Fundamentals August 2018

Category Fund Name Abbreviation Page No.
EQUITY
Large & Mid Cap Fund Reliance Vision Fund RVF 3
Large Cap Fund Reliance Large Cap Fund (formerly known as Reliance Top 200 Fund) RLCF 4
Thematic(following a factor-based model) Reliance Quant Fund (formerly known as Reliance Quant Plus Fund) RQF 5
Balanced Advantage Fund Reliance Balanced Advantage Fund (formerly known as Reliance NRI Equity Fund) RBAF 6
Reliance Index Fund - Nifty Plan RIF-NP 7
Index
Reliance Index Fund - Sensex Plan RIF-SP 8
Mid Cap Fund Reliance Growth Fund RGF 9
Focused Fund Reliance Focused Equity Fund (formerly known as Reliance Mid & Small Cap Fund) RFEF 10
Small Cap Fund Reliance Small Cap Fund RSCF 11
Value Fund Reliance Value Fund (formerly known as Reliance Regular Savings Fund - Equity Option) RVALUEF 12
Multi Cap Fund Reliance Multi Cap Fund (formerly known as Reliance Equity Opportunities Fund) RMCF 13
Aggressive Hybrid Fund Reliance Equity Hybrid Fund (formerly known as Reliance Regular Savings Fund - Balanced Option) REHF 14
Equity Savings Reliance Equity Savings Fund RESF 15
Sectoral Reliance Banking Fund RBF 16
Thematic Reliance Power & Infra Fund (formerly known as Reliance Diversified Power Sector Fund) RPIF 16
Thematic Reliance Consumption Fund (formerly known as Reliance Media & Entertainment Fund) RCF 17
Sectoral Reliance Pharma Fund RPF 17
ELSS Reliance Tax Saver (ELSS) Fund RTSF 18
Arbitrage Fund Reliance Arbitrage Fund (formerly known as Reliance Arbitrage Advantage Fund) RAF 19
Reliance Japan Equity Fund RJEF 20
Thematic (International)
Reliance US Equity Opportunitues Fund RUSEOF 21
FIXED INCOME
Money Market Fund Reliance Money Market Fund (formerly known as Reliance Liquidity Fund) RMMF 22
Liquid Reliance Liquid Fund (formerly known as Reliance Liquid Fund - Treasury Plan) RLF 23
Ultra Short Duration Fund Reliance Ultra Short Duration Fund (formerly known as Reliance Liquid Fund - Cash Plan) RUSDF 24
Low Duration Fund Reliance Low Duration Fund (formerly known as Reliance Money Manager Fund) RLDF 25
Corporate Bond Fund Reliance Prime Debt Fund (formerly known as Reliance Medium Term Fund) RPDF 26
Banking & PSU Fund Reliance Banking & PSU Debt Fund RBPSUDF 27
Floater Fund Reliance Floating Rate Fund (formerly known as Reliance Floating Rate Fund - Short Term Plan) RFRF 28
Short Duration Fund Reliance Short Term Fund RSTF 29
Long Duration Fund Reliance Nivesh Lakshya Fund RNLF 30
Credit Risk Fund Reliance Credit Risk Fund (formerly known as Reliance Regular Savings Fund - Debt Option) RCRF 31
Medium Duration Fund Reliance Strategic Debt Fund (formerly known as Reliance Classic Bond Fund) RSDF 32
Medium to Long Duration Fund Reliance Income Fund RIF 33
Dynamic Bond Reliance Dynamic Bond Fund RDBF 34
Gilt Reliance Gilt Securities Fund RGSF 35
Conservative Hybrid Fund Reliance Hybrid Bond Fund (formerly known as Reliance Monthly Income Plan) RHBF 36
ETF
Reliance ETF Nifty BeES NIFTYBEES 37
Reliance ETF Sensex RELSENSEX 38
Reliance ETF NV20 RELNV20 39
Reliance ETF Junior BeES JUNIORBEES 40
Reliance ETF Nifty 100 RELCNX100 41
Reliance ETF Consumption RELCONS 42
ETF - Equity Reliance ETF Dividend Opportunities RELDIVOPP 43
Reliance ETF Infra BeES INFRABEES 44
Reliance ETF Bank BeES BANKBEES 45
Reliance ETF PSU Bank BeES PSUBNKBEES 46
Reliance ETF Shariah BeES SHARIABEES 47
Reliance ETF Hang Seng BeES HNGSNGBEES 48
CPSE ETF CPSEETF 49
Reliance ETF Liquid BeES LIQUIDBEES 50
ETF - Fixed Income
Reliance ETF Long Term Gilt RRSLGETF 50
GOLD
Gold - ETF Reliance ETF Gold BeES GOLDBEES 51
FOF - Domestic Reliance Gold Savings Fund RGOLDSF 51
RETIREMENT
Retirement - Equity Reliance Retirement Fund - Wealth Creation Scheme RRF-WC 52
Retirement - Fixed Income Reliance Retirement Fund - Income Generation Scheme RRF-IG 53
SIP Returns of Select Schemes 54
Brief on the new securities included in the portfolio of Debt Funds 54
Fund Management Team 55
Scheme Performance 56
Scheme Performance - Fund Manager Wise 63
Funds at a Glance 67
Disclaimers, Statutory Details & Risk Factors 74
How to Read Factsheet 75
Reliance Vision Fund RVF
Portfolio as on July 31, 2018
Large and Mid Cap Fund
Company/Issuer % of Assets Company/Issuer % of Assets
Details as on July 31, 2018 Auto Industrial Capital Goods
Tata Motors Limited* 6.33 Honeywell Automation India Limited* 6.12
Type of Scheme TVS Motor Company Limited* 5.83 ABB India Limited* 4.23
An open ended equity scheme investing in both large Auto Ancillaries Thermax Limited 1.65
cap and mid cap stock Apollo Tyres Limited 3.30 Siemens Limited 1.28
Banks Industrial Products
State Bank of India* 9.93
Current Investment Philosophy Bharat Forge Limited 2.53
Canara Bank* 3.61 Non - Ferrous Metals
Reliance Vision is an open ended equity scheme ICICI Bank Limited 3.43
National Aluminium Company Limited 1.74
investing in both large cap and mid cap stocks. The HDFC Bank Limited 2.95
Petroleum Products
fund attempts to invest in high quality businesses who Chemicals
Bharat Petroleum Corporation Limited 2.65
are market leaders in their respective sectors, with a Tata Chemicals Limited 1.94
proven track record across market conditions. Castrol India Limited 1.67
Construction Project
Pharmaceuticals
Large cap stocks endeavor to provide stability & Larsen & Toubro Limited* 4.11
Divi's Laboratories Limited 1.30
liquidity to the portfolio and mid caps allocation can Engineers India Limited 1.73
Power
potentially generate relatively better returns. Backed by Voltas Limited 1.28
Fund Management expertise & growth oriented Consumer Non Durables Torrent Power Limited 3.05
strategy, the fund endeavors to generate relatively Tata Global Beverages Limited 1.95 Software
better risk adjusted returns over the long term. Ferrous Metals Infosys Limited* 6.16
Tata Steel Limited* 6.84 Textile Products
Steel Authority of India Limited* 3.72 Arvind Limited 2.73
Date of Allotment
Finance Equity Less Than 1% of Corpus 2.60
October 8, 1995 SBI Life Insurance Company Limited 1.93 Derivatives, Cash and Other Receivables 2.29
Max Financial Services Limited 1.12 Grand Total 100.00
Fund Manager *Top 10 Holdings
Ashwani Kumar SIP - If you invested ` 10000 every month in RVF

Since Inception 20 Years 15 Years 10 Years 5 Years 3 Years 1 Year
Benchmark Total Amount Invested (`) 2,740,000 2,400,000 1,800,000 1,200,000 600,000 360,000 120,000
Market Value (`) 39,963,734 23,674,273 5,273,224 2,206,533 780,808 398,260 112,276
S&P BSE 250 LargeMidcap Scheme Return (%) 19.69 19.67 13.23 11.77 10.58 6.79 -12.26
B: S&P BSE 250 LargeMidcap (TRI) Return (%) N.A. N.A. N.A. 14.81 16.07 18.09 14.59
Fund Size AB: S&P BSE Sensex (TRI) Return (%) N.A. N.A. N.A. 13.82 15.07 19.43 24.12
Inception Date: October 8, 1995
Monthly Average: ` 3,080.29 Cr
N.A : Since TRI data is not available prior to 29/02/2008 & 31/05/2007 for S&P BSE 250 LargeMidcap & S&P BSE Sensex respectively, performance for such period is not provided.
Month End: ` 3,191.08 Cr Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
NAV as on July 31, 2018 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Growth Plan ` 529.0030 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Dividend Plan ` 40.8484 stocks, thereby showing a true picture of returns.
Bonus Option ` 89.0941 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66
Direct - Growth Plan ` 548.5080
Industry Allocation Dividend History
Direct - Dividend Plan ` 42.9203
Direct - Bonus Option ` 92.9972 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Banks 19.93% Dividend Plan
Volatility Measures Industrial Capital Goods
12-Jan-18 5.25 53.6003 48.3503
13.28%
Standard Deviation 4.69 13-Jan-17 4.25 43.2931 39.0431
Beta 1.05 Auto 12.16%
15-Jan-16 4.50 40.9070 36.4070
Sharpe Ratio 0.00 Ferrous Metals 10.55%
Direct - Dividend Plan
Note: The above measures have been calculated using monthly rolling returns for
36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). Construction Project 7.12% 12-Jan-18 5.25 55.8667 50.6167
Software 6.16% 13-Jan-17 4.25 44.6611 40.4111
Portfolio Turnover (Times) 1.57
Petroleum Products
15-Jan-16 4.50 41.7853 37.2853
4.96%
Total Expense Ratio^ Past performance may or may not be sustained in future.
Industrial Products 3.38%
Pursuant to dividend payment, NAV falls to the extent of payout &
Regular/Other than Direct 2.01 statutory levy (if applicable). Face Value-`10.
Auto Ancillaries 3.30%
Direct 1.63
Power 3.17%
AMFI Classification
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of units.
Nil, thereafter. Product Label
This product is suitable for investors who are seeking*:
Long term capital growth

investment in equity and equity related instruments of large cap & mid cap
companies through a research based approach
Special Feature: Reliance Any Time Money Card
*Investors should consult their financial advisors if in doubt about whether the Investors understand that their principal
will be at Moderately High risk
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available product is suitable for them.
Fundamentals August 2018 3

Reliance Large Cap Fund (formerly known as Reliance Top 200 Fund) RLCF
Large Cap Fund
Tata Motors Limited* 3.17 ABB India Limited 2.34
Type of Scheme Mahindra & Mahindra Limited 2.06 GE T&D India Limited 1.49
Auto Ancillaries Industrial Products
An open ended equity scheme predominantly investing Bosch Limited 2.50
in large cap stocks Cummins India Limited 2.49
Banks
Bharat Forge Limited 2.35
Current Investment Philosophy HDFC Bank Limited* 4.83 Petroleum Products
Axis Bank Limited* 4.17 Indian Oil Corporation Limited* 3.02
Reliance Large Cap Fund is a large cap fund ICICI Bank Limited* 3.25 Reliance Industries Limited 2.01
predominantly investing in stocks of top 100 companies Bank of Baroda 1.41 Bharat Petroleum Corporation Limited 1.79
by full market capitalization. Large cap stocks endeavor Cement Castrol India Limited 1.33
to provide stability & liquidity to the portfolio. It ACC Limited 1.54
endeavors to generate alpha while owning best of the Pharmaceuticals
Construction Project Sun Pharmaceutical Industries Limited* 3.13
index companies. It endeavors to invest in leaders or
potential leaders with established business models & Larsen & Toubro Limited* 4.96 Dr. Reddy's Laboratories Limited 2.44
sustainable free cash flows. It endeavors to invest in Consumer Non Durables
Divi's Laboratories Limited 2.23
growth companies at a reasonable valuation & with ITC Limited* 5.48
Aurobindo Pharma Limited 1.22
high return on equity. It invests in emerging large cap Ferrous Metals
Cipla Limited 1.18
companies which have an established business model Tata Steel Limited 2.89
with a proven management track record and a potential Finance Software
to generate high cash flows. Bajaj Finance Limited 2.48 Infosys Limited* 3.63
Housing Development Finance Corporation Limited 1.84 Tata Consultancy Services Limited 1.07
ICICI Lombard General Insurance Company Limited 1.66 Telecom - Services
Date of Allotment SBI Life Insurance Company Limited 1.32 Bharti Airtel Limited 1.68
Max Financial Services Limited 1.05
August 8, 2007 Gas
Commercial Paper
GAIL (India) Limited 2.07 Aditya Birla Finance Limited 0.23
Petronet LNG Limited 1.97 Equity Less Than 1% of Corpus 6.21
Fund Manager Cash and Other Receivables 1.06
Hotels, Resorts And Other Recreational Activities
Sailesh Raj Bhan The Indian Hotels Company Limited 1.15 Grand Total 100.00
*Top 10 Holdings
Benchmark SIP - If you invested ` 10000 every month in RLCF
S&P BSE 100 Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,320,000 1,200,000 600,000 360,000 120,000
Market Value (`) 3,077,780 2,705,655 891,016 452,970 125,099
Fund Size
Scheme Return (%) 14.65 15.59 15.97 15.77 8.37
Monthly Average: ` 10,179.20 Cr B: S&P BSE 100 (TRI) Return (%) N.A. 14.06 15.15 18.01 16.55
AB: S&P BSE Sensex (TRI) Return (%) N.A. 13.82 15.07 19.43 24.12
Month End: ` 10,897.82 Cr
Inception Date: August 8, 2007
N.A : Since TRI data is not available prior to 29/06/2007 & 31/05/2007 for S&P BSE 100 & S&P BSE Sensex respectively, performance for such period is not
NAV as on July 31, 2018 provided.
Growth Plan ` 33.3764 Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
Dividend Plan ` 16.1218 installment in the Grow0th option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
Bonus Option ` 33.3764
B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Institutional Bonus Option ` 34.4844
Direct - Growth Plan ` 35.0680 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
stocks, thereby showing a true picture of returns.
Direct - Bonus Option ` 35.0680 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.

Volatility Measures
Record Date Rate (`/ Unit) Cum Dividend Ex-Dividend NAV
Standard Deviation 4.34 NAV
Banks 22.94%
Beta 1.02
Dividend Plan
Sharpe Ratio 0.09 Pharmaceuticals 10.20%
24-Jul-18 0.14 15.8619 15.7019
Note: The above measures have been calculated using monthly rolling returns for 36 Finance 9.01%
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). 22-Jun-18 0.14 15.7284 15.5684
Petroleum Products 8.15% 24-May-18 0.14 15.7653 15.6053
Construction Project 6.17%
24-Jul-18 0.14 20.2763 20.1163
Total Expense Ratio^ Auto 6.05%
22-Jun-18 0.14 20.0451 19.8851
Regular/Other than Direct 2.30 Consumer Non Durables 5.92% 24-May-18 0.14 20.0293 19.8693
Direct 1.32
Industrial Capital Goods 5.33% Past performance may or may not be sustained in future. Pursuant to
dividend payment, NAV falls to the extent of payout & statutory levy (if
applicable). Face Value-`10.
Load structure Software 5.21%
Entry Load: Nil Industrial Products 4.84%

AMFI Classification
Exit Load: (w.e.f. 11.06.2018) : 10% of the units allotted shall be
redeemed without any exit load, on or before completion of 12
months from the date of allotment of units. Any redemption in excess
of such limit in the first 12 months from the date of allotment shall be Product Label
subject to the following exit load. Redemption of units would be done
on First in First out Basis (FIFO):
• 1% if redeemed or switched out on or before completion of 12
months from the date of allotment of units. Long term capital growth
• Nil, thereafter. Investment predominantly into equity and equity related instruments of large cap
companies

Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available product is suitable for them. will be at Moderately High risk
4 August 2018 Fundamentals

Reliance Quant Fund (formerly known as Reliance Quant Plus Fund) RQF
Thematic (following a factor based model)
Details as on July 31, 2018 Auto Finance
Hero MotoCorp Limited* 6.73 Bajaj Finance Limited* 6.42
Type of Scheme Ashok Leyland Limited 2.25 Bajaj Finserv Limited* 5.68
Banks Muthoot Finance Limited 1.46
An open ended equity scheme investing in quant model
HDFC Bank Limited* 8.34 Edelweiss Financial Services Limited 1.46
theme
IndusInd Bank Limited* 8.14 Gruh Finance Limited 1.05
Cement Industrial Products
Current Investment Philosophy Dalmia Bharat Limited 1.34 Supreme Industries Limited 1.63
Actively managed fund + Scientific approach + Chemicals Pharmaceuticals
Expertise + Back test = Reliance Quant Fund. Reliance Tata Chemicals Limited 1.63 Divi's Laboratories Limited 1.84
Quant is an actively managed investment fund that Construction Project Software
approaches stock selection process based on a Larsen & Toubro Limited* 7.56 Infosys Limited* 8.70
proprietary system-based model. The model would Consumer Durables
Tech Mahindra Limited* 5.14
shortlist 30-35 S&P BSE 200 stocks through a screening Titan Company Limited 3.85
MphasiS Limited 1.23
mechanism at pre-determined intervals, i.e. on Consumer Non Durables
MindTree Limited 1.05
quarterly basis. Stocks are selected on basis of Godrej Consumer Products Limited* 4.00
Textile Products
parameters like valuation, earnings, price, momentum Colgate Palmolive (India) Limited 1.73
Tata Global Beverages Limited 1.26 Page Industries Limited 1.57
& quality.
United Breweries Limited 1.22 Transportation
Jubilant Foodworks Limited 1.16 InterGlobe Aviation Limited 1.13
Date of Allotment Ferrous Metals Equity Less Than 1% of Corpus 1.87
Tata Steel Limited* 4.97 Cash and Other Receivables 2.02
April 18, 2008
JSW Steel Limited 3.56 Grand Total 100.00
*Top 10 Holdings
Fund Manager
Ashutosh Bhargava, Arun Sundaresan [Co-Fund
Manager]
SIP - If you invested ` 10000 every month in RQF
Since Inception 10 Years 5 Years 3 Years 1 Year
Benchmark Market Value (`) 2,287,096 2,180,205 795,972 438,452 123,932
S&P BSE 200 Scheme Return (%) 11.42 11.54 11.36 13.46 6.43
B: S&P BSE 200 (TRI) Return (%) 14.29 14.58 15.83 17.94 15.06
Fund Size AB: S&P BSE Sensex (TRI) Return (%) 13.55 13.82 15.07 19.43 24.12
Inception Date: April 18, 2008
Monthly Average: ` 27.81 Cr
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
Month End: ` 28.34 Cr installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
NAV as on July 31, 2018 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Growth Plan ` 25.7570
Dividend Plan ` 13.7314 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Direct - Dividend Plan ` 15.3242 Industry Allocation Dividend History
Finance 16.95% Dividend Plan
Volatility Measures Banks 16.49% 24-Jun-15 4.20 14.6973 10.4973
Standard Deviation 3.86 15-Feb-13 1.00 11.6059 10.6059

Software 16.12%
Beta 0.91 24-Mar-11 2.50 13.2676 11.1021
Consumer Non Durables 10.36%
Sharpe Ratio 0.06 Direct - Dividend Plan
Note: The above measures have been calculated using monthly rolling returns for 36 Auto 8.99% 24-Jun-15 4.70 16.3432 11.6432
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018).
Ferrous Metals 8.53% Past performance may or may not be sustained in future. Pursuant to
Portfolio Turnover (Times) 2.45 Construction Project 7.56% applicable). Face Value-`10.
Consumer Durables 3.85%

Total Expense Ratio^
Pharmaceuticals 1.84%
Regular/Other than Direct 0.73
Industrial Products 1.63%
Direct 0.48 AMFI Classification
Load structure
Entry Load: Nil
Exit Load: 0.25% if redeemed or switched out on or
before completion of 1 month from the date of allotment
of units. Nil, thereafter. Product Label

Investment in active portfolio of stocks selected on the basis of a mathematical
model.
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the
product is suitable for them. Investors understand that their principal
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available will be at High risk

Reliance Balanced Advantage Fund (formerly known as Reliance NRI Equity Fund) RBAF
Balanced Advantage Fund
Company/Issuer Instrument/Rating % of Assets Company/Issuer Instrument/Rating % of Assets
Details as on July 31, 2018 Equity Housing Development Finance Corporation Limited* Finance 2.82
Non Hedge HDFC Bank Limited* Banks 4.48
Type of Scheme Oracle Financial Services Software Limited Software 0.52 HCL Technologies Limited Software 1.13
NTPC Limited Power 1.62 Godrej Consumer Products Limited Consumer Non Durables 0.88
An Open Ended Dynamic Asset Allocation Fund NIIT Technologies Limited Software 0.60 GAIL (India) Limited* Gas 1.79
Muthoot Finance Limited Finance 1.16 Divi's Laboratories Limited Pharmaceuticals 1.20
Current Investment Philosophy Motherson Sumi Systems Limited* Auto Ancillaries 1.83 Cholamandalam Investment and Finance Company Limited Finance 0.75
MindTree Limited Software 1.03 CESC Limited Power 0.54
Reliance Balanced Advantage Fund attempts to Maruti Suzuki India Limited Auto 1.75 Bajaj Finserv Limited Finance 1.03
capitalize on the potential upside in equity markets Vedanta Limited Non - Ferrous Metals 1.05 Bajaj Finance Limited Finance 0.99
while attempting to limit the downside by dynamically ACC Limited* Cement 1.88
Aurobindo Pharma Limited Pharmaceuticals 0.54
managing the portfolio through investment in equity Torrent Pharmaceuticals Limited Pharmaceuticals 0.65
Apollo Tyres Limited Auto Ancillaries 1.24
and active use of debt, money market instruments and Titan Company Limited Consumer Durables 1.14
Amara Raja Batteries Limited Auto Ancillaries 1.22
derivatives. A model based Dynamic Asset Allocation Tech Mahindra Limited Software 1.67
Tata Motors Limited Auto 0.54 United Breweries Limited Consumer Non Durables 1.04
Fund that aims to offer Triple Benefits of 1. Emotion ICICI Lombard General Insurance Company Limited Finance 0.96
Free Asset Allocation through Model Based Asset Tata Global Beverages Limited Consumer Non Durables 0.76
Tata Chemicals Limited Chemicals 1.08 SBI Life Insurance Company Limited* Finance 1.94
Allocation, 2. Lowers downside risk through hedging Non-Hedge Total 57.90
and 3. Long Term Alpha – through Active Stock State Bank of India* Banks 2.47
SRF Limited Textile Products 0.58 Hedge Total 8.86
selection and Sector. The fund follows an in-house Corporate Bonds
Reliance Industries Limited* Petroleum Products 2.54
proprietary Model (which follows Valuations & Trend Nabha Power Limited ICRA AAA(SO) 3.07
Power Finance Corporation Limited Finance 0.60
Following) to determine unhedged equity allocation. Power Finance Corporation Limited CRISIL AAA 3.11
Page Industries Limited Textile Products 0.57
The fund maintains a large cap oriented portfolio Mahindra & Mahindra Financial Services Limited Finance 1.19 Reliance Industries Limited CRISIL AAA 3.02
diversified across sectors. Debt portfolio is managed Larsen & Toubro Limited Construction Project 1.11 Vedanta Limited CRISIL AA 4.90
conservatively, focused at the shorter end through JSW Steel Limited Ferrous Metals 1.11 Shriram Transport Finance Company Limited CRISIL AA+ 6.15
investment in a combination of liquid and short term ITC Limited Consumer Non Durables 1.20 Commercial Paper
fixed income securities. InterGlobe Aviation Limited Transportation 0.47 Shriram City Union Finance Limited CARE A1+ 3.10
Infosys Limited* Software 2.82 CBLO 3.31
Date of Allotment IndusInd Bank Limited* Banks 2.25 Net Current Assets and Liabilities 6.57
Indian Oil Corporation Limited Petroleum Products 1.15 Grand Total 100.00
November 15, 2004 *Top 10 Holdings
Fund Manager For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Manish Gunwani, Ashutosh Bhargava (Co-Fund Manager)
Benchmark Rating Profile Asset Allocation

CRISIL Hybrid 35+65 - Aggressive Index Equity, 66.77% Equity, 66.77%
AA, 4.90%
Fund Size
Cash & Other Receivables, 6.70%
Monthly Average: ` 735.03 Cr AA+, 9.33%
Month End: ` 805.11 Cr Commercial Paper, 3.10%

Zero Coupon Bond, 3.18%
NAV as on July 31, 2018
AAA/SOV/A1+/Cash &
Growth Plan ` 87.1103 Other Receivables, 19.00% Corporate Bond, 20.25%
Dividend Plan ` 27.0029
Direct - Divide6nd Plan ` 31.1377
Volatility Measures
Standard Deviation 4.00
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Beta 1.40
Sharpe Ratio 0.04
Note: The above measures have been calculated using monthly rolling returns for 36 24-Jul-18 0.16 26.8347 26.6547
Banks 10.70%
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). 22-Jun-18 0.16 26.8593 26.6793
Software 9.06%
20-Jan-17 2.50 24.7622 22.2622
Auto Ancillaries 5.00% Direct - Dividend Plan
Average Maturity 1.38 Years Consumer Non Durables 4.53% 24-Jul-18 0.16 30.9096 30.7296
Modified Duration 1.17 Years

Petroleum Products 4.29%
22-Jun-18 0.16 30.8749 30.6949
Yield to Maturity 8.51% 20-Jan-17 2.50 27.8491 25.3491
Pharmaceuticals 2.72% Past performance may or may not be sustained in future. Pursuant to
Total Expense Ratio^ dividend payment, NAV falls to the extent of payout & statutory levy (if
Auto 2.65% applicable). Face Value-`10.
Direct 1.21 Power 2.47%
Cement 2.17%
Load structure
AMFI Classification
Entry Load: Nil
Exit Load: 10% of the units allotted shall be redeemed without
any exit load, on or before completion of 12 months from the
date of allotment of units. Any redemption in excess of such limit
in the first 12 months from the date of allotment shall be subject
to the following exit load. Product Label
Redemption of units would be done on First in First out Basis
(FIFO): This product is suitable for investors who are seeking*:
months from the date of allotment of units.
• Nil, thereafter.
Investment in equity & equity related instruments, debt, money market instruments
Average Maturity, Modified Duration & YTM details provided for and derivatives
Debt portion of Portfolio only.

Reliance Index Fund - Nifty Plan RIF-NP
Index Fund
Maruti Suzuki India Limited* 2.81 Housing Development Finance Corporation Limited* 7.15
Type of Scheme Bajaj Finance Limited 1.42
Mahindra & Mahindra Limited 1.94
Oil
An open ended scheme replicating / tracking Nifty 50. Tata Motors Limited 1.08
Oil & Natural Gas Corporation Limited 1.04
Banks
Petroleum Products
Current Investment Philosophy HDFC Bank Limited* 9.95 Reliance Industries Limited* 9.26
The Scheme employs an investment approach designed ICICI Bank Limited* 4.35 Pharmaceuticals
to track the performance of Nifty 50 Index. The Scheme Kotak Mahindra Bank Limited* 3.87 Sun Pharmaceutical Industries Limited 1.39
seeks to achieve this goal by investing in securities State Bank of India 2.44 Power
constituting the Nifty 50 Index in same proportion as in IndusInd Bank Limited 2.26 NTPC Limited 1.08
the Index. Software
Axis Bank Limited 2.10
Infosys Limited* 5.76
Yes Bank Limited 1.51
Date of Allotment Tata Consultancy Services Limited* 4.62
HCL Technologies Limited 1.19
September 28, 2010 Larsen & Toubro Limited* 3.57 Telecom - Services
Consumer Non Durables Bharti Airtel Limited 1.14
ITC Limited* 5.65 Equity Less Than 1% of Corpus 19.81
Fund Manager
Hindustan Unilever Limited 2.75 Cash and Other Receivables 0.41
Payal Wadhwa Kaipunjal Asian Paints Limited 1.45 Grand Total 100.00
*Top 10 Holdings
Benchmark
Nifty 50
Fund Size
SIP - If you invested ` 10000 every month in RIF-NP
Month End: ` 132.99 Cr Since Inception 5 Years 3 Years 1 Year
Total Amount Invested (`) 940,000 600,000 360,000 120,000
NAV as on July 31, 2018 Market Value (`) 1,554,783 837,681 459,536 131,080
Growth Plan ` 18.9807 Scheme Return (%) 12.62 13.44 16.80 18.45
Quarterly Dividend Plan ` 18.9807 B: Nifty 50 (TRI) Return (%) 13.79 14.80 18.28 19.77
Half Yearly Dividend Plan ` 18.9807 AB: S&P BSE Sensex (TRI) Return (%) 14.02 15.07 19.43 24.12
Annual Dividend Plan ` 18.9807
Inception Date: September 28, 2010
Direct - Growth Plan ` 19.5057 installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
Direct - Quarterly Dividend Plan ` 19.5057 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Direct - Half Yearly Dividend Plan ` 19.5057 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Direct - Annual Dividend Plan ` 19.5057
Direct - Bonus Option ` 19.5057
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Volatility Measures
Industry Allocation
Beta 0.98
Banks 26.49%
Sharpe Ratio 0.09
Note: The above measures have been calculated using monthly rolling returns for 36 Software 13.22%
Portfolio Turnover (Times) 0.47 Finance 10.45%
Tracking Error@ 0.30 Consumer Non Durables 9.85%
Total Expense Ratio^ Auto 8.44%
Regular/Other than Direct 0.84 Construction Project 3.57%
Direct 0.29 Pharmaceuticals 3.13%
Power 1.99%
Load structure
Cement 1.87%
Entry Load: Nil AMFI Classification

before completion of 7 days from the date of allotment
of units. Nil, thereafter. Product Label

Investment in equity and equity related securities and portfolios replicating the
composition of the Nifty 50, subject to tracking errors.
*Investors should consult their financial advisors if in doubt about whether the
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available will be at Moderately High risk

Reliance Index Fund - Sensex Plan RIF-SP
Index Fund
Type of Scheme Mahindra & Mahindra Limited 2.31 Non - Ferrous Metals
An open ended scheme replicating/tracking S&P BSE Tata Motors Limited 1.51 Vedanta Limited 1.10
Sensex. Hero MotoCorp Limited 1.14 Oil
Banks Oil & Natural Gas Corporation Limited 1.24
Current Investment Philosophy HDFC Bank Limited* 11.77 Petroleum Products
ICICI Bank Limited* 5.17 Reliance Industries Limited* 10.16
The Scheme employs an investment approach designed
Kotak Mahindra Bank Limited* 4.10 Pharmaceuticals
to track the performance of S&P BSE Sensex Index. The
Scheme seeks to achieve this goal by investing in State Bank of India 2.99 Sun Pharmaceutical Industries Limited 1.62
securities constituting the S&P BSE Sensex Index in IndusInd Bank Limited 2.69 Power
same proportion as in the Index. Axis Bank Limited 2.66 NTPC Limited 1.26
Yes Bank Limited 1.79 Power Grid Corporation of India Limited 1.06
Construction Project Software
Date of Allotment
Larsen & Toubro Limited* 4.21 Infosys Limited* 6.88
September 28, 2010 Consumer Non Durables Tata Consultancy Services Limited* 5.13
ITC Limited* 6.72 Telecom - Services
Fund Manager Hindustan Unilever Limited 3.28 Bharti Airtel Limited 1.16
Asian Paints Limited 1.73 Equity Less Than 1% of Corpus 3.58
Payal Wadhwa Kaipunjal Ferrous Metals Cash and Other Receivables 1.35
Tata Steel Limited 1.16 Grand Total 100.00
Benchmark *Top 10 Holdings
S&P BSE Sensex
Fund Size SIP - If you invested ` 10000 every month in RIF-SP

Monthly Average: ` 7.29 Cr Since Inception 5 Years 3 Years 1 Year
Month End: ` 7.63 Cr
Market Value (`) 1,552,460 841,776 468,145 133,777
Scheme Return (%) 12.58 13.64 18.13 23.09
B: S&P BSE Sensex (TRI) Return (%) 14.02 15.07 19.43 24.12
AB: Nifty 50 (TRI) Return (%) 13.79 14.80 18.28 19.77
Quarterly Dividend Plan ` 18.5292
Half Yearly Dividend Plan ` 18.5292 Inception Date: September 28, 2010
Annual Dividend Plan ` 18.5292 Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
Bonus Option ` 18.5292 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Direct - Growth Plan ` 19.0088 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Direct - Quarterly Dividend Plan ` 19.0088 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Direct - Half Yearly Dividend Plan ` 19.0088
Direct - Annual Dividend Plan ` 19.0088 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Industry Allocation
Volatility Measures
Standard Deviation 3.91 Banks 31.17%
Beta 0.95
Software 12.87%
Sharpe Ratio 0.10
Note: The above measures have been calculated using monthly rolling returns for 36 Consumer Non Durables 11.74%
Auto 9.28%
Tracking Error@ 0.47
Finance 8.88%
Total Expense Ratio^ Construction Project 4.21%
Regular/Other than Direct 0.87 Power 2.32%
Direct 0.29 Pharmaceuticals 1.62%
Oil 1.24%
Load structure AMFI Classification
Entry Load: Nil
before completion of 7 days from the date of allotment Product Label
of units. Nil, thereafter. This product is suitable for investors who are seeking*:

composition of the sensex, subject to tracking errors.

Reliance Growth Fund RGF
Mid Cap Fund
Details as on July 31, 2018 Auto Ancillaries Industrial Products
Apollo Tyres Limited* 2.11 Cummins India Limited 1.00
Motherson Sumi Systems Limited 2.03 Minerals/Mining
Type of Scheme Banks NMDC Limited 1.80
State Bank of India 1.97 Mutual Fund units 0.29
Mid Cap Fund - An open ended equity scheme Reliance Mutual Fund 0.29
RBL Bank Limited 1.95
predominantly investing in mid cap stocks The Federal Bank Limited 1.89 Pharmaceuticals
City Union Bank Limited 1.43 Torrent Pharmaceuticals Limited 1.80
Current Investment Philosophy AU Small Finance Bank Limited 1.15 Sanofi India Limited 1.79
Yes Bank Limited 1.13 Divi's Laboratories Limited 1.16
The Fund endeavors to invest in mid cap companies Chemicals Power
that have the potential to substantially increase their Tata Chemicals Limited 2.04 CESC Limited 1.88
Construction NLC India Limited 1.58
profitability and have consistent track record. The fund JSW Energy Limited 1.45
Oberoi Realty Limited 1.90
focuses on identifying potential market leaders at an Retailing
early stage with a view to create long term alpha. The Engineers India Limited 1.01 Aditya Birla Fashion and Retail Limited* 2.06
fund attempts to identify growth stocks that are Consumer Durables Services
available at reasonable valuation, thus adopting a Orient Electric Limited* 2.31 Thomas Cook (India) Limited 1.52
Growth at Reasonable Price (GARP) style for investing. HSIL Limited 1.86 Software
Consumer Non Durables Info Edge (India) Limited* 2.97
Varun Beverages Limited* 3.91 Cyient Limited* 2.35
Date of Allotment Emami Limited 1.53 Textile Products
Berger Paints (I) Limited 1.14 SRF Limited 1.79
October 8, 1995 Finance Arvind Limited 1.13
Muthoot Finance Limited* 3.23 Textiles - Cotton
Bharat Financial Inclusion Limited* 2.92 Vardhman Textiles Limited* 2.58
Fund Manager TI Financial Holdings Limited* 2.48 Transportation
Bajaj Finserv Limited 1.58 Spicejet Limited 1.98
Manish Gunwani Max Financial Services Limited 1.58 Commercial Paper 0.79
Shriram City Union Finance Limited 1.56 Aditya Birla Finance Limited 0.36
Mahindra & Mahindra Financial Services Limited 1.51 Housing Development Finance Corporation Limited 0.35
Benchmark Cholamandalam Investment and Finance Company Limited 1.07 Tata Power Company Limited 0.07
Power Finance Corporation Limited 1.02 Equity Less Than 1% of Corpus 20.53
S&P BSE MidCap Gas Derivatives, Cash and Other Receivables 2.10
Gujarat State Petronet Limited 1.09 Grand Total 100.00
Fund Size *Top 10 Holding

Month End: ` 6,830.42 Cr SIP - If you invested ` 10000 every month in RGF
Since Inception 20 Years 15 Years 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 2,740,000 2,400,000 1,800,000 1,200,000 600,000 360,000 120,000
NAV as on July 31, 2018 Market Value (`) 70,401,413 37,060,980 7,458,693 2,635,153 878,094 432,681 117,969
Growth Plan ` 1,105.7769 Scheme Return (%) 23.52 23.23 17.23 15.10 15.37 12.53 -3.27
Dividend Plan ` 64.0830 B: S&P BSE Mid Cap (TRI) Return (%) N.A. N.A. N.A. 16.40 18.42 14.54 -3.11
AB: S&P BSE Sensex (TRI) Return (%) N.A. N.A. N.A. 13.82 15.07 19.43 24.12
Institutional - Dividend Plan ` 581.6643
N.A : Since TRI data is not available prior to 29/06/2007 & 31/05/2007 for S&P BSE Mid Cap & S&P BSE Sensex respectively, performance for such period is not provided.
Direct - Growth Plan ` 1,150.5334
Direct - Dividend Plan ` 80.7082 installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
Direct - Bonus Option ` 191.1453 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Volatility Measures stocks, thereby showing a true picture of returns.For scheme performance refer page 56-63.
Standard Deviation 4.80 For Fund manager wise scheme performance refer page 63-66.
Beta 0.96 Industry Allocation Dividend History
Sharpe Ratio 0.06
Note: The above measures have been calculated using monthly rolling returns for 36
Banks 10.39% 16-Mar-18 9.00 71.8640 62.8640
Portfolio Turnover (Times) 2.01 9-Mar-17 7.00 67.9187 60.9187
15-Mar-16 5.50 58.0985 52.5985
Total Expense Ratio^ Pharmaceuticals 6.63%
Regular/Other than Direct 2.02 Power 6.60% 16-Mar-18 9.00 87.9534 78.9534
Direct 1.50 Software 5.81% 09-Mar-17 7.00 80.9647 73.9647
15-Mar-16 5.50 67.7176 62.2176
Load structure Past performance may or may not be sustained in future. Pursuant to
Consumer Durables 5.48% dividend payment, NAV falls to the extent of payout & statutory levy (if
Entry Load: Nil applicable). Face Value-`10.
Textile Products 2.92%
completion of 1 year from the date of allotment of units. Textiles - Cotton 2.58%
AMFI Classification
Nil, thereafter.
Product Label

Investment in equity and equity related instruments through a research based approach

*Investors should consult their financial advisors if in doubt about whether the product is
Investors understand that their principal
suitable for them.

Reliance Focused Equity Fund (formerly known as Reliance Mid & Small Cap Fund) RFEF
Focused Fund
Details as on July 31, 2018 Company/Issuer % of Assets Company/Issuer % of Assets

Auto ICICI Securities Limited 2.19
Type of Scheme Tata Motors Limited* 3.82 Max Financial Services Limited 1.98
Maruti Suzuki India Limited 2.76 TI Financial Holdings Limited 1.80
An open ended Multi Cap Equity Scheme investing in Auto Ancillaries Gas
maximum 30 stocks
Motherson Sumi Systems Limited 1.37 GAIL (India) Limited* 4.23
Automotive Axles Limited 1.16 Hotels, Resorts And Other Recreational Activities
Current Investment Philosophy
Banks The Indian Hotels Company Limited 1.47
Reliance Focused Equity Fund is a multi cap fund which State Bank of India* 9.21 Industrial Capital Goods
enedeavours to invest in an active and concentrated HDFC Bank Limited* 7.34 GE Power India Limited 2.42
portfolio of upto 30 stocks across market capitalisation. ICICI Bank Limited* 5.22 Honeywell Automation India Limited 2.11
The fund adopts a combination of top-down and Yes Bank Limited* 3.75
bottom-up investment approach to identify sector and Siemens Limited 1.17
The Federal Bank Limited 2.71
stock weightage in the portfolio. The portfolio is well Petroleum Products
Cement
diversified across stocks & themes. Indian Oil Corporation Limited* 3.77
The India Cements Limited 1.89
The fund strategy revolves around – niche ideas, focus Software
on good quality companies and an optimal mix of Infosys Limited* 3.77
Larsen & Toubro Limited 2.99
Growth & Value plays. NCC Limited 1.71
Telecom - Services
Bharti Airtel Limited* 3.30
Consumer Non Durables
Commercial Paper 7.53
ITC Limited* 6.51
Housing Development Finance Corporation Limited 4.22
Date of Allotment Varun Beverages Limited 2.50
Ferrous Metals National Bank For Agriculture and Rural Development 1.55
December 26, 2006 Tata Steel Limited 2.05 Vedanta Limited 1.10
Finance Cholamandalam Investment and Finance Company Limited 0.66
Fund Manager SBI Life Insurance Company Limited 2.98 Equity Less Than 1% of Corpus 0.00
Bharat Financial Inclusion Limited 2.73 Cash and Other Receivables 1.18
Vinay Sharma Grand Total 100.00
Muthoot Finance Limited 2.34
*Top 10 Holdings
Benchmark
S&P BSE 500
Fund Size
Reliance Focused Large Cap Fund merged with Reliance Mid & Small Cap Fund and with few changes in attributes the scheme has been renamed as Reliance
Month End: ` 4,529.28 Cr Focused Equity Fund. In line with SEBI circular SEBI/HO/IMD/DF3/CIR/P/2018/69 dated Apr 12, 2018; SIP returns has not been provided. As such, the volatility
measures have also not been included as the same are calculated using monthly rolling returns for 36 months period.

Dividend Plan ` 22.1207 Banks 28.24%
Dividend Plan
Finance 14.03%
Direct - Dividend Plan ` 26.5650 01-Mar-18 2.50 24.5040 22.0040
Consumer Non Durables 9.02% 15-Mar-17 2.25 22.8984 20.6484
Total Expense Ratio^ Auto 6.58% 28-Mar-16 1.20 18.3030 17.1030
Regular/Other than Direct 2.09 Industrial Capital Goods 5.70% Direct - Dividend Plan
Construction Project 4.70% 01-Mar-18 2.50 28.8181 26.3181
Direct 1.36
Gas 4.23%
15-Mar-17 2.25 26.2741 24.0241
28-Mar-16 1.20 20.6443 19.4443
Load structure Software 3.77%
Past performance may or may not be sustained in future. Pursuant to
Entry Load: Nil dividend payment, NAV falls to the extent of payout & statutory levy (if
Telecom - Services 3.30%
Exit Load: 1% if redeemed or switched out on or before AMFI Classification
Nil, thereafter.
Product Label

Investment in equity and equity related securities including derivatives
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the product is
suitable for them. will be at Moderately High risk
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available

Reliance Small Cap Fund RSCF
Small Cap Fund
Details as on July 31, 2018 Auto Ancillaries Industrial Capital Goods
LG Balakrishnan & Bros Limited* 1.66 Bharat Electronics Limited 1.36
Type of Scheme Tube Investments of India Limited 1.13 Apar Industries Limited 1.16
Banks Honda Siel Power Products Limited 1.10
An open ended Equity Scheme predominantly investing Industrial Products
in small cap stocks RBL Bank Limited* 1.99
Karur Vysya Bank Limited 1.28 Carborundum Universal Limited 1.12
HDFC Bank Limited 1.14 Miscellaneous
Current Investment Philosophy Seya Industries Limited 1.15
Cement
The fund attempts to generate relatively better risk Paper
Birla Corporation Limited 1.50
adjusted returns by focusing on the smaller West Coast Paper Mills Limited* 1.60
The India Cements Limited 1.02
Pharmaceuticals
capitalization companies. Small cap stocks, for the Orient Cement Limited 1.02
purpose of the fund are defined as stocks whose Chemicals FDC Limited 1.20
market capitalization is below top 250 companies in Navin Fluorine International Limited* 2.17 Power
terms of full market capitalization. Small cap companies Deepak Nitrite Limited* 2.14 Kalpataru Power Transmission Limited 1.35
are potential mid caps of tomorrow and offer twin Atul Limited 1.22 Software
advantage of high growth prospects & relatively lower Construction Cyient Limited* 2.02
valuation. The fund focuses on identifying good growth ITD Cementation India Limited 1.10 Intellect Design Arena Limited 1.13
businesses with reasonable size, quality management Construction Project Telecom - Equipment & Accessories
and rational valuation. The investment approach adopts Sterlite Technologies Limited* 1.67
Ashoka Buildcon Limited 1.06
prudent risk management measures like margin of Vindhya Telelinks Limited 1.53
Consumer Durables
safety and diversification across sectors & stocks with Tejas Networks Limited 1.51
VIP Industries Limited* 2.52
a view to generate relatively better risk adjusted Textile Products
Orient Electric Limited* 1.78
performance over a period of time. Arvind Limited 1.08
Bajaj Electricals Limited 1.44
HSIL Limited 1.04
Bahadur Chand Investments Pvt Limited 2.13
Date of Allotment Consumer Non Durables Vedanta Limited 1.78
Zydus Wellness Limited* 2.45 Housing Development Finance Corporation Limited 1.36
September 16, 2010
United Breweries Limited 1.50 Barclays Investments & Loans (India) Private Limited 0.36
Radico Khaitan Limited 1.15 Aditya Birla Finance Limited 0.36
Fund Manager Finance Equity Less Than 1% of Corpus 39.50
Magma Fincorp Limited 1.48 Cash and Other Receivables 1.35
Samir Rachh
GIC Housing Finance Limited 1.16 Grand Total 100.00
Dhrumil Shah (Co-Fund Manager)
*Top 10 Holdings
Benchmark SIP - If you invested ` 10000 every month in RSCF

S&P BSE SmallCap Since Inception 5 Years 3 Years 1 Year
Market Value (`) 2,671,140 1,118,135 471,175 116,485
Fund Size Scheme Return (%) 25.50 25.42 18.60 -5.64
Monthly Average: ` 6,751.50 Cr B: S&P BSE Small Cap (TRI) Return (%) 15.96 18.32 14.59 -9.02
AB: S&P BSE Sensex (TRI) Return (%) 13.92 15.07 19.43 24.12
Month End: ` 7,018.87 Cr Inception Date: September 16, 2010
NAV as on July 31, 2018 installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
Growth Plan ` 42.2722 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Dividend Plan ` 30.1624 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Volatility Measures Consumer Durables 9.58% Dividend Plan
Standard Deviation 5.68 Consumer Non Durables 8.66% 07-Feb-18 3.00 35.9501 32.9501
Beta 0.97 Industrial Capital Goods 8.55%

28-Mar-16 1.20 19.8299 18.6299
Sharpe Ratio 0.17 24-Mar-15 2.00 21.3040 19.3040
Chemicals 6.99%
Note: The above measures have been calculated using monthly rolling returns for 36 Direct - Dividend Plan
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). Banks 5.73%
07-Feb-18 3.00 37.8948 34.8948
Industrial Products 5.56% 28-Mar-16 1.20 20.4064 19.2064
Finance 5.05% 24-Mar-15 2.00 21.6887 19.6887
Total Expense Ratio^ Cement 4.87% Past performance may or may not be sustained in future. Pursuant to
Regular/Other than Direct 2.31 Telecom - Equipment & Accessories 4.71% applicable). Face Value-`10.
Direct 1.16 Software 4.69%
AMFI Classification
Load structure
Product Label
Entry Load: Nil
Nil, thereafter. Long term capital growth
Investment in equity and equity related securities of small cap companies


Reliance Value Fund (formerly known as Reliance Regular Savings Fund - Equity Option) RVALUEF
Value Fund
Portfolio as on July 31, 2018 Auto Bajaj Finance Limited 1.97
Tata Motors Limited 1.79 Bharat Financial Inclusion Limited 1.80
Type of Scheme Maruti Suzuki India Limited 1.49 Max Financial Services Limited 1.15
An open ended Equity Scheme following a value Auto Ancillaries Hotels, Resorts And Other Recreational Activities
investment strategy Motherson Sumi Systems Limited 1.68 EIH Limited 2.18
Banks The Indian Hotels Company Limited 1.74
Current Investment Philosophy HDFC Bank Limited* 6.99 Industrial Capital Goods
State Bank of India* 3.94 Honeywell Automation India Limited* 3.84
Value investment strategy with an aim to participate in
Yes Bank Limited* 2.80 GE Power India Limited 2.46
investment opportunities across all sectors and market
capitalization. Fund endeavors to invest in undervalued Kotak Mahindra Bank Limited 2.55 CG Power and Industrial Solutions Limited 1.38
stocks having the potential to deliver long term ICICI Bank Limited 1.67 Mutual Fund units
relatively better risk-adjusted returns. Undervalued The Federal Bank Limited 1.36 Reliance Mutual Fund 0.45
stocks will be identified based on the evaluation of Cement Non - Ferrous Metals
various factors including but not limited to stock Grasim Industries Limited* 2.68 Vedanta Limited 1.12
valuation, financial strength, cash flows, company’s NCL Industries Limited 1.05 Petroleum Products
competitive advantage, business prospects and Chemicals Indian Oil Corporation Limited 1.31
earnings potential. Linde India Limited 1.32 Pharmaceuticals
Construction Torrent Pharmaceuticals Limited 2.30
Date of Allotment The Phoenix Mills Limited 2.42 Divi's Laboratories Limited 2.13
Construction Project Power
June 8, 2005 Larsen & Toubro Limited* 3.71 Reliance Infrastructure Limited 1.04
KEC International Limited 2.01 Software
Fund Manager Consumer Non Durables HCL Technologies Limited* 3.39
Bombay Burmah Trading Corporation Limited* 2.91 Infosys Limited* 3.09
Meenakshi Dawar
ITC Limited 2.16 Intellect Design Arena Limited 1.89
Ferrous Metals Commercial Paper 1.52
Benchmark Tata Steel Limited 1.26 Aditya Birla Finance Limited 1.52
S&P BSE Enhanced Value Index
TI Financial Holdings Limited* 2.58 Cash and Other Receivables 1.64
Muthoot Finance Limited 2.55 Grand Total 100.00
Fund Size
*Top 10 Holdings
Monthly Average: ` 3,187.77 Cr SIP - If you invested ` 10000 every month in RVALUEF
Market Value (`) 4,651,315 2,679,195 885,833 442,194 121,670
NAV as on July 31, 2018 Scheme Return (%) 15.27 15.41 15.73 14.06 2.72
Growth Plan ` 73.4515 B: S&P BSE Enhanced Value Index (TRI) Return (%) N.A. 9.29 8.98 8.66 -17.49
Inception Date: June 8, 2005
N.A: Since TRI data is not available prior to 31/12/2007 & 31/05/2007 for S&P Enhanced Value & S&P BSE Sensex respectively, performance for such period is not provided.
Direct - Dividend Plan ` 31.8344 Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
Volatility Measures uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Standard Deviation 5.03 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Beta 0.62 stocks, thereby showing a true picture of returns.
Sharpe Ratio 0.06 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). Industry Allocation Dividend History
Portfolio Turnover (Times) 0.88 Banks 20.24% Dividend Plan
Finance 11.50% 01-Mar-18 2.50 26.6708 24.1708
Total Expense Ratio^ 15-Mar-17 2.25 24.2904 22.0404
Industrial Capital Goods 10.52%
Regular/Other than Direct 2.07 23-Mar-16 3.50 22.7094 19.2094
Software 8.37%
Direct 1.57 Construction Project 5.72%
01-Mar-18 2.50 33.9294 31.4294
Consumer Non Durables 5.43% 15-Mar-17 2.25 30.0766 27.8266
Load structure
Pharmaceuticals 5.20% 23-Mar-16 3.50 27.1014 23.6014
Entry Load: Nil
Auto 4.91%
Past performance may or may not be sustained in future. Pursuant
Exit Load: 1% if redeemed or switched out on or before to dividend payment, NAV falls to the extent of payout & statutory levy (if
completion of 1 year from the date of allotment of units. Cement 4.11%
Nil, thereafter. Hotels, Resorts And Other
3.93%
Recreational Activities
AMFI Classification
Product Label

Investment in equity and equity related securities

Reliance Multi Cap Fund (formerly known as Reliance Equity Opportunities Fund) RMCF
Multi Cap Fund
Tata Motors Limited 1.90 Honeywell Automation India Limited* 3.03
Type of Scheme Auto Ancillaries GE T&D India Limited* 2.89
Bosch Limited 1.91 ABB India Limited 1.35
An open ended equity scheme investing across large
Banks
cap, mid cap, small cap stocks Kennametal India Limited 1.30
State Bank of India* 9.05 Triveni Turbine Limited 1.14
Axis Bank Limited* 3.56
Current Investment Philosophy Industrial Products
HDFC Bank Limited* 3.36
Cummins India Limited 2.72
ICICI Bank Limited* 3.26
It is a multi-cap, trend based fund with the flexibility to Bharat Forge Limited 2.58
Cement
be overweight in a particular sector or market caps Petroleum Products
Birla Corporation Limited 1.21
depending on the potential & opportunities as they Reliance Industries Limited* 3.17
Chemicals
arise. Investment in large caps may help to capture Bharat Petroleum Corporation Limited 2.31
market movements & ensures liquidity in volatile times Linde India Limited 1.78
Construction Pharmaceuticals
while exposure to niche themes (primarily mid/small
Simplex Infrastructures Limited 1.27 Divi's Laboratories Limited* 3.54
cap companies) having scalable business models
offers alpha creation possibilities. The investment in Construction Project Dr. Reddy's Laboratories Limited 2.62
the emerging businesses can be further categorized as: Larsen & Toubro Limited 2.41 Sun Pharmaceutical Industries Limited 1.17
NCC Limited 1.17 Retailing
l Quality Mid cap plays with a track record and Engineers India Limited 1.03 Shoppers Stop Limited 2.73
scalable business models Consumer Non Durables Aditya Birla Fashion and Retail Limited 2.63
l Emerging or niche themes with sustainable ITC Limited 2.79 Trent Limited 1.55
competitive advantages Ferrous Metals Software
Tata Steel Limited 2.61
l Deep Value Component –> Deep Value Stocks - Infosys Limited* 3.37
Finance
Currently mispriced by markets due to non- Transportation
fundamental reasons Max Financial Services Limited 2.76
VRL Logistics Limited 2.01
Housing Development Finance Corporation Limited 1.02
Hotels, Resorts And Other Recreational Activities Equity Less Than 1% of Corpus 9.61
Date of Allotment The Indian Hotels Company Limited* 5.14 Cash and Other Receivables 1.96
EIH Limited 2.10 Grand Total 100.00
March 28, 2005 *Top 10 Holdings
Fund Manager
SIP - If you invested ` 10000 every month in RMCF
Sailesh Raj Bhan
Benchmark
Market Value (`) 4,916,438 2,813,696 817,385 421,989 120,412
S&P BSE 500 Scheme Return (%) 15.63 16.33 12.44 10.78 0.67
B: S&P BSE 500 (TRI) Return (%) N.A. 14.64 15.93 17.60 12.21
Fund Size AB: S&P BSE Sensex (TRI) Return (%) N.A. 13.82 15.07 19.43 24.12
Monthly Average: ` 9,375.99 Cr Inception Date: March 28, 2005
Month End: ` 9,731.64 Cr N.A: Since TRI data is not available prior to 29/06/2007 & 31/05/2007 for S&P BSE 500 & S&P BSE Sensex respectively, performance for such period is not provided.
NAV as on July 31, 2018 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Growth Plan ` 91.9019 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Dividend Plan ` 28.9722 stocks, thereby showing a true picture of returns.
Banks 19.23%
Dividend Plan
Volatility Measures Industrial Capital Goods 12.79% 23-Mar-18 4.75 32.8016 28.0516
Standard Deviation 4.56 17-Mar-17 3.00 31.6909 28.6909
Beta 1.03 23-Mar-16 2.75 29.1413 26.3913
Hotels, Resorts And Other
Sharpe Ratio 0.02 Recreational Activities 7.23%
Note: The above measures have been calculated using monthly rolling returns for 36 Retailing 6.91%
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). 23-Mar-18 4.75 40.0800 35.3300
Petroleum Products 6.58% 17-Mar-17 3.00 37.7756 34.7756
Portfolio Turnover (Times) 0.83 Industrial Products 5.78% 23-Mar-16 2.75 33.9657 31.2157
Total Expense Ratio^ Construction Project 5.03% Past performance may or may not be sustained in future.
Regular/Other than Direct 2.00 Software 4.26%
statutory levy (if applicable). Face Value-`10.
Direct 1.51 Finance 3.78%
AMFI Classification
Load structure
Product Label
Entry Load: Nil
Nil, thereafter.
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the product
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available is suitable for them. will be at Moderately High risk

Reliance Equity Hybrid Fund (formerly known as Reliance Regular Savings Fund - Balanced Option) REHF
Aggressive Hybrid Fund Portfolio as on July 31, 2018
Details as on July 31, 2018 Company/Issuer Rating % of Assets Telecom - Services

Equity Bharti Airtel Limited 2.14
Type of Scheme Auto Debt
An open ended hybrid scheme investing predominantly Tata Motors Limited 2.64 Corporate Bond 18.74
in equity and equity related instruments Maruti Suzuki India Limited 2.40 Reliance Commercial Finance Limited CARE AA+ 5.34
Auto Ancillaries Yes Bank Limited ICRA AA 4.66
Current Investment Philosophy Motherson Sumi Systems Limited 1.09 Reliance Capital Limited CARE AA+ 2.11
Banks Punjab National Bank FITCH A+ 1.87
Reliance Equity Hybrid Fund endeavors to generate relatively HDFC Bank Limited* 8.27 U.P. Power Corporation Limited CRISIL 1.28
better risk adjusted returns by investing in a combination of ICICI Bank Limited* 3.47 A+(SO)/FITCH
Equities and Fixed Income instruments. The fund attempts to State Bank of India* 2.98 AA(SO)
optimize the benefit of Equity Growth potential with relative Cement Reliance Home Finance Limited CARE AA 1.12
stability of fixed income investments. On the equity space the Grasim Industries Limited* 5.77 Shriram Transport Finance Company Limited CRISIL AA+ 0.73
fund aims to maintains a large cap oriented portfolio with a Construction Project Capri Global Capital Limited CARE A+ 0.70
tactical exposure to emerging leaders to generate alpha. The RMZ Buildcon Private Limited ICRA 0.28
Larsen & Toubro Limited* 3.03
fixed income strategy is focused on generating higher accrual BBB+(SO)
through investments in high quality instruments with a SBI Cards & Payment Services Pvt Limited CRISIL AAA 0.24
ITC Limited 2.43
moderate duration. Manappuram Finance Limited CRISIL AA- 0.18
Ferrous Metals
JSW Steel Limited* 2.67 Reliance General Insuarance Company Ltd CARE AA 0.17
Date of Allotment Tata Steel Limited 2.44 Bank of Baroda CARE AA 0.03
Finance Jamnagar Utilities & Power Private Limited CRISIL AAA 0.02
June 08, 2005 Power Finance Corporation Limited CRISIL AAA 0.00
Bharat Financial Inclusion Limited* 2.99
Government Bond 0.11
Fund Manager Housing Development Finance Corporation 2.89
Limited* Government of India SOV 0.11
Sanjay Parekh, Amit Tripathi PNB Housing Finance Limited 1.10 State Government Bond 0.01
Non - Ferrous Metals State Government Securities SOV 0.01
Benchmark Zero Coupon Bond 4.22
Vedanta Limited 1.27
Crisil Hybrid 35+65 - Aggressive Index Petroleum Products Morgan Credits Private Limited CARE A- 3.97
Reliance Industries Limited* 3.77 Avantha Realty Limited UNRATED 0.25
Fund Size Indian Oil Corporation Limited 1.63 InvIT
Pharmaceuticals IRB InvIT Fund 1.26
Monthly Average: ` 13,763.01 Cr Aurobindo Pharma Limited 1.25 Equity Less Than 1% of Corpus 12.79
Software Cash & Other Receivables 3.95
Infosys Limited* 4.71 Grand Total 100.00
*Top 10 Holdings
NAV as on July 31, 2018 For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66
Dividend Plan ` 17.5446 Rating Profile Asset Allocation
Monthly Dividend Plan ` 11.0252 Equity, 71.44% Equity, 71.44%
Quarterly Dividend Plan ` 15.2251 InvIT, 1.26% Cash & Other Receivables, 4.23%
Unrated, 0.25% State Government Bond, 0.01%
Direct - Growth Plan ` 59.4945 Government Bond, 0.11%
A+/A/A-/A1, 7.26%
Direct - Dividend Plan ` 22.3974 AA-, 0.18% InvIT, 1.26%
Direct - Monthly Dividend Plan ` 11.3972 AA, 6.54%
Direct - Quarterly Dividend Plan ` 15.6890

AA+, 8.18%
AAA/SOV/A1+/Cash &
Volatility Measures Other Receivables, 4.61% Corporate Bond, 18.74%
BBB+, 0.28%
Beta 1.15 Dividend History
Industry Allocation
Sharpe Ratio 0.12 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Note: The above measures have been calculated using monthly rolling returns for 36 Dividend Plan
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). Banks 16.19% 24-Jul-18 0.13 17.3609 17.2109
22-Jun-18 0.13 17.3690 17.2190
24-May-18 0.13 17.4541 17.3041
Portfolio Turnover (Times) 1.66 Finance 9.71%
24-Jul-18 0.13 22.1166 21.9666
Average Maturity 2.46 years Cement 6.14% 22-Jun-18 0.13 22.0612 21.9112
Modified Duration 1.69 years 24-May-18 0.13 22.1039 21.9539
Auto 6.02% Monthly Dividend Plan
Yield to Maturity* 9.61% 16-Jul-18 0.09 10.7403 10.6403
Petroleum Products 5.75% 15-Jun-18 0.09 10.9634 10.8634
15-May-18 0.09 11.1381 11.0381
Total Expense Ratio^ Direct - Monthly Dividend Plan
Ferrous Metals 5.11% 16-Jul-18 0.09 11.0937 10.9937
15-Jun-18 0.09 11.3089 11.2089
Direct 0.84 Software 4.88% 15-May-18 0.09 11.4714 11.3714
Quarterly Dividend Plan
Construction Project 4.09% 15-Jun-18 0.35 15.2620 14.8620
Load structure 15-Mar-18 0.40 15.4146 15.0146
Entry Load: Nil Pharmaceuticals 2.54% 15-Dec-17 0.40 16.1564 15.7564
Direct - Quarterly Dividend Plan
Exit Load: 10% of the units allotted shall be redeemed without Consumer Non 15-Jun-18 0.35 15.6903 15.2903
2.43%
any exit load, on or before completion of 12 months from the date Durables 15-Mar-18 0.40 15.7777 15.3777
of allotment of units. Any redemption in excess of such limit in AMFI Classification 15-Dec-17 0.40 16.4678 16.0678
the first 12 months from the date of allotment shall be subject to Past performance may or may not be sustained in future.
the following exit load. Redemption of units would be done on Pursuant to dividend payment, NAV falls to the extent of payout &
First in First out Basis (FIFO): statutory levy (if applicable). Face Value-`10.
• 1% if redeemed or switched out on or before completion of 12 Product Label
months from the date of allotment of units.
• Nil, thereafter. This product is suitable for investors who are seeking*:
*excluding other receivables
YTM including other receivables: 8.28% Long term capital growth
Average Maturity, Modified Duration & YTM details provided for
Investment in equity and equity related instruments and fixed income instruments
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the product is
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available suitable for them. Investors understand that their principal

Reliance Equity Savings Fund RESF
Equity Savings Portfolio as on July 31, 2018
Company/Issuer Instrument/Rating % of Assets Company/Issuer Instrument/Rating % of Assets
Details as on July 31, 2018 Equity TV18 Broadcast Limited Media & Entertainment 0.01
Non Hedge Coal India Limited Minerals/Mining 0.07
Type of Scheme Tata Motors Limited Auto 1.34 Vedanta Limited Non - Ferrous Metals 0.68
Maruti Suzuki India Limited Auto 1.20 National Aluminium Company Limited Non - Ferrous Metals 0.46
An open ended scheme investing in equity, arbitrage Hero MotoCorp Limited Auto 0.34 Reliance Industries Limited* Petroleum Products 2.29
Motherson Sumi Systems Limited Auto Ancillaries 0.72 Indian Oil Corporation Limited Petroleum Products 0.70
and debt. Federal-Mogul Goetze (India) Limited. Auto Ancillaries 0.37 Hindustan Petroleum Corporation Limited Petroleum Products 0.13
HDFC Bank Limited* Banks 4.96 Aurobindo Pharma Limited Pharmaceuticals 0.56
Current Investment Philosophy ICICI Bank Limited* Banks 1.98 Sun Pharmaceutical Industries Limited Pharmaceuticals 0.46
State Bank of India* Banks 1.43 Cipla Limited Pharmaceuticals 0.08
Reliance Equity Savings Fund seeks to invest in Kotak Mahindra Bank Limited Banks 0.52 JSW Energy Limited Power 0.42
combination of Active Equities, Arbitrage Opportunities RBL Bank Limited Banks 0.37 NLC India Limited Power 0.18
and Fixed Income securities. The fund endeavors to Yes Bank Limited Banks 0.14 Infosys Limited* Software 2.36
Grasim Industries Limited* Cement 3.30 Intellect Design Arena Limited Software 0.15
capture the Equity growth potential along with Bharti Airtel Limited Telecom - Services 1.26
The India Cements Limited Cement 0.18
moderate volatility & regular income through Larsen & Toubro Limited* Construction Project 1.81 Indian Terrain Fashions Limited Textile Products 0.38
investment in arbitrage opportunities and fixed income Sadbhav Engineering Limited Construction Project 0.37 Non-Hedge Total 40.09
securities. The fund attempts to provide higher growth Sadbhav Infrastructure Project Limited Construction Project 0.37 Hedge Total 26.74
potential than debt funds due to moderate equity ITC Limited Consumer Non Durables 1.15 Corporate Bonds
exposure and relatively lower volatility than equity United Spirits Limited Consumer Non Durables 0.43 Yes Bank Limited ICRA AA 5.44
United Spirits Limited Consumer Non Durables 0.00 Reliance Commercial Finance Limited CARE AA+ 3.15
funds through allocation to fixed income instruments & Reliance Capital Limited CARE AA+ 2.84
arbitrage opportunities. JSW Steel Limited* Ferrous Metals 1.37
Tata Steel Limited Ferrous Metals 1.12 Punjab National Bank FITCH A+ 2.73
Bharat Financial Inclusion Limited* Finance 2.10 RMZ Buildcon Private Limited ICRA BBB+(SO) 1.90
Housing Development Finance Corporation Limited* Finance 1.34 Shriram Transport Finance Company Limited CRISIL AA+ 0.90
Date of Allotment HDFC Standard Life Insurance Company Limited Finance 0.53 Reliance Home Finance Limited CARE AA 0.89
PNB Housing Finance Limited Finance 0.47 Renew Power Limited CARE A+ 0.76
May 30, 2015 Manappuram Finance Limited CRISIL AA- 0.53
Aditya Birla Capital Limited Finance 0.44
Max Financial Services Limited Finance 0.39 Zero Coupon Bond
Fund Manager Bajaj Finance Limited Finance 0.30 Morgan Credits Private Limited CARE A- 3.84
Siemens Limited Industrial Capital Goods 0.37 CBLO 1.22
Sanjay Parekh, Anju Chhajer Cochin Shipyard Limited Industrial Capital Goods 0.19 Net Current Assets and Liabilities 8.97
UFO Moviez India Limited Media & Entertainment 0.29 Grand Total 100.00
Benchmark *Top 10 Holdings
40% of Crisil Liquid Fund Index + 30% of Crisil Short
Term Bond Fund Index + 30% of Nifty 50 SIP - If you invested ` 10000 every month in RESF
Since Inception 3 Year 1 Year
Fund Size Total Amount Invested (`) 390,000 360,000 120,000
Market Value (`) 448,998 410,938 122,682
Monthly Average: ` 2,630.53 Cr Scheme Return (%) 8.78 8.94 4.37
B: Custom Benchmark* Return (%) 13.76 14.38 15.34
AB: S&P BSE Sensex (TRI) Return (%) 18.26 19.43 24.12
Inception Date: May 30, 2015
*40% Crisil Liquid Fund Index + 30% Crisil Short Term Bond Fund Index + 30% Nifty 50 (TRI)
Growth Plan ` 12.7901 Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in
the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly
Dividend Plan ` 11.7613 subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Monthly Dividend Plan ` 11.1289 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index stocks, thereby
Quarterly Dividend Plan ` 11.1321 showing a true picture of returns.
Rating Profile Asset Allocation
Direct - Monthly Dividend Plan ` 11.5857 Equity, 66.86%
Equity, 66.86%
Direct - Quarterly Dividend Plan ` 11.5863 A+/A/A-/A1, 7.33%
Direct - Bonus Option ` 13.2611 AA-, 0.53%
AA, 6.33% Cash & Other Receivables, 10.16%
Volatility Measures AA+, 6.89% Zero Coupon Bond, 3.84%

Standard Deviation 1.78 AAA/SOV/A1+/Cash &
Other Receivables, 10.16%
Beta 3.62 BBB+, 1.90%
Corporate Bond, 19.14%
Sharpe Ratio 0.05

months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). Industry Allocation Dividend History
Portfolio Turnover (Times) 6.24 Dividend Plan
Banks 12.03%
Average Maturity 1.28 Years 26-Mar-18
1.00 12.4426 11.4426
8.47%
Modified Duration 0.88 Years Finance 26-Mar-18 1.00 12.8542 11.8542
6.19% Monthly Dividend Plan
Yield to Maturity 9.86% Auto
23-Jul-18 0.07 11.0876 11.0076
Pharmaceuticals 4.74% 25-Jun-18 0.07 11.0772 10.9972
28-May-18 0.07 11.1740 11.0940
Total Expense Ratio^ 3.81% Direct - Monthly Dividend Plan
Ferrous Metals
23-Jul-18 0.07 11.5375 11.4575
Regular/Other than Direct 2.07 3.80% 25-Jun-18 0.07 11.5159 11.4359
Cement
Direct 1.17 28-May-18 0.07 11.6049 11.5249
Software 3.77% Quarterly Dividend Plan
19-Jun-18 0.22 11.1908 10.9408
Load structure Petroleum Products 3.62% 19-Mar-18 0.25 11.2689 11.0189
19-Dec-17 0.25 11.7219 11.4719
Entry Load: Nil Construction Projects 2.55% Direct - Quarterly Dividend Plan
19-Jun-18 0.22 11.6260 11.376
Exit Load: 10% of the units allotted shall be redeemed without any Power 2.01% 19-Mar-18 0.25 11.6646 11.4146
19-Dec-17 0.25 12.0877 11.8377
exit load, on or before completion of 12 months from the date of AMFI Classification
allotment of units. Any redemption in excess of such limit in the first Past performance may or may not be sustained in future. Pursuant to
12 months from the date of allotment shall be subject to the following dividend payment, NAV falls to the extent of payout & statutory levy (if
exit load. Redemption of units would be done on First in First out
Basis (FIFO): Product Label
months from the date of allotment of units. This product is suitable for investors who are seeking*:
• Nil, thereafter. Income and capital appreciation over long term
Average Maturity, Modified Duration & YTM details provided for Investment predominantly in arbitrage opportunities between cash & derivative
market and in unhedged equity

Reliance Banking Fund RBF
Sector Fund Portfolio as on July 31, 2018
Details as on July 31, 2018
Type of Scheme Banks Reliance Capital Limited* 4.01
An open ended equity scheme investing in Banking sector. HDFC Bank Limited* 13.60 SBI Life Insurance Company Limited 2.63
ICICI Bank Limited* 12.18 Magma Fincorp Limited 2.59
Current Investment Philosophy State Bank of India* 10.15 Muthoot Finance Limited 2.56
Reliance Banking fund is a focused banking and financial services sector Axis Bank Limited* 6.49 Max Financial Services Limited 2.37
oriented fund investing across market caps within the sector. The fund is well Yes Bank Limited* 3.81 Equitas Holdings Limited 1.91
diversified across sub segments like Private Banks, PSUs, NBFCs, Housing Fin The Federal Bank Limited* 3.63 Shriram City Union Finance Limited 1.61
Co’s, Broking houses, etc. The fund endeavors to generate superior alpha RBL Bank Limited* 3.22 Aditya Birla Capital Limited 1.52
through active fund management. The alpha generation is attempted through Bank of Baroda 3.08 ICICI Prudential Life Insurance Company Limited 1.37
tactical allocation across various sub segments and differentiated investment Canara Bank 2.34 HDFC Asset Management Company Limited 1.15
ideas. The fund thus attempts to lower risk through diversification while DCB Bank Limited 1.58 Commercial Paper 0.33
retaining the alpha creation potential. Karur Vysya Bank Limited 1.24 Chennai Petroleum Corporation Limited 0.33
Date of Allotment Bharat Financial Inclusion Limited* 5.77 Cash and Other Receivables 3.27
May 26, 2003 PNB Housing Finance Limited* 4.23 Grand Total 100.00
Vinay Sharma For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Benchmark Volatility Measures
Nifty Bank Standard Deviation 5.18 Beta 0.88 Sharpe Ratio 0.15
Fund size Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018).
Dividend History
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
NAV as on July 31, 2018 Dividend Plan Direct - Dividend Plan
Growth Plan ` 279.3804 Direct - Growth Plan ` 289.5072 9-Feb-18 6.25 58.6318 52.3818 9-Feb-18 6.25 71.1748 64.9248
Dividend Plan ` 55.2846 Direct - Dividend Plan ` 68.7721 10-Feb-17 5.00 51.0340 46.0340 10-Feb-17 5.00 60.4012 55.4012
Bonus Option ` 279.3804 Direct - Bonus Option ` 289.5072 12-Feb-16 4.00 39.4222 35.4222 12-Feb-16 4.00 45.5932 41.5932
Portfolio Turnover (Times) 1.40 Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Total Expense Ratio^ Product Label
Regular/Other than Direct 2.13 This product is suitable for investors who are seeking*:
Direct 1.52
Load structure Long term capital growth
Entry Load: Nil Investment in equity and equity related securities of companies in banking sector
Exit Load: 1% if redeemed or switched out on or before completion of 1 and companies engaged in allied activities related to banking sector
year from the date of allotment of units. Nil, thereafter.
Special Feature: Reliance Any Time Money Card product is suitable for them. Investors understand that their principal
will be at High risk
Reliance Power & Infra Fund (formerly known as Reliance Diversified Power Sector Fund) RPIF
Thematic Fund Portfolio as on July 31, 2018
Type of Scheme Company/Issuer % of Assets Company/Issuer % of Assets
Cement Industrial Products
An Open Ended Equity Scheme investing in power & ACC Limited 1.53 KSB Pumps Limited 3.13
infrastructure sectors Birla Corporation Limited 1.06 Cummins India Limited 2.66
Current Investment Philosophy Construction Kirloskar Pneumatic Company Limited 2.15
ITD Cementation India Limited 1.28 Kirloskar Brothers Limited 1.68
It is an investment opportunity to participate in India’s capex PNC Infratech Limited 1.15 Power
growth by investing in securities of companies in power and infra Construction Project PTC India Limited* 4.82
sectors. The portfolio has an adequate diversification within the
Larsen & Toubro Limited* 8.90 Torrent Power Limited* 3.94
power and infra sectors by spreading investment over a large
range of companies. The fund provides opportunity within these KEC International Limited* 7.93 NTPC Limited* 3.38
sectors, with focused approach and flexibility to invest in NCC Limited 2.42 Kalpataru Power Transmission Limited 3.10
Transportation, Energy, Resources, Communication and other Ferrous Metals Power Grid Corporation of India Limited 2.55
power and infrastructure allied companies. The portfolio is Jindal Stainless (Hisar) Limited* 4.52 NLC India Limited 1.04
focused on creating long term risk adjusted return. Industrial Capital Goods Telecom - Equipment & Accessories
GE Power India Limited* 6.11 Sterlite Technologies Limited* 3.35
Date of Allotment Apar Industries Limited* 3.98 Telecom - Services
Thermax Limited* 3.20 Bharti Airtel Limited 2.37
May 8, 2004 Siemens Limited 3.18 Transportation
Fund Manager Voltamp Transformers Limited 2.24 Spicejet Limited 1.02
CG Power and Industrial Solutions Limited 1.94 Equity Less Than 1% of Corpus 9.53
Sanjay Doshi Bharat Electronics Limited 1.77 Cash and Other Receivables 2.40
Benchmark RITES Limited 1.67 Grand Total 100.00
Nifty Infrastructure Index *Top 10 Holdings
Fund size For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Volatility Measures
Standard Deviation 5.82 Beta 0.94 Sharpe Ratio 0.06
Growth Plan ` 101.5606 Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018).
Dividend Plan ` 31.4878 Dividend History
Direct - Growth Plan ` 105.0945 Direct - Dividend Plan
Dividend Plan
Direct - Dividend Plan ` 33.0956 16-Feb-18 4.00 42.1662 38.1662
16-Feb-18 4.00 40.4197 36.4197
Direct - Bonus Option ` 105.0945 17-Feb-17 3.25 33.6162 30.3662 17-Feb-17 3.25 34.6994 31.4494
Portfolio Turnover (Times) 0.63 19-Feb-16 2.75 27.0783 24.3283 19-Feb-16 2.75 27.6853 24.9353
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Regular/Other than Direct 2.22 Product Label
Direct 1.74 This product is suitable for investors who are seeking*:
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion Investment in equity and equity related securities of companies engaged in or
of 1 year from the date of allotment of units. Nil, thereafter. allied activities to the power and infrastucture space.
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the Investors understand that their principal
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available product is suitable for them. will be at High risk

Reliance Consumption Fund (formerly known as Reliance Media & Entertainment Fund) RCF
Thematic Fund Portfolio as on July 31, 2018
Auto Hotels, Resorts And Other Recreational Activities
Type of Scheme Mahindra & Mahindra Limited* 6.70 The Indian Hotels Company Limited 2.67
Maruti Suzuki India Limited* 6.41 Media & Entertainment
An Open Ended Equity Scheme following consumption theme Hero MotoCorp Limited* 4.72
Zee Entertainment Enterprises Limited* 4.22
Tata Motors Limited 3.02
Current Investment Philosophy Construction Project INOX Leisure Limited 3.19
Voltas Limited 3.25 Sun TV Network Limited 2.76
The fund has a focussed approach to investing in leaders or potential leaders Consumer Durables Music Broadcast Limited 2.09
that are likely to benefit directly or indirectly from domestic consumption led TTK Prestige Limited 1.77 Retailing
demand. It is well diversified across key segments like Consumer Non- Titan Company Limited 1.44 Aditya Birla Fashion and Retail Limited* 4.01
Durables, Media & Entertainment, Automobile, Healthcare Services, Consumer Non Durables Software
Pharmaceuticals, etc., driven by relative attractiveness of Opportunities and ITC Limited* 10.14
Info Edge (India) Limited 3.11
Valuations. The fund has a flexi cap structure, allowing it to participate across Asian Paints Limited* 5.19
Telecom - Services
market caps. Strong business model that allows for good ROE generation will Hindustan Unilever Limited* 4.96
be the primary basis for investment. Businesses with focus on sustainable Dabur India Limited* 3.90 Bharti Airtel Limited 1.96
profitable growth will be the core components of the investment universe. Godrej Consumer Products Limited* 3.77 Textile Products
United Breweries Limited 2.75 Arvind Limited 2.11
Date of Allotment Berger Paints (I) Limited 2.26 TCNS Clothing Co Limited 1.42
Emami Limited 2.20 Equity Less Than 1% of Corpus 1.38
September 30, 2004 Britannia Industries Limited 2.15
Healthcare Services Cash and Other Receivables 4.79
Fund Manager Apollo Hospitals Enterprise Limited 1.66 Grand Total 100.00
Sailesh Raj Bhan, Jahnvee Shah [Co-Fund Manager] op 10 Holdings
Benchmark For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Nifty India Consumption Index Volatility Measures
Fund size Standard Deviation 4.79 Beta 0.82 Sharpe Ratio 0.01
Monthly Average: ` 67.91 Cr Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018).
Month End: ` 69.86 Cr Dividend History
NAV as on July 31, 2018 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Growth Plan ` 63.6361 Direct - Growth Plan ` 66.4218 Dividend Plan Direct - Dividend Plan
Dividend Plan ` 19.6874 Direct - Dividend Plan ` 24.9624 19-Jan-18 2.50 24.4435 21.9435 19-Jan-18 2.50 30.1875 27.6875
Bonus Option ` 63.6361 Direct - Bonus Option ` 66.4218 20-Jan-17 2.25 22.5000 20.2500 20-Jan-17 2.25 27.0657 24.8157
29-Jan-16 2.25 23.3003 21.0503 29-Jan-16 2.25 27.3778 25.1278
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Regular/Other than Direct 3.10 Product Label
Direct 2.27 This product is suitable for investors who are seeking*:
Load structure
Entry Load: Nil Long term capital growth
Exit Load: 1% if redeemed or switched out on or before completion
of 1 year from the date of allotment of units. Nil, thereafter. Investment in equity, equity related securities of companies that are likely to benefit directly or
indirectly from domestic consumption led demand.
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance Pharma Fund RPF

Sector Fund Portfolio as on July 31, 2018
Type of Scheme Healthcare Services Sanofi India Limited* 7.41
An open ended equity scheme investing in pharma sector Thyrocare Technologies Limited* 5.29 Abbott India Limited* 7.38
Current Investment Philosophy Apollo Hospitals Enterprise Limited 2.99 Lupin Limited* 6.55
Max India Limited 1.82
The Fund seeks to invest in pharma sector with focus on Biocon Limited* 6.22
important segments of the sector viz Domestic Business, Narayana Hrudayalaya Limited 1.48
Torrent Pharmaceuticals Limited 4.51
International & CRAMS and include deep value as well as Healthcare Global Enterprises Limited 1.23
high growth pharma businesses. The fund invests across Cadila Healthcare Limited 3.41
Pharmaceuticals
market capitalization within the sector. It may suit investment Sun Pharmaceutical Industries Limited* 10.54
Glenmark Pharmaceuticals Limited 1.80
horizon of around 2-3 years. Alkem Laboratories Limited 1.64
Cipla Limited* 9.63
Date of Allotment Divi's Laboratories Limited* 8.99 Equity Less Than 1% of Corpus 1.23
June 5, 2004 Dr. Reddy's Laboratories Limited* 8.29 Cash and Other Receivables 1.90
Aurobindo Pharma Limited* 7.70 Grand Total 100.00
Fund Manager
*Top 10 Holdings
Sailesh Raj Bhan
For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Benchmark
S&P BSE Healthcare Volatility Measures
Fund size Standard Deviation 4.35 Beta 0.83 Sharpe Ratio -0.08
Monthly Average: ` 2,191.27 Cr Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018).
NAV as on July 31, 2018 Dividend History
Growth Plan ` 146.2480 Direct - Growth Plan ` 153.0740
Dividend Plan ` 55.1650 Direct - Dividend Plan ` 66.5963 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Bonus Option ` 146.2480 Direct - Bonus Option ` 153.0740 Dividend Plan Direct - Dividend Plan
01-Mar-18 6.00 58.6103 52.6103 01-Mar-18 6.00 69.2904 63.2904
03-Mar-17 6.50 73.3984 66.8984
03-Mar-17 6.50 63.6381 57.1381
Total Expense Ratio^ 04-Mar-16 7.00 71.2321 64.2321 04-Mar-16 7.00 80.4340 73.4340
Regular/Other than Direct 2.47 Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Direct 1.62
Load structure Product Label
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion
of 1 year from the date of allotment of units. Nil, thereafter.
Investment in equity and equity related securities of pharma & other associated
companies
*Investors should consult their financial advisors if in doubt about whether the product
Special Feature: Reliance Any Time Money Card is suitable for them. Investors understand that their principal

Reliance Tax Saver (ELSS) Fund RTSF
ELSS
Details as on July 31, 2018 Auto Hotels, Resorts And Other Recreational Activities
Tata Motors Limited* 5.68 The Indian Hotels Company Limited 1.42
Type of Scheme TVS Motor Company Limited* 4.15 Industrial Capital Goods
An open ended equity linked saving scheme with a Auto Ancillaries Honeywell Automation India Limited* 3.96
statutory lock in of 3 years and tax benefit. Wheels India Limited 2.05 ABB India Limited* 3.50
Federal-Mogul Goetze (India) Limited. 2.00 Siemens Limited 2.11
Current Investment Philosophy Sundaram Clayton Limited 1.44 Cochin Shipyard Limited 1.93
Banks GE T&D India Limited 1.72
Seeks to maintain balance between large cap
companies and mid cap companies. Endeavors to Bharat Heavy Electricals Limited 1.72
invest in potential leaders. Invest in companies with Bank of Baroda* 2.94
Industrial Products
potential of high growth prospects over medium term Canara Bank 2.74
Bharat Forge Limited 2.16
(2-3 years). Generally, the fund has two or three sector ICICI Bank Limited 2.17
Vesuvius India Limited 1.72
calls at a time. They are mostly in-line of emerging Axis Bank Limited 1.52
Cummins India Limited 1.41
market trends. Small percentage of portfolio is invested Cement
in contrarian calls. KSB Pumps Limited 1.38
Ambuja Cements Limited* 3.87
Petroleum Products
Significant percent of outstanding equity of the scheme Birla Corporation Limited 1.08
Bharat Petroleum Corporation Limited* 2.78
is invested in high conviction mid-cap companies. Chemicals
Significant allocation/exposure is taken in Multinational Linde India Limited 1.24 Hindustan Petroleum Corporation Limited 1.70
Companies (MNC’s). Attempt to have a balanced Consumer Non Durables Power
portfolio on a macro basis, allocating to themes like ITC Limited 2.42 NTPC Limited 2.21
Domestic, Consumption & Defensive. Ferrous Metals Commercial Paper 0.99
Tata Steel Limited* 8.59 PNB Housing Finance Limited 0.74
Date of Allotment Finance Barclays Investments & Loans (India) Private Limited 0.25
SBI Life Insurance Company Limited* 2.80 Equity Less Than 1% of Corpus 11.86
September 21, 2005 Healthcare Services Cash and Other Receivables 0.86
Thyrocare Technologies Limited 1.12 Grand Total 100.00
Ashwani Kumar
Benchmark SIP - If you invested ` 10000 every month in RTSF

S&P BSE 100
Market Value (`) 4,284,349 2,792,742 817,944 398,075 110,481
Fund Size Scheme Return (%) 14.71 16.19 12.47 6.75 -15.03
B: S&P BSE 100 (TRI) Return (%) N.A. 14.06 15.15 18.01 16.55
Monthly Average: ` 9,607.57 Cr AB: S&P BSE Sensex (TRI) Return (%) N.A. 13.82 15.07 19.43 24.12
N.A: Since TRI data is not available prior to 29/06/2007 & 31/05/2007 for S&P BSE 100 & S&P BSE Sensex, performance for such period is not provided.
NAV as on July 31, 2018 installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
Growth Plan ` 56.9383 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR.Load has not been taken into consideration.
Annual Dividend Plan ` 12.0343 stocks, thereby showing a true picture of returns.
Direct - Growth Plan ` 59.4849 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Direct - Annual Dividend Plan ` 12.2906 Industry Allocation Dividend History
Record Date Rate (`/ Unit) Cum Dividend Ex-Dividend NAV
Volatility Measures Banks 20.49% NAV
Standard Deviation 5.31 Industrial Capital Goods 16.80%
Dividend Plan
Beta 1.16 26-Jun-18 0.53 19.4235 18.8235
Ferrous Metals 9.99%
Sharpe Ratio 0.03 14-Mar-18 0.60 22.2716 21.6716
Note: The above measures have been calculated using monthly rolling returns for 36 Auto 9.83%
28-Dec-17 0.60 25.9583 25.3583
Industrial Products 6.67% Direct - Dividend Plan
Portfolio Turnover (Times) 0.85 Auto Ancillaries 5.94% 26-Jun-18 0.53 23.6122 23.0122
14-Mar-18 0.60 26.8731 26.2731
Cement 5.23%
Total Expense Ratio^ 28-Dec-17 0.60 31.1318 30.5318
Regular/Other than Direct 1.98 Past performance may or may not be sustained in future. Pursuant
Finance 3.91% to dividend payment, NAV falls to the extent of payout & statutory levy
Direct 1.21 (if applicable). Face Value-`10.
Power 2.79%
AMFI Classification
Load structure
Entry Load: Nil
Product Label
Exit Load: Nil


Reliance Arbitrage Fund (formerly known as Reliance Arbitrage Advantage Fund) RAF
Arbitrage Fund

Auto Pharmaceuticals
Type of Scheme Tata Motors Limited* 1.74 Aurobindo Pharma Limited* 1.51
Maruti Suzuki India Limited* 1.41 Sun Pharmaceutical Industries Limited 1.26
An open ended scheme investing in arbitrage Banks
opportunities Telecom - Services
ICICI Bank Limited* 4.32
Bharti Airtel Limited* 1.49
Punjab National Bank 1.00
Current Investment Philosophy Commercial Paper 1.43
Consumer Durables
A conservative arbitrage fund that aims to generate Titan Company Limited* 2.00 Aditya Birla Finance Limited 1.14
income through arbitrage opportunities arising out of Ferrous Metals Trapti Trading & Invest Pvt Limited 0.06
pricing mismatch in a security between cash and Tata Steel Limited* 4.13 Bamnipal Steel Limited 0.06
derivative segment and with derivatives segment along JSW Steel Limited* 2.55 Nabha Power Limited 0.06
with investments in debt securities and money market Finance Indiabulls Commercial Credit Limited 0.06
instruments. The fund portfolio is completely hedged Housing Development Finance Corporation Limited* 5.04
and takes offsetting positions on various markets Adani Ports and Special Economic Zone Limited 0.06
Indiabulls Housing Finance Limited* 2.87
simultaneously. The arbitrage fund follows a market Corporate Bond 5.91
Bajaj Finance Limited 1.01
neutral strategy and carries no specific equity risk. In Reliance Commercial Finance Limited 3.42
the absence of adequate arbitrage opportunities, the Mutual Fund units 2.01
Reliance Mutual Fund 2.01 Yes Bank Limited 1.35
scheme may invest in short term debt or money market
Non - Ferrous Metals Manappuram Finance Limited 1.14
securities.
Vedanta Limited 1.18 Equity Less Than 1% of Corpus 35.87
Pesticides Derivatives, Cash and Other Receivables 21.92
Date of Allotment
UPL Limited 1.34 Grand Total 100.00
October 14, 2010 *Top 10 Holdings
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Crisil Liquid Fund Index
SIP - If you invested ` 10000 every month in RAF
Since Inception 5 Years 3 Years 1 Year
Fund Size Total Amount Invested (`) 940,000 600,000 360,000 120,000
Monthly Average: ` 8,521.26 Cr Market Value (`) 1,259,426 708,930 395,491 124,049
Scheme Return (%) 7.37 6.67 6.31 6.63
Month End: ` 8,719.56 Cr B: Crisil Liquid Fund Index Return (%) 7.87 7.47 7.08 7.27
AB: S&P BSE Sensex (TRI) Return (%) 14.03 15.07 19.43 24.12
NAV as on July 31, 2018 Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
Growth Plan ` 18.1855 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Dividend Plan ` 12.1519 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Monthly Dividend Plan ` 10.5968 stocks, thereby showing a true picture of returns.
Direct - Growth Plan ` 18.7117 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Direct - Monthly Dividend Plan ` 10.9035 Dividend History
Industry Allocation
Volatility Measures Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Standard Deviation 0.13 Finance 12.03% Dividend Plan
Beta 0.57 Banks 9.93%
25-Jun-18 0.13 12.2221 12.0721
Sharpe Ratio -0.10 23-Mar-18 0.2 12.2281 12.0281
Note: The above measures have been calculated using monthly rolling returns for 36 Ferrous Metals 7.85% 26-Dec-17 0.15 12.1599 12.0099
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). Direct - Dividend Plan
Auto 6.20% 25-Jun-18 0.13 12.8229 12.6729

Pharmaceuticals
23-Mar-18 0.2 12.8004 12.6004
5.61%
26-Dec-17 0.15 12.7027 12.5527
Portfolio Turnover (Times) 17.64 Consumer Non Durables 3.33% Monthly Dividend Plan
23-Jul-18 0.04 10.6264 10.5764
Cement 2.71%
25-Jun-18 0.04 10.6271 10.5771
28-May-18 0.04 10.6349 10.5849
Total Expense Ratio^ Consumer Durables 2.20%
Direct - Monthly Dividend Plan
Regular/Other than Direct 1.06 Software 2.01% 23-Jul-18 0.04 10.9312 10.8812
25-Jun-18 0.04 10.9254 10.8754
Direct 0.46 Power 1.86%
28-May-18 0.04 10.9271 10.8771
AMFI Classification
Past performance may or may not be sustained in future. Pursuant to
Load structure dividend payment, NAV falls to the extent of payout & statutory levy (if
Entry Load: Nil
Product Label
before completion of 1 month from the date of allotment This product is suitable for investors who are seeking*:
of units. Nil, thereafter.
Income over short term

Income through arbitrage opportunities between cash and derivative market
and arbitrage opportunities within the derivative segment
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available product is suitable for them. will be at Moderately Low risk

Reliance Japan Equity Fund RJEF
Company/Issuer % of Assets
Apparel Retail
Type of Scheme Fast Retailing Co Ltd* 1.21
An open ended equity scheme following Japan focused Construction & Engineering
theme. JGC CORP* 1.02
Equity Less Than 1% of Corpus 25.73
Cash and Other Receivables 72.04
The Fund endeavors to create a portfolio of companies Grand Total 100.00
which are leaders or potential leaders in the growth
oriented sectors of Japan and are listed on recognized *Top 10 Holdings
stock exchanges of Japan, using a blend of top down
and bottom up approach without any extreme sector
bias.
Date of Allotment
August 26, 2014
Fund Manager
Anju Chhajer, Kinjal Desai (w.e.f. 25.05.2018)
Benchmark
TOPIX (Tokyo Stock Price Index)
Fund Size
SIP - If you invested ` 10000 every month in RJEF
NAV as on July 31, 2018 Since Inception 3 Years 1 Year
Growth Plan ` 12.3584 Total Amount Invested (`) 480,000 360,000 120,000
Dividend Payout Option ` 12.3584 Market Value (`) 555,473 407,997 123,567
Bonus Option ` 12.3584 Scheme Return (%) 7.35 8.44 5.83
Direct - Growth Plan ` 12.7083 B: Topix (TRI) Return (%) 9.92 11.50 3.43
AB: S&P BSE Sensex (TRI) Return (%) 15.36 19.46 24.12
Direct - Dividend Payout Option ` 12.7083
Inception Date: August 26, 2014
Volatility Measures uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Beta 0.58 stocks, thereby showing a true picture of returns.
Sharpe Ratio -0.06 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Industry Allocation
Industrial Machinery 1.85%
Total Expense Ratio^ Apparel Retail 1.21%
Construction & Engineering 1.02%

Building Products 0.99%
Direct 1.94
Specialty Chemicals 0.98%
Load structure Steel 0.97%
Homebuilding 0.97%
Entry Load: Nil
Integrated Telecommunication 0.96%
Exit Load: 1% if redeemed or switched out on or before Services
completion of 1 year from the date of allotment of units. Food Retail 0.96%
Nil, thereafter. Semiconductor Equipment 0.95%
MSCI Classification
Product Label

Investment in equity and equity related securities of companies listed on recognized
stock exchange of Japan
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available will be at High risk
product is suitable for them.

Reliance US Equity Opportunities Fund RUSEOF

Automotive Retail Hotels, Resorts And Other Recreational Activities
Type of Scheme O'Reilly Automotive Inc* 4.79 Starbucks ORD 1.62
Carmax Inc 2.30 Internet Retail
An open ended equity scheme following US focused Booking Holdings Inc* 6.29
Consumer Durables
theme. Internet Software & Services
Lowes Cos Inc* 4.61
Data Processing & Outsourced Services Alphabet Inc A* 5.66
Current Investment Philosophy Facebook Inc* 4.94
Mastercard Incorporated* 8.52
The fund endeavours to invest in a portfolio of high Alphabet Inc 2.57
Visa Inc* 4.59
quality stocks listed on recognized stock exchanges of Diversified Metals & Mining
Ebay Inc 2.06
US. The investment strategy of the fund would be Baidu Inc Spon ADR 1.80
Compass Minerals International Inc 2.17
powered by the research support of Morningstar Life Sciences Tools & Services
Finance
Investment Adviser India Private Limited (MIA), a group Iqvia Holdings* 5.59
company of Morningstar, Inc. Morningstar employs Blackrock Inc 1.79
Managed Health Care
their proprietary research methodology, focused on Health Care Distributors
Unitedhealth Group Inc 2.92
Economic Moats, to identify investment opportunity. Amerisource Bergen Corp* 3.82
Anthem INC 1.88
The fund proposes to follow the Hare Strategy for its Health Care Services Miscellaneous
investments. The Hare portfolio invests in stocks of Express Scripts Holding Co 2.14 Ventas Inc 3.13
firms that are experiencing rapid growth, emphasizing Health Care Supplies
those that possess sustainable competitive advantages. Oil
Cooper Companies Inc 2.80 Enbridge Inc* 3.98
Companies in this strategy tend to faster-growing with Health Care Technology Cash and Other Receivables 17.86
both higher risk and higher return potential. The
Cerner Corp 2.17 Grand Total 100.00
investment philosophy would be a blend of top down
and bottom up approach without any sector or market *Top 10 Holdings
capitalization bias.
Date of Allotment SIP - If you invested ` 10000 every month in RUSEOF

July 23, 2015 Since Inception 3 Year 1 Year
Total Amount Invested (`) 370,000 360,000 120,000
Fund Manager Market Value (`) 483,474 468,990 134,317
Scheme Return (%) 17.97 18.26 24.03
Anju Chhajer, Kinjal Desai
B: S&P 500 (TRI) Return (%) 16.15 16.36 14.21
Benchmark AB: S&P BSE Sensex (TRI) Return (%) 19.04 19.43 24.12
Inception Date: July 23, 2015
S&P 500
installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized a nd cumulative investment return for cash flows resulting out of
Fund Size uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Monthly Average: ` 18.20 Cr TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Month End: ` 19.47 Cr For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
NAV as on July 31, 2018 Industry Allocation

Internet Software & Services 17.04%
Data Processing & Outsourced
Direct - Growth Plan ` 14.5452 Services 13.11%
Automotive Retail 7.09%
Internet Retail 6.29%

Volatility Measures
Standard Deviation 2.93 Life Sciences Tools & Services 5.59%
Beta 0.82
Managed Health Care 4.80%
Sharpe Ratio 0.23
Note: The above measures have been calculated using monthly rolling returns for 36 Consumer Durables 4.61%
Oil 3.98%
Health Care Distributors 3.82%
Total Expense Ratio^ Miscellaneous 3.13%

MSCI Classification
Direct 1.78
Load structure
Entry Load: Nil Product Label
Exit Load: 1% if redeemed or switched out on or before This product is suitable for investors who are seeking*:
Nil, thereafter. Long term capital growth
Investment in equity and equity related securities of companies listed on recognized
stock exchanges in the US.
*Investors should consult their financial advisors if in doubt about whether the product Investors understand that their principal
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available is suitable for them.

Reliance Money Market Fund (formerly known as Reliance Liquidity Fund) RMMF
Money Market Fund
Company/Issuer Rating % of Assets Company/Issuer Rating % of Assets
Certificate of Deposit 14.70 Housing Development Finance Corporation Limited ICRA A1+ 6.49
IndusInd Bank Limited ICRA A1+ 7.29 JM Financial Properties and Holdings Limited ICRA A1+ 3.73
Type of Scheme
IDFC Bank Limited ICRA A1+ 5.55 Tata Power Company Limited CRISIL A1+ 3.67
An open ended debt scheme investing in money market Piramal Capital & Housing Finance Limited CRISIL A1+ 3.63
Axis Bank Limited ICRA A1+ 1.85
instruments Deutsche Investments India Pvt Limited CRISIL A1+ 3.54
Network18 Media & Investments Limited ICRA A1+ 2.49
Muthoot Finance Limited ICRA A1+ 8.52
Current Investment Philosophy TV18 Broadcast Limited ICRA A1+ 2.49
Reliance Jio Infocomm Limited CARE A1+ 8.46
The fund would invest in money market instruments JM Financial Services Limited ICRA A1+ 1.83
Vedanta Limited CRISIL A1+ 7.80
like Certificate of Deposits (CD), Commercial Papers Standard Chartered Invest & Loans Limited CRISIL A1+ 1.28
Edelweiss Commodities Services Limited CRISIL A1+ 7.45 Small Industries Dev Bank of India CARE A1+ 0.37
(CP), etc. The portfolio duration would be maintained
between 80 - 120 days. Reliance Industries Limited CRISIL A1+ 7.42 Sundaram BNP Paribas Home Finance Limited ICRA A1+ 0.17
Indiabulls Housing Finance Limited CRISIL A1+ 7.14 Cash & Other Receivables 1.83
IVL Finance Limited CRISIL A1+ 6.98 Grand Total 100.00
Date of Allotment
June 16, 2005
Fund Manager
Amit Tripathi, Vivek Sharma
Benchmark
Fund Size

Growth Plan ` 2,671.3385 Rating Profile Asset Allocation
Daily Dividend Plan ` 1,000.5100
Weekly Dividend Plan ` 1,001.5680
Monthly Dividend Plan ` 1,003.3223 AAA/SOV/A1+/Cash & Commercial Paper, 83.47%
Quarterly Dividend Plan ` 1,013.4378 Cash & Other Receivables, 1.83%
Bonus Option ` 1,570.8963
Certificate of Deposit, 14.70%
Direct - Daily Dividend Plan ` 1,000.5100
Direct - Weekly Dividend Plan ` 1,001.5506
Direct - Monthly Dividend Plan ` 1,003.3422
Direct - Quarterly Dividend Plan ` 1,013.4896
Direct - Bonus Option ` 1,578.7064
Average Maturity 114 days

Modified Duration 105 days
Yield to Maturity* 8.02%
Total Expense Ratio^ Dividend History

Regular/Other than Direct: 0.25 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Monthly Dividend Plan Quarterly Dividend Plan
Direct: 0.15
25-Jul-18 4.8526 1,009.0017 1,002.2650 19-Jun-18 13.2353 1,023.1278 1,004.7537
25-Jun-18 4.7935 1,009.2137 1,002.5591 19-Mar-18 11.5994 1,019.6038 1,003.5440
Load structure 25-May-18 3.8943 1,007.2951 1,001.8888 19-Dec-17 11.3244 1,018.8850 1,003.2060
Entry Load: Nil Direct - Monthly Dividend Plan Direct - Quarterly Dividend Plan
25-Jul-18 4.9189 1,009.0993 1,002.2706 19-Jun-18 13.2850 1,023.1344 1,004.6913
Exit Load: Nil 25-Jun-18 4.8557 1,009.3063 1,002.5653 19-Mar-18 11.8212 1,019.6592 1,003.2924
25-May-18 3.9543 1,007.3892 1,001.8996 19-Dec-17 11.5058 1,018.8918 1,002.9616
*excluding other receivables Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable).
YTM including other receivables: 7.92% Face Value-`1000.
Product Label

Investment in money market instruments having residual maturity up to 1 year

Reliance Liquid Fund (formerly known as Reliance Liquid Fund - Treasury Plan) RLF
Liquid Fund
Details as on July 31, 2018 Certificate of Deposit 21.54 Welspun Corp Limited CARE A1+ 0.50
Axis Bank Limited ICRA A1+/CRISIL A1+ 7.70 GIC Housing Finance Limited CRISIL A1+ 0.50
IDFC Bank Limited ICRA A1+ 5.29 United Spirits Limited CRISIL A1+ 0.49
Type of Scheme Vijaya Bank CARE A1+ 2.51 Shriram City Union Finance Limited CARE A1+ 0.48
Andhra Bank CARE A1+ 1.50 Godrej Industries Limited ICRA A1+ 0.44
An open ended Liquid Scheme RBL Bank Limited ICRA A1+ 1.38 Standard Chartered Invest & Loans Limited CRISIL A1+ 0.38
The Jammu & Kashmir Bank Limited ICRA A1+ 1.26 Aditya Birla Housing Finance Limited ICRA A1+ 0.38
The South Indian Bank Limited CARE A1+/CRISIL A1+ 0.94 Magma Fincorp Limited CRISIL A1+ 0.38
Current Investment Philosophy IndusInd Bank Limited CRISIL A1+ 0.31 Azim Premji Trust ICRA A1+ 0.38
Bank of Baroda FITCH A1+ 0.25 Tata Power Company Limited CRISIL A1+ 0.37
The fund will focus on reasonable carry with a view to AU Small Finance Bank Limited FITCH A1+ 0.22 JM Financial Limited ICRA A1+ 0.27
Abu Dhabi Commercial Bank PJSC CRISIL A1+ 0.19 JM Financial Services Limited ICRA A1+ 0.25
maximize returns while ensuring adequate liquidity Commercial Paper 79.38 TMF Holdings Limited CARE A1+ 0.25
through investments in various money market and debt Housing Development Finance Corporation Limited ICRA A1+/CRISIL A1+ 8.26 Barclays Investments & Loans (India) Private Limited CRISIL A1+ 0.25
instruments with maturity up to 91 days. The average Vedanta Limited CRISIL A1+ 5.64 Tata Value Homes Limited CARE A1+ 0.25
Reliance Jio Infocomm Limited CRISIL A1+/CARE A1+ 4.62 Sterlite Technologies Limited ICRA A1+ 0.25
maturity of the portfolio will be in the range of 30- 60 Bajaj Finance Limited CRISIL A1+ 4.48 Tata Communications Payment Solutions Limited CARE A1+(SO) 0.25
days under normal market conditions. L&T Finance Limited CARE A1+/ICRA A1+ 4.27 CESC Limited CARE A1+ 0.25
Gruh Finance Limited CRISIL A1+/ICRA A1+ 3.13 JK Lakshmi Cement Limited CARE A1+ 0.25
India Infoline Finance Limited ICRA A1+ 2.76 Welspun Enterprises Limited CARE A1+ 0.25
Date of Allotment Indiabulls Housing Finance Limited CRISIL A1+ 2.37 Tata Housing Development Company Limited CARE A1+ 0.25
Aditya Birla Finance Limited ICRA A1+ 2.08 Tata Motors Finance Limited ICRA A1+/CARE A1+ 0.24
December 9, 2003 Piramal Capital & Housing Finance Limited ICRA A1+/CRISIL A1+ 2.06 Hero Cycles Limited CRISIL A1+ 0.21
Talwandi Sabo Power Limited CRISIL A1+(SO) 2.03 Clix Capital Services Pvt Ltd CRISIL A1+ 0.21
National Fertilizers Limited CRISIL A1+ 1.88 Godrej Properties Limited ICRA A1+ 0.19
JM Financial Properties and Holdings Limited ICRA A1+ 1.64 Hero Fincorp Limited CRISIL A1+ 0.19
Fund Manager Infina Finance Private Limited CRISIL A1+ 1.51 Nirma Limited CRISIL A1+ 0.19
Reliance Industries Limited CARE A1+ 1.44 Cholamandalam Investment and Finance Company Limited ICRA A1+ 0.18
Anju Chhajer Essel Mining And Industries Ltd ICRA A1+ 1.38 The Ramco Cements Limited ICRA A1+ 0.15
National Bank For Agriculture and Rural Development ICRA A1+ 1.27 IIFL Wealth Finance Limited CRISIL A1+ 0.13
Tata Steel Limited FITCH A1+ 1.25 IDFC Infrastructure Finance Limited ICRA A1+ 0.13
Benchmark LIC Housing Finance Limited CRISIL A1+ 1.24 Shapoorji Pallonji Finance Private Limited CRISIL A1+ 0.13
Bahadur Chand Investments Pvt Limited CARE A1+ 1.22 Ford Credit India Private Limited FITCH A1+ 0.13
Crisil Liquid Fund Index Bamnipal Steel Limited ICRA A1+ 1.20 Ashok Leyland Limited CARE A1+ 0.12
RELIANCE RETAIL LTD CRISIL A1+ 1.19 Alembic Pharmaceuticals Limited CRISIL A1+ 0.12
Edelweiss Commodities Services Limited CRISIL A1+ 1.01 Julius Baer Capital India Pvt Ltd. CRISIL A1+ 0.12
IIFL Facilities Services Limited CRISIL A1+ 1.01 Grasim Industries Limited ICRA A1+ 0.06
Fund Size Tata Motors Limited ICRA A1+ 1.00 PNB Housing Finance Limited CRISIL A1+ 0.06
Manappuram Finance Limited CRISIL A1+ 0.92 Shriram Transport Finance Company Limited CRISIL A1+ 0.04
Monthly Average: ` 45,085.96 Cr JM Financial Products Limited CARE A1+ 0.75 Tata Capital Housing Finance Limited CRISIL A1+ 0.03
Indiabulls Commercial Credit Limited CRISIL A1+ 0.71 Dewan Housing Finance Corporation Limited CRISIL A1+ 0.01
Month End: ` 39,579.14 Cr Export Import Bank of India CRISIL A1+ 0.67 Indus Towers Limited ICRA A1+ 0.01
ECL Finance Limited CRISIL A1+ 0.63 Corporate Bond 0.83
Indiabulls Ventures Limited BWR A1+ 0.63 Nuvoco Vistas Corporation Limited CRISIL AA 0.46
NAV as on July 31, 2018 Bharat Aluminium Company Limited CRISIL A1+ 0.62 LIC Housing Finance Limited CARE AAA/CRISIL AAA 0.21
IIFL Home Finance Limited CRISIL A1+ 0.60 Housing Development Finance Corporation Limited CRISIL AAA 0.10
Growth Plan ` 4,323.1084 IVL Finance Limited BWR A1+ 0.60 Power Grid Corporation of India Limited CRISIL AAA 0.05
HT Media Limited ICRA A1+ 0.55 Treasury Bill 14.63
Daily Dividend Plan ` 1,528.7400 Housing & Urban Development Corporation LimitedCARE A1+ 0.52 Government of India SOV 14.63
Weekly Dividend Plan ` 1,531.5331 Piramal Enterprises Limited ICRA A1+ 0.51 Zero Coupon Bond 0.39
JM Financial & Investment Consultancy Services Pvt Ltd ICRA A1+ 0.50 JM Financial Products Limited CRISIL AA 0.29
Monthly Dividend Plan ` 1,587.6759 Deutsche Investments India Pvt Limited CRISIL A1+ 0.50 Sundaram BNP Paribas Home Finance Limited ICRA AA+ 0.10
TATA Realty & Infrastructure Limited ICRA A1+ 0.50 Cash & Other Receivables (16.76)
Quarterly Dividend Plan ` 1,012.5069 JM Financial Capital Limited ICRA A1+ 0.50 Grand Total 100.00
Direct - Daily Dividend Plan ` 1,528.7400 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Direct - Monthly Dividend Plan ` 1,591.0083 Rating Profile Asset Allocation
Direct - Quarterly Dividend Plan ` 1,014.8867 Commercial Paper, 79.38%
Retail - Growth Plan ` 4,002.7271 AAA/SOV/A1+/Cash & Other Receivables, 99.15% Cash & Other Receivables, -16.76%
Retail - Daily Dividend Plan ` 1,524.2800 Zero Coupon Bond, 0.39%
AA, 0.75%
Retail - Weekly Dividend Plan ` 1,034.9021 AA+, 0.10% Corporate Bond, 0.83%
Retail - Monthly Dividend Plan ` 1,329.4667
Treasury Bill, 14.63%
Retail - Quarterly Dividend Plan ` 1,225.5802

Dividend History
Total Expense Ratio^ Monthly Dividend Plan Quarterly Dividend Plan
25-Jul-18 6.9549 1,595.4214 1,585.7661 19-Jun-18 13.1181 1,022.1874 1,003.9760
Regular/Other than Direct: 0.23 25-Jun-18 7.2459 1,595.8640 1,585.8048 19-Mar-18 11.8110 1,020.1880 1,003.8353
25-May-18 6.1199 1,594.3258 1,585.8298 19-Dec-17 11.4737 1,019.3225 1,003.4368
Direct: 0.15 Retail Monthly Dividend Plan Direct - Quarterly Dividend Plan
25-Jul-18 5.1368 1,335.1889 1,328.0576 19-Jun-18 13.2931 1,024.6988 1,006.2445
25-Jun-18 5.3590 1,335.5299 1,328.0902 19-Mar-18 11.9803 1,022.6874 1,006.1003
Load structure 25-May-18 4.4381 1,334.2735 1,328.1122 19-Dec-17 11.6448 1,021.8225 1,005.6999
Direct - Monthly Dividend Plan Retail - Quarterly Dividend
Entry Load: Nil 25-Jul-18 7.0386 1,598.8453 1,589.0738 19-Jun-18 13.9449 1,235.8311 1,216.4718
25-Jun-18 7.3405 1,599.3024 1,589.1118 19-Mar-18 12.4060 1,233.4823 1,216.3058
Exit Load: Nil 25-May-18 6.2081 1,597.7555 1,589.1370 19-Dec-17 12.0009 1,232.4455 1,215.8299
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
*excluding other receivables levy (if applicable). Face Value - `1000.
YTM including other receivables: 9.39%
Product Label
Special Feature: Reliance Any Time Money Card Investment in debt and money market instruments
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available product is suitable for them. will be at Low risk

Reliance Ultra Short Duration Fund (formerly known as Reliance Liquid Fund - Cash Plan) RUSDF
Ultra Short Duration Fund
Details as on July 31, 2018 Certificate of Deposit 7.06 Northern Arc Capital Limited ICRA A+ 2.62
IndusInd Bank Limited CRISIL A1+/ICRA A1+ 4.52 Tril IT4 Private Limited ICRA A+(SO) 2.59
Type of Scheme Axis Bank Limited CRISIL A1+ 2.53 TATA Realty & Infrastructure Limited CRISIL AA 1.98
An open ended ultra-short term debt scheme investing in debt Commercial Paper 25.34 Nuvoco Vistas Corporation Limited CRISIL AA 1.45
and money market instruments such that the Macaulay Indiabulls Real Estate Limited CARE A1+ 7.83 DLF Promenad Ltd CRISIL AA(SO) 1.34
duration of the portfolio is between 3 - 6 months. (Please refer Reliance Jio Infocomm Limited CARE A1+ 5.13 Vodafone Mobile Services Limited CRISIL AA- 1.29
to the page number 14 of the Scheme Information Document Trust Investment Advisors Private Limited CARE A1+ 4.55 Inox Air Products Pvt Limited CRISIL AA 0.99
on which the concept of Macaulay’s Duration has been
explained) JM Financial Properties and Holdings Limited ICRA A1+ 2.62 Zero Coupon Bond 19.47
Trent Limited CRISIL A1+ 1.31 Morgan Credits Private Limited CARE A- 9.36
Adani Gas Limited CARE A1+ 1.31 Aditya Birla Fashion and Retail Limited CRISIL AA 2.76
Reliance Industries Limited CRISIL A1+ 1.31 Bhanu Vyapaar Pvt Limited BWR AA-(SO) 1.62
The fund will invest in debt and money market Housing Development Finance Corporation Limited ICRA A1+ 1.29 Suraj Viniyog Private Limited BWR AA-(SO) 1.62
instruments with portfolio duration between 165 - 180 Corporate Bond 45.29 Raviraj Viniyog Private Limited BWR AA-(SO) 1.35
days. The fund aims to generate higher gross yield Housing Development Finance Corporation Limited CRISIL AAA 9.40 Suntrack Commerce Private Limited BWR AA-(SO) 1.22
through a portfolio investing across credit categories. Aasan Corporate Solutions Private Limited ICRA AA-(SO) 6.58 Diwakar Viniyog Private Limited BWR AA-(SO) 0.95
Carry will protect against volatility. Renew Power Limited CARE A+ 3.96 Aasan Corporate Solutions Private Limited ICRA AA-(SO) 0.58
Nirma Limited CRISIL AA 3.81 PTC 2.35
Date of Allotment JSW Steel Limited CARE AA- 3.38 RENT-A-DEVICE TRUST ICRA AAA(SO) 2.35
Reliance Home Finance Limited CARE AA+ 3.28 Cash & Other Receivables 0.49
December 7, 2001 Grand Total 100.00
Ujjivan Small Finance Bank Limited CARE A+ 2.63
Fund Manager
Anju Chhajer, Vivek Sharma
Benchmark
Fund Size
NAV as on July 31, 2018 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Growth Plan ` 2,758.0196 Rating Profile Asset Allocation

Daily Dividend Plan ` 1,114.1500
Weekly Dividend Plan ` 1,092.6427 AAA/SOV/A1+/Cash & Other Receivables, 44.64% Corporate Bond, 45.29%
Monthly Dividend Plan ` 1,002.7852 Cash & Other Receivables, 0.49%
Quarterly Dividend Plan ` 1,013.8859 A+/A/A-/A1, 21.17% PTC, 2.35%
Direct - Growth Plan ` 2,881.5895 Certificate of Deposit, 7.06%

AA-, 18.60% Zero Coupon Bond, 19.47%
AA, 12.32% Commercial Paper, 25.34%
AA+, 3.28%
Dividend History
Total Expense Ratio^ Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Monthly Dividend Plan Quarterly Dividend Plan
Regular/Other than Direct: 1.10 25-Jul-18 4.8276 1,008.3601 1,001.6581 19-Jun-18 11.4949 1,020.8894 1,004.9314
Direct: 0.26 25-Jun-18 4.7031 1,008.4360 1,001.9069 19-Mar-18 10.4598 1,018.2346 1,003.7527
25-May-18 3.1364 1,005.6241 1,001.2699 19-Dec-17 10.1206 1,017.4299 1,003.4176
Direct - Monthly Dividend Plan Direct - Quarterly Dividend Plan
Load structure
25-Jul-18 5.3405 1,010.8974 1,003.4834 19-Jun-18 13.3026 1,029.3031 1,010.8356
Entry Load: Nil 25-Jun-18 5.1935 1,010.9442 1,003.7342 19-Mar-18 12.2338 1,026.6103 1,009.6722
25-May-18 3.7535 1,008.2963 1,003.0855 19-Dec-17 11.9086 1,025.8182 1,009.3303
Exit Load: Nil
levy (if applicable). Face Value-`1000.
Product Label

Investment in debt and money market instruments such that the Macaulay
Special Feature: Reliance Any Time Money Card duration of the portfolio is between 3 - 6 months

Reliance Low Duration Fund (formerly known as Reliance Money Manager Fund) RLDF
Low Duration Fund
Details as on July 31, 2018 Certificate of Deposit 19.85 Power Finance Corporation Limited CRISIL AAA 4.78
Axis Bank Limited CRISIL A1+/ICRA A1+ 5.46 Small Industries Dev Bank of India CARE AAA 4.62
IndusInd Bank Limited ICRA A1+/CRISIL A1+ 5.15 Piramal Enterprises Limited ICRA AA 2.96
Type of Scheme ICICI Bank Limited ICRA A1+ 3.03 Rural Electrification Corporation Limited CRISIL AAA 2.86
HDFC Bank Limited CARE A1+ 2.43 National Housing Bank CRISIL AAA 2.15
An open ended low duration debt scheme investing in Small Industries Dev Bank of India CARE A1+ 1.88 Nabha Power Limited ICRA AAA(SO) 1.79
debt and money market instruments such that the AU Small Finance Bank Limited CRISIL A1+ 1.37 Aditya Birla Finance Limited CARE AAA 1.75
Macaulay duration of the portfolio is between 6 - 12 Export Import Bank of India CRISIL A1+ 0.35 Indiabulls Housing Finance Limited ICRA AAA/CRISIL AAA/ 1.64
months. (Please refer to the page number 13 of the IDFC Bank Limited ICRA A1+ 0.18 CARE AAA
Scheme Information Document on which the concept of Commercial Paper 26.06 Tata Capital Financial Services Limited ICRA AA+ 1.11
Macaulay’s Duration has been explained) Housing Development Finance Corporation Limited ICRA A1+ 3.80 Export Import Bank of India CRISIL AAA 1.05
Shriram Transport Finance Company Limited CRISIL A1+ 3.28 National Bank For Agriculture and Rural Development CRISIL AAA 1.03
Infina Finance Private Limited CRISIL A1+ 2.87 Jamnagar Utilities & Power Private Limited CRISIL AAA 0.99
Bharti Telecom Limited CRISIL A1+ 2.60 TATA Realty & Infrastructure Limited CRISIL AA 0.72
Current Investment Philosophy Muthoot Finance Limited CRISIL A1+ 1.87 Reliance Jio Infocomm Limited CRISIL AAA 0.72
Reliance Jio Infocomm Limited CRISIL A1+/CARE A1+ 1.79 Indian Railway Finance Corporation Limited CRISIL AAA 0.51
The fund’s portfolio invests approximately 90% in Magma Fincorp Limited CARE A1+ 1.66 Gruh Finance Limited CRISIL AAA 0.47
higher rated (AAA/AA+) assets. A major part of the Reliance Industries Limited CRISIL A1+ 1.16 Dewan Housing Finance Corporation Limited CARE AAA 0.45
portfolio gets allocated in 0-9 months bucket, 15-30% Piramal Capital & Housing Finance Limited CRISIL A1+ 1.05 LIC Housing Finance Limited CRISIL AAA 0.44
allocation is made in assets of 9-18 months, which Indiabulls Housing Finance Limited CRISIL A1+ 0.98 Capital First Limited CARE AA+ 0.36
would give the portfolio carry advantage and roll down Piramal Realty Private Limited CARE A1+(SO) 0.71 Aditya Birla Housing Finance Limited ICRA AA+ 0.28
benefit. The portfolio duration would be maintained IVL Finance Limited CARE A1+/CRISIL A1+ 0.71 Tata Motors Limited CARE AA+ 0.07
between 180-250 days. Tata Capital Financial Services Limited CRISIL A1+ 0.63 HDB Financial Services Limited CRISIL AAA 0.07
Shriram City Union Finance Limited CARE A1+ 0.36 Power Grid Corporation of India Limited CRISIL AAA 0.05
TV18 Broadcast Limited ICRA A1+ 0.34 Oriental Nagpur Betul Highway Limited CRISIL AAA(SO) 0.04
IndoStar Capital Finance Limited CRISIL A1+ 0.29 NTPC Limited CRISIL AAA 0.03
Date of Allotment Clix Finance India Private Limited CRISIL A1+ 0.28 UltraTech Cement Limited CRISIL AAA 0.02
Housing & Urban Development Corporation Limited FITCH A1+ 0.26 Floating Rate Note 0.18
March 20, 2007 Deutsche Investments India Pvt Limited CRISIL A1+ 0.24 Shriram Transport Finance Company Limited CRISIL AA+ 0.18
Aditya Birla Finance Limited ICRA A1+ 0.21 State Government Bond 0.02
Gruh Finance Limited CRISIL A1+ 0.14 State Government Securities SOV 0.02
Fund Manager Sundaram BNP Paribas Home Finance Limited ICRA A1+ 0.12 Zero Coupon Bond 2.69
L & T Housing Finance CARE A1+ 0.10 Bharti Telecom Limited CRISIL AA+ 1.48
Amit Tripathi, Anju Chhajer Kotak Mahindra Investments Limited ICRA A1+ 0.10 KKR India Financial Services Private Limited CRISIL AA+ 1.07
Hero Cycles Limited CRISIL A1+ 0.10 IDFC Bank Limited FITCH AA+ 0.11
Piramal Enterprises Limited ICRA A1+ 0.07 National Bank For Agriculture and Rural Development CRISIL AAA 0.02
Benchmark Steel Authority of India Limited CARE A1+ 0.07 Mutual Fund units 2.34
Vedanta Limited CRISIL A1+ 0.07 Reliance Mutual Fund ICRA A1+ 2.34
CRISIL Ultra Short Term Debt Index Bamnipal Steel Limited ICRA A1+ 0.04 PTC 5.19
CESC Limited CARE A1+ 0.04 RENT-A-DEVICE TRUST ICRA AAA(SO) 2.43
Dewan Housing Finance Corporation Limited CRISIL A1+ 0.04 Rainbow Devices Trust ICRA AAA(SO) 1.27
Indiabulls Commercial Credit Limited CRISIL A1+ 0.04
Fund Size Tata Power Company Limited CRISIL A1+ 0.04
Sansar Trust ICRA AAA(SO) 1.24
MFL Securitisation Trust ICRA AAA(SO) 0.25
Corporate Bond 41.99
Monthly Average: ` 13,691.79 Cr ONGC Petro Additions Limited CARE AAA(SO) 5.95
Cash & Other Receivables 1.68
Housing Development Finance Corporation Limited CRISIL AAA 5.07 Grand Total 100.00
Growth Plan ` 2,443.9927
Dividend Plan ` 1,340.5213 Corporate Bond, 41.99%
AAA/SOV/A1+/Cash & Other Receivables, 91.65% Cash & Other Receivables, 1.68%
Daily Dividend Plan ` 1,007.5000 State Government Bond, 0.02%
Weekly Dividend Plan ` 1,007.5000 Floating Rate Note, 0.18%
AA, 3.69% Mutual Fund Units, 2.34%
Monthly Dividend Plan ` 1,008.7703 Zero Coupon Bond, 2.69%
Quarterly Dividend Plan ` 1,018.5904 AA+, 4.66% PTC, 5.19%
Bonus Option ` 1,418.9984
Direct - Dividend Plan ` 1,358.1978 Certificate of Deposit, 19.85%
Commercial Paper, 26.06%
Direct - Bonus Option ` 1,447.3825
Retail - Growth Plan ` 2,351.2637 Dividend History
Retail - Daily Dividend Plan ` 1,007.5000 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Retail - Weekly Dividend Plan ` 1,007.5000 Dividend Plan Quarterly Dividend Plan
19-Sep-14 57.8673 1,078.3435 1,004.0853 19-Jun-18 9.3816 1,022.5628 1,009.5386
Retail - Monthly Dividend Plan ` 1,010.5906 Direct - Dividend Plan 19-Mar-18 10.7298 1,022.2443 1,007.3886
Retail - Quarterly Dividend Plan ` 1,034.7984 19-Sep-14 61.1289 1,082.6239 1,004.1802 19-Dec-17 10.3844 1,020.2566 1,005.8791
Retail - Bonus Option ` 1,752.0629 Monthly Dividend Plan Direct - Quarterly Dividend Plan
19-Jul-18 5.2150 1,013.9662 1,006.7264 19-Jun-18 9.9670 1,023.4542 1,009.6173
Average Maturity 232 days 19-Jun-18 5.7221 1,014.9375 1,006.9937 19-Mar-18 11.3261 1,023.1475 1,007.4662
21-May-18 0.8434 1,007.9728 1,006.8020
Modified Duration 209 days 19-Dec-17 10.9724 1,021.1483 1,005.9566
Retail Monthly Dividend Plan
Retail - Quarterly Dividend Plan
Yield to Maturity* 8.16% 19-Jul-18 4.9350 1,015.5429 1,008.6918
19-Jun-18 8.6830 1,038.2099 1,026.1556
19-Jun-18 5.4514 1,016.5277 1,008.9597
21-May-18 0.5624 1,009.5482 1,008.7675 19-Mar-18 10.1221 1,037.9988 1,023.9844
Total Expense Ratio^ Direct - Monthly Dividend Plan 19-Dec-17 9.7349 1,035.9374 1,022.4591
19-Jul-18 5.4183 1,017.3951 1,009.8731 Bonus Option Bonus Ratio
Regular/Other than Direct: 0.58 19-Jun-18 5.9180 1,018.3570 1,010.1412 26-Feb-14 17:2
Direct: 0.27 21-May-18 1.0498 1,011.4055 1,009.9481 29-Oct-12 3:1
Load structure
Product Label
Entry Load: Nil
Exit Load: Nil
YTM including other receivables: 8.04% Investment in debt and money market instruments such that the Macaulay
duration of the portfolio is between 6 - 12 months
is suitable for them. will be at Moderately Low risk

Reliance Prime Debt Fund (formerly known as Reliance Medium Term Fund) RPDF
Corporate Bond Fund
Details as on July 31, 2018 Certificate of Deposit 1.67 Dewan Housing Finance Corporation Limited CARE AAA 2.00
Small Industries Dev Bank of India CARE A1+ 0.82 Motilal Oswal Securities Limited ICRA AA 1.91
Type of Scheme Axis Bank Limited ICRA A1+ 0.61 Indiabulls Housing Finance Limited CARE AAA 1.74
An open ended debt scheme predominantly investing in IndusInd Bank Limited CRISIL A1+ 0.25 Power Grid Corporation of India Limited CRISIL AAA 1.14
AA+ and above rated corporate bonds Commercial Paper 0.52 Aasan Corporate Solutions Private Limited ICRA AA-(SO) 1.03
Vedanta Limited CRISIL A1+ 0.43 Reliance Jio Infocomm Limited CRISIL AAA 0.88
Small Industries Dev Bank of India CARE A1+ 0.09 NTPC Limited CRISIL AAA 0.61
Corporate Bond 80.74 Sundaram BNP Paribas Home Finance Limited ICRA AA+ 0.52
The fund seeks to benefit from opportunities available Power Finance Corporation Limited CRISIL AAA 10.36 Dalmia Cement (Bharat) Limited ICRA AA 0.20
in the corporate bond market space at different points National Housing Bank CRISIL AAA 9.57 Export Import Bank of India CRISIL AAA 0.18
in time. Therefore, this fund invests based on short to Rural Electrification Corporation Limited CRISIL AAA 7.11 Indian Oil Corporation Limited ICRA AAA 0.17
medium term interest rate view and shape of the yield Nabha Power Limited ICRA AAA(SO) 5.95 L&T Finance Limited CARE AAA 0.17
curve. It typically maintains a moderate duration
Capital First Limited CARE AA+/BWR AAA 5.53 Aditya Birla Finance Limited ICRA AA+ 0.05
between 1.1-1.5 years and invests in well researched
National Bank For Agriculture and Rural Development CRISIL AAA 4.37 Shriram Transport Finance Company Limited CRISIL AA+ 0.05
credits/structures for yield enhancement. The fund is
PNB Housing Finance Limited CARE AAA 4.32 State Government Bond 0.03
suitable for investors with a 6-12 month investment
horizon. Small Industries Dev Bank of India CARE AAA 3.84 State Government Securities SOV 0.03
LIC Housing Finance Limited CRISIL AAA/CARE AAA 3.82 Zero Coupon Bond 5.24
Housing Development Finance Corporation Limited CRISIL AAA 2.94 Bharti Telecom Limited CRISIL AA+ 5.24
Date of Allotment Muthoot Finance Limited CRISIL AA 2.86 PTC 6.58
September 14, 2000 Altico Capital India Limited FITCH AA- 2.61 Sansar Trust ICRA AAA(SO) 3.83
Oriental Nagpur Betul Highway Limited CRISIL AAA(SO) 2.40 RENT-A-DEVICE TRUST ICRA AAA(SO) 2.76
Indian Railway Finance Corporation Limited CRISIL AAA 2.29 Cash & Other Receivables 5.21
Fund Manager
Manappuram Finance Limited CRISIL AA- 2.10 Grand Total 100.00
Amit Tripathi, Anju Chhajer
Benchmark
Crisil Short Term Bond Fund Index
Fund Size

NAV as on July 31, 2018 AAA/SOV/A1+/Cash &
Growth Plan ` 37.0936 State Government Bond, 0.03%
AA-, 5.75%
Dividend Plan ` 11.8839 Commercial Paper, 0.52%
AA, 4.98% Certificate of Deposit, 1.67%
Daily Dividend Plan ` 17.0959
Weekly Dividend Plan ` 17.0959 AA+, 10.03% PTC, 6.58%
Monthly Dividend Plan ` 11.2261
Direct - Daily Dividend Plan ` 17.0959
Direct - Weekly Dividend Plan ` 17.0959 Dividend History
Direct - Monthly Dividend Plan ` 11.3144 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Direct - Quarterly Dividend Plan ` 11.7330 Dividend Plan Direct - Monthly Dividend Plan
Direct - Bonus Option ` 27.0729 29-Dec-15 0.1464 10.3121 10.1094 20-Jul-18 0.0520 11.3654 11.2932
29-Dec-14 0.1645 10.2902 10.0636 20-Jun-18 0.0455 11.3414 11.2783
Average Maturity 1.07 years 22-Sep-14 0.4097 10.5668 10.0410 20-Apr-18 0.0587 11.3396 11.2581
Direct - Dividend Plan Quarterly Dividend Plan
Modified Duration 0.95 years
29-Dec-15 0.1530 10.3268 10.1149 20-Jun-18 0.0622 11.6148 11.5284
29-Dec-14 0.1720 10.3036 10.0667 20-Mar-18 0.0995 11.6101 11.4724
22-Sep-14 0.5244 10.7161 10.0432 20-Dec-17 0.1023 11.5661 11.4245
Total Expense Ratio^ Monthly Dividend Plan Direct - Quarterly Dividend Plan
20-Jul-18 0.0493 11.2745 11.2060 20-Jun-18 0.0700 11.7184 11.6212
Regular/Other than Direct: 0.69
20-Jun-18 0.0430 11.2517 11.1920 20-Mar-18 0.1061 11.7099 11.5630
Direct: 0.29 20-Apr-18 0.0560 11.2541 11.1764 20-Dec-17 0.1073 11.6613 11.5128
Load structure levy (if applicable). Face Value-`10.
Entry Load: Nil Product Label
Exit Load: Nil This product is suitable for investors who are seeking*:

YTM including other receivables: 8.14% Income over medium term
Investment predominantly in AA+ and above rated corporate bonds
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available product is suitable for them. will be at Moderate risk

Reliance Banking & PSU Debt Fund RBPSUDF
Banking & PSU Fund
Certificate of Deposit 6.09 Small Industries Dev Bank of India CARE AAA 5.59
Axis Bank Limited CRISIL A1+/ICRA A1+ 3.52 IDFC Bank Limited FITCH AA+ 5.10
Type of Scheme
IDFC Bank Limited ICRA A1+ 1.29 ICICI Bank Limited ICRA AAA/ICRA AA+ 3.88
An open ended debt scheme predominantly investing in Reliance Industries Limited CRISIL AAA 3.78
ICICI Bank Limited ICRA A1+ 1.24
Debt instruments of banks, Public Sector Undertakings, HDFC Bank Limited CRISIL AA+ 3.56
Public Financial Institutions and Municipal Bonds Small Industries Dev Bank of India CARE A1+ 0.04
Power Grid Corporation of India Limited CRISIL AAA 2.95
State Bank of India CRISIL AAA/CRISIL AA+ 2.70
Current Investment Philosophy Export Import Bank of India CRISIL AAA 10.20
LIC Housing Finance Limited CRISIL AAA 0.78
Rural Electrification Corporation Limited CRISIL AAA 9.31
Portfolio Duration will be maintained between 2-3 Government Bond 7.31
ONGC Petro Additions Limited CARE AAA(SO) 7.79 Government of India SOV 7.31
years. The fund would have allocation to GSecs/SDLs/
National Bank For Agriculture and Rural Development CRISIL AAA 6.79 Zero Coupon Bond 2.47
High rated bonds in the 1-10 years duration bucket. The
fund will tactically use up to 10 years GSecs/SDLs/AAA Indian Railway Finance Corporation Limited CRISIL AAA 6.43 IDFC Bank Limited FITCH AA+ 2.47
Bonds to generate alpha. Strategy is to capture Power Finance Corporation Limited CRISIL AAA 6.20 Cash & Other Receivables 3.03
opportunity on the desired part of yield curve depending Axis Bank Limited CRISIL AA+ 6.04 Grand Total 100.00
on the interest rate expectations going forward.
Date of Allotment
May 15, 2015
Fund Manager
Anju Chhajer, Vivek Sharma
Benchmark
Crisil Short Term Bond Fund Index
Fund Size
Month End: ` 3,860.24 Cr Rating Profile Asset Allocation

Growth Plan ` 12.6728 Corporate Bond, 81.09%
AAA/SOV/A1+/Cash &
Dividend Plan ` 12.6729 Other Receivables, 78.22% Cash & Other Receivables, 3.03%
Weekly Dividend Plan ` 10.1317
Monthly Dividend Plan ` 10.2971 AA+, 21.78%
Direct - Growth Plan ` 12.7605 Government Bond, 7.31%

Direct - Weekly Dividend Plan ` 10.1308
Direct - Monthly Dividend Plan ` 10.3170
Average Maturity 2.00 years

Yield to Maturity* 8.33% Dividend History
Total Expense Ratio^ Monthly Dividend Plan Quarterly Dividend Plan
19-Jul-18 0.0528 10.3467 10.2734 19-Mar-18 0.0420 10.4427 10.3846
Regular/Other than Direct: 0.75 19-Jun-18 0.0308 10.3091 10.2664 19-Dec-17 0.0574 10.4010 10.3215
0.34 19-Apr-18 0.0507 10.3510 10.2806 19-Sep-17 0.1327 10.5317 10.3480
Direct:
Direct - Monthly Dividend Plan Direct - Quarterly Dividend Plan
19-Jul-18 0.0550 10.3684 10.2920 19-Mar-18 0.0452 10.4619 10.3993
Load structure 19-Jun-18 0.0328 10.3300 10.2844 19-Dec-17 0.0607 10.4194 10.3353
Entry Load: Nil 19-Apr-18 0.0519 10.3678 10.2958 19-Sep-17 0.1361 10.5496 10.3611
Exit Load: Nil Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
YTM including other receivables: 8.09% Product Label
Income over short to medium term

Investments in debt and money market instruments of various maturities, consisting
predominantly of securities issued by Banks, Public Sector undertakings, Public
Financial Institutions & Municipal Bonds
will be at Moderately Low risk

Reliance Floating Rate Fund (formerly known as Reliance Floating Rate Fund - Short Term Plan) RFRF
Floater Fund
Details as on July 31, 2018 Power Grid Corporation of India Limited CRISIL AAA 1.04
Barclays Investments & Loans (India) Private Limited CRISIL A1+ 0.47 Mahindra & Mahindra Financial Services Limited FITCH AAA 0.80
Type of Scheme ORIX Leasing & Financial Services India Limited FITCH AAA 0.76
An open ended debt scheme predominantly investing in Rural Electrification Corporation Limited CRISIL AAA 10.89 Small Industries Dev Bank of India CARE AAA 0.26
floating rate instruments (including fixed rate Tata Sons Ltd CRISIL AAA 8.07 LIC Housing Finance Limited CRISIL AAA 0.26
instruments converted to floating rate exposures using Kotak Mahindra Prime Limited CRISIL AAA 0.15
swaps/ derivatives) Power Finance Corporation Limited CRISIL AAA 8.05
Indian Railway Finance Corporation Limited CRISIL AAA 0.08
Reliance Industries Limited CRISIL AAA 7.47
Floating Rate Note 12.54
Reliance Jio Infocomm Limited CRISIL AAA 5.49
Current Investment Philosophy National Bank For Agriculture and Rural Development CRISIL AAA 5.13
Indiabulls Housing Finance Limited CRISIL AAA 7.84
Mahindra & Mahindra Financial Services Limited FITCH AAA 4.71
In the short run, the fund will run duration of 2 – 2.5 yrs. PNB Housing Finance Limited CARE AAA 4.38
State Government Bond 7.57
The fund will endeavour to invest in high quality assets Sikka Ports and Terminals Limited CRISIL AAA 3.76 State Government Securities SOV 7.57
with 100% investments into AAA rated papers. SEBI Housing Development Finance Corporation Limited CRISIL AAA 3.37
restriction of up to 65% investments in floating rate Zero Coupon Bond 0.07
Gruh Finance Limited CRISIL AAA 2.94 HDB Financial Services Limited CRISIL AAA 0.07
instruments will be taken care through a mix of OIS
trades & floating rate instruments. Nabha Power Limited ICRA AAA(SO) 2.72 Mutual Fund units 0.63
India Infradebt Limited CRISIL AAA 1.93 Reliance Mutual Fund ICRA A1+ 0.63
L&T Finance Limited CARE AAA 1.57 PTC 3.34
Date of Allotment
Housing & Urban Development Corporation Limited ICRA AAA 1.53 RENT-A-DEVICE TRUST ICRA AAA(SO) 3.34
August 27, 2004 Indiabulls Housing Finance Limited CARE AAA 1.20 Cash & Other Receivables 2.49
HDB Financial Services Limited CRISIL AAA 1.06 Grand Total 100.00
Fund Manager
Amit Tripathi, Vivek Sharma
Benchmark
Fund Size For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Growth Plan ` 27.6868 AAA/SOV/A1+/Cash & Corporate Bond, 72.89%
Dividend Plan ` 12.5008 Other Receivables, 100.00%
Daily Dividend Plan ` 10.1200 Zero Coupon Bond, 0.07%
Weekly Dividend Plan ` 10.1200 Commercial Paper, 0.47%
Monthly Dividend Plan ` 10.7388 Mutual Fund Units, 0.63%
Quarterly Dividend Plan ` 10.7140 PTC, 3.34%
Direct - Growth Plan ` 28.4387 State Government Bond, 7.57%
Direct - Dividend Plan ` 12.6801 Floating Rate Note, 12.54%
Direct - Daily Dividend Plan ` 10.1200

Direct - Weekly Dividend Plan ` 10.1200

Dividend History
Yield to Maturity* 8.51% Dividend Plan Direct - Monthly Dividend Plan
29-Dec-14 0.1553 10.3351 10.1212 19-Jul-18 0.0601 10.9501 10.8666
19-Jun-18 0.0280 10.8968 10.8579
Total Expense Ratio^ 19-Sep-14 0.6972 10.9355 10.0408
19-Apr-18 0.0641 10.9729 10.8839
Regular/Other than Direct: 0.60 Quarterly Dividend Plan
29-Dec-14 0.1628 10.3512 10.1269 19-Mar-18 0.0445 10.6152 10.5536
Direct: 0.15
19-Sep-14 0.7433 10.9971 10.0433 19-Dec-17 0.0579 10.5759 10.4957
Monthly Dividend Plan 19-Sep-17 0.1491 10.7243 10.5178
Load structure 19-Jul-18 0.0568 10.7886 10.7097 Direct - Quarterly Dividend Plan
19-Mar-18 0.0509 10.4691 10.3986
19-Jun-18 0.0254 10.7369 10.7017
Entry Load: Nil 19-Dec-17 0.0643 10.4288 10.3398
19-Apr-18 0.0607 10.8165 10.7323 19-Sep-17 0.1543 10.5734 10.3598
Exit Load: 0.50% if units redeemed or switched out on
or before completion of 1 Month from the date of Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
allotment of units. Nil, thereafter levy (if applicable). Face Value-`10.
*excluding other receivables Product Label

• Investment predominantly in floating rate instruments (Including fixed rate
instruments converted to floating rate exposures using swaps/ derivatives)


Reliance Short Term Fund RSTF
Short Duration Fund
Certificate of Deposit 11.01 HDB Financial Services Limited CRISIL AAA 0.69
Axis Bank Limited CRISIL A1+/ICRA A1+ 2.55 IDFC Bank Limited FITCH AA+ 0.48
Type of Scheme
HDFC Bank Limited CARE A1+ 2.32 Bank of Baroda CARE AA 0.48
An open ended short term debt scheme investing in Small Industries Dev Bank of India CARE A1+/CRISIL A1+ 2.25 NHPC Limited CARE AAA/ICRA AAA 0.34
instruments such that the Macaulay duration of the Bajaj Finance Limited ICRA AAA/FITCH AAA 0.34
portfolio is between 1 to 3 years. (Please refer to the ICICI Bank Limited ICRA A1+ 1.61
Power Grid Corporation of India Limited CRISIL AAA 0.25
page number 14 of the Scheme Information Document IndusInd Bank Limited CRISIL A1+ 0.92
on which the concept of Macaulay’s Duration has been Volkswagen Finance Pvt Limited FITCH AAA 0.24
National Bank For Agriculture and Rural Development CRISIL A1+ 0.90
explained) Sundaram Finance Limited ICRA AAA 0.24
Export Import Bank of India CRISIL A1+ 0.46
L&T Finance Limited CARE AAA/ICRA AA+ 0.22
Indian Railway Finance Corporation Limited CRISIL AAA 0.19
Current Investment Philosophy Bajaj Finance Limited CRISIL A1+ 2.64
Mahindra & Mahindra Financial Services Limited FITCH AAA 0.13
Housing Development Finance Corporation Limited ICRA A1+/CRISIL A1+ 0.92
Duration will be maintained between 1.5-2.5 years. Export Import Bank of India CRISIL AAA 0.08
Fund will have allocation to GSecs / SDLs / High grade IOT Utkal Energy Services Limited CRISIL AAA(SO) 0.08
Reliance Industries Limited CARE A1+ 0.03
bonds primarily in the 1-5 yrs duration bucket. The fund HDFC Bank Limited CRISIL AA+ 0.02
will tactically use GSecs/SDLs to generate alpha. Food Corporation Of India CRISIL AAA(SO) 0.00
Strategy is to enhance returns through asset allocation Power Finance Corporation Limited CRISIL AAA 8.33 Floating Rate Note 3.94
and shape of the curve. National Bank For Agriculture and Rural Development CRISIL AAA 7.36 HDB Financial Services Limited CRISIL AAA 2.41
Axis Bank Limited CRISIL AA+ 6.85 Aditya Birla Finance Limited ICRA AA+ 1.54
Rural Electrification Corporation Limited CRISIL AAA 6.19 Government Bond 1.07
Reliance Industries Limited CRISIL AAA 5.84 Government of India SOV 1.07
Date of Allotment Housing Development Finance Corporation Limited CRISIL AAA 5.04 State Government Bond 0.71
December 18, 2002 Reliance Jio Infocomm Limited CRISIL AAA(SO)CRISIL AAA 4.06 State Government Securities SOV 0.71
PNB Housing Finance Limited CARE AAA 3.37 Zero Coupon Bond 2.00
ONGC Petro Additions Limited CARE AAA(SO) 2.89 Bharti Telecom Limited CRISIL AA+ 1.72
Fund Manager Jamnagar Utilities & Power Private Limited CRISIL AAA 2.87 HDB Financial Services Limited CRISIL AAA 0.27
Prashant Pimple Indiabulls Housing Finance Limited CARE AAA 2.59 Mutual Fund units 0.96
Small Industries Dev Bank of India CARE AAA 2.15 Reliance Mutual Fund ICRA A1+ 0.96
SBI Cards & Payment Services Pvt Limited CRISIL AAA 2.03 PTC 4.08
Benchmark Rainbow Devices Trust ICRA AAA(SO) 2.63
ICICI Bank Limited ICRA AA+ 2.00
Crisil Short Term Bond Fund Index Muthoot Finance Limited CRISIL AA 1.77 RENT-A-DEVICE TRUST ICRA AAA(SO) 1.45
LIC Housing Finance Limited CRISIL AAA 1.02 Cash & Other Receivables 3.31
Tata Sons Ltd CRISIL AAA 0.95 Grand Total 100.00
Fund Size
Monthly Average: ` 10,542.62 Cr For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.

Growth Plan ` 32.9322 AAA/SOV/A1+/Cash & Other Receivables, 85.08%
Dividend Plan ` 13.3942 AA, 2.24% State Government Bond, 0.71%
Mutual Fund Units, 0.96%
Monthly Dividend Plan ` 11.1558 Government Bond, 1.07%
Quarterly Dividend Plan ` 14.5118 AA+, 12.68% Zero Coupon Bond, 2.00%
Direct - Growth Plan ` 34.0495 Floating Rate Note, 3.94%
Direct - Dividend Plan ` 13.8379 PTC, 4.08%
Direct – Quarterly Dividend Plan ` 14.7367 Certificate of Deposit, 11.01%

Dividend History
Dividend Plan 25-Jun-18 0.0422 11.3509 11.2923
Regular/Other than Direct: 1.08 19-Sep-14 0.5747 10.7899 10.0524 26-Mar-18 0.0649 11.3944 11.3045
Direct - Dividend Plan Quarterly Dividend Plan
Direct: 0.37 19-Sep-14 0.6228 10.9448 10.1456 19-Mar-18 0.0500 14.3872 14.318
Monthly Dividend Plan 19-Dec-17 0.0771 14.3480 14.2412
25-Jul-18 0.0467 11.2075 11.1426 19-Sep-17 0.1817 14.5181 14.2665
Load structure 25-Jun-18 0.0378 11.1910 11.1385 Direct - Quarterly Dividend Plan
Entry Load: Nil 26-Mar-18 0.0612 11.2479 11.1632 19-Mar-18 0.0638 14.5932 14.5048
Direct - Monthly Dividend Plan 19-Dec-17 0.0917 14.5506 14.4237
Exit Load: Nil 25-Jul-18 0.0518 11.3690 11.2971 19-Sep-17 0.1978 14.7201 14.4463
*excluding other receivables levy (if applicable). Face Value-`10.
Product Label

Investment in debt & money market instruments with portfolio Macaulay
Duration between 1 - 3 years

Reliance Nivesh Lakshya Fund RNLF
Long Duration Fund
Details as on July 31, 2018 Company/Issuer Rating % of Assets

Type of Scheme Government of India SOV 98.43
An open ended debt scheme investing in instruments Cash & Other Receivables 1.57
such that the Macaulay duration of the portfolio is Grand Total 100.00
greater than 7 years (Please refer to the Page No. 1 of
the Scheme Information Document on which the
concept of Macaulay’s Duration has been explained)

Investments in long term fixed income securities
including Government Securities at the current yields.
Most of the securities would be bought and held till
maturity. Rebalancing the portfolio to ensure that
similar securities mix is maintained.
Date of Allotment
July 6, 2018
Fund Manager
Prashant Pimple
Benchmark
Crisil Long Term Debt Index
Fund Size

Monthly Dividend Plan ` 10.0257 Rating Profile Asset Allocation
Half Yearly Dividend Plan ` 10.0257 Government Bond, 98.43%
Annual Dividend Plan ` 10.0257 AAA/SOV/A1+/Cash & Other
Direct - Growth Plan ` 10.0301 Receivables, 100.00% Cash & Other Receivables, 1.57%

Direct - Half Yearly Dividend Plan ` 10.0301
Average Maturity 26.39 Years

Modified Duration 10.58 Years

Direct: 0.23
Load structure
Entry Load: Nil
Exit Load: 10% of the units allotted can be redeemed
every year without any exit load, on or before
completion of 36 months from the date of allotment of
units. Any redemption in excess of such limit in the first
36 months from the date of allotment shall be subject
to the following exit load. Redemption of units would be
done on First in First out Basis (FIFO): Product Label
• 1% if redeemed or switched out on or before
completion of 36 months from the date of allotment This product is suitable for investors who are seeking*:
of units.
• Nil, if redeemed or switched out after completion Income over long term.
of 36 months from the date of allotment of units.
*excluding other receivables Investment in Debt & Money Market Instruments with portfolio Macaulay duration
YTM including other receivables: 8.00% of greater than 7 yearss
product is suitable for them. will be at Moderate risk

Reliance Credit Risk Fund (formerly known as Reliance Regular Savings Fund - Debt Option) RCRF
Credit Risk Fund
Company/Issuer Rating% of Assets Company/Issuer Rating % of Assets
Details as on July 31, 2018 Commercial Paper 1.83 Vistaar Financial Services Private Limited ICRA A- 0.53
National Bank For Agriculture and Rural Development
ICRA A1+ 0.92 DLF Promenad Ltd CRISIL AA(SO) 0.46
PNB Housing Finance Limited CARE A1+ 0.92 TATA Realty & Infrastructure Limited CRISIL AA 0.45
Type of Scheme Corporate Bond 87.66 Gruh Finance Limited CRISIL AAA 0.44
RMZ Buildcon Private Limited ICRA BBB+(SO) 9.33 Adani Transmission Limited FITCH AA+ 0.43
An open ended debt scheme predominantly investing in U.P. Power Corporation Limited FITCH AA(SO)/ 7.82 Ujjivan Small Finance Bank Limited CARE A+ 0.37
AA and below rated corporate bonds (excluding AA+ Ess Kay Fincorp Limited CARE A- 0.34
CRISIL A+(SO)
rated corporate bonds) PVR Limited CRISIL AA- 0.33
Yes Bank Limited ICRA AA/FITCH AA 6.29
Reliance Commercial Finance Limited CARE AA+ 3.69 Northern Arc Capital Limited ICRA A+ 0.31
Reliance Home Finance Limited CARE AA+ 3.41 IKF Finance Limited CARE A- 0.24
Current Investment Philosophy MAHINDRA RURAL HOUSING FINANCE FITCH AA+ 0.23
Renew Power Limited CARE A+ 3.04
Focus will be on maximizing accrual with increased Nirma Limited CRISIL AA- 2.70 Dewan Housing Finance Corporation Limited CARE AAA 0.23
Renew Wind Energy (Raj One) Private Limited CARE A+(SO) 2.68 Dalmia Cement (Bharat) Limited ICRA AA 0.18
allocation to AA- and below segment. The fund will run Talwandi Sabo Power Limited CRISIL AA(SO) 2.55 Montecarlo Limited FITCH A+ 0.18
duration upto 2 years. Core mandate is to generate Classic Mall Development Company Pvt Limited CARE AA+(SO)/CARE 2.50 Manappuram Finance Limited CRISIL AA- 0.09
returns through accrual, hence low duration profile. AA+(SO) Vijaya Bank ICRA AA- 0.09
Emphasis is on credit risk diversification. Vodafone Mobile Services Limited CRISIL AA- 2.04 ICICI Bank Limited ICRA AA+ 0.09
Narmada Wind Energy Private Limited CARE A+(SO) 1.98 Aarish Solar Power Private Limited CARE AA-(SO) 0.09
Date of Allotment Bank of Baroda CARE AA 1.97 Divyesh Power Private Limited CARE AA-(SO) 0.09
Vedanta Limited CRISIL AA 1.82 Elena Renewable Energy Private Limited CARE AA-(SO) 0.09
June 08, 2005 Hansdeep Industries & Trading Company Limited CARE AA(SO) 1.81 SEI Baskara Power Private Limited CARE AA-(SO) 0.09
Panchshil Corporate Park Private Limited FITCH AAA(SO) 1.81 SEI Enerstar Renewable Energy Private Limited CARE AA-(SO) 0.09
Inox Wind Infrastructure Services Limited CRISIL AA(SO) 1.75 SEI Mihir Energy Private Limited CARE AA-(SO) 0.09
Fund Manager Tata Housing Development Company Limited ICRA AA 1.71 Shreyas Renewable Energy Private Limited CARE AA-(SO) 0.09
Muthoot Finance Limited CRISIL AA 1.45 Zuvan Energy Private Limited CARE AA-(SO) 0.09
Prashant Pimple Vizag General Cargo Berth Pvt Limited CRISIL AA(SO) 1.40 Aashman Energy Private Limited CARE AA-(SO) 0.09
Tril IT4 Private Limited ICRA A+(SO) 1.35 Pratyash Renewable Private Limited CARE AA-(SO) 0.09
Benchmark Nuvoco Vistas Corporation Limited CRISIL AA 1.32 Tata Power Company Limited CARE AA 0.05
United Bank of India CRISIL AA- 1.31 Tata Motors Limited CARE AA+ 0.05
Crisil Composite Bond Fund Index Indiabulls Housing Finance Limited CARE AAA 1.31 Reliance Jio Infocomm Limited CRISIL AAA 0.02
Aasan Corporate Solutions Private Limited ICRA AA-(SO) 1.29 Hinduja Leyland Finance Limited CARE AA- 0.01
Fund Size Clix Finance India Private Limited CARE AA- 1.24 Oriental Nagpur Betul Highway Limited CRISIL AAA(SO) 0.00
Power Finance Corporation Limited CRISIL AAA 1.21 Promont Hillside Private Limited CARE AA(SO) 0.00
Monthly Average: ` 10,744.36 Cr Andhra Bank CARE A+ 1.16 Floating Rate Note 0.70
Asirvad Microfinance Ltd CRISIL A+ 1.16 Jhajjar Power Limited FITCH A+ 0.70
Month End: ` 10,912.32 Cr Tata Power Renewable Energy Limited CARE AA(SO) 1.04 Zero Coupon Bond 7.03
Syndicate Bank CARE AA- 0.97 Essel Corporate Resources Pvt Ltd BWR AA-(SO) 2.11
Sanghi Industries Limited ICRA A 0.96 Vineha Enterprises Private Limited UNRATED 2.11
NAV as on July 31, 2018 Morgan Credits Private Limited CARE A- 1.49
Housing Development Finance Corporation Limited CRISIL AAA 0.92
Growth Plan ` 24.5552 AU Housing Finance Limited LTD CARE A+ 0.89 TATA Realty & Infrastructure Limited CRISIL AA 0.51
Idea Cellular Limited CARE AA 0.85 Avantha Realty Limited UNRATED 0.48
Quality Care India Limited CRISIL A+ 0.83 KKR India Financial Services Private Limited CRISIL AA+ 0.32
Quarterly Dividend Plan ` 13.0028 Belstar Investment and Finance Private Limited CARE A 0.73 ARM Infra & Utilities Pvt Limited BWR A+(SO) 0.01
Institutional - Growth Plan ` 25.3561 Varroc Engineering Limited ICRA AA- 0.72 Cash & Other Receivables 2.78
Small Industries Dev Bank of India CARE AAA 0.68 Grand Total 100.00
Direct - Quarterly Dividend Plan ` 13.3232 For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Average Maturity 2.17 years Rating Profile Asset Allocation

AA, 27.59%
Total Expense Ratio^ AAA/SOV/A1+/Cash & Other Receivables, 11.24% Corporate Bond, 87.66%
AA+, 10.72%
Regular/Other than Direct: 1.86 AA-, 13.77% Floating Rate Note, 0.70%
Direct: 0.99
Unrated, 2.59% Zero Coupon Bond, 7.03%
Load structure
Entry Load: Nil A+/A/A-/A1, 24.77%
Exit Load: 10% of the units allotted shall be redeemed BBB+, 9.33%
without any exit load, on or before completion of 12
months from the date of allotment of units. Any
redemption in excess of such limit in the first 12
months from the date of allotment shall be subject to
the following exit load. Redemption of units would be Dividend History
done on First in First out Basis (FIFO): Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
• 1% if redeemed or switched out on or before Quarterly Dividend Plan Direct - Quarterly Dividend Plan
completion of 12 months from the date of allotment
of units. 21-Jun-18 0.1585 13.0925 12.8725 21-Jun-18 0.1714 13.4160 13.178
21-Mar-18 0.1589 13.2011 12.9811 21-Mar-18 0.1719 13.5113 13.2733
21-Dec-17 0.1589 13.2392 13.0192 21-Dec-17 0.1719 13.5326 13.2946
*excluding other receivables Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
YTM including other receivables: 9.84% levy (if applicable). Face Value-`10.
Product Label
Income over medium term

Investment predominantly in AA and below rated corporate bonds
Please refer page no. 74 for explanation on symbol: ^ @ and ** wherever available product is suitable for them. will be at Moderate risk

Reliance Strategic Debt Fund (formerly known as Reliance Classic Bond Fund) RSDF
Medium Duration Fund
Details as on July 31, 2018 Certificate of Deposit 0.32 Clix Finance India Private Limited CARE AA- 0.84
RBL Bank Limited CRISIL A1+ 0.32 Aarish Solar Power Private Limited CARE AA-(SO) 0.80
Type of Scheme Commercial Paper 0.19 Divyesh Power Private Limited CARE AA-(SO) 0.80
Reliance Jio Infocomm Limited CARE A1+ 0.19 Elena Renewable Energy Private Limited CARE AA-(SO) 0.80
An open ended medium term debt scheme investing in Corporate Bond 92.79 SEI Baskara Power Private Limited CARE AA-(SO) 0.80
instruments such that the Macaulay duration of the U.P. Power Corporation Limited FITCH AA(SO) 8.92 SEI Enerstar Renewable Energy Private Limited CARE AA-(SO) 0.80
portfolio is between 3 to 4 years. (Please refer to the
Vodafone Mobile Services Limited CRISIL AA- 8.67 SEI Mihir Energy Private Limited CARE AA-(SO) 0.80
page number 14 of the Scheme Information Document
on which the concept of Macaulay’s Duration has been Yes Bank Limited ICRA AA/FITCH AA 7.89 Shreyas Renewable Energy Private Limited CARE AA-(SO) 0.80
explained) Nirma Limited CRISIL AA-/CRISIL AA 4.54 Zuvan Energy Private Limited CARE AA-(SO) 0.80
Indiabulls Housing Finance Limited CARE AAA/CRISIL AAA 3.64 Aashman Energy Private Limited CARE AA-(SO) 0.80
Vedanta Limited CRISIL AA 3.63 Pratyash Renewable Private Limited CARE AA-(SO) 0.80
Current Investment Philosophy Bank of Baroda CARE AA/CRISIL AA+ 3.52 Gruh Finance Limited CRISIL AAA 0.76
Reliance Home Finance Limited CARE AA+ 3.31 Classic Mall Development Company Pvt Limited CARE AA+(SO) 0.70
Core allocation will be into AA+ to AA- Corporate Bonds. Tata Steel Limited CARE AA-/CARE AA 3.12 MAHINDRA RURAL HOUSING FINANCE FITCH AA+ 0.58
Focus will be on carry with moderate Duration. The Jamnagar Utilities & Power Private Limited CRISIL AAA 2.66 Dalmia Cement (Bharat) Limited ICRA AA 0.46
fund intends to generate alpha through spread Reliance Commercial Finance Limited CARE AA+ 2.56 Nabha Power Limited ICRA AAA(SO) 0.45
compression and rolldown over a 3 year period. Durg Shivnath Expressways Private Limited ICRA AA(SO) 2.24 PVR Limited CRISIL AA- 0.43
Panchshil Corporate Park Private Limited FITCH AAA(SO) 2.22 Nuvoco Vistas Corporation Limited CRISIL AA 0.32
L&T Metro Rail (Hyderabad) Limited ICRA AAA(SO) 2.20 Andhra Bank CRISIL AA- 0.32
Date of Allotment Dewan Housing Finance Corporation Limited CARE AAA 1.98 Tata Power Company Limited CARE AA 0.31
Syndicate Bank CARE AA- 1.71 Hero Cycles Limited CRISIL AA 0.31
June 26, 2014 ICICI Bank Limited ICRA AA+ 1.68 PNB Housing Finance Limited CARE AAA 0.27
Axis Bank Limited CRISIL AA+ 1.44 Tata Housing Development Company Limited ICRA AA 0.22
Kudgi Transmission Ltd CRISIL AAA(SO) 1.31 Oriental Nagpur Betul Highway Limited CRISIL AAA(SO) 0.01
Fund Manager Talwandi Sabo Power Limited CRISIL AA(SO) 1.29 Zero Coupon Bond 4.02
TATA Realty & Infrastructure Limited CRISIL AA 1.20 Emami Infrastructure Limited BWR AA-(SO) 1.30
Prashant Pimple
Adani Transmission Limited FITCH AA+ 1.19 TMT Viniyogan Limited BWR AA-(SO) 0.73
Promont Hillside Private Limited CARE AA(SO) 1.19 Bhanu Vyapaar Pvt Limited BWR AA-(SO) 0.60
Benchmark Ahmedabad Maliya Tollway Limited ICRA AA(SO) 1.04 Raviraj Viniyog Private Limited BWR AA-(SO) 0.45
Idea Cellular Limited CARE AA 1.02 Prabhakar VIniyog Private Limited BWR AA-(SO) 0.45
Crisil Composite Bond Fund Index Housing Development Finance Corporation Limited CRISIL AAA 1.00
KKR India Financial Services Private Limited CRISIL AA+ 0.25
Sterlite Technologies Limited ICRA AA- 0.95
Muthoot Finance Limited CRISIL AA 0.95 IIFL Home Finance Limited ICRA AA 0.24
Fund Size Cholamandalam Investment and Finance Company Limited ICRA AA+ 0.92 Cash & Other Receivables 2.67
Vijaya Bank ICRA AA- 0.84 Grand Total 100.00

Growth Plan ` 14.1228 Rating Profile Asset Allocation
Quarterly Dividend Plan ` 10.7882 AAA/SOV/A1+/Cash & Other Receivables, 19.69%
Bonus Option ` 14.1228 AA+, 12.65%
Direct - Growth Plan ` 14.6450 Cash & Other Receivables, 2.67%
Direct - Dividend Plan ` 12.3510 Commercial Paper, 0.19%
AA, 35.04% Zero Coupon Bond, 4.02%

Modified Duration 2.31 years AA-, 32.62%
Total Expense Ratio^ Dividend History

Regular/Other than Direct: 1.68 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan Quarterly Dividend Plan
Direct: 0.60
19-Mar-18 0.0294 10.6794 10.6387
06-May-16 1.1128 11.7941 10.2534
19-Dec-17 0.0615 10.6631 10.5780
Load structure 19-Sep-14 0.1253 10.2171 10.0563 19-Sep-17 0.1454 10.8006 10.5993
Direct - Dividend Plan Direct - Quarterly Dividend Plan
Entry Load: Nil 19-Mar-18 0.0452 10.7401 10.6775
06-May-16 1.2247 11.9533 10.2577
19-Dec-17 0.0799 10.7232 10.6126
Exit Load: 1%, if redeemed or switched out on or before 19-Sep-14 0.1375 10.2358 10.0593
completion of 12 months from the date of allotment of 19-Sep-17 0.1624 10.8548 10.6299
units. Nil, thereafter Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
Product Label
Income over medium term

Investment predominantly in debt and money market instruments with portfolio
Macaulay Duration of 3 – 4 yrs
product is suitable for them. will be at Moderate risk

Reliance Income Fund RIF
Medium to Long Duration Fund

State Government Bond 0.00
An open ended medium term debt scheme investing in
State Government Securities SOV 0.00
instruments such that the Macaulay duration of the
portfolio is between 4 to 7 years. (Please refer to the Mutual Fund units 18.92
page number 14 of the Scheme Information Document Reliance Mutual Fund ICRA A1+ 18.92
on which the concept of Macaulay’s Duration has been Cash & Other Receivables 3.67
explained)
Grand Total 100.00

The fund will follow two pronged strategy: Core and
Tactical. Core strategy to reflect medium to long term
view on interest rates and yield curve. Tactical strategy
to benefit out of short term opportunities in the market.
Strategy will be implemented through high grade
assets like GSecs/SDLs/Corporate Bonds. Strategy is to
generate alpha by actively using GSecs, IRF and IRS
curve.
Date of Allotment
January 1, 1998 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Fund Manager
Prashant Pimple Rating Profile Asset Allocation
Benchmark
AAA/SOV/A1+/Cash & Government Bond, 77.40%
Crisil Composite Bond Fund Index Other Receivables, 100.00%
State Government Bond, 0.00%
Fund Size
Mutual Fund Units, 18.92%

Quarterly Dividend Plan ` 12.8481 Dividend History
Half Yearly Dividend Plan ` 12.4369 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Annual Dividend Plan ` 12.7996 Monthly Dividend Plan 19-Sep-16 0.7042 13.4810 12.5060
Bonus Option ` 15.8446 19-Jul-18 0.0238 10.2973 10.2642 Direct - Half Yearly Dividend Plan
Direct - Growth Plan ` 57.8194 19-Apr-18 0.0717 10.3058 10.2063 19-Sep-17 0.6139 14.1198 13.2699
Direct - Monthly Dividend Plan ` 10.8042 19-Sep-17 0.0059 10.5002 10.4920 20-Mar-17 0.1634 13.5235 13.2972
Direct - Quarterly Dividend Plan ` 13.3055 Direct - Monthly Dividend Plan 19-Sep-16 0.7900 14.3346 13.2472
Direct - Half Yearly Dividend Plan ` 13.2752 19-Jul-18 0.0297 10.8169 10.7756 Annual Dividend Plan
19-Apr-18 0.1129 10.8577 10.7009 19-Mar-18 0.2276 12.8787 12.5636
19-Sep-17 0.0105 11.0146 11.0000 20-Mar-17 0.8530 13.6715 12.4905
Quarterly Dividend Plan 21-Mar-16 0.2917 12.8481 12.4443
19-Jun-18 0.0303 12.7813 12.7393 Direct - Annual Dividend Plan
19-Sep-17 0.0935 13.1055 12.9760 19-Mar-18 0.3301 14.1866 13.7295
Modified Duration 3.36 years 19-Jun-17 0.3583 13.5014 13.0053 20-Mar-17 1.0234 15.0617 13.6448
Direct - Quarterly Dividend Plan 21-Mar-16 0.4057 14.1508 13.5891
19-Jun-18 0.0478 13.2481 13.1817 Bonus Option Bonus Ratio
19-Sep-17 0.1138 13.5247 13.3671 19-Mar-15 40:1
Total Expense Ratio^ 19-Jun-17 0.3865 13.9284 13.3933 26-Feb-13 5:3
Regular/Other than Direct: 1.56 Half Yearly Dividend Plan Direct - Bonus Option
19-Sep-17 0.5421 13.2699 12.5194 19-Mar-15 40:1
Direct: 0.81 20-Mar-17 0.1144 12.7074 12.5490 26-Feb-13 5:3
Load structure levy (if applicable). Face Value-`10.
Entry Load: Nil
Exit Load: 0.25% if units redeemed or switched out on Product Label
or before completion of 15 days from the date of This product is suitable for investors who are seeking*:
allotment of units.
Nil, thereafter
Income over medium to long term
YTM including other receivables: 7.77% Investment in debt and money market instruments with portfolio Macaulay
Duration of 4 – 7 yrs
will be at Moderate risk

Reliance Dynamic Bond Fund RDBF
Dynamic Bond Fund
Certificate of Deposit 0.86 Axis Finance Limited CRISIL AAA 0.44
Type of Scheme IDFC Bank Limited ICRA A1+ 0.58
Government of India SOV 51.44
Axis Bank Limited CRISIL A1+ 0.28
An open ended dynamic debt scheme investing across State Government Bond 2.15
duration Corporate Bond 21.58
State Government Securities SOV 2.15
Jamnagar Utilities & Power Private Limited CRISIL AAA 9.91 Mutual Fund units 23.34
Power Finance Corporation Limited CRISIL AAA 7.82 Reliance Mutual Fund ICRA A1+ 23.34
SBI Cards & Payment Services Pvt Limited CRISIL AAA 2.82 Cash & Other Receivables 0.62
The fund will follow two pronged strategy: Core and National Bank For Agriculture and Rural Development CRISIL AAA 0.58 Grand Total 100.00
Tactical. Core strategy is to reflect medium to long term
is to benefit out of short term opportunities in the
market. Strategy will be implemented through high
grade assets like GSecs/SDLs/Corporate Bonds.
Mandate is flexible in terms of duration range rather
than credit. Strategy is to generate alpha by actively
using GSecs, IRF and IRS curve.
Date of Allotment
November 15, 2004
Fund Manager
Prashant Pimple
Benchmark
Crisil Composite Bond Fund Index
Fund Size
Monthly Average: ` 1,812.16 Cr Other Receivables, 100.00% Cash & Other Receivables, 0.62%
Month End: ` 1,713.82 Cr State Government Bond, 2.15%

Quarterly Dividend Plan ` 10.3686 Mutual Fund Units, 23.34%
Dividend History
Average Maturity 4.03 years Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Modified Duration 3.00 years Dividend Plan Quarterly Dividend Plan
25-Mar-15 0.9070 14.6923 13.4428 20-Sep-17 0.0761 10.5127 10.4073
22-Sep-14 0.4881 14.0757 13.4493 20-Jun-17 0.2787 10.8574 10.4715
25-Mar-14 0.4295 13.9030 13.3518 20-Dec-16 0.3265 10.9280 10.4759
Total Expense Ratio^ Direct - Dividend Plan Direct - Quarterly Dividend Plan
25-Mar-15 1.0459 16.1921 14.7512 20-Sep-17 0.0865 10.5035 10.3837
22-Sep-14 0.5706 15.4877 14.7555 20-Jun-17 0.2887 10.8449 10.4452
Direct: 0.98 25-Mar-14 0.5499 15.3500 14.6444 20-Dec-16 0.3359 10.8950 10.4299
Load structure Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
Entry Load: Nil
Exit Load: 1%, if units redeemed or switched out on or
before completion of 12 months from the date of
allotment of units. Nil, thereafter.

Product Label
Income over long term

Investment in debt and money market instruments across duration

Reliance Gilt Securities Fund RGSF
Gilt Fund Portfolio as on July 31, 2018

Cash & Other Receivables 11.10
An open ended debt scheme investing in government
Grand Total 100.00
securities across maturity

The fund will follow two pronged strategy: Core and
Tactical. Core strategy to reflect medium to long term
to benefit out of short term opportunities in the market.
Strategy will be implemented through high grade
assets like GSecs/SDLs. Strategy is to aim to generate
alpha by actively using GSecs, IRF and IRS curve.
Date of Allotment
August 22, 2008
Fund Manager
Prashant Pimple
Benchmark
I-Sec Li-BEX
Fund Size
Monthly Average: ` 968.86 Cr Rating Profile Asset Allocation
NAV as on July 31, 2018 Other Receivables, 100.00%
Automatic Annual Reinvestment Plan ` 19.2746
Automatic Capital Appreciation Plan ` 22.9945
Defined Maturity Plan ` 22.9945
Bonus Plan ` 13.1936
Direct - Automatic Annual ` 13.1938
Reinvestment Plan
Direct - Automatic Capital ` 24.3187
Appreciation Plan Dividend History
Direct - Defined Maturity Plan ` 24.4457 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Direct - Bonus Plan ` 13.6268
Monthly Dividend Plan Direct - Monthly Dividend Plan
Institutional - Growth Plan ` 23.2059
25-Jul-18 0.0424 10.3706 10.3117 25-Jul-18 0.0519 11.3596 11.2876
Average Maturity 6.17 years 25-Jun-18 0.0151 10.3111 10.2902 25-Jun-18 0.0211 11.2925 11.2632
25-May-18 0.0184 10.3325 10.3069 25-May-18 0.0261 11.3163 11.2801
Yield to Maturity* 7.66% Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
Direct: 0.69
Load structure
Entry Load: Nil
Exit Load: 0.25% if units redeemed or switched out on
or before completion of 15 days from the date of
allotment of units.
Nil, thereafter
Product Label
Income over long term

Investment in government securities across maturity
Special
Special
Special Feature:
Feature:
Feature: Reliance
Reliance
Reliance Any
Any Time
Any Time
Time Money
Money
Money Card
CardCard

Reliance Hybrid Bond Fund (formerly known as Reliance Monthly Income Plan) RHBF
Conservative Hybrid Fund Portfolio as on July 31, 2018
Details as on July 31, 2018 Company/Issuer Rating % of Assets Company/Issuer Rating % of Assets
Type of Scheme Debt L&T Metro Rail (Hyderabad) Limited ICRA AAA(SO) 1.45
Commercial Paper 3.43 Jamnagar Utilities & Power Private Limited CRISIL AAA 1.26
An open ended hybrid scheme investing predominantly National Bank For Agriculture and Rural Development ICRA A1+ 3.43 TATA Realty & Infrastructure Limited CRISIL AA 1.23
in debt instruments IOT Utkal Energy Services Limited CRISIL AAA(SO) 0.82
Current Investment Philosophy RMZ Buildcon Private Limited ICRA BBB+(SO) 9.87 Bank of Baroda CARE AA 0.48
Tata Power Company Limited CRISIL AA- 0.25
The fund will run 90% accrual and equity exposure of 10% U.P. Power Corporation Limited CRISIL A+(SO) 9.53
to create alpha with lower volatility. PNB Housing Finance Limited CARE AAA 0.10
SPANDANA SPHOORTY FINANCIAL LTD ICRA BBB+ 7.34
LIC Housing Finance Limited CRISIL AAA 0.02
Fixed Income: Molagavalli Renewable Private Limited CARE A+(SO) 7.31
India Infradebt Limited ICRA AAA 0.01
> Accrual strategy with moderate MTM volatility (Duration: Sanghi Industries Limited ICRA A 7.27
1.75 – 2.25 yrs). Zero Coupon Bond 1.08
Tril IT4 Private Limited ICRA A+(SO) 6.04
Avantha Realty Limited UNRATED 1.08
> Investment into well researched credits primarily in AA & Yes Bank Limited FITCH AA/ICRA AA 5.42
below rated papers. Equity
Sikka Ports and Terminals Limited CRISIL AAA 3.99 Banks
Equity: Reliance Capital Limited CARE AA+ 3.67 HDFC Bank Limited* 1.04
> Investment into equities with a long term view. Reliance Commercial Finance Limited CARE AA+ 3.41 InvIT
Lendingkart Finance Limited ICRA BBB- 2.42 IRB InvIT Fund 0.19
Date of Allotment
Reliance Home Finance Limited CARE AA 2.32 Equity Less Than 1% of Corpus 10.13
December 29, 2003 Narmada Wind Energy Private Limited CARE A+(SO) 1.87 Cash & Other Receivables 6.26
Ess Kay Fincorp Limited CARE A- 1.84 Grand Total 100.00
Fund Manager
*Top 10 Holdings
Amit Tripathi, Sanjay Parekh
Benchmark
Crisil Hybrid 85+15 - Conservative Index
Fund Size
Monthly Average: ` 2,034.22 Cr For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Month End: ` 2,043.41 Cr Rating Profile Asset Allocation

Growth Plan ` 41.6493 AAA/SOV/A1+/Cash &
Other Receivables, 17.33% Corporate Bond, 77.88%
Quarterly Dividend Plan ` 12.7489 AA+, 7.08%
Direct - Growth Plan ` 43.6914 AA, 9.44% InvIT, 0.19%
BBB+, 17.20%
Direct - Monthly Dividend Plan ` 12.9838 AA-, 0.25% Zero Coupon Bond, 1.08%
Direct - Quarterly Dividend Plan ` 13.0887 BBB-, 2.42% Commercial Paper, 3.43%
A+/A/A-/A1, 33.85%
Average Maturity 3.07 years InvIT, 0.19% Equity, 11.17%
Modified Duration 2.22 years Equity, 11.17%
Yield to Maturity* 10.59% Unrated, 1.08%

Direct: 1.00 Industry Allocation (Equity Portion) Dividend History
Load structure
Banks 16.19%
Monthly Dividend Plan
Entry Load: Nil 20-Jul-18 0.0591 12.1628 12.0808
Exit Load: 10% of the units allotted shall be redeemed without Finance 9.71% 20-Jun-18 0.0591 12.1069 12.0249
any exit load, on or before completion of 12 months from the 21-May-18 0.0504 12.0819 12.0119
Cement 6.14%
date of allotment of units. Any redemption in excess of such Direct - Monthly Dividend Plan
20-Jul-18 0.0645 13.0152 12.9257
limit in the first 12 months from the date of allotment shall be Auto 6.02%
20-Jun-18 0.0645 12.9472 12.8577
subject to the following exit load. Redemption of units would
Petroleum Products 5.75% 21-May-18 0.0555 12.9134 12.8364
be done on First in First out Basis (FIFO):
Quarterly Dividend Plan
• 1% if redeemed or switched out on or before completion Ferrous Metals 5.11%
20-Jun-18 0.1657 12.7808 12.5508
of 12 months from the date of allotment of units.
Software 4.88%
20-Mar-18 0.1661 12.9266 12.6966
• Nil, thereafter. 20-Dec-17 0.1661 13.2795 13.0495
Construction Project 4.09% Direct - Quarterly Dividend Plan
*excluding other receivables 20-Jun-18 0.1786 13.1206 12.8726
YTM including other receivables: 9.98% Pharmaceuticals 2.54%
20-Mar-18 0.1791 13.2546 13.0066
Consumer Non 20-Dec-17 0.1791 13.5999 13.3519
Average Maturity, Modified Duration & YTM details Durables
2.43%
provided for Debt portion of Portfolio only. AMFI Classification Past performance may or may not be sustained in future.
Product Label
Regular income and capital growth over long term

Investment in debt & money market instruments and equities & equity related securities
is suitable for them. will be at Moderately High risk

Reliance ETF Nifty BeES NIFTYBEES
Equity - ETF
Type of Scheme Mahindra & Mahindra Limited 1.94 Bajaj Finance Limited 1.42
Oil
An Open Ended Index Exchange Traded Scheme [Rajiv Tata Motors Limited 1.09
Oil & Natural Gas Corporation Limited 1.04
Gandhi Equity Savings Scheme (RGESS) Qualified Banks
Petroleum Products
Scheme]** HDFC Bank Limited* 9.99
Reliance Industries Limited* 9.29
ICICI Bank Limited* 4.36 Pharmaceuticals
Current Investment Philosophy Kotak Mahindra Bank Limited* 3.89 Sun Pharmaceutical Industries Limited 1.40
The Scheme employs a passive investment approach State Bank of India 2.45 Power
designed to track the performance of Nifty 50 Index. IndusInd Bank Limited 2.27 NTPC Limited 1.08
The Scheme seeks to achieve this goal by investing in Axis Bank Limited 2.11 Software
securities constituting Nifty 50 Index in same proportion Infosys Limited* 5.78
Yes Bank Limited 1.51
as in the Index. Tata Consultancy Services Limited* 4.63
HCL Technologies Limited 1.20
Larsen & Toubro Limited* 3.58 Telecom - Services
Date of Allotment
Consumer Non Durables Bharti Airtel Limited 1.15
December 28, 2001 ITC Limited* 5.67 Equity Less Than 1% of Corpus 19.87
Hindustan Unilever Limited 2.76 Cash and Other Receivables 0.08
Fund Manager Asian Paints Limited 1.46 Grand Total 100.00
Payal Wadhwa Kaipunjal *Top 10 Holdings
Benchmark
Nifty 50
Fund size
NAV as on July 31, 2018 ` 1,183.4071
Volatility Measures
Beta 0.98
Sharpe Ratio 0.11
Note: The above measures have been calculated using monthly rolling returns for 36 Industry Allocation Dividend History
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). Record Date Rate (`/ Cum Ex-
Banks 26.57%
Unit) Dividend Dividend
NAV NAV
Software 13.26% 20-Feb-15 8.0000 893.3096 885.3096
Tracking Error@ 0.04 Petroleum Products 11.22% 11-Mar-14 7.0000 660.0726 653.0726
Creation Unit Size 5000 Units Finance 10.48% 14-Mar-13 7.5000 599.2203 591.7203
Pricing (per unit) 1/10th of Index Consumer Non Durables 9.88% Past performance may or may not be sustained in future.
Auto 8.47%
Exchange Listed NSE statutory levy (if applicable). Face Value-`10.
NSE Symbol NIFTYBEES Nifty 50 - Valuation Measures
BSE Code 590103 Pharmaceuticals 3.14%
Full market capitalisation (` Cr) 8,239,710.00
ISIN INF732E01011 Power 1.99% P/E 28.22
Bloomberg Code NBEES IN Equity Cement 1.88% P/B 3.70
AMFI Classification Dividend Yield 1.18
Reuters Code NBES.NS & NBES.BO
Source: www.nseindia.com
Total Expense Ratio^ 0.11
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label
• Long-term capital appreciation

• Investment in Securities covered by Nifty 50 Index

Reliance ETF Sensex RELSENSEX
Equity - ETF
Auto Finance
Mahindra & Mahindra Limited 2.34 Non - Ferrous Metals
Type of Scheme Tata Motors Limited 1.53 Vedanta Limited 1.11
Hero MotoCorp Limited 1.15 Oil
An open ended Index Exchange Traded Fund [Rajiv Gandhi Banks Oil & Natural Gas Corporation Limited 1.26
Equity Savings Scheme (RGESS) Qualified Scheme]**
HDFC Bank Limited* 11.92 Petroleum Products
Current Investment Philosophy Kotak Mahindra Bank Limited* 4.15 Pharmaceuticals
State Bank of India 3.02 Sun Pharmaceutical Industries Limited 1.64
The Scheme employs a passive investment approach
IndusInd Bank Limited 2.73 Power
designed to track the performance of S&P BSE Sensex
Index. The Scheme seeks to achieve this goal by Axis Bank Limited 2.69 NTPC Limited 1.27
investing in securities constituting the S&P BSE Sensex Yes Bank Limited 1.81 Power Grid Corporation of India Limited 1.08
index in same proportion as in the Index. Construction Project Software
Larsen & Toubro Limited* 4.26 Infosys Limited* 6.97
Consumer Non Durables Tata Consultancy Services Limited* 5.19
Date of Allotment
ITC Limited* 6.80 Telecom - Services
September 24, 2014 Hindustan Unilever Limited 3.32 Bharti Airtel Limited 1.17
Asian Paints Limited 1.75 Equity Less Than 1% of Corpus 3.62
Fund Manager Ferrous Metals Cash and Other Receivables 0.12
Tata Steel Limited 1.18 Grand Total 100.00
*Top 10 Holdings
Benchmark For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
S&P BSE Sensex
Fund size
NAV as on July 31, 2018 ` 395.3238
Volatility Measures
Beta 0.98
Sharpe Ratio 0.12
Note: The above measures have been calculated using monthly rolling returns for 36 S&P BSE Sensex - Valuation Measures
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). Industry Allocation
Full market capitalisation ( ` Cr) 6,672,404.36
Banks P/E 23.61
Portfolio Turnover (Times) 0.44 31.56%
P/B 3.13
Tracking Error @ 0.08 Software 13.03%
Dividend Yield 1.17
Creation Unit Size 10,000 Units Source: www.asiaindex.co.in
Pricing (per unit) 1/100th of Index
Auto 9.40%
Exchange Listed BSE Finance 8.99%
BSE Code 538683
ISIN INF204KA1UN7
Power 2.35%
Bloomberg Code RSENSEX IN Equity
Reuters Code RLSE.BO
Oil 1.26%
AMFI Classification
Load structure
Entry Load: Nil
Exit Load: Nil Product Label

composition of S&P BSE Sensex Index, subject to tracking errors.

Reliance ETF NV20 RELNV20
Equity - ETF
Details as on July 31, 2018 Auto Oil
Hero MotoCorp Limited 2.33 Oil & Natural Gas Corporation Limited 2.55
Type of Scheme
Bajaj Auto Limited 2.01 Petroleum Products
An open ended Index Exchange Traded Fund [Rajiv Gandhi Banks Reliance Industries Limited* 16.48
Equity Savings Scheme (RGESS) Qualified Scheme]** ICICI Bank Limited* 10.68 Bharat Petroleum Corporation Limited 1.66
State Bank of India* 6.01 Hindustan Petroleum Corporation Limited 1.16
Current Investment Philosophy Axis Bank Limited* 5.17 Power
Yes Bank Limited* 3.70 NTPC Limited* 2.65
Reliance ETF NV20 is a passively managed exchange Consumer Non Durables Software
traded fund which will employ an investment approach Hindustan Unilever Limited* 6.75 Infosys Limited* 14.16
designed to track the performance of Nifty 50 Value 20 Ferrous Metals Tata Consultancy Services Limited* 11.36
Index. Tata Steel Limited 2.32 HCL Technologies Limited* 2.93
The Scheme seeks to achieve this goal by investing in Gas Tech Mahindra Limited 2.33
securities constituting the Nifty 50 Value 20 Index in GAIL (India) Limited 1.80 Wipro Limited 1.71
same proportion as in the Index. Minerals/Mining Cash and Other Receivables 0.37
Coal India Limited 1.86 Grand Total 100.00
Date of Allotment *Top 10 Holdings
June 18, 2015
Fund Manager
Payal Wadhwa Kaipunjal For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Benchmark
Nifty 50 Value 20
Fund size
NAV as on July 31, 2018 ` 542.4153
Volatility Measures
Beta 0.98
Sharpe Ratio 0.12
Industry Allocation Nifty 50 Value 20 - Valuation Measures

Portfolio Turnover (Times) 0.57 Full market capitalisation (` Cr) 4,119,798.23
P/E 23.72
Tracking Error @ 0.14 Software 32.49%
P/B 2.88
Banks 25.56%
Creation Unit Size 3,000 Units (w.e.f 25.06.2018) Dividend Yield 1.64
Petroleum Products 19.30% Source: www.nseindia.com
Exchange Listed NSE Auto 4.34%
NSE Symbol RELNV20 Power 2.65%
ISIN INF204KA17D8 Oil 2.55%
Bloomberg Code RELNV20 IN Equity Ferrous Metals 2.32%
Reuters Code RENV.NS Minerals/Mining 1.86%
Gas 1.80%
Total Expense Ratio^ 0.20 AMFI Classification
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

investment in equity and equity related securities and portfolios replicating the
composition of Nifty 50 Value 20 Index, subject to tracking errors.
is suitable for them. will be at Moderately High risk

Reliance ETF Junior BeES JUNIORBEES
Equity - ETF
Details as on July 31, 2018 Auto L&T Finance Holdings Limited 1.54
Ashok Leyland Limited 2.29 Rural Electrification Corporation Limited 1.37
Type of Scheme Auto Ancillaries General Insurance Corporation of India 1.24
An Open Ended Index Exchange Traded Scheme [Rajiv Motherson Sumi Systems Limited* 3.64 SBI Life Insurance Company Limited 1.16
Gandhi Equity Savings Scheme (RGESS) Qualified MRF Limited* 2.70 Aditya Birla Capital Limited 1.14
Scheme]** Bosch Limited 2.42 Power Finance Corporation Limited 1.11
Banks Gas
Current Investment Philosophy Bank of Baroda 2.06 Petronet LNG Limited 2.43
Punjab National Bank 1.26 Industrial Capital Goods
The Scheme employs a passive investment approach Cement Bharat Heavy Electricals Limited 1.42
designed to track the performance of Nifty Next 50 Shree Cement Limited* 2.91 Bharat Electronics Limited 1.32
Index. The Scheme seeks to achieve this goal by Ambuja Cements Limited 2.39 Siemens Limited 1.25
investing in securities constituting the Nifty Next 50 Industrial Products
ACC Limited 1.83
Index in same proportion as in the Index. Cummins India Limited 1.29
Chemicals
Pidilite Industries Limited 2.42 Media & Entertainment
Date of Allotment Construction Sun TV Network Limited 1.08
Minerals/Mining
February 21, 2003 DLF Limited 1.24
NMDC Limited 1.32
Consumer Durables
Non - Ferrous Metals
Havells India Limited 2.24
Fund Manager Hindustan Zinc Limited 1.00
Pharmaceuticals
Payal Wadhwa Kaipunjal Britannia Industries Limited* 5.43
Piramal Enterprises Limited* 3.28
Godrej Consumer Products Limited* 4.68
Benchmark Dabur India Limited* 3.36
Cadila Healthcare Limited 1.38
Marico Limited* 2.65
Nifty Next 50 Retailing
United Spirits Limited 2.35
Avenue Supermarts Limited 2.33
Colgate Palmolive (India) Limited 2.15
Software
Fund size Procter & Gamble Hygiene and Health Care Limited 1.37
Oracle Financial Services Software Limited 1.22
Emami Limited 1.02
Monthly Average: ` 436.91 Cr Telecom - Services
Ferrous Metals
Month End: ` 514.63 Cr Idea Cellular Limited 1.38
JSW Steel Limited* 4.85 Transportation
NAV as on July 31, 2018 ` 304.0249 Steel Authority of India Limited 1.13 Container Corporation of India Limited 2.07
Finance InterGlobe Aviation Limited 1.26
Volatility Measures Shriram Transport Finance Company Limited* 2.84 Equity Less Than 1% of Corpus 2.47
LIC Housing Finance Limited 2.26 Cash and Other Receivables 0.34
ICICI Prudential Life Insurance Company Limited 1.78 Grand Total 100.00
Beta 0.97
Sharpe Ratio 0.14 *Top 10 Holdings
Note: The above measures have been calculated using monthly rolling returns for 36 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.

Tracking Error @ 0.11 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Creation Unit Size 10,000 Units (w.e.f 25.06.2018) Consumer Non Durables 23.02% 11-Mar-14 1.0000 127.5231 126.5231
Finance
09-Jul-09 1.2500 75.3772 74.1272
14.42%
19-Feb-04$ 4.0000 352.0260 348.0260
Bonus
Exchange Listed NSE Cement 7.13% 19-Feb-04$ 1:4 units
NSE Symbol JUNIORBEES Pharmaceuticals 7.00% Past performance may or may not be sustained in future.
BSE Code 590104 Pursuant to dividend payment, NAV falls to the extent of payout &
statutory levy (if applicable). Face Value `1.25
ISIN INF732E01045
$
Face Value of `10
Bloomberg Code JBEES IN Equity
Transportation 3.33%
Reuters Code JBES.NS & JBES.BO Nifty Next 50 - Valuation Measures
Banks 3.32% Full market capitalisation (` Cr) 2,170,581.60
Total Expense Ratio^ 0.23 Gas 2.43% P/E 46.46
AMFI Classification P/B 3.43
Load structure Dividend Yield 1.20
Entry Load: Nil
Exit Load: Nil
Product Label

• Investment in Securities covered by Nifty Next 50 Index
*Investors should consult their financial advisors if in doubt about whether the product is Investors understand that their principal
suitable for them.

Reliance ETF Nifty 100 RELCNX100
Equity - ETF
Auto Hindustan Unilever Limited 2.37
Maruti Suzuki India Limited* 2.42 Asian Paints Limited 1.25
Type of Scheme
Mahindra & Mahindra Limited 1.67 Finance
An open ended Index Exchange Traded Fund [Rajiv Tata Motors Limited 1.07 Housing Development Finance Corporation Limited* 6.16
Gandhi Equity Savings Scheme (RGESS) Qualified Banks Bajaj Finance Limited 1.23
Scheme]** HDFC Bank Limited* 8.58 Petroleum Products
Current Investment Philosophy Kotak Mahindra Bank Limited* 3.34 Pharmaceuticals
State Bank of India 2.11 Sun Pharmaceutical Industries Limited 1.20
The Scheme employs a passive investment approach IndusInd Bank Limited 1.95 Software
designed to track the performance of Nifty 100 Index. Axis Bank Limited 1.81 Infosys Limited* 4.97
The Scheme seeks to achieve this goal by investing in Yes Bank Limited 1.30 Tata Consultancy Services Limited* 3.98
securities constituting Nifty 100 Index in same
Construction Project HCL Technologies Limited 1.03
proportion as in the Index.
Larsen & Toubro Limited* 3.08 Equity Less Than 1% of Corpus 33.40
Consumer Non Durables Cash and Other Receivables 0.50
Date of Allotment ITC Limited* 4.87 Grand Total 100.00
Fund Manager
Benchmark
Nifty 100
Fund size
NAV as on July 31, 2018 ` 119.2549
Volatility Measures
Beta 0.97
Sharpe Ratio 0.10
Industry Allocation Nifty 100 - Valuation Measures

Portfolio Turnover (Times) 0.19 Full market capitalisation (` Cr) 10,417,608.95
Banks 23.28%
Tracking Error@ 0.17 P/E 29.88
Consumer Non Durables 11.61% P/B 3.66
Creation Unit Size 100,000 Units
Software 11.56%
Dividend Yield 1.19
Pricing (per unit) 1/100th of Index Source: www.nseindia.com
Finance 10.97%
Exchange Listed NSE, BSE Petroleum Products 9.64%
NSE Symbol RELCNX100 Auto 7.71%

BSE Code 537483 Pharmaceuticals 3.65%
ISIN INF204K014N5
Bloomberg Code RCNX100 IN Equity
Cement 2.58%
Reuters Code RELF.NS & RELF.BO
Power 1.82%
AMFI Classification
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

composition of Nifty 100 Index, subject to tracking errors.
suitable for them.

Reliance ETF Consumption RELCONS
Equity - ETF

Auto Marico Limited 2.00
Type of Scheme Maruti Suzuki India Limited* 10.23 United Spirits Limited 1.77
Mahindra & Mahindra Limited* 9.28 Colgate Palmolive (India) Limited 1.62
An open ended Index Exchange Traded Fund
Hero MotoCorp Limited* 4.55 Hotels, Resorts And Other Recreational Activities
Bajaj Auto Limited* 3.91 The Indian Hotels Company Limited 1.02
TVS Motor Company Limited 1.12 Media & Entertainment
Current Investment Philosophy Consumer Durables Zee Entertainment Enterprises Limited 3.12
Titan Company Limited* 4.05 Power
Havells India Limited 1.69 Tata Power Company Limited 1.44
designed to track the performance of Nifty India
Crompton Greaves Consumer Electricals Limited 1.07 Telecom - Services
Consumption Index. The Scheme seeks to achieve this
goal by investing in securities constituting Nifty India Consumer Non Durables Bharti Airtel Limited* 5.48
Consumption Index in same proportion as in the Index. ITC Limited* 10.71 Idea Cellular Limited 1.04
Hindustan Unilever Limited* 10.27 Textile Products
Asian Paints Limited* 6.96 Page Industries Limited 1.75
Date of Allotment Equity Less Than 1% of Corpus 6.02
Britannia Industries Limited* 4.10
April 3, 2014 Godrej Consumer Products Limited 3.53 Cash and Other Receivables 0.70
Dabur India Limited 2.53 Grand Total 100.00
Benchmark
Nifty India Consumption For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Fund size
NAV as on July 31, 2018 ` 55.2105
Volatility Measures
Beta 0.97
Sharpe Ratio 0.16
Portfolio Turnover (Times) 3.33 Industry Allocation Nifty India Consumption - Valuation Measures
Tracking Error @ 0.16
Consumer Non Durables 45.92% P/E 50.77
Creation Unit Size 60,000 Units (w.e.f 25.06.2018)
P/B 6.31
Auto 29.10%
Pricing (per unit) 1/100th of Index Dividend Yield 0.91
Telecom - Services 6.53%
Exchange Listed NSE Media & Entertainment 3.93%
NSE Symbol RELCONS Textile Products 1.75%

ISIN INF204KA1LD7
Power 1.44%
Bloomberg Code RCONSUM IN Equity Hotels, Resorts And Other
Recreational Activities 1.02%
Reuters Code RELC.NS
Transportation 0.95%
Total Expense Ratio^ 0.13 Healthcare Services 0.93%

AMFI Classification
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

composition of Nifty India Consumption Index, subject to tracking errors.
is suitable for them.

Reliance ETF Dividend Opportunities RELDIVOPP
Equity - ETF
Auto Petroleum Products
Type of Scheme Hero MotoCorp Limited* 3.20 Indian Oil Corporation Limited 2.63
Bajaj Auto Limited 2.75 Bharat Petroleum Corporation Limited 2.28
An open ended Index Exchange Traded Fund Consumer Non Durables Hindustan Petroleum Corporation Limited 1.59
ITC Limited* 10.84 Power
Hindustan Unilever Limited* 9.26 NTPC Limited* 3.63
Current Investment Philosophy Colgate Palmolive (India) Limited 1.14 Power Grid Corporation of India Limited 3.07
Finance Software
The Scheme employs a passive investment approach Indiabulls Housing Finance Limited* 3.19 Infosys Limited* 10.56
designed to track the performance of Nifty Dividend Gas Tata Consultancy Services Limited* 10.35
Opportunities 50 Index. The Scheme seeks to achieve
GAIL (India) Limited 2.47 HCL Technologies Limited* 4.03
this goal by investing in securities constituting Nifty
Minerals/Mining Tech Mahindra Limited* 3.20
Dividend Opportunities 50 Index in same proportion as
Coal India Limited 2.55 Telecom - Equipment & Accessories
in the Index.
Non - Ferrous Metals Bharti Infratel Limited 1.83
Vedanta Limited 3.09 Equity Less Than 1% of Corpus 13.88
Date of Allotment Oil Cash and Other Receivables 0.94
April 15, 2014 Oil & Natural Gas Corporation Limited* 3.50 Grand Total 100.00
*Top 10 Holdings
Fund Manager
Benchmark
Nifty Dividend Opportunities 50
Fund size
NAV as on July 31, 2018 30.0631
Volatility Measures
Beta 0.96
Sharpe Ratio 0.13
Industry Allocation Nifty Dividend Opportunities 50 - Valuation Measures

P/E 17.04
Software 29.35%
P/B 3.15
Creation Unit Size 75,000 Units (w.e.f 25.06.2018) Dividend Yield 2.75
Power 7.25% Source: www.nseindia.com
Finance 7.20%

Exchange Listed NSE
NSE Symbol RELDIVOPP Auto 5.95%
ISIN INF204KA1MS3 Non - Ferrous Metals 3.98%

Bloomberg Code RDIVOPP IN Equity
Oil 3.93%
Reuters Code RDOF.NS
Minerals/Mining 3.25%
Gas 2.64%
AMFI Classification
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

composition of Nifty Dividend Opportunities 50 Index, subject to tracking errors.

Reliance ETF Infra BeES INFRABEES
Equity - ETF
Details as on July 31, 2018 Construction Project Telecom - Equipment & Accessories
Larsen & Toubro Limited* 33.50 Bharti Infratel Limited* 5.09
Type of Scheme
Voltas Limited* 2.74 Telecom - Services
An open ended index scheme listed on the Exchange in the Industrial Capital Goods Bharti Airtel Limited* 10.75
form of an Exchange Traded Fund (ETF) tracking the Nifty Bharat Heavy Electricals Limited* 2.10 Idea Cellular Limited 2.04
Infrastructure Index Siemens Limited 1.84 Transportation
Power Adani Ports and Special Economic Zone Limited* 5.87
Current Investment Philosophy NTPC Limited* 10.12 Container Corporation of India Limited* 3.06
Power Grid Corporation of India Limited* 8.55 InterGlobe Aviation Limited 1.86
The Scheme employs a passive investment approach Tata Power Company Limited* 2.82 Equity Less Than 1% of Corpus 6.93
designed to track the performance of Nifty Infrastructure NHPC Limited 1.12 Cash and Other Receivables 0.49
Index. The Scheme seeks to achieve this goal by investing Reliance Infrastructure Limited 1.12 Grand Total 100.00
in securities constituting the Nifty Infrastructure Index in
same proportion as in the Index. *Top 10 Holdings
Date of Allotment
September 29, 2010 For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Fund Manager
Benchmark
Nifty Infrastructure
Fund size Industry Allocation Nifty Infrastructure Index - Valuation Measures
Monthly Average: ` 14.96 Cr Full market capitalisation (` Cr) 1,011,866.14

Month End: ` 15.11 Cr P/E 36.73
P/B 2.15
NAV as on July 31, 2018 ` 321.6584 Dividend Yield 1.28
Power 25.59%
Volatility Measures Telecom - Services 12.79%
Beta 0.96 Transportation 10.80%
Sharpe Ratio -0.09

Telecom - Equipment &
Accessories 5.09%

Construction 1.32%
AMFI Classification
Creation Unit Size 5000 Units
Exchange Listed NSE
NSE Symbol INFRABEES
ISIN INF732E01268
Bloomberg Code IBEES IN Equity
Reuters Code IFRB.NS
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

• Investment in Securities covered by Nifty Infrastructure Index

Reliance ETF Bank BeES BANKBEES
Equity - ETF

Banks Yes Bank Limited* 5.38
Type of Scheme HDFC Bank Limited* 35.52 Ratnakar Bank Limited* 1.70
ICICI Bank Limited* 15.51 The Federal Bank Limited* 1.39
An Open Ended Index Exchange Traded Scheme [Rajiv
Kotak Mahindra Bank Limited* 13.82 Bank of Baroda* 1.16
Gandhi Equity Savings Scheme (RGESS) Qualified
State Bank of India* 8.72 Equity Less Than 1% of Corpus 1.14
Scheme]**
IndusInd Bank Limited* 8.07 Cash and Other Receivables 0.09
Axis Bank Limited* 7.50 Grand Total 100.00
*Top 10 Holdings
designed to track the performance of Nifty Bank Index.
The Scheme seeks to achieve this goal by investing in
securities constituting the Nifty Bank Index in same
Date of Allotment
May 27, 2004
Fund Manager
Benchmark
Nifty Bank
Fund size Dividend History Nifty Bank - Valuation Measures
Monthly Average: ` 2,737.80 Cr Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Full market capitalisation (` Cr) 1,739,385.51
Month End: ` 2,869.86 Cr 20-Feb-15 13.0000 1,923.0249 1,910.0249 P/E 53.47
11-Mar-14 11.0000 1,220.3525 1,209.3525 P/B 3.13
NAV as on July 31, 2018 ` 2,824.9658 14-Mar-13 18.0000 1,220.1859 1,202.1859 Dividend Yield 0.45
Past performance may or may not be sustained in future.
Volatility Measures Pursuant to dividend payment, NAV falls to the extent of payout &
Standard Deviation 5.46 statutory levy (if applicable). Face Value-`10.
Beta 0.97
Sharpe Ratio 0.14

Exchange Listed NSE

NSE Symbol BANKBEES
BSE Code 590106
ISIN INF732E01078
Bloomberg Code BBEES IN Equity
Reuters Code BBES.NS & BBES.BO
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label
Long-term capital appreciation
• Investment in Securities covered by Nifty Bank Index

Reliance ETF PSU Bank BeES PSUBNKBEES
Equity - ETF
Banks Indian Bank* 1.98
Type of Scheme State Bank of India* 70.32 Bank of India* 1.68
Bank of Baroda* 9.34 Syndicate Bank* 1.11
An open ended index scheme, listed on the Exchange in Punjab National Bank* 5.71
Equity Less Than 1% of Corpus 2.08
the form of an Exchange Traded Fund (ETF) tracking the Canara Bank* 3.60
Nifty PSU Bank Index Cash and Other Receivables 0.02
Union Bank of India* 2.13
IDBI Bank Limited* 2.04 Grand Total 100.00
Current Investment Philosophy *Top 10 Holdings

designed to track the performance of Nifty PSU Bank For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Index. The Scheme seeks to achieve this goal by
investing in securities constituting the Nifty PSU Bank
Index in same proportion as in the Index.
Date of Allotment
October 25, 2007
Fund Manager
Benchmark
Nifty PSU Bank
Fund size Dividend History Nifty PSU Bank - Valuation Measures

Record Date Rate (`/ Unit) Cum Dividend Ex-Dividend Full market capitalisation (` Cr) 435,737.47
NAV NAV P/B 1.07
10-Nov-09 6.0000 350.6454 344.6454 Dividend Yield 0.01
NAV as on July 31, 2018 ` 353.4290 Past performance may or may not be sustained in future. Source: www.nseindia.com
Volatility Measures
Beta 0.97
Sharpe Ratio -0.03

Exchange Listed NSE

NSE Symbol PSUBNKBEES
BSE Code 590108
ISIN INF732E01110
Bloomberg Code PSUBBE IN Equity
Reuters Code PSUB.NS & PSUB.
BO
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

• Investment in Securities covered by Nifty PSU Bank Index

Reliance ETF Shariah BeES SHARIABEES
Equity - ETF
Auto Pesticides
Maruti Suzuki India Limited* 14.96 UPL Limited 2.80
Type of Scheme
Hero MotoCorp Limited* 5.06 Petroleum Products
An Open Ended Index Exchange Traded Scheme [Rajiv Cement Indian Oil Corporation Limited 4.16
Gandhi Equity Savings Scheme (RGESS) Qualified UltraTech Cement Limited* 5.18 Bharat Petroleum Corporation Limited 3.60
Scheme]** Grasim Industries Limited* 4.78 Pharmaceuticals
Consumer Durables Cipla Limited 3.85
Current Investment Philosophy Titan Company Limited* 4.51
Dr. Reddy's Laboratories Limited 3.05
Lupin Limited 2.34
The Scheme employs a passive investment approach Hindustan Unilever Limited* 14.64
Software
designed to track the performance of Nifty50 Shariah Asian Paints Limited* 7.74
Tech Mahindra Limited* 5.05
Index. The Scheme seeks to achieve this goal by Ferrous Metals
Telecom - Equipment & Accessories
investing in securities constituting the Nifty50 Shariah Tata Steel Limited* 5.03
Index in same proportion as in the Index. Gas Bharti Infratel Limited 2.89
GAIL (India) Limited 3.90 Equity Less Than 1% of Corpus 0.00
Oil Cash and Other Receivables 0.93
Date of Allotment Grand Total 100.00
Oil & Natural Gas Corporation Limited* 5.54
Fund Manager
Payal Wadhwa Kaipunjal For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
Benchmark
Nifty50 Shariah
Fund size Industry Allocation Dividend History

Monthly Average: ` 3.29 Cr Record Date Rate Cum Dividend Ex-Dividend
(`/ Unit) NAV NAV
Month End: ` 3.39 Cr Consumer Non Durables 22.38%
Auto 20.02%
11-Mar-14 2.0000 148.8451 146.8451
NAV as on July 31, 2018 ` 255.8724
Past performance may or may not be sustained in future.
Cement 9.97%
Volatility Measures Pharmaceuticals 9.24% statutory levy (if applicable). Face Value-`10.
Standard Deviation 3.85 Petroleum Products 7.76%
Beta 0.98 Oil 5.54%
Sharpe Ratio 0.08 Software 5.05% Nifty50 Shariah Index - Valuation Measures
Ferrous Metals 5.03% Full market capitalisation (` Cr) 2,012,632.15
P/E 24.69
P/B 3.81
Portfolio Turnover (Times) 0.79 Gas 3.90%
Dividend Yield 1.59
AMFI Classification
Tracking Error@ 0.20 Source: www.nseindia.com
Exchange Listed NSE

NSE Symbol SHARIABEES
BSE Code 590109
ISIN INF732E01128
Bloomberg Code SBEES IN Equity
Reuters Code SBET.NS & SBET.BO
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

• Investment in Securities covered by Nifty50 Shariah Index

Reliance ETF Hang Seng BeES HNGSNGBEES
Equity - ETF

Biotech & Pharma Bank of China Limited* 3.15
Type of Scheme CSPC Pharmaceutical Group Limited 1.04 Hong Kong Exchanges And Clearing Limited * 2.94
Conglomerates Hang Seng Bank Limited 1.76
An open ended index Scheme, investing in overseas
Securities listed on the Exchange in the form of an CK Hutchison Holdings Limited 2.48 China Life Insurance Co. Limited 1.57
Exchange Traded Fund (ETF) tracking the Hang Seng Index Consumer Goods BOC Hong Kong (Holdings) Limited 1.52
Information Technology
Geely Auto Holdings Limited 1.04
Tencent Holdings Limited * 9.24
Current Investment Philosophy Consumer Services
Properties & Construction
Galaxy Entertainment Group Limited 1.61
The Link REIT 1.81
The Scheme employs a passive investment approach Sands China Limited 1.06
designed to track the performance of Hang Seng Index. Sun Hung Kai Properties Limited 1.73
Energy
The Scheme seeks to achieve this goal by investing in CK Asset Holdings Limited 1.68
Cnooc Limited * 2.53 China Overseas Land & Investment Limited 1.02
securities constituting the Hang Seng Index in same
proportion as in the Index. China Petroleum & Chemical Corporation (“Sinopec Corp.") 2.08 Telecommunications
Petrochina Co. Limited 1.36 China Mobile Limited * 4.69
Financials Utilities
Date of Allotment
HSBC Holdings PLC* 10.28 CLP Holdings Limited 1.83
March 9, 2010 AIA Group Limited * 8.92 Hong Kong And China Gas Co. Limited 1.60
China Construction Bank Corporation* 7.38 Equity Less Than 1% of Corpus 14.93
Fund Manager Industrial And Commercial Bank of China Limited* 4.62 Cash and Other Receivables 2.02
Ping An Insurance (Group) Co. of China Limited* 4.09 Grand Total 100.00
Kinjal Desai1, Siddharth Deb2
*Top 10 Holdings
Benchmark
Hang Seng
Fund size
Month End: ` 7.23 Cr Hang Seng Index - Valuation Measures
Industry Allocation
NAV as on July 31, 2018 ` 3,054.8926
Financials 47.24% P/E 12.05
Volatility Measures Dividend Yield 3.78
Properties & Construction 10.97%
Standard Deviation 4.02 Source: Hang Seng Indexes Company Ltd.
Beta 0.77 Information Technology 10.04%
Sharpe Ratio 0.08
Energy 6.62%
months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018). Telecommunications 5.49%
Utilities 4.99%
Tracking Error@ 0.38 Conglomerates 3.64%
Creation Unit Size 2500 Units Consumer Services 3.38%

Consumer Goods 3.34%
Industrials 1.23% Hang Seng Indexes Co. Ltd

Exchange Listed NSE Industry Classification
NSE Symbol HNGSNGBEES
BSE Code 590113
ISIN INF732E01227
Bloomberg Code HSBEES IN Equity
Reuters Code HNGS.NS & HNGS.BO
Load structure
Entry Load: Nil
Exit Load: Nil
1
For foreign securities Product Label
2
For debt securities

• Investment in Securities covered by Hang Seng Index

CPSE ETF CPSEETF
Equity - ETF

Construction Project Oil
Type of Scheme Engineers India Limited* 2.06 Oil & Natural Gas Corporation Limited* 23.34
Finance
An Open Ended Index Exchange Traded Scheme [Rajiv Oil India Limited* 2.84
Rural Electrification Corporation Limited* 4.84
Gandhi Equity Savings Scheme (RGESS) Qualified Petroleum Products
Power Finance Corporation Limited* 3.91
Scheme]** Indian Oil Corporation Limited* 17.52
Gas
GAIL (India) Limited* 16.46 Transportation
Current Investment Philosophy Industrial Capital Goods Container Corporation of India Limited* 7.32
Bharat Electronics Limited* 4.67 Equity Less Than 1% of Corpus 0.00
Minerals/Mining Cash and Other Receivables 0.06
designed to track the performance of Nifty CPSE Index.
Coal India Limited* 16.98 Grand Total 100.00
The Scheme seeks to achieve this goal by investing in
securities constituting the Nifty CPSE Index in same *Top 10 Holdings
Date of Allotment
March 28, 2014
Fund Manager
Benchmark
Nifty CPSE
Fund size
Monthly Average: ` 4,176.06 Cr Nifty CPSE Index - Valuation Measures
Industry Allocation
Full market capitalisation (` Cr) 758,369.14
NAV as on July 31, 2018 ` 27.1052 P/E 10.63
Oil 26.18%
Volatility Measures P/B 1.81
Petroleum Products 17.52% Dividend Yield 4.67
Beta 0.96 Source: www.nseindia.com
Minerals/Mining 16.98%
Sharpe Ratio -0.02
Gas 16.46%
Finance 8.75%
Portfolio Turnover (Times) 0.06 Transportation 7.32%
Tracking Error @ 0.25 Industrial Capital Goods 4.67%

Creation Unit Size 100,000 Units AMFI Classification
Exchange Listed NSE, BSE
NSE Symbol CPSEETF

BSE Code 538057
ISIN INF457M01133
Bloomberg Code CPSEBE IN Equity
Reuters Code GOMS.NS & GOMS.BO
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label
• Long term capital appreciation

• Investment in Securities covered by the Nifty CPSE Index

Reliance ETF Liquid BeES LIQUIDBEES
Fixed Income - ETF Portfolio as on July 31, 2018
Type of Scheme
CBLO, Cash and Other Receivables 98.86
An open ended liquid scheme, listed on the Exchange in the form of an ETF,
Deposits Placed With National Securities Clearing Corporation Ltd 1.14
investing in CBLO/Repo & Reverse Repo with daily Dividend and compulsory
reinvestment of Dividend Grand Total 100.00
All investments of the scheme would be in CBLO, Repos, Reserve Repos For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
and other Money Market Instruments.
Date of Allotment
July 8, 2003
Fund Manager Rating Profile Asset Allocation
Siddharth Deb
Benchmark AAA/SOV/A1+/Cash & Other
CBLO, Cash and Other Receivables, 98.86%
Nifty 1D Rate Index Receivables, 100.00% Deposits Placed With NSCCL, 1.14%
Fund size
NAV as on July 31, 2018 ` 1,000.0000
Exchange Listed NSE

NSE Symbol LIQUIDBEES
BSE Code 590096
ISIN INF732E01037
Bloomberg Code LBEES IN Equity
Reuters Code LBES.NS & LBES.BO
Product Label
Average Maturity 1.65 Days
Modified Duration 1.65 Days This product is suitable for investors who are seeking*:
Load structure • Current income with high degree of liquidity

Entry Load: Nil
Exit Load: Nil • Investment in CBLO/Repo & Reverse Repo predominantly & Money Market Instruments

*Investors should consult their financial advisors if in doubt about whether the product will be at Low risk
Reliance ETF Long Term Gilt RRSLGETF

Fixed Income - ETF Portfolio as on July 31, 2018
Type of Scheme Company/Issuer Rating % of Assets Company/Issuer Rating % of Assets
An open ended Index Exchange Traded Fund Government Bond 96.99 6.79% GOI (MD 15/05/2027) SOV 16.85
The Scheme employs a passive investment approach designed to track the 8.60% GOI (MD 02/06/2028) SOV 11.63 7.17% GOI (MD 08/01/2028) SOV 44.62
performance of Nifty 8-13 yr G-Sec Index. The Scheme seeks to achieve 7.88% GOI (MD 19/03/2030) SOV 12.05 Cash and Other Receivables 3.01
this goal by investing in securities constituting Nifty 8-13 yr G Sec Index in
same proportion as in the Index. 7.61% GOI(MD 09/05/2030) SOV 11.83 Grand Total 100.00
Date of Allotment For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 63-66.
July 5, 2016
Fund Manager Rating Profile Asset Allocation
Prashant Pimple
Benchmark
Government Bond, 96.99%
Nifty 8-13 yr G-Sec Index AAA/SOV/A1+/Cash & Other
Receivables, 100.00% Cash & Other Receivables, 3.01%
Fund size
NAV as on July 31, 2018 ` 17.0867
Exchange Listed NSE
NSE Symbol RRSLGETF
ISIN INF204KB1882
Bloomberg Code RELGILT IN Equity
Reuters Code RELO.NS
Average Maturity 9.64 Years
Modified Duration 6.56 Years Product Label
Load structure Income over long term

Entry Load: Nil
Exit Load: Nil
Investments in Gilt Securities replicating the composition of Nifty 8-13 yr G-Sec
*excluding other receivables Index, subject to tracking errors
*Investors should consult their financial advisors if in doubt about whether the will be at Moderate risk

Reliance ETF Gold BeES GOLDBEES
Gold - ETF Portfolio as on July 31, 2018
Type of Scheme Gold* 99.46
An open ended scheme, listed on the Exchange in the form of an Cash and Other Receivables 0.54
Exchange Traded Fund (ETF) investing in physical gold
Grand Total 100.00
* Out of this 625 KG of gold is invested under Gold Monetization Scheme(GMS) of Banks.
The Scheme employs an investment approach designed to track the performance
of physical gold. The Scheme seeks to achieve this goal by investing in physical
gold and gold related securities.
Date of Allotment
March 8, 2007
Fund Manager Volatility Measures
Standard Deviation 3.83 Beta 0.97 Sharpe Ratio -0.01
Benchmark
Domestic Prices of Gold Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018).
Fund size
NAV as on July 31, 2018 ` 2,657.2883
Pricing (per unit) Approx 1 Gram of Gold
Exchange Listed NSE

NSE Symbol GOLDBEES
BSE Code 590095 Product Label
ISIN INF732E01102
Bloomberg Code GBEES IN Equity This product is suitable for investors who are seeking*:
Reuters Code GBES.NS,GBES.BO
Total Expense Ratio^ 1.18 • Portfolio diversification through asset allocation
Load structure • Investment in physical gold
Entry Load: Nil
Exit Load: Nil
*Investors should consult their financial advisors if in doubt about whether the will be at Moderately High risk
Reliance Gold Savings Fund RGOLDSF

Gold - FOF Portfolio as on July 31, 2018
Type of Scheme
Others 99.88
An open ended Fund of Fund Scheme Reliance ETF Gold BeES 99.88
Current Investment Philosophy Cash and Other Receivables 0.12
The Scheme employs an investment approach designed to track the Grand Total 100.00
performance of Reliance ETF Gold BeES. The Scheme seeks to
achieve this goal by investing in Reliance ETF Gold BeES.
Date of Allotment
March 7, 2011
Fund Manager
Volatility Measures
Standard Deviation 3.42 Beta 0.83 Sharpe Ratio -0.03
Benchmark Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 31/07/2018).
Domestic Prices of Gold
Fund size
Product Label
(expense ratio including the underlying fund)
Regular/Other than Direct: 1.60 This product is suitable for investors who are seeking*:
Direct: 1.38
Load structure Long term capital growth
Entry Load: Nil Returns that are commensurate with the performance of Reliance ETF Gold
Exit Load: 2% If redeemed or switched out on or before BeES through investment in securities of Reliance ETF Gold BeES
Nil, thereafter. *Investors should consult their financial advisors if in doubt about whether the Investors understand that their principal
Special Feature: Reliance Any Time Money Card product is suitable for them.

Reliance Retirement Fund - Wealth Creation Scheme RRF-WC
Equity - Retirement
Details as on July 31, 2018 Company/Issuer Rating % of Assets Company/Issuer Rating % of Assets
Equity Media & Entertainment
Type of Scheme Auto TV18 Broadcast Limited 1.22
Maruti Suzuki India Limited 3.27 Non - Ferrous Metals
An open ended retirement solution oriented scheme
having a lock-in of 5 years or till retirement age Tata Motors Limited 3.24 Vedanta Limited 1.51
(whichever is earlier) Mahindra & Mahindra Limited 1.12 Petroleum Products
Banks
Reliance Industries Limited* 4.29
Current Investment Philosophy ICICI Bank Limited* 3.96
Indian Oil Corporation Limited 2.04
Pharmaceuticals
The investment objective of the scheme is to provide capital State Bank of India 2.72
appreciation and consistent income to the investors which Cement Aurobindo Pharma Limited 1.33
will be in line with their retirement goals by investing in an Grasim Industries Limited* 7.44 Sun Pharmaceutical Industries Limited 1.05
equity oriented portfolio. The fund attempts to invest Software
primarily in the large cap space with some allocations to
good quality mid-cap companies. The fund endeavors to Larsen & Toubro Limited* 3.54 Infosys Limited* 5.87
provide a superior wealth creation alternative for investors Consumer Non Durables Telecom - Services
who are in the accumulation phase i.e seeking to create a ITC Limited* 3.46 Bharti Airtel Limited 2.76
retirement corpus during their pre-retirement phase.
Ferrous Metals Textile Products
JSW Steel Limited* 3.49 Indian Terrain Fashions Limited 1.03
Date of Allotment Tata Steel Limited 2.60 Commercial Paper 4.76
Finance Shriram City Union Finance Limited CARE A1+ 2.23
February 11, 2015
Housing Development Finance Corporation Limited* 4.61
Housing Development Finance Corporation Limited ICRA A1+ 1.78
Bharat Financial Inclusion Limited* 4.48
Fund Manager HDFC Standard Life Insurance Company Limited 1.47
PNB Housing Finance Limited 1.21 Shriram Transport Finance Company Limited CRISIL A1+ 0.37
Sanjay Parekh, Anju Chhajer Max Financial Services Limited 1.00 Equity Less Than 1% of Corpus 14.64
Industrial Capital Goods Cash & Other Receivables 0.64
Benchmark GE Power India Limited 1.62 Grand Total 100.00
*Top 10 Holdings
S&P BSE 500
Fund Size
SIP - If you invested ` 10000 every month in RRF-WC
Month End: ` 1,342.05 Cr Total Amount Invested (`) 420,000 360,000 120,000
Market Value (`) 523,097 440,995 122,653
Scheme Return (%) 12.78 13.87 4.33
NAV as on July 31, 2018 B: S&P BSE 500 (TRI) Return (%) 15.94 17.60 12.21
Growth Plan ` 13.7104 AB: S&P BSE Sensex (TRI) Return (%) 16.98 19.43 24.12
Dividend Plan ` 13.7104 Inception Date: February 11, 2015
Bonus Option ` 13.7104 Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
Direct - Growth Plan ` 14.4095 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Direct - Dividend Plan ` 14.4095 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Direct - Bonus Option ` 14.4095 stocks, thereby showing a true picture of returns.
Volatility Measures
Beta 0.97
Industry Allocation
Sharpe Ratio 0.08
Note: The above measures have been calculated using monthly rolling returns for 36 Banks 18.29%
Finance 14.49%
Portfolio Turnover (Times) 0.66 Auto 8.12%
Cement 7.44%
Total Expense Ratio^ Petroleum Products 6.58%
Regular/Other than Direct: 2.59 Software 6.36%
Direct: 1.79 Ferrous Metals 6.08%

Load structure
Entry Load: Nil
Exit Load: Nil AMFI Classification
Product Label
Maximum Entry Age for Subscription: Individual investors whose entry This product is suitable for investors who are seeking*:
age is less than 60 years at the time of investment can invest. Further,
inflows through subscription / Switch-in / SIP / STP-In, DTP-In, Reliance Long term growth and capital appreciation
Salary Advantage, Trigger etc. for existing investor will be discontinued
upon investor attaining 60 years of age. Investing primarily in Equity and equity related instruments and balance in fixed
income securities so as to help the investor in achieving the retirement goals
suitable for them. will be at Moderately High risk

Reliance Retirement Fund - Income Generation Scheme RRF-IG
Fixed Income - Retirement
Company/Issuer Rating % of Assets
Debt
Type of Scheme Corporate Bond 2.28
An open ended retirement solution oriented scheme IDFC Bank Limited FITCH AA+ 2.28
having a lock-in of 5 years or till retirement age Government Bond 75.35
(whichever is earlier) Government of India SOV 75.35
Equity
Auto
Maruti Suzuki India Limited* 1.02
The investment objective of the scheme is to provide capital Banks
appreciation and consistent income to the investors which will
be in line with their retirement goals by investing in fixed income
oriented portfolio with a low to moderate exposure (upto 30%) in Cement
equities. Thus the fund attempts to generate potentially higher Grasim Industries Limited* 1.32
returns by combining stability of fixed income along with growth Finance
possibilities of equities. On the fixed income allocation the fund
will attempt to have an optimal blend of duration and accruals Bharat Financial Inclusion Limited* 1.45
with investments in high quality instruments. The equity portfolio Software
will be invested pre-dominantly in large cap companies with Infosys Limited* 1.23
tactical allocation to mid cap stocks. The fund is well suited for Equity Less Than 1% of Corpus 12.37
investors in the post-retirement phase seeking regular income
with lower volatility. Cash & Other Receivables 2.28
Grand Total 100.00
Date of Allotment *Top 10 Holdings
February 11, 2015
Fund Manager
Anju Chhajer, Sanjay Parekh
Benchmark
Crisil Hybrid 85+15 - Conservative Index
Fund Size
Monthly Average: ` 211.92 Cr Other Receivables, 77.63%
Equity, 20.09% Corporate Bond, 2.28%

Growth Plan ` 11.9730 Equity, 20.09%
Dividend Payout Option ` 11.9730

Bonus Option ` 11.9730 AA+, 2.28%

Direct - Dividend Payout Option ` 12.6045
Average Maturity 24.52 years Industry Allocation (Equity Portion)

Modified Duration 10.07 years Banks 5.40%
Yield to Maturity* 8.12% Finance 2.71%
Software 1.45%
Cement 1.32%
Direct: 1.22 Auto 1.20%

Load structure
Entry Load: Nil
Exit Load: Nil
Media & Entertainment 0.86% AMFI Classification

YTM including other receivables: 8.04% Product Label
Average Maturity, Modified Duration & YTM details provided for Debt This product is suitable for investors who are seeking*:
portion of Portfolio only.
Maximum Entry Age for Subscription: Individual investors whose entry income over long term along with capital growth
age is less than 60 years at the time of investment can invest. Further, Investing primarily in fixed income securities and balance in equity and equity
inflows through subscription / Switch-in / SIP / STP-In, DTP-In, Reliance
Salary Advantage, Trigger etc. for existing investor will be discontinued upon related instruments so as to help the investor in achieving the retirement goals
investor attaining 60 years of age.

SYSTEMATIC INVESTMENT PLAN (SIP) RETURNS
Reliance Banking Fund (RBF) Reliance Credit Risk Fund (RCRF)
Since Inception 10 Years 5 Years 3 Years 1 Year Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,830,000 1,200,000 600,000 360,000 120,000 Total Amount Invested (`) 1,580,000 1,200,000 600,000 360,000 120,000
Market Value (`) 10,411,567 3,212,454 994,533 488,839 126,889 Market Value (`) 2,730,045 1,843,732 732,965 400,116 123,328
Scheme Return (%) 7.95 8.36 8.02 7.10 5.44
Scheme Return (%) 20.46 18.80 20.51 21.28 11.36
B: Crisil Composite Bond Fund Index 7.59 7.84 7.56 5.65 2.22
B: Nifty Bank (TRI) Return (%) 18.52 18.11 20.29 22.86 18.71 Return (%)
AB: S&P BSE Sensex (TRI) Return (%) N.A. 13.82 15.07 19.43 24.12 AB: Crisil 10 Yr Gilt Index Return (%) 6.18 6.06 5.76 3.26 -0.20
Inception Date: May 26, 2003 Inception Date: June 9, 2005
N.A: Since TRI data is not available prior to 31/05/2007 for S&P BSE Sensex, performance for such
period is not provided. Reliance Dynamic Bond Fund (RDBF)
Reliance Power & Infra Fund (RPIF) Total Amount Invested (`) 1,650,000 1,200,000 600,000 360,000 120,000
Since Inception 10 Years 5 Years 3 Years 1 Year Market Value (`) 2,732,653 1,775,736 708,358 385,747 120,370
Total Amount Invested (`) 1,710,000 1,200,000 600,000 360,000 120,000 Scheme Return (%) 7.03 7.64 6.64 4.62 0.60
Market Value (`) 4,193,784 1,864,613 825,112 419,127 108,214 B: Crisil Composite Bond Fund 7.52 7.84 7.56 5.65 2.22
Index Return (%)
Scheme Return (%) 11.76 8.57 12.82 10.31 -18.49
AB: Crisil 10 Yr Gilt Index Return (%) 6.17 6.06 5.76 3.26 -0.20
B: Nifty Infrastructure Index (TRI) 4.14 3.20 4.56 4.67 -12.83
Return (%) Inception Date: November 15, 2004
Inception Date: May 8, 2004 Reliance Gold Savings Fund (RGOLDSF)
N.A: Since TRI data is not available prior to 31/05/2007 for S&P BSE Sensex, performance for such Since Inception 5 Years 3 Years 1 Year
period is not provided.
Market Value (`) 881,378 598,447 360,861 117,905
Reliance Consumption Fund (RCF)
Scheme Return (%) -0.26 -0.10 0.16 -3.38
B: Domestic Prices of Gold Return (%) 1.37 1.56 1.31 -1.57
AB: N.A Return (%) N.A N.A N.A N.A
Market Value (`) 3,912,315 2,271,907 733,438 383,607 117,433
Inception Date: March 7, 2011
Scheme Return (%) 11.62 12.32 8.04 4.24 -4.13
B: Nifty India Consumption (TRI) N.A. 18.24 17.90 20.13 18.97 Reliance Retirement Fund - Income Generation Scheme (RRF-IG)
Return (%)
Total Amount Invested (`) 420,000 360,000 120,000
Market Value (`) 455,361 383,456 118,955
N.A: Since TRI data is not available prior to 14/02/2012 & 31/05/2007 for Nifty India Consumption Index
Scheme Return (%) 4.63 4.21 -1.69
& S&P BSE Sensex, performance for such period is not provided.
B: CRISIL Hybrid 85+15 - Conservative Index Return (%) 7.73 7.53 4.17
Reliance Pharma Fund (RPF) AB: Crisil 10 Yr Gilt Index Return (%) 4.00 3.26 -0.20
Since Inception 10 Years 5 Years 3 Years 1 Year Inception Date: February 11, 2015

Reliance Balanced Advantage Fund (RBAF)
Market Value (`) 7,264,732 2,922,185 736,830 383,636 128,654
Scheme Return (%) 18.70 17.03 8.23 4.25 14.33 Total Amount Invested (`) 1,650,000 1,200,000 600,000 360,000 120,000
B: S&P BSE Healthcare (TRI) Return (%) N.A. 13.16 2.04 -3.05 4.75 Market Value (`) 4,579,826 2,446,919 811,258 427,873 122,598
AB: S&P BSE Sensex (TRI) Return (%) N.A. 13.82 15.07 19.43 24.12 Scheme Return (%) 13.82 13.71 12.13 11.75 4.24
Inception Date: June 5, 2004 B: CRISIL Hybrid 35+65 - 11.84 12.43 13.09 13.70 10.61
Aggressive Index Return (%)
N.A: Since TRI data is not available prior to 31/12/2007 & 31/05/2007 for S&P BSE Healthcare & S&P BSE
Sensex, performance for such period is not provided. AB: S&P BSE Sensex (TRI) Return (%) 12.81 13.82 15.07 19.43 24.12
Inception Date: November 15, 2004
Reliance Equity Hybrid Fund (REHF) N.A : Since TRI data is not available prior to 31/05/2007 for S&P BSE Sensex respectively, performance for
Since Inception 10 Years 5 Years 3 Years 1 Year such period is not provided.
Total Amount Invested (`) 1,580,000 1,200,000 600,000 360,000 120,000 Details as on July 31, 2018
Market Value (`) 4,481,820 2,667,038 863,625 436,243 123,086 Past performance may or may not be sustained in future and the same may not necessarily provide the basis for
Scheme Return (%) 14.77 15.33 14.69 13.11 5.04 comparison with other investment.
B: CRISIL Hybrid 35+65 - 11.68 12.43 13.09 13.70 10.61
Aggressive Index Return (%) TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b)
dividend receipts from constituent index stocks, thereby showing a true picture of returns.
It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment.
Inception Date: June 8, 2005 Load has not been taken into consideration.
N.A: Since TRI data is not available prior to 31/05/2007 for S&P BSE Sensex, performance for such period Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and
is not provided. regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR.

FUND MANAGER'S / EXPERIENCE As on July 31, 2018
Fund Manger (Industry Experience) Managing the Fund Manger (Industry Experience) Managing the Fund Manger (Industry Experience) Managing the
Fund since Fund since Fund since
Equity Fund Management Team Mr. Ashutosh Bhargava (13 Years) Mr. Prashant Pimple (18 Years)
Mr. Manish Gunwani (21 years) Reliance Quant Fund Sep 2017 Reliance Dynamic Bond Fund Oct 2008
Reliance Growth Fund Sep 2017 Co - Fund Manager Reliance Income Fund Oct 2008
Reliance Balanced Advantage Fund May 2018 Reliance Balanced Advantage Fund May 2018 Reliance Gilt Securities Fund Oct 2008
Reliance Short Term Fund Oct 2008
Reliance Capital Builder Fund IV - Series D Jan 2018
Reliance Credit Risk Fund Aug 2010
Mr. Dhrumil Shah (11 Years)
Co-Fund Manager Reliance Strategic Debt Fund Jun 2014
Mr. Sailesh Raj Bhan (22 Years)
Reliance ETF Long Term Gilt Jul 2016
Reliance Pharma Fund Jun 2004 Reliance Small Cap Fund Feb 2018
Reliance Nivesh Lakshya Fund Jul 2018
Reliance Consumption Fund) Sep 2004 Reliance Capital Builder Fund IV - Series C Feb 2018
Reliance Multi Cap Fund Mar 2005 Reliance Capital Builder Fund IV - Series D Feb 2018
Ms. Anju Chhajer (22 Years)
Reliance Large Cap Fund Aug 2007
Reliance Low Duration Fund Oct 2009
Reliance Close Ended Equity Fund - Series A Dec 2013 Ms. Meenakshi Dawar (9 Years)
Reliance Prime Debt Fund Oct 2009
Reliance Close Ended Equity Fund - Series B Jan 2014 Reliance Value Fund May 2018
Reliance Ultra Short Duration Fund Oct 2013
Reliance Close Ended Equity Fund II - Series A May 2014 Reliance Capital Builder Fund IV - Series A Oct 2017
Reliance Liquid Fund Oct 2013
Reliance Capital Builder Fund IV - Series B Nov 2017
Reliance Japan Equity Fund Aug 2014
Mr. Ashwani Kumar (25 Years) Reliance Capital Builder Fund IV - Series C Dec 2017
Reliance Retirement Fund - Wealth Creation Feb 2015
Reliance Vision Fund Jun 2003 Scheme
Reliance Capital Builder Fund IV - Series D Jan 2018
Reliance Tax Saver (ELSS) Fund Sep 2005 Reliance Retirement Fund - Income Generation Feb 2015
Reliance Capital Builder Fund IV - Series B Nov 2017 Scheme
Mr. Sanjay Doshi (13 Years)
Reliance Banking & PSU Debt Fund May 2015
Reliance Power & Infra Fund Jan 2017
Mr. Sanjay Parekh (24 Years) Reliance Equity Savings Fund May 2015
Reliance Capital Builder Fund II - Series B May 2018
Reliance Hybrid Bond Fund Apr 2012 Reliance US Equity Opportunities Fund Jul 2015
Reliance Equity Hybrid Fund Apr 2012 Various Series of Reliance Dual Advantage Fixed Tenure Fund
Mr. Vinay Sharma (14 Years)
Reliance Retirement Fund - Wealth Creation Feb 2015
Scheme Reliance Banking Fund Apr 2018
Mr. Vivek Sharma (12 Years)
Reliance Retirement Fund - Income Generation Feb 2015 Reliance Focused Equity Fund May 2018
Reliance Money Market Fund Oct 2013
Scheme
Reliance Floating Rate Fund Oct 2013
Reliance Equity Savings Fund May 2015 Ms. Kinjal Desai (6 Years)
Reliance Ultra Short Duration Fund Oct 2013
Various Series of Reliance Dual Advantage Fixed Tenure Fund Dedicated Fund Manager for Overseas Investments
Reliance Banking & PSU Debt Fund May 2015
Reliance Japan Equity Fund May 2018
Mr. Samir Rachh (26 Years) Reliance US Equity Opportunities Fund May 2018
Mr. Siddharth Deb (11 Years)
Reliance Small Cap Fund Jan 2017 Reliance ETF Hang Seng BeES May 2018
Reliance ETF Liquid BeES Nov 2012
Reliance Capital Builder Fund IV - Series C Dec 2017
Reliance ETF Hang Seng BeES Nov 2016
Ms. Jahnvee Shah (14 Years)
Ms. Payal Wadhwa Kaipunjal (13 Years) Co-Fund Manager
Reliance ETF Junior BeES May 2008 Reliance Consumption Fund May 2018
Reliance ETF PSU Bank BeES May 2008
CPSE ETF Mar 2014 Mr. Arun Sundaresan (14 Years)
Reliance ETF Gold BeES May 2014 Co-Fund Manager
Reliance ETF Bank BeES May 2014 Reliance Quant Fund May 2018
Reliance ETF Nifty BeES May 2014
Reliance ETF Infra BeES Nov 2016 Fixed Income Fund Management Team
Reliance ETF Shariah BeES Nov 2016 Mr. Amit Tripathi (21 Years)
Reliance Index Fund - Nifty Plan Jan 2017 Reliance Money Market Fund Jun 2005
Reliance Index Fund - Sensex Plan Jan 2017 Reliance Low Duration Fund Mar 2007
Reliance ETF Dividend Opportunities Jan 2017 Reliance Floating Rate Fund Oct 2007
Reliance ETF Consumption Jan 2017
Reliance Hybrid Bond Fund Oct 2008
Reliance ETF Nifty 100 Jan 2017
Reliance Prime Debt Fund Oct 2008
Reliance ETF Sensex Jan 2017
Reliance Equity Hybrid Fund Aug 2010
Reliance Arbitrage Fund Jan 2017
Reliance Yearly Interval Fund - Series 1
Reliance ETF NV20 Jan 2017
Reliance Interval Fund - All Series
Reliance Gold Savings Fund Jan 2017
All Series of Reliance Fixed Horizon Fund

SCHEME PERFORMANCE As on July 31, 2018
Reliance Vision Fund (RVF) Reliance Index Fund - Nifty Plan (RIF-NP)
NAV as on July 31, 2018: ` 529.0030 NAV as on July 31, 2018: ` 18.9807
CAGR % CAGR %
Particulars Particulars
1 Year 3 Years 5 Years Since Inception 1 Year 3 Years 5 Years Since Inception
Reliance Vision Fund -5.20 5.26 18.32 18.99
Reliance Index Fund - Nifty Plan 12.89 9.97 14.67 8.51
B: S&P BSE 250 LargeMidcap (TRI) 12.62 12.38 18.32 NA
B: Nifty 50 (TRI) 14.20 11.42 16.03 9.75
AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 11.61
Value of `10000 Invested
Reliance Vision Fund 9,480 11,665 23,203 529,002
Reliance Index Fund - Nifty Plan 11,289 13,303 19,832 18,981
B: S&P BSE 250 LargeMidcap (TRI) 11,262 14,196 23,204 NA
B: Nifty 50 (TRI) 11,420 13,834 21,038 20,746
AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 122,725
Inception Date: Oct 8, 1995
Inception Date: Sep 28, 2010
Fund Manager: Ashwani Kumar (Since Jun 2003)
Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)
As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR
of S&P BSE Sensex PRI values from 06/10/1995 to 31/05/2007 and TRI values since 31/05/2007. Reliance Index Fund - Sensex Plan (RIF-SP)
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where NAV as on July 31, 2018: ` 18.5292
benchmark data for corresponding period is not available.
CAGR %
Particulars
Reliance Large Cap Fund (RLCF) 1 Year 3 Years 5 Years Since Inception
NAV as on July 31, 2018: ` 33.3764 Reliance Index Fund - Sensex Plan 16.00 10.32 14.13 8.18
CAGR % B: S&P BSE Sensex (TRI) 16.97 11.61 15.80 9.90
Particulars
1 Year 3 Years 5 Years Since Inception AB: Nifty 50 (TRI) 14.20 11.42 16.03 9.75
Reliance Large Cap Fund 8.19 10.21 21.02 11.60
B: S&P BSE 100 (TRI) 12.84 11.82 16.88 10.35
Reliance Index Fund - Sensex Plan 11,600 13,430 19,369 18,529
B: S&P BSE Sensex (TRI) 11,697 13,909 20,828 20,974
AB: Nifty 50 (TRI) 11,420 13,834 21,038 20,746
Reliance Large Cap Fund 10,819 13,391 25,972 33,376
B: S&P BSE 100 (TRI) 11,284 13,988 21,820 29,517
Inception Date: Aug 8, 2007 Reliance Growth Fund (RGF)
Fund Manager: Sailesh Raj Bhan (Since Aug 2007) NAV as on July 31, 2018: ` 1105.7769
CAGR %
Reliance Quant Fund (RQF) Particulars
1 Year 3 Years 5 Years Since Inception
NAV as on July 31, 2018: ` 25.7570
Reliance Growth Fund 2.23 8.89 22.09 22.89
CAGR %
Particulars B: S&P BSE MidCap (TRI) 5.00 13.69 25.15 NA
Reliance Quant Fund 5.55 8.67 13.70 9.63 Value of `10000 Invested
B: S&P BSE 200 (TRI) 12.51 12.15 18.05 10.32 Reliance Growth Fund 10,223 12,913 27,144 1,105,767
AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 9.95 B: S&P BSE MidCap (TRI) 10,500 14,698 30,721 NA
Value of `10000 Invested AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 122,725
Reliance Quant Fund 10,555 12,837 19,009 25,757 Inception Date: Oct 8, 1995
B: S&P BSE 200 (TRI) 11,251 14,112 22,939 27,493 Fund Manager: Manish Gunwani (Since Sep 2017)
AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 26,557 As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR
of S&P BSE Sensex PRI values from 06/10/1995 to 31/05/2007 and TRI values since 31/05/2007.
Inception Date: Apr 18, 2008
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where
Fund Manager : Ashutosh Bhargava (Since Sep 2017), Arun Sundaresan [Co-Fund Manager] (Since May 2018) benchmark data for corresponding period is not available.
Reliance Balanced Advantage Fund (RBAF) Reliance Focused Equity Fund (RFEF)
NAV as on July 31, 2018: Rs 87.1103 Reliance Focused Large Cap Fund merged with Reliance Mid & Small Cap Fund and with few changes in attribute the scheme has been renamed
as Reliance Focused Equity Fund. In line with SEBI circular SEBI/HO/IMD/DF3/CIR/P/2018/69 dated Apr 12, 2018; the scheme performance has
CAGR % not been provided.
Particulars
1 Year 3 Years 5 Years Since Inception Reliance Small Cap Fund (RSCF)
Reliance Balanced Advantage Fund 3.25 7.60 15.40 17.10 NAV as on July 31, 2018: ` 42.2722
B: CRISIL Hybrid 35+65 - Aggressive Index 8.71 10.74 14.99 13.15 CAGR %
Particulars
AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 15.71 1 Year 3 Years
5 Years Since Inception
Reliance Small Cap Fund 8.18 17.48
36.70 20.08
B: S&P BSE SmallCap (TRI) 3.77 12.80
26.80 7.70
Reliance Balanced Advantage Fund 10,325 12,459 20,471 87,110
AB: S&P BSE Sensex (TRI) 16.97 11.61
15.80 10.35
B: CRISIL Hybrid 35+65 - Aggressive Index 10,871 13,584 20,109 54,463 Value of `10000 Invested
AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 74,045 Reliance Small Cap Fund 10,818 16,220 47,782 42,272
Inception Date: Nov 15, 2004 B: S&P BSE SmallCap (TRI) 10,377 14,358 32,797 17,933
Fund Manager: Manish Gunwani (Since May 2018), Ashutosh Bhargava [Co-Fund Manager] (Since May 2018) AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 21,718
of S&P BSE Sensex PRI values from 12/11/2004 to 31/05/2007 and TRI values since 31/05/2007. Fund Manager: Samir Rachh (Since Jan 2017), Co-Fund Manager Dhrumil Shah (Since Feb 2018)

Reliance Value Fund (RVALUEF) Reliance Power & Infra Fund (RPIF)
CAGR % CAGR %
Reliance Value Fund 8.17 8.90 20.77 16.37 Reliance Power & Infra Fund -4.29 9.00 19.87 17.68
B: S&P BSE Enhanced Value Index (TRI) -9.07 11.01 16.04 NA
AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 15.21 B: Nifty Infrastructure Index (TRI) -5.67 -0.07 9.21 8.53
Value of `10000 Invested AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 15.50
Reliance Value Fund 10,817 12,918 25,707 73,452
B: S&P BSE Enhanced Value Index (TRI) 9,093 13,683 21,053 NA Value of `10000 Invested
AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 64,390 Reliance Power & Infra Fund 9,571 12,955 24,760 101,561
Inception Date: Jun 8, 2005 B: Nifty Infrastructure Index (TRI) 9,433 9,978 15,536 32,082
Fund Manager: Meenakshi Dawar (Since May 2018)
As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 77,891
of S&P BSE Sensex PRI values from 08/06/2005 to 31/05/2007 and TRI values since 31/05/2007. Inception Date: May 8, 2004
benchmark data for corresponding period is not available. Fund Manager: Sanjay Doshi (Since Jan 2017)
Reliance Multi Cap Fund (RMCF) As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR
NAV as on July 31, 2018: ` 91.9019 of S&P BSE Sensex PRI values from 10/05/2004 to 31/05/2007 and TRI values since 31/05/2007.
CAGR % Reliance Consumption Fund (RCF)

Particulars
1 Year 3 Years 5 Years Since Inception NAV as on July 31, 2018: ` 63.6361
Reliance Multi Cap Fund 5.06 6.13 19.26 18.07
B: S&P BSE 500 (TRI) 11.48 12.27 18.53 15.12 CAGR %
Particulars
AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 15.42 1 Year 3 Years 5 Years Since Inception
Value of `10000 Invested Reliance Consumption Fund 1.74 5.56 13.03 14.31
Reliance Multi Cap Fund 10,506 11,957 24,134 91,902 B: Nifty India Consumption Index (TRI) 18.36 13.80 17.58 NA
B: S&P BSE 500 (TRI) 11,148 14,154 23,403 65,495
AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 67,827 AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 16.11
Inception Date: Mar 28, 2005 Value of `10000 Invested
Fund Manager: Sailesh Raj Bhan (Since Mar 2005)
As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR Reliance Consumption Fund 10,174 11,766 18,454 63,636
of S&P BSE 500 PRI values from 28/03/2005 to 29/06/2007 and TRI values since 29/06/2007. B: Nifty India Consumption Index (TRI) 11,836 14,742 22,481 NA
As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 79,090
of S&P BSE Sensex PRI values from 28/03/2005 to 31/05/2007 and TRI values since 31/05/2007.
Reliance Equity Hybrid Fund (RHEF)
Fund Manager: Sailesh Raj Bhan (Since Sep 2004), Jahnvee Shah [Co-Fund Manager] (Since May 2018)
NAV as on July 31, 2018: ` 55.8339
CAGR % of S&P BSE Sensex PRI values from 30/09/2004 to 31/05/2007 and TRI values since 31/05/2007.
Particulars
1 Year 3 Years 5 Years Since Inception NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where
Reliance Equity Hybrid Fund 5.88 10.91 19.09 13.97 benchmark data for corresponding period is not available.
B:CRISIL Hybrid 35+65 - Aggressive Index 8.71 10.74 14.99 12.80
AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 15.21 Reliance Pharma Fund (RPF)
Value of `10000 Invested NAV as on July 31, 2018: ` 146.2480
Reliance Equity Hybrid Fund 10,588 13,647 23,967 55,834 CAGR %
Particulars
B:CRISIL Hybrid 35+65 - Aggressive Index 10,871 13,584 20,109 48,741 1 Year 3 Years 5 Years Since Inception
AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 64,390 Reliance Pharma Fund 12.90 1.23 15.79 20.86
Inception Date: Jun 8, 2005
Fund Manager: Sanjay Parekh (Since Apr 2012) & Amit Tripathi (Since Aug 2010) B: S&P BSE Healthcare (TRI) 0.67 -5.37 9.97 14.61
As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 16.81
of S&P BSE Sensex PRI values from 08/06/2005 to 31/05/2007 and TRI values since 31/05/2007. Value of `10000 Invested
Reliance Equity Savings Fund (RESF) Reliance Pharma Fund 11,290 10,373 20,819 146,248
NAV as on July 31, 2018: ` 12.7901 B: S&P BSE Healthcare (TRI) 10,067 8,472 16,090 68,958
CAGR % AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 90,327
Particulars
Reliance Equity Savings Fund 4.48 7.33 NA 8.07
B: Custom Benchmark** 8.48 8.55 NA 8.57 Fund Manager: Sailesh Raj Bhan (Since Jun 2004)
AB: S&P BSE Sensex (TRI) 16.97 11.61 NA 11.59 As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR
Value of `10000 Invested of S&P BSE Healthcare PRI values from 04/06/2004 to 31/12/2007 and TRI values since 31/12/2007.
Reliance Equity Savings Fund 10,448 12,366 NA 12,790
B: Custom Benchmark** 10,848 12,793 NA 12,980 of S&P BSE Sensex PRI values from 04/06/2004 to 31/05/2007 and TRI values since 31/05/2007.
AB: S&P BSE Sensex (TRI) 11,697 13,909 NA 14,164
Fund Manager: Sanjay Parekh (Since May 2015) & Anju Chhajer (Since May 2015)
Reliance Tax Saver (ELSS) Fund (RTSF)
** 40%Crisil Liquid Fund+30%Crisil Short Term Bond Fund+30%Nifty 50 (TRI) NAV as on July 31, 2018: ` 56.9383
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where CAGR %
benchmark data for corresponding period is not available. Particulars
Reliance Banking Fund (RBF) Reliance Tax Saver (ELSS) Fund -6.86 6.44 23.07 14.48
NAV as on July 31, 2018: ` 279.3804
B: S&P BSE 100 (TRI) 12.84 11.82 16.88 13.64
CAGR %
Particulars AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 13.68
Reliance Banking Fund 5.53 14.90 24.96 24.51 Value of `10000 Invested
B: Nifty Bank (TRI) 10.95 14.75 23.52 22.39 Reliance Tax Saver (ELSS) Fund 9,314 12,061 28,245 56,938
AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 19.12 B: S&P BSE 100 (TRI) 11,284 13,988 21,820 51,828
Reliance Banking Fund 10,553 15,174 30,483 279,380
B: Nifty Bank (TRI) 11,095 15,116 28,767 215,161 Inception Date: Sep 21, 2005
AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 142,606 Fund Manager: Ashwani Kumar (Since Sep 2005)
Inception Date: May 26, 2003 As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR
Fund Manager: Vinay Sharma (Since Apr 2018) of S&P BSE 100 PRI values from 21/09/2005 to 29/06/2007 and TRI values since 29/06/2007.
As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR
of S&P BSE Sensex PRI values from 26/05/2003 to 31/05/2007 and TRI values since 31/05/2007. of S&P BSE Sensex PRI values from 21/09/2005 to 31/05/2007 and TRI values since 31/05/2007.

Reliance Arbitrage Fund (RAF) Reliance US Equity Opportunities Fund (RUSEOF)

CAGR % CAGR %
Reliance Arbitrage Fund 6.49 6.27 7.27 7.97 Reliance US Equity Opportunities Fund 21.58 13.24 NA 12.09
B: Crisil Liquid Fund Index 7.04 7.22 8.11 8.09 B: S&P 500 (TRI) 16.24 12.51 NA 12.45
AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 9.69 AB: S&P BSE Sensex (TRI) 16.97 11.61 NA 11.19
Reliance US Equity Opportunities Fund 12,158 14,528 NA 14,121
Reliance Arbitrage Fund 10,649 12,002 14,208 18,186
B: S&P 500 (TRI) 11,624 14,246 NA 14,261
B: Crisil Liquid Fund Index 10,704 12,328 14,768 18,349 AB: S&P BSE Sensex (TRI) 11,697 13,909 NA 13,783
AB: S&P BSE Sensex (TRI) 11,697 13,909 20,828 20,572 Inception Date: Jul 23, 2015
Inception Date: Oct 14, 2010 Fund Manager: Anju Chhajer (since Aug 2014), Kinjal Desai (since May 2018)
Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017) NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where
Reliance Japan Equity Fund (RJEF)
NAV as on July 31, 2018: ` 12.4279 Reliance Retirement Fund - Wealth Creation Scheme (RRF-WC)
CAGR % NAV as on July 31, 2018: ` 13.7104
Particulars CAGR %
1 Year 3 Years 5 Years Since Inception Particulars
Reliance Japan Equity Fund 11.88 3.25 NA 5.68 1 Year 3 Years 5 Years Since Inception
B: TOPIX (TRI) 10.63 4.03 NA 10.51 Reliance Retirement Fund - Wealth Creation Scheme 7.11 9.38 NA 9.52
AB: S&P BSE Sensex (TRI) 16.97 11.61 NA 10.82 B: S&P BSE 500 (TRI) 11.48 12.27 NA 11.10
AB: S&P BSE Sensex (TRI) 16.97 11.61 NA 9.85
Value of `10000 Invested Value of `10000 Invested
Reliance Japan Equity Fund 11,188 11,008 NA 12,428 Reliance Retirement Fund - Wealth Creation Scheme 10,711 13,089 NA 13,710
B: TOPIX (TRI) 11,063 11,261 NA 14,814 B: S&P BSE 500 (TRI) 11,148 14,154 NA 14,407
AB: S&P BSE Sensex (TRI) 11,697 13,909 NA 14,979 AB: S&P BSE Sensex (TRI) 11,697 13,909 NA 13,852
Inception Date: Aug 26, 2014 Inception Date: Feb 11, 2015
Fund Manager: Sanjay Parekh (Since Feb2015) & Anju Chhajer (Since Feb 2015)
Fund Manager: Anju Chhajer (since Aug 2014), Kinjal Desai (since May 2018)
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where benchmark data for corresponding period is not available.
Reliance Money Market Fund (RMMF)

NAV as on July 31, 2018: ` 2671.3385
CAGR %
Particulars
Reliance Money Market Fund 7.07 7.27 8.05 7.77
B: Crisil Liquid Fund Index 7.04 7.22 8.11 7.30
AB: Crisil 1 Yr T-Bill Index 5.69 6.57 7.36 6.15
Reliance Money Market Fund 10,707 12,345 14,730 26,713
B: Crisil Liquid Fund Index 10,704 12,328 14,768 25,239
AB: Crisil 1 Yr T-Bill Index 10,569 12,106 14,268 21,886
Fund Manager: Amit Tripathi (SinceJun 2005) & Vivek Sharma (Since Oct 2013)
Reliance Liquid Fund (RLF)

NAV as on July 31, 2018: ` 4323.1084
Simple Annualised % CAGR %
Particulars
7 Days 15 Days 30 Days 1 Year 3 Years 5 Years Since Inception
Reliance Liquid Fund 7.33 7.16 7.27 6.99 7.28 8.08 7.39
B: Crisil Liquid Fund Index 6.74 6.22 6.87 7.04 7.22 8.11 6.98
AB: Crisil 1 Yr T-Bill Index 7.16 5.92 5.64 5.69 6.57 7.36 5.93
Reliance Liquid Fund 10,012 10,027 10,056 10,699 12,349 14,751 28,434
B: Crisil Liquid Fund Index 10,011 10,023 10,053 10,704 12,328 14,768 26,868
AB: Crisil 1 Yr T-Bill Index 10,011 10,022 10,044 10,569 12,106 14,268 23,244
Inception Date: Dec 9, 2003
Fund Manager: Anju Chhajer (Since Oct 2013)
Reliance Ultra Short Duration Fund (RUSDF)

NAV as on July 31, 2018: ` 2758.0196
CAGR %
Particulars
Reliance Ultra Short Duration Fund 6.39 6.51 7.33 6.28
B: Crisil Liquid Fund Index 7.04 7.22 8.11 NA
Reliance Ultra Short Duration Fund 10,639 12,086 14,246 27,580
B: Crisil Liquid Fund Index 10,704 12,328 14,768 NA
Fund Manager: Anju Chhajer (Since Oct 2013), Vivek Sharma (Since Oct 2013)

Reliance Low Duration Fund (RLDF) Reliance Credit Risk Fund (RCRF)
CAGR % CAGR %
Reliance Low Duration Fund 6.34 7.48 8.25 8.17 Reliance Credit Risk Fund 5.32 7.87 8.86 7.07
B: Crisil Ultra Short term Debt Index 7.12 7.49 8.40 8.21 B: Crisil Composite Bond Fund Index 1.48 7.52 8.81 6.98
AB: Crisil 1 Yr T-Bill Index 5.69 6.57 7.36 6.39 AB: Crisil 10 Yr Gilt Index -2.90 6.01 6.49 6.02
Reliance Low Duration Fund 10,634 12,419 14,866 24,440 Reliance Credit Risk Fund 10,532 12,555 15,291 24,555
B: Crisil Ultra Short term Debt Index 10,712 12,421 14,970 24,521 B: Crisil Composite Bond Fund Index 10,148 12,431 15,258 24,282
AB: Crisil 1 Yr T-Bill Index 10,569 12,106 14,268 20,226 AB: Crisil 10 Yr Gilt Index 9,710 11,916 13,699 21,570
Inception Date: Mar 20, 2007 Inception Date: Jun 08, 2005
Fund Manager: Amit Tripathi (Since Mar 2007) & Anju Chhajer (Since Oct 2009) Fund Manager: Prashant Pimple (Since Aug 2010)
Reliance Prime Debt Fund (RPDF) Reliance Strategic Debt Fund (RSDF)
CAGR % CAGR %
Reliance Prime Debt Fund 5.96 7.62 8.41 7.60 Reliance Strategic Debt Fund 3.85 7.91 NA 8.79
B: Crisil Short Term Bond Fund Index 4.69 7.46 8.54 NA B: Crisil Composite Bond Fund Index 1.48 7.52 NA 8.54
AB: Crisil 1 Yr T-Bill Index 5.69 6.57 7.36 6.36 AB: Crisil 10 Yr Gilt Index -2.90 6.01 NA 7.51
Reliance Prime Debt Fund 10,596 12,467 14,981 37,094 Reliance Strategic Debt Fund 10,385 12,567 NA 14,123
B: Crisil Short Term Bond Fund Index 10,469 12,410 15,070 NA B: Crisil Composite Bond Fund Index 10,148 12,431 NA 13,994
AB: Crisil 1 Yr T-Bill Index 10,569 12,106 14,268 30,114 AB: Crisil 10 Yr Gilt Index 9,710 11,916 NA 13,456
Inception Date: Sep 14, 2000 Inception Date: Jun 26, 2014
Fund Manager: Amit Tripathi (Since Oct 2008) & Anju Chhajer (Since Oct 2009) Fund Manager: Prashant Pimple (Since Jun 2014)
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where
benchmark data for corresponding period is not available. benchmark data for corresponding period is not available.
Reliance Banking & PSU Debt Fund (RBPSUDF)
NAV as on July 31, 2018: ` 12.6728
Reliance Income Fund (RIF)
NAV as on July 31, 2018: ` 55.1128
CAGR %
Particulars CAGR %
Reliance Banking & PSU Debt Fund 4.18 7.44 NA 7.65
Reliance Income Fund -0.27 6.53 7.43 8.64
B: Crisil Short Term Bond Fund Index 4.69 7.46 NA 7.56
B: Crisil Composite Bond Fund Index 1.48 7.52 8.81 NA
AB: Crisil 1 Yr T-Bill Index 5.69 6.57 NA 6.72
AB: Crisil 10 Yr Gilt Index -2.90 6.01 6.49 NA
Reliance Banking & PSU Debt Fund 10,418 12,405 NA 12,673
Reliance Income Fund 9,973 12,091 14,311 55,112
B: Crisil Short Term Bond Fund Index 10,469 12,410 NA 12,637
B: Crisil Composite Bond Fund Index 10,148 12,431 15,258 NA
AB: Crisil 1 Yr T-Bill Index 10,569 12,106 NA 12,326
AB: Crisil 10 Yr Gilt Index 9,710 11,916 13,699 NA
Inception Date: Jan 01, 1998
Fund Manager: Anju Chhajer (Since May 2015), Vivek Sharma (Since May 2015)
Fund Manager: Prashant Pimple (Since Oct 2008)
Reliance Floating Rate Fund (RFRF)
NAV as on July 31, 2018: ` 27.6868
Reliance Dynamic Bond Fund (RDBF)
NAV as on July 31, 2018: ` 23.1653
CAGR %
Particulars CAGR %
Reliance Floating Rate Fund 4.22 6.95 8.17 7.58
Reliance Dynamic Bond Fund -0.34 6.74 8.04 6.32
B: Crisil Liquid Fund Index 7.04 7.22 8.11 7.14
B: Crisil Composite Bond Fund Index 1.48 7.52 8.81 7.03
AB: Crisil 10 Yr Gilt Index -2.90 6.01 6.49 6.25
Reliance Floating Rate Fund 10,422 12,236 14,811 27,687
Reliance Dynamic Bond Fund 9,966 12,163 14,721 23,165
B: Crisil Liquid Fund Index 10,704 12,328 14,768 26,139
B: Crisil Composite Bond Fund Index 10,148 12,431 15,258 25,392
AB: Crisil 10 Yr Gilt Index 9,710 11,916 13,699 22,959
Inception Date: Aug 27, 2004
Fund Manager: Amit Tripathi (Since Oct 2007) & Vivek Sharma (Since Oct 2013) Inception Date: Nov 15, 2004
Reliance Short Term Fund (RSTF) Reliance Gilt Securities Fund (RGSF)
NAV as on July 31, 2018: ` 32.9322
NAV as on July 31, 2018: ` 22.9945
CAGR %
Particulars CAGR %
Reliance Short Term Fund 3.79 7.07 8.40 7.93 Reliance Gilt Securities Fund 0.45 8.29 9.37 8.73
B: Crisil Short Term Bond Fund Index 4.69 7.46 8.54 7.06 B: I-Sec Li-BEX -0.16 7.73 9.13 9.67
Reliance Short Term Fund 10,379 12,275 14,973 32,932 Reliance Gilt Securities Fund 10,045 12,703 15,652 22,995
B: I-Sec Li-BEX 9,984 12,504 15,485 25,049
B: Crisil Short Term Bond Fund Index 10,469 12,410 15,070 29,021
AB: Crisil 10 Yr Gilt Index 9,710 11,916 13,699 19,570
Inception Date: Aug 22, 2008

Reliance Hybrid Bond Fund (RHBF) Reliance ETF Junior BeES (JUNIORBEES)
CAGR % CAGR %
Reliance Hybrid Bond Fund 2.63 7.07 10.74 10.27 Reliance ETF Junior BeES 7.29 13.27 22.08 22.18
B: CRISIL Hybrid 85+15 - Conservative Index 3.16 8.33 10.29 8.00
AB: Crisil 10 Yr Gilt Index -2.90 6.01 6.49 5.19 B: Nifty Next 50 (TRI) 7.59 14.25 23.24 23.56
Value of `10000 Invested AB: Nifty 50 Index (TRI) 14.20 11.42 16.03 18.21
Reliance Hybrid Bond Fund 10,263 12,275 16,660 41,649
B: CRISIL Hybrid 85+15 - Conservative Index 10,316 12,714 16,320 30,739 Value of `10000 Invested
AB: Crisil 10 Yr Gilt Index 9,710 11,916 13,699 20,919 Reliance ETF Junior BeES 10,729 14,539 27,130 220,733
Fund Manager: Amit Tripathi (Since Oct 2008) & Sanjay Parekh (Since Apr 2012) B: Nifty Next 50 (TRI) 10,759 14,920 28,442 262,724
AB: Nifty 50 Index (TRI) 11,420 13,834 21,038 132,617
Reliance Retirement Fund - Income Generation Scheme (RRF-IG)
NAV as on July 31, 2018: ` 11.9730 Inception Date: Feb 21, 2003
CAGR % Fund Manager: Payal Wadhwa Kaipunjal (Since May 2008)
Particulars
Reliance Retirement Fund - Income Generation Scheme -2.26 5.66 NA 5.33 Reliance ETF Nifty 100 (RELCNX100)
B:CRISIL Hybrid 85+15 - Conservative Index 3.16 8.33 NA 8.04 NAV as on July 31, 2018: ` 119.2549
AB: Crisil 10 Yr Gilt Index -2.90 6.01 NA 5.80 CAGR %
Value of `10000 Invested Particulars
Reliance Retirement Fund - Income Generation Scheme 9,774 11,797 NA 11,973
B:CRISIL Hybrid 85+15 - Conservative Index 10,316 12,714 NA 13,078 Reliance ETF Nifty 100 11.89 10.78 16.11 15.36
AB: Crisil 10 Yr Gilt Index 9,710 11,916 NA 12,158 B: Nifty 100 (TRI) 13.14 11.88 17.16 16.42
Inception Date: Feb 11, 2015
Fund Manager: Anju Chhajer (Since Feb 2015) & Sanjay Parekh (Since Feb2015) AB: S&P BSE Sensex (TRI) 16.97 11.61 15.80 15.57
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where Value of `10000 Invested
Reliance ETF Nifty 100 11,189 13,598 21108.00 21,509
Reliance ETF Nifty BeES (NIFTYBEES) B: Nifty 100 (TRI) 11,314 14,010 22083.00 22,591
NAV as on July 31, 2018: ` 1183.4071 AB: S&P BSE Sensex (TRI) 11,697 13,909 20828.00 21,725
CAGR %
Particulars Inception Date: Mar 22, 2013
Reliance ETF Nifty BeES 14.16 11.12 15.76 16.75 Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)
B: Nifty 50 (TRI) 14.20 11.42 16.03 17.21
Reliance ETF Consumption (RELCONS)
AB: Nifty 50 (TRI) 14.20 11.42 16.03 17.21
NAV as on July 31, 2018: ` 55.2105
CAGR %
Reliance ETF Nifty BeES 11,416 13,726 20,795 130,725 Particulars
B: Nifty 50 (TRI) 11,420 13,834 21,038 139,577 1 Year 3 Years 5 Years Since Inception
AB: Nifty 50 (TRI) 11,420 13,834 21,038 139,577 Reliance ETF Consumption 18.18 13.83 NA 18.28
Inception Date: Dec 28, 2001 B: Nifty India Consumption (TRI) 18.36 13.80 NA 18.35
Fund Manager: Payal Wadhwa Kaipunjal (Since May 2014) AB: S&P BSE Sensex (TRI) 16.97 11.61 NA 14.25
Reliance ETF Sensex (RELSENSEX) Value of `10000 Invested
NAV as on July 31, 2018: Rs 395.3238 Reliance ETF Consumption 11,818 14,753 NA 20,685
CAGR % B: Nifty India Consumption (TRI) 11,836 14,742 NA 20,737
Particulars
Reliance ETF Sensex 16.85 11.53 NA 10.61
B: S&P BSE Sensex (TRI) 16.97 11.61 NA 10.72 Inception Date: Apr 3, 2014
AB: Nifty 50 (TRI) 14.20 11.42 NA 10.89 Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)
Reliance ETF Sensex 11,685 13,877 NA 14,748
B: S&P BSE Sensex (TRI) 11,697 13,909 NA 14,805
AB: Nifty 50 (TRI) 11,420 13,834 NA 14,891 Reliance ETF Dividend Opportunities (RELDIVOPP)
Inception Date: Sep 24, 2014 NAV as on July 31, 2018: ` 30.0631
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where CAGR %
Particulars
benchmark data for corresponding period is not available. 1 Year 3 Years 5 Years Since Inception
Reliance ETF NV20 (RELNV20) Reliance ETF Dividend Opportunities 13.24 12.49 NA 13.90
NAV as on July 31, 2018: ` 542.4153 B: Nifty Dividend Opportunities 50 (TRI) 13.53 12.57 NA 14.02
CAGR % AB: S&P BSE Sensex (TRI) 16.97 11.61 NA 14.40
Particulars
Reliance ETF NV20 20.28 12.18 NA 12.86 Value of `10000 Invested
B: Nifty 50 Value 20 (TRI) 20.79 12.60 NA 13.32 Reliance ETF Dividend Opportunities 11,324 14,240 NA 17,489
AB: S&P BSE Sensex (TRI) 16.97 11.61 NA 12.57
Value of `10000 Invested B: Nifty Dividend Opportunities 50 (TRI) 11,353 14,270 NA 17,572
Reliance ETF NV20 12,028 14,122 NA 14,585 AB: S&P BSE Sensex (TRI) 11,697 13,909 NA 17,822
B: Nifty 50 Value 20 (TRI) 12,079 14,282 NA 14,774
Inception Date: Apr 15, 2014
Inception Date: Jun 18, 2015 Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)
benchmark data for corresponding period is not available. benchmark data for corresponding period is not available.

Reliance ETF Infra BeES (INFRABEES) CPSE ETF (CPSEETF)

CAGR % CAGR %
Reliance ETF Infra BeES -6.76 -1.06 8.13 -1.88 CPSE ETF 1.45 3.23 NA 10.67
B: Nifty Infrastructure (TRI) -5.67 -0.07 9.21 -0.86
B: Nifty CPSE (TRI) 1.47 3.20 NA 7.48
AB: Nifty 50 (TRI) 14.20 11.42 16.03 9.84
Value of `10000 Invested AB: Nifty 50 (TRI) 14.20 11.42 NA 14.42
Reliance ETF Infra BeES 9,324 9,684 14,785 8,618 Value of `10000 Invested
B: Nifty Infrastructure (TRI) 9,433 9,978 15,536 9,343 CPSE ETF 10,145 11,000 NA 15,533
AB: Nifty 50 (TRI) 11,420 13,834 21,038 20,878
B: Nifty CPSE (TRI) 10,147 10,991 NA 13,684
Fund Manager: Payal Wadhwa Kaipunjal (Since November 2016) AB: Nifty 50 (TRI) 11,420 13,834 NA 17,954
Inception Date: Mar 28, 2014
Reliance ETF Bank BeES (BANKBEES)
NAV as on July 31, 2018: ` 2824.9658 Fund Manager: Payal Wadhwa Kaipunjal (Since Mar 2014)
CAGR % NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where
Particulars benchmark data for corresponding period is not available.
Reliance ETF Bank BeES 10.78 14.31 23.07 19.39 Reliance ETF Gold BeES (GOLDBEES)
B: Nifty Bank (TRI) 10.95 14.75 23.52 19.92 NAV as on July 31, 2018: ` 2657.2883
AB: Nifty 50 (TRI) 14.20 11.42 16.03 16.41
Value of `10000 Invested CAGR %
Particulars
Reliance ETF Bank BeES 11,078 14,941 28,251 123,503 1 Year 3 Years 5 Years Since Inception
B: Nifty Bank (TRI) 11,095 15,116 28,767 131,527 Reliance ETF Gold BeES 2.17 5.25 -0.06 9.48
AB: Nifty 50 (TRI) 11,420 13,834 21,038 86,310 B: Domestic Prices of Gold 3.26 6.17 0.82 10.54
Fund Manager: Payal Wadhwa Kaipunjal (Since May 2014) AB: N.A. NA NA NA NA
Reliance ETF PSU Bank BeES (PSUBNKBEES)
NAV as on July 31, 2018: ` 353.4290 Reliance ETF Gold BeES 10,217 11,660 9,968 28,097
CAGR % B: Domestic Prices of Gold 10,326 11,968 10,417 31,364
Particulars
1 Year 3 Years 5 Years Since Inception AB: N.A. NA NA NA NA
Reliance ETF PSU Bank BeES -14.84 -2.26 6.73 2.91 Inception Date: Mar 8, 2007
B: Nifty PSU Bank (TRI) -14.41 -1.74 7.18 3.41
Fund Manager: Payal Wadhwa Kaipunjal (Since Mar 2014)
AB: Nifty 50 (TRI) 14.20 11.42 16.03 8.12
Value of `10000 Invested Reliance Gold Savings Fund (RGOLDSF)
Reliance ETF PSU Bank BeES 8,516 9,338 13,852 13,625 NAV as on July 31, 2018: ` 12.5632
B: Nifty PSU Bank (TRI) 8,559 9,488 14,144 14,357 CAGR %
AB: Nifty 50 (TRI) 11,420 13,834 21,038 23,182 Particulars
Inception Date: Oct 25, 2007 Reliance Gold Savings Fund 2.45 4.23 -0.83 3.13
Fund Manager: Payal Wadhwa Kaipunjal (Since May 2008) B: Domestic Prices of Gold 3.26 6.17 0.82 4.56
Reliance ETF Shariah BeES (SHARIABEES) AB: N.A. NA NA NA NA
NAV as on July 31, 2018: ` 255.8724 Value of `10000 Invested
CAGR % Reliance Gold Savings Fund 10,245 11,324 9,590 12,563
Particulars
1 Year 3 Years 5 Years Since Inception B: Domestic Prices of Gold 10,326 11,968 10,417 13,914
Reliance ETF Shariah BeES 8.15 9.50 13.61 15.73 AB: N.A. NA NA NA NA
B: Nifty 50 Shariah (TRI) 9.59 10.76 14.87 16.84
Inception Date: Mar 7, 2011
AB: Nifty 50 (TRI) 14.20 11.42 16.03 17.55
Value of `10000 Invested Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)
Reliance ETF Shariah BeES 10,815 13,133 18,935 39,339 Reliance ETF Long Term Gilt (RRSLGETF)
B: Nifty 50 Shariah (TRI) 10,959 13,591 20,004 43,025 NAV as on July 31, 2018: ` 17.0867
AB: Nifty 50 (TRI) 11,420 13,834 21,038 45,539
CAGR %
Inception Date: Mar 18, 2009 Particulars
Fund Manager: Payal Wadhwa Kaipunjal (Since Nov 2016)
Reliance ETF Long Term Gilt -1.19 NA NA 5.12
Reliance ETF Hang Seng BeES (HNGSNGBEES) B: Nifty 8-13 yr G-Sec Index -0.93 NA NA 5.32
NAV as on July 31, 2018: ` 3054.8926
AB: Crisil 10 Yr Gilt Index -2.90 NA NA 4.20
CAGR %
Particulars Value of `10000 Invested
Reliance ETF Hang Seng BeES 13.90 9.54 10.48 11.34 Reliance ETF Long Term Gilt 9,881 NA NA 11,090
B: Hang Seng Index INR (TRI) 15.16 10.90 11.80 12.50 B: Nifty 8-13 yr G-Sec Index 9,907 NA NA 11,133
AB: Nifty 50 (TRI) 14.20 11.42 16.03 11.38
AB: Crisil 10 Yr Gilt Index 9,710 NA NA 10,889
Inception Date: Jul 05, 2016
Reliance ETF Hang Seng BeES 11,390 13,148 16,465 24,658
B: Hang Seng Index INR (TRI) 11,516 13,641 17,472 26,895 Fund Manager: Prashant Pimple (Since Jul 2016)
AB: Nifty 50 (TRI) 11,420 13,834 21,038 24,732 NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where
Inception Date: Mar 09, 2010 benchmark data for corresponding period is not available.
Fund Manager: Siddharth Deb (Since Nov 2016), Kinjal Desai (Since May 2018)

Reliance ETF Liquid BeES (LIQUIDBEES)

NAV as on July 31, 2018: ` 1000.0000
Simple Annualised % CAGR %
Particulars
7 Days 15 Days 30 Days 1 Year 3 Years 5 Years Since Inception
Reliance ETF Liquid BeES 5.61 5.65 5.58 5.30 5.31 5.69 4.48
B: Nifty 1D Rate Index 6.25 6.16 6.05 5.94 6.31 7.15 NA
AB: Crisil 1 Yr T-Bill Index 7.16 5.92 5.64 5.69 6.57 7.36 5.92
Reliance ETF Liquid BeES 10,011 10,023 10,046 10,531 11,684 13,190 19,350
B: Nifty 1D Rate Index 10,010 10,023 10,047 10,594 12,018 14,124 NA
AB: Crisil 1 Yr T-Bill Index 10,011 10,022 10,044 10,569 12,106 14,268 23,807
Inception Date: Jul 08, 2003
Fund Manager: Siddharth Deb (Since Nov 2012)
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where benchmark data for corresponding period is not available.
Reliance Interval Fund - Monthly Interval Fund - Series I (RIF-MIF-S1) Reliance Interval Fund - Quarterly Interval Fund - Series II (RIF-QIF-S2)
CAGR % CAGR %
Reliance Interval Fund - Monthly Interval Fund - Series I 6.75 6.97 7.83 7.80 Reliance Interval Fund - Quarterly Interval Fund - Series II 8.09 7.54 8.37 8.28
B: Crisil Liquid Fund Index 7.04 7.22 8.11 7.57 B: Crisil Liquid Fund Index 7.04 7.22 8.11 7.51
AB: Crisil 1 Yr T-Bill Index 5.69 6.57 7.36 6.39 AB: Crisil 1 Yr T-Bill Index 5.69 6.57 7.36 6.38
Reliance Interval Fund - Monthly Interval Fund - Series I 10,675 12,242 14,581 23,514 Reliance Interval Fund - Quarterly Interval Fund - Series II 10,809 12,440 14,949 24,450
B: Crisil Liquid Fund Index 10,704 12,328 14,768 22,944 B: Crisil Liquid Fund Index 10,704 12,328 14,768 22,572
AB: Crisil 1 Yr T-Bill Index 10,569 12,106 14,268 20,246 AB: Crisil 1 Yr T-Bill Index 10,569 12,106 14,268 20,040
Inception Date: Mar 15, 2007 Inception Date: May 07, 2007
Fund Manager: Amit Tripathi (Since Mar 2007) Fund Manager: Amit Tripathi (Since May 2007)
Reliance Interval Fund - Monthly Interval Fund - Series II (RIF-MIF-S2) Reliance Interval Fund - Quarterly Interval Fund - Series III (RIF-QIF-S3)
CAGR % CAGR %
Reliance Interval Fund - Monthly Interval Fund - Series II 6.80 6.81 7.62 7.81 Reliance Interval Fund - Quarterly Interval Fund - Series III 6.98 7.22 8.03 8.16
B: Crisil Liquid Fund Index 7.04 7.22 8.11 7.56 B: Crisil Liquid Fund Index 7.04 7.22 8.11 7.48
AB: Crisil 1 Yr T-Bill Index 5.69 6.57 7.36 6.41 AB: Crisil 1 Yr T-Bill Index 5.69 6.57 7.36 6.37
Reliance Interval Fund - Monthly Interval Fund - Series II 10,680 12,189 14,441 23,472 Reliance Interval Fund - Quarterly Interval Fund - Series III 10,698 12,327 14,717 24,000
B: Crisil Liquid Fund Index 10,704 12,328 14,768 22,862 B: Crisil Liquid Fund Index 10,704 12,328 14,768 22,374
AB: Crisil 1 Yr T-Bill Index 10,569 12,106 14,268 20,246 AB: Crisil 1 Yr T-Bill Index 10,569 12,106 14,268 19,924
Inception Date: Mar 29, 2007 Inception Date: Jun 06, 2007
Fund Manager: Amit Tripathi (Since Mar 2007) Fund Manager: Amit Tripathi (Since Jun 2007)
Reliance Interval Fund - Quarterly Interval Fund - Series I (RIF-QIF-S1) Reliance Interval Fund - Annual Interval Fund - Series I (RIF-AIF-S1)
CAGR % CAGR %
Reliance Interval Fund - Quarterly Interval Fund - Series I 6.71 6.95 7.76 8.02 Reliance Interval Fund - Annual Interval Fund - Series I 6.90 7.40 8.23 8.47
B: Crisil Liquid Fund Index 7.04 7.22 8.11 7.54 B: Crisil Short Term Bond Fund Index 4.69 7.46 8.54 8.46
Reliance Interval Fund - Quarterly Interval Fund - Series I 10,671 12,234 14,536 23,974 Reliance Interval Fund - Annual Interval Fund - Series I 10,690 12,391 14,852 17,936
B: Crisil Liquid Fund Index 10,704 12,328 14,768 22,790 B: Crisil Short Term Bond Fund Index 10,469 12,410 15,070 17,920
AB: Crisil 1 Yr T-Bill Index 10,569 12,106 14,268 20,207 AB: Crisil 10 Yr Gilt Index 9,710 11,916 13,699 15,946
Inception Date: Apr 03, 2007 Inception Date: May 26, 2011
Fund Manager: Amit Tripathi (Since Apr 2007) Fund Manager: Amit Tripathi (Since May 2011)

Reliance Yearly Interval Fund - Series 1 (RYIF-S1)

NAV as on July 31, 2018: ` 15.4202
CAGR %
Particulars
Reliance Yearly Interval Fund - Series 1 6.78 7.41 8.33 8.16
B: Crisil Short Term Bond Fund Index 4.69 7.46 8.54 8.27
Reliance Yearly Interval Fund - Series 1 10,678 12,394 14,919 15,420
B: Crisil Short Term Bond Fund Index 10,469 12,410 15,070 15,510
Inception Date: Jan 23, 2013
Fund Manager: Amit Tripathi (Since Jan 2013)
Performance As on July 31, 2018

TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index stocks, thereby showing a true picture of returns.
The performance of the equity scheme is benchmarked to the Total Return variant of the Index.
Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan), except for Reliance ETF Liquid BeES, where the performance provided are of Daily Dividend Re-investment Plan. For
Exchange Traded Funds of Reliance Mutual Fund, performance is provided at Scheme level using Dividend Reinvestment NAV's, since there are no separate plan/option under such Schemes.
Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Performance of the schemes (wherever provided) are calculated basis CAGR for the past 1 year,
3 years, 5 years and since inception. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Dividends (if any) are assumed to be reinvested at the prevailing NAV. In case of LIQUIDBEES,
returns are based on gross dividend per unit declared by the Fund. Bonus (if any) declared has been adjusted. Performance of dividend option would be Net of Dividend distribution tax, if any. Face value of scheme is `10/- per unit. Face Value of
Reliance Low Duration Fund is `1000/- per unit. Face Value of Reliance Money Market Fund, Reliance Liquid Fund & Reliance Ultra Short Duration Fund is `1000/- per unit w.e.f 5th Aug 2012. Face value of Reliance ETF Junior BeES is `1.25 per unit.
Face value of Reliance ETF Liquid BeES is `1000. Face value of Reliance ETF Gold BeES is `100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of
returns. Schemes which have not completed one year, performance details for the same are not provided. Performance details of closed ended schemes are not provided since these are not comparable with other schemes.
Product Label (Reliance Interval Fund - A Debt Oriented Interval Scheme)

• Regular returns & growth of capital over the term of the fund, with the flexibility to enter / exit at fixed intervals
• Investment in fixed income securities, money market and G-sec instruments

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. will be at Moderately Low risk
Scheme Performance - Fund Manager wise As on July 31, 2018
Fund Manager: Manish Gunwani

CAGR %
Scheme Name/s 1 Year Return 3 Years Return 5 Years Return
Scheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Growth Fund 2.23 5.00 8.89 13.69 22.09 25.15
Reliance Balanced Advantage Fund 3.25 8.71 7.60 10.74 15.40 14.99
Note:
a. Mr. Manish Gunwani manages 2 open-ended schemes of Reliance Mutual Fund.
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein.
c. Period for which scheme’s performance has bee n provided is computed basis last day of the month-end preceding the date of advertisement.
d. Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan).
Fund Manager: Sailesh Raj Bhan

CAGR %
Reliance Pharma Fund 12.90 0.67 1.23 -5.37 15.79 9.97
Reliance Consumption Fund 1.74 18.36 5.56 13.80 13.03 17.58
Reliance Multi Cap Fund 5.06 11.48 6.13 12.27 19.26 18.53
Reliance Large Cap Fund 8.19 12.84 10.21 11.82 21.02 16.88
Note:
a. Mr. Sailesh Raj Bhan manages 4 open-ended schemes of Reliance Mutual Fund .
c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement

Fund Manager: Ashwani Kumar
CAGR %
Reliance Vision Fund -5.20 12.62 5.26 12.38 18.32 18.32
Reliance Tax Saver (ELSS) Fund -6.86 12.84 6.44 11.82 23.07 16.88
Note:
a. Mr. Ashwani Kumar manages 2 open-ended schemes of Reliance Mutual Fund .
Fund Manager: Sanjay Parekh

CAGR %
Reliance Hybrid Bond Fund 2.63 3.16 7.07 8.33 10.74 10.29
Reliance Equity Hybrid Fund 5.88 8.71 10.91 10.74 19.09 14.99
Reliance Retirement Fund - Wealth Creation Scheme 7.11 11.48 9.38 12.27 N.A. N.A.
Reliance Retirement Fund - Income Generation Scheme -2.26 3.16 5.66 8.33 N.A. N.A.
Reliance Equity Savings Fund 4.48 8.48 7.33 8.55 N.A. N.A.
Note:
a. Mr. Sanjay Parekh manages 5 open-ended schemes of Reliance Mutual Fund .
Fund Manager: Samir Rachh

CAGR %
Reliance Small Cap Fund 8.18 3.77 17.48 12.80 36.70 26.80
Note:
a. Mr. Samir Rachh manages 1 open-ended schemes of Reliance Mutual Fund .
Co-Fund Manager: Dhrumil Shah

CAGR %
Reliance Small Cap Fund 8.18 3.77 17.48 12.80 36.70 26.80
Note:
a. Mr. Dhrumil Shah manages 1 open-ended scheme of Reliance Mutual Fund.
d. Different plans shall have a different expense structure. The performance details provided herein is of Growth Plan (Regular Plan).
Fund Manager: Payal Wadhwa Kaipunjal

CAGR %
Top 3
Reliance ETF Consumption* 18.18 18.36 13.83 13.80 N.A. N.A.
Reliance ETF Sensex* 16.85 16.97 11.53 11.61 N.A. N.A.
Reliance ETF NV20* 20.28 20.79 12.18 12.60 N.A. N.A.
Bottom 3
Reliance ETF PSU Bank BeES* -14.84 -14.41 -2.26 -1.74 6.73 7.18
CPSE ETF* 1.45 1.47 3.23 3.20 - -
Reliance ETF Infra BeES* -6.76 -5.67 -1.06 -0.07 8.13 9.21
Note:
a. Ms. Payal Wadhwa Kaipunjal manages 17 open-ended schemes of Reliance Mutual Fund .
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein are on the basis of 1 Year CAGR returns
d. Different plans shall have a different expense structure.
#The performance details provided herein are of Growth Plan (Regular Plan).
*The Scheme does not offer any Plans/Options. The performance details are provided at Scheme level using Dividend Reinvestment NAV's.
Fund manager: Ashutosh Bhargava

CAGR %
Reliance Quant Fund 5.55 12.51 8.67 12.15 13.70 18.05
Reliance Balanced Advantage Fund# 3.25 8.71 7.60 10.74 15.40 14.99
Note:
a. Mr. Ashutosh Bhargava manages 2 open-ended scheme of Reliance Mutual Fund .
# Co-Fund Manager

Fund Manager: Sanjay Doshi
CAGR %
Reliance Power & Infra Fund -4.29 -5.67 9.00 -0.07 19.87 9.21
Note:
a. Mr. Sanjay Doshi manages 1 open-ended scheme of Reliance Mutual Fund .
Co-Fund Manager: Jahnvee Shah

CAGR %
Reliance Consumption Fund 1.74 18.36 5.56 13.80 13.03 17.58
Note:
a. Ms. Jahnvee Shah manages 1 open-ended schemes of Reliance Mutual Fund.
d. Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan)
Fund Manager: Kinjal Desai

CAGR %
Reliance Japan Equity Fund# 11.88 10.63 3.25 4.03 N.A. N.A.
Reliance US Equity Opportunitues Fund# 21.58 16.24 13.24 12.51 N.A. N.A.
Reliance ETF Hang Seng BeES* 13.90 15.16 9.54 10.90 10.48 11.80
Note:
a. Ms. Kinjal Desai manages 3 open-ended schemes of Reliance Mutual Fund.
#The performance details provided herein are of Growth Plan (Regular Plan)
Co-Fund Manager: Arun Sundaresan

CAGR %
Reliance Quant Fund 5.55 12.51 8.67 12.15 13.70 18.05
Note:
a. Mr. Arun Sundaresan manages 1 open-ended schemes of Reliance Mutual Fund.
d. Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan)
Fund Manager: Amit Tripathi

CAGR %
Reliance Money Market Fund 7.07 7.04 7.27 7.22 8.05 8.11
Reliance Low Duration Fund 6.34 7.12 7.48 7.49 8.25 8.40
Reliance Floating Rate Fund 4.22 7.04 6.95 7.22 8.17 8.11
Reliance Hybrid Bond Fund 2.63 3.16 7.07 8.33 10.74 10.29
Reliance Prime Debt Fund 5.96 4.69 7.62 7.46 8.41 8.54
Reliance Equity Hybrid Fund 5.88 8.71 10.91 10.74 19.09 14.99
Note:
a. Mr. Amit Tripathi manages 6 open-ended schemes of Reliance Mutual Fund.
Fund Manager: Vinay Sharma

CAGR %
Reliance Banking Fund 5.53 10.95 14.90 14.75 24.96 23.52
Reliance Focused Equity Fund As per SEBI circular SEBI/HO/IMD/DF3/CIR/P/2018/69 dated Apr 12, 2018; scheme performance has not been provided.
Note:
a. Mr. Vinay Sharma manages 2 open-ended scheme of Reliance Mutual Fund .

Fund Manager: Prashant Pimple
CAGR %
Top 3
Reliance Short Term Fund 3.79 4.69 7.07 7.46 8.40 8.54
Reliance Credit Risk Fund 5.32 1.48 7.87 7.52 8.86 8.81
Reliance Strategic Debt Fund 3.85 1.48 7.91 7.52 N.A. N.A.
Bottom 3
Reliance Dynamic Bond Fund -0.34 1.48 6.74 7.52 8.04 8.81
Reliance Income Fund -0.27 1.48 6.53 7.52 7.43 8.81
Reliance ETF Long Term Gilt* -1.19 -0.93 N.A. N.A. N.A. N.A.
Note:
a. Mr. Prashant Pimple manages 8 open-ended schemes of Reliance Mutual Fund.
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein are on the basis of 1 year CAGR returns.
Fund Manager: Anju Chhajer

CAGR %
Top 3
Reliance Japan Equity Fund 11.88 10.63 3.25 4.03 N.A. N.A.
Reliance Retirement Fund - Wealth Creation Scheme 7.11 11.48 9.38 12.27 N.A. N.A.
Reliance US Equity Opportunitues Fund 21.58 16.24 13.24 12.51 N.A. N.A.
Bottom 3
Reliance Retirement Fund - Income Generation Scheme -2.26 3.16 5.66 8.33 N.A. N.A.
Reliance Banking & PSU Debt Fund 4.18 4.69 7.44 7.46 N.A. N.A.
Reliance Equity Savings Fund 4.48 8.48 7.33 8.55 N.A. N.A.
Note:
a. Ms. Anju Chhajer manages 10 open-ended schemes of Reliance Mutual Fund.
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein are on the basis of 1 Year
CAGR returns.
Fund Manager: Vivek Sharma

CAGR %
Reliance Money Market Fund 7.07 7.04 7.27 7.22 8.05 8.11
Reliance Floating Rate Fund 4.22 7.04 6.95 7.22 8.17 8.11
Reliance Ultra Short Duration Fund 6.39 7.04 6.51 7.22 7.33 8.11
Reliance Banking & PSU Debt Fund 4.18 4.69 7.44 7.46 N.A. N.A.
Note:
a. Mr. Vivek Sharma manages 4 open-ended schemes of Reliance Mutual Fund.
Fund Manager: Siddharth Deb

CAGR %
Reliance ETF Liquid BeES@* 5.30 5.94 5.31 6.31 5.69 7.15
Reliance ETF Hang Seng BeES* 13.90 15.16 9.54 10.90 10.48 11.80
Note:
a. Mr. Siddharth Deb manages 2 open-ended schemes of Reliance Mutual Fund.
@The performance details provided herein are of Daily Dividend Re-investment Plan.
Fund Manager: Meenakshi Dawar
CAGR %
Reliance Value Fund 8.17 -9.07 8.90 11.01 20.77 16.04
Note:
a. Ms. Meenakshi Dawar manages 1 open-ended scheme of Reliance Mutual Fund.
d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other Investment. Dividends (if any) are assumed to be reinvested at the prevailing NAV. In case of LIQUIDBEES, returns are based on
gross dividend per unit declared by the Fund. Bonus (if any) declared has been adjusted. Performance of dividend option would be Net of Dividend distribution tax, if any. The performance of the equity scheme is benchmarked to the Total Return variant of the Index. Face
value of scheme is `10/- per unit. Face Value of Reliance Low Duration Fund is `1000/- per unit. Face Value of Reliance Money Market Fund, Reliance Liquid Fund & Reliance Ultra Short Duration Fund is `1000/- per unit w.e.f 5th Aug 2012. Face value of Reliance ETF
Junior BeES is `1.25/- per unit. Face value of Reliance ETF Liquid BeES is `1000/- per unit. Face value of Reliance ETF Gold BeES is `100/- per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered
for computation of returns. Schemes which have not completed one year, performance details for the same are not provided. Performance details of closed ended schemes are not provided since these are not comparable with other schemes.

FUNDS AT A GLANCE
Scheme Name Reliance Vision Fund Reliance Large Cap Fund (formerly Reliance Quant Fund (formerly known Reliance Balanced Advantage Fund (formerly
known as Reliance Top 200 Fund) as Reliance Quant Plus Fund) known as Reliance NRI Equity Fund)
Type of Scheme An open ended equity scheme An open ended equity scheme An open ended equity scheme investing An Open Ended Dynamic Asset Allocation Fund
investing in both large cap and predominantly investing in large cap in quant model theme
mid cap stocks stocks
Allotment Date October 8, 1995 August 8, 2007 April 18, 2008 November 15, 2004
Investment Objective The primary investment objective The primary investment objective of The investment objective of the Scheme The investment objective of the scheme is to
of the Scheme is to achieve long the scheme is to seek to generate is to generate capital appreciation capitalize on the potential upside in equity markets
term growth of capital by investing long term capital appreciation by through investment in equity and equity while attempting to limit the downside by
in equity and equity related investing predominantly into equity related instruments. The Scheme will dynamically managing the portfolio through
securities through a research and equity related instruments of seek to generate capital appreciation by investment in equity & equity related instruments
based investment approach. large cap companies. The secondary investing in an active portfolio of stocks and active use of debt, money market instruments
However, there can be no objective is to generate consistent selected on the basis of a Quant model. and derivatives.
assurance that the investment returns by investing in debt, money There is no assurance or guarantee that There is no assurance or guarantee that the
objective of the Scheme will be market securities, REITs and InvITs. the investment objective of the scheme investment objective of the scheme will be achieved.
realized, as actual market However, there can be no assurance will be achieved
movements may be at variance that the investment objective of the
with anticipated trends. Scheme will be realized.
Fund Manager Ashwani Kumar# Sailesh Raj Bhan# Ashutosh Bhargava, Arun Sundaresan Manish Gunwani, Ashutosh Bhargava (Co-Fund
[Co-Fund Manager]# Manager)#
Benchmark S&P BSE 250 LargeMidcap S&P BSE 100 S&P BSE 200 CRISIL Hybrid 35+65 - Aggressive Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s
assessment of various factors including service rendered by the ARN Holder.
• 1% if redeemed or switched out (w.e.f. 11.06.2018 : 10% of the units • 0.25% of the applicable NAV if 10% of the units allotted shall be redeemed without
Exit Load on or before completion of 1 allotted shall be redeemed without redeemed or switched out on or before any exit load, on or before completion of 12 months
year from the date of allotment any exit load, on or before completion completion of 1 Month from the date of from the date of allotment of units. Any redemption
of units. of 12 months from the date of allotment of units in excess of such limit in the first 12 months from
• Nil thereafter. allotment of units. Any redemption in • Nil thereafter the date of allotment shall be subject to the
excess of such limit in the first 12 following exit load. Redemption of units would be
months from the date of allotment done on First in First out Basis (FIFO):
shall be subject to the following exit • 1% if redeemed or switched out on or before
load. Redemption of units would be completion of 12 months from the date of
done on First in First out Basis (FIFO): allotment of units.
• 1% if redeemed or switched out on • Nil thereafter.
or before completion of 12 months
from the date of allotment of units.
Investment Plans/ Options • Under both Direct and other than Direct plan • Growth Plan - Growth Option • Dividend Plan - Payout & Reinvestment Option
Minimum Application Amount Purchase: `5000 & in multiples of `1 thereafter
Additional Purchase: `1000 & in multiples of `1 thereafter
Scheme Name Reliance Index Fund - Nifty Plan Reliance Index Fund - Sensex Plan Reliance Growth Fund Reliance Focused Equity Fund
(formely known as Reliance Mid &
Small Cap Fund)
Type of Scheme An open ended scheme replicating/ An open ended scheme replicating/ Mid Cap Fund - An open ended equity An open ended Multi Cap Equity Scheme
tracking Nifty 50. tracking S&P BSE Sensex. scheme predominantly investing in mid investing in maximum 30 stocks
cap stocks
Allotment Date September 28, 2010 September 28, 2010 October 8, 1995 December 26, 2006
Investment Objective The primary investment objective of the The primary investment objective of the The primary investment objective of the The primary investment objective of the
scheme is to replicate the composition of scheme is to replicate the composition of Scheme is to achieve long-term growth scheme is to generate long-term capital
the Nifty 50, with a view to generate the Sensex, with a view to generate of capital by investment in equity and growth by predominantly investing in an
returns that are commensurate with the returns that are commensurate with the equity related securities through a active and concentrated portfolio of
performance of the Nifty 50, subject to performance of the Sensex, subject to research based investment approach. equity & equity related instruments up to
tracking errors. tracking errors. However, there can be no assurance that 30 companies across market
the investment objective of the Scheme capitalization. The secondary objective
will be realized, as actual market of the scheme is to generate consistent
movements may be at variance with returns by investing in debt, money
anticipated trends. market securities, REITs and InvITs.
There is no assurance or guarantee that
the investment objective of the scheme
will be achieved.
Fund Manager Payal Wadhwa Kaipunjal Manish Gunwani #
Vinay Sharma#
Benchmark Nifty 50 S&P BSE Sensex S&P BSE MidCap S&P BSE 500
• 0.25% if redeemed or switched out on or before completion of 7 days from the • 1% if redeemed or switched out on or • 1% if redeemed or switched out on or
Exit Load date of allotment of units before completion of 1 year from the before completion of 1 year from the
• Nil thereafter date of allotment of units. date of allotment of units
• Nil thereafter. • Nil thereafter
Investment Plans/ Options Under both Direct and other than Direct plan Under both Direct and other than Direct plan
Growth Plan - Growth Option Growth Plan - Growth Option
Dividend Plan - Payout Option (Quarterly, Half yearly, Annual) & Reinvestment Option Dividend Plan - Payout & Reinvestment Option
(Quarterly, Half yearly, Annual)
# Kinjal Desai : Dedicated Fund Manager for Overseas Investments


FUNDS AT A GLANCE
Scheme Name Reliance Small Cap Fund Reliance Value Fund Reliance Multi Cap Fund Reliance Equity Hybrid Reliance Equity Savings Fund
(formerly known as (formerly known as Reliance Fund (formerly known as
Reliance Regular Savings Equity Opportunities Fund) Reliance Regular Savings
Fund - Equity Option) Fund - Balanced Option)
Type of Scheme An open ended Equity Scheme An open ended Equity Multi Cap Fund - An open ended An open ended hybrid An open ended scheme investing in
predominantly investing in Small Scheme following a value equity scheme investing across scheme investing equity, arbitrage and debt.
Cap stocks investment strategy large cap, mid cap, small cap predominantly in equity and
stocks equity related instruments
Allotment Date September 16, 2010 June 8, 2005 March 28, 2005 June 8, 2005 May 30, 2015
Investment Objective The primary investment objective of The primary investment The primary investment objective of The primary investment The primary investment objective of
the scheme is to generate long objective of this scheme is tothe scheme is to seek to generate objective of this option is to this fund is to generate income and
term capital appreciation by seek capital appreciation and/capital appreciation & provide long- generate consistent returns capital appreciation by investing in
investing predominantly in equity or to generate consistent term growth opportunities by and appreciation of capital by arbitrage opportunities & pure equity
and equity related instruments of returns by actively investing investing in a portfolio constituted investing in a mix of securities investments along with investments in
small cap companies and the in equity/ equity related of equity securities & equity related comprising of equity, equity debt securities & money market
secondary objective is to generate securities predominantly into securities and the secondary related instruments & fixed instruments. However, there can be no
consistent returns by investing in value stocks. objective is to generate consistent income instruments. assurance or guarantee that the
debt and money market securities. However there can be no returns by investing in debt and investment objective of the scheme will
assurance that the investment money market securities. be achieved.
objective of the Scheme will
be realized..
Fund Manager Samir Rachh Meenakshi Dawar # Sailesh Raj Bhan# Sanjay Parekh, Amit Tripathi# Sanjay Parekh, Anju Chhajer#
Dhrumil Shah (Co-Fund Manager)#
Benchmark CRISIL Hybrid 35+65 - 40% of Crisil Liquid Fund Index
S&P BSE SmallCap S&P BSE Enhanced Value S&P BSE 500 Aggressive Index + 30% of Crisil Short Term Bond Fund
Index Index + 30% of Nifty 50
Exit Load • 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of • 10% of the units allotted 10% of the units allotted shall be
units shall be redeemed without redeemed without any exit load, on or
• Nil thereafter any exit load, on or before before completion of 12 months from
completion of 12 months the date of allotment of units. Any
from the date of allotment redemption in excess of such limit in
of units. Any redemption the first 12 months from the date of
of units would be done on allotment shall be subject to the
First in First Out Basis following exit load. Redemption of
(FIFO) units would be done on First in First
• 1% if redeemed or out Basis (FIFO):
switched out on or before • 1% if redeemed or switched out on
12 months from the date or before completion of 12 months
of allotment of units from the date of allotment of units.
• Nil thereafter • Nil thereafter.
Dividend Plan - Payout & Reinvestment Option Dividend Plan - Payout Option (Adhoc, Monthly, Quarterly) &
Reinvestment Option (Adhoc, Monthly, Quarterly)
Minimum Application Amount Fresh/additional subscriptions/ Purchase: `500 & in Purchase: `5000 & in multiples of Purchase: `500 & in Purchase: `5000 & in multiples of `1
switch-ins to all the Plans & multiples of `1 thereafter `1 thereafter multiples of `1 thereafter thereafter
Options through anymode Additional Purchase: `500 & Additional Purchase: `1000 & in Additional Purchase: `500 & Additional Purchase: `1000 & in
including Stock Exchange in multiples of `1 thereafter multiples of `1 thereafter in multiples of `1 thereafter multiples of `1 thereafter
platform has been temporarily
suspended w.e.f. Mar 26, 2018.
Fresh Registration through the
Systematic Route i.e. SIP/STP or
such other special product shall
be allowed for a maximum of upto
Rs.1 lakh each installment.
Scheme Name Reliance Banking Fund Reliance Power & Infra Fund Reliance Consumption Fund Reliance Pharma Fund
(formerly known as Reliance (formerly known as Reliance
Diversified Power Sector Fund) Media & Entertainment Fund)
Type of Scheme An open ended equity scheme investing in Banking An Open Ended Equity Scheme An Open Ended Equity Scheme An Open Ended Equity Scheme
sector. investing in power & infrastructure following consumption theme investing in pharma sector
sectors
Allotment Date May 26, 2003 May 8, 2004 September 30, 2004 June 5, 2004
Investment Objective The primary investment objective of the scheme is to seek The investment objective of the The investment objective of the The primary investment objective of
to generate continous returns by actively investing in scheme is to seek long term capital
scheme is to seek long term capital the scheme is to seek to generate
equity and equity related securities of companies in the appreciation by investing in equity/
appreciation by investing atleast 80% consistent returns by investing in
Banking Sector and companies engaged in allied activities equity related instruments of theof its net assets in equity/equity related equity and equity related or fixed
related to Banking Sector.The AMC will have the discretion companies that are engaged in or instruments of the companies that are income securities of Pharma and
to completely or partially invest in any of the type of allied to the power and likely to benefit directly or indirectly other associated companies.
securities stated above with a view to maximize the infrastructure space in India. There
from the domestic consumption led
returns or on defensive considerations. However, there can is no assurance or guarantee thatdemand.
be no assurance that the investment objective of the the investment objective of the There is no assurance or guarantee
Scheme will be realized, as actual market movements may scheme will be achieved. that the investment objective of the
be at variance with anticipated trends. scheme will be achieved.
Fund Manager Vinay Sharma # Sanjay Doshi# Sailesh Raj Bhan, Jahnvee Shah Sailesh Raj Bhan#
[Co-Fund Manager]#
Benchmark Nifty Bank Nifty Infrastructure Index Nifty India Consumption Index S&P BSE Healthcare
Exit Load • 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units
• Nil thereafter
Investment Plans/ Options • Under both Direct and other than Direct plan • Growth Plan - Growth Option • Dividend Plan - Payout & Reinvestment


FUNDS AT A GLANCE
Scheme Name Reliance Tax Saver (ELSS) Fund Reliance Arbitrage Fund (formerly known Reliance Japan Equity Fund Reliance US Equity Opportunities
as Reliance Arbitrage Advantage Fund) Fund
Type of Scheme An open ended equity linked saving An open ended scheme investing in arbitrage An open ended equity scheme An open ended equity scheme
scheme with a statutory lock in of 3 years opportunities following Japan focused theme. following US focused theme.
and tax benefit.
Allotment Date September 21, 2005 October 14, 2010 August 26, 2014 July 23, 2015
Investment Objective The primary objective of the scheme is to The investment objective of the scheme is to The primary investment objective The primary investment objective of
generate long term capital appreciation generate income by taking advantage of the of Reliance Japan Equity Fund is to Reliance US Equity Opportunities
from a portfolio that is invested arbitrage opportunities that potentially exists provide long term capital Fund is to provide long term capital
predominantly in equity and equity between cash and derivative market and appreciation to investors by appreciation to investors by primarily
related instruments. within the derivative segment along with primarily investing in equity and investing in equity and equity related
However, there can be no assurance that investments in debt securities & money equity related securities of securities of companies listed on
the scheme's investment objective shall market instruments. companies listed on the recognized recognized stock exchanges in the
be achieved stock exchanges of Japan and the US and the secondary objective is to
secondary objective is to generate generate consistent returns by
consistent returns by investing in investing in debt and money market
debt and money market securities securities in India. However, there
of India. However, there can be no can be no assurance or guarantee
assurance or guarantee that the that the investment objective of the
investment objective of the scheme scheme will be achieved.
will be achieved.
Fund Manager Ashwani Kumar #
Payal Wadhwa Kaipunjal #
Anju Chhajer, Kinjal Desai
Benchmark S&P BSE 100 Crisil Liquid Fund Index TOPIX (Tokyo Stock Price Index) S&P 500
Exit Load Not Applicable • 0.25% if redeemed/switched on or before • 1% if redeemed or switched out on or before completion of 1 year from
completion of 1 month from the date of the date of allotment of units
allotment of units • Nil thereafter
• Nil thereafter
Investment Plans/ Options Under both Direct and other than Direct Under both Direct and other than Direct plan Under both Direct and other than Direct plan
plan Growth Plan - Growth Option Growth Plan - Growth Option
Growth Plan - Growth Option Dividend Plan - Payout Option Dividend Plan - Payout & Reinvestment Option
Dividend Plan - Payout (Adhoc, Annual) (Adhoc, Monthly*) & Reinvestment Option
(Adhoc, Monthly*)
*Monday preceding last Thursday of the
month
Minimum Application Amount Purchase: `500 & in multiples of `500 Purchase: `5000 & in multiples of `1 Purchase: `5000 & in multiples of `1 thereafter
thereafter thereafter Additional Purchase: `1000 & in multiples of `1 thereafter
Additional Purchase: `500 & in multiples Additional Purchase: `1000 & in multiples of
of `500 thereafter `1 thereafter
Scheme Name Reliance Money Market Fund (formerly Reliance Liquid Fund (formerly Reliance Ultra Short Duration Fund Reliance Low Duration Fund (formerly
known as Reliance Liquidity Fund) known as Reliance Liquid Fund - (formerly known as Reliance Liquid known as Reliance Money Manager
Treasury Plan) Fund - Cash Plan) Fund)
Type of Scheme An open ended debt scheme investing in An open ended Liquid Scheme An open ended ultra-short term An open ended low duration debt
money market instruments debt scheme investing in debt and scheme investing in debt and money
money market instruments such market instruments such that the
that the Macaulay duration of the Macaulay duration of the portfolio is
portfolio is between 3 - 6 months. between 6 - 12 months. (Please refer to
(Please refer to the page number the page number 13 of the Scheme
14 of the Scheme Information Information Document on which the
Document on which the concept of concept of Macaulay’s Duration has
Macaulay’s Duration has been been explained)
explained)
Allotment Date June 16, 2005 December 9, 2003 December 7, 2001 March 20, 2007
Investment Objective The investment objective of the Scheme is to The investment objective of the The investment objective of the The investment objective of the Scheme
generate optimal returns consistent with Scheme is to generate optimal Scheme is to generate optimal is to generate optimal returns consistent
moderate levels of risk and liquidity by investing returns consistent with moderate returns consistent with moderate with moderate levels of risk and liquidity
in money market instruments levels of risk and high liquidity by levels of risk and liquidity by by investing in debt securities and money
investing in debt and money market investing in debt and money market securities.
instruments. market instruments.
Fund Manager Amit Tripathi, Vivek Sharma #
Anju Chhajer# Anju Chhajer, Vivek Sharma# Amit Tripathi, Anju Chhajer#
Benchmark Crisil Liquid Fund Index Crisil Liquid Fund Index Crisil Liquid Fund Index CRISIL Ultra Short Term Debt Index
Exit Load Nil Nil Nil Nil
Investment Plans/ Options Under both Direct and other than Direct plan Under both Direct and other than Direct plan Under both Direct and other than Direct
Growth Plan - Growth Option Growth Plan - Growth Option plan
Dividend Plan - Payout Option (Monthly, Dividend Plan - Payout Option (Monthly, Quarterly) & Reinvestment Growth Plan - Growth Option
Quarterly) & Reinvestment Option (Daily, Option (Daily, Weekly, Monthly, Quarterly) Dividend Plan - Payout Option (Adhoc,
Weekly, Monthly, Quarterly) Weekly, Monthly, Quarterly) &
Reinvestment Option (Adhoc, Daily,
Weekly, Monthly, Quarterly)
Minimum Application Amount Purchase: Purchase: Purchase:
Daily Dividend Option - `10000 & in multiples Daily Dividend Option - `10000 & in multiples of `1 thereafter Daily Dividend Option - `10000 & in
of `1 thereafter Weekly Dividend Option - `5000 & in multiples of `1 thereafter multiples of `1 thereafter
Other Plans and Options - `5000 & in Other Plans and Options - `100 and in multiples of `1 thereafter Weekly Dividend Option - `5000 & in
multiples of `1 thereafter Additional Purchase: multiples of `1 thereafter
Additional Purchase: Daily Dividend Option- `10000 & in multiples of `1 thereafter Other Plans and Options - `500 and in
Daily Dividend Option - `10000 & in multiples Weekly Dividend Option- `1000 & in multiples of `1 thereafter multiples of `1 thereafter
of `1 thereafter Other Plans and Options- `100 & in multiples of `1 thereafter Additional Purchase:
Other Plans and Options - `1000 & in Daily Dividend Option - `10000 & in
multiples of `1 thereafter multiples of `1 thereafter
Weekly Dividend Option - `1000 & in
multiples of `1 thereafter
Other Plans and Options - `100 & in


FUNDS AT A GLANCE
Scheme Name Reliance Prime Debt Fund (formerly Reliance Banking & PSU Debt Fund Reliance Floating Rate Fund (formerly Reliance Short Term Fund
known as Reliance Medium Term Fund) known as Reliance Floating Rate Fund -
Short Term Plan)
Type of Scheme An open ended debt scheme predominantly An open ended debt scheme predominantly investing An open ended debt scheme predominantly investing An open ended short term debt
investing in AA+ and above rated corporate bonds in Debt instruments of banks, Public Sector in floating rate instruments (including fixed rate scheme investing in instruments such
Undertakings, Public Financial Institutions and instruments converted to floating rate exposures that the Macaulay duration of the
Municipal Bonds using swaps / derivatives) portfolio is between 1 to 3 years.
(Please refer to the page number 14 of
the Scheme Information Document on
which the concept of Macaulay’s
Duration has been explained)
Allotment Date September 14, 2000 May 15, 2015 April 27, 2004 December 18, 2002
Investment Objective To generate income through investments To generate income over short to medium term The primary objective of the scheme is to generate The primary investment objective of
predominantly in debt instruments of various horizon through investments in debt and money regular income through investment predominantly in the scheme is to generate stable
maturities with a view to maximizing income while market instruments of various maturities, consisting floating rate and money market instruments and returns for investors with a short term
maintaining the optimum balance of yield, safety predominantly of securities issued by entities such as fixed rate debt instruments. investment horizon by investing in
and liquidity. Banks, Public Sector Undertakings (PSUs) and Public debt and money market instruments.
Financial Institutions (PFIs). However, there can be no
assurance or guarantee that the investment objective
of the Scheme will be achieved.
Fund Manager Amit Tripathi, Anju Chhajer# Anju Chhajer, Vivek Sharma# Amit Tripathi, Vivek Sharma# Prashant Pimple#
Benchmark Crisil Short Term Bond Fund Index Crisil Short Term Bond Fund Index Crisil Liquid Fund Index Crisil Short Term Bond Fund Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors
including service rendered by the ARN Holder.
Exit Load Nil Nil • 0.50%, if units are redeemed or switched out Nil
on or before completion of 1 month from the
date of allotment of units.
• Nil thereafter
Investment Plans/ Options Under both Direct and other than Direct plan Under both Direct and other than Direct plan Under both Direct and other than Direct plan Growth Under both Direct and other than
Growth Plan - Growth Option Growth Plan - Growth Option Plan - Growth Option Direct plan
Dividend Plan - Payout Option (Adhoc, Weekly, Dividend Plan - Payout Option (Adhoc, Weekly, Dividend Plan - Payout Option (Adhoc, Weekly, Growth Plan - Growth Option Dividend
Monthly, Quarterly) & Reinvestment Option (Adhoc, Monthly, Quarterly) & Reinvestment Option (Adhoc, Monthly, Quarterly) & Reinvestment Option (Adhoc, Plan - Payout Option (Adhoc, Monthly,
Daily, Weekly, Monthly, Quarterly) Weekly, Monthly, Quarterly) Daily, Weekly, Monthly, Quarterly) Quarterly) & Reinvestment Option
(Adhoc, Monthly, Quarterly)
Minimum Application Amount Purchase: Purchase: `5000 & in multiples of `1 thereafter
Growth Plan - `1000 & in multiples of `1 Additional Purchase: `1000 & in multiples of `1 thereafter
thereafter
Other Plans and Options - `5000 & in multiples
of `1 thereafter
Additional Purchase: `1000 & in multiples of `1
thereafter
Scheme Name Reliance Nivesh Lakshya Fund Reliance Credit Risk Fund (formerly Reliance Strategic Debt Fund Reliance Income Fund
known as Reliance Regular (formerly known as Reliance
Savings Fund - Debt Option) Classic Bond Fund)
Type of Scheme An open ended debt scheme investing in instruments An open ended debt scheme predominantly An open ended medium term debt scheme An open ended medium term debt scheme
such that the Macaulay duration of the portfolio is investing in AA and below rated corporate investing in instruments such that the investing in instruments such that the Macaulay
greater than 7 years (Please refer to the Page No. 1 of bonds (excluding AA+ rated corporate bonds) Macaulay duration of the portfolio is duration of the portfolio is between 4 to 7 years.
the Scheme Information Document on which the between 3 to 4 years. (Please refer to the (Please refer to the page number 14 of the
concept of Macaulay’s Duration has been explained) page number 14 of the Scheme Scheme Information Document on which the
Information Document on which the concept of Macaulay’s Duration has been
concept of Macaulay’s Duration has been explained)
explained)
Allotment Date July 6, 2018 June 8, 2005 June 26, 2014 January 1, 1998
Investment Objective The primary investment objective of the scheme is to The primary investment objective of this To generate income through investments The primary investment objective of the scheme is
generate optimal returns consistent with moderate option is to generate optimal returns in a range of debt and money market to generate optimal returns consistent with
levels of risk. This income may be complemented by consistent with moderate levels of risk. This instruments of various maturities with a moderate levels of risk. This income may be
capital appreciation of the portfolio. Accordingly, income may be complemented by capital view to maximizing income while complemented by capital appreciation of the
investments shall predominantly be made in Debt & appreciation of the portfolio. Accordingly maintaining the optimum balance of yield, portfolio. Accordingly, investments shall
Money Market Instruments investments shall predominantly be made in safety and liquidity. predominantly be made in Debt & Money Market
Debt & Money Market Instrument. Instruments.
Fund Manager Prashant Pimple# Prashant Pimple# Prashant Pimple# Prashant Pimple#
Benchmark Crisil Long Term Debt Index Crisil Composite Bond Fund Index Crisil Composite Bond Fund Index Crisil Composite Bond Fund Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including
service rendered by the ARN Holder.
Exit Load 10% of the units allotted can be redeemed every year 10% of the units allotted shall be redeemed • 1% if redeemed within 12 months • 0.25% if units redeemed or switched out on or
without any exit load, on or before completion of 36 without any exit load, on or before completion from the date of allotment of units before completion of 15 days from the date of
months from the date of allotment of units. Any of 12 months from the date of allotment of • Nil, thereafter allotment of units.
redemption in excess of such limit in the first 36 months units. Any redemption in excess of such limit • Nil, thereafter
from the date of allotment shall be subject to the in the first 12 months from the date of
following exit load. Redemption of units would be done allotment shall be subject to the following exit
on First in First out Basis (FIFO): load. Redemption of units would be done on
• 1% if redeemed or switched out on or before 36 First in First out Basis (FIFO):
months from the date of allotment of units. • 1% if redeemed or switched out on or
• Nil, thereafter before completion of 12 months from the
date of allotment of units
• Nil thereafter
Investment Plans/ Options Under both Direct and Regular Plan Under both Direct and other than Direct plan Under both Direct and other than Direct plan
Growth Plan - Growth Option Dividend Plan - Payout Option (Adhoc, Quarterly) & Reinvestment Option (Adhoc, Growth Plan - Growth Option
Dividend Plan - Payout Option (Adhoc,Monthly, Quarterly) Dividend Plan - Payout Option (Monthly, Quarterly,
Quarterly, Half yearly, Annual) & Reinvestment Half yearly, Annual) & Reinvestment Option
Option (Adhoc, Monthly, Quarterly, Half yearly, (Monthly, Quarterly, Half yearly, Annual)
Annual)
Minimum Application Amount Purchase: ` 5000 & in multiples of ` 1 thereafter Purchase: `500 & in multiples of `1 Purchase: `5000 & in multiples of `1 Purchase:
Additional Purchase: ` 1000 & in multiples of ` 1 thereafter thereafter Growth Option - `5000 & in multiples of `1
thereafter Additional Purchase: `500 & in multiples of Additional Purchase: `1000 & in multiples thereafter
`1 thereafter of `1 thereafter Monthly Dividend option - `25000 & in multiples
of `1 thereafter
Quarterly Dividend option - `10000 & in multiples
of `1 thereafter
Half Yearly Dividend option - `5000 & in multiples
of `1 thereafter
Annual Dividend option - `5000 & in multiples of
`1 thereafter.
Additional Purchase: `1000 & in multiples of `1
thereafter

FUNDS AT A GLANCE
Scheme Name Reliance Dynamic Bond Fund Reliance Gilt Securities Fund Reliance Hybrid Bond Fund (formerly known as
Reliance Monthly Income Plan)
Type of Scheme An open ended dynamic debt scheme investing An open ended debt scheme investing in An open ended hybrid scheme investing predominantly in
across duration government securities across maturity debt instruments
Allotment Date November 15, 2004 August 22, 2008 December 29, 2003
Investment Objective The primary investment objective of the scheme is The primary investment objective of the scheme The primary investment objective of the scheme is to
to generate optimal returns consistent with is to generate optimal credit risk-free returns by generate regular income in order to make regular dividend
moderate levels of risk. This income may be investing in a portfolio of securities issued and payments to unitholders and the secondary objective is
complemented by capital appreciation of the guaranteed by the Central Government and State growth of capital.
portfolio. Accordingly, investments shall Government.
predominantly be made in Debt & Money Market
Instruments.
Fund Manager Prashant Pimple# Prashant Pimple# Amit Tripathi, Sanjay Parekh#
Benchmark Crisil Composite Bond Fund Index I-Sec Li-BEX Crisil Hybrid 85+15 - Conservative Index
Exit Load • 1% of the applicable NAV if redeemed or • 0.25% if units redeemed or switched out on or 10% of the units allotted shall be redeemed without any exit
switched out on or before completion of 12 before completion of 15 days from the date of load, on or before completion of 12 months from the date of
months from the date of allotment of units allotment of units. allotment of units. Any redemption in excess of such limit in
• Nil thereafter • Nil, thereafter the first 12 months from the date of allotment shall be
subject to the following exit load. Redemption of units would
be done on First in First out Basis (FIFO):
• 1% if redeemed or switched out on or before 12 months
from the date of allotment of units.
• Nil thereafter
Investment Plans/ Options Under both Direct and other than Direct plan Under both Direct and other than Direct plan Under both Direct and other than Direct plan
Growth Plan - Growth Option Growth Plan - Growth option Growth Plan - Growth Option
Dividend Plan - Payout Option (Adhoc, Quarterly) Dividend Plan - Monthly Dividend (Payout & Dividend Plan - Payout Option (Monthly, Quarterly) &
& Reinvestment Option (Adhoc, Quarterly) Reinvestment option) Reinvestment Option (Monthly, Quarterly)
Provident Fund (PF) Option - Automatic Capital
Appreciation Payout Option (ACAPO), Defined
Maturity Date Option (DMDO), Automatic Annual
Reinvestment Option (AARO)

Scheme Name Reliance ETF Nifty BeES Reliance ETF Sensex Reliance ETF NV20 Reliance ETF Junior BeES
Type of Scheme An Open Ended Index Exchange Traded An open-ended Index Exchange Traded An open-ended Index Exchange Traded An Open Ended Index Exchange Traded
Scheme [Rajiv Gandhi Equity Savings Fund [Rajiv Gandhi Equity Savings Fund [Rajiv Gandhi Equity Savings Scheme [Rajiv Gandhi Equity Savings
Scheme (RGESS) Qualified Scheme]** Scheme (RGESS) Qualified Scheme]** Scheme (RGESS) Qualified Scheme]** Scheme (RGESS) Qualified Scheme]**
Allotment Date December 28, 2001 September 24, 2014 June 18, 2015 February 21, 2003
Investment Objective The investment objective of Reliance The investment objective of the scheme The investment objective of the scheme The investment objective of the
ETF Nifty BeES is to provide invest- is to provide investment returns closely is to provide investment returns closely Scheme is to provide returns that,
ment returns that, before expenses, corresponding to the total returns of the corresponding to the total returns of the before expenses, closely correspond to
closely correspond to the total returns securities as represented by the S&P securities as represented by the Nifty the returns of Securities as represented
of the Securities as represented by the BSE Sensex Index before expenses, 50 Value 20 Index before expenses, by Nifty Next 50 Index. There can be no
Nifty 50 Index. There can be no assur- subject to tracking errors. However, subject to tracking errors. However, assurance or guarantee that the
ance or guarantee that the investment there can be no assurance or guarantee there can be no assurance or guarantee investment objective of the Scheme will
objective of the Scheme will be that the investment objective of the that the investment objective of the be achieved.
achieved. Scheme will be achieved. Scheme will be achieved.
Fund Manager Payal Wadhwa Kaipunjal
Benchmark Nifty 50 S&P BSE Sensex Nifty 50 Value 20 Nifty Next 50
Exit Load Not Applicable Not Applicable Not Applicable Not Applicable
Investment Plans/ Options Growth Option Not Applicable Not Applicable Growth Option
Minimum Application Amount Through Stock Exchange - One Unit Through Stock Exchange - One Unit Through Stock Exchange - One Unit Through Stock Exchange - One Unit
Directly with the Mutual fund - In Directly with the Mutual fund - In Directly with the Mutual fund - In Directly with the Mutual fund - In
creation unit size viz. 3000 units creation unit size viz. 10,000 units creation unit size viz. 3000 units creation unit size viz. 10,000 units
(w.e.f 25.06.2018) (w.e.f 25.06.2018)


FUNDS AT A GLANCE
Scheme Name Reliance ETF Nifty 100 Reliance ETF Consumption Reliance ETF Dividend Opportunities Reliance ETF Infra BeES
Type of Scheme An open-ended Index Exchange An open-ended Index Exchange An open-ended Index Exchange Traded Fund An open ended index scheme listed
Traded Fund [Rajiv Gandhi Equity Traded Fund on the Exchange in the form of an
Savings Scheme (RGESS) Qualified Exchange Traded Fund (ETF)
Scheme]** tracking the Nifty Infrastructure
Index
Allotment Date March 22, 2013 April 3, 2014 April 15, 2014 September 29, 2010
Investment Objective The investment objective of the The investment objective of the The investment objective of the scheme is to The investment objective of
scheme is to provide investment scheme is to provide investment provide investment returns that, before Reliance ETF Infra BeES is to
returns that, before expenses, returns that, before expenses, closely expenses, closely correspond to the total provide returns that, before
closely correspond to the total correspond to the total returns of the returns of the securities as represented by the expenses, closely correspond to
returns of the securities as securities as represented by the Nifty Nifty Dividend Opportunities 50 Index, subject the total returns of the Securities
represented by the Nifty 100 Index, India Consumption Index, subject to to tracking errors. However, there can be no as represented by the Nifty
subject to tracking errors. However, tracking errors. However, there can be assurance or guarantee that the investment Infrastructure Index by investing in
there can be no assurance or no assurance or guarantee that the objective of the Scheme will be achieved. the Securities in the same
guarantee that the investment investment objective of the Scheme proportion as in the Index. There
objective of the Scheme will be will be achieved. can be no assurance or guarantee
achieved. that the investment objective of the
Scheme will be achieved.
Fund Manager Payal Wadhwa Kaipunjal
Benchmark Nifty 100 Nifty India Consumption Nifty Dividend Opportunities 50 Nifty Infrastructure
Investment Plans/ Options Not Applicable Not Applicable Not Applicable Growth Option
Minimum Application Amount Through Stock Exchange - One Unit Through Stock Exchange - One Unit Through Stock Exchange - One Unit Directly Through Stock Exchange - One
Directly with the Mutual fund - In Directly with the Mutual fund - In with the Mutual fund - In creation unit size viz. Unit
creation unit size viz. 100,000 units creation unit size viz. 60,000 units 75,000 units (w.e.f 25.06.2018) Directly with the Mutual fund - In
(w.e.f 25.06.2018) creation unit size viz. 5000 units
Scheme Name Reliance ETF Bank BeES Reliance ETF PSU Bank BeES Reliance ETF Shariah BeES Reliance ETF Hang Seng BeES
Type of Scheme An Open Ended Index Exchange Traded An open ended index scheme, listed on An Open Ended Index Exchange Traded An open ended index Scheme, investing
Scheme [Rajiv Gandhi Equity Savings the Exchange in the form of an Scheme [Rajiv Gandhi Equity Savings in overseas Securities listed on the
Scheme (RGESS) Qualified Scheme]** Exchange Traded Fund (ETF) tracking Scheme (RGESS) Qualified Scheme]** Exchange in the form of an Exchange
the Nifty PSU Bank Index Traded Fund (ETF) tracking the Hang
Seng Index
Allotment Date May 27, 2004 October 25, 2007 March 18, 2009 March 9, 2010
Investment Objective The investment objective of Reliance The investment objective of Reliance The investment objective of Reliance The investment objective of Reliance
ETF Bank BeES is to provide returns ETF PSU Bank BeES is to provide ETF Shariah BeES is to provide returns ETF Hang Seng BeES is to provide
that, before expenses, closely returns that, before expenses, closely that, before expenses, closely corre- returns that, before expenses, closely
correspond to the total returns of the correspond to the total returns of the spond to the total returns of the correspond to the total returns of
Securities as represented by the Nifty Securities as represented by the Nifty Securities as represented by the Securities as represented by Hang
Bank Index. There can be no assurance PSU Bank Index. There can be no Nifty50 Shariah Index by investing in Seng Index of Hang Seng Data Services
or guarantee that the investment assurance or guarantee that the Securities which are constituents of the Limited, by investing in the Securities in
objective of the Scheme will be investment objective of the Scheme will Nifty50 Shariah Index in the same the same proportion as in the index.
achieved. be achieved. proportion as in the Index. Investors to There can be no assurance or
note that Reliance ETF Shariah BeES is guarantee that the investment objective
not a Shariah compliant scheme. There of the Scheme will be achieved.
can be no assurance or guarantee
that the investment objective of the
Scheme will be achieved.
Fund Manager Payal Wadhwa Kaipunjal Siddharth Deb, Kinjal Desai@
Benchmark Nifty Bank Nifty PSU Bank Nifty50 Shariah Hang Seng
Investment Plans/ Options Growth Option Growth Option Growth Option Growth Option
Minimum Application Amount Through Stock Exchange - One Unit Through Stock Exchange - One Unit Through Stock Exchange - One Unit Through Stock Exchange - One Unit
creation unit size viz. 1000 units creation unit size viz. 5000 units creation unit size viz. 10,000 units creation unit size viz. 2500 units

@ Kinjal Desai - For foreign securities, Siddharth Deb - For debt securities

FUNDS AT A GLANCE
Scheme Name CPSE ETF Reliance ETF Liquid BeES Reliance ETF Gold BeES Reliance ETF Long Term Gilt
Type of Scheme An Open Ended Index Exchange An open ended liquid scheme, listed An open ended scheme, listed on the An Open ended Index Exchange
Traded Scheme [Rajiv Gandhi Equity on the Exchange in the form of an ETF, Exchange in the form of an Exchange Traded Fund
Savings Scheme (RGESS) Qualified investing in CBLO/Repo & Reverse Traded Fund (ETF) investing in physical
Scheme]** Repo with daily Dividend and gold
compulsory reinvestment of Dividend.
Allotment Date March 28, 2014 July 8, 2003 March 8, 2007 July 5, 2016
Investment Objective The investment objective of the The investment objective of Reliance The investment objective of Reliance The investment objective of the
Scheme is to provide returns that, ETF Liquid BeES is to seek to provide ETF Gold BeES is to provide returns scheme is to provide investment
before expenses, closely correspond current income, commensurate with that, before expenses, closely returns closely corresponding to the
to the total returns of the Securities as low risk while providing a high level of correspond to the returns provided by total returns of the securities as
represented by the Nifty CPSE Index, liquidity through a portfolio of Domestic Prices of Gold through represented by the Nifty 8-13 yr G-Sec
by investing in the Securities which Collateralised Lending & Borrowing physical gold. There can be no Index before expenses, subject to
are constituents of the Nifty CPSE Obligation (CBLO)/Repo & Reverse assurance or guarantee that the tracking errors. However, there can be
Index in the same proportion as in the Repo. The Scheme will provide returns investment objective of the Scheme no assurance or guarantee that the
Index. However the performance of the that before expenses, closely will be achieved. investment objective of the Scheme
Scheme may differ from that of correspond to the returns of Nifty 1D will be achieved.
underlying index due to tracking error. Rate index.
There can be no assurance or There can be no assurance or
guarantee that the investment guarantee that the investment
objective of the Scheme would be objective of the Scheme will be
achieved. achieved.
Fund Manager Payal Wadhwa Kaipunjal Siddharth Deb Payal Wadhwa Kaipunjal Prashant Pimple
Benchmark Nifty CPSE Nifty 1D Rate Index Domestic Prices of Gold Nifty 8-13 yr G-Sec Index
Exit Load Not Applicable
Investment Plans/ Options Growth Option Dividend Option - Daily Dividend Growth Option Growth Option
Reinvestment
Minimum Application Amount Through Stock Exchange - One Unit Through Stock Exchange - One Unit. Through Stock Exchange - One Unit Through Stock Exchange - One Unit
creation unit size viz. 100,000 units creation unit size viz. 2500 units. creation unit size viz. 1000 units creation unit size viz. 250000 units
Scheme Name Reliance Gold Savings Fund Reliance Retirement Fund - Wealth Creation Reliance Retirement Fund-Income Generation
Scheme Scheme
Type of Scheme An open-ended Fund of Fund Scheme An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever
is earlier)
Allotment Date March 7, 2011 February 11, 2015
Investment Objective The investment objective of the scheme is to The investment objective of the scheme is to provide capital appreciation and consistent income to the investors
seek to provide returns that closely correspond which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity
to returns provided by Reliance ETF Gold BeES. related instruments and fixed income securities. However, there can be no assurance or guarantee that the
investment objective of the Scheme will be achieved.
Fund Manager Payal Wadhwa Kaipunjal Sanjay Parekh, Anju Chhajer# Anju Chhajer, Sanjay Parekh#
Benchmark Domestic Prices of Gold S&P BSE 500 Crisil Hybrid 85+15 - Conservative Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the
investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load • 2% if redeemed or switched out on or before Nil

completion of 1 year from the date of
allotment of units
• Nil thereafter
Dividend Plan - Payout & Reinvestment Option Dividend Plan - Payout Option
Minimum Application Amount Purchase: `1000 & in multiples of `1 Purchase: `5000 and in multiples of `500 thereafter Additional Purchase: `1000 & in the multiple of `500
thereafter Additional Purchase: `1000 & in thereafter


Disclaimers, Statutory Details & Risk Factors
Exit Load – If charged, the same shall be credited to the scheme immediately net of Goods & Service Tax, if any.
^Total Expense Ratio - As on last day of the month & includes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996
and Goods and Service Tax on Management Fees.
@ Tracking Error – Calculated using daily value for 36 months period.
** RGESS – No deduction under Rajiv Gandhi Equity Saving Scheme (“The Scheme”) shall be allowed in respect of any fresh investment made from 01.04.2017 onwards:
However, an investor, who has invested in listed units of an equity oriented fund in accordance with the scheme and claimed deduction under section 80CCG of The Income Tax
Act, 1961(“The Act”) financial year commencing before the 1st day of April, 2017, shall be allowed deduction under this section till the financial year ending on the 31st day of
March, 2019, if he is otherwise eligible to claim the deduction in accordance with the other provisions of the section 80CCG of The Act
Kindly refer addendum no. 63 dated September 28, 2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated
December 31, 2012 for details about direct plan.
Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option.
Scheme Related Disclosures
Debt Schemes of Reliance Mutual Fund has undergone fundamental attribute change w.e.f. May 19, 2018. Kindly refer notice cum addendum no. 6 dated April 13, 2018 available
on website (www.reliancemutual.com) for the details of the aforementioned change before making investment decision.
Certain Equity Schemes of Reliance Mutual Fund has undergone fundamental attribute change/Merger w.e.f. April 28, 2018. Kindly refer notice cum addendum no. 200 & 201
dated March 23, 2018 available on website (www.reliancemutual.com) for the details of the aforementioned change before making investment decision.
for change in Fund Manager for few of the scheme of Reliance Mutual Fund w.e.f. May 25, 2018 kindly refer notice cum addendum no. 26 dated May 23, 2018
for change in Fund Manager for few of the scheme of Reliance Mutual Fund w.e.f. May 7, 2018 kindly refer notice cum addendum no. 21 dated May 4, 2018
For change in Creation Unit size of few of the Reliance ETFs w.e.f. June 25, 2018 kindly refer notice cum addendum no. 46 dated June 18, 2018.
Kindly refer notice cum addendum no. 59 dated July 16, 2018 for Dedicated Fund Manager for Overseas Investments in Reliance Gilt Securities Fund & Reliance Money Market
Fund w.e.f Jul 17, 2018.
In line with SEBI Circular no. SEBI/HO/IMD/DF3/CIR/P/2018/04 dated jan 4, 2018, w.e.f. Feb 1, 2018 the performance of the Equity Scheme is Benchmarked to the Total Return
Variant of the Index.
As communicated by CRISIL the existing nomenclature of indices viz; CRISIL MIP Blended Fund Index & CRISIL Balanced Fund - Aggressive Index has been changed to CRISIL
Hybrid 85+15 - Conservative Index & CRISIL Hybrid 35+65 - Aggressive Index respectively w.e.f. Jan 31, 2018. Hence, the Benchmark for Reliance Hybrid Bond Fund & Reliance
Retirement Fund - Income Generation Scheme is now Crisil Hybrid 85+15 - Conservative Index . Benchmark for Reliance Equity Hybrid Fund is now CRISIL Hybrid 35+65 -
Aggressive Index.
Reliance Focused Large Cap Fund merged with Reliance Mid & Small Cap Fund and with few changes in attribute the scheme was renamed as Reliance Focused Equity Fund. In
line with SEBI circular SEBI/HO/IMD/DF3/CIR/P/2018/69 dated Apr 12, 2018; the scheme performance has not been provided.
Fundamental attributes of Reliance ETF Liquid BeES have been changed w.e.f. October 30, 2017. For more details investors are advised to refer Notice cum Addendum no. 103
dated September 18, 2017.
The investors of Reliance Gold Savings Fund will be bearing the recurring expenses of the scheme, in addition to the expenses of underlying scheme.
Disclaimer: The Fact sheet “Fundamentals” is meant for general reading purpose only and is not meant to serve as a professional guide for the readers. This document has
been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. The Sponsor, the Investment Manager, the Trustee
or any of their respective directors, employees, affiliates or representatives (“entities & their affiliates”) do not assume any responsibility for, or warrant the authenticity, accuracy,
completeness, adequacy and reliability of such information. Whilst no action has been solicited based upon the information provided herein; due care has been taken to ensure
that the facts are accurate and opinions given are fair and reasonable. This information is not intended to be an offer or solicitation for the purchase or sale of any financial
product or instrument. Recipients of this information are advised to rely on their own analysis, interpretations & investigations. Readers are also advised to seek independent
professional advice order to arrive at an informed investment decision. Entities & their affiliates shall not be liable for any direct, indirect, special, incidental, consequential, punitive
or exemplary damages, including loss of profits, arising in any way from the information contained in this material. Entities & their affiliates including persons involved in the
preparation or issuance of this material may from time to time have long or short positions in and buy or sell the securities there of, of company(ies)/ specific economic sectors
mentioned herein. NAV of the plan/option of certain schemes are not provided for certain cases as the NAV was not computed because there were no investors as on the date on
which the NAV details are provided.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

How To Read Factsheet
Fund Manager: An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a
larger team of fund managers and research analysts.
Application Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme.
Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.
Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in
the bond’s current market price, par value, coupon interest rate and time to maturity.
SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an
investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.
NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end
of every business day. It is the value at which the investor enters or exits the mutual fund.
Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds,
among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.
Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor
purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment.
For instance, if the NAV is Rs. 100 and the entry load is 1 %, the investor will enter the fund at Rs. 101.
Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the
distributor, based on his assessment of various factors including the service rendered by the distributor.
Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption.
For instance, if the NAV is Rs. 100 and the exit load is 1 %, the redemption price would be Rs.99 per unit.
Modified Duration: Modified duration is the price sensitivity and the percentage change in price for a unit change in yield.
Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means
its range of performance is wide, implying greater volatility.
Sharpe Ratio: The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation
and excess return to determine reward per unit of risk.
Beta Ratio (Portfolio Beta): Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the
market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
Average portfolio PE (Average P/E): It is price to earnings ratio of the stocks calculated for the entire portfolio on a weighted average basis.
Average portfolio price to book ratio (Average P/BV): It is price to book value of the stocks calculated for the entire portfolio on a weighted average basis.
Average portfolio dividend yield (Average Dividend Yield): It is dividend yield of the stocks calculated for the entire portfolio on a weighted average basis.
Net Equity: Net equity level is the net equity exposure percentage adjusted for any derivative positions in stocks or index for hedging or rebalancing purpose.
R Squared: It is a statistical measure of how closely the portfolio returns are correlated with its benchmark.
AUM: AUM or assets under management refers to the recent/ updated cumulative market value of investments managed by a mutual fund or any investment firm.
Holdings: The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage
to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at
generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt
markets is a debt fund or income fund. Each of these categories may have subcategories.
Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments
based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

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Fundamentals August 2018

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Category Fund Name Abbreviation Page No.

Ashwani Kumar SIP - If you invested ` 10000 every month in RVF

 Long term capital growth