LABUAN TRUSTS

A RELIABLE VEHICLE FOR

MASTERPIECES
WEALTH MANAGEMENT
FROM
the COLLECTION of
BANK NEGARA MALAYSIA
1966
Ferrari 330 P3/4
 L A B U A N
TRUSTS

Labuan IBFC Incorporated Sdn Bhd, Kuala Lumpur, Malaysia

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 INTRODUCTION
Asian luxury car sales are recording double-
digit growth. This is in tandem with the growth
of the region’s high-net-worth populace, which
is expected to reach three million with a stock of
wealth equal to USD 16.7 trillion by 2015. This
growth trajectory reflects Asia’s ability to manage
risk and implement prudent macroeconomic
policies. As the number of high-net-worth
individuals (HNWI) continues to grow, so will the
need for reliable wealth management vehicles.

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1955
Jaguar D-Type Race Car
 CONTENTS
TRUSTS 06
TRUSTS: THE KEY ADVANTAGES 08
WHY LABUAN TRUSTS? 11
TYPES OF TRUSTS IN LABUAN IBFC 20
ABOUT LABUAN IBFC 26
LABUAN FINANCIAL SERVICES AUTHORITY 26
LABUAN IBFC INCORPORATED SDN BHD 28
LABUAN IBFC LEGISLATIVE FRAMEWORK 28
FAQs 22
LABUAN SERVICE PROVIDERS 35
 TRUSTS
A TRUST IS AN
EXCEPTIONAL WEALTH
MANAGEMENT
AND DYNASTIC
SUCCESSION VEHICLE

When it comes to dynastic succession, estate management

or wealth preservation, investors look for financial structures
that can help preserve their assets while ensuring its proper
management. A trust helps provide that comfort.

A trust is a highly effective vehicle for asset preservation,

protection and income distribution, making it one of the primary
vehicles used to pass wealth from one generation to the next.
It provides unparalleled financial control with exceptional fiscal
advantages.

Assets in a trust are held in the trustee’s name and are dealt in
accordance with the trust deed. The trustee has a fiduciary duty
to ensure the trust assets are managed in the best interest of
the beneficiaries.

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1967
Ferrari 365 Spyder California

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TRUSTS A TRUST IS AN
THE KEY EFFECTIVE VEHICLE
ADVANTAGES FOR MANAGING
YOUR WEALTH
Wealthy individuals, families as well as corporations and non-
profit organisations will find trusts a versatile solution for their
varied objectives. Traditionally used in common law countries,
a trust is ideal for individuals who wish to assume control over
their assets and businesses while being accorded premium legal
protection.
A trust can provide:
• Wide reserved powers to a settlor
• 
Protection of a trust’s assets against any creditor claims,
insolvency, divorce and customary inheritance claims
• The flexibility to be set up as a Shariah-compliant trust for
Islamic wealth management and estate planning purposes
1961
Jaguar E-Type Coupe Race Car
 WH Y
LABUAN TRUSTS?

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WEALTH
PRESERVATION
A Labuan Trust helps
preserve your wealth in a
tax-efficient manner

Tax efficient, flexible and user-friendly, a Labuan Trust is shielded by numerous

statutory firewalls and protected by the highest degree of confidentiality. An iron
clad way to secure your assets, it is an unsurpassed vehicle for wealth and
estate management.

1956
BMW 507 Sports Car

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 FLEXIBILITY
AND CONTROL

A structure built around your needs,

a Labuan Trust is flexible and nimble

1951
Jaguar C-Type

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A Labuan Trust provides you with the ability to choose and create a trust that is compatible with your
needs. As a settlor, you have control over how you want your trust structured, the types of assets
held, your trustees and the duration of your trust’s life.

The law allows the settlor to:

• Add or remove trustees, beneficiaries, protector and advisers

as well as powers of revocation

• Vary or amend the terms of a trust

• Re-domicile the trust to another country or jurisdiction

• Pledge trust property

A trust structured out of Labuan may be used for all lawful purposes, be it as a family legacy or for the
management of assets and funds by individuals or corporations. It can be set up without restriction by
individuals and corporations who are resident and non-residents of Malaysia.

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 1962
Ferrari 250 GTO

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DURATION
OF A TRUST
A Labuan Trust can have
either a fixed or infinite
life span. In addition, the
term of the trust may be
lengthened or shortened
during its life-time

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 PROTECTION
A Labuan Trust is governed
by the Labuan
Trusts Act 1996
(The Trusts Act),
which was subsequently
updated in 2010
1965
Ford Cobra Convertible
Robust and cutting-edge, the Trusts Act provides numerous layers
of asset protection. Some notable statutory firewall protection
measures include:

• Full protection from creditors’ claims provided the trust is

established prior to the creditor’s cause of
action, or two years after it

• The Trusts Act prevails without reference
to the laws of any other country or
jurisdictions

• Unenforceability of foreign claims
or judgments with respect to
consequences of marriage or
termination of marriage, succession
rights and insolvency claims

• Appointment of protectors and
their role are expressly recognised
in the Trusts Act

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 CONFIDENTIALITY

Everything about how your trust is managed is

kept under wraps, at all times

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 1973
Porsche Carrera

As a reputable and recognised international business and financial centre, we take confidentiality very seriously. Strong
confidentiality protection is provided under the Trusts Act. Under Section 8A of the Act, any person found breaching
the secrecy provision, upon conviction, shall be liable to a fine not exceeding one million ringgit or imprisonment not
exceeding three years or both.

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 OTHER TYPES
OF TRUSTS
AVAILABLE IN
LABUAN IBFC

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 1952
Cunningham C4-R

CHARITABLE TRUST

A Labuan Charitable Trust may be created to fulfill a wide variety of philanthropic aims, including the relief and eradication
of poverty, advancement of education, promotion of art, science and religion, protection of environment, advancement of
human rights and fundamental freedom.

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 PURPOSE TRUST

A Labuan Purpose Trust may be established to meet a particular purpose, be it charitable or otherwise.

SPENDTHRIFT OR PROTECTIVE TRUST

A Labuan Spendthrift or Protective Trust is particularly appealing if you wish to protect the assets of the trust against the
beneficiaries’ future creditors. It can also be used to curb the threat of poor spending habits of its beneficiaries.

1974
Lamborghini Countach

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SPECIAL TRUST

The Labuan Special Trust is ideal for a settlor who wants to establish a trust that disengages the trustee from management
responsibility.

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A BO UT
LABUAN IBFC

1993
Lamborghini Diablo

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 As Asia Pacific’s preferred international business and
financial centre, Labuan International Business and Financial
Centre (IBFC) presents investors with an ideal balance of
fiscal neutrality and certainty.
Well supported by a comprehensive, modern and
internationally recognised legal framework, Labuan IBFC
provides clear legal provisions and industry guidelines
enforced by its regulator, Labuan Financial Services Authority
(Labuan FSA).
Labuan IBFC also has a wide range of business and
investment structures for cross border transactions,
business dealings and wealth management needs. These
unique qualities offer sound options for regional businesses
going global or global businesses looking at penetrating
Asia’s burgeoning markets. Labuan IBFC allows investors
access to the majority of Malaysia’s extensive network of
more than 70 double-taxation treaties.
LABUAN FINANCIAL SERVICES AUTHORITY
Labuan Financial Services Authority (Labuan FSA), a statutory
body established under provisions of the Labuan Financial
Services Authority Act 1996, is a one-stop supervisory and
regulatory body for Labuan IBFC.
Labuan FSA subscribes to international standards and best
practices in financial services and prudential regulation.
Labuan FSA’s key role is to license and regulate licensed
entities operating within Labuan IBFC and to ensure that all
such companies remain in compliance with the internal and
international best standards adopted by the jurisdiction.
Labuan FSA, in close collaboration with Labuan IBFC
Incorporated, is also responsible for product research
and market development, aimed at further developing the
jurisdiction via the introduction of new products and services.

The Labuan Islamic Financial Services and Securities Act

2010, is the world’s first omnibus legislation governing all
Shariah-compliant business in an international business and
financial centre.

Labuan IBFC, located in Malaysia, lies in the heart of the

Asia Pacific region, sharing a common time zone with many
major Asian cities, complementing the financial centres of
Hong Kong, Singapore and Shanghai.

Malaysia is a member of the ASEAN trade bloc. As such,

Labuan IBFC provides an ideal midshore jurisdiction for
companies looking to tap into one of the fastest growing
regions in the world

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2006
Spyker C8 Spyder Black

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 LABUAN IBFC INCORPORATED SDN BHD LABUAN IBFC’S LEGISLATIVE FRAMEWORK

Labuan IBFC Incorporated Sdn Bhd (Labuan IBFC Inc) is the Labuan IBFC is governed and regulated through eight Acts
official promotion and marketing agency for Labuan IBFC. In of Parliament:
addition, Labuan IBFC Inc acts as the first point of reference
for investors into Labuan IBFC. • Labuan Business Activity Tax Act 1990

• Labuan Companies Act 1990

• Labuan Trusts Act 1996 (updated in 2010)

2004
Porsche Carrera

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• Labuan Financial Services Authority Act 1996 Copies of the Acts are available at www.LIBFC.com.

• Labuan Financial Services and Securities Act 2010 In addition, Labuan FSA also issues Guidelines and
Circulars to reinforce and bolster provisions within
• Labuan Islamic Financial Services and Securities Act the Acts to ensure Labuan IBFC remains responsive
2010 to changes in the international financial landscape.

• Labuan Foundations Act 2010

• Labuan Limited Partnerships and Limited Liability

Partnerships Act 2010

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 2007
Red Pontiac Solstice

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FAQs
WHAT IS A TRUST?

A trust is a relationship in which one or more persons hold another person’s assets or
property for the benefit of others. The basic concept of a trust involves the person who
creates the trust (called a settlor); the person who holds the property for those who
benefit (the trustee); those who ultimately receive the benefits of the trust (beneficiary).

In Labuan IBFC, a trust can be set up for a wide range of purposes ranging from
discretionary, charity, spendthrift protection etc. One special form is the Labuan
Special Trust (LST).

The benefit of a LST is that there is a distinct separation between the custodian role
of the trustees and the management of the company, which is the responsibility of the
directors only.

WHO CAN SET UP A LABUAN TRUST?

Any person, resident or non-resident may do so.

WHY DO I NEED LABUAN TRUST?

Trusts may be used for a variety of purposes, including:

• Asset protection

• Estate and succession planning

• Enhanced confidentiality

• Anti-forced heirship planning

• Asset consolidation and management

• Pooled family investment planning

• Tax planning and mitigation

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 WHAT IS THE DIFFERENCE BETWEEN A TRUST AND A FOUNDATION?
Trusts and Foundations are differentiated as follows:
Trusts
Common law origins.
Relationship amongst parties is fiduciary.
Assets, upon being vested in the trust, are legally owned by
the trustee.
The person who establishes the trust is known as the settlor
and the persons who benefit from the trust are known as
beneficiaries.
The trust deed is the document that establishes the trust.
The appointed trustee is the person responsible to hold the
trust assets and administer the trust.
Registration of the trust is not mandatory.
The settlor may have certain reserved powers after
establishing the trust and vesting the legal title in the trust
assets to the trustee.
A trust can be established for any lawful purpose but a trust
that is set up for a purpose must appoint an enforcer.
There is no capital requirement for trusts.
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Foundations
Civil law origins.
Relationship amongst parties is contractual.
Assets are legally owned by the foundation. Upon registration
of the foundation, the property endowed or to be endowed
becomes an estate separate and apart from that of the
founder by acquiring a separate legal entity status.
The person(s) who creates the endowment is known as the
founder and the persons who benefit from the endowment
are known as the beneficiaries.
The charter is the main constituent document of a foundation.
A foundation may also have articles which are a set of more
detailed rules governing its administration matters.
An appointed body called the Council is entrusted to carry
out the business and affairs of the foundation and pursue
its objects. Officers and Council are required to act in
accordance with the terms of the charter and articles.
Registration of the foundation is mandatory.
The foundation does not have a share capital, does not
recognise shareholders and the founder does not retain or
acquire any ownership rights in relation to the foundation’s
property. The law does recognise the beneficiaries or the
persons in whose benefit the foundation was created, which
can include the founder.
A foundation can be established for any lawful purpose
which shall be spelt out in the charter of the foundation.
There is no capital requirement for foundations.
WHAT ARE THE EXCEPTIONS TO TRUST PROPERTY
WHICH CAN BE HELD ON TRUST?
Where a trust property includes Malaysian property, prior
approval must be obtained from Labuan FSA.
HOW SECURE IS A LABUAN TRUST?
The trust is subject to the Labuan Trusts Act 1996 (updated
in 2010) that is in accord with the establishment of a wide
diversity of trust structures for the management of international
and approved Malaysian property. Trust is a form of ownership
with roots in the English common law and has been recognised
and established for centuries.
HOW STRINGENT IS THE DISCLOSURE OF
INFORMATION FOR A LABUAN TRUST?
The confidentiality provisions restrict the officer, council
member, supervisory person and secretary from disclosing any
information, unless otherwise required or provided by the law
and Act. The penalty meted out to offenders is three (3) years
imprisonment and/or one million ringgit (RM1million) fine.
IS A LABUAN TRUST REQUIRED TO BE REGISTERED
WITH THE AUTHORITY?
No, registration of the trust is not mandatory.
WHO ARE THE PARTIES TO A LABUAN TRUST?
• Settlor – The person who establishes the trust and provides
trust property into the trust.
• Trustee – The person or entity responsible to hold the title
to the property and administer the running of the trust. A
Labuan trust shall have at least one trustee and one of which
shall be a Labuan trust company.
• Beneficiary – The person entitled to benefit under the trust or
designated to exercise discretion to distribute property held
in trust. It can include any person or class of people that the
settlor chooses.
• Protector – May be appointed to oversee the operation
of the trust, as well as removes and appoints the trustee.
Commonly, the settlor appoints the settlor’s attorney or a
family member. However, the settlor or the beneficiary may
also be a protector.
WILL THE SETTLOR STILL HAVE ACCESS TO THE
PROPERTY ONCE PLACED IN A LABUAN TRUST?
Yes, the settlor has certain reserved powers after establishing
the trust and vesting the legal title in the trust property to the
trustee. A settlor may also be a beneficiary of the trust, provided
he/she is not the sole trustee.
ARE THERE ANY RESTRICTIONS ON THE APPOINTMENT
OF A TRUSTEE?
There are no restrictions imposed on the number of trustees,
however, one (1) of the trustees must be a Labuan trust
company.
WHAT IS THE TAX PROFILE FOR A LABUAN TRUST?
• Under the Labuan Business Activity Tax Act 1990 (LBATA),
Labuan trust pays 3% tax on its audited net profits or
RM20,000 (upon election) per annum, if it undertakes any
Labuan business trading activity. If it undertakes only Labuan
non-trading activity, the tax rate is 0%.
• Any income derived from the Malaysian property is subject
to tax under the Malaysia Income Tax Act 1967. Non-
Malaysian property income shall be subject to Labuan
Business Activity Tax Act 1990 (LBATA).
• Distributions from Labuan trust to its beneficiaries are
exempted from Malaysian tax.
• Real property gains tax may apply on gains from disposition
of Malaysian real properties. No other capital gains tax
regime.
• Stamp duty exemption on its constituent document and
instruments in connection with its Labuan business activity.
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 WHAT IS THE DURATION OF A LABUAN TRUST?

There is no rule against perpetuities of the trust. A Labuan trust

may continue in existence for an unlimited period. Additional
terms may be specified in the terms to appoint a fixed duration
and thereafter the flexibility to alter, by limiting or extending, the
duration of the trust.

CAN A FOREIGN COURT ORDER LAY CLAIM TO THE

PROPERTY HELD UNDER A LABUAN TRUST?

No, as long as the trust is validly created, the foreign claim

and/or judgment would not be enforced.

CAN I REDOMICILE A TRUST FROM ANOTHER

JURISDICTION TO LABUAN IBFC?

Yes, as long as it is also authorised by the laws of the other

jurisdiction. Similarly, a Labuan trust may be transferred to and
become a trust under the laws of another jurisdiction.

WHAT IS THE CAPITAL REQUIREMENT FOR

2006 ESTABLISHING A LABUAN TRUST?
Spyker C8 Spyder Black

There is no capital requirement provided in the Act.

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 LABUAN TRUST COMPANIES
Al-Aman Trust Services Limited
AMS Trust Company Limited
ALPADIS Trust (Labuan) Ltd.
Amanah Raya (Labuan) Limited
Asiatrust Limited
Cheng & Co Int’ Limited ( FKA Masterco
Managed Trust Limited)
CIMB Trust Limited
Corporate Services Trust Co Ltd.
Ernst & Young Trust Ltd.
Hans Advisory & Trust Co Ltd.
Integrated Agents Trust Ltd.
IFS Trust Labuan Limited
ITMC Fiduciary Limited
Kensington Trust Labuan Limited
KPMG Labuan Trust Company Limited
Labuan Borneo Trustees Limited
Labuan Ins International Trust Ltd.
Law & Commerce Trust Limited
Brumby Centre labuan@tmf-group.com
Lot 42, Jalan Muhibbah
87000 Labuan, Malaysia
Tel: +6087 593828
Unit Level 11(A), Main Office Tower azizan.som@ams-trust.com
Financial Park Labuan, Jalan Merdeka
87000 Labuan F.T.
Tel: +6087 451799
U0065, 3rd Floor, Jalan OKK Awang Besar info.my@asia.alpadis-group.com
87007 Labuan, Malaysia
Tel: +6087 595700
Lot 2(a), Level 4, Wisma Lazenda cttrust@streamyx.com
Jalan Kemajuan, P.O. Box 81479
87000 Labuan, Malaysia
Tel: +6087 421663
Tiara Labuan, Jalan Tanjung Batu itmc@itmcfiduciary.com
87007 Labuan, Malaysia
Tel: +6087 416518
Unit Level 11(A), Main Office Tower ycsin@ccai.asia
Financial Park Labuan
Jalan Merdeka, 87000 Labuan F.T.
Tel: +6087 451799
Level 14A, Main Office Tower pauyun.cheng@cimb.com
Financial Park Complex
Jalan Merdeka, 87000 Labuan, Malaysia
Tel: +6087 414252
Unit B, Lot 49, 1st Floor, Block F info@cstcl.com.my
Lazenda Warehouse 3
Jalan Ranca Ranca, 87000 Labuan, Malaysia
Tel: +6087 419100
Lot 1,1st Floor chee-min.yong@my.eyi.com
Wisma Siamloh, Jalan Kemajuan
87007 Labuan, Malaysia
Tel: +6087 413524
Lot A020, Level 1, Podium Level sue@hansworldwide.com
Financial Park Labuan
Jalan Merdeka, 87000 Labuan, Malaysia
Tel: +6087 427745
Lot 1, 2nd Floor, Wisma Siamloh joyce.ng@iatl.com.my
Jalan Kemajuan
87007 Labuan, Malaysia
Tel: +6087 417810
Unit 3(1), Main Office Tower info@ifslabuan.com.my
Financial Park Labuan
Jalan Merdeka, 87000 Labuan, Malaysia
Tel: +087 427408
Tiara Labuan, Jalan Tanjung Batu itmc@itmcfiduciary.com
87007 Labuan, Malaysia
Tel: +6087 416518
Kensington Gardens, No. U1317 raymond.wong@kensington-trust.com
Lot 7616, Jalan Jumidar Buyong
87000 Labuan F.T.
Tel: +6087 411929
2nd Floor, Wisma Kishan Singh sfchong@kpmg.com.my
No. UO229D, Jalan Kemajuan
87007 Labuan, Malaysia
Tel: +6087 415467
U0065, 2nd Floor skassim@labuanborneotrustees.com
Jalan OKK Awang Besar
87007 Labuan, Malaysia
Tel: +6087 417577
Lot 19, Level 1, Suite A admin@labuaninstrust.com
Lazenda Commercial Centre Phase 3
Jln OKK Abdullah, 87000 Labuan, Malaysia
Tel: +6087 417807
2nd Floor, Lot 19, Ictrust@tm.net.my
Lazenda Commercial Centre
Phase 3, 87007 Labuan, Malaysia
Tel: +6087 421644
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 LABUAN TRUST COMPANIES
Masterco Managed Trust Limited
MAYBANK International Trust (L) Ltd.
[F.K.A. MAYBAN INTERNATIONAL
TRUST (L) LTD]
Noblehouse International Trust Ltd.
OHAD Trust (Labuan) Bhd
PB Trust (L) Ltd.
Portcullis Trusnet (Labuan) Limited
RHB International Trust (L) Ltd.
Sedgley Management Services Ltd.
Shearn Skinner Trust Company Ltd.
Signature Trust Ltd.
SITITRUST & Administrator Limited
TMF Trust Labuan Limited [F.K.A.
Equity Trust (Labuan) Limited]
Tricor Trustco (Labuan) Ltd.
Trust Labuan Tax Inc.
VISTRA Trust (Labuan) Limited [F.K.A.
CREDENCE TRUST (LABUAN)
LIMITED]
Weld Asia Trust (Labuan) Ltd.
ZICOlaw Trust Limited
ZRC International Trust Inc.
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Lot 2(a), Level 4 ycsin@ccai.asia
Wisma Lazenda, Jalan Kemajuan
P.O. Box 81840, 87000 Labuan, Malaysia
Tel: +6087 421663
Level 16(B), Main Office Tower maytrust@tm.net.my
Financial Park Complex
Jalan Merdeka, 87000 Labuan, Malaysia
Tel: +6087 414406
Level 1, Lot 7, Block F noble@noblehouse-labuan.com
Saguking Commercial Building
Jalan Patau-Patau, 87000 Labuan, Malaysia
Tel: +6087 410745
U0195 Jalan Merdeka management@ectrustco.com
87000 Labuan, Malaysia
Tel: +6087 452858
Level 8(B), Main Office Tower pbtrust@streamyx.com
Financial Park Complex
87000 Labuan, Malaysia
Tel: +6087 412336
Level 6(0), Main Office Tower cheethong.foo@portcullis-trustnet.com
Financial Park Complex
Jalan Merdeka, P.O. Box 80107
87011 Labuan, Malaysia
Tel: +6087 439191
Level 15(B), Main Office Tower rhbit@streamyx.com
Financial Park Complex
Jalan Merdeka, 87000 Labuan, Malaysia
Tel: +6087 417480
Lot 2(a), Level 4 cttrust@streamyx.com
Wisma Lazenda, Jalan Kemajuan
P.O. Box 81840, 87000 Labuan, Malaysia
Tel: +6087 421663
Lot 2 & 3, Wisma Lazenda sstc@tm.net.my
Jalan Kemajuan, P. 0. Box 81479
87024 Labuan, Malaysia
Tel: +6087 414073
IR8/30, 1st Floor eunice@signature-trust.com
Court Light Industrial Park, Jalan Pohon Batu
87000 Labuan, Malaysia
Tel: +6087 461259
Lot 2(a), Level 4 cttrust@streamyx.com
Wisma Lazenda, Jalan Kemajuan
P.O. Box 81840, 87000 Labuan, Malaysia
Tel: +6087 421663
Brumby Centre labuan@tmf-group.com
Lot 42, Jalan Muhibbah
87000 Labuan, Malaysia
Tel: +6087 593828
Level 15(A2), Main Office Tower info@my.tricorglobal.com
Financial Park Labuan
Jalan Merdeka, 87000 Labuan, Malaysia
Tel: +6087 453288
Unit B, Lot 49, 1st Floor, Block F clament.chua@cstcl.com.my
Lazenda Warehouse 3
Jalan Ranca Ranca, 87000 Labuan, Malaysia
Tel: +6087 419100
Tiara Labuan, Jalan Tanjung Batu itmc@itmcfiduciary.com
87000 Labuan, Malaysia
Tel: +6087 583688
IR8/30, 1st Floor, debbylina@tiaralabuan.com
Court Light Industrial Park
Jalan Pohon Batu
87000 Labuan, Malaysia
Tel: +6087 410301
Unit Level 13(A), Main Office Tower azizan.som@ziltco.com.my
Financial Park Labuan
Jalan Merdeka, 87000 Labuan, Malaysia
Tel: +6087 451688
Unit Level 4A, Main Office Tower kab_mgt@yahoo.com
Financial Park Complex
Jalan Merdeka
87000 Labuan, Malaysia
Disclaimer

This document provides general information on Labuan

Trusts and should not be relied upon when formulating
business decisions, nor should it be treated as a substitute
for professional advice pertaining to particular business
circumstances.

While all information herein has been prepared in good

faith, no representation or warranty, expressed or implied,
is made and no responsibility or liability will be accepted by
Labuan IBFC Incorporated Sdn Bhd or Labuan Financial
Services Authority as to the accuracy or completeness of
this document.

Further, this document does not include any statement or

opinion with regard to the laws governing Labuan IBFC
or Malaysia and specific legal advice should always be
sought from qualified lawyers and/or professional advisors.

In addition, this document is not directed to any person

in any jurisdiction where (by reason of that person’s
nationality, residence or otherwise) this publication or
availability of any services offered within it, is prohibited
and deemed unlawful.
Labuan IBFC Incorporated Sdn Bhd (817593-D)
Suite 3A-2, Level 2
Block 3A, Plaza Sentral
Jalan Stesen Sentral
KL Sentral 50470 Kuala Lumpur, Malaysia
t: + 603 2773 8977
INFOline: + 603 2780 2180
e: info@LIBFC.com
w: www.LIBFC.com
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