df ;+:yfsf cWoIf ;+lugL /fgfdu/n] hfgsf/L
u/fPsf lyP . sfo{qmddf g]kfn cflbjf;L hghflt
dxf;+3 cd]l/sf lkmKgfsf lgjt{dfg cWoIf n'O;fª
jfOjf, lkmKgfsf ;efd'v ljgf]b kf]df], u'?ª td'
;f];fO6Lsf ;b:o h+uaxfb'/ u'?ª, ls/ft /fO{
;f];fO6L ckm cd]l/sfsf ef/tL /fO{, o'gfO6]8 ls/ft
/fO{ P;f]l;P;gsL pkfWoIf d'gf /fO{, lkmKgfsf Go'
XofD;fo/ RofK6/sL cWoIf ;'Gb/L u'?ª, clwjQmf
5q u'?ª, clwjQmf OlGb/f >L; du/, clwjQmf
dg' bfxfn, ;dfh;]jL s'GtL yfkf, l/hj'8 g]kfnL
;dfhsf cWoIf /ljls/0f sf]O/fnf nufot
ljleGg If]qsf dlxnf pkl:yt lyP . lkmKgfn],
cflbjf;L dlxnfnfO{ b'v kL8f k/]sf] a]nf ;d"xut
?kdf h'6/] ;xof]u ub}{ cfPsf] 5 .

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5 Boroughs of New York
83-10 Astoria Blvd East Elmhurst N.Y
Have question? e-mail: info@taanchorinsurance.com
PH: 718-786-6227
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; u/dfyf cf/f]x0f cfkm}df
Pp6f /f]df~rs / ;fx;L
ofqf xf] . of] ofqfsf nflu
cfF6dfq xf]Og kl/jf/sf] cg'dlt, ;xof]u
rflxG5 . vt/f df]Nb} ;+;f/s} r'r/' f] r'Dg'
;fdfGo xf]Og . o;}n] Hofg afhL /fv]/}
;+;f/sf] cUnf] :yfgdf k'Ug'k5{ .
o;/L k'Ug g]kfnL ;dfhn] k'?ifnfO{
;lhn} cg'dlt lbG5 . t/, dlxnfsf
nflu eg] o:tf] cg'dlt kfpg d'lZsn}
x'G5 . af, bfh'efO{n], kltn] dfq x}g
pgLx?n] ;a}eGbf klxn] t cfˆgf cfdf,
;f;' cyjf lbbLalxgLnfO{ g} …slGeG;Ú
ug'kg]{ x'G5 . geP o:tf] ;fxfl;s
ofqfsf] af6f] aGb x'g] u5{ .
o;sf afah'b o; jif{ w]/} g]kfnL
dlxnfn] ;u/dfyf cf/f]x0f tof/L u/]sf
5g\ . cfˆgf] kl/jf/ ;dfhnfO{ slGeG;
;zQmLs/0fsf nflu
ub}{ pgLx? ;u/dfyfsf] cf/f]x0f tof/Ldf
h'l6;s]sf 5g\ .
…cfO; PS; ;dft]/
;u/dfyf r'Db}
;u/dfyfsf] r'r'/f]af6
kqsfl/tf u5f}{Ú
;u/dfyf cf/f]x0fsf] tof/Ldf
/x]sfdWo] kfFr dlxnf kqsf/sf] 6f]nL
g]kfnL dlxnf
clxn] rrf{df 5g\ . pgLx? ldl8ofdf
5fO/x]sf klg 5g\ . of] 6f]nLdf 6f]nLdf
/f]zf a:g]t -/fli6«o ;dfrf/ ;ldlt_,
lk|ofnIdL sfsL{ -Go'h @$ 6]lnlehg_,
sNkgf dxh{g -d]3f 6]lnlehg_, /f]lhtf
a'4frfo{ -g]kfn 6]lnlehg_ / b]p/fnL
rflDnª -:jtGq kqsf/_ 5g\ . pgLx?
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82-11 37th Ave. Suite 404
Jackson Heights NY 11372
16
;u/dfyf r'Dg] tof/Ldf 5g\ .
;u/dfyf cf/f]x0faf/] /f]zf elG5g\–xfdL
klxnf] dlxnf kqsf/ 6f]nL xf] . dlxnfsf]
If]qdf s]xL gofF s]xL u/f} eg]/ xf] .
/f]lhtfn] eg] ;u/dfyfsf] r'r'/f]df
k'u]/ gofF 9+un] kqsfl/tf ug{ nfu]sf]
atfOg\ . elgg\, …d] !@ b]lv @( ;Dddf
rflx ;u/dfyf P6]D6 ug]{ xfd|f] of]hgf
ag]sf] 5 . kl/jf/df slGeG; ub}{5f} .
snd ;dfP/ 8]:sdf sfd uYof}{ . ca
cfO; PS; ;dft]/ ;u/dfyfsf] r'r'/f]
k'u]/ hg{lnhd u5f}{ . dfly uP/ dlxnf
;zQmLs/0fsf d'2f p7fpFbf ef]No'd xfO
x'G5 eg]/ xfdL ;u/dfyf r9\g yfn]sf]
xf] . z]kf{ l6r/sf] ;xof]uaf6} xfdL
;u/dfyf r9\b} 5f} .Ú
;d"xsL sNkgf eg] Psf 5f]/fsL
cfdf x'g\ . To;}n] pgnfO{ 3/af6 cg'dlt
kfpg lgs} d'lZsn ePsf] /x]5 . elG5g\,
…5f]/f !* dlxgf x'Fbf g} d dfpG6]lgol/ªdf
lg:s]sf] lyPF . >Ldfgsf] ;fy kfPF .
;'?df ;f;'nfO{ eGg ;lsgF . kl5 kgl
;f;'n] t ;kf]6{ ug'{ ePg . bf]nvfsf]
lxdfn r9]/ gfdb'd lxdfn r9]/ cfPsf]
eg]/ 5f]/f;Fu ;]o/ u/]sf] p;n] t lsg
Tof] lxdfn r9]sf] eg]/ ;f]w] . To;kl5
s'g r9\g' eg]/ ;f]w]sf] p;n] t ;u/dfyf
lsg gr9]sf] eg]/ kf] ;f]w] . To;kl5
dnfO{ ;u/dfyf r9\g] pT;fx cfof] .
clxn] 5f]/f] ^ jif{ k'Uof] 5f]/f] .Ú
b]p/fnLnfO{ eg] kl/jf/nfO{ dgfpg
vf;} ufx|f] ePg . elG5g\, …ufpFdf
hGd]sf], ufpFd} x's]{sf] . kl/jf/df vf;}
cg'dlt dfUg vf;} ufx|f] ePg . 3'Dg
dg k/fpg] . aGhL, Kof/fUnfOl8ª dg
k/fpF5' . cfdf ;w} k"hf ug'{x'G5 xfd|f]
ofqf ;kmn xf]; .Ú
lk|o nIdLn] ca dlxnfx? af]n]/

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dfq x}g ;dfgtfsf] s'/f sfd u/]/ b]vfpg'kg]{
atfpFl5g\ . elG5g\, …ldl8ofdf ;dfgtfsf nflu
a'nGb cfjfh gf/fsf ;fy sfo{qmd eO/x]sf]
5 . t/ sfo{qmddfq eO/x]sf] 5 . dlxnf;Fu
;dfgtfsf cfjfhdfq p7fPsf] 5 . jiff}{
eO;s]sf] 5 . cfjfhdfq x}g ca PS;gdf
hfg'k5{ eg]/ cl3 a9]sf xf} .Ú
c? b'O{ hgf kqsf/ klg ;u/dfyf
cf/f]x0fsf] tof/Ldf 5g\ . k"l0f{df kmf]6f]
kqsf/sf ?kdf 5'§} 6f]nL / 8f]df klxnf] dlxnf
z]kf{ kqsf/sf ?kdf Psn cf/f]x0fdf hfg]
tof/Ldf 5g\ .
ko{tLo ko{6gsf] k|j4{g / gj cfuGt's
kqsf/ dlxnfnfO{ xf};nf lbg] p2]Zosf ;fy
kqsf/ z]kf{n] r}tdf ;jf]{Rr lzv/ ;u/dfyf
cf/f]x0f ug]{ 3f]if0ff u/]sL l5g\ .
sf7df8f}Fdf kqsf/ ;Dd]ng ub}{ pgn] …klxnf]
dlxnf z]kf{ kqsf/ ;u/dfyf cf/f]x0f @)!*Ú
sf] tof/Lsf nflu ut d+l;/ @% ut] ;f]n'v'Da'df
/x]sf] 5 xhf/ !*( ld6/ prfOsf] cfO;Nof08
lksdf ;kmn cf/f]x0f u/]sf] hfgsf/L lbOg\ .
pgn] elgg\, …;u/dfyf cf/f]x0fsf] d'Vo
p2]Zo kj{tLo ko{6gnfO{ dxTj lbg / /fli6«o ,
cGt/f{li6«o:t/df k|rf/k|;f/ ug{sf nflu xf] .Ú
b"ws'08 gu/kflnsf j8f g+ # ;f]n'v'Da'
lgjf;L z]kf{ lxdfnL ;Gb]z 86 sdsf ;~rfns
x'g'sf ;fy} cflbjf;L hghftL kqsf/ dxf;+3sf
;b:o klg x'g\ .
tLg ufO8
tLghgf dlxnf ;u/dfyf r9\g] ePsf 5g\ .
nfdf] ;dob]lv 6«]lsª ufO{8sf] ?kdf sfd ub}{
cfPsf tLghgf dlxnf ;u/dfyf r9\g] ePsf
x'g\ . …dlxnf cfTdlge{/sf nflu kj{tf/f]x0fÚ
eGg] d'n gf/f lnP/ ko{6g If]qdf dlxnfsf]
;xefuL j[l4 u/fpg] nIosf ;fy tLg dlxnf
;u/dfyf r9\g nfu]sf] atfOPsf] 5 . j}b]lzs
/f]huf/Laf6 kmls{Psf kLl8t, blnt / Psn
dlxnfnfO{ ;xof]u ug]{ cf/f]xLsf] nIo;lxt
pgLx? ;/dfyf r9\g nfu]sf x'g\ . !) jif{b]lv
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tfdfªn] hfgsf/L lbP . kj{tf/f]xL z]kf{n] ko{6g
If]qsf] ljsf; / kj{tf/f]x0fdf dlxnfx¿sf] ;xeflutf
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;u/dfyfsf] r'r'/f]df skmL v'jfpg] klg ;u/dfyf cf/f]x0fsf] tof/Ldf l5g\ .
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klg ;u/dfyf cf/f]x0fdf ;xefuL ko{6snfO{ skmL v'jfpg] nIo lnPsf] bfa'6L atfpl5g\ . lzv/af6 ;dfj]zL ;dfhsf] pb\3f]ifÚeGg] d'ngf/fsf]
;fy 6«l] sª ufO8sf] ?kdf sfd ub}{ cfPsL lbsL
z]kf{n] ;u/dfyf cf/f]x0f ug]{ ePsL l5g\ .
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After
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School
Saturday
Saturday School
School
Summer
Summer School
School 37-47 73st. suite 204
Jackson Heights NY 11372
One
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Bhurtel La form PLLc
firm PLLC PLLc

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19
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b]zsf] ;jf]{Rr kbdf cf;Lg eP/ ue{jtL ug{ pgn] lk6;{gnfO{ cfu|x dlxnfn] lbg'k5{,Ú pgn] elgg\ .
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;do pNn]v eg] u/]sL 5}gg\ . t/, pgsf] egfO 5 . s'g} klg lje]b ug'{ u}/sfg"gL dflgG5 .
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;drf/, kmf]6f]x¿ xfd|f] klqsfdf k|sfzg ug{ rfxg'x'G5 eg] xfdLnfO{ k7fpg'xf]nf .
Email: everestnepali@gmail.com
www.etimesnews.com
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lbP – …o; ;'ufnfO{ k9fpg] Joj:yf u/ .Ú
kl08tx?sf] ;ef af]nfOof] . uDeL/
ljrf/ ljdz{ ul/of] . /, o; hLjsf] d"v{tfsf]
sf/0f s] xf] eGg] ljifodf w]/} lbg;Dd duh
lvofOof] . nfdf] jfbljjfbkl5 Pp6f lgisif{
lgsflnof] . lgisif{ lyof] – of] ;'ufn] cfˆgf]
u'F8 ;fdfGo emf/kft / 5]:sfx?n] agfpg]
ePsfn] o;nfO{ >]i7 ljBfsf] jftfj/0faf6
jl~rt /xg'k/]sf] 5 . To;}n] o;sf] nflu
Pp6f ;'Gb/ cfjf; agfpg'k5{ . o;sf nflu
;'gsf] lkFh8fsf] Joj:yf ug{' cfjZos 5 .
;ef lj;h{gkl5 kl08tx?nfO{ ;d'lrt
;Ddfg lbOof], df]6f] /sd blIf0ffsf] ?kdf lbOof] .
pgLx? k|zGg eP/ cf–cfˆgf] 3/lt/ uP .
clg ;'ufnfO{ lzlIft ug]{ bfloTj /fhfsf
efGhfnfO{ ;'lDkof] .
;'gf/nfO{ ;'gsf] lkFh8f agfpg /fhfsf]
cfb]z k7fOof] . dlxgflbgleq} pgn] Pp6f
cToGt ;'Gb/ lkFh8f agfP . lkFh8f olt
cgf}7f] / eJo lyof] ls To;sf] aofg u/L
;fWo g} 5}g . To; lkFh8fsf] k|l;l4 b]z–
ljb]zdf km}lnof] . Tof] lkFh8f x]g{ dflg;x?sf]
cf]O/f] nfUof] .
s;}n] eGof] – …nf}, ca lzIffsf] cGTo
ef] ÛÚ csf]{ s;}n] eGof] – …/fhfsf] x'sd' xf],
;fgf]ltgf] s'/f xf] / <Ú
of] ;'ufsf] efUo} alnof] /x]5 . k9f];\
gk9f];, a:g t o;n] ;'gs} lkFh8fdf a:g
kfpg] eof] . ;'gf/n] klg k|z:t} k};f kfof] . pm
/fhfsf] hohosf/ ub}{ 3/lt/ nfUof] .
To;kl5 ;'? eof], ;'ufsf] k9fO . kl08thL
p;nfO{ ljBf bfg lbg yfn] . pgn] hf]8hf]8n]
g; tfg] clg kmdf{O; u/] – …o:tf yf]qf–k'/fgf
kf]:tsx?af6 olt dxfg sfd x'g ;Sb}g .Ú
/fhfsf efGhfn] tTsfn} gofF k':ts
n]Vg] ljåfgx?nfO{ af]nfpg k7fP . t'?Gtf
t'?Gt} Ps;]Ps gofF k':tsx?sf] y'kf| ] nfUof] .
x]g]{x?n] l6Kk0fL u/] – …cfDd} Û ljBfsf] oqf]
kxf8 sxfF c6fpnf / <Ú
k':ts n]Vg] ljåfgx?n] klg 7"n} Ogfd
kfP . tL ;a} Ogfdx? pgLx?n] uf]?uf8fdf
vfFbfvfFb e/]/ 3/ nu] . To;kl5 t pgLx?sf
ul/aL / cefjsf lbgx? klg ;lsP .
/fhfsf efGhfsf] t s'/} 5f]8f}F, pgL clt
Jo:t lyP . cToGt d"Nojfg lkFh8fsf] /]vb]v
ub}{df pgnfO{ km';{b x'Fb}gYof] . slxn] kfln;
nfpg], slxn] k'5kf5 ug]{, slxn] otfplt dd{t
ug]{ sfd klg cfOkYof]{ . hh;n] o:tf] b]Vg],
pgLx? KjfSs elgxfNy] – …nf}, pGgltsf] sfd
lzv/df k'u]sf] 5 .Ú
sfdsf] rfk y'k}| a9\of] . To;}n] cg]sy/L
sfdbf/x?sf] vfFrf] k¥of] . tLdWo] s]xLnfO{
sfddf nufOof], s]xLnfO{ sfd ug]{x?sf]
sfddfly lg/LIf0f ug{sf nflu v6fOof] . /,
s]xLnfO{ rflxF oL ;a} sfdx?sf] /]vb]v / ;]jf
afn au}+rf
Pp6f
;'ufsf] syf
;'>i' ffsf nflu /flvof] .
cem dHhfsf] s'/f] t s] 5 eg] pgLx?
;a}n] df]6f] /sd tnasf] ?kdf lnP/ cf–
cfˆgf] ;Gb"; eg{lt/ nfu] . /fhfsf] efGhfsf
bfO, efGbfO, lbbL, efGhLlbbL, sfsf–elthf,
km'k–' km'kfh', cflbOToflb vfFbfvfFbf ;'Fu/' em}F
df]6f3f6f eP . clg pgLx? 7"nf7"nf a}7s
sf]7fx?df df]6f, afSnf / g/d 8;gfx?
la5\ofP/ cf/fd;Fu a:g yfn] .
;+;f/df cg]s j:t'sf] cefj eP klg
lgGbf ug]{x?sf] eg] s'g} sdL 5}g . To:tf] JolQm
Pshgf vf]Hbf xhf/ hgf e]l6G5g\ . To:tf
lgGbsx?n] cfˆgf] sfd yfn] – …lkFh8fsf] t
7"n} pGglt eO/x]sf] 5, t/ ljr/f ;'ufsf] rflxF
;Grf]lj;Grf] a'‰g] ;d]t sf]xL 5}g .Ú
To:tf lgGbsx?sf] lgGbf p8\b}p8\b} /fhfsf]
sfg;Dd k'Uof] . pgn] efGhfnfO{ zfxL kmdf{g
hf/L u/]/ t'?Gt} af]nfP . /, eg] – …d}n] s] ;'Gg'
kl//x]sf] 5 < s] xf] jf:tljstf <Ú
efGhfn] hjfkm lbP – …jf:tljstf a'‰g
rflxalS;G5 eg] ;'gf/x?nfO{ af]nfO:of];,
kl08tx?nfO{ af]nfO:of];, / k':ts n]vsx?nfO{
af]nfO:of];\ . /]vb]v ug]{ / dd{t ;+ef/ ug]x{ ?nfO{
af]nfO:of];\ . ;To s'/f] s] xf] eg] lgGbsx?nfO{
nfesf] c+lzof/ gagfOPsf]n] pgLx?n] lagfl;lQ
rf/}lt/ efFhf] xfNb} lxF8s
] f 5g\ .Ú
/fhf t /fh} lyP . pgL cfˆgf] efGhfsf]
zAbhfnaf6 ;Ddf]lxt eP . pgsf] 3fF6Ldf
ax'dN" o ;'gsf] xf/ klx¥ofOof], lsgeg] pgn]
/fhfnfO{ ;a} s'/f 5n{Ë} kf/]/ a'emfOlbPsf lyP .
Ps lbg /fhfsf] dgdf ;'ufnfO{ lbOPsf]
lzIffsf] ;a} k|lqmof cfˆg} cfFvfn] x]//] pGgltsf]
/ˆtf/;Fu kl/lrt x'g] rfxg] plAhof] . To;}n]
pgL PsfPs cfˆgf bnan;lxt lzIff:ynsf]
e|d0fdf lg:s] . /fhfsf] ;jf/Lsf] df}sfdf pgsf
x'Ss], 5ft], dGqL / ldqx?sf] nfjfn:s/n] ubf{
jftfj/0f g} emlsemsfpm eof] .
/fhfsf] ;jf/Lsf] va/ ;'Gg]lalQs} d"nåf/df
z+v, 306, gu/f, g/l;ª, ;gxL, d[bË, d'rË{' f,
d'/nL / s/tfnh:tf afhfufhfx? cfkm;]cfkm
aHg] yfn] . kl08tx?n] unf g} ;'Sg] xb;Dd
lrRofO{–lrRofO{ :jl:t ug{ yfn] / nfdfnfdf
6'KkLx? xNnfO{xNnfO{ dGq kf7 ug{ yfn] .
sfddf 8'a]/ nfluk/]sf w]/}w]/} sfnLu9x?,
pgLx?sf] lg/LIf0f / /]vb]v ug]{x?, pgLx?dfly
klg /]vb]v ug]{x? tyf pgLx?sf klg dfdf,
sfsf, efO–efGhf / elthfx?n] ;a} /fhfsf]
hohosf/ ug{ nfu] .
efGhfn] uj{;fy eg] – …/fd|/L x]l/:ofÚxf]
dxf/fh, cfˆg} cfFvfaf6 ;a} s'/f bz{g
ul/:of];\ .Ú
/fhfn] eg] – …cf]xf] … slt cfZro{ Û t/
;j{q zAb g} zAb dfq} eO/x]sf] 5 .Ú
efHgfn] tTsfn hjfkm lbP – …cy{ klg
sd eO/x]sf] 5}g lg dxf/fh . xh'/ x]l/ dfq}
aS:of];\ g ÛÚ
k|;GglrQ /fhf dxnlt/ kms{g nfu] .
xfQLdfly ;jf/ eO{ pgL lxF8\g dfq} s] nfu]sf
lyP, glhs}sf] emf8Ldf n's]/ a;]sf lgGbsn]
eg] – …dxf/fh, cfˆgf] ;'ufnfO{ klg bz{ge]6
lbP/ uO:of];\ g .Ú
/fhf Psl5g em:s], eL8lt/ kmls{P, clg
c;lhnf] dfGb} eg] – …P ;fFRr}, ;'ufnfO{ x]g{
g emGg] e'n]sf] .Ú
/fhfnfO{ kl08tsxfF nluof] . pgn] k9fpg]
tl/sf hfGg vf]h] . pgnfO{ ;a} s'/f k|i6}
b]vfOof] . /fhf v';Ln] ubub eP . ;'uf t'R5
cl:tTjsf] t'ngfdf p;nfO{ k9fOg] tl/sf slt
dxfg, k|lqmof klg slt ljlzi6 . To;}n] To:tf
dxfg tl/sf / ljlzi6 k|lqmofsf cufl8 ;'ufsf]
cl:tTj slxFst} b]lvPg, sxfF x/fof] sxfF .
;fFRr} eGg] xf] eg] /fhfn] ;'ufnfO{ x]gk{' g]{ h?/t
g} 7fg]g\ . pgn] /fd|/L a'em] – k9fpg] Joj:yfdf
sxLFst} klg q'l6 5}g .
t/ lkFh8fdf eg] ;'ufsf] lglDt bfgfkfgL
lyPg . ToxfF s]jn lzIffsf] dxf8, s]n rfÍf
rfª k':tsx?sf] lzv/ dfq} lyof] . k':tssf
;a} kfgfx? Roft]/ sndsf] 6'8F f]n] ;'ufsf] d'vdf
sf]Rg] sfd ul/GYof] . bfgfkfgLsf] ;§f lstfas}
cIf/x? hah{:tL sf]rLsf]rL v'jfOGYof] .
To;}n] p;sf] ufpg] ;Lk b'Or { f/ lbgd} xl6;s]sf]
lyof] . p;sf] d'v lstfasf kGgfx?n] a"hf]
nufOPsf] lyof] . To;}n] pm ?g–s/fpg /
lrRofpg ;d]t g;Sg] ePsf] lyof] . p;sf]
l:ylt x]bf{ b]Vg]x?sf] hLp g} l;l/Ë x'GYof] .
/fhfn] x'sd' lbP – …lgGbssf] lha|f] sfg
sfl6of];\ .Ú
o:tf] s'nLg lzIff Joj:yfdf lg/Lx ;'uf
lbglbg} d/0ff;Gg x'Fb}uof] . cleefjsx?sf]
a'emfO{ x]g{;' \ t . pgLx?nfO{ nflu/x]sf] lyof],
cfzf ul/P cg'?k k|ult x'Fb}5 .
olt x'bF fx'bF } klg kIfL;'ne :jefjsf] ;xhtf
;'ufdf cem} afFsL g} lyof] . laxfg x'g gkfpFb} pm
3fdsf ls/0fx? Ps6sn] 6f]nfP/ x]l//xGYof] /
kl/j]zlj?4 k|ltjfb ug]{ 9+un] cfˆgf kv]6fx?
ˆof6ˆof6 rnfO/xGYof] . olt dfq} xf]Og,
26
slxn]sfxLF t s];Dd b]lvof] eg] pm cfˆgf]
lga{n eO;s]sf] /f]uu|:t r'Rrf]n] lkFh8fsf
808Lx? sf6\g] sfddf h'l6/x]sf] x'GYof] .
p;sf] o:tf] clzi6 rl/q k|x/Lsf
xflsdnfO{ k6Ss} ;Xo ePg . pgL uh]{ – …
nf]xf/nfO{ t'?Gt} oxfF xflh/ u/ .Ú
nf]xf/ cfˆgf] ;Dk"0f{ ;/;fdfg;lxt
t'?Gt pkl:yt eof] . bgbgL cfuf] aflnof],
kmnf ttfOof] / esfes lk6\g yflnof] /
l56} Pp6f alnof] ;fª\nf] tof/ kfl/of] .
/, ;fª\nf]åf/f afFlwPkl5 ;'ufsf kv]6fx?
klg d'7fl/of] . /fhfsf cf;]kf;]x?n] t'?Gt}
cFWof/f] d'v nfP/ l/; kf]lvxfn] – …of] /fHosf
r/fr'?+uLx? d"v{ dfq} xfOg /x]5, g"gsf] ;f]emf]
klg gug]{ x/fd klg /x]5g\ .Ú
To;kl5 kl08tx?n] Ps xftdf snd /
csf]{ xftdf efnf lnP/ h'g sd{sf08 ;'? u/],
To;nfO{ pgLx?n] lzIff eg] .
nf]xf/sf] snfnfO{ ;a}n] d'/Ld'/L k|z+;f
u/] . nf]sf/sL kTgLsf] z/L/ :jo+–cfe"if0fx?n]
;'zf]let ul/of] . clg k|x/Lsf xflsdsf]
s'zntfsf] lglDt pgnfO{ klg lz/f]dl0f
k'/:sf/n] ;'zf]let ul/of] .
cGttM ;'ufsf] d[To' eof] . pm s'g lbg s;/L
d¥of] < s;}nfO{ s]xL klg yfxfkQ} ePg . abdf;
lgGbsx?n] g} p;sf] d[To'sf] xNnf rf/}lt/ km}nfO{
lbP . /fhfn] km]l/ Psk6s efGhfnfO{ af]nfpg
k7fP . dxndf cfpgf;fy /fhfn] ;f]w] – …km]l/
s] o:tf] cz'e va/ ;'Gg'k/]sf], efGhf <Ú
efGhfn] ;xh ?kdf hjfkm lbP – …
dxf/fh, ;fFRr} eGg] xf] eg] ;'ufsf] lzIff–lbIff
k"/f ePsf] va/ xf] of] .Ú
/fhfn] km]l/ ;f]w] – …pm clxn] klg
klxn]h:t} pk|mLpk|mL xfFufxfFuf rxf5{ ls
rxfb}{g <Ú
efGhfn] eg] – …cxF, To;sf] t gfd}
glng';\ .Ú
…clxn] klg e'/{/{ e'/{/{ p8\g] u5{ ls <Ú
…k6Ss} ub}{g .Ú
…uLt;Lt ufpF5 ls <Ú
…cxF, ufpFb}g .Ú
…vfg–lkpg gkfPkl5 lrRofpF5 ls <Ú
…lrRofpFb}g, dxf/fh .Ú
/fhfn] eg] – …To;f] eP d Psk6s
;'ufnfO{ x]g{ rfxG5', efGhf . p;nfO{ d]/f] ;fd'
k]z u/ .Ú
To;kl5 d[t ;'ufnfO{ dxndf NofOof] .
pm;Fu} cfP, k|x/Lsf xflsd, k|x/Lx? /
3f]8r9Lx?;lxtsf] kmf}h .
/fhfn] ;'ufnfO{ xftdf lnP/ o:;f] lyr]/
x]/], t/ p;n] rfOFrO' F;Dd u/]g . xf], Toltv]/
p;sf] l;+uf] k]6 k':tssf ;'Vvf kfgfx?n]
el/Psf] b]lvof] . ha /fhfn] ;'ufnfO{ xNnfP/
x]/], lxF88'n u/fP/ klg x]/], ta ;'Vvf kftx?sf]
v:o|fsv':?s cfjfh dfq} cfof] .
Toltv]/ aflx/ eg] j;GtnfO{ :jfut
ug{ blIf0flt/af6 aUg] xfjfn] cfˆgf] k5\of}/f
km}nfO/x]sf] lyof] . gofF kfn'jfx?n] nfdfnfdf
pR5\jf;x?åf/f km"nx?n] el/Psf jgx? /
lj:t[t ?kdf km}lnPsf] cfsfznfO{ ljJxn
kfl//x]sf] lyof] .
 k[i7
27 l/kf]6{ )&$, r}t !–!%
2018, Mar 16-31 @&
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z Pe/]:6 6fOD;÷sf7df8f}+
kmfu'g @* ut] ;f]daf/ lbpF;f] @ ah]
sf7df8f}+l:yt lqe'jg cGt//fli6«o ljdfg:yndf
ljdfg b'3{6gf eof] . a+unfb]zaf6 ^& ofq' af]s]/
cfPsf] o'P; a+unfsf] ljdfg cjt/0fsf] qmddf
wfjgdfu{eGbf aflx/ uP/ ljdfg:yn kl/;/d}
b'3{6gfu|:t ePsf] lyof] .
pQm b'36{ gfdf k/L rfns bnsf rf/ hgf
;b:o;lxt %! hgfsf] d[To' ePsf] 5 . 3fOt]x?sf]
/fhwfgLsf ljleGg c:ktfndf pkrf/ eO/x]sf] 5 .
ljdfgdf ## g]kfnL, Ps lrlgofF, Ps dlNbE;sf /
afFsL a+unfb]zL gful/s lyP . g]kfnLdf !# hgf
PdlaaLP;sf] clGtd k/LIff lbP/ kms]{sf ljBfyL{
lyP eg] Ps hgf Go'/f] ;h{g 8fS6/ / afFsL 6«fen
Ph]G;L Joj;foL . a+unfb]zsf a9Lh;f] gful/s
ljbf dgfpg cfPsf lyP .
s;/L eof] b'36{ gf <
g]kfn gful/s p•og k|flws/0fsf cg';f/
rfnsn] Po/ 6«flkms sG6«f]n -Pl6;L_sf]
lgb]{zcg';f/ NofG8 gubf{ ljdfg b'3{6gfdf k/]sf]
k|f/lDes cg'dfg u/]sf] 5 . o'P; a+unf Po/n] eg] a}7sn] ljdfg b'3{6gf ;DaGwdf 5fglag ug{ uf}tdn] clt uf]Ko k|s[ltsf] ;"rgf aflxl/g' lyPg . ;f] klqsfnfO{ o'P;–afª\nf Po/nfOG;sf
Pl6;Lsf] unt ;"rgfsf sf/0f ljdfg b'3{6gfdf k"j{;lrj o1k|;fb uf}tdsf] ;+of]hsTjdf ^ ck/fw ePsf] klg pNn]v u/] . hg;Dks{ dxflgb]{zs sd?n O:nfdn]
k/]sf] hgfPsf] 5 . Pl6;Lsf] v/fa ;"rgfsf ;b:oLo hfrFae' m cfof]u u7g u/]sf] 5 . otf ;+:s[lt ko{6g tyf gful/s p•og atfPcg';f/ /fhLgfdf lbPsf] ljifodf yfxf
sf/0f ljdfg b'3{6gfdf k/]sf] / o;df ljdfgsf cfof]usf ;b:odf k|dv ' ;]gfgL 8f /fhLj b]j tyf dGqfnon] klg k|flws/0fnfO{ cl8of] ;fj{hlgs k|s/ gePklg kfOn6nfO{ Kn]g p8fpg s'g} hah{:tL
rfnssf] s'g} bf]if g/x]sf] p;n] hgfPsf] 5 . SofK6]gx? s]s] zdf{, ;'lgn k|wfg / p4jk|;fb 0fdf :kli6s/0f ;f]Wg] tof/L u/]sf] 5 . ;+jb] gzLn lyPg eg]/ atfPsf 5g\ .
g]kfn gful/s p•og k|flws/0fn] Pl6;L ;'j]bL / ;b:o;lrjdf ko{6g dGqfnosf ;x;lrj ;"rgf aflxl/Pkl5 To;sf ljifodf ljleGg wf/0ff cljbeGbf jl/i7 pQm Po/nfOG;sf Ps
sfof{non] ljdfgnfO{ blIf0f lbzftkm{af6 /g j] a'l4;fu/ nfld5fg] 5g\ . aflxl/Pkl5 dGqfnon] k|flws/0fnfO{ :kli6s/0f clwsf/Ln] b'O{ dlxgfcl3 /fhLgfdf lbP/
)@ df cjt/0fsf nflu lgb]z { g lbP klg ljdfg g]kfnaf6 a+unfb]z lrlsT;fzf:q cWoogdf ;f]Wg] tof/L u/]sf] xf] . ljdfg b'36{ gfkl5 lbpF;f] O{lyof]lkog Po/nfOG; k|j]z u/]sf lyP . ;f]
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0fdf ;d:of x'bF f b'36{ gfdf ePsf] hgfPsf] 5 . u/L e|d0fsf qmddf cfPsfx? k/]sf 5g\ . ah] v'nfOPsf] lyof] . g]kfn cfpg] qmddf /x]sf sf/0f pgnfO{ klg Olyof]lkog Po/nfOG;df hfuL/
k|flws/0fsf dxflgb]z { s ;~hLj uf}tdn] hxfhn] a+unfb]zsf] PdlaaLP;sf] clGtd k/LIff lbP/ ljb]zL ljdfgnfO{ ef/tLo zx/ tyf pgLx? cfPs} ldnfO{ lbPsf lyP .
…Pagd{n ljx]ljo/Ú b]vfPkl5 c? ;a} ljdfgnfO{ pgLx? kms]{sf lyP . tL dWo] >]of emf s'dl' bgL uGtJodf 8fOe6{ u/fPsf] lyof] . o:t} cfGtl/s o'P;–afª\nf Po/df hfuL/ vfg'cl3 cljbn]
xf]N8 u/fP/ cjt/0fsf] k|of; u/]sf] atfP . cf]dG; sn]hsf / c? hnfnjfb /fhLj /a]of p8fg klg ToltGh]n cj?4 ePsf] lyof] . ;]gfsf] Pc/kmf];{df @) jif{ sfd u/]sf lyP .
…Pl6;L sfof{non] ljdfgnfO{ s]xL ;d:of d]l8sn sn]hsf ljBfyL{ /x]sf 5g\ . …cljbn] cfˆgf] ˆnfO6eGbf klxnf g}
5 eg]/ ;f]w]sf] lyof], ljdfgaf6 s]xL ;d:of PdlalaP; lbPsf ;~ho kf}8]n, ;~ho ljdfg p8fpg'cl3 /fhLgfdf kq o"P;–af+ª\nfsf kbflwsf/Lx?nfO{
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Dependable, 24 * 7 service.
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zLif{ ljh]tfn] Ps s/f]8a/fa/sf] k'/:sf/ /flz k|fKt ug]{ cfof]hsn] 37-51 75 street,1st Fl
atfP . g]kfN; d]uf l;g]:6f/sf] lg0ff{osdf lgb{]zs ;f]let a:g]t, Jackson Height NY-11373
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email: mlneupane@gmail.com
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