CREDIT CARD FEES & CHARGES

ELIGIBILITY CRITERIA ARY REQUIREMENTS

FEES AND CHARGES

MASTERCARD MASTERCARD MASTERCARD MASTERCARD MASTERCARD

CARD TYPE MASTERCARD WORLD
CLASSIC COMPLETE CASHBACK CLICK CARD GOLD PLATINUM

Annual Membership
Fee Primary Php2,000 Php3,000 Php3,000 Php2,500 Php4,000 Php5,000

First Supplementary waived for life.

Annual Membership
Fee Supplementary Php1,000 Php1,500 Php1,500 Php1,500 Php2,500 For succeeding supplementary cardholders,
Php2,500 waived for the first year only

Interest 3.5% 3.25% 2.5%

Php500 or 7.5% of the minimum

Late Payment Fee Php600 or 6% of the minimum amount due, whichever is higher amount due, whichever is higher

Php500 or 5% of the cash advance amount, whichever is higher For Dollar billing,
Cash Advance Fee
Cash Advance Fee is based on billed amount by the servicing foreign franchise/bank.
Php500 or 3% whichever is higher

Over the Counter Cash

Advance Fee
Php500 per transaction Php500 or 3% whichever is higher

ChargeLight Plan
Pre-Termination Fee Php500

Charge Slip Retrieval Fee Php400 per sales slip

Lost Card Fee

Php400 per card
Card Replacement Fee

Card Certification Fee

• Php200 full settlement of account • Free for the first request
• Php300 good credit standing • Php150 for succeeding request
Returned Check Fee Php1,000 for Peso / USD20 for Dollar per returned check Php500 for Peso / USD10 for Dollar

Statement of Account
Php50 per page if requested billing statement is more than 3 months old Php30 per page if requested
Retrieval Fee billing statement is more than 3 months old

Credit Card Security Bank Corporation’s prevailing exchange rate for credit cards at posting date
Exchange Rate

BDG008152016
Minimum
Php500 or 4% of total revolvable amount due, whichever is higher Php500 or 5% of total revolvable
Amount Due amount due, whichever is higher

For bills not paid in full, corresponding Interest per card type will be applied to the Total Amount Due reflected in your Statement of Account, based on your average daily balance. A corresponding Late Payment Fee per card type will be charged to your card account if payment is not
received on or before the Payment Due Date. However, the Late Payment Fee will be applied on the total balance once the revolving facility is cancelled. SB Cards reserves the right to change said fees and charges from time to time with prior notice.

This product is not a deposit. This financial product of SB Cards Corporation is neither insured by the Philippine Deposit Insurance Corporation (PDIC) nor guaranteed by Security Bank Corporation.