MAYUR MANCH. RURAL INSURANCE MOCK TEST COMPILED BY MRS.LATHA,A.

DATE: 24.6.17 OIC

1. A milch cow is covered under cattle insurance upto the age of

A. 8 yrs

B. 10 yrs

C. 12 yrs

D. 14 yrs

2. In cattle insurance, tag no. refers to

A. Policy number

B. Claim number

C. Veterinary Doctors registration no.

D. Animal identification number

3. Tatooing in rural insurance refers to

A. Immunization

B. Sales promotion

C. Vaccination

D. Identification

4. Franchise anf and Excess is applicable in

A. Horticulture
B. Cattle Insurance

C. Piggery Insurance

D. Honey Bee Insurance

4. Franchise and Excess is applicable in

A. Horticulture

B. Cattle Insurance

C. Piggery Insurance

D. Honey Bee Insurance

5. In Cattle Insurance which of the following peril is not covered

A. Death due to accident

B. Death due to infectious disease

C. Theft and Clandestine sale

D. Permanent Total Disablement

6. In Milch cattle insurance, permanant total disablement is covered due to

A. Permanent non production of milk only

B. Permanent incapable to conceive only

C. Permanantly incapacitated to conceive and produce milk

D. Claim under none of the above is payable

7. The concept of Livestock insurance is based on

A. Principles of Indemnity
B. Market value

C. Replacement value

D. All the above

8. Blood Stock Insurance policy covers

A. Death of a Horse due to an Accident

B. Death of a Horse due to illness

C. Both the above

D. Nonebof the above

9. The Cattke Insurance policy can be extended to cover

A. Theft

B. Permanent Total Disability

C. Pre_existing diseases

D. Consequential loss of whatsoever

10. Pet Dog Insurance is granted to Pedigree dogs, watch dogs and sheep dogs within the age
limit of

A. 3 months to 15 yrs

B. 2 months to 8 yrs

C. 3 months to 10 yrs

D. 3 months to 12 yrs

11. Under standard Poultry Insurance Policy, which is not covered

A. Death due to Accident

B. Death due to Fire

C. Death due any mode of Transit

D. Death due to diseases

12. Under cattle insurance Government sponsored schemes, the indemnity is based on

A. Suminsured or market value whichever is less

B. Suminsured irrespective of market value

C. Market value only

D. None of the above

13. Agricultural pumpset insurance policy may be granted for pumpsets

A. Upto 25 HP

B. Upto 50 HP

C. Upto 75 HP

D. Upto 100 HP

14. In Aqua culture ( Shrimp/Prawn) insurance, the insurers cover

A. Partial loss upto 40% of the SI

B. Partial loss upto 50% of the SI

C. Total Loss only

D. All the above

15. Poultry Insurance does not cover

A. Layers
B. Broilers

C. Hatcheries

D. Tandoori

16. Fresh water prawn insurance does not cover

A. Pollution

B. Poisoning

C. Riot & Strike

D. Infidelity

17. Sports insurance comprehensive cover available to amateur sportsman does not cover.

A. Sporting Equipment

B. Personal effects of the sportsman

C. Legal liability of the insured to the public & personal accident

D. All the above are correct

18. State which is not an exclusion under Blood Stock Insurance

1. Slaughter without the consent of the insurer

B. Slaughter with the consent of the insurerin case of fracture of bone necessitating immediate
slaughter in humanitarian grounds

C. I'llness or disease contracted elsewhere than in India

D. None of the above

19. Canin is associated with

A. Bloodstock policy

B. Elephant policy
C. Cattle policy

D. Pet dog policy

20. Which of the following is not used as a means of identification in respect of cattle
insurance

A. Natural identification marks

B. Tatooing

C. Veterinary Doctors registration no.

D. Tagging

21. Generally Blood Stock Insurance relates to

A. Blood Stock in Blood Bank

B. Testing of Blood

C. Indemnify in respect of death of a race horse/sheds occuring from accidents, illness, or

disease etc

D. No such insurance cover is available

22. Under pedal cycle policy legal liability for bodily injury, property damage is

A. 5000

B. 10000

C. 15000

D. 20000

23. Suminsured in Fisheries insurance is arrived on the basis of

A. Only the cost of seeds

B. Only the cost of input

C. Only the cost of import of seeds

D. None of the above

24. In Agriculture pump set insurance, the premium is booked under

A. Machinery Breakdown insurance

B. Rural non traditional business

C. Motor insurance

D. Plant and Machinery insurance

25. In IRDP scheme Animal business cattle insurance there is a provision of

A. Commission to Agents

B. No Commission to Agents

C. Commission to the Agent if the premium is more than 1000

D. None of the above

26. Which of the following is not covered under pedal cycle insurance

A. OD claim

B. Loss due to Fire

C. Loss due to Earthquake

D. Loss due to theft

27. Pet dog insurance to Pedigree dogs, watch dogs and sheep dogs within the age limit of

A. 3 months to 15 yrs
B. 2 months to 8 yrs

C. 3 months to 10 yrs

D. 3 months to 12 yrs

28. The total no. of sections available in Farmers Package policy is

A. 11

B. 12

C. 13

D. 14

29. The crop period of cocoons in Sericulture insurance is

A. 1 week to 3 weeks

B. 2 weeks to 4 weeks

C. 3 weeks to 5 weeeks

D. 4 weeks to 6 weeeks

30. The concept of Honeybee insurance is based on

1. Principle of Indemnity

B. Agreed value

C. Replacement value

D. Market value

31. In Honey bee insurance, suminsured is arrived on the basis of

A. Owner of the hive

B. Insurer

C. Khadi Board

D. Market value

32. In Honey bee insurance the insurer covers only

A. Accidental Loss/Damage

B. Theft

C. Liability due to illness

D. None of the above

33. Which do you call it a Rural sector

A. Population less than 5000 in 400 sq.mt

B. Population less than 5000 in 500 sq.mt

C. Population not more than 5000 in 400 sq.mt

D. Population not more than 5000 in 500 sq.mt

34. In Sheep and Goat insurance the insurers covers only

A. Only basic cover

B. Only accidental death

C. Only death due to illness

D. PID cover

35. Parent birds is covered under poultry insurance from which period

A. 21 days to 72 weeks
B. 1 day to 6 weeks

C. 1 day to 72 weeks

D. 1 day to 8 weeks

36. The crop period of the cocoons is _____

A. 1 week to 5 weeks

B. 3 weeks to 5 weeks

C. 2 weeks to 5 weeks

D. Total 5 weeks

37. Mushroom comes under which crop variety

A. Horticultural crop

B. Plantation crop

C. Floriculture

D. Nursery

38. The maximum amount of liability payable on death of a rabbit

A. 100% of market value or suminsured

B. 90% of suminsured or market value whichever is less

C. 50% of Market value or suminsured whichever is more

D. 70% of suminsured or market value whichever is less

39. In Pig Insurance

A. Any type of disability and Swine Fever is excluded

B. Breeding is covered

C. Furrowing risk is covered

D. None of the above is true

40. Which of the following is not used as a means of identification in respect of Dog insurance
?

A. Metal eartagging

B. Tatooing

C. Cold Branding

D. Nose print and Photograph

41. Which of the following is not a type of Horticultural crop ?

A. Banana

B. Grapes

C. Mangoes

D. Oranges

42. In the coverages of Horticulture/Plantation crop, find out the odd one

A. Fire/Lightning

B. Storm, Flood & Inundation

C. Earthquake

D. Riot, Strike and Terrorism

Answers

1. A

2. D

3. D

4. A

5. C

6. C

7. B

8. C

9. B

10. B

11. C

12. B

13. A

14. C

15. D

16. D

17. D

18. B

19. D

20. C

21. C

22. B

23. B
24. B

25. A

26. C

27. B

28. C

29. C

30. B

31. C

32. A

33. C

34. A

35. C

36. B

37. A

38. D

39. A

40. B

41. C

42. C