BY:

Priya Solanki
Richa Tharad
 Banking Sector
• The word “Bank” is derived from the Latin word “Banca”.
• In the pre-independence there were many bank failures.
• After independence, the Government passed the Banking
Regulations Act, 1949 for regulating the business of banks to
provide protection to depositors.
• Vital tool for economic development and progress.
 Recent Trends in Banking Sector
• The midst of an IT industry
• Induce Public sector bank to reorient.
• Integrated with other markets.
• No prior permission for FDI.
• Innovative services offered in recent past trends are
E- cheque
ATM
Electronic Clearing System
Tele Banking
 Introduction of ICICI
• ICICI Bank is India's second-largest bank
• MD & CEO: Mrs.Chanda Kocchar
• Total assets: Rs. 4,062.34 billion at March 31, 2011
• Profit After Tax: Rs.51.51 billion at March 31, 2011
• Branches: 2,533
• ATMs:6,425
• Subsidiaries: 19 counties
• Head Quarter: Mumbai
• Listed on BSE & NSE
• American Depositary Receipts listed on NYSE
 Products & Services
• Personal Banking
Accounts & Deposits
Loans
Cards
Insurance
• Wealth Management
• NRI Banking
• Online Services
• Bill Payment
• Ticket Booking
• Funds Transfer
 VERTICAL
CHAIRMAN
Mr K. V. Kamath

MD AND CEO
Mrs. Chanda Kochhar

EXECUTIVE DIRECTOR
Mr. N. S. Kannan

BOARD OF DIRECTORS
 Current Financial Status of ICICI Bank
• 28% increase in net profit.
• Total income declined to 32,621.95 crore.
• Deposit grew by 26%.
• Advances grew by 19%.
 SWOT ANALYSIS
STRENGTHS
• 2ND Largest bank in India.
• Successfully diversified it’s operations.
• Listed in NYSE.
• Considered as a pioneer in usage of internet services.
• Aggressive and innovative marketing strategies.

WEAKNESS
• Primarily targets upper middle class and upper class of the
society.
• Higher service charges.
OPPORTUNITIES
Expanding business to the middle and lower income groups.

THREATS
More and more banks are coming up.
 COMPETITORS
• HDFC
• AXIS BANK
• KARUR VYSYA BANK
• KOTAK MAHINDRA
• YES BANK
 Challenges faced by ICICI Bank
• Stiff competition from HDFC Bank.
• Professional bank and doesn’t think about societial
improvement.
 FUTURE PLANS
• Plans to open 1500 branches in 4 years.
• Will recruit 6000 people this fiscal.
• Plans to expand its branches overseas.
Thank You