Lakshmi Yoga in Astrology:- Lakshmi yoga is formed when the lord of lagna is very powerful or

strongly disposed in a house & the lord of 9th house must be placed in either own sign or exalted
sign in kendra or trikona house in birth chart .

Remarks - Different Definitions are given for Lakshmi Yoga & they are ->

Lakshmi yoga is said to arise

A > by the mutual association of lord of lagna with the 9th house lord whereas 9th lord must be
exalted or own sign & the lord of lagna being disposed powerfully ;

B > by the lord of 9th occupying Kendra or Trikona houses of his own or exalted sign & the lord
of lagna being disposed powerfully ;

C > by the lord of the 9th house & venus being posited in own or exaltation sign which must be
anyone of kendra or trikona house.
------------------------------------------------------------------------------

~My interpretation for the planetary condition of Lakshmi yoga~

1> Ascendant or lagna lord must be strongly well placed in a house .

2> 9th house lord must be placed in Kendra or Trikona house of his exalted or own sign .

[Note :-
Kendra houses - 1st , 4th , 7th & 10th houses

Trikona houses - 1st , 5th , 9th houses ]

3> the planets who are creating this yoga must be well placed in D9 & D27 chart .

4> the planets who are creating this yoga their starlord & sublord must signify good houses but
they should not signify 6 , 8 , 12 houses so that planet can give good result .

5> the planets who are creating this yoga they must give 4 or more than 4 bhinnashtaka varga
points to the house where they are placed , if 9th lord doesn't give more than 4 points then 9th
lord or venus must give more than 4 bhinnashtakavarga points to the 9th house & ascendant lord
must give more than 4 bhinnashtakavarga points to 1st house house of ascendant then only
Lakshmi yoga will give you most powerful result .

Result :- Devi Lakshmi is the Goddess of Wealth , prosperity & fortune . So the native who has
this auspicious Lakshmi yoga in his/her chart then the result of this yoga making the native rich,
wealthy , lucky or fortunate person . Easy way I can say that he/she should experience all kind of
comfortable things , land property , vehicles , enjoyment , pleasure, name , fame , status in their
life . Native should have high morality , status in society .

Example :-

Bill gates chart:-

If you see Bill gates chart then you can find that

1> his Gemini ascendant lord mercury gets placed in 4th house exalted virgo sign & 9th house
lord saturn goes to 5th house (trikona house) of his exalted libra sign with own sign venus
creates powerful Lakshmi yoga .

2> his ascendant lord mercury has given highest score 8 bhinnashtakavarga points to 1st house
of ascendant & Venus has given highest score 6 bhinnashtakavarga points to 9th house .

3> his ascendant lord mercury's starlord & sublord is common planet mars & mars is signifying
11th house & 4th house & his 9th lord saturn's starlord venus & sublord mercury is signifying 1 ,
4 , 5 houses . So his ascendant & 9th lord's starlord & sublord are signifying kendra house ,
trikona houses & 11th house of gain .

This is my interpretation to finding Lakshmi yoga in birth chart by following my given condition .

***Indu lagna & it's importance***~~~~~~

Indu lagna is also known as wealth ascendant or dhana lagna. This lagna is used for finding
accumulation of wealth & the amount of income of a person in different planetary mahadasha &
antardasha period.

How to find Indu lagna:-

"Jataka Alankaram" gives rules for determining Indu Lagna.
Kala values of planets are as follows:
Sun:30;
Moon:16;
Mars:6;
Mercury:8;
Jupiter:10;
Venus:12;
Saturn:1.

**The planets Rahu and Ketu are not used in this calculation.

Step 1> find the zodiac sign or rasi sign is falling in 9th house of ur LAGNA chart or ascendant
chart or D1 chart. Write down that 9th house rasi sign lord planet's value.

Step 2> find the zodiac sign or rasi sign is falling in 9th house of ur MOON chart. Write down that
9th house rasi sign lord planets value.

Step 3> Add both ths values; and then divide it by 12 and note down the remainder, which will be
between 0 to 11.

Step 4> Count the number from the position of the Moon; and the house identified will be the
Indu Lagna or Dhana Lagna or Wealth Ascendant.

Step 5> if remainder is zero then indu lagna will be 12th house from moon or previous house
from the moon. if remainder is one then indu lagna will be house of zodiac sign or rasi sign
occupied by moon.
One text discriminates the quantum of wealth as follows:-
>If a powerful benefic is there or aspect to Indu lagna then he/she earns in - Millions.

>A combination of a powerful benefic & malefic gives- Lakhs.

>Conjunction of weak benefics - Thousands

>Conjunction of weak malefics - Hundreds.

The rule is given that:-

Sun karka of -Thousands
Moon karka of - Lakhs
Mars karka of - Hundreds
Mercury karka of -Crores
Jupiter karka of -High
Venus karka of - Far higher
Saturn karka of -Little.

Once you find out all these things then you've to check your dhan yoga giving planets condition
in D1 & D9 chart , D2 hora chart condition & Ashtak varga chart point in different house.

*** Now considering Indu lagna house as 1st house then kendra houses (1, 4 , 7 , 10 ) & 2nd -
11th houses from Indu lagna should be strong so that planets placed in that houses will give you
maximum amount of wealth , savings , gain-profit in their dasha period , if that houses are weak
or planets are weak then native will not experience huge amount of wealth in his lifetime .