You are on page 1of 141

SIMULADOR HIPOTECARIO

DATOS VALOR UF DEL DIA 21,357.00


NOMBRE CLIENTE Rene Navarro Maliqueo FECHA NACIMIENTO 3/15/1986 RUT 16,315,064-6

TIPO OPERACION HIPOTECARIO VIVIENDA 92162085


VALOR PROPIEDAD 1,350 TIPO PROPIEDAD CASA
CREDITO SOLICITADO 1,215 ESTADO PROPIEDAD NUEVA
COMP FINES GRALES. DFL-2 DFL-2
TOTAL A FINANCIAR 1,215 UBICACIÓN PROPIEDAD REGIONES
CAPITALIZA GASTOS NO MES FIRMA ESCRITURA Octubre
% FINANCIAMIENTO 90.00% VALOR ASEGURABLE 1,012.50
REPROGRAMACION EXTERNA REQUISITOS DE ASEGURABILIDAD Los requisitos señalados por la PU son correctos
ASEGURADOS DESG. 1
ASEGURADOS CESA 1

PRODUCTO
TIPO DE CREDITO CREDITO HIPOTECARIO TASA VARIABLE 1 AÑO FIJO
TASA FIJA PRIMER AÑO 5.00 SEGURO CESANTIA CON SEGURO CESANTIA
SPREAD MES DE NO PAGO NINGUNO
PLAZO SOLICITADO 360 MESES MESES DE GRACIA 1 (1er dividendo Diciembre)
CARENCIA DE CAPITAL:
DIV.ALTERNATIVO 1
DIV.ALTERNATIVO 2

Prima especial seguro incendio - sismo: 1.75


DESARROLLO

Total a Financiar
DETALLE DE DIVIDENDOS A PARTIR DEL SEGUNDO AÑO DIVIDENDO 1ER AÑO
Plazo
Tipo Dividendo Plazo Años Tasa Anual Div. Neto Seg.Inc Sismo Seg. Desg. Seg. Cesantia Dividendo UF Dividendos $ Monto UF Monto $
Meses

ALT. 1 240 20.00 5.00 8.02 0.15 0.38 0.22 8.76 $187,186 8.76 $187,186
ALT. 2 300 25.00 5.00 7.10 0.15 0.38 0.22 7.85 $167,629 7.85 $167,629
PACTADO 360 30.00 5.00 6.52 0.15 0.38 0.22 7.27 $155,182 7.27 $155,182

DIVIDENDO PROCEDURAL A INGRESAR COMO CARGA FINANCIERA EN PU: 15,942

GASTOS OPERACIONALES

1.- Conservador de Bienes Raíces


Compraventa UF 2.03
Primera Hipoteca UF 1.82
Segunda Hipoteca UF -
Inscripción de Prohibición UF 0.34
Certificado de Gravámenes y prohibiciones UF 0.46
Timbres de escrituras UF 1.69
Alzamiento UF 0.84
Copias (3) UF 0.97

TOTAL CBR UF 10.56 $ 225,530


2.- Escrituración, Tasación y Estudio de Títulos UF 4.00 $ 85,428
3.- Gastos Notariales UF 4.00 $ 85,428
4.- Impuesto Ley de timbres y estampillas UF 13.88 $ 296,435
5.- Primer Dividendo UF - $ -

TOTAL A PROVISIONAR UF 32.44 $ 692,821


SIMULADOR HIPOTECARIO
11/4/2010
Sr.(a) Rene Navarro Maliqueo

CREDITO HIPOTECARIO TASA VARIABLE 1 AÑO FIJO


HIPOTECARIO VIVIENDA

DATOS DE LA OPERACION Valor UF 21,357.00 PARTICIPES ASEGURADOS


VALOR PROPIEDAD 1,350.00 TIPO PROPIEDAD CASA DESGRAVAMEN 1
CREDITO SOLICITADO 1,215.00 ESTADO PROPIEDAD NUEVA CESANTIA 1
COMP FINES GRALES. - DFL-2 DFL-2
TOTAL A FINANCIAR 1,215.00 UBICACIÓN PROPIEDAD REGIONES
CAPITALIZA GASTOS NO MES FIRMA ESCRITURA Octubre
% FINANCIAMIENTO 90.00% VALOR ASEGURABLE 1,012.50

DATOS DEL PRODUCTO


TASA FIJA PRIMER AÑO 5.00 SEGURO CESANTIA CON SEGURO CESANTIA
SPREAD - MES DE NO PAGO NINGUNO
PLAZO SOLICITADO 360 MESES DE GRACIA 1 (1er dividendo Diciembre)
CARENCIA DE CAPITAL: -
DIV.ALTERNATIVO 1 - DIV.ALTERNATIVO 2 -

DETALLE

DETALLE DE DIVIDENDOS A PARTIR DEL SEGUNDO AÑO DIVIDENDO 1ER AÑO

Tipo Dividendo Plazo Meses Plazo Años Tasa Anual Div. Neto Seg.Inc Sismo Seg. Desg. Seg. Cesantia Dividendo UF Dividendos $ Monto UF Monto $

ALT. 1 240 20.00 5.00 8.02 0.15 0.38 0.22 8.76 $187,186 8.76 $187,186
ALT. 2 300 25.00 5.00 7.10 0.15 0.38 0.22 7.85 $167,629 7.85 $167,629
PACTADO 360 30.00 5.00 6.52 0.15 0.38 0.22 7.27 $155,182 7.27 $155,182

GASTOS OPERACIONALES
UF $
1.- Conservador de Bienes Raíces 10.56 225,530
2.- Escrituración, Tasación y Estudio de Títulos 4.00 85,428
3.- Gastos Notariales 4.00 85,428
4.- Impuesto Ley de timbres y estampillas 13.88 296,435
5.- Primer Dividendo - -

TOTAL A PROVISIONAR 32.44 692,821

En el pago del primer dividendo, se incluirá el costo de los seguros correspondientes a los días trascurridos entre el día de firma de escritura y el
primer día del mes siguiente. El valor del primer dividendo en esta simulación no contempla este costo.

Los datos entregados en la presente simulación son una aproximación informativa, pudiendo tener variación al momento que se firme la escritura.
La tasa de interés de la presente simulación, es referencial y corresponde a la vigente a esta fecha, la cual eventualmente podría variar de acuerdo a las
condiciones de mercado. La tasa de interés del crédito será la indicada en la escritura de mutuo.
Para acceder al seguro de desgravamen, el cliente no puede tener mas de 72 años de edad y el plazo del crédito, sumado a la edad del cliente, no puede
exceder de 80 años. Esta simulación considera la tasa mínima de seguro de desgravamen.
En las operaciones con letras hipotecarias se debe tener presente lo siguiente:
El banco por cuenta del comprador o vendedor, según corresponda, pondrá a la venta las letras en la Bolsa de Comercio, pudiendo adquirirlas para si en el
precio de mercado. El plazo estimado para la venta de las letras es de 5 días hábiles.
No es política del Banco garantizar el precio de compra. Las diferencias que se produzcan respecto del valor par, serán de cargo o beneficio del comprador o
vendedor según acuerdo de las partes.
(*) El impuesto al Mutuo para vivienda es de 1.5% sobre el monto del préstamo, que se rebaja al 0.75% en caso de compraventa de vivienda nueva acogida al
DFL2, dentro de 2 años desde su recepción municipal. Para Fines Generales este impuesto es de 1,5%
Las reprogramaciones de préstamos se encuentran exentas del pago de Impuesto al Mutuo
Conservador de Bienes Raíces es un valor referencial, y se rige por su arancel.
El valor asegurable de la propiedad es sólo estimativa, pudiendo cambiar al momento de realizar la tasación.

EJECUTIVO DE CUENTAS: #REF! TELEFONO: #REF!


SUCURSAL: #REF! CORREO: #REF!

Banco Bilbao Vizcaya Argentaria, Chile adelante.


Infórmese sobre la garantía estatal de los depósitos en su banco o en www.sbif.cl.
MANTENCION SEGUROS

1.- PRIMAS DE SEGURO

SEGURO DE INCENDIO - SISMO


VALOR ASEGURABLE > UF 5.000 0 0
VALOR ASEGURABLE < UF 5.000 0
0

SEGURO DESGRAVAMEN LETRAS Y MHE


LETRAS - MHE 0.000310

SEGURO CESANTIA 0

SEGURO DE DESGRAVAMEN HIPOTECON


PLAZO: 360
CARENCIA NO
FINCTO. 90.00%
SEGURO 0.0003100 3.72

SEG SIN CARENCIA 0


SEG CON CARENCIA Y FIN >90% 0
SEG CON CARENCIA Y FIN <=90% 0 3.720000
3
MANTENCION DE POLIZAS
PLAZOMESES PLAZO AÑOS PRIMA SIN CARENCIA
1 0.08 0.000250
2 0.17 0.000250
3 0.25 0.000250
4 0.33 0.000250
5 0.42 0.000250
6 0.5 0.000250
7 0.58 0.000250
8 0.67 0.000250
9 0.75 0.000250
10 0.83 0.000250
11 0.92 0.000250
12 1 0.000250
13 1.08 0.000250
14 1.17 0.000250
15 1.25 0.000250
16 1.33 0.000250
17 1.42 0.000250
18 1.5 0.000250
19 1.58 0.000250
20 1.67 0.000250
21 1.75 0.000250
22 1.83 0.000250
23 1.92 0.000250
24 2 0.000250

Página 3
MANTENCION SEGUROS

25 2.08 0.000250
26 2.17 0.000250
27 2.25 0.000250
28 2.33 0.000250
29 2.42 0.000250
30 2.5 0.000250
31 2.58 0.000250
32 2.67 0.000250
33 2.75 0.000250
34 2.83 0.000250
35 2.92 0.000250
36 3 0.000250
37 3.08 0.000250
38 3.17 0.000250
39 3.25 0.000250
40 3.33 0.000250
41 3.42 0.000250
42 3.5 0.000250
43 3.58 0.000250
44 3.67 0.000250
45 3.75 0.000250
46 3.83 0.000250
47 3.92 0.000250
48 4 0.000250
49 4.08 0.000250
50 4.17 0.000250
51 4.25 0.000250
52 4.33 0.000250
53 4.42 0.000250
54 4.5 0.000250
55 4.58 0.000250
56 4.67 0.000250
57 4.75 0.000250
58 4.83 0.000250
59 4.92 0.000250
60 5 0.000250
61 5.08 0.000250
62 5.17 0.000250
63 5.25 0.000250
64 5.33 0.000250
65 5.42 0.000250
66 5.5 0.000250
67 5.58 0.000250
68 5.67 0.000250
69 5.75 0.000250
70 5.83 0.000250
71 5.92 0.000250
72 6 0.000250
73 6.08 0.000250
74 6.17 0.000250

Página 4
MANTENCION SEGUROS

75 6.25 0.000250
76 6.33 0.000250
77 6.42 0.000250
78 6.5 0.000250
79 6.58 0.000250
80 6.67 0.000250
81 6.75 0.000250
82 6.83 0.000250
83 6.92 0.000250
84 7 0.000250
85 7.08 0.000250
86 7.17 0.000250
87 7.25 0.000250
88 7.33 0.000250
89 7.42 0.000250
90 7.5 0.000250
91 7.58 0.000250
92 7.67 0.000250
93 7.75 0.000250
94 7.83 0.000250
95 7.92 0.000250
96 8 0.000250
97 8.08 0.000250
98 8.17 0.000250
99 8.25 0.000250
100 8.33 0.000250
101 8.42 0.000250
102 8.5 0.000250
103 8.58 0.000250
104 8.67 0.000250
105 8.75 0.000250
106 8.83 0.000250
107 8.92 0.000250
108 9 0.000250
109 9.08 0.000250
110 9.17 0.000250
111 9.25 0.000250
112 9.33 0.000250
113 9.42 0.000250
114 9.5 0.000250
115 9.58 0.000250
116 9.67 0.000250
117 9.75 0.000250
118 9.83 0.000250
119 9.92 0.000250
120 10 0.000250
121 10.08 0.000250
122 10.17 0.000250
123 10.25 0.000250
124 10.33 0.000250

Página 5
MANTENCION SEGUROS

125 10.42 0.000250


126 10.5 0.000250
127 10.58 0.000250
128 10.67 0.000250
129 10.75 0.000250
130 10.83 0.000250
131 10.92 0.000250
132 11 0.000250
133 11.08 0.000250
134 11.17 0.000250
135 11.25 0.000250
136 11.33 0.000250
137 11.42 0.000250
138 11.5 0.000250
139 11.58 0.000250
140 11.67 0.000250
141 11.75 0.000250
142 11.83 0.000250
143 11.92 0.000250
144 12 0.000250
145 12.08 0.000250
146 12.17 0.000250
147 12.25 0.000250
148 12.33 0.000250
149 12.42 0.000250
150 12.5 0.000250
151 12.58 0.000250
152 12.67 0.000250
153 12.75 0.000250
154 12.83 0.000250
155 12.92 0.000250
156 13 0.000250
157 13.08 0.000250
158 13.17 0.000250
159 13.25 0.000250
160 13.33 0.000250
161 13.42 0.000250
162 13.5 0.000250
163 13.58 0.000250
164 13.67 0.000250
165 13.75 0.000250
166 13.83 0.000250
167 13.92 0.000250
168 14 0.000250
169 14.08 0.000250
170 14.17 0.000250
171 14.25 0.000250
172 14.33 0.000250
173 14.42 0.000250
174 14.5 0.000250

Página 6
MANTENCION SEGUROS

175 14.58 0.000250


176 14.67 0.000250
177 14.75 0.000250
178 14.83 0.000250
179 14.92 0.000250
180 15 0.000250
181 15.08 0.000250
182 15.17 0.000250
183 15.25 0.000250
184 15.33 0.000250
185 15.42 0.000250
186 15.5 0.000250
187 15.58 0.000250
188 15.67 0.000250
189 15.75 0.000250
190 15.83 0.000250
191 15.92 0.000250
192 16 0.000250
193 16.08 0.000250
194 16.17 0.000250
195 16.25 0.000250
196 16.33 0.000250
197 16.42 0.000250
198 16.5 0.000250
199 16.58 0.000250
200 16.67 0.000250
201 16.75 0.000250
202 16.83 0.000250
203 16.92 0.000250
204 17 0.000250
205 17.08 0.000250
206 17.17 0.000250
207 17.25 0.000250
208 17.33 0.000250
209 17.42 0.000250
210 17.5 0.000250
211 17.58 0.000250
212 17.67 0.000250
213 17.75 0.000250
214 17.83 0.000250
215 17.92 0.000250
216 18 0.000250
217 18.08 0.000250
218 18.17 0.000250
219 18.25 0.000250
220 18.33 0.000250
221 18.42 0.000250
222 18.5 0.000250
223 18.58 0.000250
224 18.67 0.000250

Página 7
MANTENCION SEGUROS

225 18.75 0.000250


226 18.83 0.000250
227 18.92 0.000250
228 19 0.000250
229 19.08 0.000250
230 19.17 0.000250
231 19.25 0.000250
232 19.33 0.000250
233 19.42 0.000250
234 19.5 0.000250
235 19.58 0.000250
236 19.67 0.000250
237 19.75 0.000250
238 19.83 0.000250
239 19.92 0.000250
240 20 0.000250
241 20.08 0.000250
242 20.17 0.000250
243 20.25 0.000250
244 20.33 0.000250
245 20.42 0.000250
246 20.5 0.000250
247 20.58 0.000250
248 20.67 0.000250
249 20.75 0.000250
250 20.83 0.000250
251 20.92 0.000250
252 21 0.000250
253 21.08 0.000250
254 21.17 0.000250
255 21.25 0.000250
256 21.33 0.000250
257 21.42 0.000250
258 21.5 0.000250
259 21.58 0.000250
260 21.67 0.000250
261 21.75 0.000250
262 21.83 0.000250
263 21.92 0.000250
264 22 0.000250
265 22.08 0.000250
266 22.17 0.000250
267 22.25 0.000250
268 22.33 0.000250
269 22.42 0.000250
270 22.5 0.000250
271 22.58 0.000250
272 22.67 0.000250
273 22.75 0.000250
274 22.83 0.000250

Página 8
MANTENCION SEGUROS

275 22.92 0.000250


276 23 0.000250
277 23.08 0.000250
278 23.17 0.000250
279 23.25 0.000250
280 23.33 0.000250
281 23.42 0.000250
282 23.5 0.000250
283 23.58 0.000250
284 23.67 0.000250
285 23.75 0.000250
286 23.83 0.000250
287 23.92 0.000250
288 24 0.000250
289 24.08 0.000250
290 24.17 0.000250
291 24.25 0.000250
292 24.33 0.000250
293 24.42 0.000250
294 24.5 0.000250
295 24.58 0.000250
296 24.67 0.000250
297 24.75 0.000250
298 24.83 0.000250
299 24.92 0.000250
300 25 0.000250
301 25.08 0.000310
302 25.17 0.000310
303 25.25 0.000310
304 25.33 0.000310
305 25.42 0.000310
306 25.5 0.000310
307 25.58 0.000310
308 25.67 0.000310
309 25.75 0.000310
310 25.83 0.000310
311 25.92 0.000310
312 26 0.000310
313 26.08 0.000310
314 26.17 0.000310
315 26.25 0.000310
316 26.33 0.000310
317 26.42 0.000310
318 26.5 0.000310
319 26.58 0.000310
320 26.67 0.000310
321 26.75 0.000310
322 26.83 0.000310
323 26.92 0.000310
324 27 0.000310

Página 9
MANTENCION SEGUROS

325 27.08 0.000310


326 27.17 0.000310
327 27.25 0.000310
328 27.33 0.000310
329 27.42 0.000310
330 27.5 0.000310
331 27.58 0.000310
332 27.67 0.000310
333 27.75 0.000310
334 27.83 0.000310
335 27.92 0.000310
336 28 0.000310
337 28.08 0.000310
338 28.17 0.000310
339 28.25 0.000310
340 28.33 0.000310
341 28.42 0.000310
342 28.5 0.000310
343 28.58 0.000310
344 28.67 0.000310
345 28.75 0.000310
346 28.83 0.000310
347 28.92 0.000310
348 29 0.000310
349 29.08 0.000310
350 29.17 0.000310
351 29.25 0.000310
352 29.33 0.000310
353 29.42 0.000310
354 29.5 0.000310
355 29.58 0.000310
356 29.67 0.000310
357 29.75 0.000310
358 29.83 0.000310
359 29.92 0.000310
360 30 0.000310
361 30.08 0.000310
362 30.17 0.000310
363 30.25 0.000310
364 30.33 0.000310
365 30.42 0.000310
366 30.5 0.000310
367 30.58 0.000310
368 30.67 0.000310
369 30.75 0.000310
370 30.83 0.000310
371 30.92 0.000310
372 31 0.000310
373 31.08 0.000310
374 31.17 0.000310

Página 10
MANTENCION SEGUROS

375 31.25 0.000310


376 31.33 0.000310
377 31.42 0.000310
378 31.5 0.000310
379 31.58 0.000310
380 31.67 0.000310
381 31.75 0.000310
382 31.83 0.000310
383 31.92 0.000310
384 32 0.000310
385 32.08 0.000310
386 32.17 0.000310
387 32.25 0.000310
388 32.33 0.000310
389 32.42 0.000310
390 32.5 0.000310
391 32.58 0.000310
392 32.67 0.000310
393 32.75 0.000310
394 32.83 0.000310
395 32.92 0.000310
396 33 0.000310
397 33.08 0.000310
398 33.17 0.000310
399 33.25 0.000310
400 33.33 0.000310
401 33.42 0.000310
402 33.5 0.000310
403 33.58 0.000310
404 33.67 0.000310
405 33.75 0.000310
406 33.83 0.000310
407 33.92 0.000310
408 34 0.000310
409 34.08 0.000310
410 34.17 0.000310
411 34.25 0.000310
412 34.33 0.000310
413 34.42 0.000310
414 34.5 0.000310
415 34.58 0.000310
416 34.67 0.000310
417 34.75 0.000310
418 34.83 0.000310
419 34.92 0.000310
420 35 0.000310
421 35.08 0.000310
422 35.17 0.000310
423 35.25 0.000310
424 35.33 0.000310

Página 11
MANTENCION SEGUROS

425 35.42 0.000310


426 35.5 0.000310
427 35.58 0.000310
428 35.67 0.000310
429 35.75 0.000310
430 35.83 0.000310
431 35.92 0.000310
432 36 0.000310
433 36.08 0.000310
434 36.17 0.000310
435 36.25 0.000310
436 36.33 0.000310
437 36.42 0.000310
438 36.5 0.000310
439 36.58 0.000310
440 36.67 0.000310
441 36.75 0.000310
442 36.83 0.000310
443 36.92 0.000310
444 37 0.000310
445 37.08 0.000310
446 37.17 0.000310
447 37.25 0.000310
448 37.33 0.000310
449 37.42 0.000310
450 37.5 0.000310
451 37.58 0.000310
452 37.67 0.000310
453 37.75 0.000310
454 37.83 0.000310
455 37.92 0.000310
456 38 0.000310
457 38.08 0.000310
458 38.17 0.000310
459 38.25 0.000310
460 38.33 0.000310
461 38.42 0.000310
462 38.5 0.000310
463 38.58 0.000310
464 38.67 0.000310
465 38.75 0.000310
466 38.83 0.000310
467 38.92 0.000310
468 39 0.000310
469 39.08 0.000310
470 39.17 0.000310
471 39.25 0.000310
472 39.33 0.000310
473 39.42 0.000310
474 39.5 0.000310

Página 12
MANTENCION SEGUROS

475 39.58 0.000310


476 39.67 0.000310
477 39.75 0.000310
478 39.83 0.000310
479 39.92 0.000310
480 40 0.000310

Página 13
MANTENCION SEGUROS

3.720000 4.284000 >25 <ÑOS


3.72 4.28 <25 <ÑOS
MANTENCION DE POLIZAS DE SEGURO
CON CARENCIA K Y <=90% FIN CON CARENCIA K Y >90% FIN
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 14
MANTENCION SEGUROS

0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 15
MANTENCION SEGUROS

0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 16
MANTENCION SEGUROS

0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 17
MANTENCION SEGUROS

0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 18
MANTENCION SEGUROS

0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 19
MANTENCION SEGUROS

0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 20
MANTENCION SEGUROS

0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 21
MANTENCION SEGUROS

0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 22
MANTENCION SEGUROS

0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 23
MANTENCION SEGUROS

0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357
0.000310 0.000357

Página 24
CALCULOS

GASTOS OPERACIONALES valor uf 21,357.00

1.- CBR PRECIO VENTA 1,350.00


MONTO CREDITO 1,215.00
SANTIAGO REGIONES
DFL-2 NO DFL-2 DFL-2 NO DFL-2
COMPRAVENTA 1.35 2.70 2.03 4.05
1A HIPOTECA 1.22 2.43 1.82 3.65
2A HIPOTECA - - - -
Inscripción de Prohibición 0.22 0.22 0.34 0.34
Certificado de Gravámenes y prohibiciones 0.31 0.31 0.46 0.46
Timbres de escrituras 1.12 1.12 1.69 1.69
Alzamiento 0.56 0.56 0.84 0.84
Copias (3) 0.65 0.65 0.97 0.97
TOTAL 5.43 8.00 8.15 11.99
1 1.35 2.03

Página 25
LISTAS

11/4/2010

1
2
3
4
5
1

1
2
3
4
5
1

NADA

Mes firma escritura

dividendos menos letras

LISTAS DESPLEGABLES

Página 26
LISTAS

Página 27
LISTAS

Página 28
LISTAS

TIPO DE OPERACION
HIPOTECARIO VIVIENDA
HIPOTECARIO FINES GENERALES
REPROGRAMACION VIVIENDA
REPROGRAMACION FINES GENERALES
VIVIENDA + COMP. FINES GENERALES.
HIPOTECARIO VIVIENDA

TIPO DE CREDITO
CREDITO HIPOTECARIO TASA VARIABLE 1 AÑO FIJO
CREDITO HIPOTECARIO TASA VARIABLE 5 AÑOS FIJO
CREDITO HIPOTECARIO TASA FIJA
MUTUO HIPOTECARIO ENDOSABLE
CREDITO HIPOTECARIO EN LETRAS
CREDITO HIPOTECARIO TASA VARIABLE 1 AÑO FIJO

MES DE NO PAGO / MES FIRMA ESCRITURA / FACTORES LETRAS

Mes firma escritura


mes no pago
ividendos menos letras

Página 29
LISTAS

Página 30
LISTAS

Página 31
LISTAS

11

MES DE NO PAGO
1 Enero
2 Febrero
3 Marzo
4 Abril
5 Mayo
6 Junio
7 Julio
8 Agosto
9 Septiembre
10 Octubre
11 Noviembre
12 Diciembre
13 NINGUNO
10 Octubre
13 NINGUNO
11

SEGURO CESANTIA
1 CON SEGURO CESANTIA
2 SIN SEGURO CESANTIA
1 CON SEGURO CESANTIA

TIPO VIVIENDA

Página 32
LISTAS

1 DEPARTAMENTO
2 CASA
3 TERRENO
4 LOCAL COMERCIAL
5 OFICINA
2 CASA

meses de gracia(hipotecon)
1 1 (1er dividendo Diciembre)
2 2 (1er dividendo Enero)
3 3 (1er dividendo Febrero)
4 4 (1er dividendo Marzo)
5 5 (1er dividendo Abril)
6 6 (1er dividendo Mayo)
1 1 (1er dividendo Diciembre)

PROPIEDAD
1 NUEVA
2 USADO
1 NUEVA

DFL-2
1 DFL-2
2 NO DFL-2
3
1 DFL-2

REPROGRAMACION
1 SI
2 NO
2 NO

PROPIEDAD
1 SANTIAGO
2 REGIONES
2 REGIONES

CAPITALIZA GASTOS
1 NO
2 NO
2 NO

TIPO OPERACIÓN
1 HIPOTECARIO VIVIENDA

Página 33
LISTAS

2 HIPOTECARIO FINES GENERALES


3 REPROGRAMACION DE UN CREDITO VIVIENDA
4 REPROGRAMACION DE UN CREDITO FINES GENERALES
1 HIPOTECARIO VIVIENDA

REPROGRAMACION
1 INTERNA
2 EXTERNA
2 EXTERNA

ASEGURADOS DESG.
1 CON REPARTO
2 1
3 2
4 3
5 4
6 5
21
TITULARES 1

ASEGURADOS CESA
1 CON REPARTO
2 1
3 2
4 3
5 4
6 5
21
TITULARES 1

Página 34
LISTAS

3
mes firma escritura dividendos menos letras 5
Enero 2 96.90
Febrero 3 95.34
Marzo 4 93.78
Abril 5 92.22
Mayo 6 90.65
Junio 7 89.07
Julio 8 87.49
Agosto 9 85.92
Septiembre 10 84.33
Octubre 11 82.74
Noviembre 12 81.16
Diciembre 13 79.56
NINGUNO

VALOR ASEGURABLE

Página 35
LISTAS

100%
75%
0
100%
100%
1,012.50

1
2
3
4
5
6

0.8

Página 36
LISTAS

1.61
0
1.61

Página 37
LISTAS

3 3.3 3.5
8 12 15 20 5 8 12 15 20 5 8 12
98.14 98.84 99.12 99.38 96.92 98.16 98.86 99.14 99.40 96.92 98.18 98.88
97.22 98.26 98.67 99.08 95.37 97.25 98.28 98.70 99.10 95.39 97.27 98.31
96.29 97.68 98.22 98.77 93.82 96.33 97.70 98.26 98.80 93.84 96.35 97.74
95.36 97.10 97.77 98.46 92.27 95.41 97.12 97.82 98.50 92.29 95.43 97.17
94.42 96.51 97.33 98.15 90.71 94.48 96.55 97.39 98.20 90.74 94.52 96.61
93.48 95.92 96.88 97.84 89.14 93.55 95.97 96.95 97.90 89.18 93.60 96.04
92.54 95.33 96.43 97.53 87.57 92.62 95.39 96.51 97.60 87.62 92.68 95.47
91.60 94.75 95.98 97.22 86.01 91.69 94.81 96.07 97.29 86.05 91.75 94.89
90.65 94.16 95.53 96.91 84.43 90.75 94.22 95.63 96.98 84.47 90.82 94.31
89.70 93.57 95.08 96.60 82.85 89.81 93.63 95.19 96.67 82.89 89.89 93.73
88.76 92.97 94.62 96.28 81.27 88.88 93.05 94.74 96.37 81.32 88.95 93.16
87.81 92.37 94.16 95.96 79.68 87.93 92.46 94.29 96.06 79.73 88.01 92.58

Página 38
LISTAS

(1er dividendo 10 2 12 12 Diciembre


(1er dividendo 10 3 13 1 Enero
(1er dividendo 10 4 14 2 Febrero
(1er dividendo 10 5 15 3 Marzo
(1er dividendo 10 6 16 4 Abril
(1er dividendo 10 7 17 5 Mayo

Página 39
LISTAS

Página 40
LISTAS

3.5 3.8 4 4.5


15 20 5 8 12 15 20 5 8 12 15 20 5 8 12 15
99.14 99.42 96.96 98.20 98.90 99.16 99.44 96.98 98.22 98.92 99.18 99.46 97.00 98.26 98.94 99.22
98.72 99.12 95.43 97.31 98.34 98.75 99.16 95.46 97.33 98.37 98.77 99.18 95.51 97.38 98.41 98.82
98.29 98.83 93.89 96.40 97.78 98.33 98.88 93.93 96.43 97.82 98.35 98.90 94.00 96.50 97.87 98.42
97.86 98.54 92.35 95.49 97.22 97.91 98.60 92.40 95.53 97.27 97.93 98.62 92.49 95.62 97.33 98.02
97.43 98.24 90.81 94.59 96.66 97.49 98.31 90.87 94.63 96.72 97.52 98.35 90.97 94.73 96.80 97.62
97.00 97.94 89.26 93.68 96.10 97.06 98.02 89.33 93.72 96.16 97.10 98.07 89.44 93.84 96.26 97.22
96.57 97.64 87.71 92.77 95.54 96.63 97.73 87.79 92.81 95.60 96.68 97.79 87.91 92.95 95.72 96.82
96.13 97.35 86.15 91.85 94.97 96.21 97.45 86.24 91.90 95.05 96.26 97.51 86.38 92.05 95.17 96.41
95.69 97.05 84.58 90.93 94.40 95.78 97.16 84.68 90.98 94.49 95.84 97.23 84.83 91.15 94.62 96.00
95.25 96.75 83.01 90.01 93.83 95.35 96.87 83.12 90.06 93.93 95.42 96.95 83.28 90.25 94.07 95.59
94.82 96.45 81.45 89.08 93.26 94.92 96.58 81.56 89.15 93.37 94.99 96.66 81.74 89.34 93.52 95.19
94.38 96.15 79.87 88.15 92.68 94.49 96.29 79.98 88.22 92.80 94.56 96.37 80.17 88.43 92.96 94.78

Página 41
LISTAS

Página 42
LISTAS

Página 43
LISTAS

4.5 4.8 5
20 5 8 12 15 20 5 8
99.48 97.02 98.28 98.96 99.24 99.50 97.04 98.28
99.22 95.54 97.41 98.44 98.85 99.24 95.56 97.43
98.96 94.04 96.54 97.91 98.46 98.98 94.06 96.56
98.70 92.54 95.67 97.38 98.07 98.72 92.56 95.69
98.43 91.03 94.79 96.86 97.69 98.47 91.06 94.83
98.16 89.51 93.91 96.33 97.30 98.21 89.54 93.95
97.89 87.99 93.03 95.80 96.91 97.95 88.02 93.07
97.63 86.46 92.14 95.26 96.51 97.69 86.51 92.19
97.36 84.92 91.25 94.72 96.11 97.43 84.97 91.30
97.09 83.38 90.36 94.18 95.71 97.17 83.43 90.41
96.82 81.84 89.46 93.64 95.32 96.90 81.90 89.52
96.55 80.28 88.55 93.09 94.92 96.63 80.35 88.62

Página 44
LISTAS

Página 45
LISTAS

Página 46
LISTAS

5 5.5
12 15 20 5 8 12 15 20
98.98 99.24 99.50 97.08 98.32 99.00 99.28 99.54
98.46 98.87 99.26 95.61 97.48 98.51 98.91 99.30
97.94 98.49 99.01 94.13 96.63 98.01 98.54 99.06
97.42 98.11 98.76 92.65 95.78 97.51 98.17 98.82
96.90 97.72 98.51 91.16 94.92 97.00 97.80 98.59
96.37 97.33 98.26 89.66 94.06 96.49 97.43 98.35
95.84 96.94 98.01 88.16 93.20 95.98 97.06 98.11
95.32 96.56 97.75 86.65 92.33 95.47 96.68 97.87
94.79 96.17 97.49 85.13 91.45 94.95 96.30 97.63
94.26 95.78 97.23 83.61 90.57 94.43 95.92 97.39
93.72 95.39 96.98 82.08 89.70 93.92 95.54 97.14
93.18 94.99 96.72 80.54 88.81 93.40 95.16 96.89

Página 47
LISTAS

Página 48
LISTAS

Página 49
LISTAS

6
5 8 12 15 20
97.10 98.36 99.04 99.30 99.56
95.66 97.53 98.55 98.95 99.34
94.19 96.69 98.06 98.59 99.12
92.72 95.85 97.57 98.23 98.90
91.25 95.02 97.08 97.88 98.67
89.76 94.17 96.58 97.52 98.44
88.27 93.32 96.08 97.16 98.21
86.78 92.47 95.58 96.80 97.99
85.27 91.61 95.07 96.43 97.76
83.76 90.75 94.56 96.06 97.53
82.24 89.89 94.06 95.70 97.30
80.71 89.02 93.55 95.33 97.07

Página 50
LISTAS

Página 51
LISTAS

Página 52
DIVIDENDOS ALTERNATIVOS

AUTOMATICOS ELEGIDOS SALIDA


DIV.ALT.1: 240 - 240
DIV.ALT.2: 300 - 300
PACTADO: 360 360 360

TABLA DIVIDENDOS ALTERNATIVOS AUTOMATICOS

desde hasta alt1 alt2 DIV ALT1


60 71 0 0 0
72 96 60 0 0
97 131 -36 0 0
132 180 -72 -36 0
181 480 -120 -60 240

2.- DETERMINACION DE DIVIDENDOS ALTERNATIVOS POR EL CLIENTE


PACTADO:
DIV.ALT.1: ERROR 0 0
DIV.ALT.2: ERROR 0 0
- DIFERENCIA ENTRE
MINIMO
DIVIDENDOS
60 MESESALTERNATIVOS DEBE SER > 1 AÑO
- DIFERENCIA ENTRE
MINIMO
DIVIDENDOS
60 MESESALTERNATIVOS DEBE SER > 1 AÑO
SALIDA
PACTADO:
DIV.ALT.1:
DIV.ALT.2:

DIVIDENDO ALTERNATIVO 2 DEBE SER MAYOR AL DIV. ALT.1

Página 53
DIVIDENDOS ALTERNATIVOS

ERROR1 PLAZO MINIMO 60 MESES


ERROR2 DIFERENCIA ENTRE DIVIDENDO PACTADO Y ALTERNATIVO DEBE SER MAYOR A 12 MESES
ERROR3 DIFERENCIA ENTRE DIVIDENDOS ALTERNATIVOS DEBE SER MAYOR A 12 MESES
ERROR4 PLAZO DEL DIVIDENDO ALTERNATIVO 2 DEBE SER MAYOR AL DIVIDENDO ALTERNATIVO 1

DIV.ALT2
0
0
0
0
300

MENSAJE DE ERROR ALT.1:


MENSAJE DE ERROR ALT.2:

Página 54
DIVIDENDOS ALTERNATIVOS

OR A 12 MESES

LTERNATIVO 1

Página 55
TABLA DESARROLLO div.alt.1

Tabla de desarrollo préstamo hipotecario BBVA

Capital: 1,215.00 Mes Firma Escritura:


Tasa Anual Nominal: 5.00 Meses de gracia:
Plazo (meses): 240.00 Mes de no pago:
Pagos efectivos 240 Valor Dividendo Mensual

1.- PERIODO CARENCIA DE CAPITAL


PLAZO CARENCIA DE CAPITAL: 0
Tasa Anual Nominal: 5.00
DIVIDENDO NETO MENSUAL (SÓLO INTERESES)
FECHA PRIMER VENCIMIENTO 01-3-2010 1
FECHA ULTIMO VENCIMIENTO 1/1/2010

2.-
Mes Dividendo Período Interés
N° N° Fecha Período Acumulado Período

1 01-3-2010 30 30 5.06
2 2 4 2010 01-4-2010 30 60 5.05
3 3 5 2010 01-5-2010 30 90 5.04
4 4 6 2010 01-6-2010 30 120 5.03
5 5 7 2010 01-7-2010 30 150 5.01
6 6 8 2010 01-8-2010 30 180 5.00
7 7 9 2010 01-9-2010 30 210 4.99
8 8 10 2010 01-10-2010 30 240 4.98
9 9 11 2010 01-11-2010 30 270 4.96
10 10 12 2010 01-12-2010 30 300 4.95
11 11 1 2011 01-1-2011 30 330 4.94
12 12 2 2011 01-2-2011 30 360 4.92
13 13 3 2011 01-3-2011 30 390 4.91
14 14 4 2011 01-4-2011 30 420 4.90
15 15 5 2011 01-5-2011 30 450 4.89
16 16 6 2011 01-6-2011 30 480 4.87
17 17 7 2011 01-7-2011 30 510 4.86
18 18 8 2011 01-8-2011 30 540 4.85
19 19 9 2011 01-9-2011 30 570 4.83
20 20 10 2011 01-10-2011 30 600 4.82
21 21 11 2011 01-11-2011 30 630 4.81
22 22 12 2011 01-12-2011 30 660 4.79
23 23 1 2012 01-1-2012 30 690 4.78
24 24 2 2012 01-2-2012 30 720 4.77
25 25 3 2012 01-3-2012 30 750 4.75
26 26 4 2012 01-4-2012 30 780 4.74
27 27 5 2012 01-5-2012 30 810 4.73
28 28 6 2012 01-6-2012 30 840 4.71
29 29 7 2012 01-7-2012 30 870 4.70
30 30 8 2012 01-8-2012 30 900 4.68
31 31 9 2012 01-9-2012 30 930 4.67
32 32 10 2012 01-10-2012 30 960 4.66

Página 56
TABLA DESARROLLO div.alt.1

33 33 11 2012 01-11-2012 30 990 4.64


34 34 12 2012 01-12-2012 30 1,020 4.63
35 35 1 2013 01-1-2013 30 1,050 4.61
36 36 2 2013 01-2-2013 30 1,080 4.60
37 37 3 2013 01-3-2013 30 1,110 4.59
38 38 4 2013 01-4-2013 30 1,140 4.57
39 39 5 2013 01-5-2013 30 1,170 4.56
40 40 6 2013 01-6-2013 30 1,200 4.54
41 41 7 2013 01-7-2013 30 1,230 4.53
42 42 8 2013 01-8-2013 30 1,260 4.51
43 43 9 2013 01-9-2013 30 1,290 4.50
44 44 10 2013 01-10-2013 30 1,320 4.48
45 45 11 2013 01-11-2013 30 1,350 4.47
46 46 12 2013 01-12-2013 30 1,380 4.45
47 47 1 2014 01-1-2014 30 1,410 4.44
48 48 2 2014 01-2-2014 30 1,440 4.42
49 49 3 2014 01-3-2014 30 1,470 4.41
50 50 4 2014 01-4-2014 30 1,500 4.39
51 51 5 2014 01-5-2014 30 1,530 4.38
52 52 6 2014 01-6-2014 30 1,560 4.36
53 53 7 2014 01-7-2014 30 1,590 4.35
54 54 8 2014 01-8-2014 30 1,620 4.33
55 55 9 2014 01-9-2014 30 1,650 4.32
56 56 10 2014 01-10-2014 30 1,680 4.30
57 57 11 2014 01-11-2014 30 1,710 4.29
58 58 12 2014 01-12-2014 30 1,740 4.27
59 59 1 2015 01-1-2015 30 1,770 4.26
60 60 2 2015 01-2-2015 30 1,800 4.24
61 61 3 2015 01-3-2015 30 1,830 4.22
62 62 4 2015 01-4-2015 30 1,860 4.21
63 63 5 2015 01-5-2015 30 1,890 4.19
64 64 6 2015 01-6-2015 30 1,920 4.18
65 65 7 2015 01-7-2015 30 1,950 4.16
66 66 8 2015 01-8-2015 30 1,980 4.15
67 67 9 2015 01-9-2015 30 2,010 4.13
68 68 10 2015 01-10-2015 30 2,040 4.11
69 69 11 2015 01-11-2015 30 2,070 4.10
70 70 12 2015 01-12-2015 30 2,100 4.08
71 71 1 2016 01-1-2016 30 2,130 4.06
72 72 2 2016 01-2-2016 30 2,160 4.05
73 73 3 2016 01-3-2016 30 2,190 4.03
74 74 4 2016 01-4-2016 30 2,220 4.01
75 75 5 2016 01-5-2016 30 2,250 4.00
76 76 6 2016 01-6-2016 30 2,280 3.98
77 77 7 2016 01-7-2016 30 2,310 3.96
78 78 8 2016 01-8-2016 30 2,340 3.95
79 79 9 2016 01-9-2016 30 2,370 3.93
80 80 10 2016 01-10-2016 30 2,400 3.91
81 81 11 2016 01-11-2016 30 2,430 3.90
82 82 12 2016 01-12-2016 30 2,460 3.88

Página 57
TABLA DESARROLLO div.alt.1

83 83 1 2017 01-1-2017 30 2,490 3.86


84 84 2 2017 01-2-2017 30 2,520 3.84
85 85 3 2017 01-3-2017 30 2,550 3.83
86 86 4 2017 01-4-2017 30 2,580 3.81
87 87 5 2017 01-5-2017 30 2,610 3.79
88 88 6 2017 01-6-2017 30 2,640 3.77
89 89 7 2017 01-7-2017 30 2,670 3.76
90 90 8 2017 01-8-2017 30 2,700 3.74
91 91 9 2017 01-9-2017 30 2,730 3.72
92 92 10 2017 01-10-2017 30 2,760 3.70
93 93 11 2017 01-11-2017 30 2,790 3.69
94 94 12 2017 01-12-2017 30 2,820 3.67
95 95 1 2018 01-1-2018 30 2,850 3.65
96 96 2 2018 01-2-2018 30 2,880 3.63
97 97 3 2018 01-3-2018 30 2,910 3.61
98 98 4 2018 01-4-2018 30 2,940 3.59
99 99 5 2018 01-5-2018 30 2,970 3.58
100 100 6 2018 01-6-2018 30 3,000 3.56
101 101 7 2018 01-7-2018 30 3,030 3.54
102 102 8 2018 01-8-2018 30 3,060 3.52
103 103 9 2018 01-9-2018 30 3,090 3.50
104 104 10 2018 01-10-2018 30 3,120 3.48
105 105 11 2018 01-11-2018 30 3,150 3.46
106 106 12 2018 01-12-2018 30 3,180 3.44
107 107 1 2019 01-1-2019 30 3,210 3.43
108 108 2 2019 01-2-2019 30 3,240 3.41
109 109 3 2019 01-3-2019 30 3,270 3.39
110 110 4 2019 01-4-2019 30 3,300 3.37
111 111 5 2019 01-5-2019 30 3,330 3.35
112 112 6 2019 01-6-2019 30 3,360 3.33
113 113 7 2019 01-7-2019 30 3,390 3.31
114 114 8 2019 01-8-2019 30 3,420 3.29
115 115 9 2019 01-9-2019 30 3,450 3.27
116 116 10 2019 01-10-2019 30 3,480 3.25
117 117 11 2019 01-11-2019 30 3,510 3.23
118 118 12 2019 01-12-2019 30 3,540 3.21
119 119 1 2020 01-1-2020 30 3,570 3.19
120 120 2 2020 01-2-2020 30 3,600 3.17
121 121 3 2020 01-3-2020 30 3,630 3.15
122 122 4 2020 01-4-2020 30 3,660 3.13
123 123 5 2020 01-5-2020 30 3,690 3.11
124 124 6 2020 01-6-2020 30 3,720 3.09
125 125 7 2020 01-7-2020 30 3,750 3.07
126 126 8 2020 01-8-2020 30 3,780 3.05
127 127 9 2020 01-9-2020 30 3,810 3.03
128 128 10 2020 01-10-2020 30 3,840 3.01
129 129 11 2020 01-11-2020 30 3,870 2.99
130 130 12 2020 01-12-2020 30 3,900 2.96
131 131 1 2021 01-1-2021 30 3,930 2.94
132 132 2 2021 01-2-2021 30 3,960 2.92

Página 58
TABLA DESARROLLO div.alt.1

133 133 3 2021 01-3-2021 30 3,990 2.90


134 134 4 2021 01-4-2021 30 4,020 2.88
135 135 5 2021 01-5-2021 30 4,050 2.86
136 136 6 2021 01-6-2021 30 4,080 2.84
137 137 7 2021 01-7-2021 30 4,110 2.82
138 138 8 2021 01-8-2021 30 4,140 2.79
139 139 9 2021 01-9-2021 30 4,170 2.77
140 140 10 2021 01-10-2021 30 4,200 2.75
141 141 11 2021 01-11-2021 30 4,230 2.73
142 142 12 2021 01-12-2021 30 4,260 2.71
143 143 1 2022 01-1-2022 30 4,290 2.68
144 144 2 2022 01-2-2022 30 4,320 2.66
145 145 3 2022 01-3-2022 30 4,350 2.64
146 146 4 2022 01-4-2022 30 4,380 2.62
147 147 5 2022 01-5-2022 30 4,410 2.59
148 148 6 2022 01-6-2022 30 4,440 2.57
149 149 7 2022 01-7-2022 30 4,470 2.55
150 150 8 2022 01-8-2022 30 4,500 2.53
151 151 9 2022 01-9-2022 30 4,530 2.50
152 152 10 2022 01-10-2022 30 4,560 2.48
153 153 11 2022 01-11-2022 30 4,590 2.46
154 154 12 2022 01-12-2022 30 4,620 2.43
155 155 1 2023 01-1-2023 30 4,650 2.41
156 156 2 2023 01-2-2023 30 4,680 2.39
157 157 3 2023 01-3-2023 30 4,710 2.36
158 158 4 2023 01-4-2023 30 4,740 2.34
159 159 5 2023 01-5-2023 30 4,770 2.32
160 160 6 2023 01-6-2023 30 4,800 2.29
161 161 7 2023 01-7-2023 30 4,830 2.27
162 162 8 2023 01-8-2023 30 4,860 2.25
163 163 9 2023 01-9-2023 30 4,890 2.22
164 164 10 2023 01-10-2023 30 4,920 2.20
165 165 11 2023 01-11-2023 30 4,950 2.17
166 166 12 2023 01-12-2023 30 4,980 2.15
167 167 1 2024 01-1-2024 30 5,010 2.12
168 168 2 2024 01-2-2024 30 5,040 2.10
169 169 3 2024 01-3-2024 30 5,070 2.07
170 170 4 2024 01-4-2024 30 5,100 2.05
171 171 5 2024 01-5-2024 30 5,130 2.02
172 172 6 2024 01-6-2024 30 5,160 2.00
173 173 7 2024 01-7-2024 30 5,190 1.97
174 174 8 2024 01-8-2024 30 5,220 1.95
175 175 9 2024 01-9-2024 30 5,250 1.92
176 176 10 2024 01-10-2024 30 5,280 1.90
177 177 11 2024 01-11-2024 30 5,310 1.87
178 178 12 2024 01-12-2024 30 5,340 1.85
179 179 1 2025 01-1-2025 30 5,370 1.82
180 180 2 2025 01-2-2025 30 5,400 1.80
181 181 3 2025 01-3-2025 30 5,430 1.77
182 182 4 2025 01-4-2025 30 5,460 1.74

Página 59
TABLA DESARROLLO div.alt.1

183 183 5 2025 01-5-2025 30 5,490 1.72


184 184 6 2025 01-6-2025 30 5,520 1.69
185 185 7 2025 01-7-2025 30 5,550 1.67
186 186 8 2025 01-8-2025 30 5,580 1.64
187 187 9 2025 01-9-2025 30 5,610 1.61
188 188 10 2025 01-10-2025 30 5,640 1.59
189 189 11 2025 01-11-2025 30 5,670 1.56
190 190 12 2025 01-12-2025 30 5,700 1.53
191 191 1 2026 01-1-2026 30 5,730 1.51
192 192 2 2026 01-2-2026 30 5,760 1.48
193 193 3 2026 01-3-2026 30 5,790 1.45
194 194 4 2026 01-4-2026 30 5,820 1.42
195 195 5 2026 01-5-2026 30 5,850 1.40
196 196 6 2026 01-6-2026 30 5,880 1.37
197 197 7 2026 01-7-2026 30 5,910 1.34
198 198 8 2026 01-8-2026 30 5,940 1.31
199 199 9 2026 01-9-2026 30 5,970 1.28
200 200 10 2026 01-10-2026 30 6,000 1.26
201 201 11 2026 01-11-2026 30 6,030 1.23
202 202 12 2026 01-12-2026 30 6,060 1.20
203 203 1 2027 01-1-2027 30 6,090 1.17
204 204 2 2027 01-2-2027 30 6,120 1.14
205 205 3 2027 01-3-2027 30 6,150 1.11
206 206 4 2027 01-4-2027 30 6,180 1.09
207 207 5 2027 01-5-2027 30 6,210 1.06
208 208 6 2027 01-6-2027 30 6,240 1.03
209 209 7 2027 01-7-2027 30 6,270 1.00
210 210 8 2027 01-8-2027 30 6,300 0.97
211 211 9 2027 01-9-2027 30 6,330 0.94
212 212 10 2027 01-10-2027 30 6,360 0.91
213 213 11 2027 01-11-2027 30 6,390 0.88
214 214 12 2027 01-12-2027 30 6,420 0.85
215 215 1 2028 01-1-2028 30 6,450 0.82
216 216 2 2028 01-2-2028 30 6,480 0.79
217 217 3 2028 01-3-2028 30 6,510 0.76
218 218 4 2028 01-4-2028 30 6,540 0.73
219 219 5 2028 01-5-2028 30 6,570 0.70
220 220 6 2028 01-6-2028 30 6,600 0.67
221 221 7 2028 01-7-2028 30 6,630 0.64
222 222 8 2028 01-8-2028 30 6,660 0.61
223 223 9 2028 01-9-2028 30 6,690 0.58
224 224 10 2028 01-10-2028 30 6,720 0.55
225 225 11 2028 01-11-2028 30 6,750 0.52
226 226 12 2028 01-12-2028 30 6,780 0.48
227 227 1 2029 01-1-2029 30 6,810 0.45
228 228 2 2029 01-2-2029 30 6,840 0.42
229 229 3 2029 01-3-2029 30 6,870 0.39
230 230 4 2029 01-4-2029 30 6,900 0.36
231 231 5 2029 01-5-2029 30 6,930 0.33
232 232 6 2029 01-6-2029 30 6,960 0.29

Página 60
TABLA DESARROLLO div.alt.1

233 233 7 2029 01-7-2029 30 6,990 0.26


234 234 8 2029 01-8-2029 30 7,020 0.23
235 235 9 2029 01-9-2029 30 7,050 0.20
236 236 10 2029 01-10-2029 30 7,080 0.16
237 237 11 2029 01-11-2029 30 7,110 0.13
238 238 12 2029 01-12-2029 30 7,140 0.10
239 239 1 2030 01-1-2030 30 7,170 0.07
240 240 2 2030 01-2-2030 30 7,200 0.03
3 2030
4 2030
5 2030
6 2030
7 2030
8 2030
9 2030
10 2030
11 2030
12 2030
1 2031
2 2031
3 2031
4 2031
5 2031
6 2031
7 2031
8 2031
9 2031
10 2031
11 2031
12 2031
1 2032
2 2032
3 2032
4 2032
5 2032
6 2032
7 2032
8 2032
9 2032
10 2032
11 2032
12 2032
1 2033
2 2033
3 2033
4 2033
5 2033
6 2033
7 2033
8 2033

Página 61
TABLA DESARROLLO div.alt.1

9 2033
10 2033
11 2033
12 2033
1 2034
2 2034
3 2034
4 2034
5 2034
6 2034
7 2034
8 2034
9 2034
10 2034
11 2034
12 2034
1 2035
2 2035
3 2035
4 2035
5 2035
6 2035
7 2035
8 2035
9 2035
10 2035
11 2035
12 2035
1 2036
2 2036
3 2036
4 2036
5 2036
6 2036
7 2036
8 2036
9 2036
10 2036
11 2036
12 2036
1 2037
2 2037
3 2037
4 2037
5 2037
6 2037
7 2037
8 2037
9 2037
10 2037

Página 62
TABLA DESARROLLO div.alt.1

11 2037
12 2037
1 2038
2 2038
3 2038
4 2038
5 2038
6 2038
7 2038
8 2038
9 2038
10 2038
11 2038
12 2038
1 2039
2 2039
3 2039
4 2039
5 2039
6 2039
7 2039
8 2039
9 2039
10 2039
11 2039
12 2039
1 2040
2 2040
3 2040
4 2040
5 2040
6 2040
7 2040
8 2040
9 2040
10 2040
11 2040
12 2040
1 2041
2 2041
3 2041
4 2041
5 2041
6 2041
7 2041
8 2041
9 2041
10 2041
11 2041
12 2041

Página 63
TABLA DESARROLLO div.alt.1

1 2042
2 2042
3 2042
4 2042
5 2042
6 2042
7 2042
8 2042
9 2042
10 2042
11 2042
12 2042
1 2043
2 2043
3 2043
4 2043
5 2043
6 2043
7 2043
8 2043
9 2043
10 2043
11 2043
12 2043
1 2044
2 2044
3 2044
4 2044
5 2044
6 2044
7 2044
8 2044
9 2044
10 2044

Página 64
TABLA DESARROLLO div.alt.1

es Firma Escritura: 01-10-2010 1 2010 01-10-2010


eses de gracia: 0
es de no pago: 0
alor Dividendo Mensual 8.0185

3 2010 01-3-2010

Amortiz. Monto Saldo Producto Raiz diaria Tasa Interés Mensual


Capital Dividendo Capital 151.5253131 1 0.42

2.96 8.02 1,212.0 0.9958506


2.97 8.02 1,209.1 0.9917185
2.98 8.02 1,206.1 0.9876034
2.99 8.02 1,203.1 0.9835055
3.01 8.02 1,200.1 0.9794246
3.02 8.02 1,197.1 0.9753606
3.03 8.02 1,194.0 0.9713134
3.04 8.02 1,191.0 0.9672831
3.06 8.02 1,187.9 0.9632695
3.07 8.02 1,184.9 0.9592725
3.08 8.02 1,181.8 0.9552921
3.09 8.02 1,178.7 0.9513282
3.11 8.02 1,175.6 0.9473808
3.12 8.02 1,172.5 0.9434498
3.13 8.02 1,169.3 0.9395351
3.15 8.02 1,166.2 0.9356366
3.16 8.02 1,163.0 0.9317543
3.17 8.02 1,159.9 0.9278881
3.19 8.02 1,156.7 0.9240379
3.20 8.02 1,153.5 0.9202037
3.21 8.02 1,150.3 0.9163854
3.23 8.02 1,147.0 0.9125830
3.24 8.02 1,143.8 0.9087964
3.25 8.02 1,140.5 0.9050254
3.27 8.02 1,137.3 0.9012701
3.28 8.02 1,134.0 0.8975304
3.29 8.02 1,130.7 0.8938062
3.31 8.02 1,127.4 0.8900975
3.32 8.02 1,124.1 0.8864041
3.33 8.02 1,120.7 0.8827261
3.35 8.02 1,117.4 0.8790633
3.36 8.02 1,114.0 0.8754158

Página 65
TABLA DESARROLLO div.alt.1

3.38 8.02 1,110.7 0.8717834


3.39 8.02 1,107.3 0.8681660
3.40 8.02 1,103.9 0.8645636
3.42 8.02 1,100.4 0.8609762
3.43 8.02 1,097.0 0.8574037
3.45 8.02 1,093.6 0.8538460
3.46 8.02 1,090.1 0.8503031
3.48 8.02 1,086.6 0.8467749
3.49 8.02 1,083.1 0.8432613
3.51 8.02 1,079.6 0.8397623
3.52 8.02 1,076.1 0.8362778
3.53 8.02 1,072.6 0.8328078
3.55 8.02 1,069.0 0.8293521
3.56 8.02 1,065.5 0.8259108
3.58 8.02 1,061.9 0.8224838
3.59 8.02 1,058.3 0.8190710
3.61 8.02 1,054.7 0.8156724
3.62 8.02 1,051.1 0.8122878
3.64 8.02 1,047.4 0.8089174
3.65 8.02 1,043.8 0.8055609
3.67 8.02 1,040.1 0.8022183
3.68 8.02 1,036.4 0.7988896
3.70 8.02 1,032.7 0.7955747
3.72 8.02 1,029.0 0.7922735
3.73 8.02 1,025.3 0.7889861
3.75 8.02 1,021.5 0.7857123
3.76 8.02 1,017.7 0.7824521
3.78 8.02 1,014.0 0.7792054
3.79 8.02 1,010.2 0.7759722
3.81 8.02 1,006.4 0.7727524
3.83 8.02 1,002.5 0.7695459
3.84 8.02 998.7 0.7663528
3.86 8.02 994.8 0.7631729
3.87 8.02 991.0 0.7600062
3.89 8.02 987.1 0.7568527
3.91 8.02 983.2 0.7537122
3.92 8.02 979.3 0.7505848
3.94 8.02 975.3 0.7474703
3.95 8.02 971.4 0.7443688
3.97 8.02 967.4 0.7412801
3.99 8.02 963.4 0.7382042
4.00 8.02 959.4 0.7351412
4.02 8.02 955.4 0.7320908
4.04 8.02 951.3 0.7290531
4.05 8.02 947.3 0.7260279
4.07 8.02 943.2 0.7230154
4.09 8.02 939.1 0.7200153
4.11 8.02 935.0 0.7170277
4.12 8.02 930.9 0.7140525
4.14 8.02 926.8 0.7110896

Página 66
TABLA DESARROLLO div.alt.1

4.16 8.02 922.6 0.7081390


4.17 8.02 918.4 0.7052007
4.19 8.02 914.2 0.7022745
4.21 8.02 910.0 0.6993605
4.23 8.02 905.8 0.6964586
4.24 8.02 901.6 0.6935688
4.26 8.02 897.3 0.6906909
4.28 8.02 893.0 0.6878249
4.30 8.02 888.7 0.6849709
4.32 8.02 884.4 0.6821287
4.33 8.02 880.1 0.6792983
4.35 8.02 875.7 0.6764796
4.37 8.02 871.3 0.6736727
4.39 8.02 867.0 0.6708773
4.41 8.02 862.5 0.6680936
4.42 8.02 858.1 0.6653214
4.44 8.02 853.7 0.6625608
4.46 8.02 849.2 0.6598116
4.48 8.02 844.7 0.6570737
4.50 8.02 840.2 0.6543473
4.52 8.02 835.7 0.6516322
4.54 8.02 831.2 0.6489283
4.56 8.02 826.6 0.6462356
4.57 8.02 822.1 0.6435542
4.59 8.02 817.5 0.6408838
4.61 8.02 812.9 0.6382246
4.63 8.02 808.2 0.6355763
4.65 8.02 803.6 0.6329391
4.67 8.02 798.9 0.6303128
4.69 8.02 794.2 0.6276974
4.71 8.02 789.5 0.6250928
4.73 8.02 784.8 0.6224991
4.75 8.02 780.0 0.6199161
4.77 8.02 775.3 0.6173438
4.79 8.02 770.5 0.6147822
4.81 8.02 765.7 0.6122313
4.83 8.02 760.8 0.6096909
4.85 8.02 756.0 0.6071610
4.87 8.02 751.1 0.6046417
4.89 8.02 746.2 0.6021328
4.91 8.02 741.3 0.5996343
4.93 8.02 736.4 0.5971462
4.95 8.02 731.4 0.5946684
4.97 8.02 726.5 0.5922009
4.99 8.02 721.5 0.5897437
5.01 8.02 716.5 0.5872966
5.03 8.02 711.4 0.5848597
5.05 8.02 706.4 0.5824329
5.08 8.02 701.3 0.5800162
5.10 8.02 696.2 0.5776094

Página 67
TABLA DESARROLLO div.alt.1

5.12 8.02 691.1 0.5752127


5.14 8.02 685.9 0.5728260
5.16 8.02 680.8 0.5704491
5.18 8.02 675.6 0.5680821
5.20 8.02 670.4 0.5657249
5.23 8.02 665.2 0.5633775
5.25 8.02 659.9 0.5610398
5.27 8.02 654.7 0.5587118
5.29 8.02 649.4 0.5563935
5.31 8.02 644.1 0.5540849
5.33 8.02 638.7 0.5517857
5.36 8.02 633.4 0.5494962
5.38 8.02 628.0 0.5472161
5.40 8.02 622.6 0.5449455
5.42 8.02 617.2 0.5426843
5.45 8.02 611.7 0.5404325
5.47 8.02 606.2 0.5381901
5.49 8.02 600.7 0.5359569
5.52 8.02 595.2 0.5337330
5.54 8.02 589.7 0.5315184
5.56 8.02 584.1 0.5293129
5.58 8.02 578.5 0.5271166
5.61 8.02 572.9 0.5249294
5.63 8.02 567.3 0.5227512
5.65 8.02 561.7 0.5205821
5.68 8.02 556.0 0.5184220
5.70 8.02 550.3 0.5162709
5.73 8.02 544.5 0.5141287
5.75 8.02 538.8 0.5119954
5.77 8.02 533.0 0.5098709
5.80 8.02 527.2 0.5077553
5.82 8.02 521.4 0.5056484
5.85 8.02 515.6 0.5035503
5.87 8.02 509.7 0.5014609
5.89 8.02 503.8 0.4993801
5.92 8.02 497.9 0.4973080
5.94 8.02 491.9 0.4952445
5.97 8.02 486.0 0.4931895
5.99 8.02 480.0 0.4911431
6.02 8.02 473.9 0.4891052
6.04 8.02 467.9 0.4870757
6.07 8.02 461.8 0.4850546
6.09 8.02 455.7 0.4830420
6.12 8.02 449.6 0.4810376
6.15 8.02 443.5 0.4790416
6.17 8.02 437.3 0.4770539
6.20 8.02 431.1 0.4750744
6.22 8.02 424.9 0.4731032
6.25 8.02 418.6 0.4711401
6.27 8.02 412.4 0.4691851

Página 68
TABLA DESARROLLO div.alt.1

6.30 8.02 406.1 0.4672383


6.33 8.02 399.7 0.4652996
6.35 8.02 393.4 0.4633689
6.38 8.02 387.0 0.4614462
6.41 8.02 380.6 0.4595314
6.43 8.02 374.2 0.4576247
6.46 8.02 367.7 0.4557258
6.49 8.02 361.2 0.4538348
6.51 8.02 354.7 0.4519517
6.54 8.02 348.2 0.4500764
6.57 8.02 341.6 0.4482089
6.60 8.02 335.0 0.4463491
6.62 8.02 328.4 0.4444970
6.65 8.02 321.7 0.4426526
6.68 8.02 315.1 0.4408159
6.71 8.02 308.3 0.4389868
6.73 8.02 301.6 0.4371652
6.76 8.02 294.9 0.4353513
6.79 8.02 288.1 0.4335448
6.82 8.02 281.2 0.4317459
6.85 8.02 274.4 0.4299544
6.88 8.02 267.5 0.4281704
6.90 8.02 260.6 0.4263937
6.93 8.02 253.7 0.4246245
6.96 8.02 246.7 0.4228625
6.99 8.02 239.7 0.4211079
7.02 8.02 232.7 0.4193606
7.05 8.02 225.7 0.4176205
7.08 8.02 218.6 0.4158876
7.11 8.02 211.5 0.4141620
7.14 8.02 204.3 0.4124435
7.17 8.02 197.2 0.4107321
7.20 8.02 190.0 0.4090278
7.23 8.02 182.8 0.4073306
7.26 8.02 175.5 0.4056404
7.29 8.02 168.2 0.4039573
7.32 8.02 160.9 0.4022811
7.35 8.02 153.5 0.4006119
7.38 8.02 146.2 0.3989496
7.41 8.02 138.8 0.3972942
7.44 8.02 131.3 0.3956457
7.47 8.02 123.8 0.3940040
7.50 8.02 116.3 0.3923691
7.53 8.02 108.8 0.3907410
7.57 8.02 101.2 0.3891197
7.60 8.02 93.6 0.3875051
7.63 8.02 86.0 0.3858972
7.66 8.02 78.4 0.3842959
7.69 8.02 70.7 0.3827014
7.72 8.02 62.9 0.3811134

Página 69
TABLA DESARROLLO div.alt.1

7.76 8.02 55.2 0.3795320


7.79 8.02 47.4 0.3779572
7.82 8.02 39.6 0.3763889
7.85 8.02 31.7 0.3748271
7.89 8.02 23.8 0.3732718
7.92 8.02 15.9 0.3717230
7.95 8.02 8.0 0.3701805
7.99 8.02 -0.0 0.3686445
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Página 70
TABLA DESARROLLO div.alt.1

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Página 71
TABLA DESARROLLO div.alt.1

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Página 72
TABLA DESARROLLO div.alt.1

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Página 73
TABLA DESARROLLO div.alt.1

CREDITO SOLICITADO OTROS DESTINOS


1215 0
8.02 0

rés Mensual

Página 74
TABLA DESARROLLO div.alt.1

Página 75
TABLA DESARROLLO div.alt.1

Página 76
TABLA DESARROLLO div.alt.1

Página 77
TABLA DESARROLLO div.alt.1

Página 78
TABLA DESARROLLO div.alt.1

Página 79
TABLA DESARROLLO div.alt.1

Página 80
TABLA DESARROLLO div.alt.1

Página 81
TABLA DESARROLLO div.alt.1

Página 82
TABLA DESARROLLO div.alt.2

Tabla de desarrollo préstamo hipotecario BBVA

Capital: 1,215.00 Mes Firma Escritura:


Tasa Anual Nominal: 5.00 Meses de gracia:
Plazo (meses): 300 Mes de no pago:
Pagos efectivos 300 Valor Dividendo Mensual

1.- PERIODO CARENCIA DE CAPITAL


PLAZO CARENCIA DE CAPITAL: 0
Tasa Anual Nominal: 5.00
DIVIDENDO NETO MENSUAL (SÓLO INTERESES)
FECHA PRIMER VENCIMIENTO 01-3-2010 1
FECHA ULTIMO VENCIMIENTO 1/1/2010

2.-
Mes Dividendo Período Interés
N° N° Fecha Período Acumulado Período

1 01-3-2010 30 30 5.06
2 2 4 2010 01-4-2010 30 60 5.05
3 3 5 2010 01-5-2010 30 90 5.05
4 4 6 2010 01-6-2010 30 120 5.04
5 5 7 2010 01-7-2010 30 150 5.03
6 6 8 2010 01-8-2010 30 180 5.02
7 7 9 2010 01-9-2010 30 210 5.01
8 8 10 2010 01-10-2010 30 240 5.00
9 9 11 2010 01-11-2010 30 270 4.99
10 10 12 2010 01-12-2010 30 300 4.98
11 11 1 2011 01-1-2011 30 330 4.98
12 12 2 2011 01-2-2011 30 360 4.97
13 13 3 2011 01-3-2011 30 390 4.96
14 14 4 2011 01-4-2011 30 420 4.95
15 15 5 2011 01-5-2011 30 450 4.94
16 16 6 2011 01-6-2011 30 480 4.93
17 17 7 2011 01-7-2011 30 510 4.92
18 18 8 2011 01-8-2011 30 540 4.91
19 19 9 2011 01-9-2011 30 570 4.90
20 20 10 2011 01-10-2011 30 600 4.89
21 21 11 2011 01-11-2011 30 630 4.89
22 22 12 2011 01-12-2011 30 660 4.88
23 23 1 2012 01-1-2012 30 690 4.87
24 24 2 2012 01-2-2012 30 720 4.86
25 25 3 2012 01-3-2012 30 750 4.85
26 26 4 2012 01-4-2012 30 780 4.84
27 27 5 2012 01-5-2012 30 810 4.83
28 28 6 2012 01-6-2012 30 840 4.82
29 29 7 2012 01-7-2012 30 870 4.81
30 30 8 2012 01-8-2012 30 900 4.80
31 31 9 2012 01-9-2012 30 930 4.79
32 32 10 2012 01-10-2012 30 960 4.78

Página 83
TABLA DESARROLLO div.alt.2

33 33 11 2012 01-11-2012 30 990 4.77


34 34 12 2012 01-12-2012 30 1,020 4.76
35 35 1 2013 01-1-2013 30 1,050 4.75
36 36 2 2013 01-2-2013 30 1,080 4.74
37 37 3 2013 01-3-2013 30 1,110 4.73
38 38 4 2013 01-4-2013 30 1,140 4.72
39 39 5 2013 01-5-2013 30 1,170 4.71
40 40 6 2013 01-6-2013 30 1,200 4.70
41 41 7 2013 01-7-2013 30 1,230 4.69
42 42 8 2013 01-8-2013 30 1,260 4.68
43 43 9 2013 01-9-2013 30 1,290 4.67
44 44 10 2013 01-10-2013 30 1,320 4.66
45 45 11 2013 01-11-2013 30 1,350 4.65
46 46 12 2013 01-12-2013 30 1,380 4.64
47 47 1 2014 01-1-2014 30 1,410 4.63
48 48 2 2014 01-2-2014 30 1,440 4.62
49 49 3 2014 01-3-2014 30 1,470 4.61
50 50 4 2014 01-4-2014 30 1,500 4.60
51 51 5 2014 01-5-2014 30 1,530 4.59
52 52 6 2014 01-6-2014 30 1,560 4.58
53 53 7 2014 01-7-2014 30 1,590 4.57
54 54 8 2014 01-8-2014 30 1,620 4.56
55 55 9 2014 01-9-2014 30 1,650 4.55
56 56 10 2014 01-10-2014 30 1,680 4.54
57 57 11 2014 01-11-2014 30 1,710 4.53
58 58 12 2014 01-12-2014 30 1,740 4.52
59 59 1 2015 01-1-2015 30 1,770 4.51
60 60 2 2015 01-2-2015 30 1,800 4.50
61 61 3 2015 01-3-2015 30 1,830 4.48
62 62 4 2015 01-4-2015 30 1,860 4.47
63 63 5 2015 01-5-2015 30 1,890 4.46
64 64 6 2015 01-6-2015 30 1,920 4.45
65 65 7 2015 01-7-2015 30 1,950 4.44
66 66 8 2015 01-8-2015 30 1,980 4.43
67 67 9 2015 01-9-2015 30 2,010 4.42
68 68 10 2015 01-10-2015 30 2,040 4.41
69 69 11 2015 01-11-2015 30 2,070 4.40
70 70 12 2015 01-12-2015 30 2,100 4.38
71 71 1 2016 01-1-2016 30 2,130 4.37
72 72 2 2016 01-2-2016 30 2,160 4.36
73 73 3 2016 01-3-2016 30 2,190 4.35
74 74 4 2016 01-4-2016 30 2,220 4.34
75 75 5 2016 01-5-2016 30 2,250 4.33
76 76 6 2016 01-6-2016 30 2,280 4.32
77 77 7 2016 01-7-2016 30 2,310 4.30
78 78 8 2016 01-8-2016 30 2,340 4.29
79 79 9 2016 01-9-2016 30 2,370 4.28
80 80 10 2016 01-10-2016 30 2,400 4.27
81 81 11 2016 01-11-2016 30 2,430 4.26
82 82 12 2016 01-12-2016 30 2,460 4.25

Página 84
TABLA DESARROLLO div.alt.2

83 83 1 2017 01-1-2017 30 2,490 4.23


84 84 2 2017 01-2-2017 30 2,520 4.22
85 85 3 2017 01-3-2017 30 2,550 4.21
86 86 4 2017 01-4-2017 30 2,580 4.20
87 87 5 2017 01-5-2017 30 2,610 4.19
88 88 6 2017 01-6-2017 30 2,640 4.17
89 89 7 2017 01-7-2017 30 2,670 4.16
90 90 8 2017 01-8-2017 30 2,700 4.15
91 91 9 2017 01-9-2017 30 2,730 4.14
92 92 10 2017 01-10-2017 30 2,760 4.12
93 93 11 2017 01-11-2017 30 2,790 4.11
94 94 12 2017 01-12-2017 30 2,820 4.10
95 95 1 2018 01-1-2018 30 2,850 4.09
96 96 2 2018 01-2-2018 30 2,880 4.07
97 97 3 2018 01-3-2018 30 2,910 4.06
98 98 4 2018 01-4-2018 30 2,940 4.05
99 99 5 2018 01-5-2018 30 2,970 4.04
100 100 6 2018 01-6-2018 30 3,000 4.02
101 101 7 2018 01-7-2018 30 3,030 4.01
102 102 8 2018 01-8-2018 30 3,060 4.00
103 103 9 2018 01-9-2018 30 3,090 3.98
104 104 10 2018 01-10-2018 30 3,120 3.97
105 105 11 2018 01-11-2018 30 3,150 3.96
106 106 12 2018 01-12-2018 30 3,180 3.95
107 107 1 2019 01-1-2019 30 3,210 3.93
108 108 2 2019 01-2-2019 30 3,240 3.92
109 109 3 2019 01-3-2019 30 3,270 3.91
110 110 4 2019 01-4-2019 30 3,300 3.89
111 111 5 2019 01-5-2019 30 3,330 3.88
112 112 6 2019 01-6-2019 30 3,360 3.87
113 113 7 2019 01-7-2019 30 3,390 3.85
114 114 8 2019 01-8-2019 30 3,420 3.84
115 115 9 2019 01-9-2019 30 3,450 3.83
116 116 10 2019 01-10-2019 30 3,480 3.81
117 117 11 2019 01-11-2019 30 3,510 3.80
118 118 12 2019 01-12-2019 30 3,540 3.78
119 119 1 2020 01-1-2020 30 3,570 3.77
120 120 2 2020 01-2-2020 30 3,600 3.76
121 121 3 2020 01-3-2020 30 3,630 3.74
122 122 4 2020 01-4-2020 30 3,660 3.73
123 123 5 2020 01-5-2020 30 3,690 3.71
124 124 6 2020 01-6-2020 30 3,720 3.70
125 125 7 2020 01-7-2020 30 3,750 3.69
126 126 8 2020 01-8-2020 30 3,780 3.67
127 127 9 2020 01-9-2020 30 3,810 3.66
128 128 10 2020 01-10-2020 30 3,840 3.64
129 129 11 2020 01-11-2020 30 3,870 3.63
130 130 12 2020 01-12-2020 30 3,900 3.61
131 131 1 2021 01-1-2021 30 3,930 3.60
132 132 2 2021 01-2-2021 30 3,960 3.59

Página 85
TABLA DESARROLLO div.alt.2

133 133 3 2021 01-3-2021 30 3,990 3.57


134 134 4 2021 01-4-2021 30 4,020 3.56
135 135 5 2021 01-5-2021 30 4,050 3.54
136 136 6 2021 01-6-2021 30 4,080 3.53
137 137 7 2021 01-7-2021 30 4,110 3.51
138 138 8 2021 01-8-2021 30 4,140 3.50
139 139 9 2021 01-9-2021 30 4,170 3.48
140 140 10 2021 01-10-2021 30 4,200 3.47
141 141 11 2021 01-11-2021 30 4,230 3.45
142 142 12 2021 01-12-2021 30 4,260 3.44
143 143 1 2022 01-1-2022 30 4,290 3.42
144 144 2 2022 01-2-2022 30 4,320 3.41
145 145 3 2022 01-3-2022 30 4,350 3.39
146 146 4 2022 01-4-2022 30 4,380 3.37
147 147 5 2022 01-5-2022 30 4,410 3.36
148 148 6 2022 01-6-2022 30 4,440 3.34
149 149 7 2022 01-7-2022 30 4,470 3.33
150 150 8 2022 01-8-2022 30 4,500 3.31
151 151 9 2022 01-9-2022 30 4,530 3.30
152 152 10 2022 01-10-2022 30 4,560 3.28
153 153 11 2022 01-11-2022 30 4,590 3.26
154 154 12 2022 01-12-2022 30 4,620 3.25
155 155 1 2023 01-1-2023 30 4,650 3.23
156 156 2 2023 01-2-2023 30 4,680 3.22
157 157 3 2023 01-3-2023 30 4,710 3.20
158 158 4 2023 01-4-2023 30 4,740 3.18
159 159 5 2023 01-5-2023 30 4,770 3.17
160 160 6 2023 01-6-2023 30 4,800 3.15
161 161 7 2023 01-7-2023 30 4,830 3.13
162 162 8 2023 01-8-2023 30 4,860 3.12
163 163 9 2023 01-9-2023 30 4,890 3.10
164 164 10 2023 01-10-2023 30 4,920 3.08
165 165 11 2023 01-11-2023 30 4,950 3.07
166 166 12 2023 01-12-2023 30 4,980 3.05
167 167 1 2024 01-1-2024 30 5,010 3.03
168 168 2 2024 01-2-2024 30 5,040 3.02
169 169 3 2024 01-3-2024 30 5,070 3.00
170 170 4 2024 01-4-2024 30 5,100 2.98
171 171 5 2024 01-5-2024 30 5,130 2.97
172 172 6 2024 01-6-2024 30 5,160 2.95
173 173 7 2024 01-7-2024 30 5,190 2.93
174 174 8 2024 01-8-2024 30 5,220 2.91
175 175 9 2024 01-9-2024 30 5,250 2.90
176 176 10 2024 01-10-2024 30 5,280 2.88
177 177 11 2024 01-11-2024 30 5,310 2.86
178 178 12 2024 01-12-2024 30 5,340 2.84
179 179 1 2025 01-1-2025 30 5,370 2.83
180 180 2 2025 01-2-2025 30 5,400 2.81
181 181 3 2025 01-3-2025 30 5,430 2.79
182 182 4 2025 01-4-2025 30 5,460 2.77

Página 86
TABLA DESARROLLO div.alt.2

183 183 5 2025 01-5-2025 30 5,490 2.75


184 184 6 2025 01-6-2025 30 5,520 2.74
185 185 7 2025 01-7-2025 30 5,550 2.72
186 186 8 2025 01-8-2025 30 5,580 2.70
187 187 9 2025 01-9-2025 30 5,610 2.68
188 188 10 2025 01-10-2025 30 5,640 2.66
189 189 11 2025 01-11-2025 30 5,670 2.64
190 190 12 2025 01-12-2025 30 5,700 2.63
191 191 1 2026 01-1-2026 30 5,730 2.61
192 192 2 2026 01-2-2026 30 5,760 2.59
193 193 3 2026 01-3-2026 30 5,790 2.57
194 194 4 2026 01-4-2026 30 5,820 2.55
195 195 5 2026 01-5-2026 30 5,850 2.53
196 196 6 2026 01-6-2026 30 5,880 2.51
197 197 7 2026 01-7-2026 30 5,910 2.49
198 198 8 2026 01-8-2026 30 5,940 2.47
199 199 9 2026 01-9-2026 30 5,970 2.46
200 200 10 2026 01-10-2026 30 6,000 2.44
201 201 11 2026 01-11-2026 30 6,030 2.42
202 202 12 2026 01-12-2026 30 6,060 2.40
203 203 1 2027 01-1-2027 30 6,090 2.38
204 204 2 2027 01-2-2027 30 6,120 2.36
205 205 3 2027 01-3-2027 30 6,150 2.34
206 206 4 2027 01-4-2027 30 6,180 2.32
207 207 5 2027 01-5-2027 30 6,210 2.30
208 208 6 2027 01-6-2027 30 6,240 2.28
209 209 7 2027 01-7-2027 30 6,270 2.26
210 210 8 2027 01-8-2027 30 6,300 2.24
211 211 9 2027 01-9-2027 30 6,330 2.22
212 212 10 2027 01-10-2027 30 6,360 2.20
213 213 11 2027 01-11-2027 30 6,390 2.18
214 214 12 2027 01-12-2027 30 6,420 2.16
215 215 1 2028 01-1-2028 30 6,450 2.14
216 216 2 2028 01-2-2028 30 6,480 2.11
217 217 3 2028 01-3-2028 30 6,510 2.09
218 218 4 2028 01-4-2028 30 6,540 2.07
219 219 5 2028 01-5-2028 30 6,570 2.05
220 220 6 2028 01-6-2028 30 6,600 2.03
221 221 7 2028 01-7-2028 30 6,630 2.01
222 222 8 2028 01-8-2028 30 6,660 1.99
223 223 9 2028 01-9-2028 30 6,690 1.97
224 224 10 2028 01-10-2028 30 6,720 1.95
225 225 11 2028 01-11-2028 30 6,750 1.92
226 226 12 2028 01-12-2028 30 6,780 1.90
227 227 1 2029 01-1-2029 30 6,810 1.88
228 228 2 2029 01-2-2029 30 6,840 1.86
229 229 3 2029 01-3-2029 30 6,870 1.84
230 230 4 2029 01-4-2029 30 6,900 1.82
231 231 5 2029 01-5-2029 30 6,930 1.79
232 232 6 2029 01-6-2029 30 6,960 1.77

Página 87
TABLA DESARROLLO div.alt.2

233 233 7 2029 01-7-2029 30 6,990 1.75


234 234 8 2029 01-8-2029 30 7,020 1.73
235 235 9 2029 01-9-2029 30 7,050 1.70
236 236 10 2029 01-10-2029 30 7,080 1.68
237 237 11 2029 01-11-2029 30 7,110 1.66
238 238 12 2029 01-12-2029 30 7,140 1.64
239 239 1 2030 01-1-2030 30 7,170 1.61
240 240 2 2030 01-2-2030 30 7,200 1.59
241 241 3 2030 01-3-2030 30 7,230 1.57
242 242 4 2030 01-4-2030 30 7,260 1.55
243 243 5 2030 01-5-2030 30 7,290 1.52
244 244 6 2030 01-6-2030 30 7,320 1.50
245 245 7 2030 01-7-2030 30 7,350 1.48
246 246 8 2030 01-8-2030 30 7,380 1.45
247 247 9 2030 01-9-2030 30 7,410 1.43
248 248 10 2030 01-10-2030 30 7,440 1.40
249 249 11 2030 01-11-2030 30 7,470 1.38
250 250 12 2030 01-12-2030 30 7,500 1.36
251 251 1 2031 01-1-2031 30 7,530 1.33
252 252 2 2031 01-2-2031 30 7,560 1.31
253 253 3 2031 01-3-2031 30 7,590 1.29
254 254 4 2031 01-4-2031 30 7,620 1.26
255 255 5 2031 01-5-2031 30 7,650 1.24
256 256 6 2031 01-6-2031 30 7,680 1.21
257 257 7 2031 01-7-2031 30 7,710 1.19
258 258 8 2031 01-8-2031 30 7,740 1.16
259 259 9 2031 01-9-2031 30 7,770 1.14
260 260 10 2031 01-10-2031 30 7,800 1.11
261 261 11 2031 01-11-2031 30 7,830 1.09
262 262 12 2031 01-12-2031 30 7,860 1.06
263 263 1 2032 01-1-2032 30 7,890 1.04
264 264 2 2032 01-2-2032 30 7,920 1.01
265 265 3 2032 01-3-2032 30 7,950 0.99
266 266 4 2032 01-4-2032 30 7,980 0.96
267 267 5 2032 01-5-2032 30 8,010 0.94
268 268 6 2032 01-6-2032 30 8,040 0.91
269 269 7 2032 01-7-2032 30 8,070 0.88
270 270 8 2032 01-8-2032 30 8,100 0.86
271 271 9 2032 01-9-2032 30 8,130 0.83
272 272 10 2032 01-10-2032 30 8,160 0.81
273 273 11 2032 01-11-2032 30 8,190 0.78
274 274 12 2032 01-12-2032 30 8,220 0.75
275 275 1 2033 01-1-2033 30 8,250 0.73
276 276 2 2033 01-2-2033 30 8,280 0.70
277 277 3 2033 01-3-2033 30 8,310 0.67
278 278 4 2033 01-4-2033 30 8,340 0.65
279 279 5 2033 01-5-2033 30 8,370 0.62
280 280 6 2033 01-6-2033 30 8,400 0.59
281 281 7 2033 01-7-2033 30 8,430 0.57
282 282 8 2033 01-8-2033 30 8,460 0.54

Página 88
TABLA DESARROLLO div.alt.2

283 283 9 2033 01-9-2033 30 8,490 0.51


284 284 10 2033 01-10-2033 30 8,520 0.48
285 285 11 2033 01-11-2033 30 8,550 0.46
286 286 12 2033 01-12-2033 30 8,580 0.43
287 287 1 2034 01-1-2034 30 8,610 0.40
288 288 2 2034 01-2-2034 30 8,640 0.37
289 289 3 2034 01-3-2034 30 8,670 0.35
290 290 4 2034 01-4-2034 30 8,700 0.32
291 291 5 2034 01-5-2034 30 8,730 0.29
292 292 6 2034 01-6-2034 30 8,760 0.26
293 293 7 2034 01-7-2034 30 8,790 0.23
294 294 8 2034 01-8-2034 30 8,820 0.20
295 295 9 2034 01-9-2034 30 8,850 0.17
296 296 10 2034 01-10-2034 30 8,880 0.15
297 297 11 2034 01-11-2034 30 8,910 0.12
298 298 12 2034 01-12-2034 30 8,940 0.09
299 299 1 2035 01-1-2035 30 8,970 0.06
300 300 2 2035 01-2-2035 30 9,000 0.03
3 2035
4 2035
5 2035
6 2035
7 2035
8 2035
9 2035
10 2035
11 2035
12 2035
1 2036
2 2036
3 2036
4 2036
5 2036
6 2036
7 2036
8 2036
9 2036
10 2036
11 2036
12 2036
1 2037
2 2037
3 2037
4 2037
5 2037
6 2037
7 2037
8 2037
9 2037
10 2037

Página 89
TABLA DESARROLLO div.alt.2

11 2037
12 2037
1 2038
2 2038
3 2038
4 2038
5 2038
6 2038
7 2038
8 2038
9 2038
10 2038
11 2038
12 2038
1 2039
2 2039
3 2039
4 2039
5 2039
6 2039
7 2039
8 2039
9 2039
10 2039
11 2039
12 2039
1 2040
2 2040
3 2040
4 2040
5 2040
6 2040
7 2040
8 2040
9 2040
10 2040
11 2040
12 2040
1 2041
2 2041
3 2041
4 2041
5 2041
6 2041
7 2041
8 2041
9 2041
10 2041
11 2041
12 2041

Página 90
TABLA DESARROLLO div.alt.2

1 2042
2 2042
3 2042
4 2042
5 2042
6 2042
7 2042
8 2042
9 2042
10 2042
11 2042
12 2042
1 2043
2 2043
3 2043
4 2043
5 2043
6 2043
7 2043
8 2043
9 2043
10 2043
11 2043
12 2043
1 2044
2 2044
3 2044
4 2044
5 2044
6 2044
7 2044
8 2044
9 2044
10 2044
11 2044
12 2044
1 2045
2 2045
3 2045
4 2045
5 2045
6 2045
7 2045
8 2045
9 2045
10 2045
11 2045
12 2045
1 2046
2 2046

Página 91
TABLA DESARROLLO div.alt.2

3 2046
4 2046
5 2046
6 2046
7 2046
8 2046
9 2046
10 2046
11 2046
12 2046
1 2047
2 2047
3 2047
4 2047
5 2047
6 2047
7 2047
8 2047
9 2047
10 2047
11 2047
12 2047
1 2048
2 2048
3 2048
4 2048
5 2048
6 2048
7 2048
8 2048
9 2048
10 2048
11 2048
12 2048
1 2049
2 2049
3 2049
4 2049
5 2049
6 2049
7 2049
8 2049
9 2049
10 2049
11 2049
12 2049
1 2050
2 2050
3 2050
4 2050

Página 92
TABLA DESARROLLO div.alt.2

5 2050
6 2050
7 2050
8 2050
9 2050
10 2050

Página 93
TABLA DESARROLLO div.alt.2

es Firma Escritura: 01-10-2010 1 2010 01-10-2010


eses de gracia: -
es de no pago: -
alor Dividendo Mensual 7.1028

3 2010 01-3-2010

Amortiz. Monto Saldo Producto Raiz diaria Tasa Interés Mensual


Capital Dividendo Capital 171.0600470 1 0.42

2.04 7.10 1,213.0 0.9958506


2.05 7.10 1,210.9 0.9917185
2.06 7.10 1,208.9 0.9876034
2.07 7.10 1,206.8 0.9835055
2.07 7.10 1,204.7 0.9794246
2.08 7.10 1,202.6 0.9753606
2.09 7.10 1,200.5 0.9713134
2.10 7.10 1,198.4 0.9672831
2.11 7.10 1,196.3 0.9632695
2.12 7.10 1,194.2 0.9592725
2.13 7.10 1,192.1 0.9552921
2.14 7.10 1,189.9 0.9513282
2.14 7.10 1,187.8 0.9473808
2.15 7.10 1,185.6 0.9434498
2.16 7.10 1,183.5 0.9395351
2.17 7.10 1,181.3 0.9356366
2.18 7.10 1,179.1 0.9317543
2.19 7.10 1,176.9 0.9278881
2.20 7.10 1,174.7 0.9240379
2.21 7.10 1,172.5 0.9202037
2.22 7.10 1,170.3 0.9163854
2.23 7.10 1,168.1 0.9125830
2.24 7.10 1,165.9 0.9087964
2.25 7.10 1,163.6 0.9050254
2.25 7.10 1,161.4 0.9012701
2.26 7.10 1,159.1 0.8975304
2.27 7.10 1,156.8 0.8938062
2.28 7.10 1,154.5 0.8900975
2.29 7.10 1,152.2 0.8864041
2.30 7.10 1,149.9 0.8827261
2.31 7.10 1,147.6 0.8790633
2.32 7.10 1,145.3 0.8754158

Página 94
TABLA DESARROLLO div.alt.2

2.33 7.10 1,143.0 0.8717834


2.34 7.10 1,140.6 0.8681660
2.35 7.10 1,138.3 0.8645636
2.36 7.10 1,135.9 0.8609762
2.37 7.10 1,133.6 0.8574037
2.38 7.10 1,131.2 0.8538460
2.39 7.10 1,128.8 0.8503031
2.40 7.10 1,126.4 0.8467749
2.41 7.10 1,124.0 0.8432613
2.42 7.10 1,121.6 0.8397623
2.43 7.10 1,119.1 0.8362778
2.44 7.10 1,116.7 0.8328078
2.45 7.10 1,114.2 0.8293521
2.46 7.10 1,111.8 0.8259108
2.47 7.10 1,109.3 0.8224838
2.48 7.10 1,106.8 0.8190710
2.49 7.10 1,104.3 0.8156724
2.50 7.10 1,101.8 0.8122878
2.51 7.10 1,099.3 0.8089174
2.52 7.10 1,096.8 0.8055609
2.53 7.10 1,094.3 0.8022183
2.54 7.10 1,091.7 0.7988896
2.55 7.10 1,089.2 0.7955747
2.56 7.10 1,086.6 0.7922735
2.58 7.10 1,084.0 0.7889861
2.59 7.10 1,081.4 0.7857123
2.60 7.10 1,078.9 0.7824521
2.61 7.10 1,076.2 0.7792054
2.62 7.10 1,073.6 0.7759722
2.63 7.10 1,071.0 0.7727524
2.64 7.10 1,068.4 0.7695459
2.65 7.10 1,065.7 0.7663528
2.66 7.10 1,063.0 0.7631729
2.67 7.10 1,060.4 0.7600062
2.68 7.10 1,057.7 0.7568527
2.70 7.10 1,055.0 0.7537122
2.71 7.10 1,052.3 0.7505848
2.72 7.10 1,049.6 0.7474703
2.73 7.10 1,046.8 0.7443688
2.74 7.10 1,044.1 0.7412801
2.75 7.10 1,041.3 0.7382042
2.76 7.10 1,038.6 0.7351412
2.78 7.10 1,035.8 0.7320908
2.79 7.10 1,033.0 0.7290531
2.80 7.10 1,030.2 0.7260279
2.81 7.10 1,027.4 0.7230154
2.82 7.10 1,024.6 0.7200153
2.83 7.10 1,021.7 0.7170277
2.85 7.10 1,018.9 0.7140525
2.86 7.10 1,016.0 0.7110896

Página 95
TABLA DESARROLLO div.alt.2

2.87 7.10 1,013.2 0.7081390


2.88 7.10 1,010.3 0.7052007
2.89 7.10 1,007.4 0.7022745
2.91 7.10 1,004.5 0.6993605
2.92 7.10 1,001.6 0.6964586
2.93 7.10 998.7 0.6935688
2.94 7.10 995.7 0.6906909
2.95 7.10 992.8 0.6878249
2.97 7.10 989.8 0.6849709
2.98 7.10 986.8 0.6821287
2.99 7.10 983.8 0.6792983
3.00 7.10 980.8 0.6764796
3.02 7.10 977.8 0.6736727
3.03 7.10 974.8 0.6708773
3.04 7.10 971.7 0.6680936
3.05 7.10 968.7 0.6653214
3.07 7.10 965.6 0.6625608
3.08 7.10 962.5 0.6598116
3.09 7.10 959.4 0.6570737
3.11 7.10 956.3 0.6543473
3.12 7.10 953.2 0.6516322
3.13 7.10 950.1 0.6489283
3.14 7.10 946.9 0.6462356
3.16 7.10 943.8 0.6435542
3.17 7.10 940.6 0.6408838
3.18 7.10 937.4 0.6382246
3.20 7.10 934.2 0.6355763
3.21 7.10 931.0 0.6329391
3.22 7.10 927.8 0.6303128
3.24 7.10 924.6 0.6276974
3.25 7.10 921.3 0.6250928
3.26 7.10 918.0 0.6224991
3.28 7.10 914.8 0.6199161
3.29 7.10 911.5 0.6173438
3.31 7.10 908.2 0.6147822
3.32 7.10 904.9 0.6122313
3.33 7.10 901.5 0.6096909
3.35 7.10 898.2 0.6071610
3.36 7.10 894.8 0.6046417
3.37 7.10 891.4 0.6021328
3.39 7.10 888.0 0.5996343
3.40 7.10 884.6 0.5971462
3.42 7.10 881.2 0.5946684
3.43 7.10 877.8 0.5922009
3.45 7.10 874.4 0.5897437
3.46 7.10 870.9 0.5872966
3.47 7.10 867.4 0.5848597
3.49 7.10 863.9 0.5824329
3.50 7.10 860.4 0.5800162
3.52 7.10 856.9 0.5776094

Página 96
TABLA DESARROLLO div.alt.2

3.53 7.10 853.4 0.5752127


3.55 7.10 849.8 0.5728260
3.56 7.10 846.3 0.5704491
3.58 7.10 842.7 0.5680821
3.59 7.10 839.1 0.5657249
3.61 7.10 835.5 0.5633775
3.62 7.10 831.9 0.5610398
3.64 7.10 828.2 0.5587118
3.65 7.10 824.6 0.5563935
3.67 7.10 820.9 0.5540849
3.68 7.10 817.2 0.5517857
3.70 7.10 813.5 0.5494962
3.71 7.10 809.8 0.5472161
3.73 7.10 806.1 0.5449455
3.74 7.10 802.4 0.5426843
3.76 7.10 798.6 0.5404325
3.78 7.10 794.8 0.5381901
3.79 7.10 791.0 0.5359569
3.81 7.10 787.2 0.5337330
3.82 7.10 783.4 0.5315184
3.84 7.10 779.6 0.5293129
3.85 7.10 775.7 0.5271166
3.87 7.10 771.8 0.5249294
3.89 7.10 767.9 0.5227512
3.90 7.10 764.0 0.5205821
3.92 7.10 760.1 0.5184220
3.94 7.10 756.2 0.5162709
3.95 7.10 752.2 0.5141287
3.97 7.10 748.3 0.5119954
3.99 7.10 744.3 0.5098709
4.00 7.10 740.3 0.5077553
4.02 7.10 736.3 0.5056484
4.04 7.10 732.2 0.5035503
4.05 7.10 728.2 0.5014609
4.07 7.10 724.1 0.4993801
4.09 7.10 720.0 0.4973080
4.10 7.10 715.9 0.4952445
4.12 7.10 711.8 0.4931895
4.14 7.10 707.7 0.4911431
4.15 7.10 703.5 0.4891052
4.17 7.10 699.3 0.4870757
4.19 7.10 695.1 0.4850546
4.21 7.10 690.9 0.4830420
4.22 7.10 686.7 0.4810376
4.24 7.10 682.5 0.4790416
4.26 7.10 678.2 0.4770539
4.28 7.10 673.9 0.4750744
4.29 7.10 669.6 0.4731032
4.31 7.10 665.3 0.4711401
4.33 7.10 661.0 0.4691851

Página 97
TABLA DESARROLLO div.alt.2

4.35 7.10 656.7 0.4672383


4.37 7.10 652.3 0.4652996
4.38 7.10 647.9 0.4633689
4.40 7.10 643.5 0.4614462
4.42 7.10 639.1 0.4595314
4.44 7.10 634.6 0.4576247
4.46 7.10 630.2 0.4557258
4.48 7.10 625.7 0.4538348
4.50 7.10 621.2 0.4519517
4.51 7.10 616.7 0.4500764
4.53 7.10 612.2 0.4482089
4.55 7.10 607.6 0.4463491
4.57 7.10 603.0 0.4444970
4.59 7.10 598.4 0.4426526
4.61 7.10 593.8 0.4408159
4.63 7.10 589.2 0.4389868
4.65 7.10 584.6 0.4371652
4.67 7.10 579.9 0.4353513
4.69 7.10 575.2 0.4335448
4.71 7.10 570.5 0.4317459
4.73 7.10 565.8 0.4299544
4.75 7.10 561.0 0.4281704
4.77 7.10 556.3 0.4263937
4.79 7.10 551.5 0.4246245
4.81 7.10 546.7 0.4228625
4.83 7.10 541.8 0.4211079
4.85 7.10 537.0 0.4193606
4.87 7.10 532.1 0.4176205
4.89 7.10 527.3 0.4158876
4.91 7.10 522.3 0.4141620
4.93 7.10 517.4 0.4124435
4.95 7.10 512.5 0.4107321
4.97 7.10 507.5 0.4090278
4.99 7.10 502.5 0.4073306
5.01 7.10 497.5 0.4056404
5.03 7.10 492.5 0.4039573
5.05 7.10 487.4 0.4022811
5.07 7.10 482.4 0.4006119
5.09 7.10 477.3 0.3989496
5.11 7.10 472.1 0.3972942
5.14 7.10 467.0 0.3956457
5.16 7.10 461.9 0.3940040
5.18 7.10 456.7 0.3923691
5.20 7.10 451.5 0.3907410
5.22 7.10 446.3 0.3891197
5.24 7.10 441.0 0.3875051
5.27 7.10 435.7 0.3858972
5.29 7.10 430.5 0.3842959
5.31 7.10 425.2 0.3827014
5.33 7.10 419.8 0.3811134

Página 98
TABLA DESARROLLO div.alt.2

5.35 7.10 414.5 0.3795320


5.38 7.10 409.1 0.3779572
5.40 7.10 403.7 0.3763889
5.42 7.10 398.3 0.3748271
5.44 7.10 392.8 0.3732718
5.47 7.10 387.4 0.3717230
5.49 7.10 381.9 0.3701805
5.51 7.10 376.4 0.3686445
5.53 7.10 370.8 0.3671149
5.56 7.10 365.3 0.3655916
5.58 7.10 359.7 0.3640746
5.60 7.10 354.1 0.3625639
5.63 7.10 348.5 0.3610595
5.65 7.10 342.8 0.3595613
5.67 7.10 337.1 0.3580694
5.70 7.10 331.4 0.3565836
5.72 7.10 325.7 0.3551040
5.75 7.10 320.0 0.3536306
5.77 7.10 314.2 0.3521632
5.79 7.10 308.4 0.3507020
5.82 7.10 302.6 0.3492468
5.84 7.10 296.7 0.3477976
5.87 7.10 290.9 0.3463545
5.89 7.10 285.0 0.3449173
5.92 7.10 279.1 0.3434861
5.94 7.10 273.1 0.3420609
5.96 7.10 267.2 0.3406415
5.99 7.10 261.2 0.3392281
6.01 7.10 255.2 0.3378205
6.04 7.10 249.1 0.3364187
6.06 7.10 243.1 0.3350228
6.09 7.10 237.0 0.3336327
6.12 7.10 230.9 0.3322483
6.14 7.10 224.7 0.3308697
6.17 7.10 218.5 0.3294968
6.19 7.10 212.4 0.3281296
6.22 7.10 206.1 0.3267680
6.24 7.10 199.9 0.3254122
6.27 7.10 193.6 0.3240619
6.30 7.10 187.3 0.3227172
6.32 7.10 181.0 0.3213782
6.35 7.10 174.7 0.3200446
6.38 7.10 168.3 0.3187167
6.40 7.10 161.9 0.3173942
6.43 7.10 155.4 0.3160772
6.46 7.10 149.0 0.3147657
6.48 7.10 142.5 0.3134596
6.51 7.10 136.0 0.3121589
6.54 7.10 129.5 0.3108637
6.56 7.10 122.9 0.3095738

Página 99
TABLA DESARROLLO div.alt.2

6.59 7.10 116.3 0.3082892


6.62 7.10 109.7 0.3070100
6.65 7.10 103.0 0.3057361
6.67 7.10 96.4 0.3044675
6.70 7.10 89.7 0.3032042
6.73 7.10 82.9 0.3019460
6.76 7.10 76.2 0.3006932
6.79 7.10 69.4 0.2994455
6.81 7.10 62.6 0.2982030
6.84 7.10 55.7 0.2969656
6.87 7.10 48.9 0.2957334
6.90 7.10 42.0 0.2945063
6.93 7.10 35.0 0.2932843
6.96 7.10 28.1 0.2920673
6.99 7.10 21.1 0.2908554
7.01 7.10 14.1 0.2896485
7.04 7.10 7.0 0.2884467
7.07 7.10 -0.0 0.2872498
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Página 100
TABLA DESARROLLO div.alt.2

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Página 101
TABLA DESARROLLO div.alt.2

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Página 102
TABLA DESARROLLO div.alt.2

-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Página 103
TABLA DESARROLLO div.alt.2

-
-
-
-
-
-

Página 104
TABLA DESARROLLO div.alt.2

CREDITO SOLICITADO OTROS DESTINOS


1215 0
7.1 0

rés Mensual

Página 105
TABLA DESARROLLO div.alt.2

Página 106
TABLA DESARROLLO div.alt.2

Página 107
TABLA DESARROLLO div.alt.2

Página 108
TABLA DESARROLLO div.alt.2

Página 109
TABLA DESARROLLO div.alt.2

Página 110
TABLA DESARROLLO div.alt.2

Página 111
TABLA DESARROLLO div.alt.2

Página 112
TABLA DESARROLLO div.alt.2

Página 113
TABLA DESARROLLO div.alt.2

Página 114
TABLA DESARROLLO div.alt.2

Página 115
TABLA DESARROLLO pactado
TABLA DE DESARROLLO CREDITO HIPOTECARIO BBVA

ANTECEDENTES DEL CREDITO


Capital: 1,215.00
Tasa Anual Nominal: 5.00
Mes Firma Escritura: 01-10-2010
PLAZO (meses) 360

1.- PERIODO CARENCIA DE CAPITAL


PLAZO CARENCIA DE CAPITAL: (meses) -
DIVIDENDO NETO MENSUAL (SÓLO INTERESES)
FECHA PRIMER VENCIMIENTO CARENCIA
FECHA ULTIMO VENCIMIENTO CARENCIA

2.- TABLA DE DESARROLLO PERIODO DE AMORTIZACIONES


PLAZO (meses) 360
Pagos efectivos 360
Meses de gracia: 1 0
Mes de no pago: 0
Valor Dividendo Neto Mensual 6.52

Mes Pago Período Interés Amortiz. Monto Saldo


N° N° OCULTAROCULTAR Fecha Período Acumulado Período Capital Dividendo Capital

1 1 1 2010 01-12-2010 30 30 5.06 1.46 6.52 1,213.5


2 2 2 2010 01-2-2010 30 60 5.06 1.46 6.52 1,212.1
3 3 3 2010 01-3-2010 30 90 5.05 1.47 6.52 1,210.6
4 4 4 2010 01-4-2010 30 120 5.04 1.48 6.52 1,209.1
5 5 5 2010 01-5-2010 30 150 5.04 1.48 6.52 1,207.6
6 6 6 2010 01-6-2010 30 180 5.03 1.49 6.52 1,206.2
7 7 7 2010 01-7-2010 30 210 5.03 1.49 6.52 1,204.7
8 8 8 2010 01-8-2010 30 240 5.02 1.50 6.52 1,203.2
9 9 9 2010 01-9-2010 30 270 5.01 1.51 6.52 1,201.7
10 10 10 2010 01-10-2010 30 300 5.01 1.51 6.52 1,200.1
11 11 11 2010 01-11-2010 30 330 5.00 1.52 6.52 1,198.6
12 12 12 2010 01-12-2010 30 360 4.99 1.53 6.52 1,197.1
13 13 1 2011 01-1-2011 30 390 4.99 1.53 6.52 1,195.6
14 14 2 2011 01-2-2011 30 420 4.98 1.54 6.52 1,194.0
15 15 3 2011 01-3-2011 30 450 4.98 1.54 6.52 1,192.5
16 16 4 2011 01-4-2011 30 480 4.97 1.55 6.52 1,190.9
17 17 5 2011 01-5-2011 30 510 4.96 1.56 6.52 1,189.4
18 18 6 2011 01-6-2011 30 540 4.96 1.56 6.52 1,187.8
19 19 7 2011 01-7-2011 30 570 4.95 1.57 6.52 1,186.2
20 20 8 2011 01-8-2011 30 600 4.94 1.58 6.52 1,184.7
21 21 9 2011 01-9-2011 30 630 4.94 1.58 6.52 1,183.1
22 22 10 2011 01-10-2011 30 660 4.93 1.59 6.52 1,181.5
23 23 11 2011 01-11-2011 30 690 4.92 1.60 6.52 1,179.9
24 24 12 2011 01-12-2011 30 720 4.92 1.60 6.52 1,178.3
25 25 1 2012 01-1-2012 30 750 4.91 1.61 6.52 1,176.7
26 26 2 2012 01-2-2012 30 780 4.90 1.62 6.52 1,175.1
27 27 3 2012 01-3-2012 30 810 4.90 1.62 6.52 1,173.4
28 28 4 2012 01-4-2012 30 840 4.89 1.63 6.52 1,171.8
29 29 5 2012 01-5-2012 30 870 4.88 1.64 6.52 1,170.2
30 30 6 2012 01-6-2012 30 900 4.88 1.64 6.52 1,168.5
31 31 7 2012 01-7-2012 30 930 4.87 1.65 6.52 1,166.9
32 32 8 2012 01-8-2012 30 960 4.86 1.66 6.52 1,165.2
33 33 9 2012 01-9-2012 30 990 4.86 1.66 6.52 1,163.6
34 34 10 2012 01-10-2012 30 1,020 4.85 1.67 6.52 1,161.9
35 35 11 2012 01-11-2012 30 1,050 4.84 1.68 6.52 1,160.2
36 36 12 2012 01-12-2012 30 1,080 4.83 1.69 6.52 1,158.5
37 37 1 2013 01-1-2013 30 1,110 4.83 1.69 6.52 1,156.8
38 38 2 2013 01-2-2013 30 1,140 4.82 1.70 6.52 1,155.1
39 39 3 2013 01-3-2013 30 1,170 4.81 1.71 6.52 1,153.4
40 40 4 2013 01-4-2013 30 1,200 4.81 1.71 6.52 1,151.7
41 41 5 2013 01-5-2013 30 1,230 4.80 1.72 6.52 1,150.0
42 42 6 2013 01-6-2013 30 1,260 4.79 1.73 6.52 1,148.3
43 43 7 2013 01-7-2013 30 1,290 4.78 1.74 6.52 1,146.5
44 44 8 2013 01-8-2013 30 1,320 4.78 1.74 6.52 1,144.8
45 45 9 2013 01-9-2013 30 1,350 4.77 1.75 6.52 1,143.0
46 46 10 2013 01-10-2013 30 1,380 4.76 1.76 6.52 1,141.3
47 47 11 2013 01-11-2013 30 1,410 4.76 1.76 6.52 1,139.5
48 48 12 2013 01-12-2013 30 1,440 4.75 1.77 6.52 1,137.7
49 49 1 2014 01-1-2014 30 1,470 4.74 1.78 6.52 1,135.9
50 50 2 2014 01-2-2014 30 1,500 4.73 1.79 6.52 1,134.2
51 51 3 2014 01-3-2014 30 1,530 4.73 1.79 6.52 1,132.4
52 52 4 2014 01-4-2014 30 1,560 4.72 1.80 6.52 1,130.6
53 53 5 2014 01-5-2014 30 1,590 4.71 1.81 6.52 1,128.8
54 54 6 2014 01-6-2014 30 1,620 4.70 1.82 6.52 1,126.9

Página 116
TABLA DESARROLLO pactado
55 55 7 2014 01-7-2014 30 1,650 4.70 1.82 6.52 1,125.1
56 56 8 2014 01-8-2014 30 1,680 4.69 1.83 6.52 1,123.3
57 57 9 2014 01-9-2014 30 1,710 4.68 1.84 6.52 1,121.4
58 58 10 2014 01-10-2014 30 1,740 4.67 1.85 6.52 1,119.6
59 59 11 2014 01-11-2014 30 1,770 4.67 1.86 6.52 1,117.7
60 60 12 2014 01-12-2014 30 1,800 4.66 1.86 6.52 1,115.9
61 61 1 2015 01-1-2015 30 1,830 4.65 1.87 6.52 1,114.0
62 62 2 2015 01-2-2015 30 1,860 4.64 1.88 6.52 1,112.1
63 63 3 2015 01-3-2015 30 1,890 4.63 1.89 6.52 1,110.2
64 64 4 2015 01-4-2015 30 1,920 4.63 1.89 6.52 1,108.3
65 65 5 2015 01-5-2015 30 1,950 4.62 1.90 6.52 1,106.4
66 66 6 2015 01-6-2015 30 1,980 4.61 1.91 6.52 1,104.5
67 67 7 2015 01-7-2015 30 2,010 4.60 1.92 6.52 1,102.6
68 68 8 2015 01-8-2015 30 2,040 4.59 1.93 6.52 1,100.7
69 69 9 2015 01-9-2015 30 2,070 4.59 1.93 6.52 1,098.8
70 70 10 2015 01-10-2015 30 2,100 4.58 1.94 6.52 1,096.8
71 71 11 2015 01-11-2015 30 2,130 4.57 1.95 6.52 1,094.9
72 72 12 2015 01-12-2015 30 2,160 4.56 1.96 6.52 1,092.9
73 73 1 2016 01-1-2016 30 2,190 4.55 1.97 6.52 1,090.9
74 74 2 2016 01-2-2016 30 2,220 4.55 1.97 6.52 1,089.0
75 75 3 2016 01-3-2016 30 2,250 4.54 1.98 6.52 1,087.0
76 76 4 2016 01-4-2016 30 2,280 4.53 1.99 6.52 1,085.0
77 77 5 2016 01-5-2016 30 2,310 4.52 2.00 6.52 1,083.0
78 78 6 2016 01-6-2016 30 2,340 4.51 2.01 6.52 1,081.0
79 79 7 2016 01-7-2016 30 2,370 4.50 2.02 6.52 1,079.0
80 80 8 2016 01-8-2016 30 2,400 4.50 2.02 6.52 1,076.9
81 81 9 2016 01-9-2016 30 2,430 4.49 2.03 6.52 1,074.9
82 82 10 2016 01-10-2016 30 2,460 4.48 2.04 6.52 1,072.9
83 83 11 2016 01-11-2016 30 2,490 4.47 2.05 6.52 1,070.8
84 84 12 2016 01-12-2016 30 2,520 4.46 2.06 6.52 1,068.8
85 85 1 2017 01-1-2017 30 2,550 4.45 2.07 6.52 1,066.7
86 86 2 2017 01-2-2017 30 2,580 4.44 2.08 6.52 1,064.6
87 87 3 2017 01-3-2017 30 2,610 4.44 2.08 6.52 1,062.5
88 88 4 2017 01-4-2017 30 2,640 4.43 2.09 6.52 1,060.4
89 89 5 2017 01-5-2017 30 2,670 4.42 2.10 6.52 1,058.3
90 90 6 2017 01-6-2017 30 2,700 4.41 2.11 6.52 1,056.2
91 91 7 2017 01-7-2017 30 2,730 4.40 2.12 6.52 1,054.1
92 92 8 2017 01-8-2017 30 2,760 4.39 2.13 6.52 1,052.0
93 93 9 2017 01-9-2017 30 2,790 4.38 2.14 6.52 1,049.9
94 94 10 2017 01-10-2017 30 2,820 4.37 2.15 6.52 1,047.7
95 95 11 2017 01-11-2017 30 2,850 4.37 2.15 6.52 1,045.6
96 96 12 2017 01-12-2017 30 2,880 4.36 2.16 6.52 1,043.4
97 97 1 2018 01-1-2018 30 2,910 4.35 2.17 6.52 1,041.2
98 98 2 2018 01-2-2018 30 2,940 4.34 2.18 6.52 1,039.0
99 99 3 2018 01-3-2018 30 2,970 4.33 2.19 6.52 1,036.8
100 100 4 2018 01-4-2018 30 3,000 4.32 2.20 6.52 1,034.6
101 101 5 2018 01-5-2018 30 3,030 4.31 2.21 6.52 1,032.4
102 102 6 2018 01-6-2018 30 3,060 4.30 2.22 6.52 1,030.2
103 103 7 2018 01-7-2018 30 3,090 4.29 2.23 6.52 1,028.0
104 104 8 2018 01-8-2018 30 3,120 4.28 2.24 6.52 1,025.8
105 105 9 2018 01-9-2018 30 3,150 4.27 2.25 6.52 1,023.5
106 106 10 2018 01-10-2018 30 3,180 4.26 2.26 6.52 1,021.3
107 107 11 2018 01-11-2018 30 3,210 4.26 2.26 6.52 1,019.0
108 108 12 2018 01-12-2018 30 3,240 4.25 2.27 6.52 1,016.7
109 109 1 2019 01-1-2019 30 3,270 4.24 2.28 6.52 1,014.4
110 110 2 2019 01-2-2019 30 3,300 4.23 2.29 6.52 1,012.1
111 111 3 2019 01-3-2019 30 3,330 4.22 2.30 6.52 1,009.8
112 112 4 2019 01-4-2019 30 3,360 4.21 2.31 6.52 1,007.5
113 113 5 2019 01-5-2019 30 3,390 4.20 2.32 6.52 1,005.2
114 114 6 2019 01-6-2019 30 3,420 4.19 2.33 6.52 1,002.9
115 115 7 2019 01-7-2019 30 3,450 4.18 2.34 6.52 1,000.5
116 116 8 2019 01-8-2019 30 3,480 4.17 2.35 6.52 998.2
117 117 9 2019 01-9-2019 30 3,510 4.16 2.36 6.52 995.8
118 118 10 2019 01-10-2019 30 3,540 4.15 2.37 6.52 993.4
119 119 11 2019 01-11-2019 30 3,570 4.14 2.38 6.52 991.1
120 120 12 2019 01-12-2019 30 3,600 4.13 2.39 6.52 988.7
121 121 1 2020 01-1-2020 30 3,630 4.12 2.40 6.52 986.3
122 122 2 2020 01-2-2020 30 3,660 4.11 2.41 6.52 983.9
123 123 3 2020 01-3-2020 30 3,690 4.10 2.42 6.52 981.4
124 124 4 2020 01-4-2020 30 3,720 4.09 2.43 6.52 979.0
125 125 5 2020 01-5-2020 30 3,750 4.08 2.44 6.52 976.6
126 126 6 2020 01-6-2020 30 3,780 4.07 2.45 6.52 974.1
127 127 7 2020 01-7-2020 30 3,810 4.06 2.46 6.52 971.7
128 128 8 2020 01-8-2020 30 3,840 4.05 2.47 6.52 969.2
129 129 9 2020 01-9-2020 30 3,870 4.04 2.48 6.52 966.7
130 130 10 2020 01-10-2020 30 3,900 4.03 2.49 6.52 964.2
131 131 11 2020 01-11-2020 30 3,930 4.02 2.50 6.52 961.7
132 132 12 2020 01-12-2020 30 3,960 4.01 2.51 6.52 959.2
133 133 1 2021 01-1-2021 30 3,990 4.00 2.52 6.52 956.7
134 134 2 2021 01-2-2021 30 4,020 3.99 2.53 6.52 954.1

Página 117
TABLA DESARROLLO pactado
135 135 3 2021 01-3-2021 30 4,050 3.98 2.54 6.52 951.6
136 136 4 2021 01-4-2021 30 4,080 3.97 2.56 6.52 949.0
137 137 5 2021 01-5-2021 30 4,110 3.95 2.57 6.52 946.5
138 138 6 2021 01-6-2021 30 4,140 3.94 2.58 6.52 943.9
139 139 7 2021 01-7-2021 30 4,170 3.93 2.59 6.52 941.3
140 140 8 2021 01-8-2021 30 4,200 3.92 2.60 6.52 938.7
141 141 9 2021 01-9-2021 30 4,230 3.91 2.61 6.52 936.1
142 142 10 2021 01-10-2021 30 4,260 3.90 2.62 6.52 933.5
143 143 11 2021 01-11-2021 30 4,290 3.89 2.63 6.52 930.9
144 144 12 2021 01-12-2021 30 4,320 3.88 2.64 6.52 928.2
145 145 1 2022 01-1-2022 30 4,350 3.87 2.65 6.52 925.6
146 146 2 2022 01-2-2022 30 4,380 3.86 2.66 6.52 922.9
147 147 3 2022 01-3-2022 30 4,410 3.85 2.67 6.52 920.2
148 148 4 2022 01-4-2022 30 4,440 3.83 2.69 6.52 917.5
149 149 5 2022 01-5-2022 30 4,470 3.82 2.70 6.52 914.8
150 150 6 2022 01-6-2022 30 4,500 3.81 2.71 6.52 912.1
151 151 7 2022 01-7-2022 30 4,530 3.80 2.72 6.52 909.4
152 152 8 2022 01-8-2022 30 4,560 3.79 2.73 6.52 906.7
153 153 9 2022 01-9-2022 30 4,590 3.78 2.74 6.52 903.9
154 154 10 2022 01-10-2022 30 4,620 3.77 2.75 6.52 901.2
155 155 11 2022 01-11-2022 30 4,650 3.75 2.77 6.52 898.4
156 156 12 2022 01-12-2022 30 4,680 3.74 2.78 6.52 895.6
157 157 1 2023 01-1-2023 30 4,710 3.73 2.79 6.52 892.9
158 158 2 2023 01-2-2023 30 4,740 3.72 2.80 6.52 890.1
159 159 3 2023 01-3-2023 30 4,770 3.71 2.81 6.52 887.2
160 160 4 2023 01-4-2023 30 4,800 3.70 2.82 6.52 884.4
161 161 5 2023 01-5-2023 30 4,830 3.69 2.83 6.52 881.6
162 162 6 2023 01-6-2023 30 4,860 3.67 2.85 6.52 878.7
163 163 7 2023 01-7-2023 30 4,890 3.66 2.86 6.52 875.9
164 164 8 2023 01-8-2023 30 4,920 3.65 2.87 6.52 873.0
165 165 9 2023 01-9-2023 30 4,950 3.64 2.88 6.52 870.1
166 166 10 2023 01-10-2023 30 4,980 3.63 2.89 6.52 867.2
167 167 11 2023 01-11-2023 30 5,010 3.61 2.91 6.52 864.3
168 168 12 2023 01-12-2023 30 5,040 3.60 2.92 6.52 861.4
169 169 1 2024 01-1-2024 30 5,070 3.59 2.93 6.52 858.5
170 170 2 2024 01-2-2024 30 5,100 3.58 2.94 6.52 855.5
171 171 3 2024 01-3-2024 30 5,130 3.56 2.96 6.52 852.6
172 172 4 2024 01-4-2024 30 5,160 3.55 2.97 6.52 849.6
173 173 5 2024 01-5-2024 30 5,190 3.54 2.98 6.52 846.6
174 174 6 2024 01-6-2024 30 5,220 3.53 2.99 6.52 843.6
175 175 7 2024 01-7-2024 30 5,250 3.52 3.00 6.52 840.6
176 176 8 2024 01-8-2024 30 5,280 3.50 3.02 6.52 837.6
177 177 9 2024 01-9-2024 30 5,310 3.49 3.03 6.52 834.6
178 178 10 2024 01-10-2024 30 5,340 3.48 3.04 6.52 831.5
179 179 11 2024 01-11-2024 30 5,370 3.46 3.06 6.52 828.5
180 180 12 2024 01-12-2024 30 5,400 3.45 3.07 6.52 825.4
181 181 1 2025 01-1-2025 30 5,430 3.44 3.08 6.52 822.3
182 182 2 2025 01-2-2025 30 5,460 3.43 3.09 6.52 819.2
183 183 3 2025 01-3-2025 30 5,490 3.41 3.11 6.52 816.1
184 184 4 2025 01-4-2025 30 5,520 3.40 3.12 6.52 813.0
185 185 5 2025 01-5-2025 30 5,550 3.39 3.13 6.52 809.9
186 186 6 2025 01-6-2025 30 5,580 3.37 3.15 6.52 806.7
187 187 7 2025 01-7-2025 30 5,610 3.36 3.16 6.52 803.6
188 188 8 2025 01-8-2025 30 5,640 3.35 3.17 6.52 800.4
189 189 9 2025 01-9-2025 30 5,670 3.34 3.18 6.52 797.2
190 190 10 2025 01-10-2025 30 5,700 3.32 3.20 6.52 794.0
191 191 11 2025 01-11-2025 30 5,730 3.31 3.21 6.52 790.8
192 192 12 2025 01-12-2025 30 5,760 3.30 3.22 6.52 787.6
193 193 1 2026 01-1-2026 30 5,790 3.28 3.24 6.52 784.4
194 194 2 2026 01-2-2026 30 5,820 3.27 3.25 6.52 781.1
195 195 3 2026 01-3-2026 30 5,850 3.25 3.27 6.52 777.8
196 196 4 2026 01-4-2026 30 5,880 3.24 3.28 6.52 774.6
197 197 5 2026 01-5-2026 30 5,910 3.23 3.29 6.52 771.3
198 198 6 2026 01-6-2026 30 5,940 3.21 3.31 6.52 768.0
199 199 7 2026 01-7-2026 30 5,970 3.20 3.32 6.52 764.6
200 200 8 2026 01-8-2026 30 6,000 3.19 3.33 6.52 761.3
201 201 9 2026 01-9-2026 30 6,030 3.17 3.35 6.52 758.0
202 202 10 2026 01-10-2026 30 6,060 3.16 3.36 6.52 754.6
203 203 11 2026 01-11-2026 30 6,090 3.14 3.38 6.52 751.2
204 204 12 2026 01-12-2026 30 6,120 3.13 3.39 6.52 747.8
205 205 1 2027 01-1-2027 30 6,150 3.12 3.40 6.52 744.4
206 206 2 2027 01-2-2027 30 6,180 3.10 3.42 6.52 741.0
207 207 3 2027 01-3-2027 30 6,210 3.09 3.43 6.52 737.6
208 208 4 2027 01-4-2027 30 6,240 3.07 3.45 6.52 734.1
209 209 5 2027 01-5-2027 30 6,270 3.06 3.46 6.52 730.7
210 210 6 2027 01-6-2027 30 6,300 3.04 3.48 6.52 727.2
211 211 7 2027 01-7-2027 30 6,330 3.03 3.49 6.52 723.7
212 212 8 2027 01-8-2027 30 6,360 3.02 3.50 6.52 720.2
213 213 9 2027 01-9-2027 30 6,390 3.00 3.52 6.52 716.7
214 214 10 2027 01-10-2027 30 6,420 2.99 3.53 6.52 713.1

Página 118
TABLA DESARROLLO pactado
215 215 11 2027 01-11-2027 30 6,450 2.97 3.55 6.52 709.6
216 216 12 2027 01-12-2027 30 6,480 2.96 3.56 6.52 706.0
217 217 1 2028 01-1-2028 30 6,510 2.94 3.58 6.52 702.5
218 218 2 2028 01-2-2028 30 6,540 2.93 3.59 6.52 698.9
219 219 3 2028 01-3-2028 30 6,570 2.91 3.61 6.52 695.3
220 220 4 2028 01-4-2028 30 6,600 2.90 3.62 6.52 691.6
221 221 5 2028 01-5-2028 30 6,630 2.88 3.64 6.52 688.0
222 222 6 2028 01-6-2028 30 6,660 2.87 3.65 6.52 684.3
223 223 7 2028 01-7-2028 30 6,690 2.85 3.67 6.52 680.7
224 224 8 2028 01-8-2028 30 6,720 2.84 3.68 6.52 677.0
225 225 9 2028 01-9-2028 30 6,750 2.82 3.70 6.52 673.3
226 226 10 2028 01-10-2028 30 6,780 2.81 3.71 6.52 669.6
227 227 11 2028 01-11-2028 30 6,810 2.79 3.73 6.52 665.8
228 228 12 2028 01-12-2028 30 6,840 2.77 3.75 6.52 662.1
229 229 1 2029 01-1-2029 30 6,870 2.76 3.76 6.52 658.3
230 230 2 2029 01-2-2029 30 6,900 2.74 3.78 6.52 654.6
231 231 3 2029 01-3-2029 30 6,930 2.73 3.79 6.52 650.8
232 232 4 2029 01-4-2029 30 6,960 2.71 3.81 6.52 647.0
233 233 5 2029 01-5-2029 30 6,990 2.70 3.82 6.52 643.1
234 234 6 2029 01-6-2029 30 7,020 2.68 3.84 6.52 639.3
235 235 7 2029 01-7-2029 30 7,050 2.66 3.86 6.52 635.4
236 236 8 2029 01-8-2029 30 7,080 2.65 3.87 6.52 631.6
237 237 9 2029 01-9-2029 30 7,110 2.63 3.89 6.52 627.7
238 238 10 2029 01-10-2029 30 7,140 2.62 3.90 6.52 623.8
239 239 11 2029 01-11-2029 30 7,170 2.60 3.92 6.52 619.8
240 240 12 2029 01-12-2029 30 7,200 2.58 3.94 6.52 615.9
241 241 1 2030 01-1-2030 30 7,230 2.57 3.95 6.52 612.0
242 242 2 2030 01-2-2030 30 7,260 2.55 3.97 6.52 608.0
243 243 3 2030 01-3-2030 30 7,290 2.53 3.99 6.52 604.0
244 244 4 2030 01-4-2030 30 7,320 2.52 4.00 6.52 600.0
245 245 5 2030 01-5-2030 30 7,350 2.50 4.02 6.52 596.0
246 246 6 2030 01-6-2030 30 7,380 2.48 4.04 6.52 591.9
247 247 7 2030 01-7-2030 30 7,410 2.47 4.05 6.52 587.9
248 248 8 2030 01-8-2030 30 7,440 2.45 4.07 6.52 583.8
249 249 9 2030 01-9-2030 30 7,470 2.43 4.09 6.52 579.7
250 250 10 2030 01-10-2030 30 7,500 2.42 4.10 6.52 575.6
251 251 11 2030 01-11-2030 30 7,530 2.40 4.12 6.52 571.5
252 252 12 2030 01-12-2030 30 7,560 2.38 4.14 6.52 567.4
253 253 1 2031 01-1-2031 30 7,590 2.36 4.16 6.52 563.2
254 254 2 2031 01-2-2031 30 7,620 2.35 4.17 6.52 559.0
255 255 3 2031 01-3-2031 30 7,650 2.33 4.19 6.52 554.8
256 256 4 2031 01-4-2031 30 7,680 2.31 4.21 6.52 550.6
257 257 5 2031 01-5-2031 30 7,710 2.29 4.23 6.52 546.4
258 258 6 2031 01-6-2031 30 7,740 2.28 4.24 6.52 542.2
259 259 7 2031 01-7-2031 30 7,770 2.26 4.26 6.52 537.9
260 260 8 2031 01-8-2031 30 7,800 2.24 4.28 6.52 533.6
261 261 9 2031 01-9-2031 30 7,830 2.22 4.30 6.52 529.3
262 262 10 2031 01-10-2031 30 7,860 2.21 4.31 6.52 525.0
263 263 11 2031 01-11-2031 30 7,890 2.19 4.33 6.52 520.7
264 264 12 2031 01-12-2031 30 7,920 2.17 4.35 6.52 516.3
265 265 1 2032 01-1-2032 30 7,950 2.15 4.37 6.52 512.0
266 266 2 2032 01-2-2032 30 7,980 2.13 4.39 6.52 507.6
267 267 3 2032 01-3-2032 30 8,010 2.11 4.41 6.52 503.2
268 268 4 2032 01-4-2032 30 8,040 2.10 4.42 6.52 498.7
269 269 5 2032 01-5-2032 30 8,070 2.08 4.44 6.52 494.3
270 270 6 2032 01-6-2032 30 8,100 2.06 4.46 6.52 489.8
271 271 7 2032 01-7-2032 30 8,130 2.04 4.48 6.52 485.4
272 272 8 2032 01-8-2032 30 8,160 2.02 4.50 6.52 480.9
273 273 9 2032 01-9-2032 30 8,190 2.00 4.52 6.52 476.4
274 274 10 2032 01-10-2032 30 8,220 1.98 4.54 6.52 471.8
275 275 11 2032 01-11-2032 30 8,250 1.97 4.55 6.52 467.3
276 276 12 2032 01-12-2032 30 8,280 1.95 4.57 6.52 462.7
277 277 1 2033 01-1-2033 30 8,310 1.93 4.59 6.52 458.1
278 278 2 2033 01-2-2033 30 8,340 1.91 4.61 6.52 453.5
279 279 3 2033 01-3-2033 30 8,370 1.89 4.63 6.52 448.9
280 280 4 2033 01-4-2033 30 8,400 1.87 4.65 6.52 444.2
281 281 5 2033 01-5-2033 30 8,430 1.85 4.67 6.52 439.5
282 282 6 2033 01-6-2033 30 8,460 1.83 4.69 6.52 434.9
283 283 7 2033 01-7-2033 30 8,490 1.81 4.71 6.52 430.1
284 284 8 2033 01-8-2033 30 8,520 1.79 4.73 6.52 425.4
285 285 9 2033 01-9-2033 30 8,550 1.77 4.75 6.52 420.7
286 286 10 2033 01-10-2033 30 8,580 1.75 4.77 6.52 415.9
287 287 11 2033 01-11-2033 30 8,610 1.73 4.79 6.52 411.1
288 288 12 2033 01-12-2033 30 8,640 1.71 4.81 6.52 406.3
289 289 1 2034 01-1-2034 30 8,670 1.69 4.83 6.52 401.5
290 290 2 2034 01-2-2034 30 8,700 1.67 4.85 6.52 396.6
291 291 3 2034 01-3-2034 30 8,730 1.65 4.87 6.52 391.8
292 292 4 2034 01-4-2034 30 8,760 1.63 4.89 6.52 386.9
293 293 5 2034 01-5-2034 30 8,790 1.61 4.91 6.52 382.0
294 294 6 2034 01-6-2034 30 8,820 1.59 4.93 6.52 377.0

Página 119
TABLA DESARROLLO pactado
295 295 7 2034 01-7-2034 30 8,850 1.57 4.95 6.52 372.1
296 296 8 2034 01-8-2034 30 8,880 1.55 4.97 6.52 367.1
297 297 9 2034 01-9-2034 30 8,910 1.53 4.99 6.52 362.1
298 298 10 2034 01-10-2034 30 8,940 1.51 5.01 6.52 357.1
299 299 11 2034 01-11-2034 30 8,970 1.49 5.03 6.52 352.1
300 300 12 2034 01-12-2034 30 9,000 1.47 5.05 6.52 347.0
301 301 1 2035 01-1-2035 30 9,030 1.45 5.07 6.52 342.0
302 302 2 2035 01-2-2035 30 9,060 1.42 5.10 6.52 336.9
303 303 3 2035 01-3-2035 30 9,090 1.40 5.12 6.52 331.7
304 304 4 2035 01-4-2035 30 9,120 1.38 5.14 6.52 326.6
305 305 5 2035 01-5-2035 30 9,150 1.36 5.16 6.52 321.5
306 306 6 2035 01-6-2035 30 9,180 1.34 5.18 6.52 316.3
307 307 7 2035 01-7-2035 30 9,210 1.32 5.20 6.52 311.1
308 308 8 2035 01-8-2035 30 9,240 1.30 5.22 6.52 305.8
309 309 9 2035 01-9-2035 30 9,270 1.27 5.25 6.52 300.6
310 310 10 2035 01-10-2035 30 9,300 1.25 5.27 6.52 295.3
311 311 11 2035 01-11-2035 30 9,330 1.23 5.29 6.52 290.0
312 312 12 2035 01-12-2035 30 9,360 1.21 5.31 6.52 284.7
313 313 1 2036 01-1-2036 30 9,390 1.19 5.33 6.52 279.4
314 314 2 2036 01-2-2036 30 9,420 1.16 5.36 6.52 274.0
315 315 3 2036 01-3-2036 30 9,450 1.14 5.38 6.52 268.7
316 316 4 2036 01-4-2036 30 9,480 1.12 5.40 6.52 263.3
317 317 5 2036 01-5-2036 30 9,510 1.10 5.42 6.52 257.8
318 318 6 2036 01-6-2036 30 9,540 1.07 5.45 6.52 252.4
319 319 7 2036 01-7-2036 30 9,570 1.05 5.47 6.52 246.9
320 320 8 2036 01-8-2036 30 9,600 1.03 5.49 6.52 241.4
321 321 9 2036 01-9-2036 30 9,630 1.01 5.51 6.52 235.9
322 322 10 2036 01-10-2036 30 9,660 0.98 5.54 6.52 230.4
323 323 11 2036 01-11-2036 30 9,690 0.96 5.56 6.52 224.8
324 324 12 2036 01-12-2036 30 9,720 0.94 5.58 6.52 219.2
325 325 1 2037 01-1-2037 30 9,750 0.91 5.61 6.52 213.6
326 326 2 2037 01-2-2037 30 9,780 0.89 5.63 6.52 208.0
327 327 3 2037 01-3-2037 30 9,810 0.87 5.65 6.52 202.4
328 328 4 2037 01-4-2037 30 9,840 0.84 5.68 6.52 196.7
329 329 5 2037 01-5-2037 30 9,870 0.82 5.70 6.52 191.0
330 330 6 2037 01-6-2037 30 9,900 0.80 5.72 6.52 185.2
331 331 7 2037 01-7-2037 30 9,930 0.77 5.75 6.52 179.5
332 332 8 2037 01-8-2037 30 9,960 0.75 5.77 6.52 173.7
333 333 9 2037 01-9-2037 30 9,990 0.72 5.80 6.52 167.9
334 334 10 2037 01-10-2037 30 10,020 0.70 5.82 6.52 162.1
335 335 11 2037 01-11-2037 30 10,050 0.68 5.84 6.52 156.3
336 336 12 2037 01-12-2037 30 10,080 0.65 5.87 6.52 150.4
337 337 1 2038 01-1-2038 30 10,110 0.63 5.89 6.52 144.5
338 338 2 2038 01-2-2038 30 10,140 0.60 5.92 6.52 138.6
339 339 3 2038 01-3-2038 30 10,170 0.58 5.94 6.52 132.6
340 340 4 2038 01-4-2038 30 10,200 0.55 5.97 6.52 126.7
341 341 5 2038 01-5-2038 30 10,230 0.53 5.99 6.52 120.7
342 342 6 2038 01-6-2038 30 10,260 0.50 6.02 6.52 114.7
343 343 7 2038 01-7-2038 30 10,290 0.48 6.04 6.52 108.6
344 344 8 2038 01-8-2038 30 10,320 0.45 6.07 6.52 102.6
345 345 9 2038 01-9-2038 30 10,350 0.43 6.09 6.52 96.5
346 346 10 2038 01-10-2038 30 10,380 0.40 6.12 6.52 90.3
347 347 11 2038 01-11-2038 30 10,410 0.38 6.14 6.52 84.2
348 348 12 2038 01-12-2038 30 10,440 0.35 6.17 6.52 78.0
349 349 1 2039 01-1-2039 30 10,470 0.33 6.19 6.52 71.8
350 350 2 2039 01-2-2039 30 10,500 0.30 6.22 6.52 65.6
351 351 3 2039 01-3-2039 30 10,530 0.27 6.25 6.52 59.4
352 352 4 2039 01-4-2039 30 10,560 0.25 6.27 6.52 53.1
353 353 5 2039 01-5-2039 30 10,590 0.22 6.30 6.52 46.8
354 354 6 2039 01-6-2039 30 10,620 0.20 6.33 6.52 40.5
355 355 7 2039 01-7-2039 30 10,650 0.17 6.35 6.52 34.1
356 356 8 2039 01-8-2039 30 10,680 0.14 6.38 6.52 27.7
357 357 9 2039 01-9-2039 30 10,710 0.12 6.40 6.52 21.3
358 358 10 2039 01-10-2039 30 10,740 0.09 6.43 6.52 14.9
359 359 11 2039 01-11-2039 30 10,770 0.06 6.46 6.52 8.5
360 360 12 2039 01-12-2039 30 10,800 0.04 6.48 6.52 2.0

Página 120
TABLA DESARROLLO TASA TECHO

TABLA DE DESARROLLO CREDITO HIPOTECARIO BBVA

ANTECEDENTES DEL CREDITO


Capital:
Tasa Anual Nominal:
Mes Firma Escritura:
PLAZO (meses)

1.- PERIODO CARENCIA DE CAPITAL


PLAZO CARENCIA DE CAPITAL: (meses)
Tasa Anual Nominal:
DIVIDENDO NETO MENSUAL (SÓLO INTERESES)
FECHA PRIMER VENCIMIENTO CARENCIA
FECHA ULTIMO VENCIMIENTO CARENCIA

2.- TABLA DE DESARROLLO PERIODO DE AMORTIZACIONES


PLAZO (meses)
Pagos efectivos
Meses de gracia:
Mes de no pago:
Valor Dividendo Mensual
SEG.INCENDIO-SISMO
SEG.CESANTIA
SEG.DESGRAVAMEN

Mes Pago Período


N° N° OCULTAROCULTAR Fecha Período Acumulado

1 1 1 2010 01-12-2010 30 30
2 2 2 2010 01-2-2010 30 60
3 3 3 2010 01-3-2010 30 90
4 4 4 2010 01-4-2010 30 120
5 5 5 2010 01-5-2010 30 150
6 6 6 2010 01-6-2010 30 180
7 7 7 2010 01-7-2010 30 210
8 8 8 2010 01-8-2010 30 240
9 9 9 2010 01-9-2010 30 270
10 10 10 2010 01-10-2010 30 300
11 11 11 2010 01-11-2010 30 330
12 12 12 2010 01-12-2010 30 360
13 13 1 2011 01-1-2011 30 390
14 14 2 2011 01-2-2011 30 420
15 15 3 2011 01-3-2011 30 450
16 16 4 2011 01-4-2011 30 480
17 17 5 2011 01-5-2011 30 510
18 18 6 2011 01-6-2011 30 540
19 19 7 2011 01-7-2011 30 570

Página 121
TABLA DESARROLLO TASA TECHO

20 20 8 2011 01-8-2011 30 600


21 21 9 2011 01-9-2011 30 630
22 22 10 2011 01-10-2011 30 660
23 23 11 2011 01-11-2011 30 690
24 24 12 2011 01-12-2011 30 720
25 25 1 2012 01-1-2012 30 750
26 26 2 2012 01-2-2012 30 780
27 27 3 2012 01-3-2012 30 810
28 28 4 2012 01-4-2012 30 840
29 29 5 2012 01-5-2012 30 870
30 30 6 2012 01-6-2012 30 900
31 31 7 2012 01-7-2012 30 930
32 32 8 2012 01-8-2012 30 960
33 33 9 2012 01-9-2012 30 990
34 34 10 2012 01-10-2012 30 1,020
35 35 11 2012 01-11-2012 30 1,050
36 36 12 2012 01-12-2012 30 1,080
37 37 1 2013 01-1-2013 30 1,110
38 38 2 2013 01-2-2013 30 1,140
39 39 3 2013 01-3-2013 30 1,170
40 40 4 2013 01-4-2013 30 1,200
41 41 5 2013 01-5-2013 30 1,230
42 42 6 2013 01-6-2013 30 1,260
43 43 7 2013 01-7-2013 30 1,290
44 44 8 2013 01-8-2013 30 1,320
45 45 9 2013 01-9-2013 30 1,350
46 46 10 2013 01-10-2013 30 1,380
47 47 11 2013 01-11-2013 30 1,410
48 48 12 2013 01-12-2013 30 1,440
49 49 1 2014 01-1-2014 30 1,470
50 50 2 2014 01-2-2014 30 1,500
51 51 3 2014 01-3-2014 30 1,530
52 52 4 2014 01-4-2014 30 1,560
53 53 5 2014 01-5-2014 30 1,590
54 54 6 2014 01-6-2014 30 1,620
55 55 7 2014 01-7-2014 30 1,650
56 56 8 2014 01-8-2014 30 1,680
57 57 9 2014 01-9-2014 30 1,710
58 58 10 2014 01-10-2014 30 1,740
59 59 11 2014 01-11-2014 30 1,770
60 60 12 2014 01-12-2014 30 1,800
61 61 1 2015 01-1-2015 30 1,830
62 62 2 2015 01-2-2015 30 1,860
63 63 3 2015 01-3-2015 30 1,890
64 64 4 2015 01-4-2015 30 1,920
65 65 5 2015 01-5-2015 30 1,950
66 66 6 2015 01-6-2015 30 1,980
67 67 7 2015 01-7-2015 30 2,010
68 68 8 2015 01-8-2015 30 2,040
69 69 9 2015 01-9-2015 30 2,070

Página 122
TABLA DESARROLLO TASA TECHO

70 70 10 2015 01-10-2015 30 2,100


71 71 11 2015 01-11-2015 30 2,130
72 72 12 2015 01-12-2015 30 2,160
73 73 1 2016 01-1-2016 30 2,190
74 74 2 2016 01-2-2016 30 2,220
75 75 3 2016 01-3-2016 30 2,250
76 76 4 2016 01-4-2016 30 2,280
77 77 5 2016 01-5-2016 30 2,310
78 78 6 2016 01-6-2016 30 2,340
79 79 7 2016 01-7-2016 30 2,370
80 80 8 2016 01-8-2016 30 2,400
81 81 9 2016 01-9-2016 30 2,430
82 82 10 2016 01-10-2016 30 2,460
83 83 11 2016 01-11-2016 30 2,490
84 84 12 2016 01-12-2016 30 2,520
85 85 1 2017 01-1-2017 30 2,550
86 86 2 2017 01-2-2017 30 2,580
87 87 3 2017 01-3-2017 30 2,610
88 88 4 2017 01-4-2017 30 2,640
89 89 5 2017 01-5-2017 30 2,670
90 90 6 2017 01-6-2017 30 2,700
91 91 7 2017 01-7-2017 30 2,730
92 92 8 2017 01-8-2017 30 2,760
93 93 9 2017 01-9-2017 30 2,790
94 94 10 2017 01-10-2017 30 2,820
95 95 11 2017 01-11-2017 30 2,850
96 96 12 2017 01-12-2017 30 2,880
97 97 1 2018 01-1-2018 30 2,910
98 98 2 2018 01-2-2018 30 2,940
99 99 3 2018 01-3-2018 30 2,970
100 100 4 2018 01-4-2018 30 3,000
101 101 5 2018 01-5-2018 30 3,030
102 102 6 2018 01-6-2018 30 3,060
103 103 7 2018 01-7-2018 30 3,090
104 104 8 2018 01-8-2018 30 3,120
105 105 9 2018 01-9-2018 30 3,150
106 106 10 2018 01-10-2018 30 3,180
107 107 11 2018 01-11-2018 30 3,210
108 108 12 2018 01-12-2018 30 3,240
109 109 1 2019 01-1-2019 30 3,270
110 110 2 2019 01-2-2019 30 3,300
111 111 3 2019 01-3-2019 30 3,330
112 112 4 2019 01-4-2019 30 3,360
113 113 5 2019 01-5-2019 30 3,390
114 114 6 2019 01-6-2019 30 3,420
115 115 7 2019 01-7-2019 30 3,450
116 116 8 2019 01-8-2019 30 3,480
117 117 9 2019 01-9-2019 30 3,510
118 118 10 2019 01-10-2019 30 3,540
119 119 11 2019 01-11-2019 30 3,570

Página 123
TABLA DESARROLLO TASA TECHO

120 120 12 2019 01-12-2019 30 3,600


121 121 1 2020 01-1-2020 30 3,630
122 122 2 2020 01-2-2020 30 3,660
123 123 3 2020 01-3-2020 30 3,690
124 124 4 2020 01-4-2020 30 3,720
125 125 5 2020 01-5-2020 30 3,750
126 126 6 2020 01-6-2020 30 3,780
127 127 7 2020 01-7-2020 30 3,810
128 128 8 2020 01-8-2020 30 3,840
129 129 9 2020 01-9-2020 30 3,870
130 130 10 2020 01-10-2020 30 3,900
131 131 11 2020 01-11-2020 30 3,930
132 132 12 2020 01-12-2020 30 3,960
133 133 1 2021 01-1-2021 30 3,990
134 134 2 2021 01-2-2021 30 4,020
135 135 3 2021 01-3-2021 30 4,050
136 136 4 2021 01-4-2021 30 4,080
137 137 5 2021 01-5-2021 30 4,110
138 138 6 2021 01-6-2021 30 4,140
139 139 7 2021 01-7-2021 30 4,170
140 140 8 2021 01-8-2021 30 4,200
141 141 9 2021 01-9-2021 30 4,230
142 142 10 2021 01-10-2021 30 4,260
143 143 11 2021 01-11-2021 30 4,290
144 144 12 2021 01-12-2021 30 4,320
145 145 1 2022 01-1-2022 30 4,350
146 146 2 2022 01-2-2022 30 4,380
147 147 3 2022 01-3-2022 30 4,410
148 148 4 2022 01-4-2022 30 4,440
149 149 5 2022 01-5-2022 30 4,470
150 150 6 2022 01-6-2022 30 4,500
151 151 7 2022 01-7-2022 30 4,530
152 152 8 2022 01-8-2022 30 4,560
153 153 9 2022 01-9-2022 30 4,590
154 154 10 2022 01-10-2022 30 4,620
155 155 11 2022 01-11-2022 30 4,650
156 156 12 2022 01-12-2022 30 4,680
157 157 1 2023 01-1-2023 30 4,710
158 158 2 2023 01-2-2023 30 4,740
159 159 3 2023 01-3-2023 30 4,770
160 160 4 2023 01-4-2023 30 4,800
161 161 5 2023 01-5-2023 30 4,830
162 162 6 2023 01-6-2023 30 4,860
163 163 7 2023 01-7-2023 30 4,890
164 164 8 2023 01-8-2023 30 4,920
165 165 9 2023 01-9-2023 30 4,950
166 166 10 2023 01-10-2023 30 4,980
167 167 11 2023 01-11-2023 30 5,010
168 168 12 2023 01-12-2023 30 5,040
169 169 1 2024 01-1-2024 30 5,070

Página 124
TABLA DESARROLLO TASA TECHO

170 170 2 2024 01-2-2024 30 5,100


171 171 3 2024 01-3-2024 30 5,130
172 172 4 2024 01-4-2024 30 5,160
173 173 5 2024 01-5-2024 30 5,190
174 174 6 2024 01-6-2024 30 5,220
175 175 7 2024 01-7-2024 30 5,250
176 176 8 2024 01-8-2024 30 5,280
177 177 9 2024 01-9-2024 30 5,310
178 178 10 2024 01-10-2024 30 5,340
179 179 11 2024 01-11-2024 30 5,370
180 180 12 2024 01-12-2024 30 5,400
181 181 1 2025 01-1-2025 30 5,430
182 182 2 2025 01-2-2025 30 5,460
183 183 3 2025 01-3-2025 30 5,490
184 184 4 2025 01-4-2025 30 5,520
185 185 5 2025 01-5-2025 30 5,550
186 186 6 2025 01-6-2025 30 5,580
187 187 7 2025 01-7-2025 30 5,610
188 188 8 2025 01-8-2025 30 5,640
189 189 9 2025 01-9-2025 30 5,670
190 190 10 2025 01-10-2025 30 5,700
191 191 11 2025 01-11-2025 30 5,730
192 192 12 2025 01-12-2025 30 5,760
193 193 1 2026 01-1-2026 30 5,790
194 194 2 2026 01-2-2026 30 5,820
195 195 3 2026 01-3-2026 30 5,850
196 196 4 2026 01-4-2026 30 5,880
197 197 5 2026 01-5-2026 30 5,910
198 198 6 2026 01-6-2026 30 5,940
199 199 7 2026 01-7-2026 30 5,970
200 200 8 2026 01-8-2026 30 6,000
201 201 9 2026 01-9-2026 30 6,030
202 202 10 2026 01-10-2026 30 6,060
203 203 11 2026 01-11-2026 30 6,090
204 204 12 2026 01-12-2026 30 6,120
205 205 1 2027 01-1-2027 30 6,150
206 206 2 2027 01-2-2027 30 6,180
207 207 3 2027 01-3-2027 30 6,210
208 208 4 2027 01-4-2027 30 6,240
209 209 5 2027 01-5-2027 30 6,270
210 210 6 2027 01-6-2027 30 6,300
211 211 7 2027 01-7-2027 30 6,330
212 212 8 2027 01-8-2027 30 6,360
213 213 9 2027 01-9-2027 30 6,390
214 214 10 2027 01-10-2027 30 6,420
215 215 11 2027 01-11-2027 30 6,450
216 216 12 2027 01-12-2027 30 6,480
217 217 1 2028 01-1-2028 30 6,510
218 218 2 2028 01-2-2028 30 6,540
219 219 3 2028 01-3-2028 30 6,570

Página 125
TABLA DESARROLLO TASA TECHO

220 220 4 2028 01-4-2028 30 6,600


221 221 5 2028 01-5-2028 30 6,630
222 222 6 2028 01-6-2028 30 6,660
223 223 7 2028 01-7-2028 30 6,690
224 224 8 2028 01-8-2028 30 6,720
225 225 9 2028 01-9-2028 30 6,750
226 226 10 2028 01-10-2028 30 6,780
227 227 11 2028 01-11-2028 30 6,810
228 228 12 2028 01-12-2028 30 6,840
229 229 1 2029 01-1-2029 30 6,870
230 230 2 2029 01-2-2029 30 6,900
231 231 3 2029 01-3-2029 30 6,930
232 232 4 2029 01-4-2029 30 6,960
233 233 5 2029 01-5-2029 30 6,990
234 234 6 2029 01-6-2029 30 7,020
235 235 7 2029 01-7-2029 30 7,050
236 236 8 2029 01-8-2029 30 7,080
237 237 9 2029 01-9-2029 30 7,110
238 238 10 2029 01-10-2029 30 7,140
239 239 11 2029 01-11-2029 30 7,170
240 240 12 2029 01-12-2029 30 7,200
241 241 1 2030 01-1-2030 30 7,230
242 242 2 2030 01-2-2030 30 7,260
243 243 3 2030 01-3-2030 30 7,290
244 244 4 2030 01-4-2030 30 7,320
245 245 5 2030 01-5-2030 30 7,350
246 246 6 2030 01-6-2030 30 7,380
247 247 7 2030 01-7-2030 30 7,410
248 248 8 2030 01-8-2030 30 7,440
249 249 9 2030 01-9-2030 30 7,470
250 250 10 2030 01-10-2030 30 7,500
251 251 11 2030 01-11-2030 30 7,530
252 252 12 2030 01-12-2030 30 7,560
253 253 1 2031 01-1-2031 30 7,590
254 254 2 2031 01-2-2031 30 7,620
255 255 3 2031 01-3-2031 30 7,650
256 256 4 2031 01-4-2031 30 7,680
257 257 5 2031 01-5-2031 30 7,710
258 258 6 2031 01-6-2031 30 7,740
259 259 7 2031 01-7-2031 30 7,770
260 260 8 2031 01-8-2031 30 7,800
261 261 9 2031 01-9-2031 30 7,830
262 262 10 2031 01-10-2031 30 7,860
263 263 11 2031 01-11-2031 30 7,890
264 264 12 2031 01-12-2031 30 7,920
265 265 1 2032 01-1-2032 30 7,950
266 266 2 2032 01-2-2032 30 7,980
267 267 3 2032 01-3-2032 30 8,010
268 268 4 2032 01-4-2032 30 8,040
269 269 5 2032 01-5-2032 30 8,070

Página 126
TABLA DESARROLLO TASA TECHO

270 270 6 2032 01-6-2032 30 8,100


271 271 7 2032 01-7-2032 30 8,130
272 272 8 2032 01-8-2032 30 8,160
273 273 9 2032 01-9-2032 30 8,190
274 274 10 2032 01-10-2032 30 8,220
275 275 11 2032 01-11-2032 30 8,250
276 276 12 2032 01-12-2032 30 8,280
277 277 1 2033 01-1-2033 30 8,310
278 278 2 2033 01-2-2033 30 8,340
279 279 3 2033 01-3-2033 30 8,370
280 280 4 2033 01-4-2033 30 8,400
281 281 5 2033 01-5-2033 30 8,430
282 282 6 2033 01-6-2033 30 8,460
283 283 7 2033 01-7-2033 30 8,490
284 284 8 2033 01-8-2033 30 8,520
285 285 9 2033 01-9-2033 30 8,550
286 286 10 2033 01-10-2033 30 8,580
287 287 11 2033 01-11-2033 30 8,610
288 288 12 2033 01-12-2033 30 8,640
289 289 1 2034 01-1-2034 30 8,670
290 290 2 2034 01-2-2034 30 8,700
291 291 3 2034 01-3-2034 30 8,730
292 292 4 2034 01-4-2034 30 8,760
293 293 5 2034 01-5-2034 30 8,790
294 294 6 2034 01-6-2034 30 8,820
295 295 7 2034 01-7-2034 30 8,850
296 296 8 2034 01-8-2034 30 8,880
297 297 9 2034 01-9-2034 30 8,910
298 298 10 2034 01-10-2034 30 8,940
299 299 11 2034 01-11-2034 30 8,970
300 300 12 2034 01-12-2034 30 9,000
1 2035
2 2035
3 2035
4 2035
5 2035
6 2035
7 2035
8 2035
9 2035
10 2035
11 2035
12 2035
1 2036
2 2036
3 2036
4 2036
5 2036
6 2036
7 2036

Página 127
TABLA DESARROLLO TASA TECHO

8 2036
9 2036
10 2036
11 2036
12 2036
1 2037
2 2037
3 2037
4 2037
5 2037
6 2037
7 2037
8 2037
9 2037
10 2037
11 2037
12 2037
1 2038
2 2038
3 2038
4 2038
5 2038
6 2038
7 2038
8 2038
9 2038
10 2038
11 2038
12 2038
1 2039
2 2039
3 2039
4 2039
5 2039
6 2039
7 2039
8 2039
9 2039
10 2039
11 2039
12 2039

Página 128
TABLA DESARROLLO TASA TECHO

1,115.88
7.50
01-10-2010
360

300
300
0
0
8.2462
0.15
0.22
0.38

8.99 192,049

Interés Amortiz. Monto Saldo


Período Capital Dividendo Capital

6.97 1.28 8.25 1,114.6


6.97 1.28 8.25 1,113.3
6.96 1.29 8.25 1,112.0
6.95 1.30 8.25 1,110.7
6.94 1.30 8.25 1,109.4
6.93 1.31 8.25 1,108.1
6.93 1.32 8.25 1,106.8
6.92 1.33 8.25 1,105.5
6.91 1.34 8.25 1,104.1
6.90 1.35 8.25 1,102.8
6.89 1.35 8.25 1,101.4
6.88 1.36 8.25 1,100.1
6.88 1.37 8.25 1,098.7
6.87 1.38 8.25 1,097.3
6.86 1.39 8.25 1,095.9
6.85 1.40 8.25 1,094.5
6.84 1.41 8.25 1,093.1
6.83 1.41 8.25 1,091.7
6.82 1.42 8.25 1,090.3

Página 129
TABLA DESARROLLO TASA TECHO

6.81 1.43 8.25 1,088.9


6.81 1.44 8.25 1,087.4
6.80 1.45 8.25 1,086.0
6.79 1.46 8.25 1,084.5
6.78 1.47 8.25 1,083.0
6.77 1.48 8.25 1,081.6
6.76 1.49 8.25 1,080.1
6.75 1.50 8.25 1,078.6
6.74 1.51 8.25 1,077.1
6.73 1.51 8.25 1,075.6
6.72 1.52 8.25 1,074.0
6.71 1.53 8.25 1,072.5
6.70 1.54 8.25 1,071.0
6.69 1.55 8.25 1,069.4
6.68 1.56 8.25 1,067.9
6.67 1.57 8.25 1,066.3
6.66 1.58 8.25 1,064.7
6.65 1.59 8.25 1,063.1
6.64 1.60 8.25 1,061.5
6.63 1.61 8.25 1,059.9
6.62 1.62 8.25 1,058.3
6.61 1.63 8.25 1,056.6
6.60 1.64 8.25 1,055.0
6.59 1.65 8.25 1,053.3
6.58 1.66 8.25 1,051.7
6.57 1.67 8.25 1,050.0
6.56 1.68 8.25 1,048.3
6.55 1.69 8.25 1,046.6
6.54 1.70 8.25 1,044.9
6.53 1.72 8.25 1,043.2
6.52 1.73 8.25 1,041.5
6.51 1.74 8.25 1,039.7
6.50 1.75 8.25 1,038.0
6.49 1.76 8.25 1,036.2
6.48 1.77 8.25 1,034.5
6.47 1.78 8.25 1,032.7
6.45 1.79 8.25 1,030.9
6.44 1.80 8.25 1,029.1
6.43 1.81 8.25 1,027.3
6.42 1.83 8.25 1,025.5
6.41 1.84 8.25 1,023.6
6.40 1.85 8.25 1,021.8
6.39 1.86 8.25 1,019.9
6.37 1.87 8.25 1,018.0
6.36 1.88 8.25 1,016.2
6.35 1.90 8.25 1,014.3
6.34 1.91 8.25 1,012.4
6.33 1.92 8.25 1,010.4
6.32 1.93 8.25 1,008.5
6.30 1.94 8.25 1,006.6

Página 130
TABLA DESARROLLO TASA TECHO

6.29 1.96 8.25 1,004.6


6.28 1.97 8.25 1,002.6
6.27 1.98 8.25 1,000.7
6.25 1.99 8.25 998.7
6.24 2.00 8.25 996.7
6.23 2.02 8.25 994.6
6.22 2.03 8.25 992.6
6.20 2.04 8.25 990.6
6.19 2.06 8.25 988.5
6.18 2.07 8.25 986.4
6.17 2.08 8.25 984.4
6.15 2.09 8.25 982.3
6.14 2.11 8.25 980.2
6.13 2.12 8.25 978.0
6.11 2.13 8.25 975.9
6.10 2.15 8.25 973.8
6.09 2.16 8.25 971.6
6.07 2.17 8.25 969.4
6.06 2.19 8.25 967.2
6.05 2.20 8.25 965.0
6.03 2.21 8.25 962.8
6.02 2.23 8.25 960.6
6.00 2.24 8.25 958.4
5.99 2.26 8.25 956.1
5.98 2.27 8.25 953.8
5.96 2.28 8.25 951.5
5.95 2.30 8.25 949.2
5.93 2.31 8.25 946.9
5.92 2.33 8.25 944.6
5.90 2.34 8.25 942.3
5.89 2.36 8.25 939.9
5.87 2.37 8.25 937.5
5.86 2.39 8.25 935.1
5.84 2.40 8.25 932.7
5.83 2.42 8.25 930.3
5.81 2.43 8.25 927.9
5.80 2.45 8.25 925.5
5.78 2.46 8.25 923.0
5.77 2.48 8.25 920.5
5.75 2.49 8.25 918.0
5.74 2.51 8.25 915.5
5.72 2.52 8.25 913.0
5.71 2.54 8.25 910.4
5.69 2.56 8.25 907.9
5.67 2.57 8.25 905.3
5.66 2.59 8.25 902.7
5.64 2.60 8.25 900.1
5.63 2.62 8.25 897.5
5.61 2.64 8.25 894.9
5.59 2.65 8.25 892.2

Página 131
TABLA DESARROLLO TASA TECHO

5.58 2.67 8.25 889.5


5.56 2.69 8.25 886.9
5.54 2.70 8.25 884.2
5.53 2.72 8.25 881.4
5.51 2.74 8.25 878.7
5.49 2.75 8.25 875.9
5.47 2.77 8.25 873.2
5.46 2.79 8.25 870.4
5.44 2.81 8.25 867.6
5.42 2.82 8.25 864.8
5.40 2.84 8.25 861.9
5.39 2.86 8.25 859.1
5.37 2.88 8.25 856.2
5.35 2.90 8.25 853.3
5.33 2.91 8.25 850.4
5.31 2.93 8.25 847.4
5.30 2.95 8.25 844.5
5.28 2.97 8.25 841.5
5.26 2.99 8.25 838.5
5.24 3.01 8.25 835.5
5.22 3.02 8.25 832.5
5.20 3.04 8.25 829.5
5.18 3.06 8.25 826.4
5.17 3.08 8.25 823.3
5.15 3.10 8.25 820.2
5.13 3.12 8.25 817.1
5.11 3.14 8.25 814.0
5.09 3.16 8.25 810.8
5.07 3.18 8.25 807.6
5.05 3.20 8.25 804.4
5.03 3.22 8.25 801.2
5.01 3.24 8.25 798.0
4.99 3.26 8.25 794.7
4.97 3.28 8.25 791.4
4.95 3.30 8.25 788.1
4.93 3.32 8.25 784.8
4.91 3.34 8.25 781.5
4.88 3.36 8.25 778.1
4.86 3.38 8.25 774.7
4.84 3.40 8.25 771.3
4.82 3.43 8.25 767.9
4.80 3.45 8.25 764.4
4.78 3.47 8.25 761.0
4.76 3.49 8.25 757.5
4.73 3.51 8.25 754.0
4.71 3.53 8.25 750.4
4.69 3.56 8.25 746.9
4.67 3.58 8.25 743.3
4.65 3.60 8.25 739.7
4.62 3.62 8.25 736.1

Página 132
TABLA DESARROLLO TASA TECHO

4.60 3.65 8.25 732.4


4.58 3.67 8.25 728.8
4.55 3.69 8.25 725.1
4.53 3.71 8.25 721.4
4.51 3.74 8.25 717.6
4.49 3.76 8.25 713.9
4.46 3.78 8.25 710.1
4.44 3.81 8.25 706.3
4.41 3.83 8.25 702.4
4.39 3.86 8.25 698.6
4.37 3.88 8.25 694.7
4.34 3.90 8.25 690.8
4.32 3.93 8.25 686.9
4.29 3.95 8.25 682.9
4.27 3.98 8.25 678.9
4.24 4.00 8.25 674.9
4.22 4.03 8.25 670.9
4.19 4.05 8.25 666.9
4.17 4.08 8.25 662.8
4.14 4.10 8.25 658.7
4.12 4.13 8.25 654.5
4.09 4.16 8.25 650.4
4.06 4.18 8.25 646.2
4.04 4.21 8.25 642.0
4.01 4.23 8.25 637.8
3.99 4.26 8.25 633.5
3.96 4.29 8.25 629.2
3.93 4.31 8.25 624.9
3.91 4.34 8.25 620.6
3.88 4.37 8.25 616.2
3.85 4.40 8.25 611.8
3.82 4.42 8.25 607.4
3.80 4.45 8.25 602.9
3.77 4.48 8.25 598.5
3.74 4.51 8.25 593.9
3.71 4.53 8.25 589.4
3.68 4.56 8.25 584.8
3.66 4.59 8.25 580.3
3.63 4.62 8.25 575.6
3.60 4.65 8.25 571.0
3.57 4.68 8.25 566.3
3.54 4.71 8.25 561.6
3.51 4.74 8.25 556.9
3.48 4.77 8.25 552.1
3.45 4.80 8.25 547.3
3.42 4.83 8.25 542.5
3.39 4.86 8.25 537.6
3.36 4.89 8.25 532.7
3.33 4.92 8.25 527.8
3.30 4.95 8.25 522.9

Página 133
TABLA DESARROLLO TASA TECHO

3.27 4.98 8.25 517.9


3.24 5.01 8.25 512.9
3.21 5.04 8.25 507.8
3.17 5.07 8.25 502.8
3.14 5.10 8.25 497.7
3.11 5.14 8.25 492.5
3.08 5.17 8.25 487.4
3.05 5.20 8.25 482.2
3.01 5.23 8.25 476.9
2.98 5.27 8.25 471.7
2.95 5.30 8.25 466.4
2.91 5.33 8.25 461.0
2.88 5.36 8.25 455.7
2.85 5.40 8.25 450.3
2.81 5.43 8.25 444.8
2.78 5.47 8.25 439.4
2.75 5.50 8.25 433.9
2.71 5.53 8.25 428.3
2.68 5.57 8.25 422.8
2.64 5.60 8.25 417.2
2.61 5.64 8.25 411.5
2.57 5.67 8.25 405.9
2.54 5.71 8.25 400.1
2.50 5.75 8.25 394.4
2.47 5.78 8.25 388.6
2.43 5.82 8.25 382.8
2.39 5.85 8.25 377.0
2.36 5.89 8.25 371.1
2.32 5.93 8.25 365.1
2.28 5.96 8.25 359.2
2.24 6.00 8.25 353.2
2.21 6.04 8.25 347.1
2.17 6.08 8.25 341.1
2.13 6.11 8.25 334.9
2.09 6.15 8.25 328.8
2.05 6.19 8.25 322.6
2.02 6.23 8.25 316.4
1.98 6.27 8.25 310.1
1.94 6.31 8.25 303.8
1.90 6.35 8.25 297.4
1.86 6.39 8.25 291.1
1.82 6.43 8.25 284.6
1.78 6.47 8.25 278.2
1.74 6.51 8.25 271.7
1.70 6.55 8.25 265.1
1.66 6.59 8.25 258.5
1.62 6.63 8.25 251.9
1.57 6.67 8.25 245.2
1.53 6.71 8.25 238.5
1.49 6.76 8.25 231.7

Página 134
TABLA DESARROLLO TASA TECHO

1.45 6.80 8.25 224.9


1.41 6.84 8.25 218.1
1.36 6.88 8.25 211.2
1.32 6.93 8.25 204.3
1.28 6.97 8.25 197.3
1.23 7.01 8.25 190.3
1.19 7.06 8.25 183.3
1.15 7.10 8.25 176.2
1.10 7.15 8.25 169.0
1.06 7.19 8.25 161.8
1.01 7.23 8.25 154.6
0.97 7.28 8.25 147.3
0.92 7.33 8.25 140.0
0.87 7.37 8.25 132.6
0.83 7.42 8.25 125.2
0.78 7.46 8.25 117.7
0.74 7.51 8.25 110.2
0.69 7.56 8.25 102.7
0.64 7.60 8.25 95.1
0.59 7.65 8.25 87.4
0.55 7.70 8.25 79.7
0.50 7.75 8.25 72.0
0.45 7.80 8.25 64.2
0.40 7.85 8.25 56.3
0.35 7.89 8.25 48.4
0.30 7.94 8.25 40.5
0.25 7.99 8.25 32.5
0.20 8.04 8.25 24.4
0.15 8.09 8.25 16.3
0.10 8.14 8.25 8.2
0.05 8.19 8.25 0.0

Página 135
TABLA DESARROLLO TASA TECHO

Página 136
INTERNA
Combinación Edad op 1 (Original) op 2 (vivienda) op 3 (Comp FG) op 1 + op 2
1 18 - 54 1-1.100 1-1.100 1-1.100 1-1.100
2 18 - 54 1-1.100 1-1.100 1-1.100 1-1.100
3 18 - 54 1-1.100 1-1.100 1-1.100 1.101 - 7.000
4 18 - 54 1-1.100 1-1.100 1-1.100 1-1.100
5 18 - 54 1-1.100 1-1.100 1-1.100 1.101 - 7.000
6 18 - 54 1-1.100 1-1.100 1-1.100 1-1.100
7 18 - 54 1-1.100 1-1.100 1-1.100 1.101 - 7.000
8 18 - 54 1-1.100 1-1.100 1-1.100 1.101 - 7.000
9 18 - 54 1.101 - 7.000 1.101 - 7.000 1-1.100 1.101 - 7.000
10 18 - 54 1.101 - 7.000 1.101 - 7.000 1-1.100 1.101 - 7.000
11 18 - 54 1.101 - 7.000 1.101 - 7.000 1-1.100 mayor a 7.000
12 18 - 54 1.101 - 7.000 1.101 - 7.000 1-1.100 1.101 - 7.000
13 18 - 54 1.101 - 7.000 1.101 - 7.000 1-1.100 mayor a 7.000
14 18 - 54 1.101 - 7.000 1.101 - 7.000 1-1.100 1.101 - 7.000
15 18 - 54 1.101 - 7.000 1.101 - 7.000 1-1.100 mayor a 7.000
16 18 - 54 1.101 - 7.000 1.101 - 7.000 1-1.100 mayor a 7.000
17 55 - 64 1-1.100 1-1.100 1-1.100 1-1.100
18 55 - 64 1-1.100 1-1.100 1-1.100 1-1.100
19 55 - 64 1-1.100 1-1.100 1-1.100 1.101 - 5.000
20 55 - 64 1-1.100 1-1.100 1-1.100 1-1.100
21 55 - 64 1-1.100 1-1.100 1-1.100 1.101 - 5.000
22 55 - 64 1-1.100 1-1.100 1-1.100 1-1.100
23 55 - 64 1-1.100 1-1.100 1-1.100 1.101 - 5.000
24 55 - 64 1-1.100 1-1.100 1-1.100 1.101 - 5.000
25 55 - 64 1.101 - 5.000 1.101 - 5.000 1-1.100 1.101 - 5.000
26 55 - 64 1.101 - 5.000 1.101 - 5.000 1-1.100 1.101 - 5.000
27 55 - 64 1.101 - 5.000 1.101 - 5.000 1-1.100 mayor a 5.000
28 55 - 64 1.101 - 5.000 1.101 - 5.000 1-1.100 1.101 - 5.000
29 55 - 64 1.101 - 5.000 1.101 - 5.000 1-1.100 mayor a 5.000
30 55 - 64 1.101 - 5.000 1.101 - 5.000 1-1.100 1.101 - 5.000
31 55 - 64 1.101 - 5.000 1.101 - 5.000 1-1.100 mayor a 5.000
32 55 - 64 1.101 - 5.000 1.101 - 5.000 1-1.100 mayor a 5.000

TRAMO MONTO CREDITO


EDAD TRAMO EDAD OP1 OP2 OP3 op 1 + op 2
24 18 - 54 1.101-7.000 1.101-7.000 1-1.100 1.101 - 7.000
1-1.100

SALIDA INTERNO
1 Los requisitos señalados por la PU son correctos
2 Los requisitos señalados por la PU son correctos
op 1 + op 3 op 2 + op 3 MATRIZ
1-1.100 1-1.100 1-1.100 1-1.100 1-1.100
1-1.100 1.101 - 7.000 1-1.100 1-1.100 1.101 - 7.000
1-1.100 1-1.100 1.101 - 7.000 1-1.100 1-1.100
1.101 - 7.000 1-1.100 1-1.100 1.101 - 7.000 1-1.100
1-1.100 1.101 - 7.000 1.101 - 7.000 1-1.100 1.101 - 7.000
1.101 - 7.000 1.101 - 7.000 1-1.100 1.101 - 7.000 1.101 - 7.000
1.101 - 7.000 1-1.100 1.101 - 7.000 1.101 - 7.000 1-1.100
1.101 - 7.000 1.101 - 7.000 1.101 - 7.000 1.101 - 7.000 1.101 - 7.000
1.101 - 7.000 1.101 - 7.000 1.101 - 7.000 1.101 - 7.000 1.101 - 7.000
1.101 - 7.000 mayor a 7.000 1.101 - 7.000 1.101 - 7.000 mayor a 7.000
1.101 - 7.000 1.101 - 7.000 mayor a 7.000 1.101 - 7.000 1.101 - 7.000
mayor a 7.000 1.101 - 7.000 1.101 - 7.000 mayor a 7.000 1.101 - 7.000
1.101 - 7.000 mayor a 7.000 mayor a 7.000 1.101 - 7.000 mayor a 7.000
mayor a 7.000 mayor a 7.000 1.101 - 7.000 mayor a 7.000 mayor a 7.000
mayor a 7.000 1.101 - 7.000 mayor a 7.000 mayor a 7.000 1.101 - 7.000
mayor a 7.000 mayor a 7.000 mayor a 7.000 mayor a 7.000 mayor a 7.000
1-1.100 1-1.100 1-1.100 1-1.100 1-1.100
1-1.100 1.101 - 5.000 1-1.100 1-1.100 1.101 - 5.000
1-1.100 1-1.100 1.101 - 5.000 1-1.100 1-1.100
1.101 - 5.000 1-1.100 1-1.100 1.101 - 5.000 1-1.100
1-1.100 1.101 - 5.000 1.101 - 5.000 1-1.100 1.101 - 5.000
1.101 - 5.000 1.101 - 5.000 1-1.100 1.101 - 5.000 1.101 - 5.000
1.101 - 5.000 1-1.100 1.101 - 5.000 1.101 - 5.000 1-1.100
1.101 - 5.000 1.101 - 5.000 1.101 - 5.000 1.101 - 5.000 1.101 - 5.000
1.101 - 5.000 1.101 - 5.000 1.101 - 5.000 1.101 - 5.000 1.101 - 5.000
1.101 - 5.000 mayor a 5.000 1.101 - 5.000 1.101 - 5.000 mayor a 5.000
1.101 - 5.000 1.101 - 5.000 mayor a 5.000 1.101 - 5.000 1.101 - 5.000
mayor a 5.000 1.101 - 5.000 1.101 - 5.000 mayor a 5.000 1.101 - 5.000
1.101 - 5.000 mayor a 5.000 mayor a 5.000 1.101 - 5.000 mayor a 5.000
mayor a 5.000 mayor a 5.000 1.101 - 5.000 mayor a 5.000 mayor a 5.000
mayor a 5.000 1.101 - 5.000 mayor a 5.000 mayor a 5.000 1.101 - 5.000
mayor a 5.000 mayor a 5.000 mayor a 5.000 mayor a 5.000 mayor a 5.000

op 1 + op 3 op 2 + op 3 MATRIZ
1.101 - 7.000 1.101 - 7.000 1.101 - 7.000 1.101 - 7.000 1.101 - 7.000
1.101 - 5.000 1.101 - 5.000 1-1.100 1.101 - 5.000 1.101 - 5.000
EXTERNA
Resultado Combinación
Los requisitos señalados por la PU son correctos 1
Solicitar DPS Manual 2
Enviar mail a la CTS por cúmulos de la op de vivienda 3
Enviar mail a la CTS por cúmulos de la op de Fines Grales 4
Los requisitos señalados por la PU son correctos 5
Los requisitos señalados por la PU son correctos
Enviar mail a la CTS por cúmulos de ambas operaciones
Los requisitos señalados por la PU son correctos 6
Los requisitos señalados por la PU son correctos 7
Solicitar exámenes médicos 8
Enviar mail a la CTS por cúmulos de la op de vivienda 9
Enviar mail a la CTS por cúmulos de la op de Fines Grales 9
Los requisitos señalados por la PU son correctos 9
Los requisitos señalados por la PU son correctos 10
Enviar mail a la CTS por cúmulos de ambas operaciones 11
Los requisitos señalados por la PU son correctos 12
Los requisitos señalados por la PU son correctos 13
Solicitar DPS Manual 14
Enviar mail a la CTS por cúmulos de la op de vivienda
Enviar mail a la CTS por cúmulos de la op de Fines Grales
Los requisitos señalados por la PU son correctos 15
Los requisitos señalados por la PU son correctos 16
Enviar mail a la CTS por cúmulos de ambas operaciones 17
Los requisitos señalados por la PU son correctos 18
Los requisitos señalados por la PU son correctos
Solicitar exámenes médicos
Enviar mail a la CTS por cúmulos de la op de vivienda
Enviar mail a la CTS por cúmulos de la op de Fines Grales
Los requisitos señalados por la PU son correctos
Los requisitos señalados por la PU son correctos
Enviar mail a la CTS por cúmulos de ambas operaciones
Los requisitos señalados por la PU son correctos

Los requisitos señalados por la PU son correctos


Los requisitos señalados por la PU son correctos
No hacer nada
XTERNA
Edad Op 1 Op 2 Resultado MATRIZ
18 - 54 1-1.100 1-1.100 1-1.100 1-1.100 1-1.100 1-1.100
18 - 54 1-1.100 1-1.100 1.101 - 7.000 1-1.100 1-1.100 1.101 - 7.000
18 - 54 1-1.100 1.101 - 7.000 1.101 - 7.000 1-1.100 1.101 - 7.000 1.101 - 7.000
18 - 54 1-1.100 1.101 - 7.000 mayor a 7.000 1-1.100 1.101 - 7.000 mayor a 7.000
18 - 54 1-1.100 mayor a 7.000 mayor a 7.000 1-1.100 mayor a 7.000 mayor a 7.000
18 - 54 1.101 - 7.000 1-1.100 1.101 - 7.000 1.101 - 7.000 1-1.100 1.101 - 7.000
18 - 54 1.101 - 7.000 1-1.100 mayor a 7.000 1.101 - 7.000 1-1.100 mayor a 7.000
18 - 54 1.101 - 7.000 1.101 - 7.000 1.101 - 7.000 1.101 - 7.000 1.101 - 7.000 1.101 - 7.000
18 - 54 1.101 - 7.000 1.101 - 7.000 mayor a 7.000 1.101 - 7.000 1.101 - 7.000 mayor a 7.000
18 - 54 1.101 - 7.000 mayor a 7.000 mayor a 7.000 1.101 - 7.000 mayor a 7.000 mayor a 7.000
18 - 54 mayor a 7.000 1-1.100 mayor a 7.000 mayor a 7.000 1-1.100 mayor a 7.000
18 - 54 mayor a 7.000 1.101 - 7.000 mayor a 7.000 mayor a 7.000 1.101 - 7.000 mayor a 7.000
18 - 54 mayor a 7.000 mayor a 7.000 mayor a 7.000 mayor a 7.000 mayor a 7.000 mayor a 7.000
55 - 64 1-1.100 1-1.100 1-1.100 1-1.100 1-1.100 1-1.100
55 - 64 1-1.100 1-1.100 1.101 - 5.000 1-1.100 1-1.100 1.101 - 5.000
55 - 64 1-1.100 1.101 - 5.000 1.101 - 5.000 1-1.100 1.101 - 5.000 1.101 - 5.000
55 - 64 1-1.100 1.101 - 5.000 mayor a 5.000 1-1.100 1.101 - 5.000 mayor a 5.000
55 - 64 1-1.100 mayor a 5.000 mayor a 5.000 1-1.100 mayor a 5.000 mayor a 5.000
55 - 64 1.101 - 5.000 1-1.100 1.101 - 5.000 1.101 - 5.000 1-1.100 1.101 - 5.000
55 - 64 1.101 - 5.000 1-1.100 mayor a 5.000 1.101 - 5.000 1-1.100 mayor a 5.000
55 - 64 1.101 - 5.000 1.101 - 5.000 1.101 - 5.000 1.101 - 5.000 1.101 - 5.000 1.101 - 5.000
55 - 64 1.101 - 5.000 1.101 - 5.000 mayor a 5.000 1.101 - 5.000 1.101 - 5.000 mayor a 5.000
55 - 64 1.101 - 5.000 mayor a 5.000 mayor a 5.000 1.101 - 5.000 mayor a 5.000 mayor a 5.000
55 - 64 mayor a 5.000 mayor a 5.000 mayor a 5.000 mayor a 5.000 mayor a 5.000 mayor a 5.000
68 - 83

1.101 - 7.000 1-1.100 1.101 - 7.000 1.101 - 7.000 1-1.100 1.101 - 7.000
1.101 - 5.000 1-1.100 1.101 - 5.000 1.101 - 5.000 1-1.100 1.101 - 5.000
No hacer nada No hacer nada

1.101 - 7.000

SALIDA INTERNO
Los requisitos señalados por la PU son correctos
Acción
Los requisitos señalados por la PU son correctos
Solicitar DPS Manual
Los requisitos señalados por la PU son correctos
Solicitar DPS Manual más exámenes médicos
Los requisitos señalados por la PU son correctos
Los requisitos señalados por la PU son correctos
Solicitar DPS Manual más exámenes médicos
Los requisitos señalados por la PU son correctos
Solicitar DPS Manual más exámenes médicos
Los requisitos señalados por la PU son correctos
Los requisitos señalados por la PU son correctos
Los requisitos señalados por la PU son correctos
Los requisitos señalados por la PU son correctos
Los requisitos señalados por la PU son correctos
Solicitar DPS Manual
Los requisitos señalados por la PU son correctos
Solicitar DPS Manual más exámenes médicos
Los requisitos señalados por la PU son correctos
Los requisitos señalados por la PU son correctos
Solicitar DPS Manual más exámenes médicos
Los requisitos señalados por la PU son correctos
Solicitar DPS Manual más exámenes médicos
Los requisitos señalados por la PU son correctos
Los requisitos señalados por la PU son correctos
Siempre solicitará DPS

Los requisitos señalados por la PU son correctos


Los requisitos señalados por la PU son correctos

You might also like