INDEX

1. ABSTRACT………………………………………………………………………...… 01

2. INTRODUCTION……………………………………………………………………. 03

3. RESEACH METHODOLOGY………………………………………………………. 08

4. COMPANY PROFILE……………………………………………………………….. 10

5. OVERVIEW OF HSCI,HARIDWAR………………………………………………... 33

6. WORKING CAPITAL MANAGEMENT………… ………………………………… 38

7. FINANCIALS………………………………………………………………………… 49

8. ESTIMATING WORKING CAPITAL NEED………………………………………. 55

9. FINANCING POLICIES …………………………………………………………….. 56

10.HANDLING RECEIVABLES……………………………………………………….. 63

11.MANAGING PAYABLES…………………………………………………………... 70

12.INVENTORY MANAGEMENT…………………………………………………….. 72

13.KEY WORKING CAPITAL RATIOS………………………………………….…… 77

14.SUMMARY…………………………………………………………………….……. 81

15.RECOMMENDATIONS……………………………………………………….……. 82

16.BIBLIOGRAPHY……………………………………………………………….…… 83