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ABOUT MSME

MSME stands for MICRO, SMALL and MEDIUM Enterprises. It is governed by


MSMED Act 2006 under the Ministry of Micro, Small & Medium Enterprises

It is also known by the name of Udyog Aadhar, since Aadhar card plays an
important role to register under the MSME. It is a passport for small scale
businesses in India

MSMEs not only play crucial role in providing large employment opportunities at
comparatively lower capital cost than large industries but also help in
industrialization of rural & backward areas, thereby, reducing regional imbalances,
assuring more equitable distribution of national income and wealth.

MSMEs are complementary to large industries as ancillary units and this sector
contributes enormously to the socio-economic development of the country.

The Schemes/ Programmes undertaken by the Ministry and its organizations seek
to facilitate/provide

• Adequate flow of credit from financial institutions/banks;


• Support for technology up gradation and modernization;
• Integrated infrastructural facilities;
• Modern testing facilities and quality certification;
• Access to modern management practices;
• Entrepreneurship development and skill up gradation through appropriate
training facilities;
• Support for product development, design intervention and packaging;
• Welfare of artisans and workers;
• Assistance for better access to domestic and export markets and
• Cluster-wise measures to promote capacity-building and empowerment of
the units and their collectives.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
What is Micro, Small & Medium Enterprises?

The Micro, Small and Medium Enterprises (MSME) are classified in two classes:

Manufacturing
For

Enterprises
The enterprises engaged in the manufacture or
production of goods or value addition to the final product
pertaining to any industry. The Manufacturing Enterprise
is defined in terms of investment in Plant &
Machinery.

As regards a Manufacturing concern,


• Micro Enterprises It is an enterprise whose investment in
manufacturing sector in its Plant & Machinery is <Rs.25
lakhs.
• Small Enterprises It is an enterprise whose investment in
manufacturing sector in its Plant & Machinery is >Rs.25
lakhs but <Rs. 5 Crore.
• Medium Enterprises It is an enterprise whose investment in
Manufacturing sector in its Plant & Machinery is >5 Crore
but <Rs.10 Crore

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Service
For

Enterprises
The enterprises engaged in providing or
rendering of services and are defined in
terms of investment in equipment.

• Micro Enterprises It is an enterprise whose investment in


its equipment <Rs. 10 lakhs.

• Small Enterprises It is an enterprise whose investment in


its equipment is >Rs. 10 lakhs but < Rs.2 Crore

• Medium Enterprises It is an enterprise whose investment


in its equipment is > Rs.2 Crore <Rs.5 Crore

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
BENEFITS OF MSME AT GLANCE

• Collateral free loans


The Credit Guarantee Fund Scheme for Micro and Small Enterprises (CGS)
was launched by the Government of India to make available collateral-free
credit to the micro and small enterprise sector.

• Reservation policies to manufacturing / Production sector


It Ensure increased production of consumer goods in the small scale sector
Expand employment opportunities through setting up of small scale industries.

• Credit Guarantee Fund Trust for Micro and Small sized Enterprises-
Enterprise can avail a loan of up to ₹ 50 lakh collateral free loan under this
scheme. Since the micro and small companies are run by the poor, and the
deprived, the RBI has directed banks to sanction collateral-free loans to such
enterprises.

• Capital Aid for Technological up gradation for MSMES


Some MSMEs may not be able to use their resources to the full potential due to
lack of the sophisticated technology. The government, under the Capital Aid for
technological up gradation scheme, helps these enterprises upgrade their
equipment through latest technology by helping them get low-interest loan from
banks.

• MSME market development assistance for Micro and Small enterprises


Apart from the reserved products that government has promised to buy from
theses MSMEs, they are given marketing assistance even to those products,
manufactured by them, which do not fall under the purview of Reservation
Policy.

• Low-Interest rate
All banks and other financial institutions recognize MSMEs and have created
special schemes for them. They get the privilege of lower interest rate over the
non-registered entities.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
• Relaxation in Trademark Government Fees
Government has given relaxation to MSME registered entities in their fees, for
example, the fees of for other than small enterprises is ₹9000/- and for small
enterprises under MSME is ₹4500/-

• Tender Eligibility
There is a 10% Quota fixed for MSME Registered Entity in government tender
participation.

• Reimbursement of ISO certification expenditure:


In order to inculcate the awareness regarding the ISO certification, and to urge
MSMEs to conform to global quality standards, the government reimburses
75% of the total cost of ISO certification 18001, 22000 and 27000.

• Reimbursement of Bar code registration expenditure:


As to create awareness among the MSMEs towards product quality and safety,
the government extends Reimbursement of the expenditure incurred on of Bar
code registration.

• Enhancement of creditworthiness:
The government has initiated credit rating schemes as to boost the credibility of
the MSMEs and providing them ease to avail cheaper credit from financial
institutions.

• Subsidized interest to the Khadi Udyog:


With a view to uplift the Khadi and Village Industries, government has initiated
schemes to provide them loans at very concessional rate of interest.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
PMEGP and other Credit Support Schemes
PMEGP stands for Prime Minister’s Employment Generation Programme. This
scheme is implemented by Khadi and Village Industries Commission (KVIC). The
KVIC routes a government subsidy through designated banks for eventual
disbursal to the beneficiaries / entrepreneurs directly into their bank accounts.

Nature of assistance

MSME’s entity shall get subsidy on loans for establishing their business as
follows:-

Category Area of Your Subsidy Term/ Working capital


Business Contribution under
Unit (% of Project PMEGP loan granted from bank
Cost)
(% of Project (% of Project Cost)
Cost)

General Urban 10% 15% 75%

Category
Rural 10% 25% 65%

Special Urban 05% 25% 70%

Category
Rural 05% 35% 60%

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
The maximum cost of the project/unit admissible

• In manufacturing sector is ₹ 25 lakhs

• In the business/service sector, it is ₹ 10 lakhs.

Who can apply?

✓ Any individual, above 18 years of age.

✓ At least VIII standard pass

✓ Cost of projects is above Rs.10 lakh in the manufacturing sector or above

Rs. 5 lakh in the business / service sector.

✓ Only new projects are considered for sanction under PMEGP.

✓ Self Help Groups (including those belonging to BPL provided that they have

not availed benefits under any other Scheme), Institutions registered under

Societies Registration Act-1860; Production Co-operative Societies, and

Charitable Trusts are also eligible.

Note:- Existing Units (under PMRY, REGP or any other scheme of Government of

India or State Government) and the units that have already availed Government

Subsidy under any other scheme of Government of India or State Government are

NOT eligible.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
How to Apply?

Submit your application online at

http://www.kviconline.gov.in/pmegp/pmegponlineapp and take the printout of the

application and submit the same to respective offices along with Detailed Project

Report and other required documents.

To know more about the scheme in detail click below link-

http://msme.gov.in/sites/default/files/PMEGP%20guidelinesfinal.pdf

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Performance and Credit Rating Scheme

The government has initiated this scheme for enhancing creditworthiness of the
micro and small enterprises (MSEs). The objective of the credit rating scheme is to
give reliable opinion of a mediator on the strengths and credibility of the micro and
small enterprises (MSEs), as to create knowledge amongst MSEs about their
current strengths and weakness. This gives them an opportunity to develop their
organizational strengths and credibility, so that they can avail cheaper credit and on
easy terms.

Besides, it assists them in building their support from clients as well as Vendors.
Evaluation under this scheme is purely based on credit and performance.
Evaluation criteria are standardized and uniformly followed by all Credit Rating
Agencies.

Salient features:

• The basic fee payable by the MSEs for credit rating is highly subsidized by the
Government.
• The Government of India has subsidized the fee by 75% subject to ceiling of ₹
1,500/-, ₹ 30,000/- or ₹ 40,000/-, based on the turnover of the enterprise.
• However, this subsidy can be availed during the first year of rating of a new
micro and small enterprises.
• Credit evaluation is done with assistance from highly attributed credit rating
agencies empanelled under this Scheme. MSEs can choose any of these Rating
Agencies.

Benefits:
• This scheme gives an opportunity to the small entrepreneurs to develop their
organizational strengths and credibility.
• Apart from that, this scheme allows them to avail cheaper credit from the bank
and on very easy terms.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Procedure to apply:

• An MSE that wants get rated under the PRCS Scheme, must fill an online
application form that can be downloaded from the Ministry of MSME or NSIC
government portal, or obtained from the Office of DC-MSME.
• This application is to be submitted directly to the rating agency, along-with
prescribed documents and the total amount of rating fee.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Interest Subsidy Eligibility Certificate (ISEC)
The government of India has undertaken the Interest Subsidy Eligibility Certificate
(ISEC) Scheme as a tool for funding of the Khadi Programme undertaken by Khadi
Gramodyog. It was introduced to gather the funds from banking and other financial
institutions for filling the gap between the actual requirement of funds and
available funds.

✓ Salient features:

• Credit is available to the Khadi institutions at very concessional interest rate,


which is just 4% of working capital per annum.
• Moreover, the gap between the actual lending rate and the prescribed 4% rate is
filled by the Central Government through KVIC and is paid to the lending
banks.
• The Khadi and Village enterprises, that possess a valid Khadi certificate and are
certified under the Khadi Programme, or those registered under the KVIC, or
under State Khadi and Village Industries Boards (KVIBs) can opt for the ISEC
Scheme.

✓ How to apply:

• The Khadi institutions can apply for this scheme with any financing institution
for the ISEC certificate issued by KVIC along with imbursement of working
capital.
• Based on the working capital provided, the concerned bank will raise the claim
for reimbursement to the nodal branch of that bank at a differential interest rate
over and above 4%.

✓ Benefits:

• The interest subsidy will be admissible on the funds raised on the development
of the Khadi institutions.
• Those industries that are specified form time to time inder KVIC act will also
be eligible for this scheme.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
CREDIT GUARANTEE SCHEME (CGTMSE)
Objectives:

To make available credit to Micro and Small Enterprises for loans up to Rs. 2 crore
without collateral/ third party guarantees.

CGTMSE has been set up to strengthen credit delivery system and facilitate flow
of credit to the MSE sector. The credit Guarantee under CGTMSE seeks to
reassure the lender that, in the event of a MSE unit, which availed collateral free
credit facilities, fails to discharge its liabilities to the lender; the CGTMSE would
make good the loss incurred by the lender.

About the Scheme:

• The Scheme covers collateral free credit facility (term loan and/ or working
capital) extended by eligible lending institutions to new and existing micro and
small enterprises up to Rs. 2Crore per borrowing unit.

• Generally, Banks asked for collateral security when you apply for business
loan. In cases MSME’s does not have collateral then CGTMSE scheme help
you to provide guarantee in favour of bank on your behalf so that MSME’s can
avail loans from banks and financial institutions.

How much guarantee provided?

Particular Guarantee % of credit


facility avail

Credit facility up to Rs.5 lakh to micro enterprises 85%

Credit facility up to Rs. 75%


50 lakh

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Credit facility above Rs.50 lakh and up to Rs.200 lakh 50%

For MSEs owned/ operated by women and all loans to 80%


NER

How to apply?
Candidates meeting the eligibility criteria may approach banks / financial
institutions, and select Regional Rural Banks which are eligible under the scheme.

Web links are


www.dcmsme.gov.in/schemes/sccrguarn.htm.

Benefits:

Very less guarantee fee is charged under this scheme and that too only at first time,
i.e. while applying for the scheme. This guarantee fee is only 1% in case the credit
facility is up to ₹ 5 Lakh and 1.5% in the case of credit facility above ₹ 5 Lakh.

For North Eastern Region including State of Sikkim, this guarantee fee is only
0.75%, in case of case the credit facility is up to ₹ 50 Lakh.
There will be nominal annual service fee, only 0.50% in the case of credit facility
up to ₹ 5 Lakh and 0.75% in the case of credit facility above ₹ 5 Lakh on pro-rata
basis for the first and last year and in full amount during that time on the credit
facility sanctioned.
This service fee shall be paid at specified rate by the lending bank within 2 months.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Marketing Promotion Schemes

About the scheme:

The financial assistance is provided to for the following activities:

A. Organizing Exhibitions abroad and participation in International

Exhibitions/Trade Fairs

B. Co-sponsoring of Exhibitions organized by other organizations/ industry

associations/agencies

C. Organizing Buyer-Seller Meets, Intensive Campaigns and Marketing

Promotion Events

Amount of Assistance

• Financial assistance of up to 95% of the airfare and space rent of entrepreneurs.

Assistance is provided on the basis of size and the type of the enterprise.

• Financial assistance for co-sponsoring would be limited to 40 % of the net

expenditure, subject to maximum amount of Rs. 5 lakh

Who can apply?

MSMEs, Industry Associations and other organizations related to MSME sector

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
How to Apply?

The applications/proposals for seeking assistance under the scheme shall be

submitted to the nearest office of National Small Industries Corporation, with full

details and justification.

To know more about the scheme in detail click below link

http://msme.gov.in/sites/default/files/MASCHEME-New-18112014_0.pdf

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Financial Support to MSMEs in ZED Certification
Scheme
Objectives:

The main aim of this scheme is to introduce Zero Defect and Zero Effect practices
in manufacturing processes as to ensure consistent improvement and supporting
the Make in India initiative.

The ZED Certification scheme is an positive step to create awareness in MSMEs


about ZED manufacturing and encourage them for assessment of their enterprise
for ZED and support them. With ZED assessment, MSMEs can considerably rule
out wastages, boost productivity, expand their client base as IOPs, become vendors
of CPSUs, have more IPRs, develop new products and processes etc.

The scheme envisages promotion of Zero Defect and Zero Effect (ZED)
manufacturing amongst MSMEs and ZED Assessment for their certification so as
to:

• Develop an Ecosystem for Zero Defect Manufacturing in MSMEs.

• Promote adaptation of Quality tools/systems and Energy Efficient


manufacturing.

• Enable MSMEs for manufacturing of quality products.

• Encourage MSMEs to constantly upgrade their quality standards in products


and processes.

• Drive manufacturing with adoption of Zero Defect production processes and


without impacting the environment.

• Support ‘Make in India’ campaign.

• Develop professionals in the area of ZED manufacturing and certification.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
How to apply?

The ZED Certification Scheme is a very simple process involving 4 steps :

Step 1 : Register free on the online portal of ZED (www.zed.org.in), using the
following link:

http://assessment.zed.org.in/Assessment/Assessment_BeforeLogin.aspx, using the


valid (Indian) mobile number and email address.

Step 2 : Online self-assessment on the ZED parameters followed by Desktop


Assessment.

Step 3 : Site-assessment, if selected on the basis of Desktop Assessment.

Step 4 : Consultancy: Rated MSMEs will have the option to avail the service of an
authorized ZED consultant for gap-analysis and handholding.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
MSME SAMADHAAN

It is a government programme where any MSME entity gets support from


government when there are a delayed payments or non-payment by customers to
Micro and Small Enterprises under Micro, Small and Medium Enterprise
Development (MSMED) Act, 2006

Nature of assistance

MSEFC of the State after examining the case filed by MSE unit will issue
directions to the buyer unit for payment of due amount along with interest as per
the provisions under the MSMED Act 2006.

Salient Features
• The buyer is required to pay compound interest with the monthly rests to the

MSME’s supplier on the amount thrice of the bank rate notified by RBI if he

fails to make payment to the MSME’s supplier for his supplies of goods or

services within 45 days of the acceptance of the goods/service availed by him.

• All States and UTs have notified the Authority for Filing Entrepreneur's

Memorandum (EM) 33 States/UTs (i.e. except Arunachal Pradesh, Assam and

Manipur) have Notified rules of.

• MSEFC and all the 36 States/UTs have constituted MSEFCs, as per provisions

laid down under MSMED Act 2006.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
• Every reference made to MSEFC shall be decided within a period of ninety

days from the date of making such a reference as per provisions laid in the Act.

• If the Appellant (not being the supplier) wants to file an appeal, no application

for setting aside any decree or award by the MSEFC shall be entertained by any

court unless the appellant (not being supplier) has deposited with it, the 75% of

the award amount. (Section 19)

Who can apply?

All Micro or small enterprises having valid Udyog Aadhar MSME certificate
(UAM) can apply.

Click here to know more about scheme


http://samadhaan.msme.gov.in/MyMsme/MSEFC/MSEFC_Welcome.aspx

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Women Entrepreneurship (TREAD)
There is a provision for Government of India Grant up to 30% of the loan/ credit
maximum up to Rs. 30.00 lakh as appraised by lending institution/ banks.

The lending institutions/ banks would finance loan assistance for women through
NGO for undertaking non-farm activities, who usually have no easy access to
credit from banks due to cumbersome procedures and because of their inability to
provide adequate security demanded by banks in the form of collaterals.

GOI Grant and the loan portion from the lending agencies to assist such women
shall be routed through NGOs engaged in assisting poor women through income
generating activities.

While the loan amount will be passed on to women beneficiaries, the Grant shall
be utilized by the NGOs for activities accepted as grant activities in the appraisal
report of the lending agency and capacity building of the NGOs. NGO which has
been selected for Government Grant will not be considered for GoI grant again in
the subsequent two years from the date of release of GoI grant.

To know more about the scheme in detail click below link


http://msme.gov.in/sites/default/files/TREAD%20Guidelines.pdf

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Cluster Development Programme
Introduction

The Ministry of Micro, Small and Medium Enterprises (MSME), Government of

India (GoI) has adopted the cluster development approach as a key strategy for

enhancing the productivity and competitiveness as well as capacity building of

Micro and Small Enterprises (MSEs) and their collectives in the country. A cluster

is a group of enterprises located within an identifiable and as far as practicable,

contiguous area and producing same/similar products/services. The essential

characteristics of enterprises in a cluster are

(a) Similarity or complementarities in the methods of production, quality

control and testing, energy consumption, pollution control, etc.

(b) Similar level of technology and marketing strategies/practices

(c) Channels for communication among the members of the cluster

(d) Common challenges and opportunities.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Objectives:

i. To support the sustainability and growth of MSEs by addressing common

issues such as improvement of technology, skills and quality, market access,

access to capital, etc.

ii. To build capacity of MSEs for common supportive action through formation

of self help groups, consortia, up gradation of associations, etc.

iii. To create or upgrade infrastructural facilities in the new/existing industrial

areas/ clusters of the MSEs

iv. To set up common facility centres (for testing, training centre, raw material

depot, effluent treatment, complementing production processes, etc).

To know more about the scheme in detail click below link

http://msme.gov.in/sites/default/files/PARCHAM.pdf

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
How to apply?
For getting the benefits under the scheme, the beneficiaries are required to apply
for Common Facility Center (CFC) & Infrastructure Development (ID). The
process of the same is given below-

• STEP 1.) Register yourself by clicking on the link button “New User Click
Here” to sign up shown on the ministry of MSME-Cluster Development
Programme.
• STEP 2.) Log On by clicking “Registered User Click Here” button to Sign In
link button above.
• STEP 3.) Enter Your User Id and Password. Then Apply For right category
from DSR/SI/CFC/ID.
• STEP 4.) After sign in take your own time to fill up all the requested fields of
application form.
• STEP 5.) Finalize application. Once finalized, no edits in application can be
done. Take the print out of the application sign and send application with
desired documents if any.
• STEP 6.) The state government will forward the same to the concerned
MSME-DI for their recommendation/verification and further, submission to the
office of DC-MSME, within 30 days failing which the applications, will be
deleted from the system automatically.
• STEP 7.) The applicant is also provided with an option to enter his comments
online regarding routine of his completed application, so that monitoring can be
done on the flow of the applications.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
REIMBURSEMENT TO ISO 18000, 22000, 27000
CERTIFICATION
About-

The Government of India will provide financial assistance by the way of one-time

reimbursement of expenditure to such MSME manufacturing units which acquire

ISO 18000, 22000, 27000 Certification to the extent of 75% of the expenditure

subject to a maximum of Rs 1.00 lakh. About 300 units are expected to derive

benefits under this component.

Objectives-

• To improve potential in the field of export and marketing, it is proposed for

one time reimbursement of expenditure to the enterprises that have acquired

ISO Certification on Health, Food Safety, and IT excellence.

• The reimbursement of charges will be towards; consultant fee certification

fee, training of MSME employees in ISO adoption if required, etc. The

amount of subsidy/financial support if already received from the state

Govt./financial institution shall be adjusted against the admissible

reimbursement under this scheme.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
How to apply?

To apply for getting reimbursement of charges for ISO Certification on Health,


Food Safety, and IT excellence, one needs to file an application to the DC
(MSME). The application must specify-

• Name and address of the unit office & factory location(s)


• Telephone No. Factory & Office
• E-mail & Fax
• Details of Enterprise Memorandum No.
• Social category and gender
• Item(s) of manufacture
• Proof of MSME/SSI status, i.e. Udyog Aadhaar Certificate
• An Affidavit (in original) from Managing Director/Director/Proprietor/Partner
of the MSME
• Details of ISO 18000/ISO 22000 /ISO 27000 Certificate
• Name and Address of Certification agency
• Details of expenditure incurred in acquiring ISO Certification
• Details of reimbursement/grant/subsidy Certificate
• Pre-receipt

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Financial Assistance on Bar Code
In order to improve the competitiveness in marketing for the MSEs in domestic

and international market, Office of Development Commissioner (MSME),

Ministry of MSME, has sanctioned the financial assistance for reimbursement of

75% of one-time registration fee (Under SSI-MDA Scheme) with effect from 1st

January, 2002 and 75% of annual recurring fee for first 3 years as notified under

NMCP Scheme, with effect from 1st June, 2007 paid by MSEs to GS1 India for

using of Bar Coding. The responsibility of reimbursement is decentralized and is

delegated to field offices, i.e. MSME-DIs with effect from 1st April, 2009 as to

ensure prompt & timely and extensive implementation of the scheme.

OBJECTIVE-

The basic objective of financial assistance is to enhance the marketing

competitiveness of Micro & Small Enterprises (MSEs) by way of:

• Providing 75% of one-time registration fee and annual recurring fee (for first

three years) paid by MSEs to GS1 India.

• Popularizing the adoption of bar codes on large scale amongst MSEs, and

• Motivating and encouraging MSEs for use of bar codes through conducting

seminars on Bar Code, etc.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Who are eligible?

Only those MSEs who have Entrepreneurial Memorandum Part-II (EM-2)

acknowledgement number from Directorate of Industries, District Industries

Centres and also have registration with GS1 India for use of Bar Codes are eligible

for 75% reimbursement of one-time registration fee and annual recurring fee (for

first three years) paid by them to GS1 India.

How to apply?

• All the Eligible MSEs may apply to the Director of Micro, Small & Medium
Enterprises-Development Institute of the region specified in prescribed
application form for claiming reimbursement on Bar codes.
• Application Forms along with formats for the supporting documents will be
submitted to the Director, MSME-DI of that region.
• Application Forms are also available on this office Website:
www.dcmsme.gov.in.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
Recent Incentives to programme of MSME sector. This

MSMEs will provide for several initiatives for

Under Union the


development of MSMEs, some of

which have been discussed above.


Budget-2018 • The upper threshold limit for the

turnover of the companies liable to


Recently, in the Union Budget-2018,
pay 25% as corporate profit tax (CPT)
the government of India has
has been drastically raised to ₹ 250
introduced certain relaxations in
crore from earlier ₹ 50 crore.
norms for the MSME sector. Some
• The newly set up MSME enterprises
of them are listed below-
whose turnover doesn’t exceed ₹ 25

crores will now continue to avail the


• The government has sanctioned a
tax benefits till 7 years. Earlier this
huge sum of ₹ 3,794 crore for the
period of consideration was five years
Credit Support and Innovation
only.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
• Such start-ups and MSMEs can avail post-shipment export credit, which

the income tax sops up to 7 years. has been done to boost Indian exports.

This is for all the MSMEs that have

incorporated up to April 1, 2021, and


• Further, this reform will provide
have got a Tax Waiver Certificate.
coverage on trade consignment of

value exceeding ₹ 1 lakh crore.


• Micro, Small and Medium Enterprises

(MSMEs) will now be able to avail


• Additionally, there is an outlay of ₹
the bank loans at 3% lower interest
500 crores for investment in Export
rate, as is proposed in the Interest
Credit Guarantee Corporation
Equalization Scheme. This is possible
(ECGC). This will encourage the
as this year’s budget has a total outlay
MSMEs to excel in global market at
of ₹ 2,500 crores on the Interest
concessional rates.
Equalization Scheme on pre- and

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
 Our  Process
Send
Documents
STEP
You are required to send
requisite documents & 01
Information to us over the
email

Pay online  
STEP Choose package and pay

02 online with various


payments mode available 

The Ideation
After your order is placed, A
task shall be assigned to one
of our dedicated professional
who will take care of your
assignment till completion,
STEP
and with whom you may
communicate anytime and 03
track status

The Initiation
Our
dedicated professional will check
the primary condition of Aadhar
Card linked with an active mobile
number for OTP verification

STEP

04
The Submission
If Primary Condition is ok,
we will submit your MSME The Delivery
application to the
government portal  Share the final certificate 
obtained from government
web-portal with you
 

STEP
05
DOCUMENTS REQUIRED FOR MSME REGISTRATION

Particulars Information
Aadhaar Number
Name of the owner
Name of Business Enterprise
PAN of applicant
Type of Organization o Proprietor
o HUF
o Partnership
o Pvt. Ltd. Company
o Public Ltd Company
o Co-operative Society
o Self Help Group
o Others
[Select any one]
Complete Postal Address with District and
PIN
Mobile Number
Email
Date of commencement of business
Bank Details:
Account Number _________________
IFS Code _________________
Major Activity of Unit o Manufacturing
o Services
[Select any one]
Nature of Product / Services
Number of Person Employed
Business Investment (In INR)

Note: Make sure you must update your mobile number in your Aadhar Card since you will
receive OTP on same mobile number. We are not responsible in case no OTP received to
you.

Are You Ready With Your Information?

Let’s Register Under MSME !!!

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
WHY CHOOSE US?

E-Startup India is a dedicated team of highly professional CA, CS


and Advocates driving towards integration of technology with
traditional practices to cater small businesses, start-ups and MSMEs
throughout their business journey in today’s fast moving and cost
effective world.

As Indian economy is moving towards a digital era


with an electrifying pace & where digital devices
become a core tool for every business. E-Startup
India make it simple for every businessman to sort
out their legal, tax and financial compliances
online while sitting at their place and get it done
within a time bound and cost effective manner.

E-Startup India aims to serve you just like a traditional


chartered accountant does, in your entire business journey,
with a great personalization and at half of their price. How?

 We will serve you with the same personalization just like a traditional
CA/CS/Advocate does
 We will always be there for you, from starting a business, throughout the
business and in your entire business journey
 Remind you about all compliance due dates in advance over the email
 Clear all your small doubts directly from experts over the phone
 Assist you in doing all types of legal, financial and operational
compliances

– Follow us on Social Media –

Post All Your Business Related Queries Here


Our Experts Will Answer It within 24 Hours

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited
To know more visit us at
www.e-startupindia.com
Disclaimer: This document is for general guidance and informational purposes only, and does not constitute
professional advice. You should not act upon the information contained in this communication without obtaining specific
professional advice. No representation or warranty (express or implied) is given as to the accuracy or completeness of the
information contained in this communication, and, to the extent permitted by law, E-Startup India, its members,
employees and agents accept no liability, and disclaim all responsibility, for the consequences of you or anyone else acting,
or refraining to act, in reliance on the information contained in this document, or for any decision based on it. Without
prior permission of E-Startup India, this communication may not be quoted in whole or in part or otherwise referred to in
any document.

The MSME guide © 2018 by E-Startup India a unit of DutchUncle Tech Solutions Private Limited