CONSUMER CIR

CONSUMER: MALABIKA HAZARIKA DATE:11-04-2018

MEMBER ID: BN01180794 TIME: 14:33:39

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,30,32,31,467

CONSUMER INFORMATION:
NAME: MALABIKA HAZARIKA

DATE OF BIRTH: 20-02-1967 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CIBIL TRANSUNION SCORE

VERSION 2.0 633 1: PRESENCE OF ACCOUNT DELINQUENCY IN THE PAST.
2: NUMBER OF ACTIVE TRADES WITH A BALANCE TOO HIGH IN PROPORTION TO TOTAL
TRADES.
3: LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED IS TOO SHORT.

PERSONAL LOAN SCORE

547 1: OVER DUE AMOUNT TOO HIGH.
2: PRESENCE OF DELINQUENCY.
3: TOTAL HIGH CREDIT OF DELINQUENCIES IS TOO HIGH.

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR CIBIL TRANSUNION PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required. In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) ACUPH8035N

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

OFFICE PHONE 8402066352

OFFICE PHONE 9859551872

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: MALABIKA HAZARIKA DATE:11-04-2018

MEMBER ID: BN01180794 TIME: 14:33:39

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,30,32,31,467

MOBILE PHONE 9859551872

EMAIL CONTACT(S):

ADDRESS(ES):

ADDRESS:KAMARGAON,P/O KAMARGAON , , ,NR NAMGHAR , GOLAGHAT ASSAM 785619

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:03-10-2016

ADDRESS:KAMAR GAON PO- KAMAR GAON NR A S E B OFFICE GOLAGHAT JORHAT ASSAM 785619

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:05-07-2016

ADDRESS:C/O:PUNYADHAR GOGOI ASSAM 785619

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:31-08-2015

ADDRESS:BOR DIHINGIA GAON PO-KAMAR GAON NR H IGH SCHOOL GOLAGHAT JORHAT ASSAM 785619

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:18-03-2014

EMPLOYMENT INFORMATION :
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

BUSINESS LOAN - 31-01-2018 SALARIED Not Available Not Available Not Available
PRIORITY SECTOR -
AGRICULTURE

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 3 HIGH CR/SANC. AMT: 4,58,335 CURRENT: 1,37,570 RECENT: 12-08-2015
OVERDUE: 2 OVERDUE: 24,566 OLDEST: 27-03-2014
ZERO-BALANCE: 1

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 3 0 0 2 06-10-2016

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-04-2015 SANCTIONED: 2,00,000

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: MALABIKA HAZARIKA DATE:11-04-2018

MEMBER ID: BN01180794 TIME: 14:33:39

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,30,32,31,467

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 73,060

DISCLOSED 28-02-2018 OVERDUE: 11,198
TYPE: AUTO LOAN PMT HIST START: 01-02-2018 REPAYMENT TENURE: 47
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-07-2015 INTEREST RATE: 8.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

060 030 000 060 030 000 030 000 030 000 000 030 090 060 090 060 030 060
02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16

090 120 090 090 060 030 030 030 000 XXX 030 XXX XXX 030
08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: UNITED BANK OPENED: 12-08-2015 SANCTIONED: 2,00,000

ACCOUNT NUMBER: 0794306725262 LAST PAYMENT: 12-01-2018 CURRENT BALANCE: 64,510
TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: OVERDUE: 13,368
SECTOR - AGRICULTURE 31-01-2018 EMI: 7,031
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2018 PMT FREQ: MONTHLY
COLLATERAL VALUE: 200000 PMT HIST END: 01-08-2015 REPAYMENT TENURE: 36
COLLATERAL TYPE: PROPERTY INTEREST RATE: 15.75

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

050 XXX XXX XXX 049 STD STD STD STD STD STD STD STD STD STD STD XXX STD
01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16

STD XXX STD XXX STD STD STD STD STD STD XXX STD
07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 27-03-2014 SANCTIONED: 58,335

ACCOUNT NUMBER: NOT LAST PAYMENT: 23-05-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 08-06-2016
TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: JOINT 05-09-2016
PMT HIST START: 01-09-2016
PMT HIST END: 01-04-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 XXX 024 000 000 XXX 000 000 XXX 026 029 000 000 000 XXX 000
09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15

000 000 000 XXX 000 XXX 000 XXX 000 000 000 000
03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: MALABIKA HAZARIKA DATE:11-04-2018

MEMBER ID: BN01180794 TIME: 14:33:39

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,30,32,31,467

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 06-10-2016 TWO-WHEELER LOAN 40,000

NOT DISCLOSED 03-10-2016 AUTO LOAN 4,28,857

NOT DISCLOSED 18-03-2014 TWO-WHEELER LOAN 77,195

END OF REPORT ON MALABIKA HAZARIKA

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts
the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions
caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate reproduction
of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further, TransUnion
CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion CIBIL
responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii)
enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR is
governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: MALABIKA HAZARIKA DATE:11-04-2018

MEMBER ID: BN01180794 TIME: 14:33:39

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,30,32,31,467

ADDITIONAL MATCHES -- YOUR ENQUIRY ON MALABIKA HAZARIKA RETURNED MULTIPLE FILES. SEE INFORMATION
RELATED TO ADDITIONAL SUBJECT MALABIKA HAZARIKA BELOW.

CONSUMER INFORMATION:
NAME: MALABIKA HAZARIKA

DATE OF BIRTH: 08-12-1978 GENDER: FEMALE

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) ACUPH8035N

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

OFFICE PHONE 9859551872

MOBILE PHONE 9859551872

ADDRESS(ES):

ADDRESS:C/O:PUNYADHAR GOGOI VILL:BORDIHINGIA GAON, P O:KAMARGAON GOLAGHAT DISTRICT GOLAGHAT 785619

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:31-12-2016

ADDRESS:C/O:PUNYADHAR GOGOI 785619

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:30-09-2016

END OF REPORT ON MALABIKA HAZARIKA

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts
the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions
caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate reproduction
of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further, TransUnion
CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion CIBIL
responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii)
enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR is
governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359