QUESTIONNAIRE

“A STUDY ON INVESTMENT BEHAVIOUR OF ACADEMICIAN WITH SPECIAL

REFERENCE TO SURAT CITY”

Demographic Profile:
1. Name :__________________________
2. Name of Organization :__________________________
3. Designation :__________________________
4. Age : a) 21 – 30 Yrs. b) 31 – 40 Yrs. c) 41 – 50 Yrs. d) Above 51Yrs
5. Gender: 1. Male 2. Female
6. Marital Status: 1. Married 2. Unmarried 3. Widow 4. Divorced
7. Educational qualification : a) UG b) PG c) Professional d)
Others
8. Type of Organization : 1. Self-Finance 2.Government 3.Semi Government
9. Residential/Location : 1. Rural 2. Urban
10. Working Experience(Year): a) Less than 5 b) 5 – 10 c) 10 – 15 d) More than 15
11. Monthly Income (Individual): (Rs.)
1) Less than Rs.10, 000 2) Rs.10, 001 to Rs.30, 000
3) Rs.30, 001 to Rs.50, 000 4) above Rs.50, 001
12. Annual Income (Family): (Rs.)
1) Less than Rs.100000 2) Rs.100001 to Rs.300000
3) Rs.300001 to Rs.500000 4) above Rs.500001
13. Do you have any other income other than employment?
1) Yes 2) No
1. Have you invested your savings so far? 1) Yes 2) No
2. Which of the following avenues have you opted for?
Post Office Saving Schemes Real Estate
(POMIS/NSC/KVP/PPF etc.) Precious Metals (Gold & Silver)
Insurance and Pension Plans derivatives
Shares commodity
Mutual Funds
SIP
National Saving Certificates/KVP
Debentures and Bonds Fixed deposits
other ______________

3. How frequently you change your investment?

1. 1 Month 2.1-6 Months 3. 6-12 months 4.above 1 Year
4. What level of risk are you ready to undertake for your investment avenue?
 1) Less Risk 2) Moderate Risk 3) High Risk
5. Do you have a formal budget for family expenditure?
1) Yes 2) No
6. Do you have an investment target amount you aim for each year?
1) Yes 2) No
7. How often do you monitor your investment?
1) Daily 2) Monthly 3) Occasionally
8. What is the time period you prefer to invest?
1) Short term (up to 1Yrs) 2) Medium term(2-3 yrs) 3) Long term (more
than 3 Yrs.)
9. What percentage of your income do you invest?
1) 0-15% 2) 15-30% 3)31-50% 4) More than 50%
10. What is your preferred way to invest
1) Online 2) offline
11. Before investing your savings, I prefer to collect the information from:
1 – Not Preferred 2 – Least Preferred 3 – Neutral 4 – Preferred 5 – Most Preferred
Particulars NP LP N P MP
1. Certified Financial Planner
2. Annual reports of the company
3. Prospectus of a company
4. Company’s website
5. Distributers/agents of financial product
6. Rating agencies reports
7. Company’s telephone
representatives
8. Family members
9. Friends and relatives
10. Conversation/exchanges of views with
professional colleagues
11. Publication in the financial press, news
papers & electronic media
12. Conversation/ exchanges of views with
company executive and sector experts
13. Corporate forecast prepared by
independent investment company
14. Published reports from research agencies
15. Opinions from existing investors of various
 instruments
16. Financial advisors/Broker and analyst’s
recommendation

17. Internet

12. Which investment has proved more beneficial to you so far? (Please write the number in
order of preference)

Sr. No. Investment Avenue Rank

1. Post Office Saving Schemes (POMIS/NSC/KVP/PPF etc.)

2. Insurance and Pension Plans

3. Shares

4. Mutual funds

5. National Slaving Certificates/KVP

6. Debentures and Bonds

7. Real Estate

8. Precious Metals (Gold & Silver)

9. Derivatives

10. Commodity

11. SIP

12. Fixed deposits

13. Why do you want to invest in the various invest categories ?

Liquidity
Purpose/motive

Post Office Saving Schemes

(POMIS/NSC/KVP/PPF etc.)

Insurance and Pension Plans

Shares

Mutual funds

Debentures and Bonds

Real Estate

Precious Metals (Gold & Silver)

Derivatives

Commodity

SIP

Fix deposits
Less transaction
Cost
Regular income
Safety
Risk Protection
Less Procedure
Less Maintenance
Expenses
Long term investment
High Return
Chances for
Savings
Old Age Security
Tax Benefit
Emergency need
Child education

14. What is the average annual rate of return you get from different types of investment you opt?

Sr. No. Investment Avenue <=5% 5-8% 8-10% 10-15% 16 <= %

1. Post Office Saving Schemes
(POMIS/NSC/KVP/PPF etc.)

2. Insurance and Pension Plans

3. Shares

4. Mutual funds

5. National Slaving Certificates/KVP

6. Debentures and Bonds

7. Real Estate

8. Precious Metals (Gold & Silver)

9. Derivatives

10. Commodity

11. SIP

12. Fix deposits

15. Before making specific Investment decisions, how often do you do the following?
Sr. No. Statement Never Seldom Sometime Often Always
1 Review your overall investment goals?
2 Assess your risk tolerance level?
3 determine your return objective for the
Investment
4 Consider a variety of investment options?
5 Check the current financial market
condition?
6 Talk with family or friends who are
Knowledgeable about investing?
7 Consult a financial advisor?

16. State the level of risk and return associated with the following investments.

Level of Risk Level of Return

Very Very Investment Very Very

High Low High Low
High Low High Low
Post Office Saving
Schemes
(POMIS/NSC/KVP/PPF
etc.)
Insurance and Pension
Plans
Shares
Mutual funds
National Slaving
Certificates/KVP
Debentures and Bonds
Real Estate
Precious Metals (Gold &
Silver)
Derivatives
Commodity
SIP
Fix deposits

FACTORS AFFECTING INVESTMENT BEFORE AND AFTER

DEMONETIZATION:
 Before Demonetarization After Demonetarization
Factor
High Moderate Low High Moderate Low
Safety
Profitability
Liquidity
Risks
Non Payment Risk
Business Risk
Inflation Risk
Political Risk
Social Risks
Initial Investments
Tax Benefits