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The Main Terms And Conditions ATTACHMENT For Hong Leong CM Flexi Property Financing-i & Hong Leong Home Furnishing Financing-i default stipulated in the financing/security documents. h) The Bank reserves the right to terminate the Facility(ies) granted to you and to close your account(s) once you have been blacklisted by Dishonoured Cheques Information System (OCHEQS). The designation of a Special Account is subject to the discretion of the Bank. i) ___Ifany of the events set out in item (g) above occurs, the Bank is also entitled to take such action [whether on its own accord or through its agent(s)] as may be appropriate against you or sell a delinquent account that has been classified as Impaired financing to a third party for the recovery of all sums due and outstanding under the Facility(ies). }) In the event of default and if you fail, neglect and/or omit to respond to notices and/or communications issued by the Bank in relation to your default under the Facility(ies) in accordance with this Letter of Offer and/or the financing facilty(ies)/security documents, you hereby agree and consent to the Bank, its employees, its representatives and/or its agent(s) Visiting any location known to the Bank where you may be present, including but not limited to your residence, place of work/business and the property under finance/property held as security by the Bank for the Facility(ies) as the Bank shall deem necessary and appropriate for the purpose of preserving and/or enforcing the Bank's rights and security under this Letter of Offer and the Facility(ies)/security documents. 17 Acceleration of Payment of the Bank’s Selling Price The Bank shall be entitled to accelerate the payment of the Bank's Selling Price or the balance thereof outstanding and require payment of the Bank's Selling Price in full on demand, in any of the following events:- a) your any security party breaches any of the terms and conditions contained in this letter or in any of the security documents or defaults in any other financing or facilities with the Bank or with any other financial institutions which in the Bank's opinion is likely to prejudice your ability to pay the Bank's Selling Price; b) if change in the applicable law or regulation makes it impossible or unlawful for the Bank to continue making available the Facility(ies) to you; ©) __ if any of the securities are in jeopardy; d) if there is any change in the major shareholder or management of your company or any security party (if applicable) where you or any security party are companies; or e) anyother events stated in the legal and security documents. The Bank reserves the right for foreclosure of the Property or properties upon the occurrence of an event of default and nothing herein shall be deemed to impose on the Bank any obligation in law or equity to make or continue to make available the Facilty(ies) to you. 18 Consolidation & Right of Set-Off Without prejudice to any other remedies which the Bank may have, the Bank may at its sole discretion subject to 7 days’ notice to you and at any time or from time to time combine, consolidate or merge all or any of your accounts of whatever nature at any branch of the Bank and set-off or transfer any sum standing to the credit of any such account or agreements in or towards the satisfaction of any of your liabilities to the Bank hereunder or under any other accounts or agreements with the Bank 19 Disclosure In addition to the permitted disclosures provided under Schedule 11 of the Islamic Financial Services Act 2013 (‘IFSA’), you irrevocably authorise and permit the Bank, its officers and employees to disclose and furnish all information concerning the Facility(ies), this Letter of Offer, your present and future accounts and any other matters relating to you or your business and operations to:- a) other financial institutions granting or intending to grant any financing or credit Facility(ies) to you, the Credit Bureau or any other central credit bureau established by Bank Negara Malaysia, Cagamas Berhad, Credit Guarantee Corporation, the Employees Provident Fund any other relevant authority as may be authorised by law to obtain such information or such authorities/agencies established by Bank Negara Malaysia or any agency established by the Association of Islamic Banking Institutions Malaysia or Association of Banks in Malaysia; b) any current or future corporation which may be associated with or related to the Bank (as ESD (ep Cry HLISB/CM Flexi Ppty/TnC incl HFF-i Apr 2018. 40

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