Income derived from investment of depositors’ funds and others

Income derived from investment of shareholders’ funds

allowance for losses for financing
provision for commitment and c ontingencies
impairment loss
profit equilisation reserve
other expenses directly related to investors and share holders funds
total distributable income
income attributable to the deppositors
total net income
personnal expenses
other overheads and expenditures
impairment loss from property, plant and equipment and intangible assets
finance cost
profit before zakat and taxation
zakat
taxation
profit after zakat and taxation
extraordinary items
profit before minority interests
minority interests
net profit for financial year
 Jan-05 Feb-05 Mar-05 Apr-05 May-05 Jun-05 Jul-05
initial inv 500000000
income fro 0 0 0 86520000 89331900 91999600 94523100
income from joint venturre
income form cost plus sale
income from leasiing
income from credit card
expenses
expenses fo 432600000
expenses fpr joint venture 216300000
expenses for cost plus sale
expenses for leasing
expenses for credit card
capital exp 31000000
salary exp 0 1400000 1400000 1400000 1400000 1400000 1400000
hoarding c 1400000 1400000 1400000 1400000 1400000 1400000 1400000
rental cost 0 150000 150000 150000 150000 150000 150000
electronic 4000000 4000000 4000000 4000000 4000000 4000000 4000000
print medi 2000000 2000000 2000000 2000000 2000000 2000000 2000000
DSA expen 4000000 4000000 4000000 4000000 4000000 4000000 4000000
total expe 42400000 12950000 12950000 12950000 12950000 12950000 12950000
operatiing 25000000 25000000 25000000 25000000 25000000 25000000 25000000
depreciation 7210000 7210000 7210000 7210000 7210000 7210000
cost of funds
net incom -500000000 -58110000 -58110000 28410000 31221900 33889600 -179886900
tax (37%) - 10511700 11552103 12539152 -66558153
profit/loss -500000000 -58110000 -58110000 17898300 19669797 21350448 -113328747

value of as 432600000 425390000 418180000 410970000 403760000 3.97E+08 389340000

 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05 Jan-06 Feb-06 Mar-06 Apr-06

96902400 99137500 101228400 80247300 97479200 95604600 93730000 91855400 89980800

21630000 221630000 221630000 2.22E+08 2.22E+08 2.22E+08 221630000 221630000 221630000
302820000 302820000

216300000 216300000 216300000

1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000

1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
150000 150000 150000 150000 150000 150000 150000 150000 150000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000
25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000
7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000

60422400 262657500 264748400 2.44E+08 2.61E+08 2.59E+08 40950000 341895400 340020800

22356288 97183275 97956908 90193901 96569704 95876102 15151500 126501298 125807696
38066112 165474225 166791492 1.54E+08 1.64E+08 1.63E+08 25798500 215394102 214213104

382130000 374920000 367710000 3.61E+08 3.53E+08 3.46E+08 338870000 331660000 324450000

 May-06 Jun-06 Jul-06 Aug-06 Sep-06 Oct-06 Nov-06 Dec-06 Jan-07 Feb-07

88106200 86231600 84357000 82482400 80607800 78733200 76858600 74984000 73109400 71234800
2.22E+08 2.22E+08 221630000 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 221630000
3.03E+08 3.03E+08 302820000 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 302820000
43260000 43260000 43260000 43260000 43260000 43260000 43260000

2.16E+08 2.16E+08 216300000 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 216300000
216300000
21630000

1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
150000 150000 150000 150000 150000 150000 150000 150000 150000 150000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000
25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000
7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000

3.38E+08 3.36E+08 118097000 3.33E+08 3.31E+08 3.29E+08 3.27E+08 3.25E+08 3.23E+08 342904800
1.25E+08 1.24E+08 43695890 1.23E+08 1.22E+08 1.22E+08 1.21E+08 1.2E+08 1.2E+08 126874776
2.13E+08 2.12E+08 74401110 2.09E+08 2.08E+08 2.07E+08 2.06E+08 2.05E+08 2.04E+08 216030024

3.17E+08 3.1E+08 302820000 2.96E+08 2.88E+08 2.81E+08 2.74E+08 2.67E+08 2.6E+08 252350000
 Mar-07 Apr-07 May-07 Jun-07 Jul-07 Aug-07 Sep-07 Oct-07 Nov-07 Dec-07

69360200 67485600 65611000 63736400 61861800 59987200 58112600 56238000 54363400 52488800
221630000 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08
302820000 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08
43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000
1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500

216300000 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08

1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
150000 150000 150000 150000 150000 150000 150000 150000 150000 150000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000
25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000
7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000

363741700 3.62E+08 3.6E+08 3.58E+08 3.56E+08 3.54E+08 3.52E+08 3.51E+08 3.49E+08 3.47E+08
134584429 1.34E+08 1.33E+08 1.33E+08 1.32E+08 1.31E+08 1.3E+08 1.3E+08 1.29E+08 1.28E+08
229157271 2.28E+08 2.27E+08 2.26E+08 2.24E+08 2.23E+08 2.22E+08 2.21E+08 2.2E+08 2.19E+08

245140000 2.38E+08 2.31E+08 2.24E+08 2.16E+08 2.09E+08 2.02E+08 1.95E+08 1.87E+08 1.8E+08
 Jan-08 Feb-08 Mar-08 Apr-08 May-08 Jun-08 Jul-08 Aug-08 Sep-08 Oct-08

50614200 48739600 46865000 44990400 43115800 41241200 39366600 37492000 35617400 33742800
2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08
3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08
43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000
1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500

2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08

1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
150000 150000 150000 150000 150000 150000 150000 150000 150000 150000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000
25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000
7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000

3.45E+08 3.43E+08 3.41E+08 3.39E+08 3.37E+08 3.36E+08 3.34E+08 3.32E+08 3.3E+08 3.28E+08
1.28E+08 1.27E+08 1.26E+08 1.26E+08 1.25E+08 1.24E+08 1.23E+08 1.23E+08 1.22E+08 1.21E+08
2.17E+08 2.16E+08 2.15E+08 2.14E+08 2.13E+08 2.11E+08 2.1E+08 2.09E+08 2.08E+08 2.07E+08

1.73E+08 1.66E+08 1.59E+08 1.51E+08 1.44E+08 1.37E+08 1.3E+08 1.23E+08 1.15E+08 1.08E+08
 Nov-08 Dec-08 Jan-09 Feb-09 Mar-09 Apr-09 May-09 Jun-09 Jul-09 Aug-09

31868200 29993600 28119000 26244400 24369800 22495200 20620600 18746000 16871400 14996800
2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08
3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08
43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000
1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500

2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08

1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
150000 150000 150000 150000 150000 150000 150000 150000 150000 150000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000
25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000
7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000

3.26E+08 3.24E+08 3.23E+08 3.21E+08 3.19E+08 3.17E+08 3.15E+08 3.13E+08 3.11E+08 3.09E+08
1.21E+08 1.2E+08 1.19E+08 1.19E+08 1.18E+08 1.17E+08 1.17E+08 1.16E+08 1.15E+08 1.14E+08
2.06E+08 2.04E+08 2.03E+08 2.02E+08 2.01E+08 2E+08 1.98E+08 1.97E+08 1.96E+08 1.95E+08

1.01E+08 93730000 86520000 79310000 72100000 64890000 57680000 50470000 43260000 36050000
 Sep-09 Oct-09 Nov-09 Dec-09 Jan-10 Feb-10 Mar-10 Apr-10 May-10 Jun-10

13122200 11247600 9373000 7498400 5623800 3749200 1874600 0 0 0

2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08
3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08
43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000 43260000
1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500 1081500

2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08

1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000 1400000
150000 150000 150000 150000 150000 150000 150000 150000 150000 150000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000 2000000
4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000 4000000
12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000 12950000
25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000 25000000
7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000 7210000

3.08E+08 3.06E+08 3.04E+08 3.02E+08 3E+08 2.98E+08 2.96E+08 2.94E+08 2.94E+08 2.94E+08
1.14E+08 1.13E+08 1.12E+08 1.12E+08 1.11E+08 1.1E+08 1.1E+08 1.09E+08 1.09E+08 1.09E+08
1.94E+08 1.93E+08 1.91E+08 1.9E+08 1.89E+08 1.88E+08 1.87E+08 1.85E+08 1.85E+08 1.85E+08

28840000 21630000 14420000 7210000

 Jul-10 Aug-10 Sep-10 Oct-10 Nov-10 Dec-10

0 0 0 0 0 0
2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08 2.22E+08
3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08 3.03E+08
43260000 43260000 43260000 43260000 43260000 43260000
1081500 1081500 1081500 1081500 1081500 1081500

2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08 2.16E+08

1400000 1400000 1400000 1400000 1400000 1400000

1400000 1400000 1400000 1400000 1400000 1400000
150000 150000 150000 150000 150000 150000
4000000 4000000 4000000 4000000 4000000 4000000
2000000 2000000 2000000 2000000 2000000 2000000
4000000 4000000 4000000 4000000 4000000 4000000
12950000 12950000 12950000 12950000 12950000 12950000
25000000 25000000 25000000 25000000 25000000 25000000
7210000 7210000 7210000 7210000 7210000 7210000

2.94E+08 2.94E+08 2.94E+08 2.94E+08 2.94E+08 2.94E+08

1.09E+08 1.09E+08 1.09E+08 1.09E+08 1.09E+08 1.09E+08
1.85E+08 1.85E+08 1.85E+08 1.85E+08 1.85E+08 1.85E+08