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CSFB
Borrower/Property Histories
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2003/3 47,600 226 Monaco, Melbrn Chapel Mtg - 90% finan- flipped
2003/4 60,000 1321 Cindy Circle private mtg- 100% finan- flipped
1. Gobler… Continued
Date Amount Property Comment
2003/7 525,000 300 Mercury Ave private mtg- 98% finan- flipped
2003/9 54,000 725 San Filippo private mtg- 105% finan- flipped
2003/10 82,000 1230 Buffing Circle private mtg- 103% finan- flipped
2003/11 71,000 725 Badger St. private mtg- 105% finan- $3000 cash
2003/11 77,000 2347 Pt Malabar Blvd private mtg- 102% finan- $1000 cash
2003/12 61,000 3299 Jackson Ave private mtg- 105% finan- flipped
2003/12 63,000 926 Caligula Ave private mtg- 103% finan- $2000 cash
2003/12 74,000 1215 Linmoor Circle private mtg- 105% finan- flipped
2004/1 80,000 175 Benchor Rd. private mtg- 105% finan- flipped
2004/1 140,000 1495 Doral Ct. private mtg- 105% finan- flipped
2004/2 76,500 950 Garlenda Ave Blue Chip - refi $4500 cash
2004/2 190,000 3911 Tree Ridge lane private mtg- 102% finan- flipped
2004/2 225,000 422 Thor Ave private mtg- 100% finan- flipped
2004/2 225,000 430 Thor Ave private mtg- 100% finan- flipped
2004/3 72,800 725 Badger St Blue Chip- refi $1800 cash- flipped
1. Gobler… continued
Date Amount Property Comment
2004/4 60,000 2544 Southover Dr private mtg- 107% finan $4000 cash
2004/4 65,000 2572 Southover Dr private mtg- 104% finan $2500 cash
2004/4 70,000 526 Birch Ave. private- 120% finan- $12,000 cash
2004/4 110,000 1013 Bacon Circle private- 102% finan- $3000 cash
2004/6 82,000 528 Windswept Ave private- 111% finan- $8000 cash
2004/7 80,000 276 Wilmette Ave private- 105% finan- $4000 cash
2004/7 80,000 1463 Van Dyke Ave private- 108% finan- $6500 cash
2004/7 85,000 2366 Mantilla Ave private- 107% finan- $6000 cash
2004/8 870,000 701 New Haven Ave private- 102% finan- $20,000 cash
1. Gobler…. continued
Date Amount Property Comment
2005/2 85,000 1173 Cabot Dr. private mtg- 97% finan- default
2005/3 82,000 781 Bahama Dr. private- 104% finan- $3000- flipped
2005/3 85,000 1020 Bianca Dr. private- 115% finan- $12000- flipped
2005/3 111,100 787 Onyx Dr. private- 112% finan- $12100- flipped
2005/4 89,000 528 Windswept Ave. OptionOne refi- $7,000 cash- default
2005/4 87,500 1024 Siboney St. WMC refi- $7500 cash- default
2005/5 115,000 760 Bahama private mtg- 104% finan- $5000 cash
2005/5 125,000 1230 NCreel private mtg- 104% finan- $4000 cash
2005/5 89,250 781 Brisbane St. WMC refi- $9250 cash- default
2005/6 79,000 961 Abeto Long Beach refi- $6000 cash- default
2005/6 82,450 1463 VanDyke Long Beach refi- $2450 cash- default
2005/6 105,000 1100 Daytona Dr. private- 110% finan- $9900 cash
2005/6 115,000 900 Canada St. private- 110% finan- $10,000- flipped
Continued next page…
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1. Gobler… continued
Date Amount Property Comment
2005/8 90,000 895 Bianca Dr. LongBeach- refi $5000 cash- default
2005/9 96,700 820 Wisteria Melborne Greenpoint- refi $9800 cash- default
2005/9 104,700 761 Bahama St. Greenpoint- refi $9800 cash- default
2005/9 91,800 526 Birch Ave. WMC- refi $21,800 cash- default
2005/10 116,000 701 Bahama St. Greenpnt- refi $6,000 cash- default
2005/10 93,750 1173 Cabot Dr. LongBeach- refi 8,750 cash- default
2005/11 100,000 482 Candlestick Ave. private- 105% finan $5000 cash- flip
2006/2 85,000 3251 Ideal Ave. private- 102% finan $2000- default
2006/3 55,000 1003 Wren Barefoot Bay Private- 160% finan- $23000- default
2006/4 105,000 3035 Easy Terr private- 107% finan $6000- default
2006/6 78,500 2539 Spence Dr. Indymac- refi $6500 cash- default
2006/6 92,500 3098 Inwood Ct. Indymac- refi $7500 cash- default
2006/6 121,600 760 Bahama St. Indymac- refi $6600 cash- default
2006/6 132,000 1230 Creel Rd. Indymac- refi $7000 cash- default
1. Gobler…continued
Date Amount Property Comment
2006/7 90,000 1084 Cable Ln. private mtg- 108% finan- flipped
2006/8 122,000 159 Carmelite Ave. Long Beach- refi $17000 cash- default
2006/8 125,000 967 Abeto St. Long Beach- refi $15000 cash- default
2006/8 127,500 926 Caligula Ave. Long Beach- refi $7500 cash- default
2006/8 130,500 2544 Southover Dr. Long Beach- refi $5000 cash- default
2006/8 131,750 1416 Sacramento Av Long Beach- refi $11500 cash- default
2006/8 153,000 950 Garlenda Ave. Long Beach- refi $23000 cash- default
2006/9 110,000 1498 Creel Rd. Gallatin Invest- 100% finan - default
2006/11 100,000 1324 SE Vancouver Blue Chip- 133% finan $25000- default
2007/1 124,000 940 Culpepper CSFB- refi $7950 cash out- default
2007/2 59,500 2539 Spence Dr. Greenpoint 2nd- $59,500 cash- default
2007/3 120,000 781 Brisbane St BNC refi - $30,750 cash out- default
2007/4 51,700 951 Braganza Ave Greenpoint 2nd- $51,700 cash- default
2007/5 119,000 961 Abeto St. BNC - refi $40,000 cash out- default
Total: $12,577,150
1. Gobler… continued
CSMC 2007-3 invested $124,000 with this house (940 Culpepper) as collateral:
2006/9 1st mtg 120,000 private mtg- refi $55,000 cash out
2007/1 1st mtg 124,000 CSFB refi- $7,950 cash out- default
2011/3 REO resale 31,000 CSMC 2007-3 netted this amount from sale
HEMT 2007-2 lost its entire $13,950 investment.
CSMC 2007-3 lost its entire $124,000investment.
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2011/6 REO resale 89,300 CSMC 2007-3 netted this amount from sale
HEMT 2007-2 lost its entire $61,148 investment.
CSMC 2007-3 lost a minimum $201,118 of principal (82%).
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2010/6 short sale 337,460 CSMC 2007-3 netted this from short sale
CSMC 2007-3 lost a minimum $312,540 of principal (48%).
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2013/4 REO resale 222,075 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $351,955 of principal (83%).
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5. Arias, Rody - 1000 Cherry Rd. West Palm Beach, FL Loan #700443462
CSMC 2007-3 invested $171,920 with this house as collateral:
2010/3 short sale 55,460 CSMC 2007-3 netted this from sale
The 2nd mtg investor lost its entire investment.
CSMC 2007-3 lost a minimum $116,460 of principal (68%).
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2014/2 short sale 164,500 CSMC 2007-3 netted this from sale
CSMC 2007-3 lost a minimum $250,218 of principal (85%).
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2003/8 84,675 8886 3St Pembroke Pine World Savings- 75% finan.
2004/11 54,800 1313 30 Ct, Hollywood Bnk Of Amer 2nd $54,800 cash
2006/8 175,500 785 7 st, Hallandale Axiom- refi $92,200 cash- default
2006/12 325,000 1313 30 Ct, Hollywood WaMu- refi $45,300 cash- default
Total: $2,504,375
When she defaulted, Gloria’s debt load was about 25 times her salary.
8. Batalla (continued)
CSMC 2007-3 invested $172,500 with 5 Ronald Rd as collateral:
2009/10 REO resale 56,400 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $149,925 of principal (87%).
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9. Bentley, Paulette - 19334 S Gardenia Ave, Fort Lauderdale, FL- Loan #500928974
CSMC 2007-3 invested $805,500 with this house as collateral:
2009/9 REO resale 469,906 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $459,689 of principal (57%).
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2007/2 1st mtg 390,000 CSFB- refi cash out $70,900- default
2009/7 REO sale 234,060 CSMC 2007-3 netted this from sale
CSMC 2007-3 lost a minimum $194,934 of principal (50%).
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2007/2 1st mtg 180,000 CSFB refi- $93,000 cash out- default
2011/10 REO sale 65,000 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $115,000 of principal (64%).
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2014/8 short sale 1,000 CSMC 2007-3 netted this amount from sale
HEMT 2007-2 lost its entire $44,150 investment.
CSMC 2007-3 lost its entire $95,500 of principal (100%).
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13. Castillo, Harry & Franzette - 2945 W 2nd st, Jacksonville, FL - Loan #700449689
CSMC 2007-3 invested $156,750 with this house as collateral:
2004/12 sale 103,000 Deed to Jax Apts. (amt approx.- mult. parcels)
During late 2006, Myra decided to buy several properties, mostly from the same seller.
She defaulted on all her loans.
2003/7 135,000 2420 Paris Mill WaMu - refi $4200 cash out
2006/5 201,600 2420 Paris Mill 1st Magnus- refi $104,400 cash- default
Total: $1,230,900
2014/7 tax sale n/a Property sold for unpaid taxes- no recovery
HEMT 2007-2 lost its entire investment.
CSMC 2007-3 lost its entire $88,000 investment.
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2014/6 tax sale n/a Property sold for unpaid taxes- no recovery
HEMT 2007-2 lost its entire investment.
CSMC 2007-3 lost its entire $86,400 investment.
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2013/4 REO sale 63,450 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $160,651 of principal (81%).
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19. Curtin, Jacqueline - 222 Chicago Blvd, Sea Girt, NJ - Loan #700503131
CSMC 2007-3 invested $999,000 with this house as collateral:
20. Dewar, David - 117 Wading Bird Circle, Palm Bay, FL - Loan #700506866
CSMC 2007-3 invested $253,535 with this house as collateral:
2012/3 short sale 126,900 CSMC 2007-3 netted this amount from sale
HEMT 2007-2 lost its entire $63,383 investment.
CSMC 2007-3 lost a minimum $126,635 of principal (50%).
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2014/7 REO Sale 72,500 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $90,930 of principal (60%).
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2012/5 short sale 22,560 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $44,940 of principal (67%).
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2014/9 Auction 154,000 CSMC 2007-3 netted this amount from sale
The 2nd mtg investor lost its entire investment.
CSMC 2007-3 lost its entire $312,000 investment (100%).
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Porfirio is a real estate broker and on the City of Waukegan Development Commission
2001/2 164,000 37112 Ganster BeachPk CTX - refi $36,500 cash out
2002/9 128,000 3460 Nemesis Wkegan First Home- 90% finan- flipped
2003/12 224,500 37112 Ganster BeachPk First Home -$6750 cash- default
2006/8 226,800 2319 Lewis Ave, Zion Amer Brokers- 95% finan- default
2006/8 195,300 2313 Salem Blvd, Zion CSFB - 95% financing - default
2006/9 120,000 0 Argonne Dr, NChicago Norstates Bk- 100% finan - default
2006/9 87,000 12414 Bairstow BchPk Norstates Bk- 110% finan - default
2011/6 Sheriff’s sale 38,900 CSMC 2007-3 netted this from sale
HEMT 2007-2 lost its entire $25,500 investment.
CSMC 2007-3 lost a minimum $88,600 of principal (69%).
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25. Gilbert, Bobby & Tracy - 5400 Tivoli Terr, Miramar Beach, FL - Loan #700465925
CSMC 2007-3 invested $650,000 with this house as collateral:
2009/4 REO Sale 319,600 CSMC 2007-3 netted this amount from sale
HEMT 2007-2 lost its entire $121,875 investment.
CSMC 2007-3 lost a minimum $385,291 of principal (59%).
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26. Gomez, Johnnie Ray - 1100 Summer st, #11, Palm Springs, FL - Loan #700433430
CSMC 2007-3 invested $159,920 with unit 11 as collateral:
2011/9 REO Sale 47,000 CSMC 2007-3 netted this amount from sale
HEMT 2006-6 lost its entire $39,860 investment.
CSMC 2007-3 lost a minimum $112,920 of principal (71%).
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27. Goularte, Adelco - 230 SE 12th Crt, Pompano Beach, FL - Loan #500918112
CSMC 2007-3 invested $668,000 with this house as collateral:
2008/7 Short sale 383,500 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $284,500 of principal (43%).
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28. Guagliardo, Joseph- 600 W Las Olas, #905-S Ft Lauderdale, FL- Loan #410650693
CSMC 2007-3 invested $365,200 with unit 905-S as collateral:
2009/2 short sale 244,400 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $120,800 of principal (33%).
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2011/8 short sale 88,360 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $181,621 of principal (76%).
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30. Hurt, Larry & Opal - 1189 W Wellington Dr, Deltona, FL - Loan #700437528
CSMC 2007-3 invested $126,400 with this house as collateral:
2006/9 1st mtg refi 126,400 CSFB - refi $42,400 cash- default
2010/1 REO Sale 33,500 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $111,958 of principal (89%).
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2009/3 REO sale 136,500 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $106,675 of principal (49%).
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32. Kirkconnell, Cameron - 198 East 24th St, West Palm Beach, FL - Loan #700501147
CSMC 2007-3 invested $224,000 with this house as collateral:
2012/9 short sale 58,750 CSMC 2007-3 netted this amount from sale
HEMT 2007-2 lost its entire $42,000 investment.
CSMC 2007-3 lost a minimum $165,250 of principal (74%).
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33. Liefer, Roy - 6303 Stanley Ln, Delray Beach, FL - Loan #700409132
CSMC 2007-3 invested $167,300 with this house as collateral:
2010/4 REO Sale 124,080 CSMC 2007-3 netted this amount from sale
HEMT 2006-6 lost its entire $71,700 investment.
CSMC 2007-3 lost a minimum $43,220 of principal (26%).
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34. Miller, Gladys - 2622 Nutmeg Crt, Mays Landing, NJ - Loan #700417551
CSMC 2007-3 invested $116,175 with this rowhouse as collateral:
2012/3 short sale 27,500 CSMC 2007-3 netted this amount from sale
HEMT 2006-6 lost its entire $30,975 investment.
CSMC 2007-3 lost a minimum $88,675 of principal (76%).
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35. Mincieli, Joseph - 621 Campbell Ave, Long Branch, NJ - Loan #700459748
CSMC 2007-3 invested $332,000 with this house as collateral:
2005/2 2nd mtg 100,000 Monmouth Bk- cash out- paid 1st Savings
2006/11 1st mtg 332,000 CSFB refi- $232,000 cash out- defaulted
2008/5 REO sale 179,000 CSMC 2007-3 netted this amount from sale
HEMT 2007-2 lost its entire $65,000 investment.
CSMC 2007-3 lost a minimum $94,975 of principal (37%).
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37. Nguyen, Andy - 12942 Moss Park Ridge, Orlando FL - Loan #700498157
CSMC 2007-3 invested $372,000 with this house as collateral:
2009/6 REO sale 224,000 CSMC 2007-3 netted this amount from sale
HEMT 2007-2 lost its entire $93,000 investment.
CSMC 2007-3 lost a minimum $198,631 of principal (53%).
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2006/9 1st mtg 360,000 CSFB - refi cash out $35,000 - default
2010/6 short sale 188,000 CSMC 2007-3 netted this amount from sale
The 2nd mtg investor lost its entire investment.
CSMC 2007-3 lost a minimum $172,000 of principal (48%).
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2003/9 1st mtg 370,000 Decision One- refi $172,110 cash out
2006/4 1st mtg 511,000 Irwin Mtg - refi $141,000 cash out- default
2006/9 2nd mtg 100,000 Suntrust - refi $100,000 cash out- default
During 2007 he was arrested, charged with steroid distribution and resigned from the
force.
2004/11 1st mtg 209,000 IndyMac Bank refi- $44,621 cash out
2005/6 1st mtg 289,000 IndyMac Bank refi- $37,400 cash out
2007/1 1st mtg 284,000 CSFB refi- $35,500 cash out- default
2010/9 REO sale 112,500 CSMC 2007-3 netted this from sale
HEMT 2007-2 lost its entire $71,000 investment.
CSMC 2007-3 lost a minimum $203,900 of principal (72%).
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42. Tambolini, Juan - 3770 NE 17th Ave, Pompano Beach, FL - Loan #410648744
CSMC 2007-3 invested $302,100 with this house as collateral:
2006/4 1st mtg 302,100 Pinnacle refi- $125,100 cash out- default
2011/3 short sale 98,500 CSMC 2007-3 netted this from short sale
CSMC 2007-3 lost a minimum $240,129 of principal (79%).
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2009/3 short sale 61,500 CSMC 2007-3 netted this amount from sale
HEMT 2006-6 lost its entire $29,300 investment.
CSMC 2007-3 lost a minimum $55,700 of principal (48%).
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2014/6 REO sale 108,100 CSMC 2007-3 netted this amount from sale
The 2nd mtg investor lost its entire investment.
CSMC 2007-3 lost a minimum $20,000 of principal (32%).
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46. Wheeler, Joseph & Patsy- 2620 Lighthouse Ct, Middleburg, FL - Loan #700504304
CSMC 2007-3 invested $297,000 with this house as collateral:
2007/1 1st mtg 297,000 CSFB - refi $47,000 cash out - default
2011/12 short sale 173,900 CSMC 2007-3 netted this amount from sale
CSMC 2007-3 lost a minimum $123,100 of principal (41%).
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47. Zambrano, Maria - 12540 Vista Isles Dr, unit 1115, Sunrise, FL - Loan #700417342
CSMC 2007-3 invested $164,200 with unit 1115 as collateral:
2009/6 short sale 59,200 CSMC 2007-3 netted this amount from sale
HEMT 2006-6 lost its entire $41,000 investment.
CSMC 2007-3 lost a minimum $127,339 of principal (78%).
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2006/4 1st mtg 279,000 Pinnacle -refi $45,000 cash out - default
2013/8 REO sale 162,500 CSMC 2007-3 netted this amount from sale
49. Trina, Christoph - 2206 Bay Club Circle, Tampa, FL - Loan #410648111
CSMC 2007-3 invested $234,720 unit 2206 as collateral:
2037 Strauss is one of many United Homes (Cityside Equities) rehabs in CSFB trusts.
2011/2 REO Sale 335,000 CSMC 2007-3 netted this amount from sale