SME LOANS

SIMPLE
Easy Application

Our one-page application and a few months of bank statements can get you an
approval in less than 24 hours.

FAST
Quick Funding

Once approved, we can provide you with capital just 72 hours later. Faster than a
bank loan!

SAFE
Transparent & Secure

With our proprietary software, monitor your activity in real-time. You'll know when
you're eligible for another round of financing!
 Industries We Serve

Construction financing
 Take on Additional Projects
 Purchase Tools and Equipment
 Have Cash for Payroll
 Pay for Construction Materials
 Hire fresh Employees
 Manage Safety Standards

Restaurant financing
 Open New Locations
 Purchase Equipment
 Hire Restaurant Staff
 Buy Inventory
 Pay for Marketing Updates
 Invest in an Ordering System

Medical business loans:

 Open Additional Practices
 Purchase Necessary Equipment
 Hire Medical Professionals
 Pay for New Technologies
 Meet Industry Regulations
 Offer New Medical Services

Retail financing
 Expand Operations
 Purchase Retail Technology
 Have Funds For Payroll
 Pay for Inventory
 Invest in Advertising Strategies
 Hire Retail Associates

Transportation/Logistics Financing
 Afford Operational Costs
 Purchase Operational Costs
 Hire More Employees
 Pay for Insurance
 Invest in Marketing Projects
 Have Cash for Oil Costs
 Better your business with wholesale financing:
 Expand Product Lines
 Purchase Customer Service Technology
 Hire a Team of Talented Professionals
 Purchase Inventory to Fill Orders
 Pay for Marketing Efforts
 Repair or Replace Equipment

How to utilize Car Maintenance business loans:

 Expand Business Location

 Purchase or Repair Auto Equipment
 Hire Skilled Workers
 Invest in Website Updates
 Buy Inventory
 Pay for Necessary Tools

Make more happen with manufacturing financing

 Pay for Technology Upgrades
 Purchase Manufacturing Equipment
 Hire Skilled Professionals
 Pay for Materials
 Invest in Marketing Efforts
 Expand Business Operations
We provide first position advances from $10,000 up to $300,000. We size advances so
that the monthly payback does not exceed 14% of the customer’s gross revenue. We
believe in protecting our customers’ cash flow.

How long is the duration for an advance?

Our Expected Duration is as short as 4 months and as long as 12 months. We use 20
business days = 1 month.

Do we do refinance or add-on to existing balances?

We retain customers by offering add-on advances – not refinancing of unused balances.
We prefer to add-on after 50% of the most recent largest balance is paid, but will
consider Add-on applications at as little as 40% paid down, with an additional customer
fee.

What items make up a complete application package?

 Completed and signed application. It should give us the right to run a credit check
on the signer/business.

 Voided check from the same account as the statements.

 Front and back of Identity card or passport

 Most recent 3 month’s business bank statements (all pages)

 For applications requesting $100,000 or more, most recent full year and current
YTD Income Statement and Balance Sheet.

What documents are acceptable to establish signing authority?

Business Profile with Certificate of Production from ACRA that clearly list the signer’s
name as officer or Director of the company.

What are the required attributes for a business' application to be considered?

 Gross annual sales of $120,000 or TTM average of $10,000

 Signer / guarantor not bankrupt and of good credit standing
 3 months time in business

What advance structure / payback methods are available?

Daily payment, merchant services split, lockbox. Weekly payments is available to
selected accounts.

We reserve the right to disqualify an application based on industry or segment.