Pradhan Mantri Atal Pension Yojana (APY)

12/22/2016 Pradhan Mantri Atal Pension Yojana (APY) PM Jan Dhan Yojana
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Named after the exprime minister of India, Atal Bihari Vajpayee, Atal Pension Yojana also know as APY
Connection Scheme
Scheme was launched in continuation to the Jan Dhan Yojana Scheme to bring those employed in rural and
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unorganized sector under the ambit of Pension Schemes. The idea of the scheme is to provide a definite Latest News in Hindi Today | 7th Vetan
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Any Indian national within the age group of 18 to 40 years is eligible to contribute under APY. However, any (Gurgaon, Name Changed)
member of a statutory social security scheme is not eligible to get the governments contribution for this Digital Transactions Discount on
pension scheme. But he will get all normal benefits of APY. If your age is 40 Years then you are eligible but if Insurance, Petrol and Diesel
you are 40 years and 1 day then you are not eligible. Direct Transfer of Fertilizer Subsidy
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As all the previous schemes launched by Narendra Modi, this scheme to has an early bird incentive attached
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with it. If you would enroll in it on or before 31st March 2016 then you would be getting a government
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contribution. Government will contribute maximum of rs 1000 per year for first 5 years. Your yearly
in AP (Andhra Pradesh)
contribution should be more then rs 2000 to get this amount. If your yearly contribution (X rs) is less then rs
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2000 then you will get Rs X/2 as government contribution.
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In order to apply for APY an Indian national needs to have a working bank account. Date for submission of Green Urban Transport Scheme
forms has started from 01st June 2015. There is no last date for enrollment. You have to fill the form in any (GUTS)
bank and you are done. Please make sure this bank account have sufficient money each month before Hamari Yojana Hamara Vikas Scheme
premium is deducted. Haryana krishak upahar yojana
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There is also a policy under the scheme, wherein if the pension account holder dies, the contributions would
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go to the family or the nominee of the account. The premiums to the pension account would be paid through Employees during year 2017 in India
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Premium of Atal pension Yojana for Rs 2000 Pension
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Yojana Details| Benefits |Eligibility
Premium for Atal pension Yojana for pension of Rs 3000
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Can Government Employees open Atal Pension Yojana Account
Yes Government employees can open it but will not be eligible for the government contribution on this
account
Important Atal Pension Yojana Features
If a subscriber Joins APY and opts for a 5000 pension plan and pays his premium as mentioned in the chart
then he will start getting rs 5000 pension till he is alive after attaining 60 years of age. After subscriber is dead
then his/her spouse will get the pension amount that subscriber was getting. After both are gone then
Nominee will get the corpus amount of rs 8.5 lakhs.
Atal Pension Yojana Form
You can use and download APY Form using Atal Pension Yojana English Application form Link. Nominee
details are very important in this scheme. Spouse is considered to be the default nominee so please make
sure you make nominee other then you spouse.
Please use this link to download Atal Pension Yojana Form in Hindi
Can a subscriber close his APY account
Initially it was not possible but after getting reviews from people government have allowed closing of APY
account in between. You will have to give a closing application in the bank to get your account closed. Banks
will refund all your investment with interest. You will have to pay a small penalty to avail this facility.
Tax benefits in Atal pension Yojana.
So the great news is in, now you can avail the same tax benefits in atal pension yojana as you do in NPS ie
now you can claim the premium paid in this scheme under section 80CCD.
Atal Pension Yojana (APY) VS New Pension Yojana (NPS)
SL.
ATAL PENSION YOJANA NATIONAL PENSION SCHEME
NO.
The maximum age limit that one can join is up to the age of Here one can join up to the age of
1
40 years. 60 years.
2 NRIs cannot join this plan. NRIs can also join this plan.
Here, half of the pension amount is
Here, the pension is paid monthly which ranges from Rs. paid after the beneficiary retires and
3
1,000 to Rs. 5,000. then he/she receives the rest
amount in monthly payments.
There is tax benefit and beneficiary
4 Premium amount can be claimed under 80CCD can avail tax benefits of up to Rs.
50 lakh.
Here withdrawal cannot be made before maturity, unless Here the beneficiary can withdraw
5
there is a special case. the amount before maturity.
A unique PRAN number is provided
6 Here, unique PRAN number is not provided. to get accessibility all over the
country.
Some Interesting APY facts
You should have savings bank account if you want to opt for this scheme.
Swavalamban Yojana would automatically convert into APY
Aadhar Card is not mandatory while applying for APY but would be required at the time of payment.
You can opt for a pension plan but switching the plan after opting it possible only once in a year. But
the Procedure of the same is not known.
The Pension that you will get after completion of term would be taxable.
Also Read
1. Suraksha Bima Yojana
2. Start Up India Stand Up India
3. PM Kaushal Vikas Yojana
4. Gold Monetisation Scheme
5. Mudra Loan Yojana
Posted by pmjandhanyogana at 8:12 am
857 Responses to “Pradhan Mantri Atal Pension Yojana (APY)”
1. VENUGOPAL says:
July 7, 2015 at 6:17 pm
I am venugopal from ballari Karnataka. I want to know one more thing…… now BJP government is there, but in future
no guarantee…. when the pension claiming, other government came and exist ? is it helpfull or not…..
Reply
pmjandhanyogana says:
July 8, 2015 at 4:34 am
new government usually do not touch the popular scheme. They may change the name but do not stop
them.
Reply
Avijit Ghosh says:
January 17, 2016 at 1:24 pm
What documents would we get as proof of our investments, apart from regular bank update?
you will get a PRAN Card
Ina Bhattacharya says:
January 22, 2016 at 11:24 am
can i make my son (who is a minor) my nominee although he does not have an aadhar card?
Laldeo Nayak says:
February 12, 2016 at 5:31 am
From where we can get a PRAN card, kindly confirm, i have already get a PRAN No.
February 14, 2016 at 5:51 pm
NSDL is responsible for providing PRAN.
sunil z says:
Note how to download the statement.
and can we show the same for our tax declaration.
VISHNU RAUT says:
March 25, 2016 at 3:32 pm
YOU SAID THAT NEW GOVERNMENT DO NOT TOUCH THE SCHEME BUT YOU FORCED TO
OPT OUT FROM NPS FOR APY UNDER AGE FORTY WHAT ABOUT THIS
Dattatraya Vasant Bharati says:
April 5, 2016 at 12:42 pm
the banks are not accepting my request for cancellation of my APY plan. please can you help. i have my
account in State Bank Of India
Reply
2. DUSHYANTKUMAR PATEL says:
July 8, 2015 at 5:48 am
I am state Govt emp.
(1) What is the difference in corpus and pension amount between govt emp and non govt person. Please clarify.
(2) I am not going to get govt contribution. What does it means?
(3) Is there any difference in pension and corpus for govt emp. and others?
Reply
July 17, 2015 at 8:14 am
1) Pension amount would be same, Corpus amount may differ but will be very nominal difference.
2) Read the government contribution section of this article.
3) same as question 1
Reply
3. GIRISHA V says:
July 8, 2015 at 5:57 am
HI SIR ,
MY NAME IS GIRISHA . V , LAST MONTH I JOINED APY in Canara Bank, JUNE 1 AMOUNT WAS DEDUCTED BUT
THIS MONTH STILL NOW AMOUNT IS NOT DEDUCTED Y
Reply
Reply
July 17, 2015 at 4:46 am
you will have to contact Canara bank for the same.
Reply
4. Suvarna Mhaske says:
July 8, 2015 at 5:57 am
Checked with Axis bank to open Atal Pension yojana but the reply from them is they have not received GR yet. Please
guide
Reply
July 8, 2015 at 2:35 pm
you can talk to customer care of axis bank and get more clarification on this.
Reply
5. GIRISHA V says:
July 8, 2015 at 6:00 am
LAST MONTH JUNE 1 ST AMT WAS DEDUCTED BUT THIS MONTH STILL NOW NOT DEDUCTED
Reply
July 8, 2015 at 2:34 pm
your bank can give more information on this.
Reply
6. lakshmi says:
July 8, 2015 at 6:11 am
Kindly clarify if i’m eligible if i pay income tax and covered under statutory regulations, if yes what are the criteria to join
this scheme
Reply
July 8, 2015 at 2:33 pm
income tax payers can join atal pension yojana. If your age lies in between 1840 then you are eligible.
Reply
7. tushar mittal says:
July 8, 2015 at 7:33 am
Sir i have heard that the tax payers cannot get join with this apy
I wants to confirm that is this true
And i m a student and i have my pan card so shall i joint my account with apy
Reply
July 8, 2015 at 2:32 pm
tax payers can join atal pension yojana. You can apply for apy
Reply
8. tushar mittal says:
July 8, 2015 at 7:38 am
Sir in near future if i become a tax payer then can i get use of fecility of apy
Reply
July 8, 2015 at 2:31 pm
yes you will get the apy benefits even if you become income tax payer in future
Reply
9. gyan prakash joshi says:
July 8, 2015 at 9:44 am
respected sir,
my wife apply in APY and nominee is husband.
what process change nominee
Reply
July 8, 2015 at 2:30 pm
walk to your bank branch to change the name of nominee in Atal pension Yojana
Reply
10. piyush says:
July 8, 2015 at 9:47 am
Suppose, I opted for 5000 pension and I die after 5 years of installment. What will happen? Will my wife get 500
pension per month straight away? Also 8.5 lac will be given to nominee after wife death?
Reply
July 8, 2015 at 2:29 pm
in this case all your amount with interest would be given to your wife if alive else your nominee.
Reply
Laldeo Nayak says:
It means if i die without completing 60 years then my wife will not get pension and nominee will
not get Rs. 8.5 lacs if wife is not alive. Kindly make it clear as some bank is saying that it does
not matter wheter you alive or die during these 60 years your spouse and nominee will get
pension/ amount depends on sheeme you choose.
no your dependents will only get the corpous amount(calculated at the time of your death)
11. Rajesh rajoli says:
July 8, 2015 at 9:48 am
Hi
My mom DOB 28|08|1962
CAN SHE APLY. ATAL BIMA PENSION YAJONA
HER AGE IS 52 ten months
Reply
July 8, 2015 at 2:28 pm
no she has crossed the age limit to enroll.
Reply
12. SUNIL BORLE says:
July 8, 2015 at 10:26 am
IF I WRITE MY WIFE NAME IN FORM THAN, IS THE COMPULSORY TO WRITE THE NAME OF NOMINEE ?
Reply
Reply
July 8, 2015 at 2:28 pm
Nominees name is mandatory in Atal pension Yojana
Reply
SHASHI KANT says:
April 26, 2016 at 6:10 am
If I am not married then who will be my spouse ?
13. kirti says:
July 8, 2015 at 10:28 am
i have submitted by atal pension form on 2nd june 2015 to sarastwat bank kamothe they have still not open my
account stating that the scheme is still not in force .please help.
Reply
July 8, 2015 at 2:27 pm
since this is a new scheme banks may take some time to debit the amount.
Reply
14. Chander says:
July 8, 2015 at 11:37 am
Dear Sir, I am in 30% income tax bracket and is over 40 yrs of age. My wife is housewife and 38 yrs of age. Can I enroll
her under this scheme? She has valid PAN and bank account but she is not working/earning.
Reply
July 8, 2015 at 2:25 pm
yes both of you are eligible and can apply Atal Pension Yojana
Reply
15. Madhu says:
July 8, 2015 at 12:27 pm
Sir, I am Madhu, If the subscriber of APY dies after 60 years of age and if the subscriber nominee is his child. Upto how
many years (after the death of the subscriber) the child get the pension every month.
Reply
July 8, 2015 at 2:24 pm
If subscriber dies after 60 years then his/her spouse will get the pension if alive. Nominee gets the corpus
amount after both subscriber and his/her spouse are dead.
Reply
16. vivek says:
July 8, 2015 at 4:33 pm
Hi,
I am 24year, salaried person but my income tax is zero in last two years. I have an LIC policy(new jeevan Anand) and
Rs. 12 pradhan mantri insurance policy.
I want to know will government contribute as I don’t pay income tax and non government employee?
Reply
July 9, 2015 at 3:04 am
do you have an epf account? if yes then government wont contribute. If no then yes you will get government
benefits.
Reply
17. Chris says:
July 8, 2015 at 6:29 pm
When I contacted Union Bank of India, Kottayam branch on June 29th, they informed that they didn’t received any
notifications regarding Atal Pension Yojana.
Reply
18. BODAPATI SRINIVASARAO says:
July 9, 2015 at 2:14 am
My date of birth 26081975,eligible for atal pension yojana scheme,deposited amount in any bank
Reply
July 9, 2015 at 5:47 pm
yes you are eligible.
Reply
19. vivek says:
July 9, 2015 at 4:21 am
Hot cancel and get the money back to my account. I have paid 2 instalments and want to cancel now. Please help…….
Reply
20. sashi says:
July 9, 2015 at 5:02 am
Sir,
Can we open seprate accounts for Husband and Wife? After 60 will both be eligible to recieve pension.
Reply
July 9, 2015 at 5:46 pm
yes you can do this and both will get pensions.
Reply
21. Nilesh says:
July 9, 2015 at 5:47 am
Meri age 29 year hai,5000 pension ke liye 529/ per month pay karna h, mujhe pata karna hai ki ye same amount 529/
mujhe 60 year tak pay karna ha ya ye age ke hisab se per month change hoti rahegi
like 30yr to 577/
31yr to 630/ every year this amount change or same
if I die at the age of 61 or 62 then what will happen scheme will contiu to my wife or not
& if wife also expire then.
if I die at the age of 51 or 55 then what will happen scheme will contiu to my wife or not
& if wife also expire then.
Reply
July 9, 2015 at 5:44 pm
Your premium amount would remain same. In case you die after 60 years then your wife if alive will get your
share of pension. After you wife expires your nominee will get rs 8.5 lakhs. If you die before 60 years then
your nominee will get the amount you have deposited with interest.
Reply
Sumit says:
I am also 29, there is a premium of Rs.529/pm for 5000 pension.
if I die at the age of 50 then what will happen scheme will continue to my wife or not
& is she liable to pay premium for next 10 years ?
if both husband and wife die at the age of 70 or 75 then what will happen scheme will continue
to nominee (children) if they get the 8.5 lakh amount ?
I think there should be a proper training for Bank employees interacting with us. They confused
us a lot and don’t know the exact scheme properly. They told me that if i got the pension and
died at the age of 61 (both husband and wife) Children (nominee) get nothing, Its all bullshit if its
right. Plz answer. I only continue with it if there is a provision of nominee 8.5lakh amount after or
before death of parents.
22. Madhu says:
July 9, 2015 at 7:03 am
APY plan seems doesnot have any insurance coverage incase of death.
Reply
July 9, 2015 at 5:42 pm
true
Reply
23. ashok kumar says:
July 9, 2015 at 7:06 am
If you are saying for tds deduction they are giving you interest @ 8.5% and in APY person is getting 8 % so this means
this is already tds deducted amount.
Secondly the person who are not falling under TDS criteria, they are more interested in this scheme.
There should be one change in this scheme that if any person die before 60 years than this account should remain
active and the nominee should get pension immediately after death of the subscriber. In this case you can set the half
amount of Pension. Suppose any subscriber apply for Rs 5000/ pension scheme and dies before the age of sixty his
wife or nominee should get at least pension of Rs 2500/ per month immediately after his death.
Reply
24. Poonam Roy says:
July 9, 2015 at 7:51 am
I am a house wife ,I have no Adhar card but i have pan card ,voter i card and passport. can i apply for Pradhan Mantri
Pension Yojana,Can i apply for this Yojana.
Reply
July 9, 2015 at 5:40 pm
if your age is less then 41 years then you can apply for this scheme.
Reply
25. Sachin Kothari says:
July 9, 2015 at 7:56 am
I have submitted 2 applications myself and my Wife , mine application was processed but her application for atal
pension yojana is still pending from last one month. Initial they processed my application after complaint to axis bank
The bank does not want to promote these scheme, some action has to be taken.The application was submitted in Civil
Lines Branch, Jaipur.
Sachin Kothari
Jaipur
Reply
July 9, 2015 at 5:39 pm
you will have to call the customer care of the bank and lock a complaint against it.
Reply
Reply
26. Virendra bhardwaj says:
July 9, 2015 at 9:02 am
Sir i am 33 i want to know that if i want Lum sum amount after my age of 60..this is possible or not???
Reply
July 9, 2015 at 5:38 pm
this is not possible as per current directions.
Reply
27. Bivash says:
July 9, 2015 at 9:55 am
Sir
Till now my adhar card not available. But Voter ID & PAN card present.
My Bank (BOI) told me that I can’t applying the “atal pension ” scheme without adhar.
I crossed my age limit in Nov 15. Please suggest how I apply these schemes.
Reply
July 9, 2015 at 5:37 pm
what is your age?
Reply
28. Happy says:
July 9, 2015 at 10:11 am
I am income tax payee can i apply for atal pension scheme
Reply
July 9, 2015 at 5:37 pm
if your age is less then 41 years then yes you can apply.
Reply
29. RAMANDEP KAUR says:

July 9, 2015 at 10:22 am
sir,
meri age 29 sal ki hai,5000 pension ke liye plz mjhe btao ke mujhe monthly kitne paise dene hoge, or kitna time
or sir main handicaft b hu plz give me ans
Reply
July 9, 2015 at 5:36 pm
aapki premium hogi rs 529 per month. you will have to give this premium for next 31 years.
Reply
30. Hema Rawat says:
July 9, 2015 at 11:02 am
sir,
I am 34 years old, If i opt for 5000/ per month pension scheme at the age of 34, then I have to pay monthly installment
of Rs. 824/. My question is that monthly installment of Rs. 824/ will be change year wise or it will remain same i.e. Rs.
824/ because i have opt this scheme at the age of 34.
My second question is it possible that husband and wife both can avail this Pradhan Mantri Atal Pension yojana and
can nominee each other?
Reply
Reply
July 9, 2015 at 5:35 pm
your monthly pension premium would remain same till throughout. Answer to your second question is Yes
Reply
31. Hema Rawat says:
July 9, 2015 at 11:04 am
What is Govt. contribution on this scheme?
Reply
July 9, 2015 at 5:33 pm
please read the article for this information.
Reply
32. Priya says:
July 9, 2015 at 11:32 am
Is Adhar card mandatory for Atal Pension Yojana. I am yet to get the Adhar card, however would like to start the
pension scheme for self and spouse. Please advise.
Reply
July 9, 2015 at 5:32 pm
According to supreme courts order Aadhar card cannot be mandatory for availing any government scheme.
Thus aadhar card is not required to avail apy as of now.
Reply
33. Akhil Dixit says:
July 9, 2015 at 1:50 pm
My age is 32 year and if I will pay in next 5 year in APY; after 5 year my financial condition will not allow me to
contribute in this scheme then my deposited amount will be refundable with interest or not; please advise
Akhil Dixit
Reply
July 9, 2015 at 5:29 pm
government has not come up with a clear statement on this scenario. As of now you cannot stop this
scheme in between under normal conditions.
Reply
34. Mohit says:
July 9, 2015 at 2:30 pm
From where we can ask for money after 60 year completion
Reply
July 9, 2015 at 5:27 pm
pension would come to your account automatically as soon as your premium tenure is over.
Reply
35. Asokkumar says:
July 9, 2015 at 3:55 pm
My date birth is 16/05/1973.I want to join the pension plan.
Reply
Reply
July 9, 2015 at 5:27 pm
no you cannot join atal pension as you have crossed the age limit
Reply
36. Sweta says:
July 10, 2015 at 12:34 am
Hello Sir,
My question is if both me and my husband do two apy plans for 5000 rs pension but say i will die before or after 60
years, then my husband can get 10000 as pension or only 5000 and nominee will get the corpous amount.
In that case cant my husband get that corpus amount?????
Sir one more question is now i am at bangalore, suppose after aometime in near future i go to my native state odisha
and settle there and i create a new sbi account in that branch…in that case can i cpntinue this apy in this account or i
have to close this bangalore sbi account, if anyone creates 2 account in same bank is there any peoblem will be
created ???
Reply
July 10, 2015 at 5:01 am
Case 1) If you die after 60 years and then husband is alive then he will get rs 10000 as pension and after
you husband dies then your nominee will get 1.7 lakhs (your and your husband share)
case 2) If you dies before 60 years then your husband/nominee will get the amount that you have deposited
with interest.
Reply
37. ranvir says:
July 10, 2015 at 7:56 am
Sir I am a central government employee. Can I fill up form of ? Apy
Reply
July 10, 2015 at 8:49 am
yes central government employees can join atal pension yojana but you will not get the governments
contribution.
Reply
38. BISHWAJEET KUMAR says:

July 10, 2015 at 8:33 am
Sir,
I would like to know that in between 18 to 60 years, if pension holder is expired then what is the benefit of the nominee.
Warm Regards
BISHWAJEET KUMAR
BOLPUR,BIRBHUM
Reply
July 10, 2015 at 8:48 am
nominee in this case will get the accumulated amount with interest.
Reply
39. Sunil says:
July 10, 2015 at 8:40 am
Dear Sir,
– My age is 36yrs ( how much premium should i pay to get pension of Rs.5000)
– Till how much yrs i have to pay the premium amount.
– Is this facility available for ICICI bank.
Thank you
Reply
July 10, 2015 at 8:47 am
your premium is rs 990 per month
you have to this premium for 24 more years.
yes ICICI bank offers atal pension yojana
Reply
40. praveen says:
July 10, 2015 at 10:09 am
ICICI is avoiding account holders to open this accounts and trying to market their products by confusing the customers
so its beeter to goto other banks
Reply
kavitha says:
September 23, 2015 at 6:36 am
Yes..I am also facing the same issue.I ahve my account in ICICI bank for 15 years..they are saying corpus
amount will not be given which is misleading. B’se of these kind of misleading info, we are not able to
decide. May I know in which circumstances the corpus amount will be given?.Please share all the possible
situations.Thank you
Reply
September 23, 2015 at 1:22 pm
it is a government sponsored scheme they cannot change the rule by an inch.
41. praveen says:
July 10, 2015 at 10:45 am
what if my nominee is my wife ? will my kids get the 8.5 lakhs on not ? if my kids dont get th emoney then i need to
change teh nomnee to my kids so tell me how to change the nominee
Reply
July 10, 2015 at 3:02 pm
yes your kids have to be nominee to get rs 8.5 lakhs as corpus amount in atal pension yojana. Walk to your
bank to change the nominee.
Reply
Smitha.C.K says:
March 11, 2016 at 6:15 am
The bank says , there is no provision in their website for changing the Nominee. Can you please
provide the details how and where the nominee details have to be changed.
42. SUSIL KUMAR BASAK says:

July 10, 2015 at 11:02 am
Where I will get APY Certificate and where I will collect the pension amount.
Reply
July 10, 2015 at 3:03 pm
there is no certificate provided by banks as of now if you would enroll in atal pension yojana. Banks would
credit pension amount in your accounts.
Reply
Arnab says:
April 7, 2016 at 10:49 am
Is there any profs or card will be provided? I have not received anything as of now but SBI is
saying that certificate will be couriered by Govt agency directly.
I am little bit of worried on what happened post 60 yrs on this investment.
Also please let me know if there is any way to withdraw this scheme.
43. Chayan says:
July 10, 2015 at 11:36 am
If applicant of APY die before 60 year then what benefit provide to spouse / nominee.
If applicant & her spouse both die before 60 year what benefit to nominee.
If applicant want to change his / her bank in future how it will be done.
Reply
July 10, 2015 at 3:05 pm
spouse in this would get the amount deposited with interest. If applicant and wife both die then as nominee
will get the amount deposited with interest. Bank change in atal pension yojana is not clear.
Reply
44. shobhitmohan says:
July 10, 2015 at 1:14 pm
sir,
my wife is 36, i am 41 . only she can apply or even i can?
where to we deposit this form?
Reply
July 12, 2015 at 6:21 am
Only your wife is eligible for this PM Pension Scheme. Please walk the bank in which you have a savings
account and submit apy form to get your wife enrolled.
Reply
45. Akash Salunkhe says:
July 10, 2015 at 7:28 pm
If me and my wife opt for 5000Rs pension per month.
1) If any one of us die before 60age then what will happen???
2) If any one of us die after age of 60 then what will happen.
3) If I am paying premium monthly as for pension of 5000Rs. If I keep on increasing premium every year by 1000Rs pm
then how much pension I will receive after the age of 60.
Please inform.
Thanks
Akash Salunkhe
Reply
July 11, 2015 at 4:42 am
1) In this case survivor will get the amount deposited with interest of his partner
2) Then Survivor will get a pension of rs 10,000 and nominee will get the corpus amount of rs 17 lakhs
when the remaining survivor dies
3) You cannot do this in Atal pension Yojana
Reply
46. SUTENDRA TRIPATHI says:
July 10, 2015 at 8:29 pm
Sir,
i want to take the benefits of APY. we can take the benefits only in 1st june 2015 .
Reply
July 11, 2015 at 4:43 am
no you can start atal pension yojana scheme any time.
Reply
47. baishnabjal says:
July 11, 2015 at 5:20 am
Sir,
mera age 30 runing hai, pension k liye me jo premium jama karunga, 5000 pension ko chhod k jama kiya hua paisa
hume kab milega tell me please.
Reply
July 11, 2015 at 7:21 am
aap ko sirf pension milegi. Aapke jane ke baad aapke nominee ko 8.5 lakhs milenge.
Reply
48. Kutty says:
July 11, 2015 at 5:46 am
Sir.
I have not received the PRAN number since 23 May 2015. I have the reference number from SBI. But the PRAN is not
yet received. Kindly help. What to do ?
Reply
49. sadiq says:
July 11, 2015 at 5:52 am
Hi,
My Self Sadiq iam Workind in NGO company can i eligible for Apy
Reply
July 11, 2015 at 7:22 am
yes youe are eligible if your age is less then 41 years.
Reply
50. amit yadav says:
July 11, 2015 at 6:20 am
Sir i am income tax payer and as per your reply answers i can join atal pantion yojna but i will not get only government
benefits, my quotation is can my wife also join this yojna, she is house wife.
Reply
July 11, 2015 at 7:22 am
yes she can alos join and can avail government benefits.
Reply
51. praveen says:
July 11, 2015 at 6:26 am
Sir , I have opted for 5000 pension and when i turn 60 years my corpus would be worth around 8.5 Lakhs.Suppose if i
live till 80 yrs and my wife lives 8 more years as she is younger to me by 8yrs the total pension that we would be taking
is for 28 yrs.In this case would the governmnet be paying us only 5000 rupees a month and keeping our corpus
amount of 8.5 L for 28 years ? if they are keeping it for 28 years then would they be giving our nominee a amount of 8.5
Lakhs or the quarterly compounded value of 8.5 Lakhs for 28 years ?
Reply
July 11, 2015 at 7:23 am
it would be 8.5 lakhs after both of you die.
Reply
praveen says:
July 11, 2015 at 10:53 am
Thx then this policy has dual benefits , one is it would be providing pension to me and my wife
and later support my kids with financial support for carrying out our last rites.
52. Dev Prajapati says:
July 11, 2015 at 7:06 am
Hii,
Suppose in future we are not using our ac and we need to close our ac then can we transfer our atal pension yojana to
our another ac?
Reply
July 11, 2015 at 7:25 am
bank account transfer for apy is still not clear.
Reply
53. baishnabjal says:
July 11, 2015 at 10:01 am
Sir
APY me jama kiye hue amount hame return kab milega penssion ko chhod k
Reply
July 11, 2015 at 10:12 am
wo aapko nahi milega. Aapki and aapke life partner k death k baad wo aapke nominee ko milega.
Reply
54. sam says:
July 11, 2015 at 1:09 pm
sir i want to know how much time we have to take this policy and can a 39+ person can take this policy…
thnx
Reply
July 11, 2015 at 4:02 pm
yes a person less then 41 years and more then 18 years can take Atal pension Yojana
Reply
55. Balasubramaniyam Senthil Vadivel says:
July 11, 2015 at 2:16 pm
Sir After the downloading and filling the form I should directly go to a bank or should i send it to the branch ? I am
planning to have my ICICI bank account for Pradhan Mantri Atal Pension Yojana
Reply
July 11, 2015 at 4:04 pm
Few of my readers have commented that ICICI bank is not accepting APY form. I cannot give the guarantee
of this information. It would be better you talk to customer care of ICICI bank before taking any action.
Reply
56. gomathi says:
July 11, 2015 at 2:45 pm
sir
I am 40 years completed only after july 20th. i can start apy?? and one more doubt. if we get back our amount after 60
years for daughters marriage or the amount will not be refundable??? if we do not want the pension after 65 we can
get the total amount ????
Reply
July 11, 2015 at 4:07 pm
yes you can apply atal pension yojana. There is no provision to get the corpus amount to the subscriber.
Subscriber and his/her spouse will get the pension and their nominee will get the accumulated corpus
amount.
Reply
57. Sherin Babu says:
July 11, 2015 at 3:23 pm
Sir,
Please clarify the following:
1) Presently I am non tax payer and don’t have an EPF/PF account.In future If avail the facilities will this scheme be
invalid?
2) Once I join the scheme how can I withdraw in future in case I want to at that time will I get the money that has been
deposited till withdrawal date
3)My freind has joined the scheme he got his SBI account debited and also got a reference no and PRAN number but
when he checked the same in website there were no details.Is it fake?
Please kindly reply will be useful to others also.
Reply
July 11, 2015 at 4:18 pm
1) Tax Payers can also avail this scheme so it dosent matter
2) You cannot stop atal pension yojana in between under normal conditions. But if you are severely ill then
it is allowed.
3) I am not sure about your friends case.
Reply
58. hardik says:
July 11, 2015 at 4:02 pm
but sir, as per given above instruction in “How to get Atal Pension Yojana?”, ADHAR CARD is compulsory. Is it?
Reply
July 12, 2015 at 6:20 am
for just enrolling purpose aadhar card is not mandatory in atal pension scheme.
Reply
59. hardik says:
July 11, 2015 at 4:33 pm
dear sir/mam,
if i start APY in my saving account, then if i want to change my bank branch. then after, will my APY continue?
Reply
July 12, 2015 at 6:13 am
this criteria of atal pension yoajan has not been clear as of now from government.
Reply
60. Praveen says:
July 11, 2015 at 5:21 pm
Can we change the nominee’s name later..
Reply
July 12, 2015 at 6:13 am
yes you can change nominee in apy in time in its tenure.
Reply
61. Akash Salunkhe says:
July 11, 2015 at 8:17 pm
Sir
How to start this scheme? ?.
Somewhere it is written that last date is 01 June 2015, Is it true???
So government dont want all citizens to get pension, what will happen to upcoming generation who will attain age
18yrs. Or this scheme is first come first serve basis.
This scheme should be kept open fr life time. so that anyone can avail this scheme.
I have accounts in two banks ICICI n Axis.
ICICI told me to check online to avail this scheme n also informed that scheme is closed now.
Axis told me that they have not yet received the circular. please inform how to get this scheme.
In this scheme can I opt fr 10000Rs pension fr myself by paying more premium monthly. Plz inform.
Thanks.
Akash Salunkhe
Reply
July 12, 2015 at 6:16 am
there is no last late of atal pension yojana
You can call the customer care of ICICI or Axis bank to get your self enrolled.
maximum pension as of now is rs 5000. If you are married then you can apply it for your wife also to get a
combined pension of rs 10,000
Reply
62. Chanchal Singh Rajput says:
July 12, 2015 at 3:50 am
Dear Sir,
I want to know about Atal penssion Yojna. Now I m in 27 years old many years will pay money. Can I start any private
bank Axis, Hdfc~~~~.please inform me.
Reply
July 12, 2015 at 6:17 am
you will have to pat atal pension premium for 33 years. Yes you can open apy in private banks.
Reply
63. Bikram Panda says:
July 12, 2015 at 7:04 am
I am 27 yrs young wana enrolled APY atal pension scheme as per information detail am not married to whom I’ll be
add for nominee. Could you reply for that. In case add younger sister,after marriage shall I add to my wife as default
nominee????? Please reply soon.
Reply
Reply
July 12, 2015 at 12:03 pm
you can change your nominee any time. You can make your kids as your nominee and wife by defaults
becomes nominee in this yojana.
Reply
64. Sourav says:
July 12, 2015 at 9:06 am
Sir,
My age is 30 yrs so I have to pay the premium Rs.577 (for Rs.5000 after 60 yrs.) monthly or yearly???
Reply
July 12, 2015 at 12:03 pm
atal pension premium for you is rs 577 which is a monthly premium.
Reply
65. gajendra says:
July 12, 2015 at 5:59 pm
what is last date for enrollment ?
Reply
July 12, 2015 at 6:31 pm
there is no last date to enroll in Atal Pension Yojana
Reply
66. Amit says:
July 12, 2015 at 7:51 pm
my name is Amit , I m 26 year old . my question is
1) can I join apy after 2 years.
2) can nomenee can be changed any Time i.e aftet 5 years
pls rpy
Reply
July 13, 2015 at 5:52 am
1) Yes you can join atal pension yojana after 2 years (since your current age is 26)
2) yes nominee can be changed any time in apy
Reply
67. Amit says:
July 12, 2015 at 7:56 pm
can I get Atal pension yojana on my pmjdy account
Reply
July 13, 2015 at 5:53 am
yes you can do this.
Reply
68. gaurav srivastava` says:
July 13, 2015 at 5:06 am
hi…
i have a saving account in SBI with internet banking.
any online registeration available through internet banking on sbi for this pension scheme…?
Reply
July 13, 2015 at 5:54 am
SBI should come up with online facility for atal pension yojana in future but currently they do not have this.
Reply
69. Monarch says:
July 13, 2015 at 5:17 am
Respected Sir/Madam
With due respect I would like to say that I filled a form for Atal Pension Yojana in SBI with correct information but after
few days I got a message that Rs 376 was deducted from my account which was not correct as my age is 27 and the
deduction was for the age of 25 when I went to my bank they said the date of birth in my account was 3/9/89 and hence
the amount deducted was Rs 376. they asked me to fill the KYC form and even blamed me that I filled my date of birth
wrong which is absurd and impossible but after listening to that I submitted my KYC with copy of my passport and they
said my APY will be corrected and after I went to my bank I was astonished bye the behavior of bank employees as
they said nothing can be happen and there is no problem with wrong D.O.B. When i requested them that we should
comply by law of the land they started lingering me and I am now writing you this to get help from your side and the
concerned authority. The ifsc code of my bank is SBIN0010079.
Regards
Monarch Sharma
Reply
July 13, 2015 at 5:57 am
you can call the customer care of SBI and lock and official complaint regarding this. You can ask or search
the email id of branch manager and can email the complaint. This process may take time but will reap you
result.
Reply
70. RAGHAVENDRAIAH says:

July 13, 2015 at 10:45 am
iam not eligible for atal pension scheme but i have paid amount how are the deactivate
please give the suggestion
Reply
July 13, 2015 at 2:46 pm
banks cannot deduct your money if you are not eligible. Can you please elaborate your case.
Reply
71. Anunay says:
July 13, 2015 at 12:21 pm
My age is 40 Year 5 Month am I eligible for Atal Pension Yogna
Reply
July 13, 2015 at 2:46 pm
yes you are eligible.
Reply
72. Priyesh says:
July 13, 2015 at 1:33 pm
Hello,
1. If person’s age is 35 year and one month then what would be monthly amount he/she has to pay to get 5000 after
60.
2. If person’s age is 35 year and 11 month then what would be monthly amount he/she has to pay to get 5000 after 60.
If for above both cases premium is going to be same then should that person wait until he/she just turn before 36 ?
Or there monthly premium will vary for age like 35 years 1 month, 35 years 2 month, 35 years 3 month..etc.
Reply
July 13, 2015 at 2:48 pm
1) rs 902 per month
2) it would be same as above.
in the second case you will have to pay your premium for 10 more months.
Reply
73. JITENDRA SINGH PATEL says:
July 13, 2015 at 2:10 pm
how to deactivate atal pension bima yojna ? i have not deposit any premium or payment. so sugges for deactivate atal
pension bima yojna ?
Reply
74. shobhit says:
July 13, 2015 at 2:13 pm
Sir,
If husband and wife both have taken this facility and one get died after 60 age ,then will left one get the both pension or
he/she will get the fixed amount.
If one died before 60,then spouse will get the amount or nominee
Reply
July 13, 2015 at 2:50 pm
if one dies after 60 years the other will get others share of pension along with his own. If one dies before 60
then other will get the amount accumulated by other with interest
Reply
75. shyam says:
July 13, 2015 at 3:04 pm
If husband and wife both have enrolled and one dies after 60 then he/ she will get both pension amount or will get
fixed amount
Reply
July 14, 2015 at 5:57 am
other person in this of atal pension yojana will get the pension. I mean he/she will get both the pensions.
Reply
76. Swapan Banerjee says:
July 14, 2015 at 5:03 am
Dear sir
Amount for my Atal pension yojana is deducting from IDBI bank i want to sift it to SBI can it possible, if yes what is the
procedure.
Thanks
Reply
July 14, 2015 at 5:58 am
bank change in apy is still not clear.
Reply
77. Akansha says:
July 14, 2015 at 6:55 am
Sir
Is it possible to change the nominee after submission of form.
presently i have no child.
but soon I will be mother.
I want my child as nominee
Reply
July 14, 2015 at 12:24 pm
yes you can change the name of nominee in apy anytime.
Reply
78. Paru says:
July 14, 2015 at 7:42 am
My date of birth is 22.05.1981 if i am opting Atal pension of 4000/month for how many years do i have to pay the
premium and what will be the pension per month if i am eligible to take 8.5 lak after 60 years
Reply
July 14, 2015 at 12:29 pm
for the first part of your question you will have to pay the premium of rs 824 per month for around 26
years.Can you please clarify the next part of your question
Reply
79. Arati says:
July 14, 2015 at 2:46 pm
Sir,if both husband and wife are working.
Can we seperately open APY.
Reply
July 15, 2015 at 6:29 am
yes both working husband and wife can separately open atal open pension yojana account
Reply
80. Nitin says:
July 14, 2015 at 4:42 pm
what the guarntee atal pension yojana in future …is work . customer have no one any document ..to related jan yojana
Reply
July 15, 2015 at 6:30 am
government of India is the guarantee of this scheme.
Reply
81. Vishal says:
July 15, 2015 at 5:52 am
Is it possible to add or change the nominee after 1 year of joining or in the middle in this pension scheme?
Reply
July 15, 2015 at 6:58 am
yes you can do so in Pm pension Scheme
Reply
Reply
82. vamsi says:
July 15, 2015 at 6:03 am
”any member of a statutory social security scheme is not eligible to get the governments contribution for this pension
scheme. But he will get all normal benefits of Atal Pension Yojana”
please explain about this
Reply
July 15, 2015 at 6:58 am
please read the article carefully everything is explained in that
Reply
83. Piyush Patel says:
July 15, 2015 at 7:10 am
Sir, i have 2 question.
when atal pention yogna will start, because in axis bank kalol asked that this yogana not to be started.
And second – I have joint account with my wife, i can open seperate yogana for both or not?
Reply
July 15, 2015 at 10:48 am
Axis should have started atal pension yojana. You can call the customer care of axis bank to get yourself
enrolled. In the joint account case the person having the first name can apply for apy. Person having the
second name need to open a separate account.
Reply
84. Aman says:
July 15, 2015 at 8:08 am
Just a single question. What do they exactly mean by this line?
After both are gone then Nominee will get the corpus amount of rs 8.5 lakhs.
Who gets this amount and when?
Reply
July 15, 2015 at 10:51 am
Suppose you have enrolled in Atal pension Yojana. You will start getting pension after you have turned 60.
After you die then your spouse will continue to get your share of pension. After both of you are gone your
nominee will get the corpus amount which is rs 8.5 lakhs for rs 5000 pension plan.
Reply
85. SRUTHY KRISHNAN says:

July 15, 2015 at 8:17 am
HOW CAN I CONFIRM PENSION SCHEME REGISTRATION IS SUCCESSFULLY SUBMITTED?
Reply
July 15, 2015 at 10:52 am
you should get an sms as soon as you are enrolled in atal pension yojana. Since this is a new scheme the
sms function may not be working properly. You can call the customer care of the bank to ask this.
Reply
86. Jebin says:
July 15, 2015 at 9:05 am
When is the last date to enroll APY?
Reply
July 15, 2015 at 10:53 am
there is no last date to apy
Reply
87. Sagar says:
July 15, 2015 at 9:32 am
Hi Team, I have an existing NPS account with Tier1 as I work for an IT company. Recently I applied for APY in Axis
Bank. While entering the details on the site, the bank official entered my existing NPS account number in the site as it
is mentioned, if you have an existing NPS account, please enter the PRAN number. However, what I am confused is,
the receipt which the Bank has given me has a new PRAN number in it. When I asked about it to the Bank, they said,
this is the standard print format from NPS site made available to the banks and we need to check with APY on why a
new PRAN number is shown in the receipt. One thing I can confirm is the Bank official has entered my existing PRAN
number in front of me in the site. I am witness to it, but still I got a new PRAN number. Can you please help me
understand if there is any problem with this and will I be able to view my APY details online in the NPS website along
with my existing PRAN number? Please advise.
Reply
July 15, 2015 at 10:54 am
I am not sure about this. You can lock your complaint in axis bank regarding the same.
Reply
Hiren says:
Sagar – Can you please put the solution here what you have got from the bank? It will be really
helpful for us.
88. Suparna Pal says:
July 15, 2015 at 9:38 am
Sir.My age is 39.I am applying this pension scheem in SBI bank,baguihati dhakshinpara branch.Here you have written
default nominee is my husband and give the another name of nominee inthis scheem.This information I did not know
when I fillup the form.I already submitted the form ,where I written the nominee name my husband.As husband is by
default nominee .So can I change the nominee name in my APY.,If yes Please advice me,If not then what happened
after our death .Please Answer this.
Thank you.
Reply
July 15, 2015 at 10:55 am
you can change the name of your nominee any time in atal pension scheme.
Reply
89. sudip bhattacherjee says:
July 15, 2015 at 9:54 am
Say i am joining this scheme for Rs.5000/, and the current age is now – 35, so i will pay the amount of Rs.902/ p.m
i.e. yearly 10,824/ p.a. and it will continue for 25 yers long. But if may it will happen that i or my family cant pay the
amount further after 5 or 10 years. then what will happen with my deposit money ??
Reply
July 15, 2015 at 10:58 am
if in future you suffer from some critical decease then you can request your bank to stop this scheme and
get your money with interest refunded. In other cases you have a buffer time of 2 years in which you can
replay your money. You can opt for a less pension amount if you are not sure of your future finances
Reply
90. Kuntal Chakraborty says:
July 15, 2015 at 11:15 am
Kindly clear below queries :
1) Now my age is 34 yrs. If i unable to continue after 15 years what happen then?
2) I want to get lump sum amount after 60 years age, it is possible or not?
3) After my death (age of 65 yrs.), Nominee will get lump sum amount of Rs.8.5 lac?
4) Any Critical or Urgent situation will come , then can i get the deposited amount with interest at that time?
Reply
July 15, 2015 at 1:46 pm
1) If die to medical reasons you are not able to continue then you can stop this scheme. Otherwise you
cannot. You have a buffer period of 2 years in which you are allowed to repay after then account is frozen
2) No this is not possible
3) After your death your spouse if alive will get your share of pension after both of you die then your
nominee will get rs 8.5 laks for rs 500 atal pension plan.
4) I could not get your point, can you please elaborate
Reply
kuntal Chakraborty says:
July 16, 2015 at 6:07 am
Kindly clear my query :
1) After account frozen what is the procedure to getting my principal amount & when?
2) Any critical situation (like: Daughter marriage/Family medical expense) will come, then can i
received the amount which i already pay.
July 16, 2015 at 7:47 am
1) Government has not disclosed much about the frozen Atal Pension Yojana accounts
2) Subscriber can request for a discontinue in case of any serious health issues.
91. sanket says:
July 15, 2015 at 1:16 pm
Can i deactivate the atal pension yojana?
Reply
July 15, 2015 at 1:41 pm
no you cannot
Reply
92. Anish Mohan says:
July 15, 2015 at 3:09 pm
Dear Sir, I was looking for this reply. My questions is , how? How do I make sure that the PRAN for my Tier 1, Tier 2 and
APY are the same ? Will the APY module of the bank sync this info with PFRDA and make sure they remain unique?
Or the NPS subscriber will have to write to some authorities to make sure that they stay unique.
Reply
July 16, 2015 at 4:42 am
i do not have the answer to your question that is why i just approved it so that if any other reader have any
such kind of situation he could comment and let us know.
Reply
93. Anish Mohan says:
July 15, 2015 at 3:32 pm
Dear Sir, I subscribed for APY on 29th June 2015 at my SBI branch. I have requested the debit of the premium on
every 2nd of the month. The branch promptly entered all my details in the APY module of SBI. Since I already have a
NPS Tier 1 and Tier 2 account and is currently having a PRAN. I also informed the branch of the PRAN that I already
have. But till date the premium has not been deducted, neither I have been sent any SMS of a new PRAN or
enablement of this scheme. Will the PRAN for APY be a new one or will it be merged to my existing PRAN containing
Tier 1 and Tier 2? SBI has entered in APY module, but how do I know if the CRA has alloted me a new PRAN or done
somthing with my old PRAN. The Bank is unable to say anything since they only know to enter the data in the APY
module and know nothing beyond that.
Reply
94. sunil arora says:
July 16, 2015 at 4:25 am
My daughter is student. She has opened Atal Pension Yojana a/c with BOB. Can you tell me if she get the job with
Govt.organization then how this APY will function for him ?
Reply
July 16, 2015 at 4:46 am
APY will still continue after your daughter gets any government or private job
Reply
95. saravana says:
July 16, 2015 at 5:25 am
dear sir i had joined Atal pension Yojana scheme last month but still the amount was not debited for the month from my
account…i asked my home branch bank they i didnt aware about the details..kindly clarify me when the amount was
debited every month
Reply
July 16, 2015 at 7:34 am
since atal pension yojana is a new scheme so even banks and we are not aware of these initial glitches.
Reply
96. Praveen Agarwal says:
July 16, 2015 at 6:21 am
Can I change nominee name after applying or after few years and before 60 years.
Reply
July 16, 2015 at 7:47 am
you can change the name of nominee any time in this yojana
Reply
97. kritika says:
July 16, 2015 at 6:22 am
I want to opt for the pension scheme but my account is zero balance account in the scheme of pradhan mantri dhan jan
yojna and the bank officials are saying you cannot opt for the pension scheme if it is zero balance account. Is it True??
Can’t we go for the pension scheme with zero balance account??
Reply
July 16, 2015 at 7:50 am
Atal pension yojana would require a monthly debit of certain amount each month for a long time. So you
should have some balance in your account for auto debit to take place.
Reply
98. Antony Martin says:
July 16, 2015 at 7:20 am
Sir,
I deposit first month instalment for APY. But i want close this plan. How to close this plan? bez every month auto deduct
from my account
waiting your reply
antony martin
Reply
July 16, 2015 at 7:51 am
you cannot close apy account in normal condition.
Reply
99. hmkumawat says:
July 16, 2015 at 8:28 am
I want to Rs. 15000/pension in APY , can I obtain this amount after paying triple premium in this Atal pension scheme
Reply
July 16, 2015 at 10:41 am
no this is not possible. You can apply for you and your wife to get a combined pension of rs 10,000
Reply
100. Anitha says:
July 16, 2015 at 9:06 am
1. I am homemaker and i am 31 yrs can i start Atal Pension scheme?
2. My husband and me both are able to start i mean per family 2 account will be able to start?
3. I have 2 kids in nominee shall i write one kid name or shall i write both kids name?
Reply
July 16, 2015 at 10:43 am
1) Yes you can Start APY?
2) Yes you and your husband can both apply
3) It depends on you.
Reply
101. Neelam says:
July 16, 2015 at 10:42 am
Sir, As 3040 years time is quite long,if the Govt. changes,
then would this scheme still continue?
Reply
July 17, 2015 at 4:45 am
Since government of India is the guarantor of this scheme so even if a there is a change in power they
cannot overrule the previous schemes. They may not allow new apy subscribers but they have to fulfill the
already enrolled persons.
Reply
102. Unnikrishnan.A.R says:

July 16, 2015 at 10:56 am
Iam Unnikrishnan.A.R from Attingal kerala,
My DOB is : 25march 1975. (40 years)
Need 5000/ atal pension yojana – pls advise Premium : __________
Will pay from this year – 2015
Advise No. of years to pay ____________ upto _______ Year
Pension will start From which year __________
Government Contribution:_________?
I visited my bank here they said I am not eligible for this APY. why I don’t understand. In this scheme they said
minimum 20 years & maximum 42 years of premium payment that means age between 18 & 40.if I join now I can finish
20 years of premium payment then why I am not eligible for this APY. please give me the guidance on my email.
Reply
July 16, 2015 at 1:26 pm
according to policy document you should be eligible for atal pension yojana. But banks and even customer
care sometimes have different versions. I would request you to please call the customer care of the the
bank to discuss this.
Reply
103. Gwmw Basu says:
July 16, 2015 at 11:32 am
i have activate by amt of. Rs.1000/ p.m. But want to increase this amount.what do i do now??pls rply
Reply
July 16, 2015 at 1:27 pm
switching between the pension plans have not been clarified by government as of now.
Reply
104. Santanu Dutta says:
July 16, 2015 at 11:33 am
Sir, please clarify the following quarries:
1. Is there any provision to change the nominee name?
2. If yes, kindly provide the procedure
Reply
July 16, 2015 at 1:28 pm
1) Yes you can change the name of the nominee any time
2) Please walk to the bank in which you have atal pension yojana account. They will ask you to fill the
nominee change formalities.
Reply
105. Rutesh Surve says:
July 17, 2015 at 4:47 am
Request to give the Customer Care Number of APY
Reply
July 17, 2015 at 6:44 am
18001801111 / 1800110001
Reply
106. Rutesh Surve says:
July 17, 2015 at 4:51 am
Can I get to know the Mode of RePayment for Pension Paid after 60 years.
Also If I and My spouse dies how and will the Nominee get corpus amount of Rs 8.5 lakh I mean what is the
Repayment procedure.
Reply
July 17, 2015 at 6:46 am
you will get the pension in your savings account in which you have deposited apy premium. You nominee
will get the corpus amount from the same bank but the process has not been clear.
Reply
Rutesh Surve says:
July 17, 2015 at 6:54 am
The process for paying the corpus amount is not clear then how to enroll for the same. Before
enrolling we need full details of the scheme. reques to let us know the details for the same.
One more query what will be the rate of interest paid on the amount collected if the subscriber
dies before attaining 60years of age.
July 17, 2015 at 8:12 am
Hi Rutesh,
Please call the official call center 18001801111 / 1800110001 to get more details.
Thanks
107. Sohan Lal says:
July 17, 2015 at 6:01 am
May i know what rate of interest nominee (Wife) will get if i died before 60 years???
Reply
July 17, 2015 at 6:47 am
rate of interest have not been disclosed by government of india.
Reply
108. Naveen says:
July 17, 2015 at 6:04 am
Hi, I have applied for Pradhan Mantri Atal Pension Yojana
and it got activated also, i have a received an SMS and amount also got debited
But i didn’t received any kind of acknowledgement for the yojana
Reply
July 17, 2015 at 6:47 am
as of now banks are not giving any kind of acknowledgement documents.
Reply
109. Seema Rawat says:
July 17, 2015 at 11:05 am
If any person leave this scheme after some year than amount of his deposit is returned or not
Reply
July 17, 2015 at 11:40 am
as per current government notification you cannot leave this scheme in between.
Reply
110. Prasanna says:
July 17, 2015 at 11:07 am
Dear sir,
I am a income tax payer,
1, am elligible for this pesnion scheme ?
2, as said tax payers won’t get government contribution , please clarify about my returns
Reply
July 17, 2015 at 11:41 am
1) Yes Income tax payers are eligible for this scheme but wont get governments contribution
2) You will get all the benefits mentioned in the article.
Reply
111. PARTHA PRATIM GHOSH says:

July 17, 2015 at 12:24 pm
Sir, my wife’s date of Birth is 27th May 1975, which means she is 40Yrs 2 months old as on date. Is she eligible to join
the Atal Pension Yojna scheme? She is holding savings account in Punjab National Bank. Yesterday whe went to the
Bank to enrol herself but she was told by bank staff that she is not eligible since she has crossed 40 Yrs.
Please let me know sir.
Reply
July 17, 2015 at 2:03 pm
as per government notification she should be eligible. But some banks and customer care have different
versions. You can try SBI for the same.
Reply
112. Avik says:
July 17, 2015 at 10:51 pm
Sir,
I can understand that the Plan holder would get monthly pension after exceeding 60 yrs and till alive but Please let me
know what is the benefit my nominee would get after my death and what is after his/her death too?
Reply
July 18, 2015 at 7:31 am
subscriber will get the pension till alive after 60 and then his/her spouse will get the pension after that
Nominee will get the corpus amount.
Reply
113. Rajesh says:
July 18, 2015 at 4:13 am
Hello Sir,
I am currently working in India. So, I hope I can enroll for APY. However, if after few months/ yeas, I move abroad for
few years, can I still continue APY contributions?
Reply
July 18, 2015 at 7:32 am
yes once you are enrolled you will get the benefits even if you are not in india.
Reply
July 18, 2015 at 5:10 am
in case of husband & wife , if one person is die then benefits paid to spouse, if both die then benifits paid to nominee
my question is that nominee is spouse or other person
Reply
July 18, 2015 at 7:34 am
Make your children as nominee in APY. Because Wife/husband are default nominee.
Reply
115. G RAJESH KHANNA says:

July 18, 2015 at 8:18 am
Dear sir/madam,
I enrolled in APY last month in SBI and i got my PRAN number. I didnt recieve the 50% amount in SB account which
govt needs to contribute.
For information
1. I left column blank for the question whether you are enrolled in any social security schemes in the application form
2. I dont have any pension scheme other than APY
3. I have PPF Account in the same bank, but not in the same branch where i maintain my SB account
Am i eligible for 50% contribution of Govt.
Please Reply me.
Thank You
Reply
July 19, 2015 at 7:51 am
Are you an income tax payer? if yes then you wont get the government contribution. Government have not
clarified when will they credit the government contribution amount.
Reply
G RAJESH KHANNA says:
July 19, 2015 at 12:16 pm
No i am not tax payer. Is there any other person who have received govt Contribution.
116. Durgesh Singh says:
July 18, 2015 at 2:26 pm
I just want know the names of the bank associated with this atal pension yojna scheme.
Reply
July 19, 2015 at 7:52 am
almost all the banks are associated with enrolling in Atal pension Yojana
Reply
117. Mrs. Madhu praveen says:
July 19, 2015 at 1:57 pm
Dear sir,
I am very much happy about this scheme and myself also joined to this scheme for my future life.
Sir, in this regard I have small doubt that if I died before finishing the scheme period then the government will pay any
fund to my nominee or my spouse should continue the contribution to the scheme.
Sir, please clarify me on my above doubt.
With regards,
Mrs. Madhu praveen
Mysore
Karnataka, India
Reply
July 20, 2015 at 6:24 am
if you would die before attaining 60 years of age then you will have to the accumulated amount with interest
would be given to your wife/nominee.
Reply
118. raji says:
July 20, 2015 at 4:59 am
Sir
My age is 23 and currently Im unemployed. Am I eligible to join APY…?
Reply
July 20, 2015 at 6:25 am
yes you are eligible to apply in Atal pension Yojana
Reply
119. madhu says:
July 20, 2015 at 6:53 am
I submited my application for pension yojana in June 2015, still the debit is not done from my account. when will this
start?
Reply
July 21, 2015 at 6:03 am
you will have to contact you bank for the same.
Reply
120. S Bhattacharjee says:
July 20, 2015 at 9:12 am
Hello;
i have opened APY scheme from June’15 on wards. My first month’s premium was deducted by State Bank of India
(home location branch where I have opened the scheme) on 7th June’15 & I also received an acknowledgment copy
stated that monthly deduction will be done on 7th of every consecutive months. but surprisingly in July’15 no deduction
done on 7th though there were sufficient funds and no posting restrictions given in my linked SB A/C. i waited for next
few days and when contacted the branch for not deducting the 2nd month’s premium they are also not able to help me
in this regard.
Please let me know the concern person / department where should I escalate the issue?
Reply
July 21, 2015 at 6:05 am
you can inquire about this bu calling the customer care of SBI.
Reply
121. riaz says:

July 20, 2015 at 10:13 am
kindly define mis happening before contributor turn 60. Also provide reference from official website of APY that in case
of death of contributor before he turns 60, the amount that he deposited , will be given with interest to his wife/nominee.
Reply
July 21, 2015 at 6:06 am
mis happening means death.
Reply
122. riaz says:

July 20, 2015 at 10:17 am
may kindly provide reference regarding participation of a worker of pvt company who contributes epf from his salary
can also join to PM atal pension yojana.
Reply
July 21, 2015 at 6:07 am
yes you can join APY if you fall in the age range criteria
Reply
123. Om Prakash says:
July 20, 2015 at 11:39 am
Dear Sir,
My Name is Om Prakash age 35 . I had applied Atal Pension Yojan 5000 Pension Plan in State Bank of India HATIA
Branch, Ranchi Jharkhand on 7/7/2015 My Ref. no is XXX PRAN NO. is XXX but not debited on My Account Rs902 .
What am I do.? Please Sujest
.
Thanks
Om Prakash
Reply
July 21, 2015 at 6:09 am
Please call the customer care of the bank about this issue.
Reply
124. Paromita says:
July 20, 2015 at 1:44 pm
My question is if i get a divorce and remarry later can I change the name of my spouse?
Reply
July 21, 2015 at 6:10 am
I am not sure about this. Usually you should be able to, but I am not 100% sure
Reply
125. pom says:
July 20, 2015 at 4:15 pm
I am separated from my husband for 5 yrs now,can I leave the space for spouse blank and mention my son’s name as
nominee?
Reply
July 22, 2015 at 7:13 am
yes you can do this.
Reply
126. Arjun Kumar Pandey says:
July 21, 2015 at 6:24 am
I am a 18 years student.
Can I join ATAL PENSION YOJNA?
If yes then i contribute a sum of 210 per month after then am i able to get goverment subsidy in my account of
“APY”???
Reply
July 22, 2015 at 6:49 am
yes you can apply apy. Yes you will get the government subsidy in your account.
Reply
127. Kajal Das says:
July 21, 2015 at 8:02 am
I join the APY scheme from June 15, & monthly premium already deducted from my bank account. Can I get any
certificate’s from bank or government related to APY ? Pls reply…
Reply
July 22, 2015 at 7:07 am
banks or government are as of now not providing any sort of apy certificate.
Reply
128. Sekhar says:
July 21, 2015 at 10:10 am
Sir my Question is
agar mai APY mai contribution kar raha hu or 60 year se pahle hi meri death ho jaye to
APY scheme chalegi ya nahi means
meri death k hone par jitna Premium maine jama kiya hai uska kya hoga
Reply
July 22, 2015 at 7:08 am
in this case your nominee/wife will get the amount that had been accumulated in this account with interest
Reply
129. Sonal says:
July 22, 2015 at 5:20 am
My husband has applied for APY. Since its a pension scheme, does he get any documents which confirm that the
scheme has started for him and is there any annual/quarterly statement as well?
Reply
July 22, 2015 at 7:11 am
banks can clarify on this issue. As of now it seems the traditional way of documentation is not followed in
this scheme.
Reply
130. Jasbir Kaur says:
July 22, 2015 at 6:01 am
Sir, I want to know that if I take this pension plan then can I able to take the benefits of senior citizen pension
Reply
July 22, 2015 at 7:12 am
yes you can avail benefits of both
Reply
131. Kishore Kumar says:
July 22, 2015 at 10:05 am
Sir,
Does HDFC Bank provides Atal Pension Yojana
Reply
July 22, 2015 at 2:02 pm
yes it does
Reply
Reply
132. Kishore Kumar says:
July 22, 2015 at 10:07 am
I already have NPS account and PRAN Number. Can I still apply for Atal pension Yojana? If yes, can i use the same
PRAN number.
Reply
July 22, 2015 at 2:02 pm
Yes you can apply for APY, you can show your pran number to bank officials. One of readers of my blog
said that a new PRAN was generated in APY. I am cannot guarantee about the same.
Reply
133. vishal kansara says:
July 23, 2015 at 12:17 am
Hello sir,
Me private company me job karta hu, mera pf cutata hai..
Lekin mene Atal pension yojana me apply kiya hai..
Mene 2 din pehle apply kiya hai, muje us waqt nahi pata tha jinka pf katata ho wo apply nahi kar sakta hai.
Muje ye skim close karni hai kyuki me eligible nahi hu.
Uske liye muje kya step lena hoga ?
Please advise.
Thanking you,
Vishal
Reply
July 24, 2015 at 5:44 am
Age is the only criteria in Atal Pension Yojana. You can continue with the scheme.
Reply
134. Isha Thakkar says:
July 23, 2015 at 5:14 am
Sir/Madam
I want to increase the amount of plan that I have selected. How can I do that? Awaiting your revert.
Thanks
Reply
July 24, 2015 at 5:45 am
Government has not come up with a concrete plan to set up or set down atal pension yojana plans.
Reply
135. ARVIND MISHRA says:

July 23, 2015 at 5:37 am
The EMI for this plan given above in the chart is monthly or yearly, e.g., if I am 40, then the EMI 1454/ for the 5000/
monthly pension plan is monthly or yearly, please state.
Reply
July 23, 2015 at 5:44 am
the premium mentioned in the chart are monthly
Reply
136. Shanu agarwal says:
July 23, 2015 at 9:11 am
Sir plz tel I m income tax payer..I HV continued mi atal pension also….nw I wants to invest in ppf ..can I …wud it affect
mi pension…Nd I HV opted yojna for 5000…
Reply
July 24, 2015 at 5:46 am
you can enjoy both apy and ppf benefits.
Reply
137. SRK says:

July 24, 2015 at 12:18 pm
Q1) If subscriber dies before 60 years, then is the nominee eligible for corpus amount?
Q2) If subscriber is not able to pay monthly premium and want to take back the deposited money, should the
subscriber wait until 60yrs?
Reply
July 24, 2015 at 7:21 pm
1) in this case nominee will get the account accumulated by subscriber with interest but not the fixed corpus
amount
2) You cannot stop this yojana in between.
Reply
138. praveen says:
July 25, 2015 at 6:08 am
Most of the private banks are discouraging this scheme and its better to go for a nationalised scheme.
Reply
139. yogita says:
July 25, 2015 at 6:51 am
Hi, i have a salary account with axis bank, can i open Atal Pension Yojana in this salary account?
And my husband is in private company and tds is deducted from his salary, is he eligible to open the same account?
Reply
July 25, 2015 at 9:18 am
yes both of you are eligible in APY and can apply in it.
Reply
140. Ganesh says:
July 25, 2015 at 8:22 am
Sir , presently I m serving in military service,on which penson stars at early age like at age of 40 year. It is also covers
for both husband and wife. Is this pension scheme will affect anyway with the pension from military service pension.my
age is now 38 and my wife is 35 . both of us want to take APY in individual name. Please suggest me.
Reply
July 25, 2015 at 9:20 am
Atal pension yojana can be taken with any other pension scheme. It will not effect the pension that you will
get from army. Yes you and your wife both can take apy separately
Reply
141. Bikram Swain says:
July 27, 2015 at 6:33 am
If a pension holder died after commensment of Pension, wheather pension amount received or not ?
Reply
July 27, 2015 at 8:18 am
in this case his/her spouse if alive will get the pension. When both are dead Nominee will receive corpus
amount
Reply
142. Samrat says:
July 27, 2015 at 7:09 am
if i die before 60 yrs, my spouse and nominee did not want to continue or unable to continue, then what shall my
nominee or spouse will get ?
Reply
July 27, 2015 at 8:19 am
in this case wife/nominee will get the amount that you have deposited with interest.
Reply
143. Pramod Sahu says:
July 27, 2015 at 7:57 am
Dear, How to close Pradhan Mantri Atal Pension Yojana after 2 premium paid
Reply
July 27, 2015 at 8:20 am
you cannot close apy in between.
Reply
144. kumudini says:
July 27, 2015 at 8:34 am
How to stop my contribution towards Atal pension yojna scheme, as i am a Govt. Employee.
Reply
July 28, 2015 at 6:57 am
Government employee can also avail APY benefits.
Reply
145. TVN Sai says:
July 27, 2015 at 2:30 pm
Hello Sir,
As of now am not a tax payer. Down the lane after 2 years if I become tax payer will the government contribute to my
pension account orelse they stop contributing to my pension account. Id the government stops contributing my
account would my contribution towards my pension increases or remains the same also do I get my opted amount as
pension even after the government stops contributing to my account.
Reply
July 28, 2015 at 7:04 am
Government will credit you a maximum of rs 1000 per year in your atal pension account for max 5 years
only. Please read the terms and conditions to avail government contribution.
Suppose you are not a tax payer and does not have an epf account then you will get this contribution in that
particular year. If suppose you are out of the terms and conditions then you will not get the contribution for
that particular year. But this will not impact the money received previous year.
Reply
146. Ravi sankar says:
July 28, 2015 at 6:22 am
For how long an apy policy holder continue to get pension after 60
Reply
July 28, 2015 at 7:06 am
subscriber will receive atal pension account till he is alive. After his/her death spouse will receive this
pension if alive. After both are dead nominee will get the corpus amount.
Reply
147. Devender Kumar says:
July 28, 2015 at 8:59 am
Mere pension scheme join karne ke baad kuch queries mentioned below;
1. Premium kam se kam kitne saal jama karana padega?
2. Pension meri wife ko 60 saal ke baad hi lagegi?
3. Agar premium maine 12 saal jama kiya fir meri death ho gayi tab kya pension lagegi ya 12 saal ka premium
interest ke saath wapas milega? Agar premium milega to kab tak milega? 60 saal ki age ke baad ya 1 saal tak ya
jyada?
interest ke saath wapas milega? Agar premium milega to kab tak milega? 60 saal ki age ke baad ya 1 saal tak y
jyada?
interest ke saath wapas milega? Agar premium milega to kab tak milega? 60 saal ki age ke baad ya 1 saal tak ya
jyada? Ya iska koi aur process/procedure hai.
6. is sab ke baare me detail me batane ki kirpa kare.
Reply
July 28, 2015 at 12:10 pm
1) Agar aapki age X hai to aapko premium (60X) years tak jama karani hogi.
2) Agar aap APY se enroll hote hai and aaki death 60 ke baad hoti hai to uske baad aapki pension aapki
wife ko milegi
3) is case mail amount deposited with interest aaki wife ko turant mil jayegi aapki death ke baad.
4) same question
5)same question.
Reply
148. T.S.KANDASAMY says:
July 29, 2015 at 7:33 am
(1) I am an employee of Private sector. My Company deducted PF, at present iam not a tax payer. And also I am Joined
in LIC plans.
shall I eligible for this scheme
(2) And aslo reply me, can more than one family member can join this scheme
Reply
July 30, 2015 at 7:13 am
1) Yes you are eligible for Atal pension Yojana
2) Yes all eligible family members can join APY
Reply
149. T.S.KANDASAMY says:
July 29, 2015 at 7:40 am
My wife have no Aadhar card.
It is mandatory (or) not for APJ
Reply
July 30, 2015 at 7:14 am
Aadhar card is currently not mandatory for enrolling in any government scheme including Atal Pension
Yojana.
Reply
150. Mradul malani says:
July 29, 2015 at 11:29 am
SIR,
I want to know that is income tax payer can apply for this scheme.
and if no so wats the process to stop this scheme from my account .
Reply
July 30, 2015 at 7:15 am
yes income tax payer can apply in atal pension yojana
Reply
151. Ashutosh Gupta says:
July 29, 2015 at 1:18 pm
What if, this APY holder’s death occurs before the age of 60? What do the the spouse and nominee gets?
Reply
July 30, 2015 at 7:17 am
is atal pension yojana account holder dies before attaining 60 years of age then his/her spouse if alive will
get the accumulated amount with interest. If spouse is also not alive then the amount with interest would be
given to nominee.
Reply
152. Atul says:
July 30, 2015 at 5:23 am
I am working in private company and have EPF account, but I have joined Rs 5000 scheme, will it affect my debit
amount.
Reply
July 30, 2015 at 7:18 am
i could not get you question, can you please elaborate it.
Reply
Atul says:
August 8, 2015 at 5:00 pm
I have joined Rs 5000 worth plan but I have EPF account, as per tnc I came to know that people
who have EPF a/c will not be considered, should I cancel the joined scheme.
August 9, 2015 at 5:48 am
people who have EPF accounts can also join APY.
July 30, 2015 at 11:34 am
meri age 29 he muje Pradhan mantri pension scheme 529 Rs. ka jo conribution krna he wo monthly hoga ya yearly
Reply
July 31, 2015 at 6:01 am
is scheme main saare premium monthly hai
Reply
154. BHUSHAN dESAI says:
July 30, 2015 at 2:39 pm
1) I AM TAXPAYER THEN WHAT WILL BE CORPUS? 850000 IS FIXED FOR EVERYBODY OR INDICATIVE?
2) IS PENSION IS TAXFREE OR TAXABLE?
3) IS CONRTIBUTION IS DEDUCTIBLE OR NOT?
4) IN CASE OF EARLY DEATH AMT CONTRIBUTED WILL BE REFUNDED WITH 8% OR MORE WITH SIMPLE
INTEREST OR CUMULATIVE INTEREST?
Reply
July 31, 2015 at 6:06 am
1) Corpus amount if fixed as per the pension plan you choose, for rs 5000 it is rs 8.5 lakhs and would be
given to nominee of all subscribers irrespective of there current and future economic condition.
2) Pension would be taxable
3) you cannot take any tax benefits of the APY premium contribution
4) Interest on APy is still not disclosed.
Reply
155. Amit Sarkar says:
July 30, 2015 at 4:22 pm
Hello Sir,
I had opened an APY but later realised that I have PPF account and hence won’t be eligible for this. Hence I raised a
request to discontinue my account. My bank raised a request for the same. Today, 5000 got deducted under for my
APY account. How can this be possible. My EMI is 446.
Please loon into this and resolve this ASAP.
Reply
July 31, 2015 at 6:09 am
Even PPF account holders are eligible for this scheme. So this cannot be the reason to discontinue APY.
You will have to contact bank for any deduction related query.
Reply
156. pankaj says:
July 30, 2015 at 5:19 pm
Can I change account number once given under the plan ?what is the process??
Reply
July 31, 2015 at 6:10 am
bank account change in Aatal pension yojana is still not clear.
Reply
157. Viraj Parab says:
July 31, 2015 at 5:15 am
Sir, I am a Government Employee and have pension after retirement. My age is 34 years can I open Atal Pension
Yojana.
Reply
July 31, 2015 at 6:10 am
yes you are eligible for Atal Pension Yojana.
Reply
158. Bhagabati Prasad Sahu says:
sir,
i had already deposited the atal pension yogana form on my bank since 22 June,2015 ,but till now pension amount is
not yet deducted from my bank account.
Bank NameState Bank Of India
Branch NameSCB Medical Campus,Cuttack,Odisha
Account NumberXXXX
Reply
August 1, 2015 at 12:39 pm
please call the customer care of SBI to get the status.
Reply
159. Nitin Shedage says:
Respected sir
if After 5 or 10 year i eligible for tax payer can i get the benefit of Atal Pension Yojana Pleas Explain
Reply
August 1, 2015 at 12:38 pm
yes you will still get the benefits of APY
Reply
160. DVRK Murthy says:
I subscribed for Atal Pension Yojana on 19062015 from State Bank of India, SBIXXXXX, Sagar road Branch,
macherla Guntur Dist. AP. The Bank authorities gave an acknowledgement no.XXXXXX to me. after that I did not
receive any information on APY. Plz guide me.
Reply
August 1, 2015 at 12:37 pm
please call the customer care of SBI to ask the status.
Reply
161. BALA SRIDEVI says:
I am a house wife, completed 39 years on May 5th 2015, am I eligible for this APY. And if I am eligible, If I have to get
5000 pm pension what is the monthly amount I have to pay and till how many years? Can I apply this online and can I
do online payment thru my sbi account?
Reply
August 3, 2015 at 11:51 am
yes you are eligible for APY. Your monthly premium would be rs 1318 per month. you will have to this
premium for 21 years. You can call the customer care of the bank to get yourself enrolled.
Reply
162. Bhabani Sankar Nayak says:
Dear Sir,
I want to enrol myself in Atal pension yogana now but the last date was in June . So can I enrol now?
With Regards
Bhabani Sankar Nayak
Reply
August 3, 2015 at 11:51 am
there is no last date for this scheme.
Reply
163. Rajesh says:
Sir, I have NPS Tier I account and when I downloaded the APY form, it has a declaration which says “I do not hold any
preexisting account under NPS”. It seems, someone already have asked this question. Did you get any clarification,
whether we can enroll for both NPS and APY and if yes, then how?
Reply
August 3, 2015 at 11:53 am
yes I had asked this question to customer care they said you can ignore that point. According to me just
write a note in the application form that you already have NPS account and get a copy of that with you.
Reply
164. Niloy Ghosh says:
sir, I hve a confusion regarding my premium i.e i have to sumbit my premium upto 40yrs or upto 60 yrs …plz clearify the
confusion
Reply
August 3, 2015 at 11:55 am
until you turn 60 years.
Reply
165. saket says:
Hi,
I have applied for apy in SBI on29th July and updated 1st Aug as debit date of premium. I have received the PRAN
from bank but amount did not get debited neither I received any SMS from their end. Kindly advise.
Reply
Please contact bank for the required information.
Reply
166. Vishal says:
Sir,
I went to HDFC Bank last month June 2015 and have enrolled the Pension yojana, however since then money did not
debit from my account. When i am calling bank authorities they are saying request submitted.
When i call government tool free number they are saying the process is with Bank? what needs to do here?
Please let us know.
Reply
Yes tHe Bank needs to give you this required information. You can call the customer care of the bank and
lock a complaint against this.
Reply
167. Saravanan says:
August 4, 2015 at 11:57 am
Sorry to make many questions at a single stretch,
1.If the policy holder expires before 60, will lump sum amount will be paid to nominee or spouse get the pension
amount immediately or do the spouse need to pay premium for remaining term?
2.If no premium deposited for 24 months, the account gets closed. What will happen to corpus accumulated?
3.Is it possible to withdraw Lump sum amount / accumulated corpus amount after start of pension by self or by spouse
due to death of policy holder?
4.If the spouse and nominee are same, how will it work for providing pension to spouse and lump sum to nominee?
5.Minimum 20 years we have to pay the premium, so if a person starts to pay premium at the age of 30 and expired at
the age of 55 (paid premium for 20 years and stopped), will his spouse get the pension soon after his death or how it
works?
Reply
1) In this case the the accumulated amount with interest at that time in APY account would be given to
spouse if alive other wise it woulds be given to nominee.
2) Government has not clarified much on this.
3) Answer same as 1)
4) Nominee should be different from the spouse in this policy
5) 20 years is the minimum period is for a person starting the policy at the age of 40.
Reply
Saravanan says:
Informative..
Thanks for the reply.
Can I stop the premium by requesting the bank?
You will have to ask this from the bank itself.
168. nazima says:
if i wish do quit from APY why i can not..? if i am not in condition to pay amount then what should i do ?
can the amount of contribution decreased…?
plz guide
Reply
169. sanjukta chakraborty says:
I have not got any pass book of Atal Pension Yojana, How will i get the pass book of APY
Reply
As of now there is no passbook for APY.
Reply
Sanjukta chakraborty says:
How I will keep the record without passbook?
170. Unmesh says:
Sir,
I have enrolled for Atal Pension Yojana as well as Accident Insurance Scheme. I want to know that, if I changed my
bank account (from Bank of Baroda to SBI) can the same scheme will get transferred to another bank or do I need to
opt fresh for the same?
Regards,
Unmesh
Reply
change of banks for scheme such as APY is still not clear.
Reply
171. Swapan Banerjee says:
Dear Sir
I am closing my saving a/c and i want to change my bank a/c for deduction for apy is it possile?how?
Reply
172. Swapnil khatri says:
Sir i already taken a plan APY but which website my all information because no any single document to give me APY
scheme. my a/c monthly deduction done.
give me some website i search my a/c no. all the plan details show him.
Reply
you will have to contact your bank for this information.
Reply
173. pavithran says:
i have sbi internet banking, in sbi there is only jeevan jyoti bima yojana and suraksha bima yojana i couldnt find
pension yojana and i am 21yrs old
Reply
pavithran says:
whether adhar card is mandatory for taking pension yojana scheme?
Reply
it is not currently.
174. ANKUR JAPI says:
August 6, 2015 at 10:19 am
i have joined apy last 2 months ago but till today i haven’t receive pran card / kit
Reply
175. binil says:
August 6, 2015 at 11:34 am
Sir,
I already enrolled in NPS scheme through my employer, I am eligible to apply for APY
Reply
yes you are
Reply
176. Mahesh says:
August 6, 2015 at 11:35 am
What will nominee gets if subscriber dies before 60 yrs
Reply
please read this article carefully
Reply
177. Rakesh Pathak says:
August 7, 2015 at 10:43 am
Dear Sir,
I have enrolled in atal pension yojna in the month of June 2015 but after filling application for enrollment same day i
contacted to my sbi branch for cancel my name from this scheme (before deduction of amount from my account) as i
found this scheme is not beneficial for my. The branch manager said me there is no option to cancel the enrollment
and finally the amount is deducted from my account Rs 1318. I give written application for cancel my name from this
scheme. but still i my name is not removed from the scheme and once again 1318 Inr deducted.
Plz. tell me how to cancel the enrolment from this scheme. and how to get return the deducted amount in account.
Rakesh Pathak
Reply
i to have this information that you cannot cancel this scheme. You can call the customer care of SBI and lock
and an official complaint against it.
Reply
178. Kausik Datta says:
August 7, 2015 at 10:45 am
I have submitted my Atal Pension Yojna form to my SBI branch in Barrackpore, West Bengal. After 20 days the branch
is yet to take any action. The form is in the name of my wife and she is the first holder of the account. Since She will be
40 next month, the opportunity will be gone after that. How can you help regarding the same?
Reply
you can connect with the customer care of the bank and tell them this issue.
Reply
179. chhabirani singh says:
August 7, 2015 at 12:34 pm
My d.o.b is 29.06.1984 but wrongly in voter card it is xx.xx.1989 .it is correct in pan card 29.06.1984, premium is
deducted 409.00 as per voter card age. My age is 32 they how can it corrected. and what can I do
Reply
only bank can give you a proper explanation about this issue.
Reply
180. NARENDRA SINGH KHAIRWAR says:

Dear sir
i am pay income tax. i am open to atal penson yojana. any problem to me this yojana?
Reply
income tax payers are eligible in APY.
Reply
181. Ramesh Kumar says:
Suppose my wife and I both enroll to atal pension yojana for 5000 rs. In case i die after 60years, would my wife get
pension of rs 5000/month for her own contribution along with my pension amount of rs 5000/month (total – 10000)? or
?
Secondly, if both die after 60 years and nominee for us is the same, in such case, will the nominee get corpus amount
of Rs 8.5 lakh + 8.5 lakh = total 16 lakh? or ?
Please confirm….
Thank you in advance
Regards,
RK
Reply
August 10, 2015 at 7:27 am
yes if either of you would die then survivor will get both the pensions.
if both of you die then your nominee will get rs 17 lakhs.
Reply
182. Mrs Sheetal Kale says:
August 10, 2015 at 4:34 am
Hello,
I am a house wife & I would like to apply for APY. But I have a question that after attaining 60 years, the pension which I
will get is it taxable for me?
Reply
August 10, 2015 at 7:28 am
yes pension amount is taxable if your total salary comes under taxable range.
Reply
183. KULWINDER says:
August 10, 2015 at 9:37 am
my bank has TO TRANSFER/ATAL PENSION YOJNA PRANXXXX whats does this mean…….is this no my pran no…..
when i will get the receipts and documents for my contribution
Reply
184. Mahesh Khandekar says:
August 10, 2015 at 3:02 pm
1) Is this pension scheme available in State Bank of India ?
2) How pension will be started after maturity this scheme to me ?
3) Where to communicate about this scheme ?
Reply
August 11, 2015 at 5:23 am
1) Yes apy is available in SBI
2) Pension will come directly in your savings account.
3) you can connect with any bank.
Reply
185. Nandkishor says:
August 11, 2015 at 12:06 am
Hi Sir,
My age is 25 and i am a self employed running a small business and i want to take 5000 per month plan. I have few
questions.
1. For how many years i have to pay ?
2. If i want to get my money in between then what is the locking period ?
3. I am a tax payer so Gov will not contribute anything for me so will there be any extra charges ? because in chart it
says 376 per month.
Please reply me as soon as you can.
Waitin….
Reply
August 11, 2015 at 5:25 am
1) since your age is 25 you will have to pay the premium per month for 35 years.
2) this is not revealed by government
3) no there will be no extra charge your contribution will be as per chart. ie rs 376.
Reply
186. sajay says:
August 11, 2015 at 6:59 am
Respected Sir,
It is being requested that the age limit from 18 to 40 should be relaxed upto 50 years should that the peoples between
40 to 50 may also have chance to join this yojana.
Reply
187. lata says:
August 11, 2015 at 7:41 am
Dear sir,
My date of birth is 30/05/1973 and my husband is working in private sector ,sir we have no future planning can sir I get
change to join APY
Reply
August 12, 2015 at 4:49 am
no you have crossed the age limit to join this scheme.
Reply
188. Shivashankar says:
August 11, 2015 at 8:14 am
Dear Sir,
1. What is the maximum monthly pension an individual can opt for is it 5k or more than that?
2. Is the pension amount and premium amount fixed as per the matrix above irrespective of interest rate fluctuations?
regards
shiv
Reply
August 12, 2015 at 4:50 am
1) Rs 5000 per month is the maximum pension amount that you can join.
2) Yes they are fixed.
Reply
189. Gurpreet says:
August 11, 2015 at 8:22 am
Hi Sir/Madam,
I have few queries as below:
1. Can I have 2 different pension funds(from government) at a same time. And will I be eligible to get pensions from
both the schemes?
2. Can I register online to this scheme?
3. If the government changes in between, will this pension scheme may get impacted.
4. There is already a pension fund for senior citizens in which one has not to pay anything. So at the age of 60 will I be
eligible for both the schemes.
Thanks in advance,
Reply
August 12, 2015 at 4:52 am
1) Yes you can have 2 different pension funds from government example NPS and APY
2) There is no process as such currently to register online. But yes you can call the customer care of the
bank to get your self registered.
3) No it wont
4) Yes you can avail both schemes.
Reply
190. Prakash says:
August 11, 2015 at 10:31 am
Dear sir,
I have enrolled for atal pension yojna with State bank of India, Bangalore 2 months ago. The bank has given me
acknowledgement also but there is no deduction of monthly pension amount in my account.
The branch manager says the deduction will happen from SBI Head office.
What should I do please help me.
Reply
August 12, 2015 at 4:53 am
you can call the customer care of the bank and get your complaint registered.
Reply
191. GAUTAM PHUKAN says:

August 11, 2015 at 5:11 pm
my father was a gov. employ. but three years ago he died. my mother is under 40 and she is getting his death pension.
so my question is
1) is she eligible for APY?
2)If eligible then after joining APY will their any problem in getting her husband’s death pension or it will stop..? plz
reply.
Reply
August 12, 2015 at 4:54 am
1) yes she is eligible for APY
2) she will get both after she turns 60.
Reply
192. pooja says:
August 11, 2015 at 5:51 pm
Sir,I am unmarried my age is 38 so my question is whom shall i put as nominee and i dont want to put my family
members so can i put my friend as nominee and secondly i want to know is ther any chart of corpus amount which will
be paid to nominee after death of the subscriber. Pl reply me with my both answers.
Thanks.
Reply
August 12, 2015 at 4:55 am
this is a tricky question. Please call the customer care and get the official version of answer on that.
Reply
prakash says:
sir,
I m work my own bussiness,can i elible for atal pension yojana,if yes then the documents
required plz tell.
thanks..
if you are less then 40 years of age you are eligible. You should have a live savings bank
account and you are through.
salil mahendru says:
i am an income tax payer and was not aware of the details of the policy , that govt. will not
contribute if you are a tax payee. bank personnel just gave me a one pager and i was convinced
that i will get the said pension of Rs. 5000 for the amount mentioned in the table for my age of
30.
thus, the premium or monthly contribution comes for me is 577 .
1.) will i get the said premium after 60 years .
2.) i got aware with the other traditional plans of other banks and insurance companies which is
giving a better return than the APY.
3.) how can i stop the scheme as i was missold the same ?
4.) how can i get the refund ?
all the answers are provided in the previous comments
193. r.verma says:
August 12, 2015 at 4:15 am
sir ,
Sbi bank me form submit car diy hai, wah payment bhi pay ho gaya hai, yadi mujhe kisi karad wash is yojana ko bandh
(delete) karana pada toh kya karna padega wah kata hue payment returned account me aayega kya.
Reply
194. Somesh says:
August 12, 2015 at 11:56 am
How can I check my SBI Atal pension Yojana status?
Reply
August 12, 2015 at 11:59 am
It is a great news I just confirmed this with the customer care. You can log in http://www.pfrda.org.in or
npscra.nsdl.com.in to check the SBI ATAl pension Yojana Status. You can use the links to check the APY
status of other banks also.
Reply
samapti says:
How check Apy status ? I don’t understand…Please help…
195. Gopal says:
August 24, 2015 at 2:36 pm
i m working in private company Gitanjali, and PF is also deducted from my salary. so i eligible for this APY.
Reply
196. Ketan says:
August 25, 2015 at 9:51 pm
What if the participating bank closes down? What happens to our money deposited and what happens to our Pension
scheme?
Reply
August 28, 2015 at 9:24 am
Government has taken the guarantee of this scheme.
Reply
197. Rachit Ghosh says:
August 26, 2015 at 8:29 am
My wife Aparajita Ghosh has submitted the filled up APY form to state bank of India, Station Road Branch,
Jamshedpur and accepted about one month back. But the APY scheme is not yet activated.
Please inform how much time does it takes and what will be proof that account is opened other than deduction of
money from bank account.
Reply
198. Anand says:
August 27, 2015 at 3:11 am
Dear Sir,
I have 2 queries for APY –
1. I am 32 year old. I have filled the form with nominee details. In future, if I will get married then nominee will get the
benefit OR my becoming wife?
2. I have applied APY from 2 different locations(2 SBI branch) for same account number. If the money is deducted from
1 branch then it’s possible that same amount will be deducted 2nd time by 2nd branch?
Reply
199. Dinesh Jangid says:
August 27, 2015 at 11:13 am
Dear Sir/Madam,
The process for paying the corpus amount is yet not clear then how can i enroll for the same. Before enrolling i should
read and understand full details of the scheme.
Also, in event of death before 60 yrs what amount my relatives/spouse will be getting
only what I have deposited plus interest thereon then what is benefit to me.
Reply
200. subhojeet banerjee says:
August 28, 2015 at 8:43 am
Sir,
I have opened a APY account on Allahabad Bank Bamangachi Branch, Kolkata, some how from the bank they have
done mistake on my Date of Birth which was 03091983 but they made it 03091985 so deduction per month making
less, kindly guide me how to get rectification on my D.O.B as Bank Manager doesn’t know how to do this.
Reply
August 28, 2015 at 9:21 am
banks can only help you on this.
Reply
201. S k Pandey says:
August 28, 2015 at 11:31 am
Sir, i want to know that . If i apply for APY, for 5000 my age is 30 , and i am not income tax payer, but i have filed ITR for
getting more than Rs 10000 interest in fixed deposit in bank,
Suppose i deposit Rs 577 per month , and i get 5000/ Month pension,,
i also here that the money which i deposit the same amount of money is deposited by government,it means Rs 577 +
577= 1154 per month for me .then can i get Rs 10000/month of pension,,
Also what it means that
“Government will contribute maximum of rs 1000 per year for first 5 years” i.e total only 5000 in 5 year or 1000 monthly
per year , *5 = 60000.
If i get government job i next 2 year then what will be the case
Reply
202. S k p says:
August 28, 2015 at 11:58 am
Sir if some one has deposit APY for 5000 plan for 2 years,,if some one is not able to deposit for next 2 year ,, then what
will happen for his deposit money ,, and if again he wants to restart after 1 year then what will be the case
Reply
203. Raj says:
August 28, 2015 at 4:08 pm
I have opted for APY , i have few doubts here , if at all a person Who opted for APY pays the monthly contribution
regularly and dies before attaining 60 yrs.
1) Does his/her spouce eligible for Pension ?
2) If at all she is eligible to get that pension … does she need to attain 60 yrs to take that pention or
3) Pension will be given to spouce right after the death of the husband ??
If any one have clear idea about these, kindly clarify my doubts, It will be really helpfull if you can mail me personally.
Thanks,
Raj
Reply
204. Mahesh says:
August 29, 2015 at 1:10 am
Is the Husband and wife both can apply for the pension,,,,,please let me know the condition is given case.
Reply
both can apply. age is the only criteria.
Reply
205. CHANDAN SARKAR says:

August 30, 2015 at 6:12 pm
In APY Scheme, DOB was wrongly feeded by Allahabad Bank and my contribution became wrong.I asked them to
make it correct but they told me that they
dont know how to do it.Please help me…
Reply
206. vinod patel says:
August 31, 2015 at 1:50 pm
dear sir i had joined Atal pension Yojana scheme 3 months ago but still the amount was not debited for the last
2months from my account…i asked my home branch bank they i didnt aware about the details..kindly clarify me when
the amount was debited every month. i was called your tall free no buy cant satisfiend answer. they says we have no
information about this what to do? pls guide me
Reply
only banks can answer to this question
Reply
207. BADAL says:
can i apply in the month of september 2015 or it is closed now .if yes when it will be open for public
Reply
there is no last date of this scheme.
Reply
208. MANIKANT KUMAR says:

Hi Team,
Could you confirm that, would I opt this scheme without go to the my bank branch… via online banking.
Regards,
Manikant Kumar
Reply
you can call the customer care of the bank to get yourself enrolled.
Reply
209. chander shekhar sharma says:
sir,mujhe atal pension yojana close karni hai,kya karu.plz tell me.
Reply
please contact your bank to close atal pension yojana
Reply
210. R.ASWINI says:
I have couple of question.
1. I’m joined in this scheme in july 29, 2015 and the amount for that month, but for next month amount is not taken.
why????
2. every month will they take the amount only on 29 th or stariting of that month?
in that case if sufficient amount is not in account means what will happen?
3. is it possible to change nominee
Reply
211. Nitin shedage says:
Respected sir
my ata pension yojana (APY) Ac No Is (PRANXXXXXXXXX) has been activated but ECS not Debited in my Bank Ac i
told bank but they don’t know so what can i do
Reply
you will have to contact your bank for the same.
Reply
212. Bijoy Sankar Chakraborti says:
I am a casual daily wage (purely temporary) employee of a State Aided University. Can I open an account with Atal
Pension Yojana? Is it possible to change the premium of the said Yojana in future?
Reply
213. s.aalwyn says:
Sir, I was not able to pay the last month premium for prime ministers pension scheme due to low balance in my bank
account. Whether the policy was expired?
Reply
no it wont. You can pay these two premiums with some penalty
Reply
214. nitin says:
Sir,muje atal pension yojana scheme close karani he ,kya me ye scheme close Kar sakta hu mere account se aur
mere account se ab tak 2000 rs cut hua he WO refund milega kya
Reply
215. Rakesh Roshan Sahoo says:
My younger brother has applied for the APY trough SBI. However his Data of Birth has wrongly taken into
system.Please advice what is the procedure for Date of Birth correction.
Reply
216. Amit Shukla says:
How to cancel APY,I didn’t apply for this scheme and not signed any relevant documents but ECS debited from my a/c
Reply
contact your bank to close APY account
Reply
217. RAVI says:
I joined the APY two months before.I just want to know that if every conditions were fulfilled than the pension corpus
amount, in my case its 8.5 lakhs, is this a guranteed and fixed amount?
Reply
yes it is guaranteed amount
Reply
218. Goutam Gorai says:
my APY PRAN no is. XXXXX open at SBI. how i will check it’s status online?
Reply
219. Binoy Valsalan Pallakkattil says:
Sir,
From where do we get the Passbook or montly for Atal Pension Yogna ?
BVP
Reply
apy does not provide any passbook as of now.
Reply
220. Vinitha says:
Dear Sir,
Now I am 39 years old and interested to join the pension scheme. Presently i am working in a pvt. concern. Every
month PF got deducted from my salary and coming year on i have to file income tax. I just want to know whether i can
join in this scheme. Also i heard from somebody that if PF deducted continuously 10years then we will get a pension
from PF account. from my bank informed if you get any other type of pension then you will not eligible to get pension
from this scheme.
can you please check and clarify me.
Reply
you are eligible and can join this scheme.
Reply
221. KRISHNA DASAN K says:

I would like to close and quit from this Atal Pension Yojana Scheme. Kindly guide me with the procedure to close and
quit from this scheme.
Reply
222. astha gupta says:
I am enrolled under this scheme. when will I get government contribution in my bank account.
Reply
223. Rinku Das says:
Respected Sir,
I have applied for apy in SBI on 30th May and updated 1st Jun as debit date of premium. I have received the PRAN
from bank.My pran no isXXXXXXX.Every month my premium debited from my bank account is not same
date.sometime my premium debited in 15 days interval or sometime debited 22 days,but when I apply for that
yojna,bank assure me,that my premium date is 1st date of every month.Today i visit my bank,to know what is the
reason behind it.My bank says they are not responsible for that.This is govt. of India’s project and we are just a agent.If
any reason,my account is empty,then what can i do?or who is responsible for my interest?When bank not want to take
any burden,then what can I do?Kindly advise.My Bank and Branch detail is
State Bank of India
Tollygunj Branch
Kolkata
Branch Code1719
Reply
224. VIJAY says:
Dear Sir
I have registered for atal pention yogna in idbi bank now I want to change bank for APY. is it possible?
Reply
225. Susanta Mallick says:
Dear Sir,
Can I still enroll for this scheme or has the date expired?
Kindly confirm.
Reply
you can enroll in this scheme.
Reply
226. Kannan says:
1. If subscriber will death before 60th age, he is paying properly from 30th age to 50th age until then his death.
My doubt is what happen in this case for spouse and nominee.
2. If subscriber some reason he not pay continually but he was paid from 30th age to 45th age.
My doubt is what happen in this case for him, spouse and nominee. (Can receive the pension or paid amount? )
Please explain.
Reply
1) nominee will get the amount that subscriber has deposited with interest.
2) Subscriber can close apy scheme any time he wants.
3
Reply
227. Sanju says:
if i join APY at age 29 Premium amount Rs. 529.00, that prm. amt. change every year accordingly age ?
Reply
Reply
premium amount will remain same
Reply
228. Sujit Kumar Satapathy says:
If i will not continue my contribution after 1 or 2 year , can i get my deposited money If yes how with interest or only
deposited amount? If my policy lapse how can i continue the same.
Reply
229. Manish Shrivastava says:
how can be change Nominee name and can minor become nominee
Reply
you will have to contact your bank for nominee change. yes minor can become a nominee.
Reply
230. rajesh says:
Amount is deducting from my account but where it is going,where it will save ,do we have any special account for that ?
how can access that account kindly reply
Reply
231. ANITA AVINASH says:

I applied for this scheme at SBI Nagar Road and the contribution has started debiting from my saving account.
However, I have not yet received the ACCOUNT NUMBER. Kindly advise.
Reply
232. Raees Ansari says:
Sir/Madam,
I has applied for the APY trough SBI Regd No. for APY
Name : Rahis Ansari, DOB : 09/Oct/1987
APY Monthly Premium : 446.
My Aadhar No :
But I have recently Correction in my Name & Date of Birth For My Aadhar Card and Pan Card and also correction in My
SBI Account correction.
Name : Raees Ansari, DOB : 09/10/1990
My Aadhar No. :
Please sir Upadate My Atal Pension Yojna
However his Name and Data of Birth has Update taken into system.
Please advice what is the procedure for Name and Date of Birth correction.
Thanking you……………
Reply
233. BINU JOSE says:
My DOB is 16 /10/74 age is 40 yrs 11 months can I join the scheme now.
Reply
no you cannot
Reply
234. KIRON DAS GHOSH says:

Respected Sir,
My DOB is 27 /11/1979. If I join from this sep’2015 month, How many premium is deducted. What happen in my case
for spouse and nominee is are same. I have IT file which is not taxable, So am I eligible to get government co
contribution?. I don’t understand about government contribution in my bank account. Please help me
Thanking you……………
Reply
235. jyothi says:
sir iam already join in APY SCHEME but i want to change my nominee.starting time i don’t have knowledge of
nominee. so i want to change my nominee.till 5 month completed.
regards
jyothi
Reply
236. pavan says:
Please give a link to download closing application for the atal pension yojana
Reply
237. RAHUL DONGE says:
I am Working at Bank of Maharashtra. Would like to apply for APY. I am Already having PRAN no. From Next year i will
come under Tax bracket. AM I ELIGIBLE FOR APY??
Reply
yes you are eligible for apy
Reply
238. MURALI V says:
Dear sir
The monthly deduction from my SB Account is very irregular. Monthly twice its debiting from my account, even though I
gave standing instruction to banker for 25th every month. To whom I need coordinate for resolved this problem?
Reply
239. Rajesh Singh says:
Sir, My age is 37 and I have member of NPS. I want to know that “Can I take APY or not”
Reply
yes you can take both apy and nps
Reply
240. Pratik Mahajan says:
Dear sir,
I have enrolled through SBI. Am i going to get PRAN card at my residence?
is there any online login where i can see summary of my all contributions?
pratik mahajan
Reply
241. kamal says:
i have enrolled for this pension scheme but the amount deducted is1062 for first instalment which should have been
around 577 according to my age ? clarify
Reply
242. Bhagyadhar Sahoo says:
I have a Atal Pension Yojana account and my monthly premium has been deposited through SBI from July 2015. But
till now I have not received my Policy documents. Please guide me what shall I do ??
Reply
243. asish kr maity says:
sir , I am a Govt. contractual staff can I apply APY
Reply
yes you can apply
Reply
244. prakash says:
sir how to u know pran number in sms ? and please probide custmer care for apy.
Reply
245. sourav banerjee says:
dear Sir/Madam,
My name is sourav Banerjee, I join in Atal Pension Yojona from last 3 months from SBI bank.
1. My 1st query is that I invest yearly approx. Rs. 9024/ and after 27 years, I got Rs. 5000/ per month. I mean I invest in
Total Rs. 243648/. within this long period Hugh transaction are posted in my pass book. please provide me extra pass
book for maintain my a/c. properly and it will be help me in future for proof of identification and required for money. so,
please provide me any hard copy like aadhare card, pan card, voter card etc. other than , I can’t trust this method. if my
money is forfeited, then I will go to road.
Reply
246. kakitha saipavanraju says:
sir in the above information submission date is 1st june
now can I apply for it and is all the benefits available
I am a student, am I eligible for scheme
Reply
yes you can apply now and you are eligible.
Reply
247. Dinesh Suthar says:
My PRAN no. generated on 20 th july but money not deducted till date sio please guide me
Reply
248. santhosh kumar ks says:
Dear sir,
In case of subscriber death in the middle of age, before attending the age of 60yrs, wat is the procedure to claim.
Any bond is to be issued for APY contribution. as a proof. pls confirm
Reply
249. SAURABH SIYARA says:

How to know my account details about apy.pl.send a site add.or link.Thanks…
Reply
250. sanjay rathore says:
Sir, I want to close my APY scheme, as im not able to continue with this scheme. I submitted request letter to bank
regarding closing of my bank account. but bank denies to close the APY scheme saying no option is available in their
software. please suggest how to close my APY immeduately.
Reply
251. sanjukta chakraborty says:
Sir, I am an account holder of APY. I have not got any pass book or any other documents of this account, so it’s not
possible me to know the status of my account. Pls inform me how can i get my pass book. I will be obliged if you help
me. thanking you,
Reply
252. Neethu Jayesh says:
Hi,
My name is Neethu Jayesh, i am 24 years old. I am already joined in APY through SBT. But this month (Sep) till 2809
2015 the amount should not deduct from my account. What is the Reason? And i didn’t get any documents regarding
APY from Bank. Where did i get the same?
Reply
253. amrender kumar says:
sir i am not clear about that apy subscriber also avail benefits of social pension given by state govt of haryana.
is it possible to avail benefits of both schemes by the same subscriber.
or apy subscriber can avail the benefits of social pension by state govt of haryana.
Reply
254. S.Rajesh says:
Dear Sir,
My self S.Rajesh from Chennai. i was applied for PM scheme of Atal Pension Yojana, Suraksha Bima Yojana and
Jeevan Jyoti Bima Yojana on 25th May’2015 at Canara Bank, Chennai. in that PMSBY and PMJJBY has activated and
debited the money on 29/05/2015 but till now the ATAL PENSION YOJANA has not activated. whenever i went to the
branch, they said there is no staff. it will take time for past 4 months. please advice what can i do?????
Reply
255. sadanand says:
nice plan for poor pepole
Reply
256. ritesh ranjan says:
If a customer died in between premium paying period what he/she gets………..
Whether his/her nominee is eligible for opted pension or a lump sum amount has been paid to their nominee.
Reply
257. Nimesh awasthi says:
What is the document which is received as a proof of policy after the commencement of policy. Kindly explain.
Reply
258. Sangita Dutta says:
October 1, 2015 at 8:14 am
I have started the NPS.
Do you issue PRAN card for the same?
May we receive the statement of account which amount debited from savings account?
Reply
259. hari says:
how much interest will be paid on diposited amount.if before 60year he/she will died.
Reply
260. Binoy Valsalan Pallakkattil says:
October 1, 2015 at 6:25 pm
Dear Sir,
I have joined Atal Pension Yogna.
I want to know that HOW CAN I KNOW MY BALANCE & FROM I CAN GET THE DEPOSIT STATEMENT of Atal Pension
Yogna .
Reply
261. Prasad says:
My DOB is 04.02.1977, if i want to subscribe in September for APY for pension of 5000/ per month, then what will be
my premium ??
Reply
262. Bharti Kaushik says:
Sir, my wife have opened an PRAN account No. XXXXXXXXXX in Indian Bank on 30.6.15. However, we have not
received the card for the same till date. Pl. clarify how we can know/track the position of our Card.
Reply
263. Ambikesh Mishra says:
Respected sir, my age is 28 right now i am nither a tax payer nor a govt employee and not any social pension
secheme beneficiaries.
But in next 6 to 12 month if i got any govt job and becone tax payer
So what the procedure nd then how govt contribute or how i inform them.
Also one thing after joing govt job the EPF secheme is also started for me then how new PRAN no alloted to me
because one PRAN is already alloted to me in APY secheme.so in that condition department allot two pran no for both
secheme?
Sir please help me by clear all above doubt
Because right now there are so many doubt reagrding scheme in mind.
Reply
264. ujwala gharpure says:
Dear sir ,
We have already applied for this pension yojana and from 2 months amount is deducted from my account & account is
with state bank of tranvancore branch airoli navimumbai but yet we have not received any certificate for this same.
We have visited to bank branch & also to website but no information or certificate we got …..
kind request to you give us all the details to get the certificate …..
with best regards
UJWALA GHARPURE
Reply
265. Naveen Chandra says:
I had applied for APY in month of July at SBI Sushant Lok branch in Gurgaon with my documents, till date no action
has been taken. After online complaints, I received a call stating that the website of Atal pnsion scheme is down. I have
complained thrice but still no action. I wish to escalate my complaint to PMO office. Kindly share the procedure.
Reply
266. Milind Sakharkar says:
Let me know the last date of submit the Atal pension plan form. I was visited the SBI branch office Hudkeshwar Nagpur
but he denied to collect the form from us because the Branch Manager tell us that the scheme is closed and last date
was 30th Sept 15.
It is correct or Wrong , Need your kind revert urgently.
Rgds
Milind Sakharkar
Reply
it is wrong there is no last date for this scheme.
Reply
267. Jayatendra sharma says:
Sir.
I am 27 years old if I died before 60 , then EMI have to pay or not if pay then who will pay, and How much moneyor
corups will be refund and who will be received
Reply
268. Manu Mehrotra says:
Dear Sir/ Madam,
I am working in private sector and had opened pension account with Indian Bank. However later on i came to know
about me not being eligible to open this account, me being income tax payer.
Please let me know, how can i now close the pension account.
I asked the bank, but they are not aware of the closure process, as they have not received any communication.
Regards,
Manu Mehrotra
Reply
269. ASHUTOSH MISHRA says:

Can I get Tax benefit also if 80 C limit is crossed over 1.5 Lacs Rs. Yearly.
Thanks!
Reply
Reply
270. Ram Nadkarni says:
Dear Sir / Madam,
Could you be kind enough to tell me – what happens to the person if dies before attaining the age of 60 years…
basically how much does the nominee get – maybe the accumulated amount (paid amount) + interest….what would be
the interest rate & how is it calculated
Reply
271. Ankita says:
Sir, is this scheme open now? Can I apply for it?
Reply
272. RITESH RANJAN says:

IF I WANT TO CHANGE THE NOMINEE, PLZ CONVEY WHAT IS THE PROCESS,
Reply
273. venu Dornal says:
Good evening sir/Madam,
First thank you alot for giving responses for public queries.
My query is,
1) i have opened APY with my wife name. She is current 29 year old. I opted for rs. 5000 pension yojana. For that
monthly installment is 529.
I would like to know, is rs. 529 EMI will renains same upto 60 years of age?
2) can we change nominee after 60 years of age of her
3) is this tax releif for my salary?
Reply
1) Yes It will remain same
2) I think yes you can change
3) There is no tax relief as of now.
Reply
274. Anurag says:
What is the procedure to close this APY.
Reply
275. Antony Martin says:
any website for checking my payment and details?
Reply
276. Ajithkumar S says:
Sir,
I have started APY for my wife in SBI and I am the one who pays the amount, can I show this amount for income tax
deduction under 80CCD(1B)?
Best regards,
Ajith.
Reply
277. Umesh Waghmare says:
Dear Sir,
I want to stop/unsuscribe Atal pension yojana,please suggest me …
Reply
278. KRISHN KUMAR MAHTO says:
October 13, 2015 at 10:49 am
Respected Sir/Madam
I WANT TO STATE THAT I HAD TAKEN Atal Pension Yajana IN WHICH MY DOB AND NOMINEE NAME Spelling WAS
INTER WRONG AS DOB ” 03/05/1984″ AND NOMINEE Name .I VISITED IN BANK BUT MY NOT SOLVED MY
PROBLEM TILL DATE NOW.
Reply
279. Suraj Kumar says:
October 13, 2015 at 11:06 am
Dear Sir,
If subscriber die by chance after few (45) premiums paid, then Is subscriber wife eligible to claim the corpus amount of
8.5L if APY enrolled for 5000/m.
would appreciate if you clarify this.
Thanks,
Suraj Kumar
Reply
280. sameer S nagtilak says:
Sir
1] I have open an account of APY in SBI…But i have not yet received the hard copy of APY or passbook or statement of
APY. whether it will be received or not
2] Whether the amount debited to APY has income tax benefit
Reply
Ranjeeth K says:
March 2, 2016 at 5:06 am
Yes it is Tax Exempted similar to National Pension Scheme (NPS)
Reply
281. Bidisha Rudra says:
hi I am Bidisha recently I started APY,continue 4 th month running,but recently I face huge financial problem,so I stop
this plan .how can stop this PRAN and return my amount.plz help……………..
Reply
yes you can close this account and your money would be refunded. There will be a small penalty
Reply
282. Arup bhattachariya says:
November 14, 2015 at 4:23 am
Hi, opted APY , premium also getting debited but have not received any certificate, pls suggest
Reply
Reply
283. sandeep kumar says:
We are unable to contact our SBI home branch due to long distance but i want to take this scheme. so please suggest
us can I apply for it by online and whats the procedure for online apply.
Reply
284. DHIREN SAHOO says:
My APY continue from sep 2015.After enroll APY then AMNSDLPN send PRAN No to my mobile. What do I Do..
Reply
285. ARCHANA KUMARI says:
Punjab National Bank ,Ranchi has still not initiated the APY scheme launched by Prime minister.Whether the
customers should approach only SBI for all Govt Schemes.
Reply
286. Anish kadiwala says:
November 18, 2015 at 12:42 pm
How to exit from this policy?
Reply
please read article again for the information.
Reply
287. Mitesh shah says:
repected sir,
appreciate as you reply to post it helps in solving most of the queries .
what should i do if a particular branch of a bank do not perform their task properly
where should i complain regarding it.
Reply
you can complaint it to the bank manager or customer care of the bank.
Reply
288. Manas Kumar Mandal says:
I have open APY in UBI bank and they have given only one slip which is tear from the below submitted application
only. Will not get the pass book for the same?
Reply
you will get a PRAN card for your APY account.
Reply
289. Sachin says:
Sir,
I want to know how can i stop my APY scheme. I went to bank but they told me there no closure form of this scheme.
Kindly suggest ASAP.
Reply
please read the article for information.
Reply
290. Rajendra says:
Sir.
I am a student and I am unemployed can I open APY. My age is 22 year…. I also want to know what will have to
government contribution if I get government job in future..
Reply
291. vijay Lohan says:
Hi
My wife is enrolled for atal pension yojana and she is 31 year old
My query is
After 60 years, whether she will get old age pension from municipal corporation or she will start getting pension from
atal pension yojana?? Or she will get both
Reply
292. Kankan Goswami says:
sir, ihave two questions
1. I have opened an APY account..I am a student of 21 years. I have some money problem so now i want to close my
APY Account.. Is it possible to opt out.
Reply
293. deep says:
my date of birth is 21.02.1974 am i eligible for Atal pension
Reply
no you are not
Reply
294. SUGANTHI says:
Sir,
My account APY number is XXXXXXXXXX(canara bank), after October, they didn’t deduct in my account. I need to
know the reason. and i need to check whether i have enrolled nominee with / not. if not i need the form for nominee
enrollment. in which date exactly they are deducting from my account, that date also i need to know for account
balance maintaining purpose.At the age of 60/ 61 onward, the pension money will directly credited to my account as
same of reverse process.is it or any other process i need to do. There is no Authorized document we don’t keep except
PRAN No.Kindly clarify me.
Reply
295. chintan says:
how to get PRAN card and kit for the same. Bank said still its not received from their end. Money is deducting from
account. Kindly reply for the same.
Reply
Reply
296. Vinay Kumar Bhartia says:
what document do I get if I apply for APY for my record like certificate,passbook,etc.to maintain my account.
Reply
you will get a PRAN Card
Reply
297. RAJENDRA MESHRAM says:
Sir, Pls tell me option for shut up apy scheme
Reply
walk to your bank and ask them to close it.
Reply
298. Nivedita says:
Hello
I am working in a software company. Please let me know if I am eligible to apply in the pension scheme.
Reply
if you are less then 40 years then you are eligible.
Reply
299. Nirmal Kumar says:
How to Correction of Date of Birth in Atal Pension Yojna
please suggest me.
Reply
300. Santosh kumar says:
Hello dear sir,
I want make clear about my wife as I already started APY account in SBI.
My second SB account is in BOB with wife joint type so Can I start my wife APY on BOB joined account.
And second thing as I nominated my child in SBI APY for my account so again for wife APY who should be nominee
either me or child.
Third is we both get pension on same time with ourself account.
If I die on pension periethen my wife will get both APY account benefit or not.
Please describe on this all topics so many people may clear him confusion like me and proceed for both individual
APY account.
Thank you
Reply
301. Suman Ghosh says:
Can both husband and wife opt for APY?
Reply
Reply
yes
Reply
302. Vijay Lohan says:
Hello
My wife is enrolled for atal pension yojana and she is 31 year old
My query is
After 60 years, whether she will get old age pension from municipal corporation or she will start get pension from atal
pension yojana?? Or she will get both?
Reply
303. Debashrita Banerjee says:
I have opened APY account for Rs.5000 pension slab, my age is 23, from UCO Bank Uttarpara branch on 20.11.2015,
& till now only 1 premium is auto debited from my savings account, i.e. Rs.318. But suddenly due to severe financial
problem I cannot continue to pay the premium further, so I want to close my APY account permanently. I asked bank for
this but the bank staff is saying there is no way to close the APY account permanently, instead I have to close my
savings account from UCO bank. But I don’t want to close the savings account from UCO bank.
WHAT SHOULD I DO NOW TO CLOSE THE APY ACCOUNT PERMANENTLY?
Reply
you cam call the customer care of uco bank and ask them to close apy account.
Reply
304. DEEPAK says:

whether a person can open more than one account under Atal Pension Yojna
Reply
no
Reply
305. Azmeera Rajejendar says:
Hi Sir , i checked with SBI , they said that they are not giving Quarterly and half yearly payment flexibility option . but in
advertisement you mentioned that we can choose monthly ,Quarterly and Half yearly ,Please help me . now i am going
to pay for this month premium , can i change it from monthly to Half yearly.
Reply
306. Dushyanth says:
I applied for for APY on August and I got the message on activation on November. ALso the amount is deducted.
When Will I get the PRAN card?
Any website to check the account summary?
Reply
307. Sk Rahman says:
Can I change my contribution made to APY from monthly to half yealy?
If yes, please mention how to do it?
Reply
308. Nagabhooshana says:
December 1, 2015 at 9:37 am
Dear Sir
i joined APY from last week,through Bank of Baroda auto debit fecility.and also got PRAN A/c num.but my query is how
can i know my balance in APY scheme? if any online viewing facility is there? or can i get online passsheet /
transaction details from any database?
Reply
309. Ashish Modi says:
I am state government Employee. I had new pension scheme in my job. Already I have PRAN number. Now if I want to
open APYaccount. What shold I do? Will APY allot me new PRAN number or same will be applicable. As per my
knowledge any individual should have only one PRAN number. Please guide me in this respect.
Reply
December 1, 2015 at 6:15 pm
APY has its on PRAN number
Reply
310. saudagar swain says:
Sir mera iob me atal penson yojons hai lekin 4month balance debit hua udke bad debit nenhi horahahe me kya karu
Reply
311. DEEPAK RANJAN PURI says:
MY NAME IS DEEPAK RANJAN PURI, I HAVE SUBMIT MY PENTION YOJANA FORM IN SBI BANK ON
10.11.2015,BUT SBI IS NOT CREATE MY PENSION YOJANA.
Reply
ABDUL KAREEM B says:
Dear sir/madam,
I have opted to the pension scheme around 5 to 6 months back now due to some problems I don’t want to
continue with this anymore & I also heard that now there is an option to optout from this scheme where I ll
be charged with some nominal penalty and rest will be credited to my account request you to kindly help
me with the closure request form. Please help me on the same.
Regards
Abdul Kareem B
Reply
312. SUDHA IYER says:

SIR,
Firstly i have not received any statement nor certificates for opening APY account.how shall i obtain the same and from
where since my account is debited every month and i dont have any hard proof.
Secondly i wanted to ask that can we change the bank in between if yes please let me know how shall i do the same.
Reply
313. Sallash Verma says:
Dear Sir,
Kindly reply following questions?
1) How can i check whether Government contribution credited to my apy account or not. what is the diff if govt
contributed or not. because there is same pension after completion 60 yrs and corpus value. What is the benift of Govt
Contribution?
2) How can i check that what amount of installment credited to my account. Is there any login id or password to check
our amount invested or view statement.
Reply
314. Anoop says:
Hi,
I’m not paying taxes now, but probably will in next few years, so what happens to past Govt contributions if when i’m
paying taxes?
I’m already having EPF, i wish to join PPF as well. than if i join APY, will i get all the benefits of these 3?
Reply
you will not get government contribution for those years in which you have paid taxes. You can opt for APY
even if you have EPF and PPF.
Reply
315. samrudh jain says:
1)what if the bank get closed after 510 years after I started to subscribe?
2)I don’t have any proof to prove that I’m enrolled under APY?.
is there any bond etc?.
3) how will u credit to spouse and the nominee after my death?.
plz reply.
Reply
316. Pallav Pathak says:
I am 26 year old and working on reputed company in gurgaon. I am tax payer and EPF account holder also. I am
getting around Rs.37,000.00 on monthly basis can I enrolled my wife for this pension scheme how ever she is
unemployed.
THANKS & REGARDS
Pallav Pathak
Reply
317. Vinod says:
Premium payment of apy in your website is monthly/quart/half year, is wrong, please clarify
Reply
318. Ranjith says:
Dear ir
I have applied APY and now its deducting every month from my account. When i read the above conversation i got to
know that EPF and tax payer do not get Government contribution.
If i want to stop the APY then what to do? how can i get my money which already paid?
Reply
319. Amol Bhushan says:
I’ve opened APY account with ICICI Bank and they provided me with a PRAN.
How can I check my contribution made in APY? Will there be any document sent by bank or NSDL?
Reply
Amol Bhushan says:
Also, can I use the same PRAN to opt for NPS as well?
Reply
no
320. venkatesh says:
I have completed 40 a week ago can i still opt for the pension scheme
Reply
no
Reply
321. Manoj Sahoo says:
Hi Sir,
My Self Manoj from Bhubaneswar. I am recently join in APY scheme. How many days it will take to get PRAN card.
whether it will be sent to my address or to collect from respective Bank.
Reply
322. ALOK KUMAR OJHA says:

My atal pension youjna already started. Can i change nominee namanee name which i written in application form.
Reply
323. ALOK KUMAR OJHA says:

Annual amount we are paying in Atal pension yojna it is incom tax free or not.
Reply
324. Ankur Bajpai says:
Hi sir,
I am using APY, I am paying money from IDBI Bank but i want to switch the account on SBI Bank. Please let me
know….
Thanks……….
Reply
325. Ashok says:
I am 72, retired from HAL. I receive INR952 as pension. Will I get any pension against this scheme. My wife is
housewife and doesn’t have any earnings, will she get any pension against this scheme.
Reply
326. Pankaj Prasun says:
If am already having a pension plan with my name and my spouse name in LIC, how can I enroll in Pradhan Mantri
Pension Yojna?
Looking for the your kind attention on my concern and hoping the way out.
Reply
327. Nidhi Soni says:
Hello sir,
I m Nidhi, wants to know that as of now i m not paying income tax & no pf is deducted from my salary but i have EPF
account as it was deducted from my previous job so will i eligible for benefit of government contribution. please give
answer as soon as possible.
Thank you
Reply
328. Shubham Shah says:
If I acquired a pension plan of Rs 1000 and want to change it into a pension plan of Rs 2000 or Rs 3000
Would it be possible to change the plan in APY yojana ? Kya plan ko basal sakte hair from 1000 Rs to 2000 or 3000
Rs……
Reply me please
Reply
329. Anil says:
1.PSU employees eligible for this scheme
2.if he has NPS scheme
Reply
yes
Reply
330. Gudiya says:
Sir
Good Morning
I want to know regarding APY(Atal Pension Yojna). My mother is 57 years old. I want to apply APY for my Mother , she
is housewife. My Father has retired from a private company. Thats why he is not having any pension. Kindly tell me the
procedure how to apply. And also let me know how much I have to deposit in her account per month so that
1) She will get 5000 per month as pension
2) She will get 10,000 per month as pension after completing her 60 years.
Kindly tell me the best option so that my mother will be live life independently. Kindly revert as soon as possible.
If possible kindly provide me any contact number for further query.
Thanks for your kind cooperation.
Reply
331. satya rabha says:
sir,
I am an unmarried person and already registered with APY but question is that 1) after married weather my wife will got
the pension or not?
Reply
332. balasundar says:
can you explain when is the last day to apply.
Reply
333. umesh says:
Sir/Madam
Can i apply for this APY with 2 different bank on the name of myself and my wife’s name? with different nominees
Reply
you should not do this. you will be caught in future
Reply
334. JOBY says:
Sir,
I am an NRI . Can i opt for APY? Thanks
Reply
no you cannot
Reply
335. J.M.Jacob says:
Dear Sir,
1.Whether i can pay from any post office for payment.
2.During payment Aadhaar card is required by the payer since i have not yet received Aadhaar Card.
Thanks in Advance.
J.M.Jacob
Reply
1) can you please elaborate this question
2) Aadhar card as of now is not mandatory
Reply
336. PRAVEEN ARYA says:

I have opened the atal pension yojana in HDFC BANK and now i want to close it . but the bank do not have the closing
form and they do not have any knoledge about this .
so where can i get the closing form.
thankyou
Reply
you can lock a complaint against the bank
Reply
337. AMIT KUMAR says:

my question is that I am 36 years old and I contribute the amount of Rs.990/ per month in the Atal Pension Yojna from
July, 2015 but not received the PRAN Card so far. What can I do in this matter and whether contact on this issue.
second is If I join the govt. sector in future than the allotted PRAN is retained in govt. sector or apply to another PRAN.
Please clear those question.
Reply
amit kumar says:
January 8, 2016 at 10:29 am
my question is that I am 36 years old and I contribute the amount of Rs.990/ per month in the Atal Pension
Yojna from July, 2015 but not received the PRAN Card so far. What can I do in this matter and whether
contact on this issue. second is If I join the govt. sector in future than the allotted PRAN is retained in govt.
sector or apply to another PRAN. Please clear those question.
Reply
338. Anirban Biswas says:
Hello Sir,
My question in regard to APY Plan. Is there any possibility of changing this scheme in future after changing of
government?
Reply
no
Reply
339. Nagesh says:
Hi,
Where do we get the receipt of premium paid to pension scheme. I need that to show proof for income tax dept to get
80c exemption.
Reply
there is no tax exemption on APY Premium payment as of now.
Reply
340. Nitin Kumar Gupta says:
Sir,
I am a subscriber of APY and enps in both of them enps updated online but when i want try to update my account of
APY (atal pension yojna) this is very difficult ( not possible ) to update my account and not possible to check my
balance in this account.
how much time u take time to introduce a link for said updation in APY
Reply
341. akshay says:
I am Govt employee. I already have NPS account & PRAN no. Same NPS PRAN no given to Bank. Bank opened AP
Yojana with NPS PRAN no. No new PRAN no generated in APY.
Whether it’s correct? Or there should be new PRAN no in APY. (Different from NPS)
Reply
yes in APY you get a different PRAN.
Reply
Reply
342. Guna Sekar says:
Am working as an assistant Manager in leading pvt sector bank and I Want to know, how one can close his APY
scheme ? and please direct me the procedure in doing so. From the above instruction i came to know that we can give
the closing application and close this scheme but where is that closing application available ? Can we get it
downloaded from online ??
Reply
you will have to contact your bank for the same.
Reply
343. raju says:
Hi Sir,
My atal pension youjna already started. Can i change nominee name from wife to son,
As per your instruction mail any way wife will default pension after I dead.
Reply
yes
Reply
344. NIMESH PATEL says:
1. Dear sir I am not tax payer i am not eligible for government contribution?
2. My wife has not pan card can she apply for APY?
3. Me and My wife have a joint bank account can we both apply APY in same account?
4. If i dead before 60 years can nominee get a corpus amount of rs 8.5 lakhs?
5. What is meaning of corpus amount?
Reply
1) Yes you are not eligible for govt contibution
2) yes she can
3) no
4) your wife will get the corpus amount in this case but it would be less then 8.5 lakhs
5) Guaranteed amount.
Reply
345. R P Jain says:
Dear Sir, (1) Is pension received under Atal Pension Yojna after 60 years is taxable ?
(2) Is monthly contribution is eligible u/s.80C?
Reply
1) yes it will be taxable
2) no
Reply
346. sanjay says:
Sir now iam a student in future i will get a job in govt or private then this yojana is elgible to me or not
Reply
347. Raja says:
Dear sir,
1) I m working in an private concern and tax payer. But my wife is not working. Is she eligible for APY and govt
contribution.
2) Can we apply for APY from nearest SBI branch in which we have account or do we need to go to the bank in which
we created the a/c.
3) When is the last date to apply for APY – govt contribution.
Thanks,
Raja
Reply
1) Yes she is but for that you need to apply before 31st dec 2015
2) you have to connect with the bank in which you have a savings account.
3) 31st Dec 2015
Reply
348. VENKATESHA G says:
Hello Sir/Madam,
I am Venkatesha g from bengaluru – I already enrolled APY Scheme in FEDERAL BANK. i have one Doubt about ‘ i
stop the payment after 2 years if any amount return give or not give???? AND if give amount how much amount will
gives??
and one more ” how to get the details about how many months deducted amount(banks give the details in passbook)
officially from govt . it is possible ??
Thank you
Reply
349. Sanjay Handur says:
I am 45 years of age. I am not covered under Atal Pension Yojana. I am not a government employee and I have no
pension. Why no pension schemes are not made for people aged between 40 and 60 years of age. I am ready to pay
extra premium and get into the pension scheme. There is no secured pension plan in the market. Please reply
Reply
350. Trapti says:
Sir I want to open account in atal pension yojna . Can I open. Or kyaa vahii benefits milengae?
Reply
351. Shailesh Tiwari says:
Hi,
1. Would like to know from where I can see / download all the monthly contributions made till date?
2. What’s the Significance of the A/c No. given?
3. We aren’t given any Document mentioning that one has subscribed under this APY Scheme? How would, in future,
we show to claim of any kind?
4. Bank is saying that no PRAN Card would be issued. Is it correct?
Pls revert for all these.
Thanks.
Reply
Reply
1) There is no way you can do this as of now
2) ??
3) You will have a PRAN card against your APY
4) no you will geta PRAN card.
Reply
Shailesh Tiwari says:
1. Who would issue the PRAN Card – Bank?
2. By when would we get the same? It’s been more than 6 months since enrolment.
1) NSDL
2) Please contact your bank
352. N L NARAYANA says:

sir, i have two children.can i write both of their names as nominees.
Reply
no, there can be only one nominee.
Reply
353. Ravi Shah says:
Hi,
I am 30 year old .Last year in August2015 I had open APY for Monthly Pension Rs5000/. The Bank has wrongly
entered my Date Of Birth and make my age as 35. Now my premium got deducted as per the age 35 that is Rs.902
which is not correct. I am paying more premium then my actual age.I have also giving written complaint in my Bank.
And taking regular followup from last 4 months. But my issue not got resolved yet.
Can any one please help me out.
Thanks in advance.
Regards,
Ravi Shah
Reply
have you got the compliant ID from bank. If yes then make a complaint in RBI and refer to bank compliant
ID.
Reply
354. pranav says:
i have obtained apy ac. august 2015 but still i have not got any payment deduction receipt from bank other then bank
pass book entry, when will i got concern documents ?
Reply
you should get a PRAN card against your APY account. Please ask banks for the same.
Reply
Reply
355. Sumit Sahu says:
I opted for the APY on July 2015, since then not even a single installment had been deducted or any information
received ever. Please Suggest. The bank is “IOB”.
Reply
356. kuldeep says:
Sir please advice me can a person having apy scheme can purchase other pension plans of insurance companies.
Reply
yes you can opt other pension schemes as well.
Reply
357. Pramod S V says:
Sir/ Madam,
I have opted Rs.5000/ Pension and paying Rs.902/ per month from Union bank of India, Chalai bazar branch,
Trivandrum. I cannot get any records in this regard and only record is my monthly statement. My question is can I get
any Certificate or records in this regard? how I will get this? Please give reply.
Reply
currently no such facility is provided in APY account.
Reply
358. chethankumar R says:

hi, i am chethan from bangalore, i have registered APY with Canara bank, every month amount has been debited from
canara bank as well as credited to APY account,
the Question is till now i am not receive PRAN card ? when should i receive ? who is responsible for issuing card,
whether NSDL or Canara bank?
thanks in advance..:)
Reply
NSDL is responsible for creation of PRAN card.
Reply
359. Raktim Chakraborty says:
Dear Concern,
This is to inform you that I am an employee of a reputed nongovernmental Ltd. Company, right now I am not a tax
payer but soon will be. As I work for a Ltd. Company I have an EPF account. In this scenario can I become a member of
APY and going ahead when I will be a tax payer does it will create any problem ?
Reply
you can apply for apy and even tax payers can apply for it. there will be no issues in future.
Reply
360. Madhusmita Bhol says:
Hi,
Today (7th jan 2016 )i went to both ICICI and SBI to get myself enrolled to Atal pension Yojana in Bangalore but the
branch executives told me that the scheme is stopped and the last day was 31st Dec 2015.
Please let me know is it correct?is the scheme really stopped? the scheme will extend or not??
Reply
scheme is still alive. Please lock your complaint against the officials through customer care respectively.
Reply
361. Upendra kumar says:
Sir, will any bond paper be given to the APY holder/contributor.
Reply
no. You will get only a PRAN number
Reply
362. RAKESH says:

Date of birth 11/11/1975. can we apply for Atal Pension Yojana
Reply
no you have crossed the age limit
Reply
363. Sarika Panchal says:
Sir, I have opted for APY through BoB since July15. Monthly deduction is regularly through my savings bank account. I
am yet to receive any documents concerning APY – like PRAN Card or some kind of Statement of Accounts etc. Can
you help me getting the same please ?
Reply
364. SAIKAT NANDY says:
Hi
I have already enrolled my name in this scheme .Now the amount deduction from my bank account has been started
and I am receiving sms for the same in every month. Now my question is that how to get the statement of APY ?
Please inform ASAP
Regards
Saikat Nandy
Reply
there is no way currently in which you can get any APY statement. Since the scheme guarantees of proving
the fixed pension so it seems there is no need of providing any statements.
Reply
365. Teena says:
Dear sir,
Started Apy from Indian bank, but decided to cancel, as it did not suit my needs, the same day.first instalment was
already deducted. bank says they cannot cancel it. it is almost a month now and time for the second instalment. ive
been going to the bank almost everyday regarding this.bank says absolutely no. they have no knowledge regarding
closing application. kindly advice.
Reply
banks can close apy account. If they are not closing it then you will have to raise a complaint against them.
Reply
366. krunal ganatra says:
January 11, 2016 at 11:51 pm
I have applied for APY on 31/12/2015 through icici bank Jamnagar solarium branch the person nit gave me
acknowledgment and on other day after insisting he gave me acknowledgment in which there is no PRAN no he says
that PRAN number can not be generated instantly ,till date no amount deducted from my account I had opted for 5000
pm and amount to be deducted pm is 824 please help as I have been watching banks are not interested in opening
such account rather then to sell their own pension product
Reply
this is the irony of private banks. PRAN number takes some time to reach you.
Reply
367. deepali says:
I missed this opportunity to open account please I want to b part of this yojnaa will u plz provide me forms…or else let
me know the extended date of this yojna..thank you
Reply
368. Rahul Gupta says:
Dear Sir,
How can I get My Atal Pension Certificate .
Reply
there is no certificate as such
Reply
369. Pratap says:
January 12, 2016 at 11:21 am
Sir,
I am a employee of a private organisation, I am already enrolled in EPF pension scheme. Can I apply APY for a
pension scheme for future.
Reply
yes you can
Reply
370. DEV NARAYAN OMRE says:
Dear sir,
I have started Apy from SBI on dt: 29/09/15, now i decided to cancel because of it’s instalment are not suitable for me. I
give closing application to bank they says it is not possible to close this. kindly advice me what to do……
Reply
this seems to be a common problem with lot of the subscribers. The process is long but effective. You have
to raise an offical complaint about the same in your bank get complaint id with you. Even after your
complaint in the bank does not respond then use this complaint ID and raise a new complaint in RBI.
Reply
371. amarendra says:
January 13, 2016 at 12:27 am
I was born on 23rd march 1975 am i eligible for atal pension on this day 13012016
Reply
as of now you are not eligible.
Reply
372. Gaurav Sethi says:
Hi, Can you please confirm, if we get the income tax benefit under Sec. 80C or 80CCC for this pension sheme.
Reply
there is no tax benefit in this scheme.
Reply
373. Sreejith says:
I have passed 40th birthday on 09th December 2015. Now I am 40 years and 1 months old. Can I subscribe to Atal
Pension Yojana?
Reply
no
Reply
374. Dr Lalit Tanwar says:
I m investing since 10/aug/2015 in APY & now my accountant asking me to show my savings & I said that i m investing
in APY but he asked me to show in written that How much amount is being deducted & since when ? Please tell me
how I can I show him ? Is there any online account for my Pension Yojana where I can see my details, download &
print all about my account ? & if it is not available than plz tell me why it is not available ?
Reply
APY contribution does not attract any tax benefit under 80C.
Reply
375. Sanjay Kr. Mishra says:
Dear Sir,
What is the procedure to rectify date of birth in this pension scheme, because bank staff entered wrong date of birth in
their record, Now they have rectify their record but unable to rectify in the pension scheme.
Regards
Sanjay Mishra
Reply
376. sandeep says:
Does the contribution made towards APY will be covered under Tax saving or not??????
Reply
not
Reply
377. Penchalaiah says:
Dear sir
can I access my APY account?
I have registered for APY in SBI. How can I check my current account balance or transactions.
Regards
Penchal
Reply
no you cannot do this
Reply
378. prasn says:
Hello ,
I am interested to enroll for Atal Pension Yojana? now .
1) Could you please help me knowing that i will get govt shares for 5years or not ?
2 ) I heard this APY is stopped on 31st Dec 2015. Is there any chance to extend the date by govt??
3) what the interest rate given for this APY ?
Thanks in advance.
Reply
379. prasn says:
Hello Sir,
i am tring to do APY now , can i get govt partial payment for next 5 years.
1 ) whats the interest rate for this APY ?
2 ) i heard the last date for APY registration is 31st to get govt share benifit ,, is any chance to get extended ??
Reply
1) Interest rate is not clear each bank may have a diff interest rate
2) No information from government on this
Reply
380. Adarsh Shetty says:
January 16, 2016 at 12:04 pm
Hi,
I wanted to know the process for increasing the premium amount,initially i had applied for 1000 rs pension and now
want the same to be increased to 5000….initially while enrolling i was told by SBI staff that i can do the needful after a
year but when i enquired for the same today in the bank they were not sure of the process.
Eagerly awaiting for your feedback.
Regards
Adarsh
Reply
the process is still not clear for the same.
Reply
381. Atul Jain says:
I have open APY in SBI as on 01/08/2015
on 5th aug 2015 I got PRAN by SMS.
after that every moth I got msg of credit to PRAN Account.
My question is
How can I check my current account balance or transactions or
How can I get my account statement.
Regards
Atul Jain
Reply
there is no way to check as of now
Reply
382. deepak agrawal says:
January 18, 2016 at 11:13 am
i have invested in APY and bank deducted 3 installment from my account, I have not found and not received any type
of proof or bond from government in writting, when we will found it or if I wish to close the account wat can we do
please reply me.
Reply
383. Rajeev Kumar Sahu says:
I am a tax payer with EPF account.
I want to enroll for APY for Pension of Rs 5000 pm.
Upon investing, would i get any income tax exemption. If yes, then under which section?
Reply
there is no tax rebate in APY as of now
Reply
384. Suresh Kumar says:
Dear sir,
I have a small doubt’s for this scheme.
1. My Age is 27 now I’ll apply the scheme every month 1k will pay. In future if possible to increase my amount. (E.g.)
After 2 years increase my amount, can i possible to pay 2k per month.
2. Still now I’m bachelor if put my nominee is my Mom now. In future it’s possible to change nominee.
Reply
1) as of now this is not possible but may be possible in future
2) yes you can change nominee in future
Reply
385. gunda says:
Hello,
When I went to Oriental bank of commerce, they told that the APY scheme closed on 31st Dec 2015. Is it not possible to
enroll anymore?
Can you please let me know.
Thanks,
gunda.
Reply
scheme is still alive
Reply
386. SONALEY JAIN says:

Dear Sir,
I am SONALEY JAIN. I have open a/c in APY on 26/06/2015 in SBBJ BANK JAIPUR. In January 2016,monthly
contribution amount 902/ Rs debited two times for January month on 14/1/2016 and 21/1/2016. I would like to know
that the extra debited amount will be adjust in next coming monyh.
Details of debit entry : APY_JAN16_Mont_5000_11700201500080942_500007821960
Reply
387. Naveen Kumar says:
I got the PRAN number of the Atal Pension scheme..
1) How to check the status and monitor it online thru internet ? Who will provide the password for the same ?
2) I did not include nominee details. Now how to add the nominee details ?
Please Clarify.
Thanks.
Reply
388. chandrasekhar says:
January 22, 2016 at 10:42 am
i have taken ABPY and my monthly contributions go from my Corporation Bank. So far 2 months deductions have
happened (i have taken the policy in Dec 2015).
Now, can i stop the payment from my Corporation Bank and start making the monthly payments from my SBI savings
account ? – i want to close the Corporation Bank account and hence asking you for this possibility.
awaiting your response.
regards
Chandrasekhar
Reply
389. Sethu says:
January 24, 2016 at 11:01 am
I have taken ABPY for myself and my wife. Monthly deductions have happened. How do I get my PRAN card? Will it be
send to my communication address or should I get it from my bank?
Reply
390. Aditya says:
Sir,
I am working in one Gen Insurance PSU and covered under NPS Scheme. Further, in last three years I have not paid
any Income Tax (had filed the returns).My Age is 26 years, I joined PSU in year 2014.
My questions:
(1) Will I be eligible for APY?
(2) Will I get benefit of govt. contribution as I am not covered under the schemes as mentioned?
Regards
Aditya
Reply
391. Jagan says:
Hi ,
How can i get the statement of my APY payments. i tried to register in NSDL but it is not allowint me to register.
Plese help.
Reply
392. Priya says:
January 25, 2016 at 11:53 am
i have started investment in APY account since july’15 and all the installments are getting deducted form my account
monthly basis, with out any delay, But I have not yet received my PRAN Kit, When I visited bank, they tell me, I will get
that on my adress, but it’s been so long now.
where could we found it or where to go to collect the same
Reply
393. Jayesh Bhanushali says:
I wanted to know how I could change my bank account from which the premium is been deducted. I want to shift it to
another account so that I can close the account
Reply
394. Sachin Gupta says:
Requesting you to kindly clarify few points.
1) Can we surrender this scheme inbetween?
2) If yes than what about the collected can we redeem or what?
3) If we wish to contiunue then what to do
4) What about late paymets etc.
5) Once the period complet what about collected amount?
Reply
1) yes
2) you amount would be given back to you
3) you can open a fresh account
4) read article
5) Read article
Reply
395. Brahmananda Panda says:
My daughter is contributing for Atal Pension Yojana. 1.After marriage whether she will change her nominee.
2.In case transfer of Bank A/c no to other region of same Bank , weather Pension contribution will continued to deduct
or not.
3.How can we know accumulated amount on the pension fund
Reply
1) Yes
2) I am jot clear about this one.
3) ?
Reply
396. Veerabhadraiah TN says:

January 28, 2016 at 10:10 am
how i can get my physical statement of APY and from where?
Reply
397. B,SOUNDAPPAN says:

My wife is subscribing for APY through Axis bank for the past 6 months, but she is yet to receive PRAN card.
Pl guide me whether it can be obtained ONLINE.
Reply
398. Nirmal krishnani says:
I had taken AYP from HDFC saving joint acct. for me and spouse. Acct is at Bhuneshwar and AYP started from June15
at Bhopal HDFC branch. Premium is going on , PRAN is received by mail. But how can I login to check. I used the
portal of NSDL but saying enter vaild PRAN no. how it is so ? And not even received the AYP Card , and where to
apply for this. Bank not giving any support regarding any query. Who is the accountable department and chair where to
go for small small quereies. All the toll free no.s given are not working. Plz help.
Reply
399. Vijay Mishra says:
I wanted to know how I could change my bank account from which the premium is been deducted. I want to shift it to
another account so that I can close the account
Reply
no this is not possible until now.
Reply
Maddi Suman says:
Hello!
I have already enrolled in APY and my account also getting deducted for the scheme,but can I
enroll my wife in APY I mean both husband and wife can have individual APY enrollments
And one more thingMy wife was priorly working in corporate sector and now she left the job,so
she had an EPF accountis govt contribution available for her
400. Pankaj Srivastava says:
Can i change my ECS from one bank to other bank under Atal pension Yojan.
Reply
pardeepkumar says:
sir i wants asked you that if i am join this scheme and , i pay premium continue 10 years .when after i die
.will my wife pay premium yes / no .if no then my wife get how many amount .my age 29 and premium
amount 529 per month
Reply
401. Santosh Shukla says:
I have started pension from June and I need statement, for the same I visited to SBI Bank and they told they don’t know
how to take statement.. can you please help into this.
Reply
402. sivanesan m says:
Sir.,
I joined APY through SBI in October 2015, Money has been deducted every month from my account, I am not getting
message which i got for first two months. Regarding APY there is NO detail available in our online sbi account(sbi
people says it won be available), the is NO evident available with me other than acknowledgment slip, It is good if it is
available in online . Whom i can contact for any queries,any toll free number/ email.address?
Reply
403. Sourav Kumar Chowdhury says:
I am a subscriber of APY and the premium amount is deducting every month from my account, but yet I dont have
receive any APY certificate. So how can I get this policy certificate? Please help!
Reply
404. Raja Lahiri says:
Sir, I along with my wife submitted the form for Atal Pension Yojna & Jeevan Jyoti Bima Yojna on 13th July 2015 in the
S.B.I Bank ,Raipur (Branch Shantinagar) where it was informed that you will be intimated about the registration as
soon the things will get processed . Later on my wife got intimated but still has not got any intimation.
Regarding this I met the bank official many times but they kept on telling that don’t worry intimation will come.But, today
they informed me that the registration may have failed for one or the other reason and now nothing can be done since
the plan got closed
Sir ,please response me that what can be done for this negligence approach and what can be done so to get the
things done.
Regards Raja
Reply
you can compliant about this to the customer care of the bank
Reply
405. Pradnya Gurujee says:
I have asked the bank for PRAN card. But their reaction was What is PRAN card? and instead of PRAN card the bank
said we will give you only the acknowledgement receipt. So from where can I get this PRAN card now?
Reply
You will get the PRAN card by post
Reply
Pradnya Gurujee says:
March 13, 2016 at 3:04 am
Thanks for the reply.
When should I expect PRAN card by Post?
406. Paul Reuben Solomon says:
sir I have joined APY, rs.208 per Month. but February month rs.419 has deducted from my account. I asked to bank
manager, he said I dont know you have to look APY official website. but I didn’t get any information from this. what I
have to do sir?
Reply
407. Ranju Ravindran says:
Hi, Does we have a facility to check the balance in apy account?
Reply
no
Reply
408. RAJBIR SINGH says:

1.) MY DOB IS 04/10/ 1986 MY WIFE DOB 16/04/1986 SO WHAT IS CONTRIBUTION AMOUNT
2.) IF I AND MY WIFE BOTH WILL TAKE THE APY SCHEME THEN AFTER ATTAINING THE AGE OF 60/ I DIED
THEN WILL MY WIFE GET BOTH PENSION i.e. 10000/ AND AFTER HER DEATH WILL NOMINEE WILL GET
THE RS. 17/ LACS
3.) CAN I NOMINATE THE MORE THEN 1 NOMINEE ?
Reply
all the answers are mentioned in the article. Please read it carefully.
Reply
409. Arun Dhok says:
Sir,
APY, PMSBY and PMJJBY information read and very useful to member of public. one day i call on toll free number and
ask the available person. whether the APY account open in Post office but he told. this scheme not available in post
office.
So, I requested to give the wide publicity for said scheme available in all Post offices in India where CBS facility is
available.
Thanks and Regards
Reply
410. Pradeep kumar saha says:
It is almost a year that, I am contributing in this scheme, but till date I have not received any PRAN card and also for this
pension, which dept or organisation we have to get in touch with.
Reply
pfrda is responsible for this scheme. You may have to contact them.
Reply
411. bhargava says:
hi,
iam at the age of 27 and please let me know premium amount for 5000 rupess pension plan and is that premium
amount remains same till 60 years or keeps changing as the age changes??
and what will the amount i get after completion of 60 years and till what age i can get??
Reply
412. padma manasa says:
i apply APY in sbi bank date is 28/12/15 but still not debited in my account.
i ask the bank they telling still not come approved
why where i ask
Reply
413. Satyanarayan Palatasingh says:
Hi ,
I am Satya From Odisha.
1. I did the plan in December 2015 and my nominee was my father who expired in Jan 1st 2016. I want to change the
nominee name to my wife’s name when I will marry. Is it possible??
2. Up to how many years ( means up to what age ) this monthly 485 money will deduct from my account?
Kindly Reply.
Reply
1) yes you can do so
2) till you turn 60.
Reply
414. Satyanarayan Palatasingh says:
Hi,
My question is,
If i will die in between the age 40 – 50 , then what will happen?? Whether all money which are deducted from my
account got collapsed or My nominee will get all the money with interest???
Kindly answer.
Reply
your wife/nominee will get the accumulated amount with interest.
Reply
415. Rajkumar says:
Hot cancel and get the money back to my account. I have paid 6 instalments and want to cancel now. Please
help…….is this possible?
Reply
yes it is possible. please contact your bank.
Reply
416. Adminame says:
Respected Sir,
l m a govt. Employ and already have a pran account. Can l open an APY account in bank?
Thanking you.
Reply
yes
Reply
417. vijay Chauhan says:
Hello ,
please confirm the last date of APY ? Is this 31st march 2016??
actually I read on other site that 31st DEC 2015 was last date .
Reply
there is no last date of APY.
Reply
418. Abhishek Sahu says:
I am emplyoed with EPF account too and taxpayer in 10% slab. In Jan 2016 I have Opened one APY account and
PRAN number for the same has been generated.
Can I open one NPS account too ?
Kindly suggest.. If so.. then will there be two PRAN account for me ?
Thanks and Regards,
Abhishek Sahu
Reply
yes you can open APY and NPS both. there will be two PRAN cards.
Reply
Reply
419. Jatin bajoria says:
I have submitted my wife form by atal pension form on june 2015 to HDFC bank Kanpur U.P. they have still not open
my account stating that the scheme is still not in running.
And she is also not receive any PRAN card.
Pl guide me whether it can be obtained ONLINE.
Reply
420. ravi raj says:
What will happen if the subscriber dies before 60 years of his age? What benefits will be provided in this case?
Reply
please read this article again.
Reply
421. Aravind Kannan says:
Can a single person who already owns an ATAL PENSION POLICY apply for another ATAL PENSION POLICY ?
Reply
no
Reply
422. Sugata says:
Dear Sir,
I am a member of this scheme since June 2015(after lot of confusion about whether I am eligible as I am a taxpayer
and have EPF & PPF a/c).
However, I Got my PRAN NO. but not received any document till date.
Could you suggest how long it would take?
Also since at the very beginning Bank persons were not clear about the policy details. I have made my spouse
nominee instead of my Son. Now I want my Son to be Nominee since Wife would automatically get the Pension after
my demise.
How can I change that?
Is it possible to get to Online (with User Id & Password )to log in to our A/c and update profile or Nominee.? Just like
UAN for EPF.
I will be thankful if I could get some answer on these queries.
Reply
423. MANUJ KHANNA says:

I just want to know how to change the bank account from where the APY is currently debiting from my a/c
Reply
this process has not been clear.
Reply
Reply
424. somender singh says:
helllo sir/madam,
Is the corpus amount i.e. 8.5 lakhs is same for the Rs.4000 pension plan? or is it differ from the Rs. 5000 pension Plan..
If yes then what is the final amount of corpus that a Rs. 4000 pension plan person receive?
Reply
please read the article it has all information.
Reply
425. Meenakshi says:
Sir / mam ,I have an ppf and apy account so can I get the government benefits in both the ppf and apy account
Reply
Please read article again to get your answer
Reply
426. Sri says:
HI Team,
I seen the pension which we will get after completion of the term WOULD BE TAXABLE.
In this case what is the use of taking this policy?? if
for 5000 rupees pension the tas would be 725 rupees. So we are getting only 4275 rupees.
this is not at all good
Please correct me if i am wrong..
Reply
but do you any other pension scheme which is not taxable.
Reply
427. Gaurav Dabhade says:
I am trying to check my contribution, but I am getting error saying “The details entered are incorrect.” I am entering
correct PRAN number and my birth date. Also I have not received any documents regarding this. Sir could you please
help me regarding this.
Reply
428. Dipti says:
I have an APY A/c in SBI.I got my PRAN number.But how can i get my PRAN card?BY Postal or any other process?
Can i get/download Epran CARD ?If yes kindly send me the link.I didn’t found anything in NSDL website.
Reply
429. Sreenz says:

I have an existing NPS Tier1 account and PRAN card for that, can I open a new APY account
Reply
430. raja c says:
I want clear message .I was closed my atel pension scheme .my amount will refund or not.what is the process to make
on that
Reply
431. MANJUNATH says:

Hi Sir i have applied for this scheme and i am also having PRAN number, my question is how can i know the details of
my pension account? Is any online facility available for checking the details, tried to check in NDSL site but its showing
Invalid PRAN
Reply
432. Avinash says:
Dear sir ,
I have received NPS no. But How i check status .
Reply
433. Abhijit Waghmode says:
If I died in age of 58 what benefits my wife or nominee will get under APY.
Reply
Please read the article. It has has the information you have asked.
Reply
434. manish kumar says:
sir
i am a employee in public sector undertaking , currently i have subscribed to APY , can i also subscribe to NPS in
addition to APY.
My employer deducts some amount towards superannuaton fund also.
please advise.
Reply
what is your question?
Reply
435. Thomas says:
I am 18 now and I have an account with South Indian Bank can open an APY?
Reply
yes you can
Reply
Reply
436. shagana.n says:
You have mentioned “If you would enroll in it on or before 31st March 2016 then you would be getting a government
contribution. Government will contribute maximum of rs 1000 per year for first 5 years”
But the bank people tell that government contribution is eligible only if you had enrolled only on or before of 31st
January 2016. Please advise
Reply
date has been extended to 31st March 2016
Reply
437. sanjay saxena says:
the officials of state bank of india branches at munshipulia & takrohi lucknow up r telling that this scheme portal is not
working & they can not open atal pension yojana account
however it seems that the staff of both these banks r not interested to work for poors major reshuffling of staff may
kindly be done & officers having nationalist feeling from other states may be posted all the local employees from local
background may be shifted to far places
Reply
438. Arti says:
Sir,
I have paid the premium of APY last year but i want to declare it as a tax declaration. from where i can get the complete
receipt whether i have paid the premium or not for the tax decalartion.
Thanks in Advance
Reply
439. Dhirendra Singh Bhati says:
how to claim PRAN Card For Proof
Reply
440. Jagdish chandra sharma says:
Sir,
I have APY since Jul15 and have PRAN. How can I get Income tax deceleration certificate for 80CCD?
Reply
441. Kaustubh Talmale says:
Hello,
Planning to open APY account. What is the maximum amount that can be paid every month or a year?
Reply
March 1, 2016 at 6:45 am
please read the table for all the information
Reply
442. RAHUL GUPTA says:

if in case a person, his/her spouse and nominee unfortunately die at the same time/together, then who will be
benefited with the corpus amount.
Reply
March 1, 2016 at 6:28 am
then the legal heir will get the corpus
Reply
443. ashutosh kumar singh says:
Can I show Atal pension yojana investment for income tax for tax rebate as a pension plan
Reply
444. Santosh Ingale says:
March 1, 2016 at 7:37 am
software. please suggest how to close my APY immediately.
Reply
445. panthak says:
March 2, 2016 at 10:46 am
hi sir ,
i am semi govt. employee … so from my salary 12 % is deduct & appx. 8.5 % add by company for epf and 3.50% appx.
for eps ….
as i read and understad this EPS amount is for pension , ( if i m wrong pls correct n guide me) …this amount is very
small and as per calculating this amount will delivered hardly 1200 to 1500 rs pension after retired .
can i join this ATAL pension youjana ??
if yes how and where i to proceed ??
and this deduction will be came under any tax relif section ??
pls pls help me to get out from this rid.
Reply
446. Dr M Shailendar says:
March 3, 2016 at 8:59 am
Sir, My self and my opened APY in the last month. Lack of knowledge i kept my wife as a nominee for my account and
to her account iam the nominee. Now iam planning to change the nominee in my kids name. How can i change the
nominee in APY. Bank officers said that nominee change option is not provided in the data base. It is not possible.
What to do now. For whom i want to consult. give me and Idea sir ji…
Reply
447. hemanth says:
March 3, 2016 at 12:21 pm
sir, i have enrolled for APY last year and amount is regularly deducted from my SBI account HYD .I have only bank
transaction details of my payments towards APY and where i can get PRAN card and income tax declaration what is
the process please help me
Reply
448. SHARDANAND KUMAR says:

March 3, 2016 at 12:27 pm
What will be the proof of APY. Can a Card will be issue as issued in NPS
Reply
449. ketulparmar says:
March 3, 2016 at 1:46 pm
sir please tell Atal pension yojana & National Pension Scheme what are differences are ? or this is one scheme ?
please mail me
Reply
450. sunil says:
March 4, 2016 at 7:44 am
dear dir I m closing my attal pension yojan , I m going to bank but bank officer say no option for closing, & no form for
closing, they say me close the bank account/ zero blance
Reply
451. poonam says:
March 5, 2016 at 6:11 pm
Dear sir
I have enrolled for the APY from SBI bank but till now I have not received any details about my APY membership
details and how should I can my balance in APY account
If there are no details from your end then please let me know how to close the account
Kindly do the needful as I expect faster response from your end. Please mail me if you need any further information.
it is my hard earned money and I am not getting correct picture from Bank
Reply
452. arun says:
March 7, 2016 at 7:56 am
Sir,
Can we changed the nominee Name, I have given my spouse as nominee, i want to change it
Reply
453. Mamatha says:
March 7, 2016 at 5:38 pm
Can I join APY me and my husband ?
Reply
454. ANITHA P says:
March 8, 2016 at 4:52 am
Sir, please give an opportunity to enroll the scheme up to 45 years. We are in between 45 years also get benefit from
pension scheme.
Reply
455. Simant says:
March 8, 2016 at 12:24 pm
Dear Sir,
I have enrolled for Atal Pension Yojana on 3rd of March’16 from SBI.
But still date there is no such deduction for Premium from my account.
Also, there is no such policy documents received.
The bank have only give me Registration and Contribution Enquiry page.
But, in that Page there is no such details about registration number or Policy number.
So, how can I get status of it ?
Thanks with Regards
Simant shah
Reply
456. Nirav Patel says:
March 9, 2016 at 10:38 am
1.) My age is 26. my premium for 409 at 5000 Pension yojana.
2.) If the main person who open a/c for APY death at 50. What happen at that time? his spouse/nominee apply for more
10 years for APY? if her spouse/nomine not apply then how many amount will be refund and when the amount will b
refund. mean after 10 year or instant money will be refund?
3.) What is corpus? please give advice in deep for that.
Reply
457. Mahendra says:
March 9, 2016 at 2:19 pm
Dear Sir,
I want to change the option from Rs.1000 pension to Rs.5000 pension scheme.
SBI branch Manager has shown his inability to change the option.
Kindly help me out how to change the option.
Regards
Reply
458. venkat says:
March 10, 2016 at 7:02 am
sir
my wife date of birth is 15th august1975. now she interested to join the APY. by mistake before 15th august 2015 not
join this APY.
now she crossed 40 years. age is 40 years and 7 months
pl suggest
Reply
459. Arunabb says:
March 10, 2016 at 5:44 pm
software. please suggest how to close my APY immediately.
Reply
460. Nitesh Kumar Singh says:
March 10, 2016 at 7:45 pm
Dear Sir,
I have enrolled for Atal Pension Yojana on July 2015 From BIHAR GRAMIN bank, Branch – RAMPUR GOGRI, District
KHAGARIA
But still date there is no such deduction for Premium from my account.
Also, there is no such policy documents received.
Many times I consult the bank but still no any premium deduct from my account.
I want to know govt. launch the Yojana only for popularity due to member enrolled this Yojana but bank not deduct the
premium
Reply
461. Mylarappa N says:

March 11, 2016 at 5:54 am
Dear Sir/Madam,
I applied APY in last year, the same amount deducted in my a/c, there is no problem, but my concern is there is a any
possibility to check my statement in online? if there is a possible pls provide the login details as soon as possible, and
one more question still now i didn’t received any proof of documents from bank,
Pls clarify
Reply
462. Soumyajit Maity says:
March 11, 2016 at 6:13 am
Hello Sir, I am 24 yr age. how much time i have to pay the premium amount.. ?? At the time of last premium how much
amount i have to pay in case of 5000 pension plan…??
Reply
463. bhargav says:
March 12, 2016 at 4:35 am
What do u mean by vesting period those many months we hav to pay r what
Reply
464. B M GANDHARVA says:

March 12, 2016 at 5:08 am
Sir,
I am 45 years old. Me and spouse have crossed the age limit for APY. I have two children. My queries are
1. Can I opt APY for both children having SBI joint account with me as principle account holder.
2. The repercussion after some day both children will get the job.
3. Can saving account be changed with same policy after children have their own account.
Reply
465. BASIRUDDIN says:

March 13, 2016 at 7:42 pm
respected sir/madam,
I am just 30 now and married with 8 month old daughter. i want to join APY scheme and my daughter is my nominee.
but my daughter has no aadhar card. So, please reply me
1) whether my daughter can be my nominee.
2) if yes, whether my wife can be the gurdian of my nominee as my wife is the default nominee and the nominee will
get corpus amount after the death of my wife.
please reply as early as possible.
Reply
March 15, 2016 at 8:52 am
1) Yes
2) If you die then corpus amount would be given to your wife if alive, If both of you die then it would be given
to your daughter
Reply
466. SUMIT KUMAR SRIVASTAV says:
March 14, 2016 at 11:03 am
Hello Sir,
My name is Sumit Kumar Srivastava having salary account in Murar Branch have opened an account in APY on
29/05/2015 my date of birth is 10/03/1993, instead of deducting Rs 292.00 under APY it is deducted Rs1087.00 .I
have compliant to Branch Manager of Murar but the response was unsatisfactory .So I decide to compliant online my
compliant reference is WS007635/201516 on dated 25/08/2015 as per mention below.
25/08/2015 WS007635/201516 Customer Complaint Patna Murar Matter has been taken up by the H.O.and they have
confirmed that amount will be refunded to the complainant shortly.hence we close the file. Final reply sent for
closure/File Closed
It is almost one year but my compliant is not solved by Branch Manger or online compliant .So I kindly request you to
see my matter seriously so that I can continue my APY
or kindly refund the excess amount deducted under APY
.
Kindly revert me how much time you will take to solve my problem.
Reply
467. Ellora Samanta says:
March 15, 2016 at 6:32 am
I am a subcriber of APY. I have got my PRAN no. but i have not received my PRAN card or any other documents till
date. it is almost a year.what to do?????
Reply
468. Vaishali says:
March 17, 2016 at 10:04 am
Is it necessary to pay premium from saving account or I can also pay it with my overdaraft account? Please reply soon.
Reply
469. RUPAK says:

March 17, 2016 at 12:05 pm
please confirm how to change nominee in future. how to view balance, receiving sms from nsdl regarding deposit of
monthly contribution.
Reply
Reply
470. gurdeep singh says:
March 17, 2016 at 1:20 pm
Sir/mam
I m unemployed now and if I open an apy account.. After few yes if I get job then also m I able to get the benefits
Reply
March 18, 2016 at 12:57 pm
yes
Reply
471. S BALAMURUGAN says:

March 18, 2016 at 7:04 am
I and my wife joined APY scheme. I want to know that whether can I show her contribution(her contribution paid by me)
also under my tax deduction (80 CCD)
Reply
March 18, 2016 at 12:55 pm
yes you can.
Reply
472. mehul savla says:
March 18, 2016 at 10:03 am
Sir, I m confused for the scheme. In Tax benefits in Atal pension Yojana point you have mentioned that we will get tax
benefit under 80CCD. but in Atal Pension Yojana (APY) VS New Pension Yojana (NPS) point in that 4th point says
there is no tax benefit. Can you please help me for the above confusion. Is tax benefit their or not.
Reply
March 18, 2016 at 12:51 pm
Thanks for correcting. initially there was no Tax benefit in APY now now it has.
Reply
473. F. Khatoon says:
March 18, 2016 at 6:24 pm
Sir,
I would like to know who can be the guardian of a minor nominee for APY application form; I or my spouse or someone
else ? What is the role of the guardian of a minor nominee for APY ?
Please let me know as early as possible.
Thanking you,
Reply
474. Prashant Solanki says:
March 19, 2016 at 3:12 pm
sir,
i am an insurance agent. currently my age is 38 running; before some years our insurer gives us swawlamban yojna
for pension purpose.i have pran no. and pran card also.
recently i got letter from nps that you will auto migrate to APY is it true. then how can i deposit the monthly contribution
?
and if i want to close swawlamban yojna and open APY as a new member then can i get government contribution or
not?
and can i open my wife account in APY. her age is 34. but she is housewife. so i will deposit money on behalf of her.?
Reply
475. Regunathan says:
March 20, 2016 at 11:21 am
My age is 32.Assuming that i open my apy account now.by the age of 40 i die because of some reasons.is there any
death insurance in this scheme?what will happen to the premium that i paid from the age of 32 to 40.please clarify.
Reply
March 20, 2016 at 5:49 pm
Please read the article again to get answer to your question.
Reply
476. Brijith says:
March 23, 2016 at 5:59 am
is this not for NRI’s? if do we have something for NRI’s
Reply
477. ANUPA SENGUPTA says:

March 24, 2016 at 12:06 pm
How can I change my mobile number and nominee name in existingh APY scheme? Please help.
Reply
478. ashwini says:
March 24, 2016 at 6:21 pm
Hi,
I have submitted APY form through ICICI bank.
They have given me a service request number.
How do I track my application status?
Can you please provide me with any contact number or link?
Reply
479. beenu kumari says:
March 25, 2016 at 4:15 am
I subscribed for Atal Pension Yojana on 22012016 from punjab national bank, PNBXXXXX, Old Faridabad Branch,.
The Bank authorities gave an acknowledgement no.XXXXXX to me. after that I did not receive any information on APY.
Plz guide me.
Reply
480. beenu kumari says:
March 25, 2016 at 4:22 am
I am a subcriber of APY. I have not got my PRAN no. also i have not received my PRAN card or any other documents
till date. it is almost 2 month.what to do?????
Reply
481. Usha says:
March 25, 2016 at 4:22 pm
Dear Sir/ Mam,
my name is usha & my father name is Mr. Ram Babu his age 60 year old. Actually sir my father want to join with Atal
Pension Yojna.
He is govt. servant & his retirement in upcoming Sept 2016.
i want to ask two questions plz reply me.
Q 1. What is the process of Atal Pension Yojna ?
Q.2. how mach amount in invest in this yojna & how mach money will get by pension
Reply
March 26, 2016 at 6:41 am
please read this article to get your answers.
Reply
482. Vittal Rangan S says:
March 26, 2016 at 4:25 am
I had submitted my application when the scheme was launched in June 2015. My date of birth was 10th March, 1975.
Hence, just completed 40 years and was eligible. SBI returned my application that I was not eligible. Later I submitted
a complaint to the Govt Ministry. The bank came back mentioning same reason.
40 years of scheme did not mention an exact date and hence, unclear. Can I submit a request that why I was rejected?
Reply
March 26, 2016 at 6:40 am
yes the age is some what mis leading. but 40 Years and even one day is not eligible.
Reply
483. Farhat Sophia says:
March 31, 2016 at 2:02 pm
I want to apply for this Pension Scheme
I am working with Private Ltd. Company
Here no PF, no other schemes which are related to savings or security is applied
Tell me the procedure and steps to opt this Scheme
Please send me a link on my email ID to apply it. (If possible)
Reply
484. Manish Garg says:
April 2, 2016 at 8:10 am
Hi,
I have opened my Pension account in SBI. emi is getting deducted every montth from my account, also i got PRAN my
SBI bank. Can i link my PRAN to bank to check online status and manage it. Will i get any PRAN related card from
bank or APY authority??
Reply
485. Mohammad Sajid Khan says:
April 2, 2016 at 10:51 am
Hi Sir, I Joined APY last year. but i didn’t get any PRAN Card as yet. I also didn’t get the investment statement which
was mentioned on circular that at the end of March, investment statement will be released. In this situation how I can
go for tax benefit for this investment.
Reply
486. girija s says:
April 2, 2016 at 4:02 pm
I am a subcriber of APY. I have got my PRAN no. but i have not received my PRAN card . it is almost 8 month.what to
do?where i can see my deducted premium by bank to online
Reply
487. JAYESH BORSE says:
April 4, 2016 at 10:11 am
Monthly APY contribution is rebate any Income Tax section.
Reply
488. mane srikanth says:
April 5, 2016 at 2:23 pm
sir,
i already enrolled in apy now i want change my bank account
due to some other reasons can change my account.And will continue apy
Reply
489. Rupesh Panda says:
April 7, 2016 at 1:18 pm
My Name is Rupesh , My Date of Birth is 09/08/1992. I have applied for APY on 20th March,2016 For Rs 5000 as a
pension . but I have opted for Half yearly payment method. after opting for half yearly Rs 1877 is deducted from My
bank account on 22/3/2016 . & Once again rs1877 is deducted on 4/4/2016. so I dont understand with in the time
period of 10 days twice as a half yearly premium deducted from my bank account. Now, I want to change my premium
payment option from half yearly to monthly bais. Is these possible to change payment method. if yes so please revert
as soon as possible.
Reply
490. SHANTHI says:
April 8, 2016 at 4:02 am
Sir,
My PRAN/ Reference No :500048998838 had given to me on 30/12/2016 in SBITIRUPPUR NEAR OLD BUS STAND
RAILWAY BRANCH. but as on you didn’t debit the money in my account. kindly check this and activate this account as
early as possible.
NOTE: WE HAVE MAILED YOU, YOU SAID THAT ITS NOT ACTIVATED IN SBI ITSELF. AFTER CHECKING WITH SBI,
THEY HAVE GIVEN THIS PRAN/ Reference No :500048998838.
kindly check this and activate this account as early as possible.
by
shanthiN
Reply
491. Neeraj Sharma says:
April 12, 2016 at 9:31 pm
Suppose i get 5000/ per month pension after 60yrs of age under APY. Would it be taxable ? Corpus amount to
nominee i.e. 8.5 Lakhs..would it be taxable ? Plz clear this point.
Reply
492. Jagrut Bhatt says:
April 17, 2016 at 6:37 am
Sir, I have given a savi fix account of IDBI bank in APY skim. Now as APY fix amount deducted from my account, the
MAB of my account is disturbed. So I want to change the bank. The bank employee says that it is not possible. So give
me guidance how to change the bank?
Reply
493. Jagrut Bhatt says:
April 17, 2016 at 6:39 am
I have an IDBI account in APY skim, how can I change the bank in APY skim?
Reply
494. Rakesh Navagale says:
April 20, 2016 at 10:17 am
Hi,
1. Till the date i did not received any certificate or any document as a proof of APY contributor.
Neither i got any account number.
Also there is no website which gives account details online. How should I get these details?
2. If Wife is subscriber of APY & nominee is Husband.
Then after her death, husband will continue to get pension but after his death also will kids get CORPUS amount? or
kids needs to be nominee to be eligible to corpus amount?
Reply
495. Rakesh Navagale says:
April 20, 2016 at 10:22 am
What is PRAN number?
Is there any such number I shud get as a APY contributor?
If yes from where?
Thank You.
Reply
Reply
496. mihir thakkar says:
April 20, 2016 at 10:54 am
sir upto march my emi cut properly but in april its not cut still !!
any procedure every financial year we have to fill up the form ?
Reply
497. Priyanka Nair says:
April 20, 2016 at 11:14 am
Hi Sir,
Priyanka here, I have an Atal Pension Yojana account opened with Canara Bank, Dhanori, Pune. When i told the bank
official to close the APY account he told me what is written on the site and internet is fake and that they do not have any
option in closing the APY account.
Please can you help me with the procedure of how to close mu account.
Also after seeing so many comments, i had a question if this scheme is really authentic and if we will actually get
pension after age of 60?
Please can you also tell a way of how we can see our APY balance.
Thanks in advance.
Reply
April 21, 2016 at 9:48 am
initially it was not possible to close APY account but now you can. You have to complain in RBI against this.
Scheme is government sponsored and authentic.
Reply
498. Dr. Raja manikandan says:
April 21, 2016 at 2:19 am
i have enrolled in APY THROUGH SBI. till now monthly money is debited from my account with intimation. but till now i
dont have a authentication letter of certificate to show , even i dont know my APY account no fully, i know through bank
sms( e.g.xxxxxx1234). if i enquire in bank they say they are not at responsible and they say say that i will receive the
enrollment certificate through registered post. i joined since 5 months. till now nothing i got for my authentication.
worried about where my money is going. system should be foolproof. plz help me by stating what i should do next.
Reply
499. Sanidhya says:
April 23, 2016 at 5:31 am
i am 25, unmarried..
so can i update my spouse name later on? and can i change my nominee name later on?
Reply
500. Shweta says:
April 24, 2016 at 11:09 am
I would like to apply for APY. Please clarify the following doubts:
1. I am unemployed since last 4 years and not an Income tax payer too. My PF contribution for the years I worked has
been withdrawn so I am not enrolled under social security scheme as of now. Will I be eligible for government
contribution?
2. Your article mentions government contribution was for enrolments prior to 31st March 2016. If I enrol now will I get
government contribution?
3. After 60 yrs if I die, since I am single, can my parent or sibling be eligible for pension. Or does the pension by default
go to spouse only.
4. Let’s assume I get married can I add spouse name later? Let’s assume I die at 62 yrs and my spouse two years after
me, in that case will the nominee get the corpus amount of rs 8.5 lakhs. Or is there a pro rata calculation for corpus?
5. When you say “The Pension that you will get after completion of term would be taxable” @ what rate is it taxed? Is
the corpus taxable too?
6. If I become an Income Tax payer/ get enrolled under EPF in future will I get government contribution?
7. Whats the ROI applicable on the amount remitted to nominee in case of death before 60yrs?
Reply
501. Amit kumar says:
April 25, 2016 at 8:21 am
Sir ,
I have two Question in my mind ,
1. If i am contributing in APY and after two or three year , I got a government job and I will pay income tax than after 60
year I can take pension or not way?
2. After few year I can change my soppose name or not , And how can i check My contribution amount
Account.
Reply
502. sudhindra says:
April 26, 2016 at 4:23 am
My Wife joined this Pension scheme and regularly the amount is getting deducted but I have not got any certificate or
any document or pension account number from GOI to show that we have enrolled for APY. Please let me know is
there any process to get the documents
Thanks
Sudhindra
Reply
503. Arpit kulshreshtha says:
April 27, 2016 at 7:00 am
I stay at Virar (West). Here, Axis Bank Branch is telling me that Person who is paying Income Tax cannot get enrolled
for Atal Pension Yojna. Even I was the first one, two months before who was asking them for this scheme. Please
Confirm if we can opt for this Atal Pension Yojna even if I am paying Income Tax.
Also, update bank and me. So, that I can go and get enrolled.
Reply
504. santosh says:
April 27, 2016 at 12:33 pm
Can one enroll for NPS & APY schemes
Will the pran nos will be different or one pran no will work for both
Thanks
Reply
April 27, 2016 at 5:21 pm
yes you can apply for both. PRAN for both would be different.
Reply
505. KRISHNAN S says:
April 28, 2016 at 1:57 pm
sir,
i have enrolled in apy scheme for Rs.1000, now i want to increase the same to Rs.5000/ is it possible what is the
procedure.
Reply
May 1, 2016 at 5:23 pm
yes this is possible.
Reply
506. Pochamoni Baleeswaraiah says:
April 29, 2016 at 9:21 am
Sir,
We have NPS Swavalamban existing customers, So we are going alankit office there nobody ready to take renewal
and suggested go to Bank for renewal. In banks also says no renewal accepted existing NPS holder we are ready take
only new entries only.
Reply
Reply
507. DIPAK NATH says:

April 30, 2016 at 5:39 pm
I am a Assistant professor of a govt college. I shall get my pension after retirement ie i m having GPF.
Now my queries are
1. Am i eligible for APY
2. if So shall i get any tax benefit
3. if so will it be deducted from the gross taxable amount/year
Reply
508. shruti singh says:
May 1, 2016 at 5:26 am
What if due to some reason we don’t have sufficient balance for a month or 2 whether the scheme will be cancelled
automatically???
Reply
May 1, 2016 at 5:18 pm
no
Reply
509. KUMAR ABHISHEK says:

May 5, 2016 at 4:56 am
DEAR SIR, I AM WORKING IN DUBAI FROM PAST FIVE YEARS AND WANTED TO KNOW IF I ELIGIBLE TO APPLY
FOR ATAL PENSION YOJNA ? KINDLY ADVICE.
MY WIFE IS ALSO VISITING DUBAI AND STAYING FOR SOMETIME AND COME BACK TO INDIA AND NOT
WORKING WOMEN. CAN SHE APPLY FOR APY SCHEME.
WOULD APPRECIATE YOUR EARLY RESPONSE PLEASE.
REGARDS.
Reply
May 8, 2016 at 7:45 am
no you are not eligible.
Reply
510. sujit kamble says:
May 6, 2016 at 12:56 pm
please provide my ATAL Pension a/c certificate. no.500005266313
Reply
511. Shreya garg says:
May 6, 2016 at 3:51 pm
Sir I had applied for the pension yogna and the respective amount is also deducting from my account but i did not get
any acknowledgement for this..
Reply
512. shanmuga says:
May 7, 2016 at 2:41 am
I have been under this scheme from last year May 2015 and checked with my SBI branch and they told there is no
proof provided for my PRAN account, can you please let me know from when i can download or get the proof for
having applied for NPS scheme so that i can use it as document for Tax payment.
Regards,
Shanmuga
Reply
513. Vikas Pal says:
May 7, 2016 at 11:46 pm
sir
when i have started apy than i was not tax payer but now i am tax payer and state govt employee i have given
intimation about this but they said they dont know how to change status
and not recevied my intimation to whom i give my intimation about change in my salary
Reply
514. Santosh Ingale says:
April 4, 2016 at 5:58 am
Subject: Cancellation of Subscription to ATAL Pension Yojana of A/c No. 500046820102 for SANTOSH D. INGALE
Dear Shriniwas Sir
Ref: Pension Account No. 500046820102 start date 12.06.2015 of Rs. 1318/ & Saving Account No. 959353547.
With reference to subject above I would like to cancel my subscription to Atal Pension Yojana, As telephonic
discussion of regarding ATAL Pension account already for monthly installment has been closed, so I request you to
kindly balance of credit the 8 installment which I had paid to my saving account no. 959353547 and do the needful at
the earliest
Thanks & Best Regards,
Santosh
Reply
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