Basappa Bomraddi S-O Siddappa

1
. FOR CANARA BANK BRANCH KEMBHAVI

TQ., SHORAPUR.
1. Name and Address of the Advocate : Smt,Umadevi Patil B.A. LL. B,

Advocate, Court Road, Shorapur.
2. Name and Address of the Applicant : Sri,Basappa S/o Siddappa Bomraddi

R/o Yalagi Tq.,Shorapur.
2
Smt, Umadevi. Patil

 9739163215
ADVOCATE Court Road,
SHORAPUR –585 224.
Dist: Yadgir. Karnataka.
Ref. No. Date:-26-07-2018
To ,
The Manager
Canara Bank Branch Kembhavi
Tq.Shorapur.
Dear Sir,
Sub: Scrutiny documents of Sri,Basappa S/o Siddappa Bomraddi.
=@ = @ =@ = @ = @ = @ =
As per your instruction and the request of the party I have made scrutiny of the
documents sent by you and I have given my opinion regarding the competency of
Sri,Basappa S/o Siddappa Bomraddi R/o Yalagi to execute a valid SIMPLE
REGISTERED MORTGAGE in favor of your Bank in respect of the proposed property
the agriculture land bearing Sy.No. 155/D admeasuring 07 acres 20 guntas with land
revenue assessment of Rs.10-40Ps situated at village Yalagi Tq.,Shorapur.
I am herewith returning all the documents sent by you, please acknowledge the
receipt of the same.
Thanking you Sir Your`s faithfully

3
SCRUTINY REPORT
APPENDIX-1.
To, Date: 27-08-2018.
The Manager
Canara Bank Branch Kembhavi
Tq.Shorapur.
Dear Sir,
Sub:- Title report on property of Sri,Basappa S/o Siddappa Bomraddi.
Ref : -Nil-
Name of the Branch : Canara Bank Branch Kembhavi.
Name of the unit: person/unit : Sri,Basappa S/o Siddappa

Bomraddi
Offering the scrutiny R/o Yalagi Tq.,Shorapur.
Constitution of the unit. : Individual.
I. DESCRIPTION OF DOCUMENTS SCRUTINISED

I, have Verified the following documents received from your branch.
Sl. Date Description of documents. Original

No /Copy
1 Boundaries certificate Certified Copy
2 25-08-2018 ROR of land Sy.No.155/D for the year 2001-02 Computer Copy
3 25-08-2018 ROR of land Sy.No.155/D for the year 2002-03 ,,
20 13-08-2018 Land holding certificate Original Copy
21 09-08-2018 No Dues Certificate from Tahsil Office Original Copy
22 09-08-2018 No Tenancy Certificate from Tahsil Office Original Copy
23 04-08-2018 No dues certificate endorsement from Original Copy
4
03-08-2018 SBI Br.,Kembhavi,PKGB Bank Br.,Kembhavi,

03-08-2018 Karnataka Bank Ltd Br., Kembhavi, VSSN
09-08-2018 Bank Br Yalagi, SBI Br..(Main) Shorapur, PLDB
14-08-2018 Bank Shorapur.
24 10-08-2018 E.C. For a period of 13 years from Computer
01-04-2006 to 08-08-2018 issued by SRO Copy
Shorapur vide certificate No.1733/2018-19.
25 26-07-2018 Affidavit Original Copy
DESCRIPTION OF THE PROPERTY TO BE MORTGAGED
The agriculture land bearing Sy.No. 155/D, admeasuring 07 acres 20 guntas with
land revenue assessment of Rs.10-40Ps situated at village Yalagi Tq.,Shorapur.
Boundaries:-
East :- Road
West :- Basavaraja
North :- Basappa
South :-
TRACING OF TITTLE OF PARTIES FOR THE LAST 17 YEARS
The documents sent by the Manager Canara Bank Branch Kembhavi

Tq.Shorapur have been scrutinized by me to trace out the title of Sri, Basappa
S/o Siddappa Bomraddi R/o Yalagi Tq.Shorapur over the agricultural land.
1. Pahani Patrikas :-
The entries in these documents go to show that since the year 2001-02 to till date
the intending borrower Sri,Basappa S/o Siddappa Bomraddi is the owner and
possessor of the land bearing Sy.No.155/D, admeasuring 07 acres 20 guntas
situated at village Yalagi Tq.,Shorapur. Since then the mutation to till date
Sri,Basappa is in continuous possession and enjoyment of the said land as its
owner and possessor. Further the entries go to show that Sri,Basappa has
perfected her title upon the said land by being in possession of it for more than
17 years continuously. The entries in column No. 10 of the pahani patriks go to
show that the land is ancestral properties as it has been mentioned as ‘Pattedar’
in that column.
2. Lavani Patrikas:-
This document goes to show that Sri,Basappa S/o Siddappa Bomraddi is the
present absolute owner and possessor of the land bearing Sy.No. 155/D,
admeasuring 07 acres 20 guntas with land revenue assessment of Rs.10-40Ps
situated at village Yalagi Tq.,Shorapur.
3. No Due Certificate & No dues endorsement various Banks:-
The no dues certificate issued by the Tahsildhar Shorapur goes to shows that
there are no land revenue arrears is pending or any government dues in respect
of the lands Sy, No. 155/D, situated at village Yalagi Tq.Shorapur.
The no dues certificate endorsement from No dues certificate endorsement from

SBI Br.,Kembhavi, PKGB Bank Br.,Kembhavi, Karnataka Bank Ltd Br.,
Kembhavi, VSSN Bank Br Yalagi, SBI Br..(Main) Shorapur, PLDB Bank Shorapur.
5
goes to shows that Sri,Basappa has not taken any loans from the said banks by
mortgaging the said land and there no dues with these banks in his name
4. No Tenancy Certificate:-
The no tenancy certificate issued by the Tahsildar Shorapur goes to show that
the land Sy, No. 155/D, situated at village Yalagi Tq.Shorapur is not tenanted
land and nobody has filed form No. 7 claiming occupancy rights over the said
land.
5. Encumbrance Certificate:-
The encumbrance Certificate No. 1733/18-19 dated 10-08-2018 for a period from
01-04-2006 to 08-08-2018 issued by the Sub Register Office Shorapur goes to show
that no transaction has taken place in respect of the land bearing Sy.No. 155/D, to
the extent of 07-20 guntas situated at village Yalagi Tq.,Shorapur. It also goes to
show that Sri,Basappa has not mortgaged the said land with any Bank OR
financial institution. It further goes to show that the said land is free from all
kinds of encumbrances.
6. Evidence of possession, finding on Documents regarding Possession:
From the contents of the mutation register and the entries in the pahani patriks it
appears that Sri,Basappa is in continuous possession and enjoyment of the said
land from the date of mutation in his name.
7. Certificate of Title:-
a) Whether the party has an absolute, clear and marketable title over the
property?
b) Whether the party can execute a valid simple/equitable mortgage deed in

favor of the bank?
****************************************************************************************
In view of discussions made in the above pares and after perusal of the earlier
mentioned documents I am of the opinion that Sri,Basappa S/o Siddappa
Bomraddi has got absolute, clear and marketable title over the land bearing
Sy.No. 155/D, admeasuring 07 acres 20 guntas situated at village Yalagi
Tq.,Shorapur. He is competent to execute a valid simple registered mortgage in
favour of the bank. The simple mortgage is to be created by the execution of a
registered mortgage deed.
The, Pahani Patrikas, encumbrance certificate and all other documents

shown in the table box may be deposited with the bank for creating simple
registered mortgage infevour of the Bank.
Date:- 27-08-2018.
6
APPENDIX – 2
The Advocate who scrutinizes the documents intended to be given, as security

will have to specifically give a certificate as follows:
I have gone through the original title deed intended to be deposited relating
to the property and offered as security by way of Simple/Equitable mortgage
and that the said documents of title referred to above are evidence of the title and
that if the said documents of title are deposited for Simple/Equitable mortgage
and further:
1. There are no charges whatsoever as could be seen from the certificates

issued by the sub Registrar and the Tahsildar Shorapur.
2. There are prior Mortgage/Charges to the extent
-------------Which are liable to be cleared OR satisfied by complying it in the

following:
3. There are no claims from minor/s and his/their interest in the

property/ies is to the extent of --------(specify the share of minor/s)
-------NIL -----
4. The undivided share of the minor/s ----------(specify the share of minor/s)
-------NIL -----
5. The property/ies are subject to the payment of ---------(specify the liability

that is fastened or could be fastened on the property/ies)
6. The mortgage if coasted will be available to the bank for the liability of the
intending borrower Sri,Basappa.
7. I further certify that Sri,Basappa has got valid and marketable title in the
properties shown above. And he can Create SIMPLE registered mortgage
in favor of CANARA BANK BRANCH Kembhavi.
Date:- 26-07-2018.
7
CHECK LIST
Appendix-III
1.Name of the bank /branch which : Canara Bank Branch Kembhavi

sought the opinion. Tq.,Shorapur.
2.Name&address of the Advocate : Smt, Umadevi Patil

Advocate, Shorapur.
3.Name&address of the loan applicant : Sri,Basappa S/o Siddappa Bomraddi

4.Name&address of the person who : Sri,Basappa S/o Siddappa Bomraddi

is the present owner of the property R/o Yalagi Tq.,Shorapur.
5.if loan applicant is different from : Not Applicable.

the present owner and the property is
arranged to be given as security
by the owner/loan applicant.
6.Description of property (give full : The land Sy.No. 155/D, to

the
details like survey number, extent , of 07-20 guntas with L/R of
name of village etc and if it is a Rs,10-40Ps situated at
building give house number etc village Yalagi Tq.,Shorapur.
7.what are the documents perused to : As per description

of documents verify title? List them Shown in Appendix 1
separately and chronologically.
8.Whether they are originals , Xerox : As per description of

documents copies, true copies state Shown in Appendix 1.
with reference to each document.
9.What is the nature of title of the

owner i.e., tenancy rights, full owner,
occupancy rights, possessor right OR
any other type of right? IF the title is : Full Ownership
less than full ownership i.e., tenancy
right etc whether consent of the land
lord OR any other person required ?
is it obtained OR not ?
10.Trace briefly history of property

as can be made out from the listed : No
documents. Is the title contained by
any possible claim of minors etc.
8
11.Whether the latest deed and : The said land is ancestral

immediately previous title deeds property of the intending
are available in original ? IF not borrower.
give reasons.
12. Whether building/land revenue : Yes the land revenue tax

OR tax has been paid upto date? is paid upto date.
If not payable state reasons.
13. Whether any dues recoverable : No due recoverable.

as arrears of land revenue are The no dues certificate
outstanding ? No due certificate issued by the Tahsildar
from revenue department should Shorapur.
14. Whether sales tax / income tax

arrears subsists ? Is mortgagor a : -No-
sales tax / income tax assesses.
15. Whether the land is affected by

any revenue and tenancy legislation ? : -No-
if so how and to what extent and
the remedies if any.
16. Whether the land has been converted

under the land revenue law ? if not : -No-
required give reasons.
17. Whether urban land ceiling and

regulation act affects title ? If so : -No-
in what manner.
18. Is there any other special

encumbrance, which is applicable : -No-
to the property and affecting title ?
19. Whether the proposed mortgage

by deposit of title deeds is possible ? : No since the property is ancestral
If so what are the documents to be and inherited from ancestors only
Deposited and at which place ? If simple mortgage by registration
Deposit is not possible can there be is possible.
Simple mortgage OR any other mode
Of mortgage possible ?
20. What is the resultant of perusal : There are no encumbrances OR

of the encumbrance certificate (or charges upon the said land.
such report) on the title to property ?
9
21. Any other special aspects relating

to the quality of title to the property : -Does not arise.-
under consideration
22. Do you rule out the possibility

of any subsisting equitable : There is no subsisting equitable
mortgage on the property ? Is mortgage.
the immediate previous title deed
available if not why you rule out
Subsistence of equitable mortgage ?
23. Do you certify that title is

clear and marketable title free of
encumbrances, claim of minors :The title is clear and marketable
and previous OR special enactment and free from encumbrances . No
like urban land (C and D ) act and other liability can be made out
Tenancy laws and attachment order from the documents furnished.
And court litigation affecting title ?
If the certificate is qualified such
Qualification is to be specified .
24. Whether the owner is in khas :Yes owner is in khas possession

possession of the property in of the said land. This aspect is
question and on what basis do you disclosed by the entries in ROR
certify this aspect ? and the mutation register.
25. If the owner is a company,

partnership firm, trust, temple,
WAKF OR other legal person : -No-
How title is affected by its rules
OR by bylaws, by trust act WAKF
Act etc specify ?
26. If property to be mortgaged is

a flat / apartment in residential OR
commercial complex. How far : Agriculture land.
independent title is ensured and
how the enjoyment of common
area and facilities are ensured to
the flat owner ? What is the nature
of the document of title ?
27. Whether the certificate as per

appendix No. 3 is issued by the : Yes enclosed.
advocate who scrutinized the docs.
Date-27-08-2018
10
SEARCH CUM INVESTIGATION REPORT
Name of the Bank :- Canara Bank

Name of the Branch :- Canara Bank Branch Kembhavi Tq.,Shorapur.
Name of the Intending Mortgagor :- Sri,Basappa S/o Siddappa Bomraddi R/o Yalagi Tq.,Shorapur.
Period of Search :- 01-04-2006 to 08-08-2018
PARTICULARS OF THE DOCUMENTS UNDER SEARCH.
Description of Date of Off. Where Date of

Claimant Book No. Vol. Page Nos.
the Property Document Number Execution Registered Registration.
Since there are no documents have registered in the above stipulated period.
Place : Shorapur.
Date : 27-08-2018.
11
GENERAL SEARCH BASED ON ENCUMBRANCE CERTIFICATE
Certificate Issuing Office Period of Search Description of the Document Date of Nature of Name of the Parties Vol Pages
Number Property Number Execution Document Executants – No.
Claimant
1733/2018-19 SRO Shorapur 01-04-2004 The land Sy No. 155/D, to the extent of 07 acres 20 guntas
to 08-08-2018 situated at village Yalagi Tq.,Shorapur.
Since there are no documents have registered in the above stipulated period.
My verification / search on 09-08-2018 at the Sub Register Office Shorapur reveal that the above document was registered with the said Sub Register. I confirm
that the denomination of stamp papers and the numbers thereon, registration endorsements and particulars etc., are tallied with the records maintained at the Sub
Register Office concerned and no encumbrances on the property that would adversely affect the Bank are found.
I confirm and certify that the above information is true and correct as per records maintained at the above offices.
Place : Shorapur.
Date : 27-08-2018
12
AFFIDAVIT
I Sri,Basappa S/o Siddappa Bomraddi Age major Occupation Agriculture

R/o Yalagi Tq,Shorapur solemnly affirm and state oath as under:-
1. That at my request the Canara Bank Branch Kembhavi Tq.Shorapur agreed

to sanction credit facilities in the form agriculture crop loan to me.
2. That I have offered the properties fully described in the schedule annexed
hereto situated at village Yalagi Tq., Shorapur as security for the aforesaid
loan facilities.
3. That I am owner of the property with possession and I have absolute rights
and powers for mortgaging the property.
4. That the property belongs to our joint family and I have offered the property
as scrutiny to the bank with the consent of all Co-partners in my family. I
have been authorized by the other co-Partners/Joint owners/Joint family
members to create the mortgage in favour of the bank.
5. That the Bank has agreed to sanction credit facilities to me on my

confirmation to give said property as security.
6. That the property is free from all encumbrances, charges etc., and there are no
dues payable to any statutory authorities or other in respect of this property.
No taxes or levies or fees are payable to any Municipal or other statutory
authorities in respect of this property.
7. That the property is not the subject matter of any agreement of sale or other
agreements or attachment or injunction from any court of statutory
authorities.
8. That there is no litigation pending in respect of this property.
9. That No interest in favour of any third party is created in respect of the

property.
10. That no land acquisition proceedings are initiated by any authority, either
judicial or statutory in respect of this property. No tenancy rights have been
created on this property.
13
11. That I have complied with all the requirements including the requirements
under the Urban Land Ceiling Act for creating mortgage in favour of the
Bank.
12. That after creating the mortgage in favour of the Bank, I shall not create any
further encumbrances or charges of whatsoever nature on the property. The
property shall be held by me and no interest of whatsoever nature shall be
created in the property in favour of any third party until the Bank’s charge is
discharged.nbn b
13. That I have offered the mortgage of this property in favour of the Bank after
convincing the Bank that the property is free from all encumbrances, and I
have full authority and right to create this mortgage to secure the credit
facilities and I have complied with all legal formalities. I am fully aware that
I am responsible for all civil and criminal consequences in case of miss
representation to the bank.
SEHEDULE
[Full Details of property]
The agriculture land bearing Sy.No. 155/D, admeasuring 07 acres 20 guntas with
land revenue assessment of Rs.10-40Ps situated at village Yalagi Tq.,Shorapur.
Place:-Shorapur. DEPONENT
Date: - 27-08-2018
Sri,Basappa S/o Siddappa Bomraddi
VERIFICATION.
I, Sri,Basappa S/o Siddappa Bomraddi the above named deponent do hereby

verify that the contents of this affidavit from paras 1 to 13 are true and correct to
the best of my knowledge and belief. Nothing material in respect of the
properties has been concealed.
Place:-Shorapur. DEPONENT
Date: - 27-08-2018
Sri,Basappa S/o Siddappa Bomraddi

Basappa Bomraddi S-O Siddappa

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1

. FOR CANARA BANK BRANCH KEMBHAVI

1. Name and Address of the Advocate : Smt,Umadevi Patil B.A. LL. B,

2. Name and Address of the Applicant : Sri,Basappa S/o Siddappa Bomraddi

Smt, Umadevi. Patil

Ref. No. Date:-26-07-2018

Sub: Scrutiny documents of Sri,Basappa S/o Siddappa Bomraddi.

Thanking you Sir Your`s faithfully

Sub:- Title report on property of Sri,Basappa S/o Siddappa Bomraddi.

Name of the Branch : Canara Bank Branch Kembhavi.

Name of the unit: person/unit : Sri,Basappa S/o Siddappa

Constitution of the unit. : Individual.

I. DESCRIPTION OF DOCUMENTS SCRUTINISED

Sl. Date Description of documents. Original

03-08-2018 SBI Br.,Kembhavi,PKGB Bank Br.,Kembhavi,

DESCRIPTION OF THE PROPERTY TO BE MORTGAGED

TRACING OF TITTLE OF PARTIES FOR THE LAST 17 YEARS

The documents sent by the Manager Canara Bank Branch Kembhavi

3. No Due Certificate & No dues endorsement various Banks:-

The no dues certificate endorsement from No dues certificate endorsement from

6. Evidence of possession, finding on Documents regarding Possession:

b) Whether the party can execute a valid simple/equitable mortgage deed in

The, Pahani Patrikas, encumbrance certificate and all other documents

The Advocate who scrutinizes the documents intended to be given, as security

1. There are no charges whatsoever as could be seen from the certificates

2. There are prior Mortgage/Charges to the extent

-------------Which are liable to be cleared OR satisfied by complying it in the

3. There are no claims from minor/s and his/their interest in the

4. The undivided share of the minor/s ----------(specify the share of minor/s)

5. The property/ies are subject to the payment of ---------(specify the liability

1.Name of the bank /branch which : Canara Bank Branch Kembhavi

2.Name&address of the Advocate : Smt, Umadevi Patil

3.Name&address of the loan applicant : Sri,Basappa S/o Siddappa Bomraddi

4.Name&address of the person who : Sri,Basappa S/o Siddappa Bomraddi

5.if loan applicant is different from : Not Applicable.

6.Description of property (give full : The land Sy.No. 155/D, to

7.what are the documents perused to : As per description

8.Whether they are originals , Xerox : As per description of

9.What is the nature of title of the

10.Trace briefly history of property

11.Whether the latest deed and : The said land is ancestral

12. Whether building/land revenue : Yes the land revenue tax

13. Whether any dues recoverable : No due recoverable.

14. Whether sales tax / income tax

15. Whether the land is affected by

16. Whether the land has been converted

17. Whether urban land ceiling and

18. Is there any other special

19. Whether the proposed mortgage

20. What is the resultant of perusal : There are no encumbrances OR

21. Any other special aspects relating

22. Do you rule out the possibility

23. Do you certify that title is

24. Whether the owner is in khas :Yes owner is in khas possession

25. If the owner is a company,

26. If property to be mortgaged is

27. Whether the certificate as per

SEARCH CUM INVESTIGATION REPORT

Name of the Bank :- Canara Bank

PARTICULARS OF THE DOCUMENTS UNDER SEARCH.

Description of Date of Off. Where Date of

GENERAL SEARCH BASED ON ENCUMBRANCE CERTIFICATE

I Sri,Basappa S/o Siddappa Bomraddi Age major Occupation Agriculture