FACTORS AFFECTING HOUSEHOLD DEBT IN ILIGAN CITY

QUESTIONNAIRE

General Objective: To investigate the significant factors affecting household debt in Iligan City.
Specific Objectives:  To examine whether materialism, money management skills and income level influence the
estimated amount of household debt.
 To measure amount of debt among households in Iligan City.

BARANGAY: _____________________________
I. DEMOGRAPHIC PROFILE OF THE RESPONDENTS
1. Sex: Male Female Age: ______ Religion:____________ __
2. Marital Status: Single Married Divorce Widowed Single Parent
3. Type of Family: Nuclear Joint Extended
4. Number of members in the household: ________________ Number of Dependents: _______ _______
5. Number of Children: Male___ _ Female__ __
6. Highest Education Attainment:
Elementary High School College Vocational Master PhD Others: _____ ___
7. Home-ownership Status: Owned Rent Free Board & Lodging Others:__ ____

II. SOURCES OF INCOME AND LIVELIHOOD INFORMATION

1. Are you the Household Head: Yes No
2. Occupation: Employed Sector: Government Private Specify:_ ______
Self-Employed Retired Others: __
3. Estimated Monthly Income:__________________
4. Secondary Source of Income/Livelihood: Yes No If Yes, Specify:____ ___ ____ _
5. Source of Capital: Own Income Lending/Credit Relatives Others:__ _ ___
6. Spouse: Employed Occupation:__________________________________ _
Self-Employed Retired Estimated Monthly Income:__ ______________

III. CREDIT INFORMATION:

1. Do have an existing credit/debt (utang)? Yes No
2. Do you feel uncomfortable with having debt (utang)? Yes No
3. Based on your estimate how much is your monthly amount of debt? ________________________________ ___

1. Where do you obtain credit from? Bank/Financial Institution Lending Relatives Others:_______
2. What is the purpose your credit(utang)?
Consumption Emergency Education Housing/Housing Repairs Others:___ ________
3. Household Income Distribution: (Rank based on amount allocated from biggest to lowest. Use numbers 1-10)
__Food __ Electricity Bill __Mortgage __Transportation __Clothing
__Education __ Water Bill __ Rent __ Medicines __ Vices

IV. Instruction: Please check one box that best describes your answer.
1. SD – Strongly Disagree(Dili Jud) 2. D – Disagree (Dili) 3.SLD – Slightly Disagree (Medyo Dili) 4. N – Neutral (Siguro)
5. SLA – Slightly Agree (Medyo OO) 6. A – Agree(OO) SA – Strongly Agree(OO Kaayo)
1 2 3 4 5 6 7
SD D SLD N SLA A SA
Materialism
1. I like a lot of luxury(mahalon) in my life.
2. I like to drive imported/luxury(mahalon) car.
3. I like to own things that impress people.
4. I would be happier if I could afford to buy more things.
5. It bothers me that I cannot afford to buy all things that I like.
6. The things I own say a lot about how well I am doing in life.
7. My life would be better if I owned certain things I do not have.
8. I admire people who own expensive homes, cars, and clothes.
Money Management Skills
1. I am in control of my money.
2. I accurately plan my expenses (gastos).
3. I keep an eye on my cash flow(gastos).
4. I follow a careful financial budget.
5. I always know exactly how much money I owe(utang).
6. I think it is “cool” to be able to manage (pagdumala) my
money well.
7. I keep track of my personal expenses in a systematic way.