Professional Documents
Culture Documents
History
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Precursors
Operation
To access a financial institution's online
banking facility, a customer with internet
access will need to register with the
institution for the service, and set up a
password and other credentials for
customer verification. The credentials for
online banking is normally not the same as
for telephone or mobile banking. Financial
institutions now routinely allocate
customers numbers, whether or not
customers have indicated an intention to
access their online banking facility.
Customer numbers are normally not the
same as account numbers, because a
number of customer accounts can be
linked to the one customer number.
Technically, the customer number can be
linked to any account with the financial
institution that the customer controls,
though the financial institution may limit
the range of accounts that may be
accessed to, say, cheque, savings, loan,
credit card and similar accounts.
The customer visits the financial
institution's secure website, and enters the
online banking facility using the customer
number and credentials previously set up.
Features
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Security
Attacks
Countermeasures
See also
Current account
Direct bank
Enhanced Telephone (Citibank product
circa 1990)
Guide to E-payments
Mobile banking
On-line and off-line
Open banking
SMS banking
Single sign-on
Telephone banking
References
1. Cronin, Mary J. (1997). Banking and
Finance on the Internet, John Wiley and
Sons. ISBN 0-471-29219-2 page 41 from
Banking and Finance on the Internet .
Retrieved 2008-07-10.
2. "The Home Banking Dilemma" .
Retrieved 2008-07-10.
3. "Computer Giants Giving a Major Boost
to Increased Use of Corporate Videotex" .
Communications News. 1584. Retrieved
2008-07-10.
4. "Stanford Federal Credit Union Pioneers
Online Financial Services" (Press release).
1995-06-21.
5. https://www.op.fi/op-financial-
group/about-us/op-financial-group-in-
brief/history
6. "Banking and Finance on the Internet,"
edited by Mary J. Cronin
7. "Electronic Funds Transfer Act of 1978"
8. https://histoire.bnpparibas/dossier/le-
minitel-larrivee-de-la-banque-a-domicile/#
9. Abdou, Hussein, English, John and
Adewunmi, Paul An investigation of risk
management practices in electronic
banking: the case of the UK banks
eprints.hud.ac.uk, University of
Huddersfield, July 22, 2014 (PDF; 474 kB)
10. chipTAN (Sicherungsverfahren im
Online-Banking) sparkasse-koelnbonn.de,
Sparkasse KölnBonn (AöR), Retrieved on
April 10, 2014.
11. DNI electrónico de España/Spanish ID-
card
12. Security Flaws in Online Banking Sites
Found to be Widespread Newswise,
Retrieved on July 23, 2008.
13. Tatanga Attack Exposes chipTAN
Weaknesses trusteer.com, September 4,
2012
14. Trojaner gaukelt Fehlüberweisung vor
Heise Security, June 1, 2013
15. Secoder 2.0-SStarMoney
starmoney.de, Star Finanz-Software
Entwicklung und Vertriebs GmbH,
Retrieved on November 18, 2015.
16. "OCC 2005-35" (PDF). Archived from
the original (PDF) on 2007-10-11.
Retrieved 2007-11-01.
17. “High Roller” online bank robberies
reveal security gaps European Union
Agency for Network and Information
Security, July 5, 2012
External links
Wikibooks has a book on the topic of: E-
Commerce and E-Business
Retrieved from
"https://en.wikipedia.org/w/index.php?
title=Online_banking&oldid=882150601"