ABSTRACT

An investment is an asset or item that is purchased with the hope

that it will generate income or appreciate in the future. In an economic
sense, an investment is the purchase of goods that are not consumed today
but are used in the future to create wealth. In finance, an investment is a
monetary asset purchased with the idea that the asset will provide income
in the future or appreciate and be sold at a higher price.

Investment refers to the commitment of funds at present, in

anticipation of some positive rate of return in future. Today the spectrum of
investment is indeed wide. An investment is confronted with array of
investment avenues like Equity share, Mutual fund, Public Provident Fund,
Bank Deposits/ FD, Gold/Silver, Insurance, Real Estate, National Pension
scheme. Among all investment, investment in banks deposits, Public
Provident fund are safest and most preferred by individuals and in equity
proportionately are most profitable. India economies doing indeed well in
recent years.