Credit Report

18/11/2018 Credit Report
CIBIL Score & Report

Control Number : 2,688,451,025 (e) INDICATES THE VALUE PROVIDED
BY BANK WHEN YOU APPLIED FOR A
Date : 17/11/2018 CREDIT FACILITY.
CIBIL Score
This section re ects your credit score, which is widely used by loan providers
to evaluate loan applications. An individual's CIBIL Score ranges between 300-
900, and is calculated basis the information in the "Accounts" and
"Enquiry"section of the CIBIL report. The closer the score to 900, the more
con dence the loan provider will have in your ability to repay the loan and
738 hence, the better chances of your application getting approved.

Please note in some cases you might be displayed a CIBIL Score of either "NA"
or "NH which indicates one of the following 3 things:
1. You do not have a credit history or you do not have enough credit history
to be scored, i.e. you are new to the credit system.
2. You have no credit activity in the last couple of years.
3. You have all add-on credit cards and have no credit exposure.
Personal Information
 Personal Information Under Dispute.

CIBIL Remarks: Multiple Disputes in Enquiry (IQ) Segment
Dispute Date: 03/11/2018
Name Date of Birth Gender
MINAL ANANT KARKERA 19/02/1992 Female
Identi cation Type Number Issue Date Expiration Date
Income Tax ID Number DBKPK2497F - -

(PAN)
Aadhaar 709338250714 - -
Contact Information
https://myscore.cibil.com/CreditView/creditreport.page?print=true 1/13
Address Category Residence Date Reported

Code
1ST FLR KOHINOOR BUSINESS PAR O ce Address - 15/11/2018
K TOWER BEHIND KOHINOOR MAL
L PREMIER RD KURLA WEST MUMB
AI Maharashtra 400070(e)
MUMBAI MUMBAI Maharashtra 400 Residence Addr - 18/09/2018

067(e) ess
2ND FLOOR, MAHAJAN MILLS, ABO O ce Address Rented 18/06/2018

VE UNION , BANK, LBS RD, VIKROLI
,, , , MUMBAI Maharashtra 400079(e)
506 BUILD 3 RAMJI CO-OP HOS SO Residence Addr - 23/05/2018

CIETY, SAMIR CHANDAVARKAR RD, ess
DAHANUKARWADI, KANDIVALI WE
ST.. MUMBAI MAHARASHTRA 4000
67 MUMBAI Maharashtra 400067(e)
Telephone Number Type Telephone Number Telephone Extension
O ce Phone(e) 7666100300
O ce Phone 00025032193
Mobile Phone(e) 9821071094 NULL
Mobile Phone 9821071094 91
Email Address
MINAL_RUTH@REDIFFMAIL.COM
MINALKARKERA77@GMAIL.COM
Employment Information
Account Type Credit Card
Date Reported 20/10/2018
Occupation -
Income 3,50,000
Monthly / Annual Income Indicator Annual
Net / Gross Income Indicator Gross Income
Account Information
Member Name Account Type Account Number Ownership
> CITIBANK Credit Card 4386280034814438 Individual
Account Details
Credit Limit 44000
High Credit 5,707
Current Balance 2,524
Cash Limit 4,400
Amount Overdue -
Rate of Interest 39.00
Repayment Tenure -
EMI Amount -
Payment Frequency Monthly
Actual Payment Amount 800
Date Opened / Disbursed 30/06/2018
Date Closed -
Date of Last Payment 05/10/2018
Date Reported And Certi ed 20/10/2018
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Written-off Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/08/2018
Payment End Date 01/10/2018
Oct 2018 0
Sep 2018 0
Aug 2018 0
STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard
> KOTAK BANK Credit Card 4166441505313179 Individual
Account Details
Credit Limit 53000
High Credit 589
Current Balance 0
Cash Limit -
Amount Overdue -
Rate of Interest -
Repayment Tenure -
EMI Amount -
Actual Payment Amount -
Date Closed -
Settlement Amount -
Sep 2018 0
Aug 2018 0
Jul 2018 0
Jun 2018 0
May 2018 0

days past due
Mention account
SUB:Substandard
> HDFC BANK Credit Card 0005459648905308 Individual

061
Account Details
Credit Limit -
High Credit 59,946
Current Balance 56,215
Cash Limit -
Amount Overdue -
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency -
Date Closed -
Settlement Amount -
Oct 2018 0 Oct 0

2017
Sep 2018 0
Sep 0
Aug 2018 0 2017
Jul 2018 0
Jun 2018 0
May 2018 0
Apr 2018 0
Mar 2018 0
Feb 2018 0
Jan 2018 0
Dec 2017 0
Nov 2017 0

days past due
Mention account
SUB:Substandard
> FICCL Personal Loan 007402210163781 Individual
Account Details
Credit Limit -
Sanctioned Amount 2,07,580
Current Balance 0
Cash Limit -
Amount Overdue -
Rate of Interest -
Repayment Tenure -
EMI Amount -
Date Closed 27/09/2018
Settlement Amount -
Sep 2018 0 Sep 0

2017
Aug 2018 0
Aug 0
Jul 2018 19 2017
Jun 2018 0 Jul 2017 0
May 2018 0 Jun 0

2017
Apr 2018 0
May 0
Mar 2018 0 2017
Feb 2018 0 Apr 0

2017
Jan 2018 0
Dec 2017 0
Nov 2017 0
Oct 2017 0

days past due
Mention account
SUB:Substandard
> UCO BANK Education Loan 16570610001721 Individual
Account Details
Credit Limit -
Sanctioned Amount 2,50,000
Current Balance 1,84,350
Cash Limit -
Amount Overdue -
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency -
Date Closed -
Settlement Amount -
Oct 2018 STD Oct STD Oct STD

2017 2016
Sep 2018 STD
Sep STD Sep STD
Aug 2018 STD 2017 2016
Jul 2018 STD Aug STD Aug STD

2017 2016
Jun 2018 STD
Jul 2017 STD Jul 2016 STD
May 2018 STD
Jun STD Jun STD
Apr 2018 STD 2017 2016
Mar 2018 STD May STD May STD
2017 2016
Feb 2018 STD
Apr STD Apr STD
Jan 2018 STD 2017 2016
Dec 2017 STD Mar STD Mar STD

2017 2016
Nov 2017 STD
Feb STD Feb STD
2017 2016
Jan STD Jan STD

2017 2016
Dec STD Dec STD

2016 2015
Nov STD Nov STD

2016 2015

days past due
Mention account
SUB:Substandard
Enquiry Information
Member Name Date of Enquiry Enquiry Purpose Enquiry Amount
RATINDIAFIN 15/11/2018 Personal Loan 3,00,000
ADITYA BIRLA F L 05/11/2018 Personal Loan 3,00,000
HDFC BANK 01/11/2018 Personal Loan 2,50,000
KOTAK BANK 31/10/2018 Personal Loan 4,00,000
IVLFIN 30/10/2018 Personal Loan 4,65,000
YES BANK 27/10/2018 Other 3,00,000
CAPITAL FIRST 22/10/2018 Personal Loan 2,61,000
HDB 20/10/2018 Personal Loan 3,00,000
HDB 19/10/2018 Personal Loan 3,00,000
CAPITAL FIRST 08/10/2018 Personal Loan 4,00,000
HDB 08/10/2018 Personal Loan 10
ICICI BANK 07/10/2018 Credit Card 30,000
KOTAK BANK 27/09/2018 Personal Loan 4,00,000
FICCL 27/09/2018 Personal Loan 6,00,000
DMIFINANCE 20/09/2018 Personal Loan 4,00,000
RBL BANK 18/09/2018 Personal Loan 1,000
CITIBANK 18/06/2018 Credit Card 1,00,000
KOTAK BANK 23/05/2018 Credit Card 50,000
HDFC BANK 11/09/2017 Credit Card 1,000
HDFC BANK 28/08/2017 Credit Card 10,000
FICCL 21/04/2017 Personal Loan 6,00,000
CAPITAL FIRST 14/04/2017 Consumer Loan 50,000
YES BANK 28/07/2016 Other 10,000
 COPYRIGHT 2017 TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com
To raise a Dispute, please visit http://www.cibil.com/dispute
View, compare & apply for loan and credit card offers based on your CIBIL Score by
visiting http://www.cibil.com/marketplace

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18/11/2018 Credit Report

CIBIL Score & Report

738 hence, the better chances of your application getting approved.

 Personal Information Under Dispute.

Name Date of Birth Gender

MINAL ANANT KARKERA 19/02/1992 Female

Identi cation Type Number Issue Date Expiration Date

Income Tax ID Number DBKPK2497F - -

Address Category Residence Date Reported

MUMBAI MUMBAI Maharashtra 400 Residence Addr - 18/09/2018

2ND FLOOR, MAHAJAN MILLS, ABO O ce Address Rented 18/06/2018

506 BUILD 3 RAMJI CO-OP HOS SO Residence Addr - 23/05/2018

Telephone Number Type Telephone Number Telephone Extension

Mobile Phone(e) 9821071094 NULL

Mobile Phone 9821071094 91

Account Type Credit Card

Date Reported 20/10/2018

Monthly / Annual Income Indicator Annual

Net / Gross Income Indicator Gross Income

Member Name Account Type Account Number Ownership

> CITIBANK Credit Card 4386280034814438 Individual

High Credit 5,707

Current Balance 2,524

Cash Limit 4,400

Rate of Interest 39.00

Payment Frequency Monthly

Actual Payment Amount 800

Date Opened / Disbursed 30/06/2018

Date of Last Payment 05/10/2018

Date Reported And Certi ed 20/10/2018

Suit - Filed / Willful Default -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Payment Status (up to 36 months)

Payment Start Date 01/08/2018

Payment End Date 01/10/2018

STD: Standard DBT:Doubtful ###: Number of

Member Name Account Type Account Number Ownership

> KOTAK BANK Credit Card 4166441505313179 Individual

High Credit 589

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 25/05/2018

Date of Last Payment 06/07/2018

Date Reported And Certi ed 30/09/2018

Suit - Filed / Willful Default -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Payment Status (up to 36 months)

Payment Start Date 01/05/2018

Payment End Date 01/09/2018

STD: Standard DBT:Doubtful ###: Number of

Member Name Account Type Account Number Ownership

> HDFC BANK Credit Card 0005459648905308 Individual

High Credit 59,946

Current Balance 56,215

Actual Payment Amount -

Date Opened / Disbursed 18/09/2017

Date of Last Payment 14/10/2018

Date Reported And Certi ed 31/10/2018

Suit - Filed / Willful Default -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Payment Status (up to 36 months)