Balance Sheet

Liabilities-Sources of funds Schedules

Share Capital 1
Reserves and Surplus 2
Deposits 3
Borrowings 4
Other liabilites and Provisions 5
Total

Assets-Uses of Funds Schedules

Cash and Balances with RBI 6

Balances with banks and money at call and short notices 7
Investment 8
Loans and Advances 9
Fixed Assets 10
Other assets 11
Total

Income Statement
Schedules
Income Earned 13
Other Income 14
Interest Expended 15
Operating Expenses 16
Profit
Last Year profit
Total
Transfer to Reserve (20%)
Profit Carried over to the balance sheet
Amount

2500
34110
386555
2900
6731
432796

Amount ('000)

78101
849
139233
201745
1171
11697
432796

Amount
52255
5012
23248
16419
17600
3500
21100
4220
16880
Schedules-

Schedule 1-Share capital Amount ('000)

Authorized Share capital 5000

Paid up share capital 2500
Total 2500

Schedule 2-Reserves and Surplus

Revenue Reserve 5500
Statutory Reserve 7510
Addition to Statutory Reserve 4220
Profit and Loss account 16880
Total 34110

Schedule 3-Deposits
Demand Deposits 111430
Savings Deposits 118605
Term Deposits 156520
Total 386555

Schedule 4-Borrowings
Borrowings from RBI 2900

Schedule 5-Other liabilites and Provisions

Bills Payable 5475
Interest Accrued 1256
Total 6731

Schedule 6- Cash and Balances with RBI

Cash in Hand 2114
Balances with RBI in current account 75002
Balances with RBI in other accounts 985
Total 78101

Schedule 7- Balances with banks and in Call and short notices

Balances with other banks in current account 824
Money at call and short notices 25
Total 849

Schedule 8-Investments
Inv in G-sec 98352
Inv in other approved securites 37804
Inv in shares 1560
Inv in debentures 1517
Total 139233

Schedule 9-Loans and Advances

Bills purchased and discounted 21853
Cash credit and Overdraft 99768
Term Loans 80124
Total 201745

Secured Advances 187533

Unsecured Advances 14212

Priority Sector Advances 68221

Advances to Public 29276
Advances to Banks 2755

Total Advances 201745

Schedule 10-Fixed Assets

Premises 361
Less Depreciation 110
Total 251
Other fixed assets 1890
Less Depreciation 970
Total 920
Net Fixed assets 1171

Schedule 11-Other assets

Interest accrued 2560
Inter office adjustments 1274
Advance Tax 7221
Non banking assets reqd in satisfaction of claim 500
Stationery and Stamps 142
Total 11697

Schedule 13-Income Earned

Interest/discount on advances/bills 31143
Income from Investments 14362
Interest on balances with RBI 3447
Rebate on bills discounted 3303
Tota 52255

Schedule 14- Other income

Commision, Exchange and brokerage 5052
Profit on sale of Invesment 175
Less loss on revaluation of investment 215
Total 5012

Schedule 15-Interest Expended

Interest paid on deposits 22803
Int paid to RBI 445
Total 23248

Schedule 16- Operating Expenses

Payment to employees 11182
Directors fees 348
Auditors fees 1688
Rent, taxes and Lighting 695
Printing and Stationery 186
Advertisement and publicity 40
Depreciation 271
Repairs and Maintenance 116
Insurance 935
Law Charges 20
Postage,Telegrams,etc 223
Other expenditure 715
Total 16419