Professional Documents
Culture Documents
ARDAN GEMATMW
At November 20, 2018, the proponent visited three banks, Bank of the Philippine
Islands (BPI), Eastwest Bank and Banco de Oro (BDO). The proponent was able to talk to
the branch manager of the first two banks and was allowed to ask them to sign a paper
showing proof of visit and inquiry in the said bank. However, in the last bank, the personnel
stated that they were not allowed to entertain some questions and sign a paper for proof of
visit in the specific branch. For further information, the proponent was asked to visit their
corresponding websites.
Please refer to the Appendix for the proofs of visit in the said banks.
I. Savings
A. Regular Savings
1. Bank of the Philippine Islands
a. Types of Savings Account available in BPI
Interest Rates (Bank of the Philippine Islands, 2018)
Please note that only terminologies relevant to the proponent were used.
Banking Days - “Banking Days” are from Monday through Friday, except
for banking, legal and/or special holidays. Selected branches are also open
on weekends.
B. Time Deposit
2. EastWest Bank
a. Interest rates (EastWest Bank, 2018)
Time Deposit Interest Rates
3. Banco de Oro
a. Interest Rates (Banco de Oro, 2012)
Time Deposit Interest Rates
2. EastWest Bank
a. Interest rates (EastWest Bank, 2018)
3. Banco de Oro
a. Interest Rates (Banco de Oro, 2012)
II. Investments
Stocks
When choosing which company/ies to invest in, one must be familiar with the
company and the nature of their products or services.
The proponent is looking into investing in EEI Corporation, incorporated in 1931,
currently a member of the Yuchengco Group of Companies. EEI is primarily involved in
construction, installation and erection of different types of facilities, plants and
infrastructures. They own one of the country’s modern steel fabrication plants. Also, they
are not limited to local projects but also have established themselves overseas.
According to the Philippine Stock Exchange, here is the historical data of EEI
Corporation as of November 20, 2018.
From November 12-16, the corporation has been in the top 30 price gainers in the
stock market. Although, we know that these values ay drastically change from time to time.
Still, based on the rising economy of the Philippines and the increase in construction
projects all over the nation, the future looks bright for the corporation and its stockholders.
Philippine Stock Exchange Weekly Top Price Gainers (Nov. 12-16, 2018)
III. Bank Loans
1. Bank of the Philippine Islands
a. Interest Rates (Bank of the Philippine Islands, 2018)
BDO Peso Money Market Fund. (2012, March 27). Retrieved November 21, 2018, from
https://www.bdo.com.ph/personal/trust-and-investments/peso-denominated-uitfs/bdo-
peso-money-market-fund
Banco de Oro. (2012, March 14). Peso Time Deposit. Retrieved November 21, 2018, from
https://www.bdo.com.ph/personal/accounts/peso-time-deposit/time-deposit
Banco de Oro. (2012, March 28). Personal Loan. Retrieved November 21, 2018, from
https://www.bdo.com.ph/personal/loans/personal-loan
Banco de Oro. (2012, March 28). Personal Loan. Retrieved November 21, 2018, from
https://www.bdo.com.ph/personal/loans/personal-loan
Banco de Oro. (2013, November 27). Unit Investment Trust Funds - Documentary
Requirements. Retrieved November 21, 2018, from https://www.bdo.com.ph/trust-and-
investments/unit-investment-trust-funds-documentary-requirements
Banco de Oro. (2017, September 07). How to Open an Account. Retrieved November 21,
2018, from https://www.bdo.com.ph/personal/accounts/how-to-open-an-account
Banco de Oro. (2018, October 12). Peso Savings Accounts. Retrieved November 21, 2018,
from https://www.bdo.com.ph/personal/accounts/peso-savings-account
Bank of the Philippine Islands. (2018). Personal Loans Features. Retrieved November 21,
2018, from https://www.bpiexpressonline.com/p/1/125/personal-loan-features
Bank of the Philippine Islands. (2018). Deposit Rates. Retrieved November 21, 2018, from
https://www.bpiexpressonline.com/p/1/326/deposit-rates-savings-and-checking
Bank of the Philippine Islands. (2018). BPI Money Market Fund. Retrieved November 21,
2018, from https://www.bpiassetmanagement.com/pages/bpi-money-market-fund
Bank of the Philippine Islands. (2018). Time Deposit Rates. Retrieved November 21, 2018,
from https://www.bpiexpressonline.com/p/0/87/time-deposit-rates
EastWest Bank. (2018). Apply Deposit. Retrieved November 21, 2018, from
https://www.eastwestbanker.com/info/ew_Apply_Deposit.asp
EastWest Bank. (2018). Deposit Terms. Retrieved November 21, 2018, from
https://www.eastwestbanker.com/info/DepositTerms.asp
EastWest Bank. (2018). Eastwest Peso Money Market Fund UITF. Retrieved November 21,
2018, from https://www.eastwestbanker.com/info/pi_ipesomoney.asp
Philippine Stock Exchange. (2018, November 20). EEI Corporation. Retrieved November
20, 2018, from
https://www.pse.com.ph/stockMarket/companyInfo.html?id=71&security=148&tab=0