KNOW ALL MEN BY THESE PRESENTS:

That at the Special Meeting of the Board of Directors of

CHAMBER LENDING CORPORATION (CHALECO) held on
__________________________ at Unit 112 G/F Jemco Building, P. Bernal
Street corner C. Raymundo Avenue, Rosario, Pasig City, Metro Manila,
the following Board Resolution was passed and unanimously approved
by all the Directors present:

BOARD RESOLUTION

“RESOLVE, as it is hereby resolved to appoint,

authorize and direct MARK ANTHONY I. LIBANTE, as the
Corporation’s Duly Authorized Representative in the
Philippines to sue and / or file Criminal Case for Violation
of B.P. Blg. 22 in the Philippines against MICHELLE
ANGELES TORRES

To represent, appear, testify for and in behalf of

CHAMBER LENDING CORPORATION (CHALECO), in the
hearing, mediation and/or trial of the said Criminal Case
before the proper Court of the Philippines against the
above-named person.

IN WITNESS WHEREOF, the Directors present at the Special

Meeting of the Board of Directors of CHAMBER LENDING
CORPORATION hereto affix their signatures __________ this day of
___________________2019 at Pasig City, Philippines.

RENATO R. ERMITA ATTY. FERDINAND M. SACMAR

 President / Chairman       Corporate Secretary
________ID No_________ ________ID No_________
Issued on  ___________ Issued on  ___________
At ____________________ At ____________________

      MICHELLE E. ACERO     
                        Treasurer                                                   
________ID No_________
Issued on  ___________
At ____________________
Board Resolution . . . . Page 2

          JOSE IGNACIO A. CARLOS
Director
________ID No_________
Issued on  ___________
At ____________________
ROMEO O. MARTIN
Director
________ID No_________
Issued on  ___________
At ____________________

RENATO R. UBAY RODOLFO R. USON

Director Director
________ID No_________ ________ID No_________
Issued on  ___________ Issued on  ___________
At ____________________ At ____________________

HENRY DEE ROSE CECILLE L. BAUTISTA

Director Director

LYDIA G. TAYENCGCO PERPETUA F. MANALO

Director Director
________ID No_________ ________ID No_________
Issued on  ___________ Issued on  ___________
At ____________________ At ____________________

CERTIFIED TRUE COPY

ATTY. FERDINAND M. SACMAR

(Corporate Secretary)

SUBSCRIBED AND SWORN to before me this ___ day of

__________in__________, Philippines, affiants exhibiting to me their
valid IDs / competent evidence of identities as indicated above.

NOTARY PUBLIC
Doc. No. _____;
Page No. _____;
Book No _____;
Series of 2019 .