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Introduction to the money.

The financial life beginning

01 - Introduction
02 - Development
2.1 - Personal Finance
2.2 - 8th wonder of the world (Power of money or investments);

2.3 - Investments
2.3.1 - Fixed income
2.3.2 - Variable income (Stock market)
Go deeper in kind of investments{
D-Study how to invest;
}

2.4 - Successful people and their trajectory - Luiz Barsi Filho e Warren Buffett

3.0 - Conclusion

Sugestões:
1-Falar o quão importante é o conhecimento financeiro mesmo que seja apenas o básico e dar
exemplo do Nikola Tesla que poderia ter se tornado um dos homens mais ricos da história se tivesse um
pouco de conhecimento em finanças, mas já que não tinha morreu miserável.

2-Depois do trabalho pronto adicionar dados em tudo o que foi dito, por exemplo: qual é a renda
média de pessoas com curso superior e quão acima da média é.

2.3-Investments

Here is where the “magic” happens, because it is now that you put your money to work for you in both
cases, getting knowledge or buying financial assets. Getting knowledge is where you will start, because
without it you will never know where you are putting your money, you will only be betting with your money.
You have to know with you are able to invest in the stock market, or if you do not want to take risk and
invest just in fixed income.

2.3.1-Fixed income;
Fixed income is the investment for those who don't want to put their money in risk, but want to make it
profitable.
And this investment work like this:
You are lending your money for the government or the bank and they will retuns the initial investment more
interests and those interests are known for you since the beginning of the investment, that's why it's called
fixed income.
The most famous here in Brazil are Tesouro Direto which you lend money to the government and CDB
which you lend money to the bank.
2.3.2-Variable income;
In this kind of investment you don't know how much you going to win, actually not even you if are going to
win, because as the name says it varies.
The most famous ways to invest in variable income is buying stocks or funds.
The difference between them it's that in the first one you are doing it by yourself so you gotta know what
you are doing. And in the second you are giving your money to somebody else invest for you, but you can
not do it recklessly you gotta know whose hands your putting your money and if they do things you think
are reasonable.
And this kind of investment is more attractive than fixed income, because in this one you have chances of
winning a lot of money, differently of the fixed income.
Here are some stocks performances examples:
(Mostrar gráficos de ações que subiram e caíram muito)

O conhecimento econômico é o mais valioso do mundo pois ele pode ter


render milhões de dólares.

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