April 2010
Money
www.gmcu.com Mora • Milaca • Isle • Elk River • Pine City • Ogilvie 800.808.2830
Hot Jobs for
the Future
If you are like many teens today, you may
be undecided about what you are going to
be when you grow up. Heck - many adults
haven’t decided what careers they want to
have either.
A good place to do some research about
prospective careers is on the web. The
Bureau of Labor Statistics website
(www.bls.gov) is a great resource!
You can:
► Research all sorts of careers
► Get an idea of salaries paid for each
► Learn about the working conditions
► Find out if special training is required
► Learn the demand for that career - will it
increase or decrease in the coming
years?
Vol. 2, Issue 2
Based on the “Occupational Outlook high school with no clear career path
Handbook for Tomorrows Jobs” (found - that’s partly what college is all about,
as a link within the BLS site), the discovering who you are and what you
careers with the hottest demand for want to do in life.
East Central Minnesota will be in health
5. People change; don’t feel locked into
care and retail sales.
any college or career now. It’s great
to have an ideal plan for your life, but
Take a few minutes and browse around
remember that things happen, and your
the site. You can have a lot of fun
plans may need to change… so keep
researching the careers that interest
an open mind -- and keep your options
you.
open.
Looking for more tips - here
6. Don’t let anyone control your dreams
are a few to consider.
and ambitions. You will be horribly
miserable at best if you let a parent
1. Take time to think about what you like
or other family member dictate your
to do; dream and imagine ideal careers.
major or your career. Students often feel
Examine your likes and dislikes and
pressure to follow in an adult
take a few career-assessment tests.
family member’s career path, especially
if s/he is footing the bill for college, but
2. Work, volunteer, or otherwise
the worst thing you can do is choose a
gain some experience. As with your
career to please someone else.
education, the more you are exposed
to, the more options will open to you as
7. It’s never too early nor too late to get
you search out careers.
organized and begin making plans. No
matter where you are in high school,
3. Talk with as many adults as possible
now is the time to plan the remainder
about careers and colleges. The best
of your high-school years -- as well as
way to find out about different careers
your plans after high school.
is to ask people -- family, neighbors,
friends, teachers, counselors -- to tell
8. Never stop learning… read, grow,
you about their career and college
and expand your mind. Don’t pass-up
experiences.
opportunities to learn and experience
new things. Many teachers offer or
4. Remember that everyone must follow
assign summer and supplemental
his or her own path in life. Don’t spend
reading lists -- look at these as oppor-
too much time worrying what other
tunities for growth rather than a drag
people in your high school are
on your summer. The more you read,
doing -- or letting their opinions about
the more you’ll know. It’s a cliche, but
your dreams and ambitions affect your
knowledge is power.
decision. And don’t worry if you leave
(Tips provided at quintcareers.com)
 Go Green
to Win
Green!
~ Sign up for eStatements
~ Get entered into a gas
gift card drawing
~ Receive TWO FREE
White Spruce seedlings*.
Switch to eStatements between now
and May 31, 2010 and get entered into a
monthly drawing to win a $100 gas gift card.
One lucky winner for March, April and May.
Already signed up for eStatements?
Thank You! Your name has already been
entered into a drawing for a $50 gas gift card
drawing for March, April and May!
To sign up for eStatements and enter the
drawing visit our www.gmcu.com and click
on the Go Green to Win Green link.
Why switch to eStatements?
• Convenience: You no longer receive
paper statements but instead, receive an
e-mail notifying you that your eStatement
is ready. Then just log into GMCU’s home
banking platform, click on the eStatement
tab, and there it is.
• Speed of Delivery: eStatements are
available to you about 4 – 5 days earlier than
paper statements.
• Flexibility: You can view your statements for
up to 18 months online.
• Cool Tools: View and print check images.
Not sure who you wrote the check to, just
click on the check number and you’ll see the
image of the check immediately.
• Security: You can avoid a common method of
identity theft when you receive eStatements
because there’s no paper trail and no
possibility of the statement being stolen
from your mailbox.
* Sign up for eStatements before April 30 and
receive TWO FREE White Spruce Seedlings.
Seedlings will be available for pick up around
May 10. We can have your seedlings ready at
any of our branches.
No purchase necessary to enter. Need not be a member to
participate. Need not be a member to win. Odds of winning
are determined by number of entrants. Only 1 winner per
month per category. Sweepstakes period is March 15 through
May 31, 2010. Please see Web site for list of contest rules.
Annual Meeting Notice
Join us for the 75th Annual GMCU Business Meeting. Here’s the schedule for Monday,
April 12 at Grace Lutheran Church, two blocks west of Highway 65 on Forest Avenue
in Mora: Doors open at 6:00 p.m.
Business meeting starting at 7:00 p.m.
Cash Prizes and Dinner following the Business Meeting
The purpose of the business meeting is to review the annual reports of the Board
of Directors, the President/CEO, Credit Manager and Supervisory Committee for the
fiscal year ending December 31, 2009.
Join us for National Credit Union
Youth Week April 19 - April 24, 2010
The theme for this year is “Get in the savings game”! When you
put money into your account at the credit union you earn
dividends (interest). Score! Did you know that GMCU gives
you money just for keeping your money here? Each quarter
(every three months) you will receive a statement showing
how much money you have earned. Every little bit helps you win
and reach your savings goals with GMCU.
• Enter to win a $10 iTunes card (prize registrants must be between 13 and 17 to enter).
• Youth - 17 and under receive a Happy Face Pen just for making a $10 deposit!*
* One per person 17 and under please. While supplies last.
Important Changes to Your Account:
Due to the changes that occurred on February 27, 2010 in the Federal Reserve Bank
restructuring, GMCU’s funds availability policy has changed and creates a new positive
schedule for your transaction (checking) accounts. If we hold funds, the time frames have
been shortened.
Depending on the type of check that you deposit, funds may not be available until the
second (2nd) business day after the day of your deposit. The first $100 of your deposits,
however, may be available on the first (1st) business day. If a longer delay applies, the
funds will generally be available no later than the seventh (7th) business day after the
day of your deposit
Special Rules for New Accounts:Funds from all other check deposits will be available on
the ninth (9th) business day after the day of your deposit.
Cool
s
This month’s cool link is the GMCU Facebook page. Go to our website
(www.gmcu.com) and click on the Facebook link. There you will find out what is
new at GMCU. Recent posts include our employee Food shelf Challenge and
Community Grocery Grab that helped raise money for our local food shelves.
Check it out! As always, please have your parents permission before visiting.