November 1, 2018

To whom it may concern,

I, Michael O. Novio, hereby authorize my sister, Sandra N. Raga, to transact or collect any
document on my behalf, since I am not in a position to come to your office myself. I have no objection
for Sandra N. Raga signing documents if there is any. I am willing to enclose any copy of my
identification to prove that this request is valid.

For security purposes, I have attested below my own signature and the signature of the
authorized person .Thank you very much for your kind cooperation.

Sincerely,

Michael O. Novio

Sandra N. Raga
Authorized person