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NON FUNDED SERVICES

1 BUSINESS ACCOUNT


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2 LETTER OF CREDIT

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VALUE ADDED SERVICES

1 TAX COLLECTION

HDFC Bank was the first private sector bank to be authorised by the Central Board of Direct Taxes (CBDT) as well as
the Reserve Bank of India for collection of direct tax, from April 01, 2001. Today we collect direct taxes at 322
branches across 22 zones.
HDFC Bank is also authorised by the Central Board of Excise and Customs (CBEC) as well as the Reserve Bank of
India (RBI) to accept Central Excise Duty and Service Tax at Mumbai, Delhi, Bangalore and Kolkatta.

2 ONLINE TAX PAYMENT

HDFC Bank was the first private sector bank to be authorised by the Central Board of Direct Taxes (CBDT) as well
as the Reserve Bank of India for collection of direct tax.

We, at present, provide this facility through 322 branches.

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Convenience at its best - no standing in long queues for payment of tax, no hassles of writing cheques, no filling
challans in four copies and no visiting a collecting bank!

Extended deadlines for payments on cut off date.

_
    
 

Fill in the details of Challan and submit the transaction.

Input your NetBanking Customer ID and Password.

Give the details of your account & your account will get debited online

@ __@ _w
hdfc bank  loan
hdfc bank   loan
hdfc bank  loan
hdfc bank   loan
hdfc bank  loan
hdfc bank  loan
hdfc bank   loan
hdfc bank   loan

1 EDUCATION LOAN

With HDFC bank student education loans, pursue your dream higher studies without worrying for financial
assistance. We provide student education loans for all Graduate, Post-Graduate, Engineering, Medical, MBA ,
Vocational Courses (Multi-Media, ERP) offered by recognized institutions in India. No more running from pillar
to post for availing student loans! Our friendly sales managers will guide you in every step to make your dreams
into reality.

        

Student Loans Upto Rs. 15 Lakhs for education In India

Unsecured Lending Upto INR 7.5 Lakhs

No Collateral Or Third Party Guarantee**

Wider Range Of Collateral For Loans Above INR 7.5 Lakhs

Residential Property

HDFC Bank Fixed Deposit

LIC/NSC/KVP

Loan available upto tenure of 7 years including moratorium period

Repayment to start 1 year after course completion / 6 months after obtaining employment (whichever is
earlier)

Loans available for short duration/ job oriented courses also

_       , offered under section 80-E of the Income Tax Act 1961* for the entire interest amount
paid towards your education loan.
Click here to view the income tax circular.
E-mail loansupport@hdfcbank.com to receive interest certificate for FY 09-10.

Loans available for other course related expenses also!

*Pls check with your CA.


# From Bank's approved list of institutes.
** Third Party Guarantee required for loans between Rs 4 lakhs to 7.5 lakhs.


 
  

Service At Your Door Step


Loans disbursed directly to the educational institution as Per the Fee Schdule.

Insurance Protection from HDFC ERGO

Gateway To Other Banking Products And Services.

Savings Account

          


@ 

HDFC ERGO General Insurance Company Limited is a 74:26 joint venture between HDFC Limited, India¶s
premier Housing Finance Institution & ERGO International AG, the primary insurance entity of Munich Re
Group.

HDFC ERGO focuses on providing the ³Right Insurance Solution´ for all. They offer customers complete
range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the
retail space and customized products like Property, Marine and Liability Insurance in the corporate space.

The organization has been expanding its presence across the country and is today present across 46 cities
with 52 branch offices with an employee base of over 650 professionals. The company has a right balance of
distribution channel comprising of Dealerships, Brokers, Retail and Corporate Agents, Bancassurance and
Direct Sales Team

2 PERSONAL LOAN


 !""!""" 

 depending on your
requirements.

Flexible Repayment options, ranging from 12 to 60 months.

One of the lowest interest rates.

      - No guarantor/security/collateral required.


 
  

V If you are an HDFC Bank    ,


we have a special offer for you

V If you are an existing _@  @ 


 with a clear repayment of 6 months or
more from any of our approved financiers or us,
you can get a    
   
#    $.

V If you are an existing HDFC Bank   @ 


 with a clear repayment of 9 months or
more, we can 
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   .
TYPES OF ACCOUNTS

1 NRE Savings Account

Recommended for
Foreign exchange earned outside India
and transferred to India
Currency
Indian Rupees

Minimum Amount for Account


Opening
INR 10,000 (Urban)
INR 5,000 (Semi-urban)
Average Quarterly Balance
Requirement
INR 10,000

Joint Holders
Non-resident (s)

Mandate Holders
Indian resident

Repatriation
Full amount (principal and interest)

Taxation
Interest is exempt from tax

ATM / Debit Card


International Debit Card and ATM
Card given
rnterest Rate
3.5%p.a.

2
NRO
Savings
Account

Recommended for

Keeping the money you


earn or acquire in India
before and after
becoming an NRI

Currency

Indian Rupees

Minimum Amount
for Account Opening

INR 10,000 (Urban)


INR 5,000 (Semi-urban)

Average Quarterly
Balance
Requirement

INR 10,000
voint Holders

Resident Indian or non-


resident (s)

Mandate Holders

Indian resident

Repatriation

Only up to 1 million
USD per financial year
for bonafide purposes

Taxation

Interest is taxable

ATM / Debit Card

EasyShop NRO Debit


Card and ATM Card
given

Interest Rate

3.5%p.a.

3 NRE Fixed Deposit

Recommended
for
Safe and
secure growth
for your funds
with full
repatriation

Currency

Indian Rupees

Minimum
Amount for
Account
Opening

INR 25,000
Add-on
deposit 10,000

Average
Quarterly
Balance
Requirement

Not Applicable

voint
Holders

Any other
non-resident
Indian

Mandate
Holders

Resident
Indian

Repatriation

Full amount
(principal and
interest)

Taxation

Principal and
interest is
exempt from
income tax

ATM / Debit
Card

Not Applicable

Interest
Rate

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