BALANCE SHEET

Details 2017 2016 2015 2014 2013

Assets
Cash and balances with treasury banks 44,239,325 42,568,141 29,685,228 19,130,113 26,104,822
Balances with other banks 3,193,835 5,845,748 8,295,724 7,068,111 9,057,747
lending to financial institutions 2,250,000 6,836,584 812,898 3,427,753 2,503,207
Investments 314,956,748 295,846,254 268,020,706 217,214,247 165,863,237
Advances 258,693,086 235,163,922 199,930,812 170,677,294 163,556,632
Operating fixed assets 10,728,827 11,019,555 9,230,010 8,299,488 8,567,401
asset held for sale 80,720 261,762 _ 53,703 _
Deferred tax assets 100,755 _ _ 875,335 2,977,285
Other assets 22,465,073 21,597,227 19,891,336 20,336,501 16,197,164
Total asset 656,708,369 619,139,193 535,866,714 447,082,545 394,827,495
Liabilities
Bills payable 10,769,262 8,579,809 6,094,885 6,855,020 5,687,542
Borrowings 71,587,311 89,261,788 57,323,250 13,742,030 24,545,879
Deposits 525,808,308 472,811,335 433,172,205 387,586,620 335,241,027
Deferred tax _ 526,430 96,404 _ _
Other liabilities 11,115,197 10,388,081 7,330,227 7,199,014 6,629,759
Sub-ordinated loans _ _ _ 7,992,800 3,994,400
liabilities 624,272,878 586,562,243 509,013,771 423,375,484 376,098,607
Share capital 12,602,602 12,602,602 12,602,602 12,602,602 12,602,602
Reserves 11,948,415 8,670,686 6,445,888 4,823,738 5,613,061
Unappropriated profit / (loss 2,849,878 4,084,206 2,763,314 1,862,223 (1,582,626)
Surplus on revaluation of assets 5,034,596 7,219,456 5,041,139 4,418,498 2,095,851
total equity 32,435,491 32,576,950 26,852,943 23,707,061 18,728,888
total liabilities 656,708,369 619,139,193 535,866,714 447,082,545 394,827,495
HORIZONTAL

Details 2017 2016 2015 2014 2013

Assets
Cash and balances with treasury banks 3.9% 43.4% 55.18% -26.7% 100%
Balances with other banks -45.4% -29.5% 17.37% -22.0% 100%
lending to financial institutions -67.1% 741.0% -76.28% 36.9% 100%
Investments 6.5% 10.4% 23.39% 31.0% 100%
Advances 10.0% 17.6% 17.14% 4.4% 100%
Operating fixed assets -2.6% 19.4% 11.21% -3.1% 100%
asset held for sale -69.2% _ _ _ 100%
Deferred tax assets _ _ _ -70.6% 100%
Other assets 4.0% 8.6% -2.19% 25.6% 100%
Total asset 6.1% 15.5% 19.86% 13.2% 100%
Liabilities
Bills payable 25.5% 40.8% -11.09% 20.5% 100%
Borrowings -19.8% 55.7% 317.14% -44.0% 100%
Deposits 11.2% 9.2% 11.76% 15.6% 100%
Deferred tax _ 446.1% _ _
Other liabilities 7.0% 41.7% 1.82% 8.6% 100%
Sub-ordinated loans _ _ _ 100.1% 100%
liabilities 6.4% 15.2% 20.23% 12.6% 100%
Share capital 0.0% 0.0% 0.00% 0.0% 100%
Reserves 37.8% 34.5% 33.63% -14.1% 100%
Unappropriated profit / (loss -30.2% 47.8% 48.39% -217.7% 100%
Surplus on revaluation of assets -30.3% 43.2% 14.09% 110.8% 100%
total equity -0.4% 21.3% 13.27% 26.6% 100%
total liabilities 6.1% 15.5% 19.86% 13.2% 100%
 VERTICAL

Details 2017 2016 2015 2014 2013

Assets
Cash and balances with treasury banks 6.7% 6.9% 5.5% 94.1% 6.6%
Balances with other banks 0.5% 0.9% 1.5% 34.8% 2.3%
lending to financial institutions 0.3% 1.1% 0.2% 16.9% 0.6%
Investments 48.0% 47.8% 50.0% 1068.1% 42.0%
Advances 39.4% 38.0% 37.3% 839.3% 41.4%
Operating fixed assets 1.6% 1.8% 1.7% 40.8% 2.2%
asset held for sale 0.0% 0.0% _ 0.3% _
Deferred tax assets _ _ _
Other assets 3.4% 3.5% 3.7% 100.0% 4.1%
Total asset 100.0% 100.0% 100.0% 2198.4% 100.0%
Liabilities 0.0% 0.0% 0.0% 0.0% 0.0%
Bills payable 1.6% 1.4% 1.1% 33.7% 1.4%
Borrowings 10.9% 14.4% 10.7% 67.6% 6.2%
Deposits 80.1% 76.4% 80.8% 1905.9% 84.9%
Deferred tax 0.1% 0.0% #VALUE! #VALUE!
Other liabilities 1.7% 1.7% 1.4% 35.4% 1.7%
Sub-ordinated loans _ _ _ 39.3% 1.0%
liabilities 95.1% 94.7% 95.0% 2081.9% 95.3%
Share capital 1.9% 2.0% 2.4% 62.0% 3.2%
Reserves 1.8% 1.4% 1.2% 23.7% 1.4%
Unappropriated profit / (loss 0.4% 0.7% 0.5% 9.2% -0.4%
Surplus on revaluation of assets 0.8% 1.2% 0.9% 21.7% 0.5%
total equity 4.9% 5.3% 5.0% 116.6% 4.7%
total liabilities 100.0% 100.0% 100.0% 100.0% 100.0%