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Prudential Financial companies serve individual and institutional customers worldwide and
include The Prudential Insurance Company of America, one of the largest life insurance
companies in the U.S. These companies offer a variety of products and services, including life
insurance, mutual funds, annuities, pension and retirement‐related services and administration,
asset management, banking and trust services, real estate brokerage franchises, and relocation
services.
Prudential Financial's Common Stock (NYSE:PRU) reflects the performance of its Financial
Services Businesses, which consist of its U.S. Retirement Solutions and Investment
Management division, its U.S. Individual Life and Group Solutions division, its International
Insurance and Investments division, and its Corporate and Other operations.
Principal Business
U.S. Retirement Solutions & Investment Management Division
• Our Individual Annuities segment manufactures and distributes individual variable and
fixed annuity products.
• Our Retirement segment provides retirement investment and income products and
services to the public, private, and not‐for‐profit organizations. Our full service line of
business provides recordkeeping, plan administration, actuarial advisory services,
tailored participant education and communication services, trustee services, and
institutional and retail investment funds. In our institutional investment products line of
business, we offer guaranteed investment contracts, or GICs, funding agreements,
institutional and retail notes, structured settlement annuities, and group annuities for
defined contribution plans, defined benefit plans, non‐qualified entities, and individuals.
• The Asset Management segment provides a broad array of investment management
and advisory services, mutual funds, and other structured products.
U.S. Individual Life & Group Solutions
• Our Individual Life segment manufactures and distributes individual variable life, term
life, universal life, and non‐participating whole life insurance products.
• Our Group Insurance segment manufactures and distributes a full range of group life,
long‐term and short‐term group disability, long‐term care, and corporate‐ and trust‐
owned life insurance in the U.S. primarily to institutional clients for use in connection
with employee and membership benefits plans. Group Insurance also sells accidental
death and dismemberment and other ancillary coverages and provides plan
administrative services in connection with its insurance coverages.
International Insurance & Investments Division
• Our International Insurance segment manufactures and distributes individual life
insurance products to the mass affluent and affluent markets in Japan, Korea, and other
countries through Life Planners. In addition, we offer similar products to the broad
middle income market across Japan through Life Advisors, who are associated with our
separately operated Gibraltar Life Insurance Company, Ltd., or Gibraltar Life, operation.
• Our International Investments segment offers proprietary and non‐proprietary asset
management, investment advice, and services to retail and institutional clients in
selected international markets. These services are marketed through our own and third‐
party distribution networks and encompass the businesses of international investments
operations and global commodities group.
Corporate & Other Operations
Corporate and Other includes corporate operations, after allocations to our business segments,
and our real estate and relocation services business.