17-03-2019

Quote No : q9i1vc4e9bdc1

Illustration for your HDFC Life Click 2 Protect 3D Plus

This is the official illustration issued by HDFC Life Insurance Company Limited. Illustration of any other type is not supported by the company.

Your details

Name: Koteswar Ambati

Age last Birthday: 37

Gender: Male

Your Policy details

HDFC Life Income Benefit on Accidental

Details: HDFC Life Click 2 Protect 3D Plus
Disability Rider

UIN: 101N115V03 101B013V02

Policy Term: 23 year(s) 23 year(s)

Premium Payment Term: 23 year(s) 23 year(s)

Premium Frequency: Monthly

Plan Option Chosen: Income Option Not Applicable

Lumpsum: 10000000 Not Applicable

Initial Annual Income: 1200000 Not Applicable

Income Period: 15 year(s) Not Applicable

Level/Increasing Increasing Income Not Applicable

Income Increase Rate: 6% p.a. Not Applicable

Top Up Option: Y Not Applicable

Top Up Rate: 10% Not Applicable

Rider Sum Assured: Not Applicable 1000000

Policy Year 1: Premium Exclusive of Taxes: 2336 23

Taxes: 420 4

Policy Year 1: Premium Inclusive of Taxes: 2756 27

Total Premium Inclusive of Taxes: 2783

Next Premium Due Date: 17-Jun-2019

Premium Payment Method: -

Illustration Of Future Benefits

Illustrative Benefits on Death under HDFC Life Click 2 Protect 3D Plus

Death Benefit is the sum of:

Sum Assured on Death

Additional Benefits

Sum Assured on Death is the highest of:

10 times Annualised Premium

105% of Total Premiums Paid
Guaranteed Sum Assured on Maturity
Absolute amount assured to be paid on death

Where,

Additional Benefits = Nil

Guaranteed Sum Assured on Maturity = Nil
Absolute amount assured to be paid on death = Sum Assured (i.e. Absolute amount chosen by the policyholder at inception) which is,
Total of:
Amount of lump sum,if any
All monthly incomes

Death Benefit
Policy Year Age Annualised Base Premium Cumulative Premiums Maturity Benefit
Lumpsum Annual Income Benefit Payable Total Income Benefit Payable

1 37 27162 27162 10000000 1200000 25560000 NA

2 38 29715 56877 11000000 1320000 28116000 NA

3 39 32422 89299 12000000 1440000 30672000 NA

4 40 35299 124598 13000000 1560000 33228000 NA

5 41 38263 162861 14000000 1680000 35784000 NA

6 42 41426 204287 15000000 1800000 38340000 NA

7 43 44798 249085 16000000 1920000 40896000 NA

8 44 48400 297485 17000000 2040000 43452000 NA

9 45 52258 349743 18000000 2160000 46008000 NA

 10 46 56392 406135 19000000 2280000Death Benefit 48564000 NA
Policy Year Age Annualised Base Premium Cumulative Premiums Maturity Benefit
11 47 60841 466976 20000000
Lumpsum 2400000
Annual Income Benefit Payable 51120000
Total Income Benefit Payable NA

12 48 65627 532603 21000000 2520000 53676000 NA

13 49 70762 603365 22000000 2640000 56232000 NA

14 50 76256 679621 23000000 2760000 58788000 NA

15 51 82145 761766 24000000 2880000 61344000 NA

16 52 88482 850248 25000000 3000000 63900000 NA

17 53 95331 945579 26000000 3120000 66456000 NA

18 54 102807 1048386 27000000 3240000 69012000 NA

19 55 111122 1159508 28000000 3360000 71568000 NA

20 56 111122 1270630 28000000 3360000 71568000 NA

21 57 111122 1381752 28000000 3360000 71568000 NA

22 58 111122 1492874 28000000 3360000 71568000 NA

23 59 111122 1603996 28000000 3360000 71568000 NA

Illustrative Benefits on Diagnosis of Terminal Illness under HDFC Life Click 2 Protect 3D Plus
Same as "Illustrative Benefits on Death" above.
In the event of the earlier of (a) unfortunate deathT&C5 or (b) diagnosis of Terminal Illness of the life assured during the policy term and if all due premiums have been paid, the above
mentioned Death Benefit will be paid to the nominee.Upon this payment, the policy terminates and no further benefit is payable.

Illustrative Benefits on Accidental & Total Permanent Disability (ATPD) under HDFC Life Click 2 Protect 3D Plus
All future premiums payable under the plan will be waived.

Illustrative Benefits on Surrender under HDFC Life Click 2 Protect 3D Plus

Your Plan does not provide any surrender benefit.

Illustrative Benefits on Maturity under HDFC Life Click 2 Protect 3D Plus

Your Plan does not provide any maturity benefit.

Illustrative Benefits on Accidental & Total Permanent Disability (ATPD) under HDFC Life Income Benefit on Accidental Disability Rider
This rider provides a regular monthly income equal to 1% of Rider Sum Assured for a fixed period of 10 years

TERMS AND CONDITIONS

1. This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life Click 2 Protect 3D Plus policy & HDFC Life
Income Benefit on Accidental Disability Rider . These illustrations must be read in conjunction with the sales literature, which describes the features of this product.The values
shown are for illustration only.
2. All benefits under this Product are guaranteed, provided all premiums are paid,when they are due.
3. All amounts are in Indian Rupees.
4. The Premium stated above is based on the information provided. They may vary as a result of underwriting.
5. For details on the above benefits, please read the Product Brochure.
6. Taxes and levies as applicable will be charged and are payable by you by any method including by levy of an additional monetary amount in addition to premium and/or charges.
7. Tax will be deducted at the applicable rate from the payments made under the policy, as per the prevailing provisions of the Income Tax Act, 1961.

I____________________________________ , hereby confirm that I have read and understood the above benefit illustration before entering into the contract.

Proposer's Signature / Thumb Impression :

Date:
Place:

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".