wi‡UBj Kv÷gvi wWcvU©‡g›U-3

RbZv e¨vsK wjwg‡UW

cªavb Kvh©vjq, XvKv|
AviwmwW mvK©yjvi bs- 50/15 17/09/2015 wLªt
ZvwiL t 02 Avwk¦b 1422 evs
mKj Dc-gnve¨e¯’vcK/
mnKvix gnve¨e¯’vcK
RbZv e¨vsK wjwg‡UW
cÖavb Kvh©vjq/wefvMxq Kvh©vjq/
†jvKvj Awdm/Gwiqv Awdm/K‡cv©‡iU kvLv/
mKj kvLv e¨e¯’vcK
evsjv‡`k|

welq t Ô`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÕ Gi bxwZgvjv cÖYqb cÖm‡½|

†`‡ki †eKvi hyeK‡`i AvZ¥Kg©ms¯’vb, cywó Pvwn`v c~iYmn ¸uov`ya I `y»RvZ mvgMÖxi Avg`vwb wbf©iZv Kwg‡q ˆe‡`wkK gy`ªv
mvkÖqv‡_© `y» Drcv`‡b ¯^qsm¤ú~Y©Zv AR©b AZxe cÖ‡qvRb| G †cÖwÿ‡Z eKbv evQzi µq I jvjb-cvjbc~e©K K…wÎg cÖRb‡bi
gva¨‡g `y»eZx Mvfx‡Z cwiYZ KiZt `y‡ai Drcv`b e„w×i j‡ÿ¨ G Lv‡Z AwaKZi FY cÖev‡ni wbwg‡Ë evsjv‡`k e¨vs‡Ki
K…wl FY I Avw_©K †mevfzw³ wefvM KZ©„K `y» Drcv`b I K„wÎg cÖRbb Lv‡Z 5 (cuvP) eQi ch©šÍ bevqb/AveZ©b‡hvM¨
(Revolving) 200.00 (`yBkZ) †KvwU UvKvi GKwU cybtA_©vqb ¯‹xg MVb Kiv nq| D³ cybtA_©vqb ¯‹xg cwiPvjbvi wbwg‡Ë
Ô`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÕ bv‡g FY Kg©m~wP I Gi bxwZgvjv cÖYqb KiZt mswkøó e¨vsKmg~‡n †cÖiY
Kiv nq| evsjv‡`k e¨vs‡Ki bxwZgvjvi Av‡jv‡K AÎ e¨vsK KZ©„K Ô`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÕ Gi
bxwZgvjv cÖYqb Kiv nq, hv 16/09/2015 wLªt Zvwi‡L AbywôZ e¨vs‡Ki †evW© Ae wW‡i±im Gi 393Zg mfvq Aby‡gvw`Z
nq| D³ FY Kg©mw~ Pi bxwZgvjv wb‡¤œ cÖ`Ë nj t-
1| Kg©m~wPi bvg t Ò`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÓ|
2| D‡Ïk¨ t evsjv‡`k‡K `y‡a ¯^qsm¤ú~Y© Kivi j‡ÿ¨ `y» Drcv`b|
3| F‡Yi Kg©KvÛ t AbwaK wZb gv‡mi g‡a¨ cÖRbbÿg n‡Z cv‡i Ggb eKbv evQzi µ‡qi Rb¨ FY cÖ`vb Kiv
hv‡e| G‡ÿ‡Î, †`kx Rv‡Zi (Indigenous) eKbv evQzi‡K AMÖvwaKvi w`‡Z n‡e|
4| FYmxgv t cÖwZwU eKbv evQzi µ‡qi Rb¨ 40,000/- (Pwjøk nvRvi) UvKv Ges iÿYv‡eÿY/
jvjbcvj‡bi Rb¨ 10,000/- (`k nvRvi) UvKv A_©vr cÖwZwU eKbv evQz‡ii Rb¨ m‡e©v”P
50,000/- (cÂvk nvRvi) UvKv FY cÖ`vb Kiv hv‡e| m‡e©v”P 4(Pvi)wU eKbv evQzi µ‡qi
Rb¨ AbwaK 2,00,000/- (`yB jÿ) UvKv G Kg©m~wPi Aax‡b FY cÖ`vb Kiv hv‡e|
5| FYcÖvwßi †hvM¨Zv t myweav‡fvMx D‡`¨v³v n‡eb cÖK…Z Lvgvix (GKK I †hŠ_)| Z‡e myweav‡fvMx D‡`¨v³v
wbe©vP‡bi †ÿ‡Î bvix Ges cÖvwšÍK Lvgvix‡`i AMÖvwaKvi w`‡Z n‡e|
6| FY cwi‡kv‡ai †gqv` t 54 (Pzqvbœ) gvm|
7| †MÖm wcwiqW t FYMÖnxZv FY cwi‡kv‡ai Rb¨ AbwaK 14 (†PŠÏ) gvm †MÖm wcwiqW cv‡eb|
8| F‡Yi my‡`i nvi t MÖvnK ch©v‡q my‡`i nvi n‡e 5% mij my`| `Û my` cÖ‡hvR¨ n‡e bv|
9| FY weZiYKvix kvLv t †MÖW wbwe©‡k‡l mKj kvLv|
10| FY gÄywi ÿgZv t kvLv e¨e¯’vcK|
11| F‡Yi RvgvbZ t K) µqK…Z eKbv evQzi nvB‡cvw_‡Kk‡b _vK‡e|
L) e¨vs‡Ki wbqgvbyhvqx PvR© WKz‡g›U m¤úv`b Ki‡Z n‡e|
M) FYMÖnxZvi wbKU n‡Z FY cwi‡kv‡ai wel‡q e¨w³MZ M¨vivw›U MÖnY Ki‡Z n‡e|
N) FYMÖnxZvi c‡ÿ e¨vs‡Ki wbKU MÖnY‡hvM¨ Z…Zxq cÿxq Aci e¨w³i wbKU n‡Z M¨vivw›U MÖnY
Ki‡Z n‡e| Z…Zxq c¶xq Aci e¨w³ ej‡Z mswkøó GjvKvq ¯’vqxfv‡e emevmiZ cÖvBgvix
¯‹zj/nvB ¯‹zj/K‡j‡Ri wk¶K/†cvógv÷vi/gmwR‡`i Bgvg/cjøx Wv³vi/miKvix/Avav-miKvix/
¯^vqZ¡kvwmZ cÖwZôv‡bi Kg©KZ©v Ges mgv‡Ri m¤§vwbZ/MY¨gvb¨ e¨w³‡K eySv‡e|
O) FYMÖnxZv gwnjv n‡j Zuvi ¯^vgx/wcZv/fvB/cyÎ/wbKU AvZ¥xq Gi wbKU †_‡K AwZwi³
M¨vivw›U MÖnY Ki‡Z n‡e|
P) eKbv evQzi µ‡qi iwk`/nvwmj Acivci WKz‡g‡›Ui mv‡_ msiÿY Ki‡Z n‡e|
Q) FY Abv`vqx _vKv Ae¯’vq eKbv evQzi/Mvfx weµq Ki‡Z cvi‡e bv g‡g© A½xKvibvgv MÖnY
Ki‡Z n‡e|
12| FY weZiY c×wZ t K) Av‡e`bKvix KZ©„K eKbv evQz‡ii Rb¨ wbR Li‡P wbw`©ó cwigv‡ci Ni/‡kW ˆZwiKiY
Ges hveZxq `wjjvw` m¤úv`‡bi ci FY weZiY Ki‡Z n‡e|
L) F‡Yi A_© FYMÖnxZv‡K mivmwi cÖ`vb bv K‡i µqK…Z eKbv evQz‡ii g~j¨ Zv‡`i
mieivnKvix‡K †c‡g›U AW©v‡ii gva¨‡g cwi‡kva Ki‡Z n‡e| A_ev eKbv evQzi µq eve`
A_© GKKvjxb ev µqZe¨ evQz‡ii AvbycvwZK nv‡i FYMÖnxZvi mÂqx wnmv‡e Rgv Ki‡Z
n‡e| kvLv e¨e¯’vcK/ Kg©KZ©vi ZË¡veav‡b F‡Yi A_© Øviv eKbv evQzi µq Ki‡Z n‡e Ges
eKbv evQzi µq Kiv n‡q‡Q g‡g© kvLv e¨e¯’vcK/e¨vsK Kg©KZ©vi µq msµvšÍ cÖZ¨qb cÎ
bw_f~³ Ki‡Z n‡e|
M) K…wl F‡Yi cvk eB Bmy¨c~e©K cvk eB‡qi gva¨‡g FY weZiY Ki‡Z n‡e|

Pjgvb cvZv- 2
F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 1
 wi‡UBj Kv÷gvi wWcvU©‡g›U-3

cvZv- 2

welq t- Ô`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÕ Gi bxwZgvjv cÖm‡½|

13| FY Av`vq c×wZ t F‡Yi 1g wKw¯Í weZi‡Yi ci weZi‡Yi ZvwiL n‡Z 15(c‡bi)Zg gv‡m Av`vq‡hvM¨ n‡e
Ges my`m‡gZ mg~`q A_© gvwmK wKw¯Í‡Z Av`vq/cwi‡kva Ki‡Z n‡e| D‡jøL¨, 50,000/-
(cÂvk) nvRvi UvKv F‡Yi †ÿ‡Î cÖwZ wKw¯Íi cwigvY n‡e 1,430/- UvKv (Avmj 1,250/-
UvKv + my` 180/- UvKv)| my` Kg-‡ewk n‡j †kl wKw¯Íi m‡½ mgš^q‡hvM¨ n‡e|
14| †iqvwZ my‡` t K) evwl©K K…wl FY Kg©m~wPi AvIZvq D³ Lv‡Z †iqvwZ my‡` cÖ`Ë F‡Yi wecix‡Z Av`vqK…Z/
weZiYK…Z F‡Yi mgš^qK…Z FY wnmvemg~‡ni we¯ÍvwiZ Z_¨ (†hgb- †gvU FYMÖnxZvi msL¨v, FY gÄy‡ii
wecix‡Z Avw_©K mgqKvj, weZiYK…Z F‡Yi cwigvY, †iqvwZ my` Av‡iv‡ci d‡j †gvU ÿwZi cwigvY BZ¨vw`)
ÿwZc~iY mswkøó eQi mgvwßi cieZx© 01(GK) gv‡mi g‡a¨ evsjv‡`k e¨vs‡Ki wbKU 5% nv‡i
ÿwZc~i‡Yi Av‡e`b Ki‡Z n‡e|
L) FY weZiYKvix kvLv¸‡jv †iqvwZ my‡` weZiYK…Z FYMÖnxZv‡`i ZvwjKvmn GZ`msµvšÍ
hveZxq Z_¨vw` †hgb- F‡Yi LvZ, FYMÖnxZvi bvg I wVKvbv, eKbv evQz‡ii msL¨v, FY
gÄywi I weZi‡Yi ZvwiL, weZiYK…Z F‡Yi cwigvY, F‡Yi †gqv`, mgš^‡qi ZvwiL BZ¨vw`
msiÿY Ki‡e| ZvQvov, kvLv Av‡jvP¨ Lv‡Z †iqvwZ my‡` cÖ`Ë F‡Yi Av`vqK„Z/mgš^qK…Z
FY wnmv‡ei we¯ÍvwiZ Z_¨ {†hgb- FYMÖnxZvi bvg, F‡Yi wnmve b¤^i, FY gÄy‡ii
mgqKvj, weZiYK…Z F‡Yi cwigvY, Av`vqK…Z F‡Yi cwigvY, †iqvwZ my` Av‡iv‡ci d‡j
ÿwZi cwigvY (10% nv‡i my` Ñ 5% nv‡i my` = my`ÿwZi cwigvY) BZ¨vw`}
FYMÖnxZvIqvix mswkøó eQi mgvwßi cieZ©x gv‡mi 10(`k) Zvwi‡Li g‡a¨ Gwiqv/wefvMxq
Kvh©vj‡q †cuŠQv‡bv wbwðZ Ki‡e| Gwiqv/wefvMxq Kvh©vjq kvLv I FYMÖnxZvIqvix GKxf‚Z
weeiYx H gv‡mi 15(c‡bi) Zvwi‡Li g‡a¨ cÖavb Kvh©vj‡qi AviwmwW-3 G †cuŠQv‡bv wbwðZ
Ki‡e|
M) kvLv F‡Yi h_v_©Zv Ges mبenvi wbwðZK‡í Av‡jvP¨ FY weZi‡Y djcÖmy Z`viwKi
hveZxq e¨e¯’v MÖnY Ki‡e|
N) gÄyixi mgq wba©vwiZ †gqv‡` cÖ`Ë F‡Yi Dci my` ÿwZ/fZzw© Ki cwigvY wba©vwiZ n‡e|
wba©vwiZ †gqv` †k‡l †Kvb FY m¤ú~Y© ev AvswkK Abv`vqx _vK‡j Zvi Dci †iqvwZ my`
cÖ‡hvR¨ n‡e bv| †m‡ÿ‡Î †gqv‡`vËxY© e‡Kqvi Dci ¯^vfvweK my‡`i nviB cÖ‡hvR¨ n‡e|
O) evsjv‡`k e¨vsK ˆ`ePqb (Random Sampling) wfwˇZ D³ Lv‡Z †iqvwZ nv‡i †hvM¨
e‡j `vexK…Z F‡Yi Kgc‡ÿ 10% FY bw_ m‡iRwg‡b hvPvB Ki‡e Ges hvPvBK…Z F‡Yi
g‡a¨ †h cwigvY wbqgvbyhvqx cÖ‡`q nqwb g‡g© cÖgvwYZ n‡e Zvi kZKiv nvi wbY©q KiZt
Zv cy‡iv `vexK…Z F‡Yi Dci Kvh©Kic~e©K cÖK…Z ÿwZc~iY/fZzw© K wba©viY Ki‡e| Z`byhvqx
evsjv‡`k e¨vs‡Ki wbR¯^ wnmve n‡Z my` ÿwZi A_© cwi‡kv‡ai e¨e¯’v Kiv n‡e| cieZx©‡Z
evsjv‡`k e¨vsK Zv A_© gš¿Yvj‡qi wbKU †_‡K cybf©iY AvKv‡i MÖnY Ki‡e| G †cÖwÿ‡Z
FY weZi‡Y hv‡Z †Kvb Awbqg/ÎæwU bv nq †m w`‡K mZK© `„wó ivL‡Z n‡e|
15| Ab¨vb¨ kZ© t K) e¨vsK/we‡klvwqZ Avw_©K cÖwZôvb¸‡jv cybtA_©vqb MÖn‡Yi ZvwiL n‡Z AbwaK 54gv‡mi
g‡a¨ Avmj Ges cÖwZ eQi †k‡l my` cwi‡kva Ki‡e|
L) D³ cÖK‡íi AvIZvq cÖwZwU Mvfx‡K cÖK‡íi †gqv`Kvj cuvP eQ‡ii g‡a¨ cÖRbbKv‡j
cÖwZeviB K…wÎg cÖRbb wbwðZ Ki‡Z n‡e|
M) mswkøó kvLv G Lv‡Z FY weZi‡Yi mvwe©K Z_¨ (weZiYmn) cÖvwYm¤ú` Awa`߇ii
Dc‡Rjv Kvh©vjq‡K gvwmK weeiYx †cÖiY Ki‡e| evsjv‡`k e¨vsK‡K AewnZ Kivi wbwg‡Ë
Gwiqv/wefvMxq Kvh©vjq KZ©„K GZ`&m‡½ mshy³ QK (cwiwkó-1) Abyhvqx Z_¨ kvLv n‡Z
msMÖnc~e©K GKxf‚Z weeiYx gvwmK wfwˇZ mswkøó gvm †k‡l cieZ©x gv‡mi 7(mvZ) Zvwi‡Li
g‡a¨ AÎ wWcvU©‡g›U eive‡i †cÖiY Ki‡Z n‡e|
N) cÖvwYm¤ú` Awa`ßi Zv‡`i Dc‡Rjv Kvh©vj‡qi gvVKg©x‡`i gva¨‡g bgybv wfwˇZ G
¯‹x‡gi AvIZvq weZiYK…Z F‡Yi mبenvi hvPvB Ki‡e| cÖvwYm¤ú` Awa`߇ii Dc‡Rjv
Kvh©vjq F‡Yi mبenv‡ii †Kvb wePz¨wZ †c‡j Zv mivmwi FY cÖ`vbKvix e¨vsK kvLv‡K
Rvbv‡e| e¨vsK kvLv ÎæwU-wePz¨wZ wbim‡b e¨_© n‡j cÖvwYm¤ú` wefv‡Mi Dc‡Rjv Kvh©vjq
Zv‡`i Awa`ßi‡K Rvbv‡e| cieZ©x‡Z Awa`ßi evsjv‡`k e¨vsK‡K Rvbv‡e| welqwU
cwinv‡ii wbwg‡Ë FY weZi‡Y hv‡Z †Kvb ÎæwU-wePz¨wZ bv nq †m wel‡q mZK©Zv Aej¤^b
Ki‡Z n‡e|
16| `vq-‡`bv I wmAvBwe t D‡`¨v³vi wbKU n‡Z `vq-‡`bvi †NvlYv MÖnY Ki‡Z n‡e| e¨vsK I Ab¨vb¨ cÖwZôv‡b †Ljvcx
wi‡cvU© MÖnY `vq‡`bv _vK‡j FY weZiY Kiv hv‡e bv| G †ÿ‡Î e¨vs‡Ki cÖPwjZ wbqgvbyhvqx nvjbvMv`
m‡šÍvlRbK wmAvBwe wi‡cvU© Aek¨B MÖnY Ki‡Z n‡e|
17| eivÏ t G FY Kg©m~wPi AvIZvq eiv‡Ïi cwigvY 20.00 (wek) †KvwU UvKv| Gwiqv/wefvM wfwËK
eiv‡Ïi ZvwjKv Ôcwiwkó-2Õ G mshy³ Kiv n‡jv| gvV ch©v‡q cÖ`Ë eivÏ n«vm/e„w× Kivi
ÿgZv cÖavb Kvh©vj‡qi wi‡UBj Kv÷gvi wWcvU©‡g›U-3 Gi Dci b¨¯Í _vK‡e|

Pjgvb cvZv- 3

F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 2

 wi‡UBj Kv÷gvi wWcvU©‡g›U-3

cvZv- 3

welq t- Ô`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÕ Gi bxwZgvjv cÖm‡½|

18| cybtA_©vqb Av‡e`b t cÖK…Z Lvgvix (GKK I †hŠ_) Gi AbyK‚‡j FY weZiY K‡i wb‡¤œv³ Z_¨/KvMRcÎmn
c×wZ wba©vwiZ Q‡K (QK mshy³) gvwmK wfwˇZ mswkøó Gwiqv Awd‡mi gva¨‡g wi‡UBj Kv÷gvi
wWcvU©‡g›U-3, cÖavb Kvh©vjq, XvKv eive‡i cybtA_©vqb `vex (cwiwkó-3) †ck Ki‡Z n‡et-
Ñ MÖvn‡Ki Av‡e`bc‡Îi Kwc (cwiwkó-4)|
Ñ MÖvn‡Ki AbyK‚‡j FYmxgv gÄywic‡Îi Kwc (cwiwkó-5);
Ñ MÖvnK ch©v‡q cÖK…Z FY cÖ`vb msµvšÍ mb`cÎ (cwiwkó-6);
Ñ FY cÖ`v‡bi mgwš^Z weeiYx (cwiwkó-7)|
19| cybtA_©vqb cwi‡kva t (K) Znwe‡ji †gqv` c~wZ©i ci my`mn M„nxZ Avm‡ji mgy`q A_© evsjv‡`k e¨vsK‡K
c×wZ cwi‡kva Ki‡Z n‡e;
(L) F‡Yi e‡Kqv wba©vwiZ Zvwi‡Li g‡a¨ cwi‡kvwaZ bv n‡j evsjv‡`k Zv‡`i mv‡_ iwÿZ
PjwZ wnmve weKjb K‡i Zv Av`vq/mgš^q K‡i †b‡e| G †cÖwÿ‡Z F‡Yi e‡Kqv Av`vq
wba©vwiZ mg‡qi g‡a¨ wbwðZ Ki‡Z n‡e|
(M) G ¯‹x‡gi AvIZvq cÖ`Ë F‡Yi A_© ev Gi †Kvb As‡ki mبenvi nqwb g‡g© evsjv‡`k
e¨vs‡Ki wbKU cÖZxqgvb n‡j evsjv‡`k e¨vsK KZ©„K †m cwigvY A‡_©i Ici e¨vsK †i‡Ui
AwZwi³ 5% nv‡i my`mn GKKvjxb Av`vq Kiv n‡e| G †cÖwÿ‡Z eivÏK…Z F‡Yi A_©
weZi‡Yi Rb¨ me©vZ¥K cÖ‡Póv MÖnY Ki‡Z n‡e|
20| cixÿY I Z`viwK t FY weZiYKvix kvLv KZ©„K F‡Yi h_vh_ e¨envi wbwðZ Ki‡Z n‡e| mswkøó Gwiqv/wefvMxq
Kvh©vjq G wel‡q wbweo Z`viwK Ki‡e|
21| wi‡cvwU©s t Ô`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÕ Gi Z_¨ †Rbv‡ij †KvW bs- 0117
Gi Aaxb MÖvgxY FY Gi wecix‡Z cª`k©b Ki‡Z n‡e|
22| weeiYx †cÖiY t G FY Kg©m~wPi AvIZvq weZiYK…Z F‡Yi gvwmK weeiYx cÖavb Kvh©vj‡qi wi‡UBj Kv÷gvi
wWcvU©‡g›U-3 Gi cÎ m~Î bs- AviwmwW-3/gvwmK weeiYx/2009 ZvwiL t 12/07/2009 Gi
gva¨‡g †cÖwiZ Q‡K Ô`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÕ wj‡L
Gwiqv/wefvMxq Kvh©vj‡qi gva¨‡g wi‡UBj Kv÷gvi wWcvU©‡g›U-3, cÖavb Kvh©vjq, XvKv-
eive‡i †cÖiY Ki‡Z n‡e|

GgZve¯’vq, Dc‡i ewY©Z bxwZgvjv I wb‡`©kvejx Abymv‡i Av‡jvP¨ Lv‡Z FY weZi‡Yi cÖ‡qvRbxq e¨e¯’v MÖn‡Yi Rb¨
mswkøó mKj‡K civgk© †`qv n‡jv|

Avcbvi wek¦¯Í,

†gvt Avn&mvb Djøvn& †gvt bvwRg DwÏb

Dc-gnve¨e¯’vcK gnve¨e¯’vcK

Abywjwc t
1. †Kv¤úvbx †m‡µUvix, †Kv¤úvbx G¨v‡dqvm© wWcvU©‡g›U, RbZv e¨vsK wjwg‡UW, cÖavb Kvh©vjq, XvKv|
2. GKvšÍ mwPe, wmBI Ges e¨e¯’vcbv cwiPvjK, RbZv e¨vsK wjwg‡UW, cÖavb Kvh©vjq, XvKv|
3. e¨w³MZ Kg©KZ©v, Dc-e¨e¯’vcbv cwiPvjK, RbZv e¨vsK wjwg‡UW, cÖavb Kvh©vjq, XvKv|
4. e¨w³MZ Kg©KZ©v, mKj gnve¨e¯’vcK, RbZv e¨vsK wjwg‡UW, cÖavb Kvh©vjq, XvKv;
wefvMxq Kvh©vjq, XvKv-DËi/XvKv-`w¶Y/PUªMÖvg/ivRkvnx/Lyjbv/wm‡jU/ewikvj/iscyi/gqgbwmsn/Kzwgjøv/dwi`cyi;
†jvKvj Awdm/RbZv feb K‡c©v‡iU kvLv|
5. bw_|

F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 3

 wi‡UBj Kv÷gvi wWcvU©‡g›U-3

cwiwkó-1
RbZv e¨vsK wjwg‡UW
Gwiqv Awdm, ................

`y» Drcv`b I K…wÎg cÖRbb Lv‡Z weZiYK…Z F‡Yi Z_¨vw` (............................... ZvwiL ch©šÍ) t
(jÿ UvKvq)
weZiYK…Z FY Av`vq‡hvM¨ Av`vqK…Z e‡Kqv w¯’wZi
kvLvi bvg †gqv‡`vËxY©/‡Ljvcx
msL¨v cwigvY F‡Yi cwigvY F‡Yi cwigvY cwigvY
F‡Yi cwigvY
1 2 3 4 5 6 7

mswkøó Kg©KZ©vi bvg I ¯^vÿi Gwiqv cÖav‡bi bvg I ¯^vÿi

F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 4

 wi‡UBj Kv÷gvi wWcvU©‡g›U-3

RbZv e¨vsK wjwg‡UW cwiwkó-2

wi‡UBj Kv÷gvi wWcvU©‡g›U-3
cÖavb Kvh©vjq, XvKv|

Ô`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÕ AvIZvq FY weZi‡Yi Rb¨ eivÏ t
(j¶ UvKvi As‡K)
µt bs Gwiqv/wefv‡Mi bvg eiv‡Ïi cwigvY
01. XvKv-c~e© 10.00
02. XvKv-cwðg 35.00
03. XvKv-DËi 35.00
04. XvKv-`w¶Y 10.00
05. bvivqbMÄ 30.00
06. gyÝxMÄ 20.00
07. biwms`x 50.00
08. dwi`cyi 50.00
09. gv`vixcyi 40.00
10. gqgbwmsn 60.00
11. wK‡kviMÄ 40.00
12. Uv½vBj 50.00
13. Rvgvjcyi 50.00
14. PÆMªvg-G 30.00
15. PÆMªvg-we 30.00
16. PÆMªvg-wm 30.00
17. K·evRvi 50.00
18. Kzwgjøv `w¶Y 50.00
19. Kzwgjøv DËi 50.00
20. eªvþYevoxqv 45.00
21. Puv`cyi 45.00
22. †bvqvLvjx 50.00
23. †dbx 50.00
24. wm‡jU 25.00
25. mybvgMÄ 25.00
26. †gŠjfxevRvi 25.00
27. nweMÄ 25.00
28. Lyjbv 40.00
29. mvZ¶xiv 40.00
30. h‡kvi 40.00
31. wSbvB`n 40.00
32. gv¸iv 40.00
33. Kzwóqv 40.00
34. PzqvWv½v 35.00
35. ewikvj 40.00
36. †fvjv 30.00
37. cUyqvLvjx 30.00
38. ivRkvnx 50.00
39. PuvcvBbeveMÄ 25.00
40. bv‡Uvi 50.00
41. bIMuv 50.00
42. cvebv 80.00
43. wmivRMÄ 80.00
44. e¸ov 50.00
45. iscyi 50.00
46. MvBevÜv 30.00
47. w`bvRcyi 50.00
48. VvKziMuvI 50.00
49. KzwoMªvg 50.00
†gvU = 2000.00

F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 5

 wi‡UBj Kv÷gvi wWcvU©‡g›U-3

cwiwkó-3

eivei,
Dc-gnve¨e¯’vcK
wi‡UBj Kv÷gvi wWcvU©‡g›U-3
RbZv e¨vsK wjwg‡UW
cÖavb Kvh©vjq
XvKv|

welq t cybtA_©vqb `vex †ck cÖm‡½|

wcÖq g‡nv`q,
wk‡ivbvgxq wel‡q Avcbv‡`i 17/09/2015 wLªt Zvwi‡Li AviwmwW mvK©yjvi bs- 50/15 Gi cÖwZ `„wó AvKl©Y Kiv
n‡jv|
D³ mvK©yjvi †gvZv‡eK `y» Drcv`b I K…wÎg cÖRbb Lv‡Z evsjv‡`k e¨vs‡Ki ZË¡veav‡b cwiPvwjZ 5(cuvP) eQi
†gqv`x bevqb/AveZ©b‡hvM¨ (Revolving) 200.00 (`yBkZ) †KvwU UvKv cybtA_©vqb ¯‹x‡gi AvIZvq
---/---/------- wLªt ZvwiL n‡Z ---/---/----------- wLªt ZvwiL ch©šÍ mg‡q cÖK…Z FYMÖnxZv‡`i †gvU
................................ (K_vq t .............................................................) UvKv Dch©y³ mvK©yjv‡i
ewY©Z kZ©vejx cwicvjb mv‡c‡ÿ cÖ`vb Kiv n‡q‡Q| (FY cÖ`v‡bi weeiYx I G msµvšÍ mb`cÎ mshy³)|
GgZve¯’vq, D³ mvK©yjvi Gi kZ© †gvZv‡eK wZb eQi †gqv‡` †gvU ................................ (K_vq t
.............................................................) UvKv cybtA_©vq‡bi wel‡q cÖ‡qvRbxq e¨e¯’v MÖn‡Yi Rb¨
Aby‡iva Kiv n‡jv| kZ© †gvZv‡eK cÖ‡qvRbxq Z_¨/KvMRcÎvw` GZ`&m‡½ mshy³ Kiv n‡jv|

Avcbvi wek¦¯Í,

Gwiqv cÖav‡bi ¯^vÿi

(bvgmn wmj‡gvni)

F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 6

 wi‡UBj Kv÷gvi wWcvU©‡g›U-3

cwiwkó-4
RbZv e¨vsK wjwg‡UW
.......................... kvLv
cvm‡cvU©
mvB‡Ri
Ô`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÕ Gi AvIZvq F‡Yi Av‡e`bcÎ|
Qwe

e¨e¯’vcK
RbZv e¨vsK wjwg‡UW
........................... kvLv|
welq t `y» Drcv`b I K…wÎg cÖRbb Gi Rb¨ ..................... (K_vq ............................................)
UvKv ga¨ †gqv`x F‡Yi Av‡e`b cÖm‡½|
wcÖq g‡nv`q,
Avwg/Avgiv wb¤œ¯^v¶iKvix GKRb ÿz`ª/cÖvwšÍK/f~wgnxb K…lK/wKlvYx| `y» Drcv`b I K…wÎg cÖRbb Gi j‡ÿ¨
eKbv evQzi µq Ges iÿYv‡eÿY/jvjb-cvjb Gi Rb¨ Avcbv‡`i kvLv n‡Z cybtA_©vqb ¯‹x‡gi AvIZvq
Avwg/Avgiv .......................... UvKv ga¨ †gqv`x FY MÖn‡Y B”QzK| Avgvi/Avgv‡`i we¯ÍvwiZ Z_¨vw` wb‡¤œ cÖ`vb
Kwijvg t-
bvg t
†ckv t
wcZvi bvg I †ckv t
gvZvi bvg I †ckv t
¯^vgxi bvg I †ckv t
Rb¥ ZvwiL/eqm t
wk¶vMZ †hvM¨Zv (hw` _v‡K) t
eZ©gvb AvevwmK wVKvbv I †mj †dvb b¤¦i t

¯’vqx wVKvbv t

RvZxq AvBwW KvW© bs t

evwl©K †gvU Avq t
†gvU `vq †`bvi cwigvY (hw` _v‡K) t
GgZve¯’vq, Avwg/Avgiv `y» Drcv`b I K…wÎg cÖRb‡bi j‡ÿ¨ eKbv evQzi µq Ges iÿYv‡eÿY/jvjb-cvjb Gi
Rb¨ ............................... UvKv ga¨ †gqv`x FY gÄywi cÖ`v‡bi Rb¨ Aby‡iva RvbvB‡ZwQ| D³ FY gÄyi Kiv
n‡j Avwg/Avgiv e¨vs‡Ki mKj cÖKvi wbqgvPvi gvwbqv Pwje Ges h_vmg‡q e¨vs‡Ki cvIbv cwi‡kva Kwi‡Z eva¨
_vwKe|

Av‡e`bKvixi ¯^v¶i t
c~Y© bvg t
ZvwiL t

mbv³Kvixi bvg I ¯^vÿi t

(¯‹zj/K‡j‡Ri wk¶K/miKvix/Avav-miKvix
cÖwZôv‡bi Kg©KZ©v Ges MY¨gvb¨ e¨w³)

Atc„t`ªt

F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 7

 wi‡UBj Kv÷gvi wWcvU©‡g›U-3

cvZv- 2

e¨vsK kvLv KZ©„K c~iY Ki‡Z n‡e|

gÄyiK…Z F‡Yi cwigvY t ........................ (K_vq t ...................................................) UvKv|

µqZe¨ eKbv evQz‡ii msL¨v t .......................................................................................................
my‡`i nvi t 5% (†iqvwZ my` nvi)|
F‡Yi †gqv` t 54 (Pzqvbœ) gvm|
†MÖm wcwiqW t 14 (†PŠÏ) gvm|
wKw¯Íi msL¨v t 40wU (40wU gvwmK wKw¯Í‡Z my`m‡gZ Avmj Av`vq‡hvM¨)|
1g wKw¯Í cwi‡kv‡ai ZvwiL t FY weZi‡Yi 15(c‡bi)Zg gvm †_‡K Av`vq‡hvM¨|
RvgvbZ t K) µqZe¨ eKbv evQzi nvB‡cvw_‡Kk‡b _vK‡e|
L) FYMÖnxZv‡K FY cwi‡kv‡ai wel‡q e¨w³MZ M¨vivw›U cÖ`vb Ki‡Z n‡e|
M) FYMÖnxZv‡K e¨vs‡Ki wbKU MÖnY‡hvM¨ Z…Zxq cÿxq M¨vivw›U cÖ`vb Ki‡Z n‡e|
(Z…Zxq c¶xq Aci e¨w³ ej‡Z mswkøó GjvKvq ¯’vqxfv‡e emevmiZ cÖvBgvix
¯‹zj/nvB ¯‹zj/K‡j‡Ri wk¶K/†cvógv÷vi/gmwR‡`i Bgvg/cjøx Wv³vi/miKvix/
Avav-miKvix/¯^vqZ¡kvwmZ cÖwZôv‡bi Kg©KZ©v Ges mgv‡Ri m¤§vwbZ/MY¨gvb¨
e¨w³‡K eySv‡e|)
N) ¯^vgx/wcZv/fvB/cyÎ/wbKU AvZ¥xq Gi wbKU †_‡K AwZwi³ M¨vivw›U cÖ`vb Ki‡Z
n‡e (FYMÖnxZv gwnjv n‡j)|
O) FY Abv`vqx _vKv Ae¯’vq Mvfx weµq Ki‡Z cvi‡e bv Ges G wel‡q A½xKvibvgv
cÖ`vb Ki‡Z n‡e|

gÄyiKvix KZ©„c‡¶i ¯^v¶i

Awdmvi g¨v‡bRvi
bvgmn mxj I ZvwiL bvgmn mxj I ZvwiL

F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 8

 wi‡UBj Kv÷gvi wWcvU©‡g›U-3

RbZv e¨vsK wjwg‡UW cwiwkó-5

......................... kvLv

Ô`y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xgÕ Gi AvIZvq gÄyiZe¨ FY Gi bgybv gÄywicÎ|

Rbve ..............................................
wcZv/¯^vgx t ......................................
......................................................
......................................................
welq t `y» Drcv`b I K…wÎg cÖRbb Gi Rb¨ ....................... (K_vq .................................................) UvKv
ga¨ †gqv`x FY gÄywi cÖm‡½|

wcÖq g‡nv`q,
Avcbvi ...................... Zvwi‡Li Av‡e`‡bi †cÖw¶‡Z Avcbvi AbyK~‡j `y» Drcv`b I K…wÎg cÖRbb Gi j‡ÿ¨ eKbv
evQzi µq Ges iÿYv‡eÿY/jvjb-cvj‡bi Rb¨ ..................... UvKv ga¨ †gqv`x FY wb¤œewY©Z k‡Z© gÄyi Kiv n‡jv t-
01| FY Kg©m~wPi bvg t `y» Drcv`b I K…wÎg cÖRbb Lv‡Z cybtA_©vqb ¯‹xg|
02| F‡Yi †gqv` t 54 (Pzqvbœ) gvm|
03| FY weZiY m~Px t GKKvjxb|
04| my‡`i nvi t 5% (mij my`)|
05| †MÖm wcwiqW t 14 (†PŠÏ) gvm|
06| wKw¯Íi AvKvi t 40wU (40wU gvwmK wKw¯Í‡Z my`m‡gZ Avmj Av`vq‡hvM¨)|
07| cwi‡kva c×wZ t F‡Yi 1g wKw¯Í weZi‡Yi ci weZi‡Yi ZvwiL n‡Z 15(c‡bi)Zg gv‡m Av`vq‡hvM¨
n‡e Ges my`m‡gZ mg~`q A_© gvwmK wKw¯Í‡Z Av`vq/cwi‡kva Ki‡Z n‡e|
08| WKz‡g‡›Ukb t e¨vs‡Ki cÖPwjZ wbqg †gvZv‡eK PvR© WKz‡g›Um m¤úv`b Ki‡Z n‡e|
09| F‡Yi t K) µqZe¨ eKbv evQzi nvB‡cvw_‡Kk‡b _vK‡e|
wbivcËv/M¨vivw›U L) FYMÖnxZv‡K FY cwi‡kv‡ai wel‡q e¨w³MZ M¨vivw›U cÖ`vb Ki‡Z n‡e|
M) FYMÖnxZv‡K e¨vs‡Ki wbKU MÖnY‡hvM¨ Z…Zxq cÿxq M¨vivw›U cÖ`vb Ki‡Z n‡e|
(Z…Zxq c¶xq Aci e¨w³ ej‡Z mswkøó GjvKvq ¯’vqxfv‡e emevmiZ cÖvBgvix ¯‹zj/nvB ¯‹zj/
K‡j‡Ri wk¶K/†cvógv÷vi/gmwR‡`i Bgvg/cjøx Wv³vi/miKvix/Avav-miKvix/ ¯^vqZ¡kvwmZ
cÖwZôv‡bi Kg©KZ©v Ges mgv‡Ri m¤§vwbZ/MY¨gvb¨ e¨w³‡K eySv‡e|)
N) ¯^vgx/wcZv/fvB/cyÎ/wbKU AvZ¥xq Gi wbKU †_‡K AwZwi³ M¨vivw›U cÖ`vb Ki‡Z
n‡e (FYMÖnxZv gwnjv n‡j)|
O) FY Abv`vqx _vKv Ae¯’vq Mvfx weµq Ki‡Z cvi‡e bv g‡g© A½xKvibvgv cÖ`vb
Ki‡Z n‡e|
10| Ab¨vb¨ kZ© t K) F‡Yi h_vh_ e¨envi bv n‡j wKsev gÄywic‡Îi †Kvb kZ© f½ Ki‡j †Kvb cÖKvi
†bvwUk cÖ`vb e¨wZ‡i‡KB e¨vsK ‡h ‡Kvb mg‡q G FY evwZj/ms‡kvab/my`vm‡j Av`vq
Ki‡Z cvi‡e|
L) F‡Yi UvKvq wba©vwiZ gvjvgvj ev DcKiY µq eve` e¨‡qi AwZwi³ mKj cÖKvi
e¨q Avcbv‡K enb Ki‡Z n‡e|
M) FY Abv`vqx _vKv Ae¯’vq Mvfx weµq Ki‡Z cvi‡e bv Ges G wel‡q A½xKvibvgv
cÖ`vb Ki‡Z n‡e|
N) cÖwZwU Mvfx‡K cÖK‡íi †gqv`Kvj cuvP eQ‡ii g‡a¨ cÖRbbKv‡j cÖwZeviB K…wÎg
cÖRbb wbwðZ Ki‡Z n‡e|
Dch©y³ kZ©vejx‡Z m¤§Z _vK‡j G gÄywi c‡Îi Wywcø‡KU Kwc‡Z ÔgÄywic‡Îi k‡Z© m¤§Z AvwQÕ D‡jøLc~e©K Avcbvi
m¤§wZm~PK ¯^v¶i cÖ`v‡bi Rb¨ civgk© †`qv n‡jv|
ab¨ev`v‡šÍ,
Avcbvi wek¦¯Í

Awdmvi g¨v‡bRvi
bvgmn mxj I ZvwiL bvgmn mxj I ZvwiL

F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 9

 wi‡UBj Kv÷gvi wWcvU©‡g›U-3

cwiwkó-6
cÖK…Z FY weZiY msµvšÍ mb`cÎ

GB g‡g© cÖZ¨qb Kiv hv‡”Q †h, `y» Drcv`b I K…wÎg cÖRbb Lv‡Z evsjv‡`k e¨vs‡Ki ZË¡veav‡b cwiPvwjZ
5(cuvP) eQi †gqv`x bevqb/AveZ©b‡hvM¨ (Revolving) 200.00 (`yBkZ) †KvwU UvKv cybtA_©vqb ¯‹x‡gi
AvIZvq AÎ kvLv KZ©„K ---/---/---------- wLªt ZvwiL n‡Z ---/---/----------- wLªt ZvwiL ch©šÍ mg‡q †gvU
............................. (K_vq t ........................................................) UvKv AviwmwW mvK©yjvi bs-
50/15 ZvwiL t 17/09/2015 wLªt Gi kZ©vejx cwicvjb mv‡c‡ÿ cÖK…Z FYMÖnxZv‡`i FY cÖ`vb Kiv n‡q‡Q|

`vwqZ¡cÖvß Kg©KZ©vi ¯^vÿi e¨e¯’vc‡Ki ¯^vÿi

(bvgmn wmj‡gvni) (bvgmn wmj‡gvni)
ZvwiL t ..................... ZvwiL t .............

F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 10

 wi‡UBj Kv÷gvi wWcvU©‡g›U-3

cwiwkó-7

`y» Drcv`b I K…wÎg cÖRbb Lv‡Z evsjv‡`k e¨vs‡Ki ZË¡veav‡b cwiPvwjZ 5 eQi †gqv`x cybtA_©vqb
¯‹x‡gi AvIZvq cÖK…Z Lvgvix‡`i (GKK I †hŠ_) cÖ`Ë PjwZ g~ja‡bi mgwš^Z weeiYx t

kvLvi bvg t ................................ gv‡mi bvg t ................................

(jÿ UvKvq)
FYMÖnxZvi e¨vsK KZ©„K gÄyixK…Z A‡_©i
Lvgv‡ii cÖK…wZ wnmve F‡Yi gÄyixi
bvg I gÄyixK…Z †gqv` wecix‡Z QvoK…Z gšÍe¨
(GKK/‡hŠ_) b¤^i cÖK…wZ ZvwiL
wVKvbv A‡_©i cwigvY A‡_©i cwigvY

mswkøó Kg©KZ©vi bvg I ¯^vÿi kvLv cÖav‡bi bvg I ¯^vÿi

F:\MOSHTAK\Dairy\BB-DAIRY Credit Com 11