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member of the life insurance industry, offering both longevity and stability to its policyholders.
Founder William L. Moody, Jr.envisioned a company that operated on the core ideals of “strong
management, prudent investment and financial strength” – a company so fundamentally solid that it would
still be in operation 500 years into the future. And, after more than a century in business, American
National is every bit as strong and prosperous as Mr. Moody envisioned.
American National offers a broad variety of life insurance, retirement annuities, accident and health
insurance, pension plan products and services, credit insurance, and property/casualty insurance for
personal lines, agribusiness and targeted commercial exposures. Products are distributed through career
agents, independent marketing organizations and multiple line exclusive agents as well as direct
distribution channels.
Headquartered in Galveston, Texas, American National has more than 3,000 employees in offices in
Galveston and League City, Texas; Springfield, Missouri; and Glenmont, New York. American National's
network of agents stretches across all 50 states and Puerto Rico, and provides service to more than 5
million policyholders.
Affiliated Companies
American National Insurance Company is the parent of the American National family of companies,
collectively referred to as American National. Through the family of companies, American National offers
life insurance products, annuities, property and casualty insurance, and other financial products and
services.
American National conducts business in all 50 states and Puerto Rico. Unless otherwise indicated, the
products and services are available in the United States only, and not all products or services are available
in all states. Only American National Life Insurance Company of New York, Garden State Life Insurance
Company and the Farm Family companies are authorized to do business in the state of New York.
American National Life Insurance Company of New York
Business Insurance
Insurance coverage to protect your specific needs
Running a business involves a significant investment. Our business insurance can protect your investment
from risks associated with unexpected events such as an injured employee, a lawsuit, a vehicle accident or
even a natural disaster. We work hard to help you cover most aspects of your business and offer coverages
that expand your level of protection, including:
Damage to Property: Protects your tools, equipment, buildings and other valuable assets from
covered natural disasters, theft and other damages
Liability: Helps pay for costs to defend and settle a variety of claims against your business
including bodily injury, property damage and personal injury
Lost Business Income and Extra Expenses: Helps replace business income lost and can cover
extra expenses you incur to get back in business (up to 12 months and up to the limits you select)
Commercial Auto: Helps pay for claims resulting from accidents whether it is you or an
employee driving a company vehicle
Worker’s Compensation Insurance: Helps replace lost wages and pay for medical treatment if
an employee suffers a work-related injury (not available in all states)
Commercial Umbrella: Essentially, this coverage picks up where your business auto liability or
general liability coverage stops, providing extra protection against bodily injury and/or property
damage.
Health
The cost of being sick or injured doesn’t necessarily end with the hospital’s bill. Additional
expenses that are not covered by most medical plans can quickly add up. Health insurance was
developed specifically for financial protection against loss due to sickness or bodily injury and the
unexpected out-of-pocket expenses that can blindside even the most careful planner.
American National offers health insurance plans that cover a wide range of necessities, such as
supplemental health plans that offer specified coverage. Some are indemnity policies that pay cash
benefits for covered incidents and can work in conjunction with your personal medical insurance
plan.
About Allstate
WE ARE THE G OOD H AND S .
The Allstate Corporation is the largest publicly held personal lines property
and casualty insurer in America, serving more than 16 million households
nationwide. Founded in 1931, Allstate has been dedicated to protecting our
customers from life's uncertainties and preparing them for the future for
more than 85 years.
Allstate became a publicly traded company in 1993, and is listed on the New
York Stock Exchange under the trading symbol ALL. As of year-end 2015,
Allstate had nearly $104.7 billion in total assets.
Would you know what to do if you got sick in another country? How would you find a
qualified doctor or hospital? And, what about asking for help in another
language? SafeTrip(Opens a new window) travel protection, available through
UnitedHealthcare Global, may make a big difference in helping you feel secure when you’re
traveling abroad. Most domestic / employer sponsored health plans don’t provide coverage
or assistance while traveling over-seas – make sure you have the protection you need for the
trip you want.
Understand the advantages of international travel medical insurance and travel assistance
services
SafeTrip travel protection plans link you with the UnitedHealthcare Global Emergency
Response Center to help you find a pre-screened, quality medical provider.
Typically, you would have to pay up front at the time of service in another country. Travel
medical insurance is designed to help with these costs at the time of service.
In addition to other travel assistance services, you can get help arranging the best method of
evacuation or transport for your condition, as well as help making travel arrangements for
your family.
From a lost or stolen passport, to facilitating an emergency funds transfer, to a referral if you
need legal help, the UnitedHealthcare Global Emergency Response Center can assist you.
Learn more about international travel insurance and assistance offered through UnitedHea
Vision insurance is designed to help you cover and budget for ongoing vision care expenses
like routine eye exams, prescription glasses and contact lenses.
Are you looking for vision insurance, or eye insurance? UnitedHealthcare offers vision plans
underwritten by Golden Rule Insurance Company that feature:
Offering the "right" health insurance plan is one of the most important decisions you
can make as a small business owner – keeping employees happy and healthy benefits
you in the long run. But making sense of the complex health care system has become
increasingly difficult for employers, especially small businesses.
Dental insurance is designed to offer you coverage for common dental care issues and to help
you budget for dental services at all levels, preventive, basic and major.
From our plans, you can choose the best dental insurance for your needs featuring:
Preventive care like routine cleanings and fluoride treatments covered with NO deductible
or waiting period
Coverage for basic services like fillings or emergency treatment for dental pain and major
services like retainers and root canals, which are subject to the plan’s deductible and waiting
periods
Access to an extensive dental network of more than 182,000 dentists1
No need to submit claim forms. We pay in-network dentists directly
And with no age restrictions, our plans offer coverage for every member of your family and
every stage of life. That includes if you are on Medicare, which doesn’t include dental
benefits.
The cost of not taking care of your oral health could be more. Those without individual dental
coverage are less likely to get routine dental care, meaning they seek out a dentist only when
they have a problem. By then, more extensive and more expensive measures may be
necessary, and major problems linked to poor oral health (like heart disease and diabetes) are
more likely to appear.2 Doing nothing now means you might pay more later.
We have multiple plans with different levels of benefits to help you find the best dental
insurance fit for your budget.3 So if you’ve ever bought a gym membership or a treadmill to
help remind you to take care of yourself, supplemental dental insurance from
UnitedHealthcare can be that reminder to take care of your teeth. Even better, it can help you
plan, control and budget for the costs of your dental care.
About Us
Overview
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Case Studies
Engineering Firm
A Queensland-based engineering firm was experiencing a period
of growth and had begun to perform contract work in Papua New
Guinea (PNG). As part of their existing employment package,
staff members had been given Queensland Workers’
Compensation cover. Their employer came to Insurance
Advisernet Townsville, concerned that staff members may not
have been adequately insured for their work in PNG.
General Insurance
Overview
Property Insurance
Industry Specific Insurance Advice
Liability Insurance
Motor Vehicle Insurance
Case Studies