Professional Documents
Culture Documents
A bimonthly educational resource for the women of Hampton, Newport News and the Virginia Peninsula
All of the articles in The Peninsula Woman are written by the profes- We have inside racks in the YMCAs, libraries and
sionals themselves, so you are learning about each specialty directly community centers, and in the Hampton and Newport
from the experts. News City Halls. We pay particular attention to drop-
ping off copies in doctor’s offices and fitness centers.
In this issue we have some wonderful articles for you. Dr Debra Lee, a We are always growing our distribution. If you would
podiatrist in Newport News explains just what she does and the types of like copies dropped at your office, please let us know.
foot problems she treats. If you’d like an inside rack for bulk copies, give us a
call and we’ll be happy to give you one. Our goal is to
Therapeutic Massage Therapist Jennifer Wheatley welcomes you to her reach as many women as possible.
practice and explains why you might think you’re in Hawaii when you
walk into her office. And we love feedback! Please shoot us an email if
you’ve enjoyed an article. Visit the professionals who have taken the
And don’t miss the article from the Peninsula Foodbank about how you time to write articles. Please let us know how we’re doing, and what
can combine a food drive with a fund drive and benefit thousands of our you’d like to see. And if there’s something you didn’t like, we’d like to
neighbors. know about that too.
We are striving to put The Peninsula Woman in places where you will Enjoy!
find it. We are in all the Farm Fresh and Harris Teeter grocery stores in Barbara
A bimonth
ly educati
onal reso
urce for
What is Hung the wom
en of Ham
2010
Action Mon er pton, New
th? Makeover port New
s s and the
Loretta
Jones-Knau Without Many Way Virginia
Foodb th
ank of the Surgery s to Pen insula
Virginia
Get Invo
lved! Nutritional
Peninsula Keith Nicho
Page 25 ls, MD
Genesis
Vein Janet V.
Green Cleansin
g
Specialists Habitat
for Huma
Page 7 nity
The Peninsula Woman is published bimonthly and is available free of charge at display stands in approved private and copyrights and propriety rights, and all violations of the right of privacy or other violations resulting from the publication of
public establishments and authorized distributors only, or by paid mail subscription. this newspaper or its advertising copy.
Trade mark and U.S. Copyright Laws protect The Peninsula Woman. No part of this paper may be reproduced without the The publisher shall be under no liability for failure, for any reason, to insert an advertisement. The publisher shall not be
written permission of the publisher. liable by reason of error, omission and/or failure to insert any part of an advertisement. The publisher will not be liable for
The Peninsula Woman is not responsible for any editorial comment (other than its own), typographical errors from adver- delay or failure in performance in publication and/or distribution of all or any portion of an issue is delayed or suspended
tisements submitted as camera ready or any reproductions of advertisements submitted as camera ready. for any reason. The publisher will exercise reasonable judgement in these instances and will make adjustments for the
If an advertisement does not meet our standards of acceptance, we may revise or cancel it at any time, whether or advertiser where and when appropriate.
not it has been already acknowledged and/or previously published. The advertiser assumes sole responsibility for all The Peninsula Woman assumes no responsibility for unsolicited material or reproductions made by advertisers. This
statements contained in submitted copy and will protect and indemnify The Peninsula Woman its owners, publishers, newspaper will be published by the 15th of every other month. Representations by The Peninsula Woman, Errickson
and employees, against any and all liability loss or expense arising out of claims for libel, unfair trade names, patents, Publishing LLC, Copyright 2010.
D
o you remember a It is a chronic disease. You control it, but it never
totally disappears. The earlier you treat it, the
Hollywood star named better.
W.C. Fields?
He was famous for playing swindlers and gam- What treatment is the best for
blers in movies like “My Little Chicka-
dee” with Mae West. He was also
you?
known for his large, bulbous nose
The best way to tell is to make
and his red face. Many attributed
an appointment for an evalua-
his appearance to drinking a lot
tion. We offer many treatment
of alcohol, but he actually had
options which may be right for
a skin disease called Rosacea.
you.
This common skin disease af-
fects an estimated 16 million
Americans today, but few of us The National Rosacea
have ever heard of it. Society is a good infor-
mation source.
What is rosacea? It can be found at rosacea.
org.
Rosacea is a skin disease character-
ized by facial redness, visible blood WC Fields Photo/Courtesy Images6.com
757-427-0355
Also, kids are using computers
back (pack) pain:
and texting at a very young age
• The backpack should be no more than 10% of the
which can lead to poor posture,
child’s bodyweight
headaches and muscle strain. www.bodylogicvb.com
• The backpack should not hang more than 4 inches
Help your child avoid the aches
below the waistline Call to schedule today.
and pains of the future and take
• Utilizing the individualized compartments helps
distribute the weight
him/her to your chiropractor 2004 Sandbridge Rd. Ste 103
today!
• Bigger is not always better! Don’t promote carrying Virginia Beach
a heavier backpack
H
therefore we need to unlock these article for a 10% discount on the fol-
ow can you make the best inner secrets to make the most of our lowing service offerings: Phone: 757-228-3864
of what your body has to body type and nutritional dynamics.
offer for fitness, exercise, • Bios Life Slim (weight loss prod- Debra is a healthcare consultant, having worked with major insurance
companies and health plans for over 30 years. Debra earned a BA in
and healthy living? How can your That is why uct, diabetic glucose control) Healthcare Management as well as an MBA after age 50. She is the
owner of Body Works in Virginia Beach, a new concept store specializing
nutritional program and workouts BODY • Body Wraps (lose inches of cel- in body reshaping garments and spa body wraps. www.bodyworksbytyde.
com
give you MORE, with some consid- WORKS lulite and fat in 1 hour onsite)
eration for how you are built, your offers sev- • Body Magic (reshap-
bone structure, stature, physique, eral tools to ing garments, lose 2-3
physical height/weight, and distribu- assist with sizes in 10 min!)
tion of body-fat, metabolic rates and increased • Personal Card Services
MORE? health, weight loss, appetite suppres- (send out personalized
sion, reducing glucose, cholesterol, cards, for .31-66 cents Body Works
Well, the time has come to MAKE triglycerides . Bios Life Slim is a each, including stamps
1920 Centerville Turnpike Ste. 102
YOUR BODY TYPE, NUTRITION NATURAL pre-packaged drink you and mailing)
AND EXERCISE DYNAMICS; can carry and mix anywhere with a • Massage Therapy Virginia Beach VA. 23464
work in your favor and to your ad- single bottle of water! (New Lic. Therapist ser- 757-228-3864
vantage! vices by appt. only) www.bodyworksbytyde.com
Southeastern Virginia Women’s Newspapers 6 October/ November 2010
Medical Professionals
Podiatrists—who are we and what do we do?
licensed by the state’s board of medi-
cine. Upon graduating from podiatry
school, we are required to sit for two
national board examinations. To prac-
tice in some states, before licensure
occurs, one must pass a required state
board. Not all states require this. How-
Written by ever, most hospitals and some medi-
Debra Abrams Lee, D.P.M.,
cal insurance agencies require board
certification.
Let’s talk about podiatrists and what we do.
A doctor is considered board certified
Mention the word podiatrist and you may hear once they have successfully passed
anything from pediatrician, pedicurist or foot doc- rigorous oral and written examinations
tor. as well as submit case studies to the ex-
amining board. Upon this completion,
A podiatrist is a licensed medical professional a doctor is considered a diplomate with
trained to render treatment to the foot and ankle. that particular board.
Our training begins in one of eight podiatry The scope of practice for podiatrists in-
schools in the nation. The curriculum for the first cludes the foot and ankle in most states.
two years includes didactic studies of anatomy, There are numerous foot pathologies
microbiology, biochemistry, pharmacology and that we treat. Some of them include
physiology. podiatric skin conditions such as fungal
skin and nail diseases, diabetic foot
The next two years of studies include additional care, non-surgical and surgical care for
medical subjects as well as clinical and surgical bunions and hammertoes. Dr. Lee attended the Ohio College of Podiatric Medicine in Cleveland, OH. She completed
training under the guidance of attending physi- her residency at Wyckoff Heights Medical Center, Brooklyn NY. Dr. Lee is a Diplomate
with the American Board of Podiatric Orthopedics and Primary Podiatric Medicine. She
cians. In the clinical setting is where history and Other podiatric conditions in which po- is also Board Certified as a Wound Care Specialist with the American Academy of Wound
physical intaking skills are learned as well as diatrists are trained to treat are flat feet, Management. Dr. Lee is a member of APMA, VPMA and the American Academy of Podiat-
ric Practice Management.
charting, diagnosing and treating illnesses. plantar fasciitis, heel spurs, foot and
ankle fractures and joint disorders.
Upon graduating from podiatry school, additional
education begins in a residency which is a hospi- Hopefully this article has
tal -based training. It is here where the residents enlightened you as to
are exposed to numerous medical illnesses and what podiatric medicine is
are again responsible for diagnosing, admitting all about.
and treating patients. Some podiatrists earn addi-
tional education through fellowships and intern- If you are in need of foot
ships. care, call a podiatrist to
help you.
The medical suffix for a podiatrist is D.P.M.
which stands for Doctor of Podiatric Medicine.
Virginia Beach
Imagine not having to fight the traffic to get What’s more is, you will not be on a diet,
to your personal training session appoint- rather you will learn how to eat the right
ment on time, only to discover that you left foods that your body needs to increase your
your gym bag at home, so now you can’t energy, speed up your metabolism and eat
even workout and you are charged anyway. real food that is healthy, nutritious and
delicious!
Now imagine, you are at home, you have
time for a light healthy breakfast before You will learn to make healthy lifestyle
your personal trainer arrives promptly at changes that you can live with for the rest
your door with plenty of enthusiasm. She of your life. I will educate you on “why
has your workout plan and is ready to mo- diets don’t work” and how to avoid the
tivate you to get your day started right with pitfalls that sabotage most people.
high energy and an ‘I can do’ attitude that
will help you soar through your day. I will be your coach, accountability partner,
even go grocery shopping with you so
Best thing is she brings the gym to you, you buy the right foods to have on hand
because you do not have a gym! throughout the week. You will have the
right plan for you, with the right food and
After a 60 minute moderate to high inten- the right trainer who is committed to help-
sity, challenging yet invigorating workout, ing you succeed. Because when my clients
your heart is pumping, your body is alive succeed, I succeed!
and your mind is clear. You are enjoying,
yes actually enjoying exercising! Call Robin to set up your consultation
today!
Sound too good to be true? Well it is true! 757.672.6672
Robinatbodyworksfitness@cox.net
Body Works Fitness, Inc brings the gym www.bodyworksfitnessinc.com
right to your door! No gym equipment
from you is needed! Robin Richards, is certified by the AFAA (Aerobic and
Fitness Association of America), and has been train-
ing people all over Hampton Roads since 2003. She is
I will consult with you to discuss your licensed, insured and CPR Certified.
Testimonial
In 2007, my physician pro- the mission and promptly One year later, my physician
vided me with the results of the implemented the process of es- was so delighted to see that
lab tests from the annual physi- tablishing goals, baselines and the “numbers” had dropped so
cal and suggested in no uncer- the commitment for change. dramatically into the “normal
tain terms that the “numbers” She struck the right balance be- or better” ranges that he stated
were on the high side-weight, tween serious effort and good that engaging Robin as my
cholesterol, blood sugars, etc. humor, physical tasking and personal trainer was “the best
He had observed my efforts nutritional discipline, and has money you’ve ever spent”. I
at dieting over ten years, with maintained that approach to wholeheartedly recommend
roller- coaster variations of ensure my continuous renewal Robin Richards to anyone who
twenty to forty pounds in each to the original commitments. is interested in a personal train-
direction. It was time to for Three mornings a week, she er. She has the knowledge,
doctor’s orders to do some- provided motivation and varia- integrity and dependability to
thing different. I decided to tion in the exercise regimen, as engage her clients in the pro-
hire a personal trainer. well as reasonable solutions to cess of setting and achieving
the dietary and nutritional chal- personal goals that will harvest
I was referred to Robin Rich- lenges, raising the experience benefits for a lifetime.
ards of Body Works Fitness of my training to a lifestyle
and met with her as soon as the change that has been most Sincerely,
calendar permitted.. From our rewarding. Kevin Rack
first meeting Robin understood The Rack Law Firm
Q
fore, less cholesterol gets absorbed into 1000 IU of high potency Vitamin D in
: Is your LDL (“bad”) choles- artery walls, which increases the risk the bloodstream, and the better your an easily absorbed formula. Vita-D3
terol too high? Is your Vitamin for heart disease and stroke. chances for lowering your LDL choles- supports healthy heart function, pro-
D level too low? terol. Also, this natural product allows motes immune health, develop healthy
High-density lipoprotein cholesterol
A
you to avoid the many unpleasant side cells, and maintain strong bones and
: Shaklee has natural solutions (HDL – “good”) tends to be carried effects of prescription drugs for choles- teeth.
to reduce LDL cholesterol levels away from the bloodstream, so higher terol regulation.
(with none of the side effects of HDL levels are associated with a lower Ask your
medications) and raise Vitamin D levels risk of heart disease and stroke. If you’d like to doctor to
effectively … Read on! try this natu- check your
Cholesterol levels are measured in mil- ral approach Vitamin D
FACT: One in three adults in the ligrams per deciliter of blood (mg/dL). to cholesterol level. Also,
United States has high cholesterol. Did The American Heart Association has reduction, con- Shaklee
you know that people with high choles- identified a total blood cholesterol level tact me. offers a
terol have a greater risk of developing of less than 200 mg/dL as desirable. free quiz to
heart disease, compared to those who Anything higher than 240 mg/dL is a estimate your
significantly elevated level associated FACT: Ap-
have optimal levels? Now you can proximately individual
lower your cholesterol naturally. with an increased risk of cardiovascular Vitamin D
disease. For LDL cholesterol, anything 80% of Ameri-
cans have requirements.
less than 100 mg/dL is desirable, while
What is cholesterol? anything above 120 mg/dL increases the insufficient Vi- Contact me if
tamin D. There you’d like to take the quiz.
risk for heart disease.
Cholesterol is an essential component is tremendous
of all cell membranes and is involved individual vari- Shaklee offers lots of ways to take
Diet and lifestyle changes can help charge of your health. As always, sat-
in the production of Vitamin D and the ation in our need for Vitamin D. Our
control your cholesterol levels. The isfaction is guaranteed or your money
hormones, estrogen and testosterone. Vitamin D requirements are influenced
National Institutes of Health (NIH) rec- back.
It also helps the body metabolize the by a number of factors such as the time
ommendations for lowering cholesterol
fat-soluble vitamins A, D, E, and K. of year, and a person’s age, skin color,
is to eat less saturated fat and choles- If you want to find out more, call me or
Cholesterol circulating in your blood- weight, diet, exposure to sunlight, and
terol (typically found in fatty cuts of email now. Let’s get started!
stream comes from two sources: most where we live.
meat and fast foods), regular exercise,
is produced by the liver, and the rest
lose extra weight, eat more fiber-rich
comes from your diet. These fatty The Vitamin D level
whole grains, fruits, and vegetables, and
substances are transported by carrier established by the Food
consume 2,000 mg of plant sterols and
molecules called lipoproteins. and Nutrition Board of the
stanols daily.
National Academies of Sci-
Shaklee’s Cholesterol ence is around 400 Inter-
Who is Shaklee? Reduction Complex national Units (IU) per day
provides 1,000 mg of for most adults. However,
Shaklee specializes in natural health and prevention, and
is proud of their heritage of 50+ years of research, lead- plant sterols and stanols many experts say this level
ership, and product innovation. We’ve always been in
the wellness business, and Shaklee products are guaran-
per serving, and 2,000 mg
daily when used properly.
is too low. Shaklee has
done two clinical studies to Sandy Flaus
teed to work! Shaklee offers over 300 unique, patented, Plant sterols and stanols determine what Vitamin D Shaklee Independent Distributor
and effective natural products, which are proven effec- are found naturally in intake should be and how Phone: 757-635-4532
tive in achieving optimal health.
plants, fruits, vegetables, to get the Vitamin D that
you need. These studies E-mail: sandyflaus@verizon.net
Shaklee’s high-profile clients include: NASA; the U.S. and grains, and have been
Olympic Teams (21 medals in Vancouver!); the Daedalus clinically proven by more showed that 1,000 IU of Website: www.shaklee.net/
Vitamin D from Shaklee
Project (72 mile human powered flight); and many more. than 80 studies to lower
supplements was associ- guidingstar
Our environmental products have been used worldwide, LDL (“bad”) cholesterol.
ated with optimal blood
(including Jacques Cousteau’s ships), and are currently Because plant sterols and Helping people get healthier from the inside
used in both the White House and Vice-President’s resi- stanols have a structure levels of Vitamin D for
out. Your source for the most effective health
dences. Time Magazine and Oprah Winfrey have both similar to cholesterol, they most people.
selected our “Get Clean” products as their “Best Prod-
and wellness products available today.
compete for absorption
ucts of the Year”. in the intestines. There- Shaklee’s Vita-D3 has
Economy pushingyou
Economy pushing you around?
around?
Become a Contributor
Become a contributor
to the
to theVirginia
Southeastern
Women’s Newspapers
Virginia Beach Woman.
Virginia Beach Woman &
The Peninsula Woman
Target your audience.
Target your audience.
Heat olive oil in a small saucepan until very hot, remove from heat and Use oven mitts to carefully remove bowl from microwave. When pota-
stir in garlic. Let cool, then stir in herbs, salt, lemon juice and pepper toes are cool enough to handle, cut into large chunks. Thread potatoes,
and set aside. Place potatoes in a medium-sized microwave-safe bowl sausage and vegetables onto skewers. Grill over medium-high heat for
and cover with a lid or plastic wrap. Note: If you use plastic wrap, make about 10 minutes, turning frequently and brushing with a little of the herb
sure it doesn’t touch any ingredients and poke one small hole in cover mixture during the last few minutes of cooking. Remove from grill and
to vent. Microwave on high for 10 to12 minutes or until potatoes are place on a platter, drizzle with remaining herb mixture. Yield: 6 servings.
tender (cooking time may vary depending on microwave).
Recipe and photo/ Courtesy United States Potato Board, potatogoodness.com
Roasted Roots
Place whole potatoes (do not poke) into
microwave-safe dish. Cover dish (if using
plastic wrap, poke a small hole in plastic to
vent). Microwave on high for 10 to 12 minutes 1 cup peeled potato cut into chunky cubes (1
depending on strength of microwave. Use oven large potato)
mitts to remove dish from microwave, carefully 1 cup rutabaga, peeled and cut into chunky
remove cover and let cool. Cut potatoes into cubes (about ½ a small rutabaga)
bite-sized pieces and place in a large bowl with 1 cup peeled carrots cut into chunky cubes
remaining ingredients. Stir well to mix. This (about 3 carrots)
salad may be served right away but it’s best if 1 cup peeled parsnips cut into chunky cubes
refrigerated for at least one hour to allow the (about 1 good-sized parsnip)
flavors to blend. 1 tsp dried rosemary, chopped
3-4 cloves of garlic, minced
*Russets, yellow or white potatoes can be 1-2 tbsp olive oil
substituted Salt and fresh ground pepper
Recipe and photo/ Courtesy United States Potato
Board, potatogoodness.com Preheat oven to 375.
Toss together all ingredients and spread in a
single layer in a roasting pan. Roast about 60
minutes until golden, stirring occasionally.
Fries
3 sweet potatoes
Mix together olive oil and all seasonings in
a small bowl. Drizzle mixture on potatoes
3 tbsp olive oil and toss them together so all pieces are well
½ tsp cayenne pepper coated.
½ tsp sweet paprika
Request cards through Email at barb@vabeachwoman.com or fill out the form and mail to:
__________________________________________________
W
e understand that
families across the nation How much does it cost
can be suffering from to participate?
uncontrollable economic conditions
as well as the stress of making ends The Prescription Savings program
meet and maintaining a healthy is a FREE service to all families
lifestyle. and individuals that wish to save on
their prescription.
The concerns of readers are always
a top priority, and Virginia Beach When does the card expire?
Woman Newspaper has part-
nered with Free RXPlus to offer The card has no expiration date
this valuable resource that provides and can be used each time you
access to savings up to 75 percent have a prescription. You can even
on prescriptions, lab and imaging share the same card with family and
services. friends. All cards distributed are
active and ready for use.
What is this program
and how can it help me? What is Medicare Part D Back of Card
“doughnut hole”?
The FreeRxPlus Prescription
Savings Program will benefit the
uninsured, the under insured and
The Medicare Part D coverage gap,
often referred to as the “doughnut
Accepted at these
Medicaid Part D participants. Sim-
ply take the card to a participating
hole”, is a period of time during the
coverage year (January-December)
pharmacies and
pharmacy when you drop off your
prescription and receive a savings
when you will be responsible for
paying all drug costs out-of-picket. more!
on your medication. When you fall into this doughnut Wal-Mart Walgreens Farm Fresh
hole, you are responsible for the full
How much of a discount cost of prescription drugs plus you Kroger CVS KMart
will I get? must continue to pay your Part D
premium even though you are not
Target Rite Aid Sentara RX
Discounts vary, depending on the receiving benefits?
medication and pharmacy. Dis-
counts typically range from 15 Are your prescribed medications
percent to 75 percent, with the
largest savings coming from generic
not covered by Medicare?
Get your FREE Savings Card!
medications. The customer will
always receive the lowest price at
While Medicare doesn’t not have an
established formulary, Part D drug
Email: barb@vabeachwoman.com
the pharmacy. coverage excludes certain catego- or
ries of medications. With the RxCut
Where can I use the card? Prescription Savings Program, there Send in the form on the previous page
are no limited drug lists. You can
There are more than 54,000 partici- receive discounts on the drug that or go to
pating pharmacies; it is simple to
find a pharmacy to accept the card.
works best for you!
www.freerxplus.com/FRP00540
Visit our Website to find participat-
ing pharmacies in the area.
and print your card online.
Southeastern Virginia Women’s Newspapers 15 October/ November 2010
Finance
Five pitfalls to avoid in retirement
you need a plan to make sure you are retired, you can still seek out growth
spending and investing in the most investments, assuming you retain a Don’t underestimate
optimal way to make your money last good share of your savings in less risky the impact of inflation
as long as possible. Here are five pitfalls ventures. Seek balance by diversifying
to avoid in retirement to help you or spreading your savings across a When you estimate how much you
preserve your assets and maintain your variety of investments with varying need in retirement, don’t forget to
lifestyle for years to come. levels of risk. A financial advisor can consider how inflation reduces the
help you select from available stocks value of your savings over time. Your
Don’t retire too early and bonds to keep your money working budget should factor in rising health
It’s difficult to predict how long you for you and help generate investment care costs and other expenses that may
will live, but longevity trends suggest income. grow disproportionately. In general,
the likelihood of longer life spans early retirees spend more on travel and
Presented by Beware of insurance gaps
for current and future retirees. If you hobbies while they are still active and
Heather J. Miller Tokarz CRPC®
Associate Financial Advisor retire at age 62, you could live another Your insurance needs may change in healthy; these costs may go down as
Amerprise Financial Services 20 or 30 years. Not only do you need retirement, but they won’t go away. you get older.
to think about how long your money You may need to replace employer-
Get professional advice
Y ou work hard and save will last, you should also consider sponsored benefits such as life, health
aggressively so that one day you the consequences for taking early and dental insurance after you retire. A knowledgeable financial advisor
can retire from the workforce. When withdrawals from your retirement nest Shop around for attractive price points can help you analyze your retirement
the fabled day arrives and you enter the egg. Also consider that if you choose and good quality plans. Even if your portfolio and recommend steps to help
blissful state of retirement, you may be to take Social Security early, you agree home is paid for, you should maintain you make choices with your retirement
tempted to think you’re done agonizing to receive a reduced amount each an appropriate level of homeowners’ assets. Talk to your advisor and tax
over your money and savings. The month for the privilege of potentially insurance in case of theft, fire or other professional to plan your distributions
truth is the hard work is probably just more years of the benefit. Your Social incidences. Consider whether long-term to help reduce your tax obligation. With
beginning. Assuming you’re like most Security statement can help you care insurance for you and your spouse careful planning, you can effectively
of us, with a finite number of dollars determine the financial trade-offs of is something you want to help pay for manage your retirement assets — and
available to fund your retirement, taking early benefits or postponing things like long-term care in a nursing relax and enjoy the golden years.
Social Security home.
income for a few As an experienced experienced advisor, Heather
years.
Avoid tax mistakes with knows that everyone’s financial picture is
different, and that priorities change depending
Don’t rely retirement distributions on their time horizon, how they accumulated
their wealth, and their long- and short-term
on just one Your sources of income in retirement goals. So Heather helps each of her clients
form of may include Social Security, a develop a strategy tailored to their unique needs
and goals. She is licensed and registered to
income company-sponsored pension plan, conduct business in VA. Based on licenses and
IRA, 401(k) or a profit sharing plan. registrations she holds, she may also conduct
How you access your savings in certain business in MD, NC. She has a BA in
You probably
Russian Studies from Mercyhurst College and is
realize that these various investment vehicles can an active member of the Ocean Front Jaycees.
You nurture the dreams. I’ll nurture the plan. Social Security have a profound affect on how long
A woman’s list of responsibilities never ends. Thankfully, I’m here to is unlikely to your money lasts. The IRS regulates
help. It all begins with our unique Dream > Plan > Track >® approach provide you with how much you can take out of your This column is for informational purposes only. The
to financial planning. Working with you one-to-one, I’ll help you
define your dream, develop your plan and track your progress over enough money retirement accounts each year and you information may not be suitable for every situation
and should not be relied on without the advice of your
time. From estate planning to college savings plans, I’ll design a plan to live on in can incur stiff tax penalties if you do tax, legal and/or financial advisors. Neither Ameriprise
to meet the unique goals of your family. To start a conversation, call
retirement, and not abide by the rules. Talk to your Financial nor its financial advisors provide tax or legal
757-227-5020. advice. Consult with qualified tax and legal advisors
Heather Miller Tokarz, CRPC® that you will tax preparer and financial advisor about your tax and legal situation. This column was
Associate Financial Advisor need additional about required minimum distributions prepared by Ameriprise Financial.
Diversification helps spread risk throughout your
500 Viking Drive, Ste. 101 sources of from your retirement accounts and portfolio, so that investments that do poorly may
Virginia Beach, VA 23452
income to live establish a schedule of withdrawals be balanced by others that do relatively better.
757-227-5020
that satisfies requirements while Diversification is not a guarantee of overall portfolio
heather.j.miller@ampf.com comfortably. profit or protection against loss.
www.ameripriseadvisors.com/heather.j.miller Most retirees preserving principal. At retirement, you
look to a number are generally required to begin taking Financial planning services and investments offered
through Ameriprise Financial Services, Inc., Member
of sources to minimum distributions from qualified FINRA & SIPC.
cobble together retirement plans by April 1 of the year
© 2009 Ameriprise Financial, Inc. All rights reserved.
Ameriprise Financial cannot guarantee future financial results. Financial
planning services and investments available through Ameriprise Financial a retirement after you turn 70½. File # 88672
Services, Inc., Member FINRA and SIPC.
© 2008-2009 Ameriprise Financial, Inc. All rights reserved. income. Even 9/09
though you’re
bad economic news.” The policyholder has contributed $100 annually to maintain the
EPUA rider option, and in year 3 has paid in $25,000—an ideal
use for a cash bonus, or funds received from the sale of an asset.
It’s not news anymore, but it feels fresh in our minds. The credit
How do these rates look to you?
crisis has heavily impacted assets invested in the market. Current 1Policyholders can purchase paid-up additional insurance on the insured’s life, within policy
economic conditions have everyone seeking financial shelter, but limits, over and above the base face amount.
2Example shown is based on a hypothetical policy not available for sale, using Guardian's Whole
where is it safe? Life Paid-Up at Age 99 and averaging male and female values for issue age 40. A full illustration Fitch raised Guardian’s rating in October 2007, stating in part
The uncertainty of downside risk in today’s marketplace can showing both guaranteed and non-guaranteed values must be provided by a Guardian representa-
tive to individuals applying for any Guardian whole life insurance policy. that Guardian demonstrated “improved operating performance
create confusion and hesitation about committing to a sound
and higher than expected capital adequacy.”
financial strategy. But there is one financial asset today that takes
the worry out of opening your statement—whole life insurance. Flexible features built for change
Since life insurance is a long term asset designed to fit your In July, 2008, Standard & Poor’s characterized Guardian as
An uncommonly recognized fact is that whole life insurance is
financial profile during your lifetime, the having “a conservative investment philosophy which has limited
an asset that greatly enhances a financial portfolio. It provides
Enhanced Paid-Up Additions Rider1 on a whole life policy was speculative grade credit risk and no exposure to sub-prime
stability and security, with guaranteed financial protection against
created to dovetail with the policy to mortgages,”and raised the rating from AA (Positive Outlook) to
untimely death plus an efficient way to pass on wealth to your
provide more control. EPUA allows you to: AA+ (Stable Outlook).
heirs. It is a long-term asset, developing cash values, which
can grow to a significant amount over time and can be accessed • Schedule an amount that you wish to pay with your policy
premium each year. A.M. Best raised Guardian’s rating to A++ in November, 2008,
through withdrawals and tax-free loans.1,2,3
• Make unscheduled payments at any time. citing the company’s “superior capitalization,” our ability
• Vary payments and guaranteed cash value growth from year to to “sustain positive earnings trends,” the company’s “well-
The “up” asset in a “down” market year. diversified product portfolio” as well as the focus on “building
There is virtually no other financial asset like whole life insur- • Earn dividends on the additional paid-up insurance purchased. policyholder value.”
ance. Compare some of its features with other financial instru-
ments—the benefits are exceptional:
• Guaranteed death benefit, typically income-tax free to benefi-
Moreover, as values build2, the policy becomes a source of
ready, liquid cash available3. Plus, the EPUA is not a contractual
The Bottom Line: How Do You Feel
ciaries.2
• Guaranteed cash value is not correlated to the market, and is
obligation—just an annual contribution of $100 keeps this option About Your Money?
open. In the event of disability, a Waiver of Premium rider pur- For the wise consumer, a vital component underlying
tax-deferred. chased when the policy was issued would cover scheduled EPUA
• Access to cash available through withdrawals and income tax- every financial strategy should be a solid foundation
payments in addition to the policy’s premium. of life insurance. In fact, income from other assets can
free loans.1,2,3
• Policy can be transferred or pledged as collateral for a loan. easily be used as a funding vehicle for a life insurance
• In the long run, the cash values provide stable returns over time. Why Guardian? policy and its enhancements such as EPUA. These
The Guardian Life Insurance Company of America is one of the
• Self-completing in the case of disability with a Waiver of Pre- synergies are a smart way tocreate, leverage, and retain
mium Rider. 4 oldest and last remaining mutual life insurance companies in
the nation. Founded in 1860, Guardian has paid a dividend to its
wealth for the long term.
1Depending upon the policy chosen, cash value may be available as early as the payment of the
second year's premium. participating life policyholders every year since it has been au-
2Policy benefits are reduced by outstanding loans or loan interest.
thorized to do so, through boon years as well as turbulent times. Generations have come to rely on Guardian and its
3Assumes policy is not a Modified Endowment Contract (MEC).
4Riders may incur additional costs. high quality products for financial growth and protec-
In November 2008, Guardian’s Board of Directors approved a tion.
Leveraging your assets—when more is more record dividend allocation of $723 million to its individual life 1 Riders may incur additional costs.
2 Cash values include dividends. Dividends are not guaranteed. They are declared annually by
Over and above the value provided by your whole life policy, policyholders in 2009, reflecting an increase of $60 million,
Guardian’s Board of Directors.
there is also an optional feature that not everyone has, but it or 9.0%, over the amount allocated in 2008. It also represents 3 Policy benefits are reduced by any outstanding loans and loan interest. In any given year, annual
provides even greater benefits as a portfolio asset. The Enhanced the greatest amount ever earmarked for Guardian policyholder dividends, if any, are affected by policy loans.
Paid-Up Additions Rider (EPUA) allows the purchase of ad- dividends. The Guardian Life Insurance Company of America, New York, NY 10004-4025
Pub 4237 (02/09)
ditional paid-up insurance1 with flexible payment options and at 2008—9678
favorable rates to enhance the policy’s value. Extra dollars can Guardian’s secure capital position and strong results in 2008
work harder here, boosting values at an accelerated pace! have allowed us to increase the dividend interest rate from 7.25%
to 7.30% in 2009. The chart below illustrates Guardian’s steady
dividend performance from 2004–2008.
Money on the sidelines?
Where are you putting your extra cash these days?
Suppose you earned a $25,000 bonus? What can you do with
a one-time cash windfall? Let’s see what happens to a policy’s
values and returns if a policyholder makes a one-time EPUA pay-
ment of approximately $25,000.
Written by
Alexandra Lesmes
Owner
They know they will make their real profits on the ink
they will sell time after time in the future
A stunning menorah can also enhance the holiday celebration. This one is
by artist, Bandhu Scott Dunham.
T
directions. In English, we
here was an interesting article about use right, left, in front,
whether or not our language affects how behind, etc. We only use
we think, in the New York Times a couple geographical terms when
of weeks ago. What their research showed was we’re reading a map or out
that fundamentally all cultures think the same hiking with a compass.
way, but there are many differences in how our
language influences our thoughts. The meanings Yet, an Australian aborigi-
and feelings we attach to words can be much dif- nal language (and many
ferent between languages. others across the globe)
only uses north, south,
For example, in Spanish, everything is either fem- east and west when talking
inine or masculine. When talking about a friend, about location or direc-
they must be described as either “el amigo” (mas- tions. They would say: CD FEATURES: WORKBOOK FEATURES:
culine) or “la amiga” (feminine). “My wallet is in my south- • 400+ job-specific words & phrases • 400+ job-specific words & phrases
• one hour audio CD • listening/quick reference guide for each
ern pocket.” Unless we • custom Spanish music lesson w/ phonetic pronunciations
But in English, if I said I went to the movies with are standing there with our • short & simple phrases • quick & easy activities
• listening/quick reference guide w/ • effective real-life scenarios
my friend, you wouldn’t know if it was a male or trusty compass, we’re go- phonetic pronunciations • easy to follow answer key
female. So, the word in Spanish has a lot more ing to have some trouble • handy quick cards • 100+ pages
* workbooks and CDs can be used together or independently
meaning. Maybe we English-speakers don’t like understanding which one
to “tell all”. he’s talking about. 6715 Atlantic Avenue • Ventnor City, NJ 08406
Tel 866-678-0800 Fax 609-822-8800 • sales@kammsworldwide.com
www.kammsworldwide.com
For instance, bridges (a masculine word in The thoughts just come naturally to us, because Do you attach meanings or feelings to words that
Spanish) were considered “manly” to Spanish- it’s all we’ve ever known. Just as the people who could be completely different to someone else?
speakers and “elegant and slender” to Germans think in a geographical language can’t explain
(a female word in German). It would be interest- how they instantly know which way is north, a Maybe you even have differences in the language
ing to know if these differences have affected the Spanish-speaker can’t explain how they instinc- of your own “family” culture. It’s interesting to
design of bridges around the world. tively know a word is feminine. explore if your language affects how you think.
Another experiment further proved that our lan- It’s difficult to know exactly how significantly Stacey Kammerman is the founder and CEO of KAMMS World Wide. KAMMS is an international
publisher and distributor of job-specific language learning audio and video programs that help
guage can influence how we think about things, these differences affect our decision making, our Spanish and English speakers immediately improve communication at work.
Stacey brings over 10 years of language teaching experience and language acquisition research
by asking participants to give voices to inanimate opinions, misunderstandings with others, etc. But to KAMMS Worldwide. She uses this extensive knowledge and experience to create the most
effective, comprehensive and easy to use language programs on the market. Stacey is committed to
objects in a cartoon. we do know that there are hidden and visible dif- ensuring excellence and accuracy in KAMMS job-specific language programs as well as providing
exceptional customer service.
ferences among languages of which we need to Stacey graduated from The Richard Stockton College of New Jersey earning a degree in Romance
People who spoke “gendered” languages applied be cognizant. Until we know more, the best way Languages and Literatures and Latin American Studies.
E
at PTCI workshops:
ach of us is on a journey toward wholeness that
presents both opportunities and challenges. It is “I have so many insights pouring out that I feel like
a path that requires the development of com- I will keep my journal and pen near me for a week! I
passion, courage and commitment. While this journey also learned/appreciated how, when people are will-
is a solitary one, you are never truly alone. There are ing to reveal their vulnerabilities, it evokes love and
spiritual “way stations” where you will find compas- compassion in all of us. The course provided the best,
sionate mentors, like-minded seekers, and insightful safe environment for people to be able to expose them-
tools to assist you on your journey. selves honestly. I felt a bond with everyone through
the honest sharing of our vulnerabilities.”
The Personal Transformation and Courage Institute
(PTCI) is such a place. Since the year 2000, hundreds “There are always different stages of my awareness,
of people have found life-changing support through even though it seems that the same issues keep pop-
PTCI, a non-profit educational organization founded ping up. I was reminded to love myself, to feel and Upcoming Courses
to help people discover and courageously fulfill their heal my heart, to stay present, to breathe and dance
potentials. The workshop courses—held in Virginia and shake and to forgive myself. It was so helpful to Meaning and Mission in Mid-Life
Beach, Virginia, and other locations—give you a direct have Mark, Mary Elizabeth and John there to guide A Four-week online E-Learning Course
experience of your true self and the courage you need all of us through the individual and group processes.
October 24 – November 21
to take the next step in personal transformation— Such perception and love was given! Thank you from
Something changes about our personal life journey as we enter
physically, mentally, and spiritually. PTCI courses are the bottom of my vulnerable, yet courageous heart!”
designed for individuals and groups who seek to move into the second half of life. As Carl Jung described it, the real
through mental, emotional and physical blocks that “I learned to trust the knowingness that you already work of personal transformation can begin only after the age
stand in the way of the full expression of their gifts have within you. Believe it.” of 40. The initial decades of our lives are about building up
and talents. The courses are not therapy, but instead a strong sense of personal identity. From mid-life onward,
they are a powerful set of exercises and experiences We invite you to learn more about our organization by we are ready to encounter something bigger than ourselves.
designed to awaken a new sense of who you are and visiting us at www.transformationANDcourage.org. Be part of this online learning community – a cohort group of
your purpose in life. Mary Elizabeth Lynch, M.A., J.D., is a co-founder and president of the Personal Trans- like-minded people who are seeking to better understand their
formation and Courage Institute. A graduate of the University of Virginia School of Law,
Mary Elizabeth practiced law and mediated legal disputes for many years. She now uses own soul-purpose for the second half of life.
Based on spiritual philosophies and transformational her legal skills, intuition and insight to help others clarify their highest intentions and
Ideals. This opens the way for people to see themselves and their life situations in new and
psychologies of how we all can change and grow, expanded ways, and helps them move through physical, emotional and mental patterns that
stand in the way of fully expressing their gifts and talents in the world.
Ideals, Intuition and Guidance
November 19-21, Virginia Beach
Intuition is a faculty of the soul and a gift which is available
to each of us. Experience how intuition comes to you and
how you can call upon it to catch a vision of who you really
are. Learn to trust and use your inner guidance and intuitive
wisdom to guide you to inner healing and transformation.
Embracing Silence
www.transformationANDcourage.org. A Contemplative Living Silent Retreat
December 3-5
PTCI, P.O. Box 914, 757-496-2961 Virginia’s Eastern Shore (Cape Charles Area)
Virginia Beach, VA 23451 info@transformationandcourage.org “Being silent means more than just holding your tongue. It
means listening for the softest, most subtle sound of all – the
Why the sea turtle? sound of the Soul.” Tyn Touber
The Institute has chosen a powerful symbol The values that PTCI imparts through its leaders help you see and connect to the way Silence is the bridge between this world and the world beyond.
to represent the values that are inherent in courses mirror the attributes of the sea your Spiritual Ideal and intentions create
our organization and its courses. The sea turtle. Our courses teach that you can be a protective, safe environment from which
It is the bridge between head and heart. Dwelling in silence
turtle is on a constant journey, traveling safe and at home with yourself, which al- you can courageously meet life’s challenges leads to quieting the body and the mind. It encourages you
far distances, and yet it is always at home. lows you to be safe and at home wherever and opportunities. Finally, we stand in to embrace and fully participate in the present moment, and
It lives harmoniously both on land and in life’s currents may take you. PTCI courses support of you as you find your rhythm and
water. The sea turtle is capable of extraor- honor the two worlds in which we are inner wisdom that allows you to move with
it opens the door for you to deeply contact your own truth.
dinary longevity, protected by its shell, and called upon to live - the invisible world the greater currents and rhythms of Life it- This 3-day weekend retreat is for the beginner as well as those
yet agile and free in the ocean. It finds its of intuition, spirit and creative energy, and self, learning how to be true to yourself and familiar with being in silence. Come join us for this journey
own pace and rhythm, moving with the flow the practical world of our physical bodies yet an integral part of the whole tapestry
of the ocean and its natural surroundings. and daily life responsibilities. Our course of Life. of renewal into the peace and harmony of silence.
Interior/entry Interior/exterior
trim
Fire, water, termite
damage rehab Interior/exterior Kitchen cabinet
painting replacement
Carpentry
Drywall and finishing Countertops
Sherry is a member of the International Downtown Association, the After some success, she and her partner sold the studio and Robin
Virginia Downtown Association, Virginia Economic Development began training her clients in the privacy of their own home, eliminating
Association, Peninsula Chamber of Commerce and Hampton Business travel time and costly overhead fees for her and her clients. Today she
Incentives Corporation. helps people from all walks of life become more healthy and fit from
the inside out. She loves helping people succeed at something they
Sherry and her husband Peter live in Yorktown, Virginia. once thought was impossible.
She and her husband AU’s new Scholar She transformed her law practice
in Residence Carlos S. Alvarado, also an into a mediation practice because she
believed people could resolve their
Edinburgh Ph.D., have collaborated on
disputes with the assistance of skilled
research for almost 30 years. Their work professionals.
suggests that we are all interconnected
in meaningful and transformative ways. That led to her current career -helping
people resolve inner conflicts. Mary
At Atlantic University, a unique not-for- Elizabeth believes you can transform
profit online graduate school with a student-centered faculty, the cur- conflict into a creative opportunity for growth only if you are purposely
riculum provides an environment in which students can explore their using your gifts and talents. That way, you are able to meet conflict with
spirituality, seek personal transformation, and learn the skills needed courage, compassion and creativity.
to mentor others on their own spiritual quests. Zingrone finds this
Currently, she divides her time between Virginia Beach and Fairfax where
combination to be a perfect match between science and spirituality.
she is an adjunct faculty member at George Mason University.
She hopes to contribute in a substantial way to Atlantic University’s
future.
Each year the Virginia Air & Space Center $5 per ticket but Downtown trick-or-treating is
free to the public.
observes the spirit of Halloween with fun and
safety in mind. In its 19th year, the Center’s
Annual Halloween Bash offers families a safe
trick-or-treating event in the unique
environment of the museum. At this year’s
event on October 30, from 4 p.m. to 7 p.m.,
little goblins can expect plenty of candy, a
scavenger hunt, creepy make-and-take
activities, spooky feely stations, the skeleton
crew of a ghost plane and a wacky wizard’s
castle. However, what makes this event so
popular is the fantastic costume contest where at the Virginia Air & Space Center
families show off their creativity and compete
for first-rate prizes. In the past, prizes have Saturday, October 30, 2010
included iPods and event tickets to Busch
Gardens. Community partner 106.9 The Fox
4 p.m. to 7 p.m.
will be on-site with their iconic mascot The
!
Fox and on-air talent for everyone to meet. The CU LAR EV ENT
Hampton Sheriff’s Office also joins in on the A S P O O K TA
fun with their Child ID Program. Each child
has the opportunity to receive their very own vasc.org • 727-0900
identification.
Of course, kids aren’t the only ones who can have a little Halloween fun in Hampton. The
Haunting of Hampton offers adults a free night of tricks and treats all wrapped up into one
extraordinary street party. This year on October 30 from 7 p.m. to 12 a.m. the Haunting of
Hampton will feature live entertainment by Slapwater and The Deloreans, adult costume
contests and beverages. For the night owls who stick around, the local restaurants will remain
open with plenty of lively activities.
Habitat for Humanity Peninsula has constructed and sold 117 safe, decent affordable homes for low-income families in
Hampton, James City County, Newport News, and Williamsburg and York County since 1985. Houses are purchased with a
zero-interest, no-profit mortgage paid over 20-30 years. All mortgage payments are recycled in a “fund for humanity” to be
used for construction of other Habitat homes.
Habitat for Humanity Peninsula has officially rolled out its new A Brush With
Kindness (ABWK) program and could use your help in a number of areas, such
as skilled labor and fundraising! ABWK is a home repair program serving low-
income, elderly and disabled homeowners who struggle to maintain the exterior
of their homes. ABWK focuses on exterior services such as painting, minor outside repairs, safety-related improvements like
wheelchair ramps, landscaping, weatherization and outdoor clean-up.
We could use YOUR help with funding for materials and tools, plus volunteer skilled labor (carpenters, landscapers, contractors,
etc.) to lead community volunteers on each project. If you are personally able to fund or supply building materials for a project,
or are part of a business, church or organization that can do so, or if you are skilled in a related trade and would like to be a team
leader, please call ABWK Director Aggie Criner at 757-596-5553 ext 6 or email aggie@helphabitatforhumanity.org.
Applications for ABWK repairs may be downloaded from the Habitat website or picked up at any public library and housing
authority in Hampton, James City County, Newport News, Poquoson, Williamsburg and York County.
Habitat for Humanity Business Offices Habitat ReStore, Your Building Materials Store
809 Main St Ste 105 • Newport News, VA 23605 OPEN TO THE PUBLIC 9am-6pm Tues-Fri & Sat til 5pm
Phone: 757-596-5553 | Fax: 757-591-0455 9614 Warwick Blvd • Newport News, VA 23601
Web: www.HelpHabitatforHumanity.org Phone: 757-246-4955 | Fax: 757-643-4730
Email: info@helphabitatforhumanity.org Email: restore@helphabitatforhumanity.org
Group Tours
CAC offers tours for students, adults
and special interest groups. Our
inquiry-based tours are led by gallery
teachers who create a dialogue on
contemporary art as they seek input
from the tour group. Hands-on art
projects round out the experience. If
you aren't sure what to make of con-
temporary art, book a tour and see
for yourself what an impact it has on
the world.
SHARE food program distributes volunteers and the price of each In fact, for every $1 we spend gathering, sorting and distributing food – we can provide up to $10
worth of
affordable and nutritious food as food package to keep running. healthy, nutritious food for those who need it most. Imagine providing up to $10 worth of food for
But there are always more families in need of food than funds
strengthen families. Whether you Every month SHARE value pack- available. That’s why your support is so important to us! Please,
would like to save money on gro- ages will include approximately 4-6 open your heart and help a hungry neighbor.
Remember, every $1 you donate will put up to $10 worth of food
ceries, volunteer in the community, pounds of frozen meat, staple items in the hands of families in need!
Most Requested Items for Kids Café On line donations can be made by vis-
& Backpack: iting www.nnfoodbank.org and click
on the donate button at the top right of
Apple Sauce/Fruit Cups the Home page.
100% Juice
Pasta Sauce Monetary donations provide the great-
Easy Macaroni Meals est benefit to the hungry families, chil-
Pork ‘N Beans dren and seniors in our community.
757-596-7188
Peanut Butter/Jelly
9912 Hosier Street Ravioli, Beef (Pop Top Lids) Even if you are already committed to
Newport News, VA 23601 Canned Spaghetti-O doing a food drive, consider the option
www.nnfoodbank.org Canned Tuna & Chicken (Kits) of adding a fund drive.
June/J
uly 201
0
A bimo
nthly educ
ational
resource
Rejuvena for the wom
te with Yoga en of Ham
pton, New
Socially port New
Responsib s, Poqu
Jimmy, John
le Varicose oson and
Chris
&
Retail Sales Painless
Veins: Beyond
Hot House Yax Solut
Yoga ions Scrapboo
Page 4 Lyman
Speckheuer Keith Nichol as an Art king
Via Creati Genesis
s, MD Form
va & Genes Vein
Page 21 is MedSp
Pages a Susan Elise
EXCLUSIVITY:
5, 40 Morton
Virginia Beach Woman is annually and control more than about your
Stampin’
Up!
Page 20
Treasure
s
The Peni of
nsula
published bimonthly and 51% of the US wealth? Eliminate your competition business Pa ge 39
medical facilities, grocery stores, The Peninsula Woman is a amongst your competition? bring that cannot be
YMCAs, health and fitness primary resource for the women Distinguish yourself as the communicated through a national
centers, restaurants, book stores of the Virginia Peninsula. Every authority in your field by taking display ad
and businesses. The Peninsula business benefits from hitting its the information you discuss with
Woman is distributed on the target market effectively with each client and make it available Give you a degree of exclusivity
Virginia Peninsula. its promotional dollars. Each to more than 42,000 readers in the within your specialty
article gravitates to the hands comfort of their homes.
Barbara Errickson The syndication of Women’s of responsive readers in the Give you 8 weeks of coverage
Owner/Publisher Journals, my sister newspapers, comfort of their own homes. The References: instead of the typical display ad of
has been around more than 31 Southeastern Virginia Women’s Look inside each issue to see the most other publications
years and currently has more than Newspapers are a direct link to results and responses from other
Welcome to the 371 publications throughout the the women’s market. Explore professionals. Establish yourself
as the source for information in
Position your article by category
United States. The Southeastern the many promotional and
Southeastern Virginia Women’s Newspapers are advertising opportunities offered your specialty in Southeastern
Virginia Women’s publications that women will use to increase your prestige, position Virginia. Join the hundreds of Join the family:
as an educational resource, and and sales to women in Virginia contributors who have heard Become part of the growing
Newspapers! which will have a readership of Beach, Norfolk, Chesapeake “I read your article” as they family of professionals who
2.46 per copy with an average and Portsmouth and Hampton, walk through your door. The educate while promoting. This
lifespan of 6-8 weeks. These Newport News and the Virginia Southeastern Virginia Women’s proven successful combination
Virginia Beach numbers come from the National Peninsula. Newspapers will give you creates community awareness
references from other authors for your business and offers
Woman and The Press Association. The reasons for the from other geographical areas in tremendous growth potential.
Peninsula Woman This above-average readership success of Women’s your same field. What other paper Virginia Beach Woman and The
does that?
are informative and is because our readers refer the Publications are: Peninsula Woman can become
enlightening resources articles to their friends and family We offer you the opportunity What we can do for your direct link to the women’s
who could directly benefit from market.
for the community.
to educate the community in you:
the information. Virginia Beach your field of expertise, we target Connect your website to www.
They offer coverage of Woman and The Peninsula women (who make more than VaBeachWoman.com, and www. Businesses who would
Woman invite our contributors 85% of all buying decisions in this like to target the women
your business, at a low to demonstrate their expertise, country), we target the distribution
ThePeninsulaWoman.com where
readers can read the paper online who live, work and play
advertising rate and understanding and passion for points where we know our paper and access your website from
their businesses by writing in Southeastern Virginia
more importantly, target insightful, objective and thought-
is going to be picked up and read the link on your page. Internet
may reach us by email at
and passed on to friends in the marketing at no additional cost!
marketing to women. provoking articles. community. We are an exclusive Barb@VaBeachWoman.
paper, which offers you the Establish your credibility as an com or call us at 757-292-
What we are NOT. We do not According to statistics, women ability to distinguish yourself as author
make 85% of all consumer and 5904.
print anything political, religious THE source for information in
or controversial and we do not health care decisions. Did you your particular field of expertise, Establish trust with the reader
cover local news. know that women spend spend a setting you apart from the many because you are providing By 2010, women are
trillion dollars other competitors in our area.
December 2008
/ January 2009
information that is valuable to her. expected to control
$13 trillion, or 60% of
Free!
Virginia
Virginia Beach
August/ Free!
Beach Septemb
according to research
gery
Crystalens Survision cational
educational
A bimonthly
your
Coachinstg trend resource
for the wo peake and Portsm
outh
IRA? Can correct The newe What is lk, Chesa
IRA or Rothfor you? men of ia Beach, Norfo
tian, PhD Virginia women of Virgin
tt, MD
Samuel N. Garre Center
Sylvia J. Chris
man Coaching Reiki? Beach, tional resource for the Refractive Eye
Which is right Woman2Wo Crystal Norfolk, A bimonthly educa
Small Business
h Eye Page 7
Stress Redu
Chesapea
Virginia Beac Surgery
ction,
Relaxatio
Person ke and
Accounting Software
-Tokarz Jewelry
Conciergale What is Socially
Heather J. Miller Page 5
n, Healing
Portsmout
Cristina
h
conducted by Business
Responsible Investing?
Bliss
Ameriprise Design You MD A bimonthly
Services Natalia Kramarevsky,
Reiki Mast
Page 11
er educational
Own Kitc r
Marilyn Born resource for
Page 6
Touchsto trager Lynn Ailsworth and Software Center
Virginia Beach Eye the women of
ne Crystal
Tyra Chiso
hen! Ailsworth Accounting Page 5 Hampton, Newp
Financial Destin lm Heather Miller Tokarz Page 11 What is Hunger ort News and
Page 19 Tyra
Just Desig Raymond l, Inc
Solutions the Virginia
ations ns, Kitch Ameriprise Financia Action Month? Makeovers Peninsula
Page 14 en Pages 12, 13 Many Ways to
and Bath
Without Surgery
Page 17
Loretta Jones-K
nauth Get Involved! Nutritional
Southeastern Virginia
Women’s Newspapers
r
Team Survivo
Virginia Beach Dr. Debra Lee will help you attract
ages 18 and 19
7 Page
......................P
Womick Podia
Women in Profi
le.....
please take one
Women in
Pro
try Clinic
Page 5 some of that spending.
file Women in Profile Pages 18, 19
Complimentary,
to education VBW - A Pages 20,2 Women in Profile
tion dedicated publication
VBW - A pub
lica dedicated to
education
1 take one
Complimentary, please TPW - A publica Pages 22, 23
n dedicated to education
Compliment tion dedicated to
ary, please
take one VBW - A publicatio education Complimentary,
please take one
www.ThePeninsulaWoman.com