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1 Executive summary

2 Concept of banking
 Meaning of bank & banking
 History of banking
 Types of banking

3 Introduction
 History of RNSB
 Bank profile
 Organization structure
 Branches

4 Management
 Service management
 Marketing management
 Finance management
 Human resource management

5 Porter five force model

6 SWOT analysis

7 Findings

8 Conclusion

9 Bibliography
EXECUTIVE SUMMARY
This report is about my internship program with Rajkot nagrik sahakri bank limited. In this
comprehensive report, I have discussed about every major select aspect of the bank, which I
observed and perceived during my internship program.

In this report you will find the detail about the bank right from its incorporation to the current
position. Along with it, the processes, policies and procedures of the bank also discussed in
details.

As the main purpose of internship is to learn working in practical environment and apply the
knowledge acquired during the studies in a real world scenario in order to tackle the problems
using the knowledge and skill learned during the academic process.

This project study emphasize on the “general banking functions”. The project study focus on
how they attract new customer, how they attend their regular customers, how they lead the
competition, how they grows financially and achieve full recovery.

Rajkot Nagrik Sahakari Bank Ltd., like other co-operative banks offer a whole range of saving
and current accounts to cater to the requirement of its target population, the upper, middle
and lower segment of the society.
History of banking industries
As early as 2000 B.C., The Babylonians has developed a banking system. There is evidence to
show the temples of babylon were used as banks. After a period of time, there was a spread of
irreligion, which soon destroyed the public sense of security in depositing money and valuable
in temple. The priests were longer acting as financial 45 agents. The romans did minute
regulations, as to conduct private banking and to create confidence in it. Loan banks were also
common in Rome. From these the poor citizens received loans without paying interests, against
security of land for 3 or 4 years.

During the early periods, although private individuals mostly did the banking business, many
countries established public banks either for the purpose of facilitating commerce or to serve
the government.

However, upon the revival if civilization, growing necessity forced the issued in the middle of
the 12th Century and banks were established at Venice and Genoa. The bank of Venice
established in 1157 is supposed to be the most ancient bank. Originally, it was not a bank in
modern sense, during simply an offer for the transfer of the public debt.

Again the origin of modern banking may be traced to the money dealers in Florence who
received money on deposit, and were lenders of money in the 14 th century and also in 1349,
the business of banking was carried on by drapers of Barcelona.

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