D Financial analysis

Penggunaan dana (Application of Found by

Sumber dana (Sources of Founds)
Project Component)
1. Kredit Bank
Rp 50,000,000.00 1. Bangunan tempat kerja Rp 30,000,000.00
2. Lokasi tanah Rp 54,000,000.00
2. Dana / Modal 3. Peralatan kerja Rp 16,000,000.00
Sendiri Rp 50,000,000.00

Rp 100,000,000.00 Rp 100,000,000.00

b. Operation Budget
Object/Subject of Expendotures Estimated amount
t1 t2 t3 t4
A. O & M Expenses
1. Biaya variable Rp 500,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00
2. Biaya tetap Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00
3. tambahan peralatan - Rp 500,000.00 Rp 500,000.00 Rp 500,000.00
Jumlah Rp 5,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00
B. Repayments of Loans and Interest
a. Angsuran Rp 5,555,555.56 Rp 11,111,111.11 11,111,111,11 111,111,111,11
b. Bunga Rp 7,812,535.16 Rp 15,625,070.31 Rp 15,625,070.31 Rp 15,625,070.31
Jumlah Rp 13,368,090.71 Rp 26,736,181.42 Rp 15,625,070.31 Rp 15,625,070.31
JUMLAH (A + B) Rp 18,868,090.71 Rp 33,236,181.42 Rp 22,125,070.31 Rp 22,125,070.31

Keterangan : *) Perincian perhitungan

c. Perkiraan R/L (Proforma

Profit/Loss)
 URAIAN Estimated amount
t1 t2 t3 t4
A. Hasil Usaha (revenue)* Rp 59,200,000.00 Rp 66,600,000.00 Rp 66,600,000.00 Rp 66,600,000.00
Biaya operasi & Maintenance Rp 5,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00
Laba Operasi Rp 53,700,000.00 Rp 60,100,000.00 Rp 60,100,000.00 Rp 60,100,000.00
Bunga : Rp 7,812,535.16 Rp 15,625,070.31 Rp 15,625,070.31 Rp 15,625,070.31
Laba sebelum pajak Rp 45,887,464.84 Rp 44,474,929.69 Rp 44,474,929.69 Rp 44,474,929.69
Pajak 20% Rp 9,177,492.97 Rp 8,894,985.94 Rp 8,894,985.94 Rp 8,894,985.94
Laba bersih (Net Profit) Rp 36,709,971.88 Rp 35,579,943.75 Rp 35,579,943.75 Rp 35,579,943.75
Cadanga laba

NPV WORK SHEET

URAIAN t0 t1 t2 t3
A. Penghasilan (revenue)
a. Penjualan Rp 59,200,000.00 Rp 66,600,000.00 Rp 66,600,000.00
b. Salvage values
Total gross Benefit Rp 59,200,000.00 Rp 66,600,000.00 Rp 66,600,000.00
B. Biaya (Cost)
a. K0 Rp 100,000,000.00
b. Biaya variable Rp 500,000.00 Rp 1,000,000.00 Rp 1,000,000.00
c. Biaya tetap
- Owner’s fee Rp 20,000,000.00 Rp 20,000,000.00 Rp 20,000,000.00
- Maintenance Cost Rp 4,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00
- Tambahan peralatan 0 Rp 500,000.00 Rp 500,000.00
- Administrasi Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00
d. Repayments
Angsuran Rp 5,555,555.56 Rp 11,111,111.11 11,111,111,11
Bunga Rp 7,812,535.16 Rp 15,625,070.31 Rp 15,625,070.31

e. Pajak, 20% Rp 9,177,492.97 Rp 8,894,985.94 Rp 8,894,985.94

Total Costs Rp 100,000,000.00 Rp 48,045,583.68 Rp 63,131,167.36 #VALUE!
 Net Benefits (A – B) -Rp
100,000,000.00 Rp 11,154,416.32 Rp 3,468,832.64 #VALUE!
DF = 12% 1 0.893 0.797 0.712
Net Benefits at DF = 12% -Rp
100,000,000.00 Rp 9,960,893.77 Rp 2,764,659.61 #VALUE!
0 1 2 3
NPV = 3,010,596,027
N B/C Rasio = …………..
Payback period = …………………
 Estimated amount
t5 t6 t7 t8 t9 t10

Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00

Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00
Rp 500,000.00 Rp 500,000.00 Rp 500,000.00 Rp 500,000.00 Rp 500,000.00 Rp 500,000.00
Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00

111,111,111,11
Rp 15,625,070.31
Rp 15,625,070.31
Rp 22,125,070.31 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00
 Estimated amount
t5 t6 t7 t8 t9 t10
Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00
Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00 Rp 6,500,000.00
Rp 67,500,000.00 Rp 67,500,000.00 Rp 67,500,000.00 Rp 67,500,000.00 Rp 67,500,000.00 Rp 67,500,000.00
Rp 15,625,070.31
Rp 51,874,929.69 Rp 67,500,000.00 Rp 67,500,000.00 Rp 67,500,000.00 Rp 67,500,000.00 Rp 67,500,000.00
Rp 10,374,985.94 Rp 13,500,000.00 Rp 13,500,000.00 Rp 13,500,000.00 Rp 13,500,000.00 Rp 13,500,000.00
Rp 41,499,943.75 Rp 54,000,000.00 Rp 54,000,000.00 Rp 54,000,000.00 Rp 54,000,000.00 Rp 54,000,000.00

NPV WORK SHEET

t4 t5 t6 t7 t8 t9 t10

Rp 66,600,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00

Rp 66,600,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00 Rp 74,000,000.00

Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00

Rp 20,000,000.00 Rp 20,000,000.00 Rp 20,000,000.00 Rp 20,000,000.00 Rp 20,000,000.00 Rp 20,000,000.00 Rp 20,000,000.00

Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00 Rp 5,000,000.00
Rp 500,000.00 Rp 500,000.00 Rp 500,000.00 Rp 500,000.00 Rp 500,000.00 Rp 500,000.00 Rp 500,000.00
Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00 Rp 1,000,000.00

111,111,111,11 111,111,111,11
Rp 15,625,070.31 Rp 15,625,070.31

Rp 8,894,985.94 Rp 10,374,985.94 Rp 13,500,000.00 Rp 13,500,000.00 Rp 13,500,000.00 Rp 13,500,000.00 Rp 13,500,000.00

#VALUE! #VALUE! Rp 41,000,000.00 Rp 41,000,000.00 Rp 41,000,000.00 Rp 41,000,000.00 Rp 41,000,000.00
#VALUE! #VALUE! Rp 33,000,000.00 Rp 33,000,000.00 Rp 33,000,000.00 Rp 33,000,000.00 Rp 33,000,000.00
0.636 0.567 0.507 0.452 0.404 0.361 0.322
#VALUE! #VALUE! Rp 16,731,000.00 Rp 14,916,000.00 Rp 13,328,146.52 Rp 11,900,130.82 Rp 10,625,116.81
4 5 6 7 8 9 10
angsuran p n i (1+i)^n angsuran
1 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
2 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
3 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
4 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
5 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
6 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
7 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
8 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
9 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
10 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
11 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
12 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
13 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
14 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
15 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
16 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
17 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
18 Rp 50,000,000.00 18 2.75% 1.6295697338 Rp 3,559,091.29
Rp 64,063,643.22
 pokok bunga
Rp 7,118,182.58 Rp 2,777,777.78 #REF! Rp 781,313.51 #REF!
#REF! #REF!
Rp 14,236,365.16 Rp 2,777,777.78 Rp 11,111,111.11 Rp 781,313.51 Rp 3,125,254.05
Rp 2,777,777.78 Rp 781,313.51
Rp 2,777,777.78 Rp 781,313.51
Rp 2,777,777.78 Rp 781,313.51
Rp 14,236,365.16 Rp 2,777,777.78 Rp 11,111,111.11 Rp 781,313.51 Rp 3,125,254.05
Rp 2,777,777.78 Rp 781,313.51
Rp 2,777,777.78 Rp 781,313.51
Rp 2,777,777.78 Rp 781,313.51
Rp 14,236,365.16 Rp 2,777,777.78 Rp 11,111,111.11 Rp 781,313.51 Rp 3,125,254.05
Rp 2,777,777.78 Rp 781,313.51
Rp 2,777,777.78 Rp 781,313.51
Rp 2,777,777.78 Rp 781,313.51
Rp 14,236,365.16 Rp 2,777,777.78 Rp 11,111,111.11 Rp 781,313.51 Rp 3,125,254.05
Rp 2,777,777.78 Rp 781,313.51
Rp 2,777,777.78 Rp 781,313.51
Rp 2,777,777.78 Rp 781,313.51
#REF! #REF!
#REF!
#REF!
 Rp 3,559,031.29

#REF!