2018 Pricing

The new style is value
2018 Pricing
Product features
to match your style

Flexi Gold Premium
Pricing effective from 1 January 2018

absa.co.za
Terms and conditions apply Authorised Financial Services Provider
Registered Credit Provider Reg No NCRCP7 1
Contents
Basic Banking 4
• Transact
Daily Banking 9
• Flexi Account
• Flexi Value Bundle
Full-value Banking 15
• Gold PAYT
• Premium PAYT
• Out of Bundle Fees – Flexi Value Bundle, Gold Value Bundle, Premium Banking, Student Silver, Prosperity, Gold Graduate, Islamic Value Bundle
Youth Banking 22
• MegaU
Student Banking 27
• Student Silver
• Gold Graduate
Seniors Banking 31
• Prosperity
Islamic Banking 34
• Islamic Youth
• Islamic Savings
• Islamic Current Account – Value Bundles

Contents (continued)
R
Savings and Investments 45
• TruSave/Depositor Plus/Club Account/Travel Club/Investment Club/Grocery Stokvel
• Investor Plus
• Tax-free Savings
• Money Market Fund
• Call Account
Credit Cards 57
• Student, Transact Credit, Gold, Premuim
Home Loans 61
International Banking 63
Other offerings 67
• Prepaid Debit Card
• Safe custody
• Mobile Banking Lite
• Sling Account
Frequently asked questions 71

Basic Banking
4
Basic Banking
Transact
Monthly fees
Monthly administration fee R4,95
Monthly subscription fees – Online, Mobile, Telephone Banking No charge
Deposits
Cheque deposit: Branch counter R40,00
Cheque deposit: Absa ATM No charge
Cash deposit: Branch counter R8,00 + R2,00/R100
Cash deposit: Absa ATM R4,50 + R1,40/R100
Cardless cash deposit: Cash acceptor R6,00 + R1,60/R100
Cash withdrawals
Branch counter R60,00 + R1,65/R100
Absa ATM R6,00
Point of sale (POS) R1,30
Absa-supported ATM R6,00
Saswitch ATM/Post Office terminal R12,00
Overseas ATM/POS/Barclays ATM(1) R60,00
Global Alliance Partners R45,00
Purchases
Prepaid Top-up at Absa ATM, POS, Online, Mobile, Telephone (IVR) R1,50
Prepaid Top-up at Absa-supported ATM R4,50
Prepaid Top-up at Saswitch ATM R7,50
POS – local/overseas(1) No charge
5
Basic Banking
Transact
Account payments and funds transfers
Account payments
• Branch counter R60,00
• Absa ATM R3,75
• Online/Mobile R2,00
• Telephone (IVR) R8,50
• Telephone Adviser-assisted R15,50
Immediate interbank payments
R60,00
• Online, Mobile, Telephone (IVR)
R67,00
• Telephone Adviser-assisted
Account verification
• Online R6,00
Debit and stop orders
• Internal debit orders No charge
• External debit orders R3,75
• Stop orders No charge
Funds transfers
• Absa ATM, Online, Mobile, Telephone (IVR) No charge
CashSend
• Absa ATM, Mobile, Online, Sling Pay R8,50
Free
• Internal debit orders
• Stop orders
• Absa ATM, Online, Mobile,
Telephone (IVR) funds transfers.
6
Basic Banking
Transact
Balance enquiries
Branch counter R7,00
Absa ATM/Absa-supported ATM/POS No charge
Saswitch ATM/Post Office terminal/Overseas ATM/Barclays ATM R7,00
Online, Mobile, Telephone (IVR) No charge
Telephone Adviser-assisted R7,00
Statement fees
Absa ATM ministatement R7,00
Absa CAT terminal full statement R14,00
Branch counter full statement R28,00
Mailed statement R28,00
eStatement(2) No charge
Transaction history
• Enquiry – Online, Mobile, Telephone (IVR)(3) No charge
• Enquiry – Telephone Adviser-assisted(3) R28,00
Archived statements/Tax certificate – Online R7,00 per statement
Copies of statements (per statement)
• Less than 4 months old R28,00
• 4 months or older R60,00
Free
• Online, Mobile,
Telephone (IVR)
balance enquiries
7
Basic Banking
Transact
Administration fees
Bank cheque R125,00
Stop payments
• Branch, Telephone Adviser-assisted R60,00
• Online R30,00
Stop order establishment/amendment fee
• Branch, Online, Telephone Adviser-assisted No charge
Special clearance R125,00
Debit/Cheque card replacement fee R140,00
Debit card – Face-to-Face delivery R175,00
Other fees
Notification fee (SMS or email) R0,55
Dishonoured/Returned payment R6,00
Notice of payment or reminders (Online, Mobile, Telephone)
• SMS | Email | Fax R1,25 | R1,25 | R12,00
Absa Online notifications (includes RVN, TVN, logon alert)
• SMS | Email No charge
Declined fee (insufficient funds)
• Absa ATM No charge
• Saswitch/POS/Absa-supported ATM/Overseas ATM/Post Office R6,00
Returned cheque deposit R6,00
Debit orders disputed
• Online before 40 days lapsed No charge
• In branch before 40 days lapsed R30,00
• In branch after 40 days lapsed R145,00
Notes:
1. A currency conversion fee of 2,75% (of the rand value of the transaction) applies to any transaction outside South Africa.
2. Customers can register for eStatements by logging onto Absa Online and clicking on the ‘Profile’ menu bar and then on ‘Manage eStatements’, or via Telephone Banking or by sending their request to
officialemail@absa.co.za
3. An additional fee of R2,00 is applicable if request is emailed or R12,00 for fax.
8
Daily Banking
9
Daily Banking
Flexi Account
Flexi Account
Pricing options
Seniors Rebate Banking minimum balance(1) R5 000
Monthly fees
Deposits
Cash deposit: Branch counter R8,00 + R1,60/R100 (min R35,00)
Cash withdrawals
Absa ATM R4,50 + R1,40/R100
Absa-supported ATM R7,50 + R1,40/R100
Saswitch ATM/Post Office terminal R10,50 + R1,40/R100
Purchases
POS – local R3,85
POS – local/overseas(2) R3,85
10
Daily Banking
Flexi Account
Flexi Account
Account payments
• Absa ATM R8,50
• Online, Mobile, Telephone (IVR) R8,50
• Online R6,00
Funds transfers
• Online, Mobile, Telephone (IVR) No charge
CashSend
• Absa ATM R8,50 + R1,40/R100
• Online, Mobile, Sling Pay R8,50 + R1,40/R100
Balance enquiries
Absa ATM R1,75
POS R1,75
Saswitch ATM/Post Office terminal/Overseas ATM/POS/Barclays ATM R7,00
11
Daily Banking
Flexi Account
Flexi Account
Statement fees
Full statement: Branch counter R28,00
Transaction history
Administration fees
Bank cheque R125,00
Stop payments
• Online R30,00
Debit card replacement fee R140,00
12
Daily Banking
Flexi Account
Flexi Account
Other fees
• SMS | Email | Fax R1,25 | R1,25 | R12,00
Declined fee (insufficient funds)(5) R6,00
Notes:
1. Fees shaded indicate that no charge will be levied on this transaction when the minimum monthly account balance of R5 000 is maintained throughout the month. This option is only available to our
senior customers (aged 55 or over).
3. Customers can register for eStatements by logging onto Absa Online and clicking on the ‘Profile’ menu bar and then on ‘Manage eStatements’, or via Telephone Banking or by sending their request
to officialemail@absa.co.za
5. Includes the following: Absa ATM, Absa-supported ATM, Saswitch ATM, Post Office, Overseas ATM and POS.
13
Daily Banking
Flexi Value Bundle
With the Flexi Value Bundle, we offer you a selection of transactions free of charge, for a low monthly fee of R59,00.
Flexi Value Bundle

Monthly fees
Monthly service fee R59,00
Transactions included
Debit card purchases and withdrawals (Local)
• Debit and cheque card purchases Unlimited
• Point-of-sale (POS) cash withdrawals
Funds transfers and internal payments
• Funds transfers via Absa ATM, Online, Mobile, Telephone (IVR)
Unlimited
• Stop orders
Electronic information enquiries
• Statement – Absa ATM (mini), Online and Telephone (IVR) Unlimited
• Balance enquiries – Absa ATM, POS, Online, Mobile and Telephone (IVR)
Notification (SMS or email) No charge
Cash withdrawals Absa ATM 3
Electronic account and beneficiary payments
• Account payments via Absa ATM, Online, Mobile, Telephone (IVR) 11
• External debit orders
Additional features
Funeral cover R15 000
All other transactions not included in the above list or where transactions are on specific limits, will be charged Out of Bundle fees as reflected on the Pay-as-you-transact pricing table on page 16.
Note:
The following Online, Mobile and Telephone Banking transactions will generate a separate fee (in addition to the monthly service fee) on Value Bundles:
• Archived statements
• Immediate interbank payments
• Notice of payments or reminders (fax, email and SMS)
• CashSend
• Tax certificates
• Stop payments of cheques and debit orders.
• Account verification
14
Full value Banking
15
Full-value Banking
Gold PAYT, Premium PAYT
Out of Bundle fees Flexi, Gold Value Bundle, Premium Banking, Student Silver, Prosperity, Gold Graduate and Islamic Value Bundle.
Pay-as-you-transact
Monthly fees
Prosperity, Gold PAYT monthly account fee R45,00
Premium PAYT monthly account fee R65,00
Deposits
Cash deposit: Branch counter R8,00 + 1,60% of deposit value (min R35,00)
Cardless cash deposit: Cash acceptor R6,00 + 1,60% of deposit value
Cash withdrawals
Absa ATM R4,50 + R1,40/R100
Saswitch ATM R10,50 + R1,40/R100
Cheque encashment R60,00 + R1,65/R100 plus cheque issued fee
Purchases
Prepaid Top-up at a Saswitch ATM R7,50
16
Full-value Banking
Pay-as-you-transact
Account payments
• Absa ATM, Online, Mobile, Telephone (IVR) R8,50
• Online R6,00
Funds transfers
CashSend
• Absa ATM, Online, Mobile, Sling Pay R8,50 + R1,40/R100
Cheque issued (2)
R100,00
Balance enquiries
Absa ATM R1,75
POS R1,75
Saswitch ATM/Overseas ATM/POS/Barclays ATM R7,00
17
Full-value Banking
Pay-as-you-transact
Statement fees
Mailed statement(3) R28,00
Transaction history
Administration fees
Bank cheque/marked cheque R125,00
Stop payments
• Online R30,00
Cheque card replacement fee/new card fee R140,00
18
Full-value Banking
Pay-as-you-transact
Other fees
Overdraft ledger fee (pm)(6) R68,40
Unauthorised debit balance fee(7) R100,00
Honouring fee(8) R60,00
Dishonoured/Returned payment(9) R50,00
• SMS | Email | Fax R1,25 | R1,25 | R12,00
Notes:
2. Only applicable to accounts that allow cheques to be issued.
3. For Student Silver monthly mailed statements are free of charge.
6. Overdraft ledger fees and unauthorised debit balance fees will not be charged on Student Silver and Gold Graduate.
7. An unauthorised debit balance fee is applicable when an account without an approved limit goes into a debit position.
8. A honouring fee will be charged for each transaction paid against uncleared funds or when we allow payments in excess of the available funds in the account.
9. Increasing to R150,00 per transaction from the 4th occurrence within 12 months. Cheques that are unpaid will be levied a flat fee of R150,00 from the first occurrence.
19
Full-value Banking
Gold Value Bundle/Premium Banking

With the Value Bundle pricing option we offer you a selection of transactions for a low monthly fee. When you’ve used all the transactions in your bundle, you will pay
Out of Bundle fees as per the pricing table on page 16. Transactions as allocated in your Value Bundle will roll over for one month if not used. You can get a 50% discount
on your monthly fee if you maintain a set positive balance in your account. Furthermore, if your spouse chooses to take up Premium Banking he/she qualifies for a 50%
discount on his/her monthly fee. You get free monthly subscriptions to NotifyMe, as well as Online, Telephone and Mobile Banking.
Gold Value Bundle Premium Banking

Monthly fees
Monthly service fee R105,00 R169,00
Discounted monthly service fee:
• For maintaining a balance of:
- more than R30 000 = 50% discount; or R52,50 N/A
- more than R50 000 = 50% discount N/A R84,50
Monthly subscription fees – Online, Mobile, Telephone Banking
No charge No charge
DragonPass monthly fee (optional)(1) N/A R59,00
Absa ATM cash deposits
• Cash deposit: Absa ATM
5 5
• Cash deposit: Cash acceptor
• Cardless cash deposit: Cash acceptor
Absa ATM cash withdrawals
5 7
• Cash withdrawals Absa ATM
• Debit and cheque card purchases Unlimited Unlimited
• Account payments via Absa ATM, Online, Mobile, Telephone (IVR) Unlimited Unlimited
Unlimited Unlimited
• Stop orders
• Statement – Absa ATM (mini), Online and Telephone (IVR) Unlimited Unlimited
Notification fee (SMS or email) No charge No charge
eStatement(2) No charge No charge
Roll-over of unused transactions(3) 1 month 1 month
Take-me-Home service N/A 8 pa
20
Full-value Banking
Gold Value Bundle Premium Banking

Additional features
Spouse discount on monthly service fees N/A 50%
Lump sum death benefit R20 000 R25 000
All other transactions not included in the above list or transactions done in excess of specific limits, will be charged Out of Bundle fees as reflected on the Pay-as-you-transact pricing table on page 16.
Notes:
1. The first 5 visits per annum via DragonPass are included in the bundle. Visits in excess of 5 will be charged at the lounge at a fixed rand value of R185,00 at domestic lounges and R330,00
at international lounges.
3. Unused transactions for the current month will be added to the next month’s transaction limits (i.e. a Gold Value Bundle customer who only uses 2 ATM withdrawals will have 8 ATM transactions
in the following month).
Note:
The following Online, Mobile and Telephone Banking transactions will generate a separate fee (in addition to the monthly service fee) on Value Bundles and Premium Banking:
• CashSend
• Stop payments of cheques or debit orders.
Unlimited
• Debit card purchases and withdrawals (Local)
• Electronic account and beneficiary payments
• Funds transfers and internal payments.
21
Youth Banking
22
Youth Banking
MegaU
Monthly fees
Monthly administration fee No charge
Deposits
Cash deposit: Branch counter(1) R8,00 + R1,60/R100 (min R35,00)
Cash deposit: Absa ATM First R500 at no charge, thereafter R1,40 per R100
Cardless cash deposit: Cash acceptor First R500 at no charge, thereafter R1,60 per R100
Cash withdrawals
Absa ATM No charge
Purchases
Prepaid Top-up at Absa ATM, POS, Online, Mobile, Telephone (IVR) No charge
MegaU
No Monthly • Free Absa ATM usage1
Fee • Free Absa top-up using any Absa ATM,

POS, Online, Mobile or Telephone banking.
23
Youth Banking
MegaU
Account payments
• Online R6,00
Funds transfers
CashSend
• Absa ATM R8,50
Balance enquiries
Absa ATM No charge
POS R1,75
24
Youth Banking
MegaU
Statement fees
Transaction history
Administration fees
Bank cheque R125,00
Stop payments
• Online R30,00
Other fees
Notification fee (SMS or email) No charge
• SMS | Email | Fax R1,25 | R1,25 | R12,00
25
Youth Banking
Notes:
1. No charge if deposit is less than R500,00.
26
Student Banking
27
Student Banking
Student Silver
EasyFee
The default pricing option on Student Silver is the EasyFee pricing option. With this option you can perform an unlimited number of selected transactions through our self-service
channels for a fixed fee of R24,00 a month. For Student Silver, there are no monthly subscription fees for NotifyMe and Online, Mobile and Telephone Banking. Most fees for transactions
performed on these channels are included in the monthly service fee. Charges will be levied for immediate interbank payments, notice of payments or reminders, archived statements,
tax certificates, stop payments of cheques or debit orders and account verification.
Student Silver
Monthly fee Number of transactions included
R24,00 Unlimited
Transactions catered for in EasyFee

The monthly fee includes any combination of the following day-to-day transactions performed on any electronic channel (Absa ATM, Online/Mobile/Telephone Banking [IVR]):
• Absa ATM cash withdrawals
• Absa ATM cash deposits(1)
• Absa ATM balance enquiries and ministatements
• CashSend at an Absa ATM
• Electronic funds transfers
• Account payments
• Point-of-sale purchases and cash withdrawals (local)
• Debit orders and stop orders.
All other transactions not included in the above list (e.g. Saswitch transactions, branch counter transactions) will be charged Out of Bundle fees as reflected on the Pay-as-you-transact pricing table on page 16. For Student Silver,
monthly mailed statements and eStatements(2) are free of charge.
Note:
1. Excludes cardless cash deposits.
2. Customer can register for eStatements by logging onto Absa Online and clicking on the ‘Profile’ menu bar and then on ‘ Manage eStatements’, or via Telephone Banking or by sending their request to officialemail@absa.co.za
28
Student Banking
Gold Graduate
With the Graduate pricing option we offer you a selection of transactions for a low monthly fee. When you’ve used all the transactions in your bundle, you will pay Out of Bundle fees as
per the pricing table on page 16. Transactions as allocated in your Value Bundle will roll over for one month if not used. Plus you benefit from our exciting Value-added services.
Gold Graduate
Monthly fees
Monthly service fee (1) R52,50
- more than R30 000 = 50% discount R26,25
Monthly subscription fees – Online, Mobile, Telephone Banking
No charge
5
5
• Debit and cheque card purchases Unlimited
• Account payments via Absa ATM, Online, Mobile, Telephone (IVR) Unlimited
• Funds transfers via Absa ATM, Online,
Mobile, Telephone (IVR) Unlimited
• Stop orders
• Statement – Absa ATM (mini), Online and Telephone (IVR) Unlimited
Roll-over of unused transactions(3) 1 month
All other transactions not included in the above list, or transactions done in excess of specific limits, will be charged at Out of Bundle fees as reflected on the Pay-as-you-transact pricing
table on page 16.
29
Student Banking
Gold Graduate
Notes:
1. The first twelve months, thereafter account is migrated to Gold Value Bundle.
3. Unused transactions for the current month will be added to the next month’s transaction limits (i.e. a Gold Graduate customer who only uses 2 ATM withdrawals will have 8 ATM transactions
in the following month).
Note:
The following Online, Mobile and Telephone Banking transactions will generate a separate fee (in addition to the monthly service fee) on Gold Graduate:
• Notice of payment or reminders (fax, email and SMS)
• CashSend
• Stop payments of cheques or debit orders.
• Account Verification
30
Seniors Banking
31
Seniors Banking
Prosperity
The Prosperity Account is one of the most affordable ways to bank if you are 55 years and older and earn more than R2 000 a month. If you can afford to maintain a credit balance of
R15 000,00 in your current account or invest the required minimum as per below, you have access to Prosperity Rebate Banking, where you receive up to R500,00 rebate amount on your
daily banking transactions. As a Prosperity customer, you also qualify for additional interest rate benefits on a selection of our investment accounts.
Rebate Banking
Minimum monthly account balance R15 000
Maximum rebate amount R500,00
Minimum balance to be maintained in the current account or in one of the following investments with
Absa to qualify for rebates:
• Credit balance in current account R15 000
• 12-month (or longer) Fixed Deposit R15 000
• 12- to 18-month Bonus Deposit R15 000
• Linked Rate Deposit R15 000
• MoneyBuilder R15 000
• Money Market Fund R15 000
• Investment Advantage R15 000
• Depositor Plus R15 000
• TruSave R15 000
• Notice Select R15 000
• Tax-free Savings R15 000
• Dynamic Fixed Deposit R15 000
Prosperity customers will receive a rebate amount on most transactional charges on Online, Telephone and Mobile Banking. Charges will be levied for immediate interbank payments,
notice of payments or reminders, archived statements, CashSend ,tax certificates, stop payments of cheques or debit orders and account verification.
Prosperity
Earn up to • Access to Prosperity
R500
Rebate Banking
• Minimum account
balance of R15 000
back a month to qualify.
32
Seniors Banking
Prosperity
Transactions exempt with Rebate Banking

Transaction types
Monthly fees
Monthly account fee
Deposits
Cheque deposit: Branch counter/Absa ATM
Cash deposit: Branch counter/Absa ATM
Cash withdrawals
Branch counter
Absa ATM
Point of sale (POS) – local
Account payments
Account payments
• Absa ATM
• Branch counter
Debit orders and stop orders
• Stop orders
Purchases
Prepaid Top-up:
Absa ATM/POS
POS – local
Funds transfers
Branch counter
Absa ATM
Balance enquiries
Absa ATM
Statement fees
Absa ATM ministatement
Mailed statement
Other fees
Notification fee (SMS or email)
Cheque encashment
Cheques issued
Chequebooks
All other transactions not included in the above list (e.g. Saswitch transactions) will be 33
charged Out of Bundle fees as reflected on the Pay-as-you-transact pricing table on page 16.
Islamic Banking
34
Islamic Banking
Islamic Youth
Islamic Youth
Monthly fees
Deposits
Cash deposit: Absa ATM First R500 at no charge, thereafter R1,40 per R100
Cardless cash deposit: Cash acceptor First R500 at no charge, thereafter R1,60 per R100
Cash withdrawals
Absa ATM No charge
Overseas ATM/POS/Barclays ATM (2) R60,00
Purchases
Prepaid Top-up at Absa ATM, POS, Online, Mobile, Telephone (IVR) No charge
35
Islamic Banking
Islamic Youth
Islamic Youth
Account payments
• Online R6,00
Funds transfers
CashSend
• Absa ATM R8,50
36
Islamic Banking
Islamic Youth
Islamic Youth
Balance enquiries
Absa ATM No charge
POS R1,75
Statement fees
Transaction history
Administration fees
Bank cheque R125,00
Stop payments
• Online R30,00
37
Islamic Banking
Islamic Youth
Islamic Youth
Other fees
• SMS | Email | Fax R1,25 | R1,25 | R12,00
Notes:
1. No charge if deposit is less than R500,00.
3. Customers can register for eStatements by logging onto Absa Online and clicking on the ‘Profile’ menu bar and then on ‘Manage eStatements’, or via Telephone Banking or by sending their request to officialemail@absa.co.za
38
Islamic Banking
Islamic Savings
This is a Shari’ah-compliant transactional savings account that provides you with a pre-agreed profit-share ratio and a card that you can use to access your funds at any time via ATMs
or Absa branches. There is no minimum or maximum investment period.
You can do all types of electronic payments and transfers, and if you have R16 500 or more in your account, certain transaction fees will be waived. A minimum initial deposit of R50,00
is required to open the account and a minimum balance of R50,00 must be maintained.
Islamic Savings
Pricing options
Standard fee √
Rebate Banking(1) minimum balance R16 500
Monthly fees
Deposits
Cash withdrawals
Absa ATM R4,50 + R1,40/R100
39
Islamic Banking
Islamic Savings
Islamic Savings
Purchases
Account payments
• Absa ATM R8,50
• Online R6,00
Free
• Monthly subscription for Online, Mobile
and Telephone Banking.
• Internal Debit Orders and Stop Orders.
40
Islamic Banking
Islamic Savings
Islamic Savings
Funds transfers
• Online, Mobile, Telephone (IVR) No charge
CashSend
• Absa ATM R8,50 + R1,40/R100
Balance enquiries
Absa ATM R1,75
POS R1,75
Statement fees
Transaction history
41
Islamic Banking
Islamic Savings
Islamic Savings
Administration fees
Bank cheque R125,00
Stop payments
• Online R30,00
Stop order establishment/Amendment fee
Debit card –Face-to-Face delivery R175,00
Other fees
• SMS | Email | Fax R1,25 | R1,25 | R12,00
Notes:
1. Fees shaded indicate that no charge will be levied on this transaction when the minimum monthly account balance of R16 500 is maintained throughout the month.
42
Islamic Banking
Islamic Current Account
Value Bundles
This is a Shari’ah-compliant cheque product based on a Qardh structure, and offers a transactional account vehicle that allows you to have an affordable Flexi, Gold Value Bundle
or Premium Banking pricing option. Bank from as little as R59,00 a month with a Value Bundle. With the Value Bundle pricing option we offer you a selection of transactions
for a low monthly fee. When you’ve used all the transactions in your bundle, you will pay standard fees per transaction as per the Pay-as-you-transact pricing table on page 16.
Flexi Gold Premium

Value Bundle Value Bundle Banking
Monthly fees
Monthly service fees R59,00 R105,00 R169,00
- more than R30 000 = 50% discount; or N/A R52,50 N/A
- more than R50 000 = 50% discount N/A N/A R84,50
Monthly subscription fees – Online, Mobile, Telephone Banking No charge No charge No charge
DragonPass monthly fee (optional)(1) N/A N/A R59,00
0 5 5
3 5 7
• Debit and cheque card purchases Unlimited Unlimited Unlimited
• Account payments via Absa ATM, Online, Mobile, Telephone (IVR) 11 Unlimited Unlimited
Premium
for only • Unlimited debit card
R169
purchases and
withdrawals
• Unlimited electronic
a month account and beneficiary
payments. 43
Islamic Banking
Islamic Current Account
Value Bundles
Flexi Gold Premium

Value Bundle Value Bundle Banking
Unlimited Unlimited Unlimited
• Stop orders
• Statement – Absa ATM (mini), Online and Telephone (IVR) Unlimited Unlimited Unlimited
Notification fee (SMS or email) No charge No charge No charge
eStatement(2) No charge No charge No charge
Roll-over of unused transactions(3) N/A 1 month 1 month
Additional features
Spouse discount on monthly service fees N/A N/A 50%
Lump sum Takaful benefit R5 000 R20 000 R25 000
Notes:
1. The first 5 visits per annum via DragonPass are included in the bundle. Visits in excess of 5 will be charged at the lounge at a fixed rand value of R185,00 at domestic lounges and R330,00 at international lounges.
3. Unused transactions for the current month will be added to the next month’s transaction limits (i.e. a Gold Value Bundle customer who only uses 2 ATM withdrawals will have 8 ATM transactions in the following month).
Note:
The following Online, Mobile and Telephone Banking transactionswill generate a separate fee (in addition to the monthly service fee) on Value Bundles:
• CashSend
• Stop payments of cheques and debit orders.
All other transactions not included in the above list or transactions done in excess of specific limits, will be charged Out of Bundle fees as reflected on the Pay-as-you-transact pricing table on page 16.
44
Savings and Investments
45
TruSave, Depositor Plus, Club Account, Travel Club, Investment Club, Grocery Stokvel, Tax-free Savings and Money Market Fund
TruSave Depositor Plus Club Account/Travel Club/

Investment Club/Grocery Stokvel
Monthly fees
Monthly administration fee No charge No charge No charge
Deposits
Cheque deposit: Branch counter R40,00 R40,00 R40,00
Cheque deposit: Absa ATM No charge No charge N/A
R8,00 + R1,60/R100 R8,00 + R1,60/R100 R8,00 + R1,60/R100 (min R35,00)
Cash deposit: Branch counter
(min R35,00) (min R35,00) (first 1 free pm)
R4,50 + R1,40/R100 R4,50 + R1,40/R100
Cash deposit: Absa ATM N/A
(first 4 ATM cash deposits free pm)
Cardless cash deposit: Cash acceptor R6,00 + R1,60/R100 R6,00 + R1,60/R100 R4,50 + R1,40/R100
Cash withdrawals
Branch counter R60,00 + R1,65/R100 R60,00 + R1,65/R100 R60,00 + R1,65/R100
R7,50 + R1,40/R100
R7,50 + R1,40/R100
Absa ATM (first 2 free Absa ATM pa) N/A
(first 2 free Absa ATM pa)
Absa-supported ATM R10,50 + R1,40/R100 R10,50 + R1,40/R100 N/A

Saswitch ATM R13,50 + R1,40/R100 R13,50 + R1,40/R100 N/A
Overseas ATM(1)/Barclays ATM R60,00 R60,00 N/A
Global Alliance Partners R45,00 R45,00 N/A
Account payments
• Absa ATM N/A N/A N/A
• Branch counter N/A N/A R60,00
• Internal debit orders N/A N/A No charge
• External debit orders N/A N/A R8,50
• Stop orders N/A N/A No charge
Funds transfers
• Absa ATM No charge No charge N/A
• Branch counter R60,00 R60,00 R60,00
46
TruSave Depositor Plus Club Account/Travel Club/
Investment Club/Grocery Stokvel
Balance enquiries
Branch counter R7,00 R7,00 R7,00
Absa ATM R1,75 (first 2 free pm) R1,75 N/A
Absa-supported ATM R4,25 R4,25 N/A
Saswitch ATM R7,00 R7,00 N/A
Statement fees
Branch counter full statement R28,00 R28,00 R28,00
Absa ATM ministatement R7,00 (first 2 free pm) R7,00 N/A
Absa CAT terminal full statement R14,00 R14,00 N/A
Mailed statement R28,00 No charge R28,00
eStatement(2) No charge No charge No charge
Administration fees
Bank cheque R125,00 R125,00 R125,00
Special clearance N/A N/A R125,00
Debit/Cheque card replacement fee R140,00 R140,00 N/A
Debit card – Face-to-Face delivery R175,00 R175,00 N/A
Other fees
Notification fee (SMS or email) R0,55 R0,55 No charge
Dishonoured/Returned payment(3) N/A N/A R36,00
Declined fee (insufficient funds)
• Absa ATM R6,00 R6,00 N/A
• Absa-supported ATM R6,00 R6,00 N/A
• Saswitch ATM R6,00 R6,00 N/A
• POS N/A N/A N/A
Returned cheque deposit R125,00 R125,00 R125,00
• Online before 40 days lapsed No charge No charge No charge
• In branch before 40 days lapsed R30,00 R30,00 R30,00
• In branch after 40 days lapsed R145,00 R145,00 R145,00
Notes:
3. Increasing to R50,00 per transaction from the 4th occurrence within 12 months.
47
Investor Plus
With Investor Plus you have access to your funds, subject to a 24 (twenty-four) hour notice period.
Investor Plus
Monthly Management fee R75,00
Penalty fee (non-adherence to notice period) 1,14%
48
Tax-free Savings
The Tax-free Savings Account is a smart way to save, with immediate access to your money. Your interest return is protected from tax. Contribute up to a maximum of R33 000
per tax year, with a maximum lifetime contribution limit of R500 000.
Tax-free Savings
Monthly fees
Deposits
Cash withdrawals
Absa ATM/Absa-supported ATM N/A
Saswitch ATM/Overseas ATM/Barclays ATM N/A
Account payments
• Absa ATM/Branch counter N/A
Debit and stop orders N/A
Funds transfers
Balance enquiries
Absa ATM R1,75
Saswitch ATM/Barclays ATM R7,00
Statement fees
Branch counter full statement R28,00
49
Tax-free Savings
Administration fees
Bank cheque R125,00
Stop payment instruction/Special clearance N/A
Debit/Cheque card replacement fee N/A
Other fees
Dishonoured/Returned payment N/A
Declined fee (insufficient funds) N/A
Note:
Tax-free Savings
No Monthly • Contribute up to
maximum of
Fee R33 000 per tax year

• Immediate access
to your money.
50
Money Market Fund
Monthly fees
Commission
All credits to account except for counter cash deposits 0,40%
Deposits
Cheque deposit: Branch counter/Absa ATM Commission applicable
Cash deposit: Absa ATM Commission applicable
Cardless cash deposit: Cash acceptor Commission applicable
Cash withdrawals
Branch counter(1) R60,00 + R1,65/R100
Absa ATM(1) R7,50 + R1,40/R100 (first 2 free Absa ATM pa)
Overseas ATM/Barclays ATM(2) R60,00
Funds transfers
Absa ATM/Branch counter No charge
Balance enquiries
Branch counter/Absa ATM No charge
Saswitch ATM R7,00
Statement fees
Branch counter full statement No charge
Absa ATM ministatement No charge
Absa CAT terminal full statement No charge
51
Money Market Fund
Administration fees
Bank cheque(1) R125,00
Special clearance No charge
Other fees
Dishonoured/Returned payment N/A
Declined fee (insufficient funds)(4) No charge
Notes:
1. Provided a minimum balance of R100 000 is maintained in the account at all times, the transactions indicated will be exempt from standard charges.
52
Call Account
Monthly fees
Monthly account fee No charge
Deposits
Cash withdrawals
Absa ATM R4,50 + R1,40/R100
Global Alliance Partner R45,00
Purchases
Prepaid Top-up at Absa ATM, POS, Online, Mobile, Telephone (IVR) N/A
Prepaid Top-up at Absa-supported ATM N/A
Prepaid Top-up at Saswitch ATM N/A
POS – local/overseas(1) N/A
53
Call Account
Account payments
• Absa ATM, Online, Mobile R8,50
• Telephone (IVR) R15,50
• Online R6,00
Funds transfers
CashSend
• Absa ATM, Online, Mobile, Telephone (IVR), Sling Pay R8,50 + R1,40/R100
Balance enquiries
Absa ATM R1,75
POS R1,75
54
Call Account
Statement fees
Transaction history
Administration fees
Bank cheque R125,00
Stop payments
• Online R30,00
55
Call Account
Other fees
Dishonoured/Returned payments(4) R55,00
• SMS | Email | Fax R1,25 | R1,25 | R12,00
Notes:
4. Increasing to R150,00 per transaction from the 4th occurrence within 12 months.
56
Credit Cards
57
Credit Cards
It’s smarter to use your Credit Card for purchases than using cash, and here’s why:
• You get up to 57 interest-free days on purchases, excluding cash withdrawals, casino transactions, Absa Online transfers, fuel purchases and budget plan purchases. This applies if all
outstanding balances on the credit card account were fully paid by the due dates. Cash and Garage Card transactions are not included in the interest-free period, as interest is charged
from the date of transaction. Terms and conditions apply.
• Avoid paying cash deposit fees when you transfer payments to your Credit Card using electronic channels (Online, Mobile or ATM).
Tip: Use your Credit Card for fuel purchases, as no transaction fees are charged.
Credit Card Monthly Account Fee(1)

Card type Student Transact Silver Affinities Gold + Affinities Premium
Credit Card N/A R12,00 pm N/A R21,00 pm R50,00 pm
Affinity Card N/A N/A R21,00 pm R21,00 pm N/A
Secondary Card N/A R15,00 pm R15,00 pm R15,00 pm R15,00 pm
Credit Cards
Monthly fees
Credit Facility Service Fee(2) R25,00
Garage Cards R39,00
Purchases
Credit Card purchases No charge
Garage Card purchases R5,50
Deposits
Premium
for only • 57 interest-free days on purchases
R50a month
• Free credit card purchases.
58
Credit Cards
Credit Cards
Cash withdrawals
Absa ATM R4,50 + R1,40/R100
Overseas ATM(3) R60,00
Point of sale (POS) (local) R4,50
Account payments
• Absa ATM R8,50
Funds transfers
Balance enquiries
Absa ATM R1,75
Overseas ATM/POS R7,00
59
Credit Cards
Credit Cards
Statement fees and notifications
SMS/email notifications R0,55
Other fees
Replacement/Lost card administration fee(4) R140,00
Unpaid debit order/Cheque fee No charge
Invalid dispute fee – domestic transactions R50,00
Invalid dispute fee – international transactions R120,00
Duplicate statement fee R5,00 per request R1,00 per page (max R50,00)
Same-day delivery R455,00
Bank cheque R125,00
Initiation fee R165,00
Notes:
1. Credit Card Monthly Account Fee: This fee relates to the cost charged monthly for the administration and maintenance of the value-added features on your credit card account. This fee enables the ‘more than just credit’
features on your card.
2. Credit Facility Service Fee: This fee relates to the cost charged monthly for the routine administration of maintaining your credit card facility. This fee enables the everyday use of your credit card and the credit granted.
4. We may charge a replacement card fee or lost card administration fee at our own discretion.
60
Home Loans
61
Home Loans
A Home Loan offers you flexible repayment terms, so you can repay your loan over any term up to 30 years. You also get to choose from a range of interest rate options. Easy access
means you can use the funds you have paid in advance in your Home Loan immediately with FlexiReserve. At any time, you can choose to save interest by depositing an additional
amount into your loan. As your property appreciates in value, you can also increase your loan amount to finance whatever you want.
Home Loans
Initiation fees
All loans R5 985 (max)
Monthly service fees
All agreements R68,40
Deposits
Note:
1. Fee applicable for all cash deposited in excess of the monthly repayment amount. Please note that ATM deposits, cheque deposits and electronic deposits are free of charge.
Early settlement interest

In accordance with the Mortgage Loan Agreement, an early termination fee up to a maximum of 90 days interest on the account will be levied on all Home Loans being cancelled where customers failed to give notice of the
intention of such closure. Where notice was given, such notice will be valid for a period of 180 days. In cases where the loan is closed in a period shorter than 90 days, the early termination fee calculation will be reduced by such
period. If a mortgage agreement is cancelled without prior notice, an early termination fee will be levied equal to the interest payable for a maximum period of three months less the notice period (if any).
Home Loans
monthly • Enjoy flexible

payment terms
service fee • Select from a range of
interest rate options.
of R68.40
62
International Banking
63
Foreign exchange – general information
Whether your overseas trip is for business, pleasure or a combination thereof, Absa will help you with all your financial arrangements, so that your trip is enjoyable and hassle-free.
Please note these important rules regarding foreign exchange

The South African Reserve Bank sets an annual amount that adults, children and business representatives may take overseas. As the rules and limits change from time to time,
please ask us about the latest allowances. In terms of current South African Exchange Control regulations you may only be given your foreign exchange within 60 days of your departure
date. You need a valid passenger ticket, e-ticket or electronic flight voucher in your name for a journey commencing from South Africa in order to obtain your travel allowance.
You will require a valid passport and your green, bar-coded Identity Document. Non-Absa customers are required to produce the necessary FICA* documents.
Absa’s Foreign Exchange Desk deals in all major foreign currencies and is able to provide foreign currency for travel or transactional purposes, including:
• Foreign banknotes
• Multi-currency Cash PassportTM card
• Electronic funds transfers and bank drafts
• Western Union® Money Transfer service
• An up-to-date listing of current exchange rates.
We also offer the Currency Investment Account, an account which allows you to invest in most of the world’s currencies.
Tip: Use an Absa Multi-currency Cash PassportTM card when travelling internationally. It is much safer and more convenient than carrying cash.
*Financial Intelligence Centre Act.
64
International Banking Branch Online
Multi-currency Cash Passport card
TM
Sale of Multi-currency Cash PassportTM cards and reloads 2,10% Minimum R130,00
Once-off card activation fee R145,00
Secondary card R60,00
Repurchase of Multi-currency Cash PassportTM card (cash out) crediting
an Absa account No charge
Purchase and sale of foreign banknotes
Foreign banknotes purchase and sale 2,10% Minimum R140,00
Transfer outwards (SWIFTTM)
In rand and foreign currency 0,58% Minimum R170,00 0,55% Minimum R150,00
Maximum R750,00 Maximum R750,00
Electronic fee R160,00 R75,00
Transfer inwards (SWIFT TM)
Inward transfers received 0,58% Minimum R170,00 0,55% Minimum R150,00
Maximum R750,00 Maximum R750,00
Currency Investment Account
Deposit per transaction - funding transfer inwards 0,58% Minimum R140,00
R75,00
Withdrawals per transaction - funding transfer outwards 0,58% Minimum R140,00
Multi-Currency Cash PassportTM

for only • Load multiple currencies
when travelling
R145
once-off
internationally
• Free repurchases using
your Absa account.
65
Western Union® Money Transfer service
Send money Principal bands Principal bands Fee USD*
(pricing the same for both in-branch and digital) USD from USD to
- 50,00 7,00
51,00 100,00 10,00
101,00 150,00 12,00
151,00 200,00 14,00
201,00 250,00 16,00
251,00 300,00 18,00
301,00 400,00 20,00
401,00 500,00 25,00
501,00 600,00 30,00
601,00 700,00 35,00
701,00 800,00 40,00
801,00 900,00 45,00
901,00 1 000 50,00
1 001 1 200 55,00
1 201 1 500 63,00
1 501 1 800 63,00
1 801 2 000 64,00
2 001 2 500 65,00
2 501 3 250 65,00
3 251 5 000 2% principal
5 001 7 500 2% principal
7 501 10 000 2% principal
10 001 and above 2% principal
*
At time of WUMT send: Fee to be converted to ZAR at prevailing exchange rate prior to 14% VAT addition/inclusion.
*
Price subject to change.
Receive money No charge
Other
Cash-handling fee
• Transaction value under R50 000 R315,00
• Transaction value above R50 000 R8,00 + 1,60% (min R35,00) of the value of the cash exchanged for foreign currency
Travel delivery fee
• Delivery of travel products to client’s premises R249,00
• Failed delivery R299,00
Statutory forms
• Attestation of statutory forms R75,00
66
Other offerings
67
Other offerings
Prepaid Debit Card
The Prepaid Debit Card is a basic cash-in/cash-out account and is ideal for someone who only needs access to basic banking services such as deposits, cash withdrawals, debit card
purchases and prepaid top-ups. Debit orders and bill payments are restricted on the Prepaid Debit Card.
Prepaid Debit Card

Monthly fees
Monthly administration fee(1) No charge
Monthly subscription fees – Online, Mobile, Telephone Banking N/A
Once-off card fee R40,00
Deposits(2)
Cheque deposit: Branch counter/Absa ATM 2,5%
Cash deposit: Branch counter/Absa ATM 2,5%
Cardless cash deposit: Cash acceptor 2,5%
Cash withdrawals
Branch counter/Absa ATM No charge
Point of sale (POS)/Absa-supported ATM No charge
Overseas ATM/POS N/A
Purchases
Prepaid Top-up at Absa ATM or POS No charge
Prepaid Top-up at Online, Mobile, Telephone (IVR) N/A
POS – local No charge
POS – overseas N/A
CashSend
68
Other offerings
Prepaid Debit Card
Prepaid Debit Card

Balance enquiries
Branch counter/Absa ATM/POS No charge
Absa-supported ATM/Saswitch ATM/Post Office terminal No charge
Statement fees
Absa ATM ministatement No charge
Absa CAT terminal full statement No charge
Branch counter full statement No charge
Mailed statement/eStatement N/A
Administration fees
Bank cheque N/A
Reissue card fee(3) R40,00
Inactive fee (pm)(4) R10,00
Special clearance No charge
Other fees
Declined fee (insufficient funds)(5) No charge
Returned cheque deposit No charge
Notes:
1. A R10,00 administration fee will apply when the card expires and the customer did not request the reissuing of a new card.
2. All credits to the Prepaid Debit Card Account will attract a fee of 2,5% of the value of the deposit amount, i.e. R2,50 for R100,00.
3. When a customer requests a new card to replace the expired card, a reissue card fee will be charged.
4. A R10,00 inactive fee will apply per month if the card is not used for a 12-month period.
69
Other offerings
Safe custody
Safe custody
Transaction type Fee
Initiation fee R500,00
Accessing items stored in safe custody R25,00
Absa lockers (1)
Minimum R1 250,00 Maximum R3 400,00
Envelope safe custody(1) R300,00
Fixed fee (items stored in safe – excluding informal security)
(1)
R1 250,00
Note:
1. These fees are paid annually in advance in January.
Mobile Banking Lite
Mobile Banking Lite (*120*2272#)

Monthly fees No charge
CashSend R8,50 + R1,40/R100
Account payments R8,50
Funds transfers No charge
Prepaid Top-up R1,50
Balance enquiries R0,55
Statement enquiries R0,55 ministatement via SMS
Notice of payment or reminders
• SMS | Email | Fax R1,25 | R1,25 | R12,00
Sling Account
Person-to-Person Payment R0,99
Prepaid Top-up R1,50
CashSend R8,50
Cardless Cash Deposit R6,00 + R1,60/R100
70
Frequently asked questions
71
Frequently asked questions
For any other questions, please call 08600 08600, visit your nearest Absa branch or go to absa.co.za
How do transaction fees work?

In short, you pay either a fixed fee or a sliding scale fee, which is sometimes called ‘ad valorem’.
Fixed fee: When you perform account payments at an Absa ATM, you’ll pay a fixed fee per transaction, whether you pay R100,00 or R1 000.
Sliding scale fee: You pay a base fee for the transaction itself plus a fee based on the value of the transaction. For example, if you withdraw R500,00 from a current
account at an Absa ATM, you’ll pay a R4,50 base fee for the transaction plus R1,40 per R100,00. Therefore the withdrawal will cost R11,50 (R4,50 + 5 x R1,40).
What pricing options are there?

To get the most out of your banking, choose the product and pricing option that best suit your needs and your pocket and don’t forget to relook your options as your
needs change.
Remember: Doing transactions in a bank that can be done at an ATM or using Online, Mobile or Telephone Banking is more expensive.
1. Pay-as-you-transact
This is the standard fee pricing option, where you are charged a standard fee for every transaction you make.
2. Value Bundle
You pay an affordable, fixed fee from as little as R59,00 a month for a set number of transactions and various value-added services. On the Gold Value Bundle and
Premium Banking, unused transactions roll over to the next month.
3. Prepaid Debit Card

With this pricing option, an upfront fee is charged for all credits to the account. No fees are charged for transactions performed using Absa’s infrastructure.
4. Rebate Banking
You will receive a rebate on the banking fees for certain transactions if you keep a set minimum balance in your transactional, savings or investment account throughout
the month. (The amount required differs from account to account.)
Where can I find out about the pricing applicable to my account?

The pricing on your and all other Absa accounts can be found on the website (absa.co.za). You can also call the Absa Price Line on 08600 08600 and we’ll be able to
explain specific fees and the various pricing options available to you.
72
How do debit orders make my life easier?
A debit order is an instruction from you that allows third-party service providers and banks to collect money automatically from your bank account. Customers who
choose to use debit orders should always make sure that there is enough money in their account to cover the amount of the debit order.
What does ‘tracking’ a debit order mean?

If a debit order is processed and there are insufficient funds available in your account, the third party can try to debit your account again when funds become available.
This is commonly referred to as ‘tracking’.
How can I track my debit orders?

To be safe, check that your debit orders have all been processed correctly. If you notice any discrepancy, you can dispute the debit order and claim back the amount
taken from your account.
You can also register for NotifyMe and receive an SMS notification every time there is a transaction on your account.
How can I dispute a debit order?

You can dispute a debit order by visiting a branch or going online. If you dispute a debit order within 40 days of the debit order being debited from your account,
the amount will be credited to your account immediately.
How can I cancel a debit order?

You can only cancel a debit order by contacting the service provider directly and instructing them to do so.
If the third party continues to collect the debit order from your account after you have cancelled it, you can dispute the debit order or, alternatively, provide Absa with
a written stop payment instruction.
How can I avoid rejected debit order fees?

Arrange for your debit orders to be paid about two days after your salary/wage is deposited into your account. This will ensure you have enough money in your account.
Remember, you have the right to choose the date that suits you.
What is an electronic funds transfer?

It is the transfer of money between accounts linked to your portfolio, for example, transferring money between your current account and savings account.
What is a beneficiary payment?

It is a transaction used to pay a utility bill (municipal account) or beneficiary whose account is not linked to your portfolio of accounts (i.e. you would pay school fees,
an electricity bill or rent using a beneficiary payment transaction).
What is an immediate payment?

By using our electronic channels you can pay single credit payments in real time to beneficiaries 24 hours a day, seven days a week, 365 days a year. Note: There is a fee
payable to make a payment immediate.
73
What is a cardless cash deposit?
You can deposit cash at any of our cash-accepting ATMs without using an ATM card. Note: Additional fees will apply.
Why should I get eStatements?

eStatements are free, you get them regularly and they are easy to file, save and print.
How can I change to eStatements?

Simply logon to Absa Online (absa.co.za), click on the ‘Profile’ menu bar and then on ‘Manage eStatements’. You can also make the change on Telephone Banking
or by sending your request to officialemail@absa.co.za
What is a debit card?

This card lets you pay for goods or services at retailers where you see the MasterCard® or Visa signs. The money is taken off your account immediately.
What is an Absa-supported ATM?

These ATMs are supported by Absa and are dual-branded, i.e. Absa/Cash Express. Withdrawals made from these ATMs attract higher charges than if you had used
an Absa ATM, but lower than those if you had used a Saswitch machine.
What is a Saswitch ATM?

Absa does not own Saswitch ATMs, so when you use them, you’ll be charged additional fees. If possible, always use an Absa ATM.
What is the Global Alliance ATM?

The Global Alliance ATM is a joint venture of several major international banks that allows their customers to use their ATM card or debit card at another bank within
the Global Alliance ATM at no or reduced fees.
As Absa is a Global Alliance partner you can use your debit card to withdraw cash from any of our Global Alliance partners’ ATMs at reduced rates across the world.
Click here for the list of our Alliance partners.
absa.co.za/personal/bank/international-banking/foreign-atms/
Disclaimer:
Fees quoted in this brochure are valid from 1 January 2018. Unless otherwise stated, fees include 14 % VAT and are subject to change.
Should there be evidence that an individual product or service is used for business purposes, or used in any way that is not allowed by the product terms or conditions, this may result in customers having to
pay additional fees, or even the termination of the product or service. In this event Absa is entitled to change the pricing option (for such products and services) by notice to a pricing option that is the same
or similar to that for business customers.
E&OE
74

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2018 Pricing

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The new style is value

to match your style

Pricing effective from 1 January 2018

• Flexi Value Bundle

• Islamic Current Account – Value Bundles

• TruSave/Depositor Plus/Club Account/Travel Club/Investment Club/Grocery Stokvel

• Money Market Fund

• Student, Transact Credit, Gold, Premuim

• Prepaid Debit Card

• Mobile Banking Lite

Frequently asked questions 71

Flexi Value Bundle

Gold Value Bundle/Premium Banking

Gold Value Bundle Premium Banking

Gold Value Bundle Premium Banking

Fee • Free Absa top-up using any Absa ATM,

Transactions catered for in EasyFee

Transactions exempt with Rebate Banking

Flexi Gold Premium

Flexi Gold Premium

TruSave Depositor Plus Club Account/Travel Club/

Absa-supported ATM R10,50 + R1,40/R100 R10,50 + R1,40/R100 N/A

Fee R33 000 per tax year

Credit Card Monthly Account Fee(1)

Early settlement interest

monthly • Enjoy flexible

Please note these important rules regarding foreign exchange

Multi-Currency Cash PassportTM

Prepaid Debit Card

Prepaid Debit Card

Mobile Banking Lite

Mobile Banking Lite (*120*2272#)

How do transaction fees work?

What pricing options are there?

3. Prepaid Debit Card

Where can I find out about the pricing applicable to my account?

What does ‘tracking’ a debit order mean?

How can I track my debit orders?

How can I dispute a debit order?

How can I cancel a debit order?

How can I avoid rejected debit order fees?

What is an electronic funds transfer?

What is a beneficiary payment?

What is an immediate payment?

Why should I get eStatements?

How can I change to eStatements?

What is a debit card?

What is an Absa-supported ATM?

What is a Saswitch ATM?

What is the Global Alliance ATM?

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Mobile Banking Lite (1202272#)