Fixed Amp Variable Expense Spreadsheet

TRACKING EXPENSES WORKSHEET
5 Easy Steps to Develop a Balanced Monthly Spending Plan
STEP #1: Input Monthly Expenses - Fixed

Fixed Expenses are those obligations that are the same dollar amount every month
Amount
Mortgage / Rent (include Property Taxes&Insurance) $0.00
Household (lawncare, homeowners, pool) $0.00
Auto Payment (include Licenses & Taxes) $0.00
Car Insurance $0.00
Life Insurance $0.00
Item #1 $0.00
Item #2 $0.00
Item #3 $0.00
STEP#2: Track Monthly Expenses for 30 Days - Variable
Variable Expenses are those obligations where the dollar amount is different each month
Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 Day 8 Day 9
Tithe/Giving (Giving God what is Rightfully His) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Electric & Gas (Heating) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Water $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Home Phone $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Cell Phone $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Food $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Eating Out $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Clothing $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Medical (include prescriptions/insurance) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Gas/Oil for Auto $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Entertainment (include Cable/Dish) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Savings $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Personal Care (haircuts,makeup) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Children Activities (sports, clubs, babysitting) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Dry Cleaning $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Credit Card $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Monthly Allowance for both spouses $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Christmas (start saving today) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Vacation $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Education (tution, books, supplies) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Internet $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Gifts $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Tolltag $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Miscellaneous $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Tithe/Giving (Giving God what is rightfully His) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Water $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Home Phone $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Cell Phone $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Food $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Eating out $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Clothing $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Gas/Oil for Auto $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Savings $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Dry Cleaning $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Credit Card $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Vacation $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Internet $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Gifts $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Tolltag $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Miscellaneous $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Tithe/Giving (Giving God what is rightfully His) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Water $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Home Phone $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Cell Phone $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Food $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Eating out $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Clothing $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Gas/Oil for Auto $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Savings $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Dry Cleaning $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Credit Card $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Vacation $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Internet $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Gifts $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Tolltag $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Miscellaneous $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Day 28 Day 29 Day 30 Day 31
Tithe/Giving (Giving God what is rightfully His) $0.00 $0.00 $0.00 $0.00
Electric & Gas (Heating) $0.00 $0.00 $0.00 $0.00
Water $0.00 $0.00 $0.00 $0.00
Home Phone $0.00 $0.00 $0.00 $0.00
Cell Phone $0.00 $0.00 $0.00 $0.00
Food $0.00 $0.00 $0.00 $0.00
Eating out $0.00 $0.00 $0.00 $0.00
Clothing $0.00 $0.00 $0.00 $0.00
Medical (include prescriptions/insurance) $0.00 $0.00 $0.00 $0.00
Gas/Oil for Auto $0.00 $0.00 $0.00 $0.00
Entertainment (include Cable/Dish) $0.00 $0.00 $0.00 $0.00
Savings $0.00 $0.00 $0.00 $0.00
Personal Care (haircuts,makeup) $0.00 $0.00 $0.00 $0.00
Children Activities (sports, clubs, babysitting) $0.00 $0.00 $0.00 $0.00
Dry Cleaning $0.00 $0.00 $0.00 $0.00
Credit Card $0.00 $0.00 $0.00 $0.00
Monthly Allowance for both spouses $0.00 $0.00 $0.00 $0.00
Christmas (start saving today) $0.00 $0.00 $0.00 $0.00
Vacation $0.00 $0.00 $0.00 $0.00
Education (tution, books, supplies) $0.00 $0.00 $0.00 $0.00
Internet $0.00 $0.00 $0.00 $0.00
Gifts $0.00 $0.00 $0.00 $0.00
Tolltag $0.00 $0.00 $0.00 $0.00
Miscellaneous $0.00 $0.00 $0.00 $0.00
BUDGET vs. ACTUAL RESULTS
Building Your Spending Plan
Monthly Expenses - Fixed Totals

Budget Actual Adjusted Comments in Regard to Expense Reduction
Mortgage / Rent (include Property Taxes&Insurance) $0.00 $0 $0.00
Household (lawncare, homeowners, pool) $0.00 $0 $0.00
Auto Payment (include licenses & taxes) $0.00 $0 $0.00
Car Insurance $0.00 $0 $0.00
Life Insurance $0.00 $0 $0.00
Item #1 $0.00 $0 $0.00
Item #2 $0.00 $0 $0.00
Item #3 $0.00 $0 $0.00
Total Fixed Expenses $0 $0 $0
Monthly Expenses - Variable Totals
Budget Actual Adjusted Comments in Regard to Expense Reduction
Tithe/Giving (Giving God what is rightfully His) 0.00 $0 $0.00
Electric & Gas (Heating) 0.00 $0 $0.00
Water 0.00 $0 $0.00
Home Phone 0.00 $0 $0.00
Cell Phone 0.00 $0 $0.00
Food 0.00 $0 $0.00
Eating out 0.00 $0 $0.00
Clothing 0.00 $0 $0.00
Medical (include prescriptions/insurance) 0.00 $0 $0.00
Gas/Oil for Auto 0.00 $0 $0.00
Entertainment (include Cable/Dish) 0.00 $0 $0.00
Savings 0.00 $0 $0.00
Personal Care (haircuts,makeup) 0.00 $0 $0.00
Children Activities (sports, clubs, babysitting) 0.00 $0 $0.00
Dry Cleaning 0.00 $0 $0.00
Credit Card 0.00 $0 $0.00
Monthly Allowance for both spouses 0.00 $0 $0.00
Christmas (start saving today) 0.00 $0 $0.00
Vacation 0.00 $0 $0.00
Education (tution, books, supplies) 0.00 $0 $0.00
Internet 0.00 $0 $0.00
Gifts 0.00 $0 $0.00
Tolltag 0.00 $0 $0.00
Miscellaneous 0.00 $0 $0.00
Total Variable Expenses $0 $0 $0
GRAND TOTALS
STEP #3: Input Net Income During 30 Day Tracking Period

Net Income is Your Take Home Pay after Taxes, Medical, 401K, etc. are taken out
Budget Actual Adjusted
Total Expenses $0 $0 $0
Net Monthly Income (User Must Input) $0 $0 $0
Difference (Surplus / Deficit) $0 $0 $0
STEP #4:Analyze Above Chart to Determine If You Have a Deficit or Surplus

Identify Trouble Areas in Spending. If You Have a Deficit, Use the Blue Adjusted Column to Make Reductions. Use the Comment Section to Document Reductions.
STEP #5:Use the Red Column to Develop Monthly Spending Plan (Budget)
Use Actual or Adjusted Dollar Amounts to Build Spending Plan. Identify Budget Catergories that Had No Spending During Your Tracking Period and
Determine Annual Spending Total for that Category; Divide by 12 and Input that Number into Red Budget Column. For Example, If You Did Not Spend Any $ on
Clohting During Your Tracking Peroid, but Estimate You Will Purchase $1200 of New Clothing Throughout the Year, You Would Divide $1200 by 12 (months) and
Input $100 into the Clothing cell. With These Additions, Make Sure Your Monthly Budget is Balanced (No Deficits).

Fixed Amp Variable Expense Spreadsheet

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Copyright:

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Fixed Amp Variable Expense Spreadsheet

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Copyright:

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TRACKING EXPENSES WORKSHEET

5 Easy Steps to Develop a Balanced Monthly Spending Plan

STEP #1: Input Monthly Expenses - Fixed

Building Your Spending Plan

Monthly Expenses - Fixed Totals

STEP #3: Input Net Income During 30 Day Tracking Period

STEP #4:Analyze Above Chart to Determine If You Have a Deficit or Surplus

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