SUMMARY OF

SCHEME CATEGORIZATION
CATEGORISATION OF MUTUAL FUND SCHEMES
B R OA D SC H EM E C LAS S IF ICAT ION

Equity
12 Schemes

Hybrid
Schemes 2

Solution Oriented
4 Schemes

Debt
Schemes
9

Index Funds
2 Schemes
 EQUITY SCHEMES – MARKET CAP / STRATEGY BASED
Old Scheme New Scheme Category Of Schemes Key Changes
Name Name

Tata Tata Large Cap Asset Allocation:

Large Cap Large Cap (Predominantly investing in Large Cap Equity - 80% to 100%.
Fund Fund companies between 1st to 100th Non Large Cap equity or Debt or Money
by market capitalization) Market instruments - 0% to 20%
Large & Mid Cap Asset Allocation:
Tata Equity Tata Large
Opportunities
(Predominantly investing in Large Cap Equity -35% to 65%,Mid Cap
& Mid Cap companies between 1st to 250th Equity -35% to 65%, Other Equity/
Fund Fund by market capitalization) Securities - 0% to 30%
Tata Tata Mid Cap Fund Asset Allocation:
Mid Cap Mid Cap (Predominantly investing in companies Mid Cap Equity - 65% to 100%.
Growth Growth between 101st to 250th by market Non Mid Cap equity or Debt or Money
Fund Fund capitalization) Market instruments - 0% to 35%

Tata Tata Exit load:

Equity Equity Value Fund 1% if redeemed before
P/E Fund P/E Fund 18 months from the date of allotment

Tata India Tata India

Tax Savings Tax Savings ELSS No Change
Fund Fund
 EQUITY SCHEMES - SECTORAL/THEMATIC

Old Scheme Name New Scheme Name Category of Schemes Key Changes

Asset Allocation: 80-100% in Shariah Compliant

Tata Ethical Fund Tata Ethical Fund Sectoral/Thematic Stocks, 20% in other Shariah Compliant instruments
including Cash.

Asset Allocation: Exposure to equity /equity related

instruments of companies in Infrastructure Sector -
Tata Infrastructure Tata Infrastructure Sectoral/Thematic between 80% to 100%,Other Securities / Instruments
Fund Fund - 0% to 20%

Tata Banking And Tata Banking And Sectoral/Thematic No Change

Financial Services Fund Financial Services Fund
Tata Digital India Tata Digital India Sectoral/Thematic No Change
Fund Fund
Tata India Tata India Sectoral/Thematic Exit load: 1% if redeemed before 18 months from the
Consumer Fund Consumer Fund date of allotment
Tata India Pharma Tata India Pharma Sectoral/Thematic No Change
And Healthcare Fund And Healthcare Fund

Tata Resources & Tata Resources & Sectoral/Thematic No Change

Energy Fund Energy Fund
 HYBRID
SCHEMES

Old New Category Key

Scheme Scheme Of Changes
Name Name Schemes

Asset Allocation: 65% to 80%

Tata Balanced Tata Hybrid Aggressive Debt & Money market inst. - 20% to 35%
Fund Equity Fund Hybrid Change in Benchmark: CRISIL
Hybrid 25+75 Aggressive Index

Tata Regular Saving Tata Equity Equity Asset Allocation: Removal of application of
Equity Fund Savings Fund Savings net long equity exposure based on Market
P/E (i.e Valuation Overlay).
 SOLUTION ORIENTED SCHEMES

Old Scheme Name New Scheme Name Category of Schemes Key Changes

Compulsory Lock-in period of 5 years or till retirement age (i.e. 60 years of

Tata Retirement Tata Retirement Solutions -
age) whichever is earlier
Savings Fund - Savings Fund - Retirement Fund Change in Benchmark: CRISIL Hybrid 25+75 - Aggressive Index
Moderate Plan Moderate Plan Exit Load: Compulsory Lock in of at least 5 Years or retirement age
(Whichever is earlier). If redeemed before 60 years of age, Exit load is 1%
Compulsory Lock-in period of 5 years or till retirement age (i.e. 60 years of
Tata Retirement Tata Retirement
Solutions - age) whichever is earlier
Savings Fund - Savings Fund -
Retirement Fund Exit Load: Compulsory Lock in of at least 5 Years or retirement age
Progressive Plan Progressive Plan (Whichever is earlier). If redeemed before 60 years of age, Exit load is 1%
Compulsory Lock-in period of 5 years or till retirement age (i.e. 60 years of
Tata Retirement Tata Retirement age) whichever is earlier
Solutions -
Savings Fund - Savings Fund - Change in Benchmark: CRISIL Short Term Debt Hybrid 75+25 Fund Index
Retirement Fund
Conservative Plan Conservative Plan Exit Load: Compulsory Lock in of at least 5 Years or retirement age
(Whichever is earlier). If redeemed before 60 years of age, Exit load is 1%
Asset Allocation: Equity - 65% to 85%, Debt & Money market inst. - 15%
to 35%.
Compulsory Lock-in period of 5 years or till the child attains age of majority
(whichever is earlier)
Tata Young Tata Young Solutions - Change in Benchmark: CRISIL Hybrid 25+75 Aggressive Index
Citizens’ Fund Citizens’ Fund Children’s Fund The scheme will be classified as equity oriented
The facility of personal accident insurance cover would be withdrawn for
existing as well as for new investors
Exit Load: Compulsory Lock-in Option 5 years or till the child attains age of
majority(whichever is earlier). If redeemed before 18 years of age, Exit load is 1%
 DEBT SCHEMES

Old Scheme Name New Scheme Name Category of Schemes Key Changes

Asset Allocation: Money market inst. With upto 1 year maturity

Tata Money - Upto 100%
Tata Liquid Fund Money Market Fund
Market Fund
Change in Benchmark: CRISIL Ultra Short Term Index

Tata Money Asset Allocation: Debt & Money Market Inst. With residual
Tata Liquid Fund Liquid Fund
Market Fund maturity up to 91 days maturity - upto 100%

Tata Ultra Short Tata Treasury Portfolio Macaulay Duration between 6 - 12 months
Term Fund Advantage Fund Low Duration Fund Change in Benchmark: CRISIL Low Duration Debt Index

Tata Short Term Tata Short Term

Short Duration Fund Portfolio Macaulay Duration between 1 - 3 years
Bond Fund Bond Fund

Tata Medium Tata Medium Portfolio Macaulay Duration between 3 - 4 years

Medium Duration Fund
Term Fund Term Fund Change in Benchmark: CRISIL Medium Term Debt Index

Tata Long Term Medium to Long Portfolio Macaulay Duration between 4 - 7 years
Tata Income Fund
Debt Fund Duration Fund Change in Benchmark: CRISIL Medium to Long Term Debt Index
Asset Allocation: AA+ and above rated Corporate Debt
Tata Corporate Tata Corporate Corporate Bond Instruments - 80% to 100%, Other Debt & Money Market
Bond Fund Bond Fund Fund inst. - 0% to 20%.
Change in Benchmark: CRISIL Corporate Bond Fund Index

Tata Dynamic Tata Dynamic

Dynamic Bond Change in Benchmark: CRISIL Composite Bond Fund Index
Bond Fund Bond Fund
Tata Gilt Tata Gilt Gilt Fund Asset Allocation: Gilt Securities - 80% to 100%.
Securities Fund Securities Fund Money Market Instruments - 0% to 20%
Change in Benchmark: CRISIL Gilt Index
 DEBT
SCHEMES -
DURATION
Tata
Income
Fund
BASED Tata
Medium
Term Medium to
Fund Low Duration
Tata
Short Duration of
Term
Medium 4-7 years
Bond Duration
Tata Duration of
Treasury 3-4 years
Advantage Short Duration
Fund
Tata Duration of
Liquid 1-3 years
Low Duration
Fund Tata
Duration of Dynamic
6-12 months
Liquid Bond
Instrument Maturity
Fund
upto 91 days
Dynamic Bond
Tata
Money
Market
Fund

Money Market Fund Duration means Macaulay Duration

 INDEX FUNDS / ETFS SCHEMES

Old Scheme New Scheme Category of Key

Name Name Scheme Changes

Tata Index Tata Index

Fund - Fund - Index Funds/ETFs No Change
Nifty Plan Nifty Plan

Tata Index Tata Index

Fund - Fund - Index Funds/ETFs No Change
Sensex Sensex
Plan Plan
Product Labelling

Tata Tata Large & Tata Mid Cap

Large Cap Fund Mid Cap Fund Growth Fund

(An
(Anopen-endFed
open-ended equity
equity (An open ended equity (An open-ended equity Risk-O-Meter
scheme predominantly scheme investing in both scheme predominantly
investing in large cap large cap and mid cap investing in mid cap
Moderate M
stocks) stocks) stocks) ly od
te
e ra Hi erat
od ow gh el
y
M L

Long Term Long Term Long Term

Capital Appreciation Capital Appreciation Capital Appreciation

High
Low
Predominant Investment in Investment
investment in equity and equity predominantly in
equity & equity related instruments equity & equity LOW HIGH
related securities of well researched related instruments Investors understand that their principal
of large cap value and growth of growth oriented will be at Moderately High Risk
companies oriented Large & mid cap companies
Mid Cap Companies

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling

Tata Equity Tata India Tata Retirement Tata Retirement Tata Retirement
P/E Fund Tax Saving Fund Savings Fund - Savings Fund - Savings Fund -
Moderate Plan Progressive Plan Conservative Plan
(An open ended equity (An open ended equity (An open ended retirement (An open ended retirement (An open ended retirement
scheme following a linked savings scheme solution oriented scheme solution oriented scheme solution oriented scheme Risk-O-Meter
value investment with a statutory lock-in having a lock-in of 5 years or having a lock-in of 5 years having a lock-in of 5 years
till retirement age or till retirement age or till retirement age Moderate M
strategy) of 3 years & tax te
ly od
benefits) (whichever is earlier) (whichever is earlier) (whichever is earlier) e ra Hi erat
od ow gh el
y
M L

Long Term Long Term TRSF Moderate Plan: TRSF Progressive TRSF Conservative

High
Low
Capital Appreciation Capital Appreciation Long Term Capital Plan: Long Term Plan:
Appreciation & Capital Appreciation. Long Term Capital
Investment An equity linked LOW HIGH
Current Income. An equity oriented Appreciation &
(minimum 70%) in savings scheme Investors understand that their principal
A predominantly (between 85% - Current Income. will be at Moderately High Risk
equity & equity (ELSS) Investing equity oriented 100%) savings A debt oriented
related instruments predominantly in (between 65%-85%) scheme which (between 70%-
of companies whose Equity & Equity savings scheme provides tool for 100%) savings
rolling P/E is lower related instruments which provides tool retirement planning scheme which
than rolling P/E of for retirement to individual provides tool for
S&P BSE Sensex planning to investors retirement planning
individual investors to individual
investors

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling

Tata Banking And Tata Digital Tata India Tata India Pharma Tata Resources
Financial Services India Fund Consumer Fund And & Energy Fund
Fund Healthcare Fund
(An open ended equity (An open ended equity (An open ended equity (An open ended equity (An open ended equity
scheme investing in scheme investing in scheme investing in scheme investing in scheme investing in Risk-O-Meter
Banking & Fund Information Technology Consumption Oriented Pharma & Healthcare Resources & Energy
Moderate M
Financial Services Sector) Sector) Services Sector) Sector) te
ly od
Sector) e ra Hi erat
od ow gh el
y
M L

Long Term Capital Long Term Capital Long Term Capital Long Term Capital Long Term Capital

High
Low
Appreciation & Appreciation & Appreciation & Appreciation & Appreciation &
investment in equity/ investment in equity/ investment in equity/ investment in equity/ investment in equity/ LOW HIGH
equity related equity related equity related equity related equity related
Investors understand that their principal
instruments of the instruments of the instruments of the instruments of the instruments of the will be at High Risk
companies in companies in companies in companies in companies in
Banking & Financial Information Consumption Pharma & Healthcare Resources & Energy
Services sector in Technology Sector in Oriented sectors in sectors in India sectors in India
India through Tata India through Tata India through Tata through Tata India through Tata
Banking & Digital India Fund India Consumer Pharma & Healthcare Resources & Energy
Financial Services Fund Fund Fund
Fund

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling

Tata Index Fund - Tata Index Fund -

Nifty Plan Sensex Plan

(An open ended equity (An open ended equity Risk-O-Meter

scheme tracking scheme tracking S&P
Nifty 50 Index) BSE Sensex) Moderate M
ely od
r at Hi erat
e
od Low gh el
y
M

Long Term Capital Long Term Capital

High
Low
Appreciation Appreciation
To reflect/mirror the To reflect/mirror the
Nifty 50 returns by S&P BSE Sensex LOW HIGH
investing in the returns by investing
Investors understand that their principal
same stocks which in the same stocks
will be at Moderately High Risk
comprises of Nifty which comprises of
50 through Tata S&P BSE Sensex
Index Fund - Nifty through Tata Index
Fund - SENSEX

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling

Tata Equity Tata Hybrid Tata Young

Savings Fund Equity Fund Citizens’ Fund

(An open-ended scheme (An open ended hybrid (An open ended fund for Risk-O-Meter
investing in equity, scheme investing investment for children
arbitrage and debt) predominantly in equity having a lock-in for at least
5 years or till the child Moderate M
& equity related ely od
attains age of majority r at Hi erat
instruments) e
(whichever is earlier) od Low gh el
y
M

Long Term Capital Long Term Capital Long Term Capital

High
Appreciation by

Low
Appreciation Appreciation by
investing in equity investing
and equity related Investment
predominantly in
instruments predominantly in LOW HIGH
equity & equity
Income distribution equity & equity
related instruments Investors understand that their principal
by investing in related instruments
will be at Moderately High Risk
equity arbitrage (65% - 80%) &
opportunities and some portion
debt & money (between 20% to
market instruments 35%) in fixed
income instruments

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling

Tata Tata Ethical

Infrastructure Fund
Fund Risk-O-Meter
(An open ended equity (An open ended equity
scheme investing in scheme following Moderate M
ly od
Infrastructure Sector) Shariah principles) te
a
er w Hi erat
d
o o gh el
M L y

Long Term Capital Long Term Capital

High
Low
Appreciation Appreciation
Investment Investment
predominantly in predominantly in LOW HIGH
equity /equity equity & equity
related instruments related instruments Investors understand that their principal
of the companies in of shariah principles will be at High Risk
the infrastructure compliant
sector in India companies and in
other instruments
allowed under
shariah principles

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling

Tata Dynamic Tata Corporate Tata Gilt

Bond Fund Bond Fund Securities Fund

(An open ended dynamic (An open-ended debt (An open-ended debt Risk-O-Meter
debt scheme investing scheme predominantly scheme investing
across duration) investing in AA+ and predominantly in Moderate M
above rated corporate government securities ely od
r at Hi erat
bonds) across maturity) e
od Low gh el
y
M

Short Term to Regular Income for Long Term Capital

High
Medium Capital medium term Appreciation &

Low
Appreciation Regular Income

Investment in Investment in Debt Investment LOW HIGH

Debt / Money / Money Market predominantly in Investors understand that their principal
market Instruments/ Instruments / Government will be at Moderate Risk
Government Government Securities
Securities Securities

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling

Tata Money Tata Liquid

Market Fund Fund

(An open ended debt (An open ended

scheme investing in Risk-O-Meter liquid Scheme) Risk-O-Meter
money market
instruments) Moderate M Moderate M
ly od ly od
te te
e ra Hi erat e ra Hi erat
od ow gh el
y od ow gh el
y
M L M L

Regular Income Regular Income

High

High
Low

Low
over Short Term for Short Term

Investment in LOW HIGH Investment in LOW HIGH

Money Market Debt / Money
Investors understand that their principal Investors understand that their principal
Instruments will be at Moderately Low Risk Market Instruments will be at Low Risk

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling

Tata Medium Tata Income Risk-O-Meter

Term Fund Fund
(An open ended medium term (An open ended medium term Moderate M
debt scheme investing in debt scheme investing in ely
t od
instruments such that instruments such that the e ra Hi erat
the Macaulay duration of Macaulay duration of the od Low gh el
y
the portfolio is between portfolio is between M
3 years and 4 years) 4 year and 7 years)

High
Low
Regular Fixed Income Long Term Capital
for short term Appreciation & Regular
Income
LOW HIGH
Investment in Debt / Investment in Debt &
Money Market Money Market Investors understand that their principal
Instruments / Instruments / will be at Moderate Risk
Government Securities.
Government Securities

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling

Tata Short Term Tata Treasury

Bond Fund Advantage Fund Risk-O-Meter
(An open ended short term (An open ended low duration Moderate M
debt scheme investing in debt scheme investing in ely
t od
instruments such that the instruments such that the e ra Hi erat
Macaulay duration of Macaulay duration of portfolio od Low gh el
y
portfolio is between is between 6 months and M
1 year and 3 years) 12 Months)

High
Low
Regular Fixed Income Regular Fixed Income
for short term for short term
LOW HIGH
Investment in Debt / Investment in Debt & Investors understand that their principal
Money Marke Money Market will be at Moderately Low Risk
Instruments / Instruments
Government
Securities

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Note: The effective date of the changes in the Schemes mentioned in this presentation has been/ will be
communicated by AMC through public notice.

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.
Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.